Palatka City FL 5 Bedroom Real Estate, Homes, Condos for Sale

5 Beds ⋅ 3 Baths ⋅ 2161798 MLS ⋅ 32177 Zip Code

Welcome to 170 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful acres in Palatka. Offering over 2,000 square feet of living space, this spacious 5-bedroom, 3-full-bath home provides plenty of room for a growing family, guests, a home office, or anyone looking for more space and privacy. The open and functional floor plan offers comfortable living areas and a layout designed to accommodate everyday living and entertaining. Outside, the 4.75-acre homesite provides plenty of room to enjoy the outdoors, create your own private retreat, or bring your future plans to life. The combination of new construction and acreage makes this property a unique find in the Palatka area. The opportunities continue beyond 170 Janice Drive. The neighboring property at 162 Janice Drive is also available and features the same 5-bedroom, 3-bathroom floor plan on its own 4.75 acres. Additionally, the 4.75 acres located between the two homes is available separately for $100,000. This creates a truly unique opportunity for extended or multi-generational families looking to live close together while maintaining their own homes and space, or for someone interested in creating a private family compound. Whether you're looking for a spacious new construction home with acreage or envisioning a larger property setup for family and future generations, this is an opportunity worth exploring. With a total of three adjoining 4.75-acre parcels potentially available, the possibilities are exceptional. Schedule your private showing today and come see what makes this property so special!

170 Janice Drive, Palatka

$350,000

5 Beds ⋅ 3 Baths ⋅ 2161797 MLS ⋅ 32147 Zip Code

Welcome to 162 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful acres in Palatka. Offering over 2,000 square feet of living space, this spacious 5-bedroom, 3-full-bath home provides plenty of room for a growing family, guests, a home office, or anyone looking for more space and privacy. The open and functional floor plan offers comfortable living areas and a layout designed to accommodate everyday living and entertaining. Outside, the 4.75-acre homesite provides plenty of room to enjoy the outdoors, create your own private retreat, or bring your future plans to life. The combination of new construction and acreage makes this property a unique find in the Palatka area. The opportunities continue beyond 162 Janice Drive. The neighboring property at 170 Janice Drive is also available and features the same 5-bedroom, 3-bathroom floor plan on its own 4.75 acres. Additionally, the 4.75 acres located between the two homes is available separately for $100,000. This creates a truly unique opportunity for extended or multi-generational families looking to live close together while maintaining their own homes and space, or for someone interested in creating a private family compound. Whether you're looking for a spacious new construction home with acreage or envisioning a larger property setup for family and future generations, this is an opportunity worth exploring. With a total of three adjoining 4.75-acre parcels potentially available, the possibilities are exceptional. Schedule your private showing today and come see what makes this property so special!

162 Janice Drive, Palatka

$255,000

5 Beds ⋅ 3 Baths ⋅ 2154870 MLS ⋅ 32177 Zip Code

Brand-new 2026 manufactured home offering 5 bedrooms, 3 bathrooms, and two spacious living areas! The open-concept design features a large kitchen island, split-bedroom floor plan, and private primary suite. Complete with a 5-year manufacturer warranty and conveniently located just minutes from shopping, dining, schools, and everyday essentials. Move-in ready and waiting for its first owners--schedule your private showing today! *Some Photos Staged with AI*

119 East Street Street, Palatka

$825,000

5 Beds ⋅ 2 Baths ⋅ 2154727 MLS ⋅ 32177 Zip Code

2.99% ASSUMABLE LOAN! Seller will also contribute 1% to the buyer for a rate buy down / down payment and is flexible with closing. Plus...get ANOTHER 1% credit if using seller preferred lender. 2% TOTAL! Seller is also offering 1 year home warranty for added peace of mind. Welcome to your own private country retreat in the small town of Bardin, a close knit community surrounded by natural beauty and open spaces where neighbors know and look out for each other. This beautifully remodeled 5 bedroom, 2 bath split floor plan home combines modern updates with the peaceful lifestyle you've been dreaming of. Retreat to an oversized primary suite designed for ultimate comfort and relaxation. The spa-like bathroom features a luxurious walk-in shower, creating a serene space to unwind at the end of the day. A spacious walk-in closet provides ample room while keeping everything beautifully organized. Every major improvement has been completed, including a new HVAC system, new on-demand hot water heater, newer metal roof, new well pump, new flooring, new interior and exterior paint, new $3000 refrigerator, and a newer whole-house water filtration system with reverse osmosis, making this home truly move in ready. Arrive home each day on your private driveway lined with majestic oak trees and natural beauty. Whether you're looking for a hobby farm (check out the large elevated garden beds!), equestrian property, family compound, or simply room to roam, this property is ready for it all. Bring your chickens, ducks, cows, and horses! The fenced front yard provides a safe space for dogs while the fenced pasture is ideal for horses and livestock. A brand new chicken coop, barn for your tractor, workshop, and two separate one-car garages offer plenty of space for equipment, storage, and hobbies. Step outside and enjoy the tranquil beauty of your goldfish ponds complete with cascading waterfalls, creating the perfect setting to relax and unwind. Nature lovers will appreciate the abundant wildlife, including wild peacocks, turkeys, and deer that frequently visit the property. Adventure awaits just beyond your back door; sit at the firepit, wander through the trails perfect for hiking, dirt biking, horseback riding, or ATV riding. Whether you're seeking peaceful country living, outdoor recreation, or space for animals, this exceptional property offers a rare combination of comfort, privacy, and endless possibilities.

125 Key Road, Palatka

$244,900

5 Beds ⋅ 2 Baths ⋅ 2150100 MLS ⋅ 32177 Zip Code

Set on 2.16 beautiful acres, 4065 Silver Lake Dr offers room to breathe and grow. This inviting 3-bed/2-bath manufactured home features a bonus addition that brings 2 extra bedrooms plus a spacious back porch overlooking the peaceful property. Inside, the home is fully livable and comfortable, needing only light repairs and routine TLC to truly shine! The land includes 2 outbuildings for storage or hobbies, along with a second well and septic from a previous homesite (an exciting opportunity for future use). The AC unit updated around 2010-2011 and the Seller began to update the home with a metal roof, but was unable to finish. This is a rare chance to create your ideal retreat in a serene, expansive setting! Private Financing may be available with roughly 30% - 40% cash down.

4065 Silver Lake Drive, Palatka

$230,000

5 Beds ⋅ 3 Baths ⋅ 2145615 MLS ⋅ 32177 Zip Code

Investor Alert...Step into timeless elegance with the Lane-Fernside Home (1885)--a stunning Victorian residence showcasing classic Queen Anne influences and rich Florida heritage. Located in the North Historic District of Palatka, this home offers a rare opportunity to own a piece of local history. The home features 5 bedrooms and 3 bathrooms with exceptional preserved detail throughout, including original wood floors, an ornate staircase, floor-to-ceiling windows, and a restored front entry with stained glass windows. The main level showcases glass pocket doors, creating an open and flexible flow ideal for entertaining. Additional historic features include an original fireplace with a mantel and a built-in china pantry. Modern updates include a 200-amp electrical panel, on demand New Hot water heater, updated lower-level lighting, and a semi-updated, fully functional kitchen with appliances. This home is being sold as-is.

314 Madison Street, Palatka

$345,000

5 Beds ⋅ 3 Baths ⋅ 2129564 MLS ⋅ 32177 Zip Code

TWO STRUCTURES ON PROPERTY! Incredible ''house hacking,'' rental opportunity, or perfect for a buyer looking for extra space and privacy! Say hello to a spacious 2502 sf 3 bed/2 bath block home with a SECOND separate 2 bed, 1 bath 720 sf house on the back side of this huge half-acre lot, right in the heart of Palatka! With renovations from top to bottom, the main home features a recently replaced metal roof, new flooring, HVAC system, water heater, full kitchen & bathroom updates & more! There is a privacy fence separating the main home from the accessory home, which has also been updated with a new mini split system, water heater, paint, flooring, kitchen & bathroom! City water & sewer! You won't want to miss this unique property with endless potential and opportunities!

2118 Gillis Street, Palatka

$250,000

5 Beds ⋅ 3 Baths ⋅ 2104417 MLS ⋅ 32177 Zip Code

Welcome to your brand-new, move-in-ready home in a quiet, country neighborhood in Palatka, Florida! Located at 111 East Street, this home is a perfect blend of peaceful rural living and convenient access to town amenities. This spacious manufactured home features 5 bedrooms and 3 bathrooms, with just over 2,000 square feet of living space, offering plenty of room for a large family, guests, or a home office. Situated on a generous half acre lot, you'll have ample space for outdoor activities, gardening, or future additions. Be the first to live in this home, which features all-new appliances, fixtures, and finishes throughout. Experience the tranquility of a quiet neighborhood while being just a short drive from Palatka's shopping, dining, and other town conveniences. Don't miss your chance to own a piece of country paradise with all the benefits of a modern, low-maintenance home. Photos are of a model home. Contact us today to schedule a showing!

111 East Street, Palatka

$265,000

5 Beds ⋅ 5 Baths ⋅ 2092494 MLS ⋅ 32177 Zip Code

Step back in time with this magnificent historic beauty, nestled on a tree-lined cobblestone street. Bursting with character, the home features original doors, stunning stained glass, and timeless architectural details throughout. The main floor offers a spacious living room with fireplace, 2 bedrooms with a Jack-and-Jill bath, a 1/2 bath in the hall, and a kitchen space ready for your custom design. A private back staircase leads to the second level, ideal for multi-unit living. second floor includes a serene master suite with veranda access, two additional bedrooms with Jack-and-Jill bath, and a full bath in the hall, also space for a second kitchen. The expansive third-floor attic is full of character and offers incredible potential for additional living space, studio, or office. Fresh interior and exterior paint complement the home's preserved historic charm. With 5 bedrooms, 4.5 baths, and 3,076 sq ft on a 0.26-acre lot surrounded by stately homes, this is a rare opportunity!

417 N 3rd Street, Palatka

$440,000

5 Beds ⋅ 4 Baths ⋅ 2081206 MLS ⋅ 32177 Zip Code

Located in the heart of Palatka, this spacious 4BR/3BA home offers 2,785 sqft of comfortable living plus a 1BR/1BA 1,000 sqft detached guest house—ideal for a mother-in-law suite, rental, or home office. Built in 2012, the main home features oversized rooms, a generous living and dining area, screened back patio, in-ground pool, and hot tub. The main house has a 2-car courtyard garage, while the guest house includes its own 2-car garage and covered parking. Stretching a full city block, the property provides rear access and a huge fenced backyard with space to play, garden, or entertain. With solid bones and an abundance of room inside and out, it's ready for your finishing touches. Conveniently located near shopping, dining, schools, and the riverfront—this rare find blends city convenience with room to breathe. Don't miss your chance to own one of Palatka's most versatile and well-located properties. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

2129 Diana Drive, Palatka

$209,000

5 Beds ⋅ 3 Baths ⋅ 2077584 MLS ⋅ 32177 Zip Code

Nestled in the heart of the historic district and just moments from the St. Johns River, this stunning 1900-built home offers timeless elegance and endless possibilities. Situated on a spacious 0.27-acre lot, this 3,504 sq. ft. residence boasts five bedrooms and three bathrooms, providing ample space for comfortable living and creative design. From the moment you step inside, you'll be captivated by the exquisite original herringbone-patterned floors and beautiful hardwood flooring throughout. The inviting living room features a cozy fireplace, perfect for gathering with family and friends. Enjoy year-round serenity on the screened front porch an ideal spot for morning coffee or evening relaxation. The enormous upstairs master suite offers generous closet space, ensuring abundant storage. Surrounded by picturesque, tree-lined streets, stately homes, and charming cobblestone roads, this exceptional property blends historic character with a highly desirable location.

314 Madison Street, Palatka

$227,700

5 Beds ⋅ 2 Baths ⋅ 2077237 MLS ⋅ 32177 Zip Code

Seller to pay buyer's closing costs with full price offer! Big beautiful fully renovated home with so much space for your family! These five bedrooms, a spacious dine-in kitchen with a breakfast bar, new cabinets, and brand new stainless steel appliances, a huge living room area, and a fully fenced back yard situated on a corner lot has so much to offer.

1421 Ocean Street, Palatka

$290,000

5 Beds ⋅ 2 Baths ⋅ 2068119 MLS ⋅ 32177 Zip Code

Discover the perfect blend of vintage charm and modern convenience in this beautiful 5-bedroom, 2-bath home. Featuring original hardwood floors that add timeless character, this home offers plenty of space for comfortable living and entertaining. Step outside to an amazing backyard, perfect for family gatherings and making memories. Whether you're hosting a summer barbecue or enjoying a quiet evening under the stars, this outdoor space is sure to impress. Plus, with ample room to park your boat or RV, this home is ideal for outdoor enthusiasts. Located just one mile from Boathouse Riverfront Park, you'll have easy access to the St. Johns River for boating, fishing, and waterfront fun. Don't miss out on this incredible opportunity—schedule your showing today! Motivated sellers, bring us an offer.

827 S 14th Street, Palatka

$569,000

5 Beds ⋅ 4 Baths ⋅ 2066132 MLS ⋅ 32177 Zip Code

**POOL HOME ** MULTIGENERATIONAL PROPERTY ** 50 YR METAL ROOFS ** ACREAGE **Discover an amazing multigenerational or investment opportunity on nearly 10 acres of cleared property boasting mature oak trees, offering lots of shade and beautiful dappled sunlight. This secluded paradise features two exceptionally cared for, well-maintained homes and stables, all nestled on 9.65 acres off a peaceful dead-end cul-de-sac. Enjoy the peace of mind that comes with 50-year metal roofs on both homes, a NATURAL GAS HOME, and a generator switch. Relax in the sparkling in-ground pool with a screen enclosure, featuring a new pool filter and a natural gas heater. Additional amenities include vaulted ceilings with exposed wood beams and a gas fireplace in the 2271 sq ft main home, a 2-car garage, an RV carport with a slab and EV charger, and newer HVACs on both properties. This property also boasts a well (2017), septic (pumped April 2022-concrete tank), and a tankless water heater on the second home. Main home: 3/2, 2,271 sq ft. yr blt 1970 Double Wide Mobile home: 2/2, 1,344 sq ft. yr blt 1973.

114 Whispering Winds Road, Palatka

$250,000

5 Beds ⋅ 3 Baths ⋅ 2059996 MLS ⋅ 32177 Zip Code

This brand-new construction home offers 5 bedrooms, 3 bathrooms, and an impressive 2,001 square feet of living space, making it perfect for large families or those who love to entertain. Set on a generous 1.14-acre lot, this property provides plenty of room for outdoor activities, gardening, or creating your dream backyard oasis. Inside, you'll find a bright and open floor plan with stylish finishes throughout. The kitchen boasts modern appliances, ample storage, and a layout perfect for preparing meals and hosting gatherings. The primary suite offers a private retreat with its own bathroom, while the additional bedrooms and bathrooms provide flexibility and comfort for family and guests. Located in the charming area of Palatka, this home combines the peace of country living with easy access to local amenities. Don't miss this opportunity to own a beautiful, brand-new home on over an acre of land. Some or all photos are virtually staged. More photos to come!

136 E Alachua Street, Palatka

$102,979

5 Beds ⋅ 3 Baths ⋅ 2049537 MLS ⋅ 32177 Zip Code

5BR/3BA DWMH on .79 +/- acre corner lot. HUD foreclosure/sold AS-IS. Plywood floors (no covering). Missing central HVAC, water heater, sinks & toilets.

205 E St Johns Street, Palatka

$1,100,000

5 Beds ⋅ 4 Baths ⋅ 2047836 MLS ⋅ 32177 Zip Code

Elegant custom built St. Johns Riverfront pool home provides a once-in-a-lifetime opportunity to enjoy a luxurious lifestyle & wonderful venue for entertaining friends & family. The security-gated estate offers unique features, i.e., remote-control chandeliers & window blinds, crown molding throughout, central vacuum system, delightful gas log fireplace, awesome stained-glass window & leaded glass front entry & so much more. The 5 BR/4BA, 2-story home sits on a 1.77 +/- acre beautifully landscaped, nicely treed & fully fenced lot, 135 ' +/- updated bulkhead & dock w/covered boathouse w/lift, 3-car heated/cooled attached garage, detached 30x60x16 high garage/workshop & house Generac generator w/800 gal. tank. You are welcomed to the home with a lovely fountain & relax in the sparkling kidney-shaped in-ground pool overlooking the majestic river. Two screened porches overlook the pool & wide expanse of the majestic river - a great place to enjoy your morning coffee & splendid sunrises.

226 St Johns Drive, Palatka

$470,000

5 Beds ⋅ 5 Baths ⋅ 2047278 MLS ⋅ 32177 Zip Code

Incredible home with carriage house in the South Historic District! Enjoy views of the St Johns River from many vantage points in this beautifully updated former B & B. The main house features 4 bedrooms and 4 updated baths, high ceilings, nice molding/trim, gorgeous wood floors, and many charming original features. The first floor has a large living room, dining room with fireplace, primary suite with bath, laundry room, updated kitchen, and lovely breakfast room with fireplace. The second floor has an owner's suite with attached bath and access to a private veranda, two additional bedrooms and baths, Florida room/office, and large back deck with great views. The third floor is an open multi-purpose room. The carriage house has a 2 car garage, laundry room with bath and awesome upstairs 750+/- sq ft efficiency apartment with full kitchen, bath, and a private balcony. New roof on the carriage house. The possibilities are endless here, too much to list.

116 Kirkland Street, Palatka

$430,000

5 Beds ⋅ 3 Baths ⋅ 2016211 MLS ⋅ 32177 Zip Code

Welcome to this gorgeous 5 bedroom, 3 bath home nestled on 1.3 acre oak tree private lot. Impeccably maintained with every turn to upgrades, plus a culinary kitchen that boasts of expansive cabinetry and countertops.The dining area, primary bedroom with attached suite, and other bedrooms all have chair rail. French door invites you into the study from the living room with a brick fireplace. Large family room for gatherings and entertaining. Relax on the covered rear patio for afternoon iced tea surround by gardens. There is also detached covered parking for your RV/boat. Home has an 8000 watt electric Generac generator with power lead to the main breaker panel. All this with a fully fenced yard and the convenient circular driveway awaits you to tour your new home.

2804 Silver Lake Drive, Palatka

$440,000

5 Beds ⋅ 5 Baths ⋅ 1259166 MLS ⋅ 32177 Zip Code

Rare opportunity! Custom built 5BR/4.5BA home on an acre corner lot, in a well established neighborhood. This concrete block home offers an open concept kitchen & family room area, wet bar with wine chiller, formal living & dining combo. Family room has a gas stone fireplace & French doors that lead to the open patio, great for entertaining. The skylights & large windows offer plenty of natural light. Large master suite with spacious master bath & walk-in closet. There is also an in-law suite with its own kitchenette & bathroom, perfect for overnight guests. Other great features include a natural gas complete whole house generator, sprinkler system, security system, 3 AC units, circular drive, 1-car carport, & large concrete parking area. Close to the hospital, restaurants & shopping.

320 Round Lake Road, Palatka

$141,000

5 Beds ⋅ 2 Baths ⋅ 1226133 MLS ⋅ 32177 Zip Code

This circa 1920 home is located in Palatka's South Historic District in the heart of the downtown business district. Don't miss out on this opportunity. The possibilities are many. The main house has 3BR/1BA with a wrap-around porch. The attached apartment has a private entrance & 2BR/1BA, plus a cozy double-sided fireplace. Conveniently located within walking distance to shopping, restaurants, & a park on the beautiful St. Johns River.

800 Oak Street, Palatka

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