Palatka City FL Single Family Real Estate, Homes for Sale

3 Beds ⋅ 2 Baths ⋅ 2171223 MLS ⋅ 32177 Zip Code

Country living with in-town convenience—bring your backyard dreams to life! Set on 1.21 acres, this property has room for backyard adventures, gardening and your next FFA project. Dreaming of fresh eggs? Bring your chickens—a large chicken run with two coops is ready! Two livestock pens offer space for small livestock, with room to enjoy backyard games and four-legged friends. Built in 2000, this 3-bedroom, 2-bath concrete block and stucco home features vaulted ceilings, an attached garage and a doggie door system. Appliances replaced in 2020; painted in 2023. Enjoy the screened back porch, adjoining covered patio and concrete deck with a fire pit. A 24x36 pole barn, attached 24x14 air-conditioned shop, 8x10 meat-processing room, 4x8 walk-in cooler system and processing winch round out the setup. Tackle projects, gather under the stars and put down roots! Under Contract, but accepting back up offers.

110 Cedar Lane, Palatka

$235,000

3 Beds ⋅ 2 Baths ⋅ 2170961 MLS ⋅ 32177 Zip Code

BRAND NEW CONSTRUCTION - NEVER OCCUPIED! This 3-bedroom, 2-bath concrete block home offers approximately 1,500 sq. ft. with an open-concept design and desirable split-bedroom floor plan. The spacious kitchen features white quartz countertops, stainless steel appliances, and an oversized island with plenty of seating, perfect for entertaining. Enjoy luxury vinyl flooring and LED lighting throughout. The primary suite includes a large walk-in closet and private en-suite bath. Additional highlights include an indoor laundry room and a HUGE fully fenced backyard with plenty of space for outdoor activities, pets, or entertaining. All kitchen appliances convey, making this home move-in ready! Don't miss this opportunity to be the first owner!

506 E Bay Street, Palatka

$300,000

3 Beds ⋅ 2 Baths ⋅ 2170943 MLS ⋅ 32177 Zip Code

This is a Riverfront property located in scenic Putnam county with a lot of Great Views!! The house has been vacant for a while and there has been a roof leak. Enter the house at your on risk. It could be redone or you can start over again and build your own Dream Home. The selling point is being right on the River. There is 1.9 acres and several out door buildings for workshops or green house. A lot of space for anything you desire. House does have mold please be aware that if you do go in you enter at your own Risk. Please use safety measures.

126 Saint Johns Drive, Palatka

$425,000

4 Beds ⋅ 3 Baths ⋅ 2170915 MLS ⋅ 32177 Zip Code

Welcome to 2101 Carr Street, where Southern charm meets modern comfort and resort-inspired Florida living. Beyond the gated entrance and circular driveway, discover a beautifully updated home with a split-bedroom floor plan, private master or mother-in-law suite, and dedicated theater room. Extensive improvements. Outside, a private retreat awaits with a resurfaced swimming pool, expansive paver patio, oversized fire pit, and refreshed landscaping. Fully fenced grounds, a two-car carport, and a rare underground bunker add convenience and distinctive character. Just minutes from historic Downtown Palatka and the St. Johns River, this home blends flexible living, memorable entertaining, and an easygoing Northeast Florida lifestyle. Designed for both everyday comfort and effortless entertaining, 2101 Carr Street offers a thoughtful balance of privacy, flexibility, and timeless character. The split-bedroom layout creates inviting spaces for family and guests, while the separate en-suite accommodates multigenerational living. A dedicated theater room provides the perfect setting for movie nights and gatherings. The extensive renovations bring modern convenience to this established home while preserving its original charm. Two of the three bathrooms have been remodeled down to the studs, complemented by updated plumbing and electrical fixtures, fresh interior paint, and new carpeting. Step outside to enjoy sunny afternoons beside the pool, peaceful mornings surrounded by refreshed landscaping, or evenings gathered around the oversized fire pit beneath the Florida sky. Located near historic Downtown Palatka, enjoy locally owned restaurants, charming boutiques, waterfront parks, boating, fishing, and community events. Palatka's central location provides convenient access to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach, and Orlando. A distinctive property offering the privacy of a gated retreat, the versatility of separate living spaces, and the relaxed charm of Northeast Florida.

2101 Carr Street, Palatka

$249,900

3 Beds ⋅ 2 Baths ⋅ 264659 MLS ⋅ 32177 Zip Code

This beautifully, well-maintained 3 bedroom, 2 bath concrete block home near the Palatka Golf Course has updated kitchen and bathrooms with majestic oak tree adorning the front yard. New metal roof in 2026. New central HVAC in 2021. Skylights in kitchen and master bath. Low “E” single-hung windows with blinds throughout. Eat-at bar in large kitchen has custom cabinets, granite countertops and wall pantry with lots of storage. Appliances include french door refrigerator over bottom freezer, gas range, microwave and dishwasher. Utility room has washer, dryer and chest freezer. Screened patio overlooks spacious fenced back yard with large workshop/storage shed. Must see to appreciate this home that is convenient to schools, shopping, medical facilities and the beautiful, historic St. Johns River.

129 Crestwood Avenue, Palatka

$385,000

3 Beds ⋅ 2 Baths ⋅ 2170258 MLS ⋅ 32177 Zip Code

Your next chapter starts with a brand-new home, a full acre, and a sought-after Silver Lake Dr. address! Just 5 minutes from Palatka's shopping, dining, and entertainment, this home offers room to spread out with everyday conveniences close by. A split floor plan and vaulted ceilings create an inviting setting for gathering with friends and family. Features include 2x6 exterior walls, spray-foam roofline insulation, Low-E windows, LP SmartSide siding, and architectural shingles. The professionally designed interior offers luxury vinyl plank and tile flooring, tile showers, quartz countertops, soft-close cabinetry, a gas stove, and a tankless water heater. The attached carport doubles as a covered back porch and cookout area, perfect for weekend barbecues and outdoor entertaining. With a full acre, there's plenty of space for gardening, yard games, outdoor hobbies, and relaxing in the fresh air. Enjoy the space you want and the convenience you need. Schedule your private tour today!

4117 Silver Lake Drive, Palatka

$225,000

5 Beds ⋅ 2 Baths ⋅ 2170167 MLS ⋅ 32177 Zip Code

SPACE, SPACE, AND MORE SPACE! You truly have to see this one to appreciate just how much room it offers! Built in 2003, this MASSIVE 5-bedroom, 2-bath manufactured home boasts over 2,000 square feet of living space and sits on 1.5 acres of land! Featuring a durable metal roof, new flooring in select areas, steal skirting to prevent breakage, and plenty of room both inside and out, this property offers the space you've been searching for without sacrificing convenience. Located just off Silver Lake Drive, you'll enjoy easy access to schools, shopping, medical facilities, and everyday necessities. With five bedrooms, there's plenty of flexibility for guests, a home office, or whatever fits your lifestyle. Whether you're looking for a spacious place to call home or simply want room to spread out, this property has so much to offer! Don't let this one fool you from the outside — step inside and see just how BIG it really is! Schedule your private showing today!

4107 Silver Lake Drive, Palatka

$219,000

3 Beds ⋅ 2 Baths ⋅ 2170166 MLS ⋅ 32177 Zip Code

Discover the potential at 367 Horseman Club Rd! Situated on 3.47 acres, this 3-bedroom, 2-bath home offers 1,465 square feet of living space, plus an enclosed carport with potential for conversion into a fourth bedroom. New windows, two sheds with electric, and a large pole barn add to the property's appeal, providing plenty of space for storage, hobbies, and projects. Enjoy the peace and tranquility of country living without sacrificing convenience! Located near the local equestrian center and just a short drive from shopping, restaurants, and everyday amenities, this property offers the perfect balance of rural charm and accessibility. Enjoy wide-open spaces, room to roam, and a peaceful setting while still being close to everything you need

367 Horseman Club Road, Palatka

$499,900

4 Beds ⋅ 4 Baths ⋅ 2170096 MLS ⋅ 32177 Zip Code

Enjoy the space, flexibility, and comfort this beautiful brick home has to offer! With over 3,100 sq. ft. of living space, this home is ideal for multi-generational living, extended family, or hosting guests while maintaining privacy. The main home offers 3 bedrooms and 3 baths, complemented by an attached efficiency apartment with a full kitchen, bath, walk-in closet, and living/bedroom area. Gather around the fireplace in the spacious living room, enjoy casual meals in the kitchen's breakfast nook, or entertain in the formal living and dining rooms. A dedicated office provides the perfect work-from-home space. The generous primary suite offers a relaxing retreat, while the large Florida room invites year-round entertaining and overlooks an oversized backyard with room for a pool. Fresh interior paint and new carpet add a fresh feel. An oversized 2-car garage and circular driveway provide plenty of parking. A home designed for comfortable living and room to grow!

100 Sherri Lane, Palatka

$309,900

3 Beds ⋅ 2 Baths ⋅ 2169954 MLS ⋅ 32177 Zip Code

Country Charm with Convenient Location! Enjoy the best of both worlds in this updated 3BR/2BA home on over an acre of land on a quiet dead end street, conveniently located near schools, shopping, and recreation. Beautiful laminate flooring runs throughout and is complemented by a freshly painted interior. Kitchen features ample cabinets, quartz countertops, and stainless appliances. The spacious living area boasts a stacked stone, wood-burning fireplace and is open to the dining area, perfect for entertaining family and friends. The primary suite has a walk-in closet and remodeled ensuite bath. Two additional bedrooms share a hall bath that has been totally updated. An attached carport and oversized storage room, ideal for a home office or flex space, add convenience. An easy-maintenance exterior features durable Hardie board siding and a newer metal roof. With plenty of room for a pool, workshop, garden, or playground, this property offers space to spread out and enjoy the outdoors!

106 Red Fox Trail, Palatka

$255,000

3 Beds ⋅ 1 Baths ⋅ 264569 MLS ⋅ 32177 Zip Code

Move-in ready 3-bedroom, 1-bathroom single-family home at 211 Fern Street in Palatka, Florida, on a quarter-acre lot with a fully fenced front yard, a metal roof, and public water and sewer. New tile flooring runs throughout the home, paired with fresh interior paint and ceiling fans. The kitchen features wood cabinetry, and an inside laundry room keeps everyday chores indoors. The full bathroom includes a large tiled tub. The AC system was installed in December 2020. Outside, a covered carport and a wide driveway provide plenty of off-street parking. Public water and sewer service, a metal roof, and a recent AC replacement make this Palatka home a low-maintenance option in Putnam County. Located on Fern Street in Palatka, this 3-bedroom home on a quarter-acre lot is ready for its next owner

211 Fern St, Palatka

$229,900

3 Beds ⋅ 1 Baths ⋅ 2169809 MLS ⋅ 32177 Zip Code

Welcome home to this charming Palatka property offering comfort, convenience, and plenty of potential. Situated on a spacious lot, this home features a functional floor plan with bright living spaces, generously sized bedrooms, and ample outdoor room for entertaining, gardening, or storing recreational vehicles. Enjoy the peaceful surroundings while remaining just minutes from shopping, dining, schools, medical facilities, and the scenic St. Johns River. Whether you're a first-time homebuyer, investor, or someone looking for a quiet Florida retreat, this property presents an excellent opportunity. Don't miss your chance to own an affordable home with room to make it your own

2028 Kate Street, Palatka

$185,000

6 Beds ⋅ 3 Baths ⋅ 2169778 MLS ⋅ 32177 Zip Code

INVESTOR & DEVELOPER OPPORTUNITY! Unlock the potential of this unique property featuring three parcels totaling over an acre! Situated at a high-visibility intersection, this property offers excellent possibilities for investors, builders, or those looking for a redevelopment opportunity. The existing two-story, 6-bedroom, 3-bath property, includes traditional features of a single family residence as well as additional mini 1 studio apartments and sits on approximately .34 acres and requires substantial rehabilitation. Two additional parcels are included in the sale, with portions of the land already cleared. Access to city water, sewer, and gas adds to the property's appeal. Whether you're considering restoring the existing structure, exploring multi-unit possibilities, new construction, or potential commercial uses, this property offers plenty of opportunity! Property sold AS-IS. Buyers to verify zoning, permitted uses, parcel development potential, and utility availability.

1800 Madison Street, Palatka

$255,000

3 Beds ⋅ 1 Baths ⋅ 2169679 MLS ⋅ 32177 Zip Code

Move-in ready 3-bedroom, 1-bathroom single-family home at 211 Fern Street in Palatka, Florida, on a quarter-acre lot with a fully fenced front yard, a metal roof, and public water and sewer. New tile flooring runs throughout the home, paired with fresh interior paint and ceiling fans. The kitchen features wood cabinetry, and an inside laundry room keeps everyday chores indoors. The full bathroom includes a large tiled tub. The AC system was installed in December 2020. Outside, a covered carport and a wide driveway provide plenty of off-street parking. Public water and sewer service, a metal roof, and a recent AC replacement make this Palatka home a low-maintenance option in Putnam County. Located on Fern Street in Palatka, this 3-bedroom home on a quarter-acre lot is ready for its next owner

211 Fern Street, Palatka

$174,900

3 Beds ⋅ 2 Baths ⋅ 2169538 MLS ⋅ 32177 Zip Code

Renovated in 2024, with the big-ticket items already done. This concrete-block home has a new roof (April 2024), a new Bryant central A/C (May 2024, parts warranty registered through May 2034), a gas tankless water heater, new flooring throughout, new countertops and fresh exterior paint. Three bedrooms and two baths, including a private bath off one bedroom, with separate living and dining rooms. Smart thermostat and security system are in place. Close to downtown Palatka shopping, parks and cafes. The home has run as a furnished mid-term and short-term rental and is offered unfurnished; the furniture is available as a separate package. INVESTMENT OPPORTUNITY! Seller has multiple properties currently available for sale. Properties may be purchased individually or together as a package. Buyers interested in purchasing multiple properties should inquire about package pricing and availability. See additional MLS listings for other available properties. MLS# 2168723, MLS# 2169274. All offers are subject to seller approval.

1415 Carr Street, Palatka

$159,900

3 Beds ⋅ 2 Baths ⋅ 2169274 MLS ⋅ 32177 Zip Code

Three lots totaling 0.34 acre, fully fenced, with the major systems already updated. A new Bryant 2.5-ton central A/C was installed in April 2025, perimeter fencing was added in October 2024, and the home was remodeled in 2024 with fresh paint. Three bedrooms and two baths with an eat-in dining area, a ceiling fan in the primary bedroom, a smart thermostat and a security system. A survey completed in October 2025 is on file. It suits an owner-occupant or an investor; it was last leased at $1,450 a month. INVESTMENT OPPORTUNITY! Seller has multiple properties currently available for sale. Properties may be purchased individually or together as a package. Buyers interested in purchasing multiple properties should inquire about package pricing and availability. See additional MLS listings for other available properties. MLS# 2168723, MLS# 2169538. All offers are subject to seller approval.

305 E Lake Street, Palatka

$264,900

3 Beds ⋅ 2 Baths ⋅ 2169228 MLS ⋅ 32177 Zip Code

BEAUTIFUL HOME IN GLEN EAGLE PARK! Discover comfortable Florida living at 138 Blackjack Cir in Palatka, Florida. Situated on a spacious half-acre lot along a paved road, this inviting property features a gorgeous backyard oasis complete with an above-ground swimming pool and deck—perfect for relaxing, entertaining, and enjoying the Florida sunshine. Kitchen appliances, washer, and dryer convey for added convenience. Located in the Glen Eagle Park subdivision, this home offers a quick drive to State Road 20 and convenient access to Palatka's shopping, dining, and everyday amenities. Palatka, a growing small town along the scenic St. Johns River, offers abundant opportunities for boating, fishing, and outdoor recreation. Enjoy the space, privacy, and relaxed lifestyle you've been looking for in Northeast Florida!

138 Blackjack Circle, Palatka

$595,000

3 Beds ⋅ 2 Baths ⋅ 2169123 MLS ⋅ 32177 Zip Code

Discover true Florida homestead living on this expansive 24.59 acre fenced property featuring mature fruit trees, abundant natural wildlife, and multiple agricultural improvements. This solid block 3 bedroom, 2 bath home is light, bright, and recently remodeled, offering comfortable modern living with new LVP flooring, soft close, all plywood kitchen cabinets, and clean, updated finishes throughout. Perfect for self sufficiency and hobby farming, the land includes 4 cattle stalls, a chicken coop, a vegetable garden, and plenty of open space for additional livestock or crops. With two wells on site and two street access points, the property provides flexibility for future expansion, multi family use, or agricultural operations. A rare opportunity to own a private, old Florida style acreage with the infrastructure already in place to grow your own vegetables, eggs, beef, chicken, pork, and more—all while enjoying peaceful rural living.

118 Darby Drive, Palatka

$269,900

3 Beds ⋅ 3 Baths ⋅ 2168844 MLS ⋅ 32177 Zip Code

This spacious corner-lot home offers comfort and convenience. The welcoming foyer leads to a large living area, perfect for relaxing and entertaining. The home features 3 bedrooms, 3 full baths, and an extra room ideal for an office or reading nook. Recent updates include HVAC, metal roof, hot water heater, stainless steel appliances, and washer/dryer. The oversized 713 sq ft garage provides ample parking and storage. The unique floor plan includes two en-suites: a primary bedroom with a private bath and a second bedroom with a Jack & Jill bath, great for a nursery. Close to shopping, medical facilities, and dining.

1800 Laurel Street, Palatka

$249,900

3 Beds ⋅ 2 Baths ⋅ 2168793 MLS ⋅ 32177 Zip Code

Residential with a multifamily zoning!!Charming Block Home in the heart of Palatka near the St. Johns River. Upon entering you are greeted by a spacious open living area that creates a warm and welcoming gathering space. This opens to a large bright eat-in kitchen with breakfast bar. Kitchen has sliding doors which lead to a large backyard, great for cookouts and entertaining. There is definitely room for a pool, Mother-in-law or add your own outdoor oasis. New roof in 2022 and No HOA

2005 St Johns Avenue, Palatka

$139,000

3 Beds ⋅ 1 Baths ⋅ 2168723 MLS ⋅ 32177 Zip Code

This updated 3BR home is conveniently located! Open kitchen & dining room with french doors for great natural light. Ceiling fans, tile floors thru-out, family room, living room, large bathroom, outside patio with large rear fenced yard, concrete parking space and metal roof. INVESTMENT OPPORTUNITY! Seller has multiple properties currently available for sale. Properties may be purchased individually or together as a package. Buyers interested in purchasing multiple properties should inquire about package pricing and availability. See additional MLS listings for other available properties. MLS# 2169274, MLS# 2169538. All offers are subject to seller approval.

105 N Beech Street, Palatka

$239,000

3 Beds ⋅ 1 Baths ⋅ 264438 MLS ⋅ 32177 Zip Code

Welcome to 112 River Road, a recently updated 3 bedroom, 1 bath home with a 1 car garage, tucked away on a peaceful street. Backing up to a serene canal, this property offers added privacy and a beautiful natural backdrop. Inside, you’ll find modern finishes, a fresh interior, and a functional layout that feels warm and inviting. The roof was replaced in 2014 and the water heater was replaced in 2023. This move in ready home offers a great combination of comfort, convenience, and a touch of nature. Don’t miss your opportunity to make it yours.

112 River Road Dr, Palatka

$100,000

2 Beds ⋅ 1 Baths ⋅ 2168303 MLS ⋅ 32177 Zip Code

3.81 Acres of Potential! Private Wooded Fixer-Upper with "Old Florida" Charm! Calling all investors, renovators, and nature lovers! Tucked away on 3.81 acres, this 2-bedroom, 1-bath home offers 930 square feet and a chance to create your own private retreat. Per seller, the property features an artesian well with aerator, metal roof installed in 2019, and foundation areas covered and secured that same year. Whether you're looking for your next investment project or a quiet getaway surrounded by nature, this property offers plenty of possibilities. The home needs renovations and is being sold AS-IS. Just 7 minutes from Rice Creek Conservation Area, with access to hiking, bicycling, horseback riding, and primitive camping. If you've been searching for acreage with potential and a little room to roam, come see what this property has to offer!

197 Wilkinson Road, Palatka

$389,900

3 Beds ⋅ 2 Baths ⋅ 2168221 MLS ⋅ 32177 Zip Code

Set on 1.03 acres in one of Palatka's most convenient locations, this marvelously-maintained 3 bedroom, 2 bath home with a den/office puts you just minutes from shopping, restaurants, parks, and the St Johns River. The heart of the home is a spacious open-concept living area where the kitchen, dining room, and living room come together under a soaring vaulted ceiling - an ideal space for entertaining or everyday living. The kitchen features solid wood cabinets, a breakfast bar, and appliances new in 2023, with luxury vinyl plank flooring underfoot. Step outside to a new deck overlooking a private, tree-filled backyard, complete with a fire pit area for cool evenings and a 10x20 storage shed for the mower and more. Recent updates include a new water heater and water filtration/softening system (2026) and AC (2020). A finished 2-car garage and 2,073 sq ft of living space round out this move-in ready home. Private financing may be available with sizeable down payment. Act fast!!

375 Horseman Club Road, Palatka

$324,999

3 Beds ⋅ 2 Baths ⋅ 2168168 MLS ⋅ 32177 Zip Code

6107 W 1st Manor offers a move in ready 2023 home in a convenient Palatka location, making it a great fit for a wide range of buyers. Situated in the Webbs Viking Manor subdivision with no HOA, the property provides flexibility and an easy living experience. You'll enjoy quick access to shopping, medical services, schools, parks, and major roadways, keeping daily routines simple and connected. This home delivers comfort, practicality, and a strong location for anyone looking to make Palatka their next place to call home.

6107 W 1st Manor, Palatka

$475,000

3 Beds ⋅ 2 Baths ⋅ 2168118 MLS ⋅ 32177 Zip Code

Charming Farm House on 2.6 +/- acres with in-ground pool! Tucked away at the end of a quiet lane, this home offers privacy, character, and plenty of space to enjoy country living. Upon entering from the grand front porch, you'll notice the gleaming wood floors, wood ceiling beams and painted wood sided walls. The spacious living area has a gas fireplace and opens into an office/flex space before accessing the beautiful kitchen. The amazing kitchen features a vaulted ceiling, a huge island, stainless appliances, and so much character. There is a guest bedroom and bath as well as laundry and additional storage/office on the first level. The second story features an oversized primary bedroom, additional bedroom (non-conforming) and large bath. Outside you'll find a refreshing pool, detached garage, a fully fenced yard, and much more. Recent improvements include a metal roof, mini-split HVACS and tankless gas water heater.

117 Oak Lane, Palatka

$199,500

3 Beds ⋅ 1 Baths ⋅ 2167849 MLS ⋅ 32177 Zip Code

First-time homebuyers, this may be the one you've been waiting for! Welcome to 2601 State Street in Palatka, a clean and move-in-ready 3-bedroom, 1-bath concrete block home that offers a lot at this price point. Sitting on a fully fenced corner lot, this home features a huge yard with plenty of room to make it your own. Whether you envision backyard cookouts, a fire pit, space for pets, a garden, or simply room to spread out, the outdoor space is one of the highlights of this property. The covered front porch provides another great place to relax, while the adjoining carport and decorative privacy wall create a surprisingly inviting outdoor entertaining area. Inside, you'll find a practical layout with central heating and air and plenty of opportunity to add your own personal touches over time. Public water and sewer add to the everyday convenience. And you don't have to sacrifice location for the extra space. You're approximately 7 minutes from downtown Palatka, with shopping, dining, the St. Johns River, and everyday necessities close by. Clean, vacant, easy to show, and ready for its next owner. For a first-time buyer looking for an affordable home with a huge, fenced yard and room to make it their own, 2601 State Street is worth a look.

2601 State Street, Palatka

$259,000

5 Beds ⋅ 3 Baths ⋅ 2167392 MLS ⋅ 32177 Zip Code

New 5-bedroom, 3-bath home in Palatka, FL! This 2026 manufactured home offers over 2,000 square feet of move-in-ready living in the heart of Putnam County. The open floor plan centers on a large kitchen island, and two separate living areas give you room for a family room, den, playroom, or media space. The split floor plan places the primary suite, with its own private bath, on one side of the home, and four additional bedrooms offer flexibility for guests, a home office, or a gym. Three full bathrooms mean no waiting in the morning. It's brand-new construction with no renovations needed. It's in town, minutes from shopping, dining, parks, and everyday conveniences in Palatka. Looking for a large new home in Palatka without the wait to build? Schedule your showing today. Some photos are virtually staged with AI.

127 East Street, Palatka

$150,000

2 Beds ⋅ 2 Baths ⋅ 2167208 MLS ⋅ 32177 Zip Code

Highest and best due by Tuesday, 10/06, by 2pm. Cash or Hard money only. Unlock the potential of this canalfront property featuring a boat house, detached garage, and a home in need of a full renovation. This property presents an excellent opportunity for investors, rehabbers, or buyers looking for a waterfront project with the potential to create significant value through renovation. The existing structures and waterfront setting provide a solid starting point for a transformation. Bring your contractor, your vision, and your renovation plan to maximize the possibilities this property has to offer.

307 Tarpon Boulevard, Palatka

$235,000

4 Beds ⋅ 2 Baths ⋅ 2167203 MLS ⋅ 32177 Zip Code

Virtually Staged. Fresh updates and inviting curb appeal welcome you to 103 Williams Street! This move-in-ready, 4-bedroom, 2-bath home features a brand-new roof, new flooring, fresh interior and exterior paint, and all-new stainless steel appliances. With approximately 1,299 square feet of living space, the layout offers room to relax, gather, and make the space your own. Landscaping around the home adds a welcoming finishing touch, while the approximately 0.34-acre lot provides outdoor space for gardening, recreation, or enjoying the Florida sunshine. Located in Palatka near local shopping, dining, and everyday conveniences, this home is ready for its next chapter. Schedule your showing and see the updates in person!

103 Williams Street, Palatka

$329,900

3 Beds ⋅ 2 Baths ⋅ 2166898 MLS ⋅ 32177 Zip Code

Enjoy the best of country living with the convenience of town nearby! Located just outside the city limits on the west side of Palatka, this completely remodeled 3-bedroom, 2-bath home sits on over an acre of land, featuring a fully chain-link-fenced yard, low-maintenance vinyl siding, and a large yard to enjoy the outdoors. Hardwood flooring throughout the home adds warmth and character, while the tiled bathrooms provide a stylish, durable finish. The well-appointed kitchen features all energy star stainless steel appliances, including a convection oven with air fryer functionality, an induction cooktop, a large sink, and a dishwasher. A convenient pot-filler faucet is installed at the stove, adding a thoughtful touch for everyday cooking. The modern bathrooms feature stylish LED mirrors and automatic toilets, adding a touch of luxury and convenience to the home's updated interior. Relax and entertain on the screened back porch or take a refreshing dip in the above-ground pool. The property also features a home security system. Outside you will find a spacious workshop/garage with an attached covered carport for two vehicles, plus a second carport with space for an additional two or more vehicles. Conveniently located just a few minutes from shopping and the hospital, and approximately 5 miles from the city dock, where you can enjoy boating, fishing, and all the water activities the beautiful St. Johns River has to offer. Come see this charming home today!

7320 Old Wolf Bay Road, Palatka

$188,900

3 Beds ⋅ 1 Baths ⋅ 2166406 MLS ⋅ 32177 Zip Code

Open concept living recently transformed to meet your every desire. From the moment you enter the home, it features an abundance of 2026 upgrades. Newly vinyl plank flooring welcomes your first step in and continues the design through the entire home. Beautifully featured stainless steel newly installed appliances and stainless sink give luxury to the installed cabinets with a custom countertop. As you enter the hall just wait to see the remodeled bathroom design with new fixtures throughout and today's colors of beige, brown and blacks in mind for your taste. Bedrooms have fashionable cooling ceiling fans. Bright clean fresh neutral tones of paint inside and out. Best of all, a metal roof was installed and vinyl windows in 2026 giving you years of life. Dream of the moments you will have knowing these beautiful upgrades will boast for years to come. Ravines State Park and City Golf Course near for recreation opportunities.

302 Belmont Drive, Palatka

$259,000

3 Beds ⋅ 2 Baths ⋅ 2165946 MLS ⋅ 32177 Zip Code

New construction 3-bedroom, 2-bath home in Palatka, FL! This move-in-ready 1,425 sq ft home sits on a 0.17-acre lot in the heart of town, built with durable, low-maintenance Hardie board siding, a shingle roof, and a one-car garage. Inside, the open floor plan features luxury vinyl plank flooring throughout, so there's no carpet to replace. The kitchen comes equipped with quartz countertops, stainless steel appliances, and plenty of cabinet storage. The primary suite includes a private bath, and two additional bedrooms share a second full bathroom, giving you room for guests, a home office, or hobbies. It's brand new with nothing to update, minutes from shopping, dining, schools, and everything Palatka has to offer. If you've been searching for a new home in Palatka at a manageable size, schedule your showing today.

302 S 14th Street, Palatka

$499,900

3 Beds ⋅ 2 Baths ⋅ 2165653 MLS ⋅ 32177 Zip Code

Two Homes + Workshop on 2+ Acres! Versatile property offering two dwellings with separate 911 addresses, making this an excellent opportunity for a family compound, extended family, or potential rental income. The main home offers 1,736 sq. ft., 3 bedrooms, 2 baths, a large utility/storage area, and a double covered carport. The second residence includes an 840 sq. ft. mobile home plus a 1,002 sq. ft. addition/bonus area, with approximately 1,843 sq. ft. of total heated/cooled living space. Out back is climate controlled shed (approximately 12x20 with electric and shelving. Bring all your big boy toys! Boats, ATV's, camper, etc!! This property has a 35' x 26.8' workshop featuring two roll-up doors, electricity, shelving, and is piped for and includes an air compressor. The area from the back of the main home to the front of the workshop/mobile home is completely fenced with a 14' drive-through gate, while the surrounding areas remain open for convenient driving, parking, and access. Plenty of room for family gatherings, hobbies, equipment, and outdoor activities. Just minutes to SR 19, shopping, medical facilities, downtown Palatka, the St. Johns River public boat ramp, and additional boat ramps providing access to the Ocklawaha River and Rodman Reservoir. Nice quiet area! All of the dwellings have been extremely well maintained. Comes with a low cost transferrable security system. A new metal roof will be installed prior to closing on the main home and workshop. A rare opportunity with space, flexibility, and multiple-use potential! Imagine the possibilities!!!

133 Moores Trail, Palatka

$195,000

2 Beds ⋅ 1 Baths ⋅ 2165249 MLS ⋅ 32177 Zip Code

Welcome to the 13th Street Cottage! A solid 1950 block home on a large lot, less than a mile from Ravine Gardens State Park and the St. Johns River. This 2-bedroom, 1-bath cottage has been updated where it counts, with a remodeled kitchen featuring quartz countertops and a metal roof installed in 2022. The kitchen comes equipped with a dishwasher, range, and refrigerator, and central heat and air, public water and sewer, and no HOA keep things simple. Front and back porches give you a spot for morning coffee and evening downtime, and the spacious backyard has room to garden, entertain, or just spread out. Downtown Palatka's shops, restaurants, and local events are just minutes away. It's move-in ready, low-maintenance, and close to everything that makes Palatka home. *Some photos have been virtually staged with AI*

915 S 13th Street, Palatka

$229,900

4 Beds ⋅ 2 Baths ⋅ 2164805 MLS ⋅ 32177 Zip Code

Historic Charm. Modern Comfort. A Lifestyle Worth Discovering. This beautifully restored 1916 home offers the perfect balance of timeless character, modern updates, and ideal location just outside of Palatka's Historic District and scenic riverfront. This inviting 4-bed, 2-bath home boasts recently updated flooring, plantation shutters, modern cabinetry, a new metal roof and AC in 2023 and a tankless gas water heater added in 2024. The flexible layout adapts to families, remote professionals, and guests, while the spacious backyard and 10x20 storage building provide room to entertain, garden, or expand with future projects. Walk or bike to Riverfront Park, downtown shops, restaurants, breweries, festivals, and the St. Johns River. With easy access to Jacksonville, St. Augustine, Gainesville, Daytona Beach, and Ocala, this property offers historic neighborhood living enriched by nature, community, convenience, and the outdoor lifestyle Palatka is known for.

509 Bronson Street, Palatka

$284,900

3 Beds ⋅ 3 Baths ⋅ 2164197 MLS ⋅ 32177 Zip Code

Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!

1415 Cleveland Avenue, Palatka

$249,000

3 Beds ⋅ 2 Baths ⋅ 2164194 MLS ⋅ 32177 Zip Code

Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?

140 Kelley Smith School Road, Palatka

$249,000

3 Beds ⋅ 2 Baths ⋅ 2164094 MLS ⋅ 32177 Zip Code

Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka

$245,000

3 Beds ⋅ 2 Baths ⋅ 2164078 MLS ⋅ 32177 Zip Code

Spacious 3 bedroom, 2 bath concrete block home with front brick veneer accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka

$50,000

2 Beds ⋅ 1 Baths ⋅ 2163973 MLS ⋅ 32177 Zip Code

Unlock the potential of this property with an opportunity to renovate, rebuild, or start fresh with new construction. Whether you're looking for your next investment project or a chance to create a property to your vision, this location offers plenty of possibilities. Offered at an attractive price, this property is ready for its next chapter.

111 Cedar Avenue, Palatka

$299,000

3 Beds ⋅ 3 Baths ⋅ 2163534 MLS ⋅ 32177 Zip Code

Well cared for 3 bedroom, 2.5-bath home offering 1,796 square feet of living space in a quiet cul-de-sac setting. This two-story home provides a functional layout with plenty of room to spread out, including a spacious first-floor primary suite and large laundry/utility room with additional storage. The main living area features a wood-burning fireplace, while the kitchen and dining spaces offer a comfortable setup for everyday living. Outdoor living is a highlight, with a welcoming front porch and large covered back porch--perfect for entertaining, or enjoying the backyard. Additional features include a durable metal roof, gas tankless water heater, and included washer and dryer. Situated on a .24-acre lot in an established neighborhood, the home offers a peaceful setting convenient to shopping, dining, St. Johns River State College and HCA Florida Putnam Hospital. The St. Johns River is approximately 15 minutes away, with Florida's Atlantic coast and beaches less than an hour away.

6110 W 4th Manor, Palatka

$180,000

3 Beds ⋅ 1 Baths ⋅ 2162946 MLS ⋅ 32177 Zip Code

Cute, Cute, Cute and adorable Bungalow in the heart of Palatka, Consist of three bedrooms and one bath, fully fenced back yard with plenty of room for your deck or boat.

1508 Roselle Avenue, Palatka

$244,500

3 Beds ⋅ 2 Baths ⋅ 2162527 MLS ⋅ 32177 Zip Code

At no fault of the sellers you have another chance to take a look! Welcome to your new home!! Here you will find that this property is a perfect blend of comfort, space, and a relaxed country feel. From the moment you arrive, you'll appreciate the quiet surroundings and the opportunity to make this property your own. Inside, the home offers comfortable living space with plenty of potential for everyday living, entertaining, and creating lasting memories. There is even an additional flex room that provides space for your office, hobby needs, or whatever you need it for! Step outside and enjoy the peaceful setting, with room to relax, gather with friends and family, garden, or simply take in the beauty of the outdoors. Conveniently located near Palatka, you can enjoy the opportunity of a more private setting while still being within easy reach of local shopping, dining, schools, and everyday convenience. If this sounds like your kind of place, come and take a look!

219 Palmetto Bluff Road, Palatka

$228,000

3 Beds ⋅ 2 Baths ⋅ 2162238 MLS ⋅ 32177 Zip Code

FRESH NEW PRICE -- READY FOR A NEW OWNER! This beautiful 3-bedroom, 2-bath home still has the charm and character you love, with the fresh renovations you want! Offering 1,452 sq. ft. on .22 acres, this 1958 home features beautifully refinished hardwood floors, updated bathrooms, updated plumbing and electrical, and an HVAC system approximately four years old. Move in, relax, and start enjoying the Florida lifestyle! Spend the day at the beach, explore the St. Johns River, or enjoy the local shops, restaurants, and charm of downtown Palatka. Beautiful landscaping completes the picture. This home is turnkey ready--nothing left to do but unpack and enjoy. Fresh price, fresh renovations, and ready for its next chapter!

2003 Laurel Street, Palatka

$297,500

4 Beds ⋅ 2 Baths ⋅ 2162099 MLS ⋅ 32177 Zip Code

Freshly renovated and sitting on a full acre, 201 Comer Road offers the space you want without the project list. This 4-bedroom, 2-bath home features a bright open layout, new flooring, fresh paint and recessed lighting throughout. The updated kitchen includes white cabinetry, granite countertops, stainless steel appliances and a large island overlooking the main living area. The primary suite offers plenty of room along with an updated bath featuring a double vanity and tiled walk-in shower. Outside, the screened front porch is the perfect place to slow down, while the one-acre yard gives you room to spread out. The log cabin-style barn adds even more character and space for storage, hobbies or your next idea. Updated, spacious and move-in ready, this Palatka home brings together modern finishes and room to breathe.

201 Comer Road, Palatka

$239,900

11 Beds ⋅ 5 Baths ⋅ 2162082 MLS ⋅ 32177 Zip Code

Historic Multi-Unit Opportunity in the heart of St. Johns Ave! Rare opportunity to own a spacious 1920 multi-unit property featuring 11 bedrooms & 4.5 bathrooms, on approximately .69 acres in a highly convenient location. This two-story property offers large multi-use rooms, plenty of space, and tremendous potential for the right investor or owner-user. The property is zoned R-3 and located in Flood Zone X. Parts of the roof have been replaced with new metal roofing, and the property also features a new A/C system. Offering great bones, this property needs work but provides an excellent opportunity to restore, renovate, and maximize its potential. Large lot, prime location, flexible space, and tons of possibilities - bring your vision and make this property your own!

2111 St Johns Avenue, Palatka

$225,000

3 Beds ⋅ 2 Baths ⋅ 2161985 MLS ⋅ 32177 Zip Code

Welcome to this inviting, nearly new home on Palm Avenue! Built just one year ago, this home feels open and spacious from the moment you walk through the door. The vaulted ceilings add to the airy feel of the main living area, creating a comfortable space where everyone can gather without feeling crowded. The thoughtfully designed layout makes everyday living easy while still offering plenty of room to entertain family and friends. Situated on a desirable corner lot, the home also features a large, fully fenced yard with plenty of space for children and pets to play, weekend cookouts, gardening, or simply relaxing outdoors. With newer construction, a spacious interior, and an oversized yard that is already fenced, this home offers the comfort and flexibility so many buyers are looking for. Come see it for yourself and imagine making it your own!

3325 S Palm Avenue, Palatka

$239,900

3 Beds ⋅ 2 Baths ⋅ 2161632 MLS ⋅ 32177 Zip Code

Bring your vision and add the finishing touches! This project home has already had a great start, with many of the major improvements completed and is ready for its next owner to finish it their way. Updates already completed include a NEW metal roof, NEW subfloor throughout, a second bathroom added, NEW drywall throughout, NEW ceiling fans and lighting, updated electrical, tile installed in the kitchen and new bathroom, a renovated front porch, and more! Much of the hard work has already been done. Now it's time to bring your ideas and make it your own. Whether you're an investor, DIY enthusiast, or buyer looking for a home you can customize to fit your style, this property offers plenty of potential. Finish what's been started and turn this project into HOME! Situated on St. Johns Avenue in the heart of Palatka, this property offers a convenient location along with the opportunity to complete the renovations and make it your own.

1407 St Johns Avenue, Palatka

$414,900

4 Beds ⋅ 2 Baths ⋅ 2161451 MLS ⋅ 32177 Zip Code

Build your dream home with the Sternere Group in Colonial Pines! One of the last lots remaining in this sought-after community, offering a rare opportunity to create a custom home tailored entirely to your vision.... Choose your design, finishes, and features and make this lot truly your own. Give us a call today (Listing Agent is Seller and Builder)

148 Latesha Terrace, Palatka

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