Under $400,000 Palatka City FL Real Estate, Homes, Condos for Sale

Natural 5.93 Acre, wooded buildable lot. Choose your desired type home! Pines and palms and all sorts of Florida natural trees. Plenty of room for a barn/workshop/ animals and the list goes on. Residental, so large enough for multi-generational living. Nice paved road access, quiet and private. Schools, eating establishments just minutes away. Gainesville and Ocala close drive. Many lakes and amenties just around the corner. Love country life, this property for you! No HOA! Let's take a look!

108 Daren Drive, Palatka

$199,000

2157132 MLS ⋅ 32177 Zip Code

Beautiful Florida naturel 19.75 Acres. Planning your future homesite? Multi-generational, family compound? Whether your bullding a stickbuilt, or manufactured home, or just wanting a nature filled spot to hang out on weekends, this property has it all. Turkeys, deer, a pond you can stock, ATV riding trails you can expand, endless possibilities! Former homesite, (mobile home removed) this property offers a well (no pump) and a previous septic, (no info on condition). Total privacy if you so desire! Approx. 3 to 5 buildable acres. Easement to the river at rear of property, (navigable unknown). Residential acres, no HOA! Flood zone AE. Minutes from SR19 and SR20, Salt Springs and Ocala National Forest! Just 30 minutes to Florida East Coast beaches and America's Oldest City, St. Augustine!

143 Pine Tree Road, Palatka

$379,900

4 Beds ⋅ 2 Baths ⋅ 2156820 MLS ⋅ 32177 Zip Code

Welcome to 101 Lisa Ln, a beautifully renovated 4-bed, 2-bath concrete block home offering peace of mind with its durable construction and 2017 metal roof! Inside, a massive open-concept kitchen, dining, and living area with a fireplace are perfect for entertaining and gathering. Outdoor entertaining is a breeze with an expansive screened-in back porch. The versatile 4th bedroom easily doubles as an office. Recent upgrades includes new windows, a tankless natural gas water heater, new appliances, and modern kitchen cabinetry with quartz countertops. A hidden safe room adds peace of mind, while the carport and outdoor storage shed provide convenience. Ideally situated in the heart of town, you're minutes from Ravine Gardens State Park, Palatka Golf Course, the Hwy 19 commercial corridor for shopping & restaurants, and multiple St. Johns River boat ramps - an exceptional blend of comfort, location, and lifestyle. Priced to Sell below a recent appraisal value!

101 Lisa Lane, Palatka

$249,900

3 Beds ⋅ 2 Baths ⋅ 2156799 MLS ⋅ 32177 Zip Code

219 Halsey St offers a RARE OPPORTUNITY to own a practically brand-new home at a used-home price!!! Built in the heart of Palatka in 2024, this 3-bedroom, 2-bath residence blends modern construction with thoughtful extra. Durable concrete block construction paired with a metal roof provides long-term stability and peace of mind, paired with modern features like an instant tankless gas water heater. A 624 sq ft metal building plus 336 sq ft carport in the back provides ideal space for storage, hobbies, or equipment. The property includes a private well for irrigation and is mostly fenced, with a full perimeter fence to be completed by Closing. With its fresh construction, added utility features, and central location, this home delivers exceptional value and convenience in one compelling package!

219 Halsey Street, Palatka

$221,990

3 Beds ⋅ 2 Baths ⋅ 2156727 MLS ⋅ 32177 Zip Code

Welcome home to this NEW Single-Story Home in The Collection at Palatka Community! The desirable Lanier Plan boasts an open design encompassing the Living and Dining spaces. The Kitchen features gorgeous cabinets, quartz countertops, and Stainless-Steel Appliances (including Range with a Microwave hood and Dishwasher). The primary suite has a private bath and a walk-in closet. This Home also includes 2 more bedrooms and a secondary bathroom. Energy-efficient Low-E insulated dual-pane vinyl windows and a one-year limited warranty ensure comfort and peace of mind. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

2704 Cecille Avenue, Palatka

$246,990

3 Beds ⋅ 2 Baths ⋅ 2156725 MLS ⋅ 32177 Zip Code

Discover Your Dream Home in The Collection at Palatka Community! The Abernathy Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. The serene primary suite offers a private bath with dual vanities and a walk-in closet. The home boasts two additional bedrooms. A 2-car garage adds convenience, while energy-efficient Low-E insulated dual-pane windows and a 1-year limited home warranty provide added peace of mind. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

2706 Cecille Avenue, Palatka

$30,000

2156589 MLS ⋅ 32177 Zip Code

Tucked away on Bonita Drive in Palatka, this lot offers the perfect blend of privacy and peaceful living. Nestled in a quiet neighborhood, it's an ideal setting for those looking to escape the noise and enjoy a more relaxed lifestyle. This is your chance to take full advantage of the possibilities that vacant land provides--giving you the flexibility to design and build a home that fits your lifestyle without compromise. Opportunities like this don't come around often--secure your slice of serenity and start creating something truly your own.

142 Bonita Drive, Palatka

$55,000

2156580 MLS ⋅ 32177 Zip Code

Tucked away on Bonita Drive in Palatka, this waterfront lot offers the perfect blend of privacy and peaceful living. Nestled in a quiet neighborhood, it's an ideal setting for those looking to escape the noise and enjoy a more relaxed lifestyle. With access to the St. Johns River, you'll have the opportunity to embrace true Florida living--whether that means boating, fishing, or simply taking in the natural beauty right from your backyard. This is your chance to explore the opportunities vacant land gives you. You'll have the flexibility to design every detail to fit your lifestyle, without compromise. Opportunities like this don't come around often--secure your slice of waterfront serenity and start creating something truly your own.

143 Bonita Drive, Palatka

$289,900

1 Beds ⋅ 1 Baths ⋅ 2156486 MLS ⋅ 32177 Zip Code

Unlock a rare commercial opportunity on 1.83 acres along Crill Ave/State Road 20, one of Palatka's highest-traffic corridors (17,900 AADT). The property features 1.65 acres zoned C-1 Commercial plus a 0.18-acre R-2 Residential corner, offering flexibility for commercial, mixed-use, or future multifamily development. A 1,088 sq ft building currently used as a 1-bed/1-bath residence - formerly office space - provides immediate functionality while you plan your vision. Minutes from the hospital, state college, and Highway 19 retail corridor, the site sits in unincorporated Putnam County with well/septic and borders the City of Palatka, allowing annexation for public utilities. With strong visibility, strategic zoning, and growth-area positioning, this property is primed for a transformative commercial or redevelopment project.

6100 Crill Avenue, Palatka

$249,000

4 Beds ⋅ 2 Baths ⋅ 2156284 MLS ⋅ 32177 Zip Code

Say goodbye to renovation headaches and hello to a home where absolutely everything is brand new. This thoughtfully rebuilt four bedroom, two bathroom residence delivers 1,330 square feet of fresh, modern living without the guesswork that usually comes with older properties. Let's start with what matters most beneath the surface. This home has been reimagined from the ground up, featuring brand new studs, joists, and subfloor, plus new plumbing and updated electrical anchored by a robust 250 amp panel. A new roof, hardy board siding, blown in insulation, and a brand new Trane heating and cooling system with fresh ductwork and a warranty mean you can settle in with genuine peace of mind. Even the windows are new, and they conveniently pull out for effortless cleaning. Inside, the kitchen steals the spotlight. Sleek quartz countertops pair beautifully with 42 inch cabinets dressed in designer alloy pulls, while a lineup of brand new appliances, including a counter depth refrigerator and over range hood, makes cooking a pleasure. It's the kind of space that flatters both the ambitious chef and the enthusiastic microwave user. Location adds even more appeal. Hank Bryan Park sits just around the corner, perfect for morning walks or a spontaneous game of catch. Downtown Palatka's coffee shops and restaurants are only two minutes away, and a scenic three minute cruise along River Road delivers you to the public boat ramp, where the water is always calling. Publix keeps grocery runs quick and painless, and the nearby train station offers added convenience for travelers. This is a rare opportunity to own a home that combines timeless charm with completely modern bones. Come see it in person and imagine the memories waiting to be made. Schedule your private showing today before someone else claims it!

821 S 14th Street, Palatka

$242,000

2156199 MLS ⋅ 32177 Zip Code

Have you dreamed of living on the St. Johns River? This beautiful treed lot is located on a quiet dead-end paved street and features an existing dock for easy access to the water. With approximately 350 feet of river frontage, you'll enjoy stunning views and abundant wildlife. A portion of the frontage consists of protected wetlands, enhancing the natural beauty and privacy of this unique waterfront property.

102 Cedar Creek Road, Palatka

$249,000

2156117 MLS ⋅ 32177 Zip Code

PRIME DEVELOPMENT OPPORTUNITY IN INTERLACHEN LAKES ESTATES Discover an exceptional vacant land opportunity nestled within the sought-after Interlachen Lakes Estates in the charming Dunham Woods Unit 18. This pristine parcel represents a rare chance to establish your vision in one of Palatka's most promising areas. This non-agricultural acreage offers developers and homeowners alike the canvas to create something truly special. The generous lot size provides ample space for a custom residence, investment property, or thoughtfully planned development project. The strategic location places you at the heart of Palatka's recreational and essential amenities. Thrill-seekers will appreciate the proximity to Skydive Palatka, where adventure awaits just moments away. Golf enthusiasts can perfect their swing at the nearby Palatka Golf Course, offering picturesque fairways and a welcoming atmosphere. Everyday conveniences are readily accessible, with services like Aspen Dental

Hoover Road, Palatka

$189,900

3 Beds ⋅ 1 Baths ⋅ 2156039 MLS ⋅ 32177 Zip Code

Don' miss this cute 3-bedroom concrete block house with metal roof, fresh paint inside, tile shower, tile flooring, ceiling fans, stainless refrigerator and new range. Screen porch for entertaining, carport and 2 sheds. Close to Ravine Gardens and area shopping. Great starter home!!!!!!!

1310 Cleveland Avenue, Palatka

$249,900

4 Beds ⋅ 2 Baths ⋅ 2155782 MLS ⋅ 32177 Zip Code

Historic Charm. Modern Comfort. A Lifestyle Worth Discovering. Leave the traffic behind and discover the charm of one of Florida's oldest riverfront communities. Located in Palatka's Historic District, this beautifully restored 1916 home offers the perfect balance of timeless character, modern updates, and an outdoor lifestyle that's difficult to match--all within easy reach of Jacksonville, St. Augustine, Gainesville, and Ocala. This move-in-ready home features four spacious bedrooms, two full bathrooms, updated finishes, luxury vinyl plank flooring, plantation shutters, modern cabinetry, and a durable metal roof. Whether you're working from home, raising a family, welcoming guests, or simply looking for more space, the flexible floor plan adapts to your lifestyle. Step outside to a generous backyard with endless possibilities. There's plenty of room to entertain, garden, add a workshop, garage, or pool, while the detached 10' × 20' storage building provides additional space. Life here extends far beyond the property. Walk or bike to the scenic St. Johns River, Riverfront Park, the city marina, local restaurants, coffee shops, breweries, boutiques, and year-round festivals. Spend weekends exploring Ravine Gardens State Park, kayaking the river, or enjoying waterfront sunsets just minutes from home. For outdoor enthusiasts, this location is exceptional. Silver Springs State Park and the Ocala National Forest are approximately an hour away, offering crystal-clear springs, hiking, camping, fishing, paddling, wildlife viewing, and countless opportunities to explore Florida's natural beauty. Perfectly positioned for commuters and remote professionals alike, you'll enjoy the slower pace and affordability of historic Palatka while remaining within convenient driving distance of Jacksonville, St. Augustine, Gainesville, Daytona Beach, and Ocala. More than a beautifully restored historic home, this is an opportunity to enjoy a lifestyle centered on history, nature, community, and value. Come experience why more buyers are discovering Historic Palatka--and why 509 Bronson Street feels like home from the moment you arrive."

509 Bronson Street, Palatka

$219,000

3 Beds ⋅ 2 Baths ⋅ 263297 MLS ⋅ 32177 Zip Code

Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements—including an updated metal roof, HVAC system, and plumbing—provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard.

1811 Kate St, Palatka

$240,000

3 Beds ⋅ 1 Baths ⋅ 2155606 MLS ⋅ 32177 Zip Code

This 3-bedroom, 1-bath home offers 1,673 square feet and sits on a spacious corner lot, giving you plenty of room both inside and out. You'll get the character of an older home without the big-ticket headaches. Major updates include a metal roof, HVAC, electrical panel, and tankless water heater. Inside, you'll find hardwood and luxury vinyl plank flooring, plus a beautifully updated kitchen with white shaker cabinets, granite countertops, and stainless steel appliances. Step outside to a large, fenced backyard with room for kids, pets, your boat, or weekend get-togethers. The location is hard to beat, too. You're close to schools, shopping, restaurants, and medical facilities, with the St. Johns River just minutes away. Plus, Hank Bryan Park is right across the street, and several other parks are within walking distance. This one is the perfect mix of charm, updates, and convenience.

322 S 17th Street, Palatka

$235,000

1 Baths ⋅ 2155430 MLS ⋅ 32177 Zip Code

Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city's busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater. Additional highlights include a wired security system, exterior security lighting, an inviting outdoor patio, a beautifully fenced backyard, and a large, illuminated steel sign frame offering outstanding exposure for your business signage. With its flexible commercial zoning, prominent location, updated features, and placement within a growing Northeast Florida market, this property presents an excellent opportunity for an owner-user, professional practice, or business investor.

3323 St Johns Avenue, Palatka

$235,000

1 Baths ⋅ 263277 MLS ⋅ 32177 Zip Code

Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city’s busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater.

3323 St. Johns Avenue, Palatka

$315,000

2 Beds ⋅ 2 Baths ⋅ 2155168 MLS ⋅ 32177 Zip Code

2BR/2BA home on 2.02 +/- acres, with a detached double-carport with workshop.

596 State Road 20, Palatka

$192,500

3 Beds ⋅ 2 Baths ⋅ 2155132 MLS ⋅ 32177 Zip Code

Community is nice residential area located close to schools, shopping and recreational areas. The home is a 3-bedroom, 2 bath brick home with a large living room and formal dining room. Outside enjoy a fenced backyard and open front yard with off road parking and a two-car garage. New water and sewer lines with a transferable plumbing warranty.

408 Magnolia Dr Drive, Palatka

$50,000

2155121 MLS ⋅ 32177 Zip Code

Build your future in the heart of town! This 0.55-acre unimproved parcel offers a prime location with the convenience of being just minutes from shopping, dining, schools, medical facilities, and everyday amenities. Whether you're looking to build your dream home or invest in a well-positioned piece of property, this lot offers endless potential. Enjoy the perfect balance of accessibility and opportunity in a location where everything you need is just around the corner. Don't miss your chance to own one of the few available lots in such a desirable in-town setting.

100 Red Fox Trail Trail, Palatka

$289,900

3 Beds ⋅ 2 Baths ⋅ 2154882 MLS ⋅ 32177 Zip Code

Don't miss this beautiful Circa 1900 historic home on a double lot!!!!! As you walk through the front door you'll get the feeling of time gone by. Enjoy living only a short distance to downtown Palatka & the magnificent St. Johns River. This home has updated plumbing and electrical. Beautiful family home in a desirable location. Lovely fireplace in the living room with 9 foot ceilings. Owner's suite and bath on the first floor. Both bathrooms have been updated and remodeled not long ago. Home features a separate entrance to the upstairs featuring 2 bedrooms, sitting area and kitchenette. Home is situated on a double lot for plenty of out door living with a circular drive. Old charm and wonderful character is what this historic home in the heart of Palatka offers. The foundation has been recently inspected and house leveled, with permits,

2211 St Johns Avenue, Palatka

$259,000

5 Beds ⋅ 3 Baths ⋅ 2154870 MLS ⋅ 32177 Zip Code

Brand-new 2026 5-bedroom, 3-bath manufactured home offering modern comfort and plenty of space! The open-concept layout features a spacious kitchen with a large island, split-bedroom floor plan, and a private primary suite. Enjoy the confidence of a 5-year manufacturer warranty and the convenience of being just minutes from shopping, dining, schools, and other everyday amenities. Whether you're looking for extra room or a move-in-ready home, this one is ready for its first owners. Schedule your private showing today! *Some Photos Staged with AI*

119 East Street Street, Palatka

$224,900

3 Beds ⋅ 2 Baths ⋅ 2154643 MLS ⋅ 32177 Zip Code

One or more photo was virtually staged. Brand New | Move-In Ready | USDA Eligible Area Be the very first to call this beautiful brand-new Clayton home your own! Offering 3 bedrooms, 2 bathrooms, and 1,260 square feet of thoughtfully designed living space, this home combines modern style with everyday comfort. Step inside to an open-concept floor plan featuring a spacious living area, a beautiful kitchen with a center island, brand-new appliances (including a refrigerator, range, dishwasher and oven) along with plenty of cabinet space for storage. The split-bedroom layout provides privacy for the primary suite while creating a functional floor plan for family or guests. Enjoy the peace of mind that comes with new construction including NEW electrical, plumbing, skirting, and a home that has never been lived in. The sliding glass doors open to the backyard, creating the perfect space to relax.Situated on a 0.16-acre lot for tranquility and low maintenance. This one is a must see!

161 Basin Drive, Palatka

$73,000

2154575 MLS ⋅ 32177 Zip Code

Rare opportunity to own a 5-parcel land portfolio in West Palatka! List price includes all five parcels totaling approximately 6.13 acres, offering a unique opportunity for investors looking to secure multiple properties in one purchase. The portfolio includes 131 NW 2nd Ave, 151 NW 4th Ave, 147 NW 4th Ave, 120 NW 1st Ave, and Parcel ID 04-09-27-0000-0021-2150, located within Rio De St. Johns Unit 5. Four parcels are 1.25 acres each, and one is 1.13 acres. According to available mapping, the parcels contain no wetlands. Individual lots may also be purchased separately ($15,000 each for the 1.25-acre lots and $13,000 for the 1.13-acre lot). The parcels have legal access and are currently reached via existing unpaved trails within the undeveloped portion of the subdivision; four-wheel drive is recommended. Buyers should verify zoning, access, permitting, utilities, and intended use with Putnam County.

131 Nw 2nd Avenue, Palatka

$235,000

3 Beds ⋅ 2 Baths ⋅ 263207 MLS ⋅ 32177 Zip Code

Completely renovated from top to bottom, this move-in ready 3-bedroom, 2-bathroom home offers the perfect blend of modern updates, lasting quality, and everyday comfort in the heart of Palatka. Built with durable block construction and topped with a 7-year-old metal roof backed by a warranty, this home provides peace of mind for years to come. Step inside to discover luxury vinyl plank flooring flowing throughout the home, creating a seamless and stylish living space. The beautifully updated kitchen is designed to impress with granite countertops, white soft-close cabinetry, newer stainless steel appliances, and a gas range that's perfect for home chefs. Every detail has been thoughtfully updated, including remodeled bathrooms, solid wood interior doors, ceiling fans throughout, new drywall and insulation, updated electrical and plumbing systems, new windows, and a new rear sliding glass door.

135 Crestwood Ave, Palatka

$328,990

4 Beds ⋅ 2 Baths ⋅ 2154493 MLS ⋅ 32177 Zip Code

Welcome home to our Augusta plan in the Nobles Crossing Community! This thoughtfully designed residence offers the perfect blend of comfort, style, and quality construction. The new Nobles Crossing Community is ideal for families, first time buyers, or anyone looking for low maintenance living. You'll find an open concept layout with modern finishes, a bright and airy living space and a kitchen ready for entertaining. The owner's suite includes a private bath and walk in closet for your convenience. The three additional bedrooms provide flexibility for guests, children, or a home office. Throughout the home you'll find quality finishes and energy efficient construction that will add value and peace of mind.

647 Newcastle Road, Palatka

$165,000

2 Beds ⋅ 1 Baths ⋅ 2154352 MLS ⋅ 32177 Zip Code

Delightful 2 bedroom, 1 bath home offers timeless character and small town charm with brick lined streets and mature trees. Located minutes from downtown Palatka, the St. Johns River, local parks, dining, shopping, and community events.

1510 Cleveland Avenue, Palatka

$175,000

2154343 MLS ⋅ 32177 Zip Code

Discover the potential of this 1.67-acre canal-front property in scenic Palatka! Situated along a peaceful canal with easy access to the St. Johns River, this spacious parcel offers an incredible opportunity to create your own waterfront retreat. The land is fully accessible from both Palmetto Bluff Rd and Sugar Plum Rd and is .08 miles from the Palmetto Bluff Public Boat Ramp. Enjoy the tranquil surroundings, mature trees, and opportunity to design a property that fits your lifestyle -- ideal for a weekend getaway, investment, or future homesite. The 1.67-acre parcel includes 3 electrical poles and 2 wells and septic.

590 Palmetto Bluff Road, Palatka

$216,000

4 Beds ⋅ 3 Baths ⋅ 2154143 MLS ⋅ 32177 Zip Code

Located just minutes from Downtown Palatka, 590 Old Starke Rd offers the perfect blend of privacy and convenience. Situated on a spacious lot, this property provides plenty of room to enjoy outdoor living while remaining close to shopping, dining, schools, and everyday amenities. The home features a functional layout with comfortable living spaces and endless potential for a variety of buyers. Whether used as a primary residence or investment property, its desirable location, generous homesite, and easy access to major roadways make it a standout option in the Palatka market.

590 Old Starke Road, Palatka

$225,000

3 Beds ⋅ 2 Baths ⋅ 2153854 MLS ⋅ 32177 Zip Code

Remodeled and move-in ready in Palatka. This 3 bedroom, 2 bathroom home features a new roof, updated kitchen and baths, fresh finishes, modern flooring, stainless steel appliances, an inviting front porch, driveway parking, and a spacious yard. The bright kitchen offers white cabinetry, stone-look counters, tile backsplash, and an easy flow into the dining area. Both bathrooms have been refreshed with clean, modern finishes, and the flexible third bedroom works well as an office, guest room, or hobby space. Conveniently located near local schools, shopping, parks, and downtown Palatka, this home is a clean and practical option for a primary residence or low-maintenance property.

621 S 18th Street, Palatka

$105,000

2153762 MLS ⋅ 32177 Zip Code

Prime opportunity to own 1.20 acres of vacant land located in the heart of downtown Palatka. Zoned Light Industrial, this property offers flexible development potential for a variety of commercial or industrial uses. Conveniently situated close to major roadways, local businesses, and essential amenities, this lot provides excellent accessibility and visibility. Whether you're looking to expand your business, develop a new project, or invest in growing Palatka's downtown area, this property is perfectly positioned for success.

00 Bronson Street, Palatka

$192,250

3 Beds ⋅ 2 Baths ⋅ 2153754 MLS ⋅ 32177 Zip Code

Block home 3bd/2ba with fenced back yard. Fresh paint inside and new privacy fence on the south side of the home. Home needs some upgrades/remodeling. Separate utility room with extra storage space and a garage. Enjoy coffee on the enclosed back porch. This is a great opportunity for investors as a flip or rental income as well as buyers looking for a home in town. Close to shopping, the St. Johns River and Ravine Gardens. Bicyclists and walker friendly.

611 Moseley Avenue, Palatka

$189,900

4 Beds ⋅ 1 Baths ⋅ 2153713 MLS ⋅ 32177 Zip Code

Welcome to Elm Avenue, this 4 bedroom single family home was just recently updated and renovated for the next owner. Built to last with concrete block and brick construction, this home also sits on a large .27 acre high and dry lot with plenty of room for decks or water features. There are upgrades galore, from roof to floors. Some of the recent notable updates include; architectural shingle roof replaced, new well equipment, low-e windows added, new water heater, new AC, fresh paint inside and out, LVP floors added throughout, kitchen and bath remodeled. The location is ideal, just a short drive to St. Johns Ave. for all your riverside dining and shopping, or spend a day at Ravine Gardens State Park. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St.Augustine for day at the beach. Schedule your showing today!

111 Elm Avenue, Palatka

$189,900

4 Beds ⋅ 1 Baths ⋅ 263145 MLS ⋅ 32177 Zip Code

Welcome to Elm Avenue, this 4 bedroom single family home was just recently updated and renovated for the next owner. Built to last with concrete block and brick construction, this home also sits on a large .27 acre high and dry lot with plenty of room for decks or water features. There are upgrades galore, from roof to floors. Some of the recent notable updates include; architectural shingle roof replaced, new well equipment, low-e windows added, new water heater, new AC, fresh paint inside and out, LVP floors added throughout, kitchen and bath remodeled. The location is ideal, just a short drive to St. Johns Ave. for all your riverside dining and shopping, or spend a day at Ravine Gardens State Park. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St.Augustine for day at the beach. Schedule your showing today!

111 Elm Ave, Palatka

$249,900

3 Beds ⋅ 2 Baths ⋅ 2153689 MLS ⋅ 32177 Zip Code

290 Tarpon Blvd is a meticulously maintained 3-bed, 2-bath home featuring an open-concept kitchen, dining room, living room, and bonus addition - perfect for gathering and entertaining. Enjoy true waterfront living with a bulkhead and boat lift on a deep-water canal just 300 yards from the St. Johns River, offering effortless access for boating, fishing, and water sports. Enjoy quick trips to the river, effortless docking, and the freedom to explore miles of scenic waterways. A whole-home generator with dual gas tanks ensures year-round peace of mind. A front-yard carport adds convenient covered parking, while a backyard shed provides extra storage. Tucked away in a quiet offshoot of town, yet only 15 minutes from shopping and dining, this property blends tranquility, convenience, and exceptional water access for any enthusiast.

290 Tarpon Boulevard, Palatka

$279,000

3 Beds ⋅ 2 Baths ⋅ 2153572 MLS ⋅ 32177 Zip Code

Peaceful 1.8 +/- acre living appox 8 minutes drive to public boat ramp to the mighty St. Johns River. The Bostwick community offers quiet country living & convenience to the First Coast Express Way, with access only approximately 20 miles away. This manufactured home boast of oversized living/dining, a spacious & stunning kitchen with island opening to the great room with fireplace, leading to the deck for outdoor entertaining. Roof replaced in 2017 & HVAC in 2025. Come unwind & embrace evening sounds of mini farm life. Please note - some of the photos were virtually staged

305 Palmetto Bluff Road, Palatka

$229,999

3 Beds ⋅ 2 Baths ⋅ 2153529 MLS ⋅ 32177 Zip Code

Welcome home to this new 3-bedroom, 2-bath residence offering 1,210 square feet of thoughtfully designed living space. The open-concept floor plan creates a bright, inviting atmosphere, while the cohesive paint colors and modern finishes provide a stylish look throughout. The heart of the home is the stunning kitchen, featuring quartz countertops, a center island perfect for gathering, and stainless steel appliances that blend both beauty and functionality. The spacious owner's suite offers a relaxing retreat with a walk-in shower, separate soaking tub, and plenty of room to unwind. Outside, enjoy a fully sodded yard complete with an irrigation system, making it easy to maintain a lush, green lawn year-round. This move-in-ready home combines modern comfort, quality finishes, and everyday convenience--all waiting for its new owners!

116 Moseley Avenue, Palatka

$20,000

2153344 MLS ⋅ 32177 Zip Code

Canal Front leading to the St Johns River!! Nice spot for your vacation home or your new home.

104 Bowfin Drive, Palatka

$265,000

4 Beds ⋅ 3 Baths ⋅ 2153315 MLS ⋅ 32177 Zip Code

Roof 2024 Water heater 2024 Plumning 2022 Gutters lifetime warranty installed 2023 Spacious and versatile 4BR/3BA concrete block home Separate entrance to possible extra bedroom/rental income. This well-designed property features a split-bedroom layout, tile flooring throughout most of the home, and a flexible bonus room that could serve as a home office, guest suite, nursery, or multi-generational living space. The functional floor plan provides plenty of room for everyday living and entertaining. Step outside to a fully fenced backyard with a large storage shed, perfect for tools, hobbies, or extra storage. Conveniently located near shopping, schools, medical facilities, and everything Palatka has to offer. Whether you're looking for extra space for family, guests, or work-from-home needs, this property offers endless possibilities. Don't miss your opportunity to make it your own! Some Photos are virtually staged

104 Oakdale Drive, Palatka

$290,000

4 Beds ⋅ 2 Baths ⋅ 2153161 MLS ⋅ 32177 Zip Code

WELCOME TO THE LIFESTYLE YOU'VE BEEN DREAMING OF!!! Discover the perfect blend of space, comfort, and country living in this beautifully maintained 4-bedroom, 2-bath home situated on 2.44 fully fenced acres. With over 2,200 square feet of living space, this property offers plenty of room for families, entertaining, and enjoying the outdoors. Recent updates include a beautifully remodeled guest bathroom featuring modern finishes, adding style and functionality to the home. The spacious layout provides comfortable living areas, while the outdoor space offers endless possibilities for gardening, animals, recreation, or storing your RV, boat, or other outdoor equipment. Enjoy relaxing by the above-ground pool with its surrounding deck, host gatherings in your private backyard, or simply take in the peaceful surroundings. With no HOA and plenty of room to grow, this property offers the flexibility and freedom that are becoming increasingly hard to find. Conveniently located near shopping

116 Earl Avenue, Palatka

$369,900

2 Baths ⋅ 2152944 MLS ⋅ 32177 Zip Code

This remodeled 4-bedroom, 2-bath manufactured home sits on 4.26 acres in a highly desirable area. Offering plenty of space, beautiful land, and endless potential, it's perfect for those seeking peaceful country living. The property also includes a separate commercial structure with excellent income-producing potential. Live in the home while operating a business or generating rental income from the commercial space--the possibilities are endless!

392 Bardin Road, Palatka

$65,500

2 Beds ⋅ 1 Baths ⋅ 2152806 MLS ⋅ 32177 Zip Code

Escape to the peace and quiet of North Central Florida! This cozy property is perfect as a weekend retreat, vacation home, or investment opportunity. Great location for outdoor enthusiasts. Peaceful setting surrounded by nature. Easy access to the Ocklawaha River and views of Deans Creek from your yard. Great for boating, Fishing, and kayaking.

113 Deans Creek Trail, Palatka

$324,900

4 Beds ⋅ 3 Baths ⋅ 2152669 MLS ⋅ 32177 Zip Code

Situated on a quiet City Street, in the Historical City of Palatka, Florida. This home was part of the historical Pentecostal church next door. Live a fun small-town lifestyle, while being just minutes away from major Florida Cities! Enjoy sidewalk lined streets, city utilities, and best of all just walking distance to the beautiful St. Johns River, and Downtown Palatka. Enter onto your massive front porch overlooking the beauty of the front yard, and waving, passersby. This 2,000 plus square ft. home, boasts a large living room, real wood paneling and newer laminate flooring, with a stunning view of the beautiful wood staircase and railing! 4 bedrooms, and 3 full baths. 1st floor is a split floorplan, large owner suite, tub/shower combo bathroom, and walk in closet. The massive window was also a part of the original main church building. 2nd 1st floor bedroom also has a walk-in closet. 1st floor full hall bath, accented by a ''Retro'' full size shower. Enter to an ample size kitchen, with real wood cabinetry, and Corian surfaces. Nice breakfast bar peninsula accents this kitchen. Stainless steel range, microwave, and dishwasher finish top it off! Dining area, overlooking two level, screen porches, with awesome views of treelined rear yard. Have your morning coffee while viewing all the wonderful birds visiting daily! Follow the stairs to the large 2nd floor living spaces, nice landing area, and 2 bedrooms facing opposite sides of home with beautiful views. Lots of attic storage on either side of this floor. Double attached carport, and storage, top off the outside. Palatka is centrally located in NE Florida, with major airports, hospitals, and Florida east coast beaches, less than an hour away. Small town living at its best! Come give this home your personal touch, and a little TLC. I would love to have you be a part of our community and my hometown! Home underwent massive updates and remodel in 1990 by previous owners. Updated appliances, and new washer and dryer all convey. On demand natural gas hot water heater! A must see!

802 S 15th Street, Palatka

$399,500

3 Beds ⋅ 2 Baths ⋅ 2152525 MLS ⋅ 32177 Zip Code

Fantastic opportunity to own a piece of Palatka's history. Recent remodels on this 3 bedroom home include Metal Roof, New A/C & Tankless Hot Water. All New Windows (18 ) total. New Entry Door in Kitchen and Master Suite. Refinished hardwood floors are stunning in this home. Beautiful wood trim & doors throughout . Expansive Master Suite with New Master Bathroom. Loads of storage including a very large attic space. Gas fireplace is a focal point in the oversized living room with picture window overlooking the park. Awesome Courtyard is perfect for entertaining & grilling out with friends & family. There is a dedicated gas line to the Weber Grill. Boating Enthusiast will love the ample parking for multiple vehicles, boat trailers, trucks and Best of all the Public Boat Ramp on the St John's River is only 1 mile from this home.

1709 Carr Street, Palatka

$265,000

3 Beds ⋅ 2 Baths ⋅ 2152425 MLS ⋅ 32177 Zip Code

Spacious 3BR/2BA Pool Home in the Heart of Palatka! Don't miss this beautiful home at 2500 Westover Dr. featuring an open floor plan with a spacious living room, dining area, and kitchen that's perfect for everyday living. The home offers 3 oversized bedrooms, 2 bathrooms, and an indoor laundry room with a washer and dryer included. You'll also appreciate the built-in shelving and storage found throughout the home, providing plenty of extra space for organization while adding charm and character. Step outside to enjoy the in-ground pool, a sunroom overlooking the pool, and a large, fenced backyard with 3 storage sheds and a paved driveway. Conveniently located on paved roads in the heart of Palatka, you're just minutes from schools, medical facilities, shopping, and restaurants. This home has the space, storage, location, and amenities you've been looking for. Schedule your showing today!

2500 Westover Drive, Palatka

$249,900

3 Beds ⋅ 2 Baths ⋅ 2152289 MLS ⋅ 32177 Zip Code

: Adorable home on 1.33 acres!! This parcel features a 2-bedroom home with a spacious, connected 550 sq ft area, ideal for a master suite or running a home-based business studio, boutique or professional practice. This home has been completely rewired, new metal roof, heat and air, new plumbing, new flooring, water heater and appliances. Detached 694 sq ft garage for more storage, man cave or workshop

656 State Road 20, Palatka

$200,000

2152034 MLS ⋅ 32043 Zip Code

Riverfront property on the beautiful St. Johns River. This 1.36 acres has beautiful trees. Bring your own builder. Located in Eagle Creek Subdivision. Approximately 20 minutes from Green Cove Springs. This property is located central to travel North, South, East or West with the new toll bypass not far away that is already completed to go West and North West and in the works for Eastern completion coming soon. Not far away for Shopping and Resturants in Green Cove and Fleming Island and South into Palatka. Buyers must do own due diligence property has wetlands.

110 River Shores Road, Palatka

$50,000

2152010 MLS ⋅ 32177 Zip Code

Looking for a peaceful place to escape the noise and enjoy country living? This beautiful 2.5-acre property consists of two lots and offers the quiet, rural setting many people dream about. Surrounded by nature and abundant wildlife, it's the perfect place to relax and enjoy the outdoors. The property features two metal buildings, providing plenty of space for storage, hobbies, a workshop, or future projects. An artesian well adds to the property's value and appeal as no electric is needed to have water. Whether you're looking for a weekend retreat, a future homesite, or simply a place to enjoy the peace and privacy of rural life, this property offers a great opportunity to make it your own.

104 Sw 1st Avenue, Palatka

$100,500

2 Beds ⋅ 1 Baths ⋅ 2151993 MLS ⋅ 32177 Zip Code

Conveniently located in the heart of Palatka, this charming 2-bedroom, 1-bath home offers easy access to everything the area has to offer. The second bedroom is non-conforming and does not include a closet, making it ideal for use as a guest room, home office, hobby room, or flex space.Enjoy relaxing on the screened front porch or entertaining on the open back deck. Situated close to shopping, schools, hospitals, and everyday conveniences, this property is also just minutes from historic downtown Palatka and the scenic riverfront, where you can enjoy local festivals, farmers markets, community events, and waterfront activities throughout the year. Whether you're looking for a primary residence, investment property, or a place to make your own, this home offers plenty of potential.

115 E Hicks Street, Palatka

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