Palatka City FL 3 Bedroom Real Estate, Homes, Condos for Sale

3 Beds ⋅ 2 Baths ⋅ 2156799 MLS ⋅ 32177 Zip Code

219 Halsey St offers a RARE OPPORTUNITY to own a practically brand-new home at a used-home price!!! Built in the heart of Palatka in 2024, this 3-bedroom, 2-bath residence blends modern construction with thoughtful extra. Durable concrete block construction paired with a metal roof provides long-term stability and peace of mind, paired with modern features like an instant tankless gas water heater. A 624 sq ft metal building plus 336 sq ft carport in the back provides ideal space for storage, hobbies, or equipment. The property includes a private well for irrigation and is mostly fenced, with a full perimeter fence to be completed by Closing. With its fresh construction, added utility features, and central location, this home delivers exceptional value and convenience in one compelling package!

219 Halsey Street, Palatka

$221,990

3 Beds ⋅ 2 Baths ⋅ 2156727 MLS ⋅ 32177 Zip Code

Welcome home to this NEW Single-Story Home in The Collection at Palatka Community! The desirable Lanier Plan boasts an open design encompassing the Living and Dining spaces. The Kitchen features gorgeous cabinets, quartz countertops, and Stainless-Steel Appliances (including Range with a Microwave hood and Dishwasher). The primary suite has a private bath and a walk-in closet. This Home also includes 2 more bedrooms and a secondary bathroom. Energy-efficient Low-E insulated dual-pane vinyl windows and a one-year limited warranty ensure comfort and peace of mind. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

2704 Cecille Avenue, Palatka

$246,990

3 Beds ⋅ 2 Baths ⋅ 2156725 MLS ⋅ 32177 Zip Code

Discover Your Dream Home in The Collection at Palatka Community! The Abernathy Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. The serene primary suite offers a private bath with dual vanities and a walk-in closet. The home boasts two additional bedrooms. A 2-car garage adds convenience, while energy-efficient Low-E insulated dual-pane windows and a 1-year limited home warranty provide added peace of mind. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

2706 Cecille Avenue, Palatka

$419,900

3 Beds ⋅ 2 Baths ⋅ 2156677 MLS ⋅ 32177 Zip Code

Discover the perfect blend of country charm and modern convenience in this beautifully updated home on a spacious 1.61-acre corner lot. Enjoy peaceful country living just minutes from town. The partially fenced property features a new roof, new fence, electric gate, and plenty of room for RVs, boats, or recreational vehicles. Inside, you'll find an open floor plan with new luxury vinyl plank flooring, fresh interior paint, updated light fixtures, new appliances, and a new heavy-duty sliding glass door leading to the expansive back patio--perfect for entertaining. The private primary suite offers an en-suite bath and a large walk-in closet. With room to spread out and endless possibilities for outdoor living, this move-in-ready home is conveniently located just outside Green Cove Springs with easy access to Palatka. A must-see!

100 Jack Road, Palatka

$500,000

3 Beds ⋅ 2 Baths ⋅ 2156359 MLS ⋅ 32043 Zip Code

Experience living just off the St Johns River on beautiful Cedar Creek in this custom-built, two-story A-Frame log home. Offering distinctive living space, this one-of-a-kind home showcases soaring 22-foot ceilings, tongue-and-groove walls, handcrafted doors, pine & bamboo flooring, & countless custom details throughout. The open-concept great room is highlighted by dramatic floor-to-ceiling windows providing breathtaking views of the property's winding boardwalk that meanders through native Florida landscape to the waterfront which features a dock with a covered boathouse. The first floor offers two bedrooms and a full bath, while the spacious second-floor owner's suite serves as a private retreat with its own private deck, sitting area with wet bar overlooking the great room. This rare Cedar Creek waterfront property offers rustic character, modern comfort, & direct access to the St Johns River, creating an extraordinary opportunity for those seeking a peaceful waterfront sanctuary.

152 Pioneer Trail, Palatka

$595,000

3 Beds ⋅ 2 Baths ⋅ 2156295 MLS ⋅ 32177 Zip Code

Beautiful retreat on the St. Johns River. Country setting that is convenient to the First Coast Expressway with easy commute to Orange Park. Two manicured acres with beautiful live oak trees lining the circular drive. Peaceful river views from the enclosed porch overlooking the dock and bulkheaded riverfront. Detached garage has large workshop with french doors. Home has brand new heat pump, front deck with wheelchair ramp, split bedroom plan, large utility room and large dining room. These properties are getting harder and harder to find, don't miss out on this golden opportunity to have your year round or dream vacation home!

442 Cedar Creek Road, Palatka

$189,900

3 Beds ⋅ 1 Baths ⋅ 2156039 MLS ⋅ 32177 Zip Code

Don' miss this cute 3-bedroom concrete block house with metal roof, fresh paint inside, tile shower, tile flooring, ceiling fans, stainless refrigerator and new range. Screen porch for entertaining, carport and 2 sheds. Close to Ravine Gardens and area shopping. Great starter home!!!!!!!

1310 Cleveland Avenue, Palatka

$219,000

3 Beds ⋅ 2 Baths ⋅ 263297 MLS ⋅ 32177 Zip Code

Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements—including an updated metal roof, HVAC system, and plumbing—provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard.

1811 Kate St, Palatka

$240,000

3 Beds ⋅ 1 Baths ⋅ 2155606 MLS ⋅ 32177 Zip Code

This 3-bedroom, 1-bath home offers 1,673 square feet and sits on a spacious corner lot, giving you plenty of room both inside and out. You'll get the character of an older home without the big-ticket headaches. Major updates include a metal roof, HVAC, electrical panel, and tankless water heater. Inside, you'll find hardwood and luxury vinyl plank flooring, plus a beautifully updated kitchen with white shaker cabinets, granite countertops, and stainless steel appliances. Step outside to a large, fenced backyard with room for kids, pets, your boat, or weekend get-togethers. The location is hard to beat, too. You're close to schools, shopping, restaurants, and medical facilities, with the St. Johns River just minutes away. Plus, Hank Bryan Park is right across the street, and several other parks are within walking distance. This one is the perfect mix of charm, updates, and convenience.

322 S 17th Street, Palatka

$192,500

3 Beds ⋅ 2 Baths ⋅ 2155132 MLS ⋅ 32177 Zip Code

Community is nice residential area located close to schools, shopping and recreational areas. The home is a 3-bedroom, 2 bath brick home with a large living room and formal dining room. Outside enjoy a fenced backyard and open front yard with off road parking and a two-car garage. New water and sewer lines with a transferable plumbing warranty.

408 Magnolia Dr Drive, Palatka

$289,900

3 Beds ⋅ 2 Baths ⋅ 2154882 MLS ⋅ 32177 Zip Code

Don't miss this beautiful Circa 1900 historic home on a double lot!!!!! As you walk through the front door you'll get the feeling of time gone by. Enjoy living only a short distance to downtown Palatka & the magnificent St. Johns River. This home has updated plumbing and electrical. Beautiful family home in a desirable location. Lovely fireplace in the living room with 9 foot ceilings. Owner's suite and bath on the first floor. Both bathrooms have been updated and remodeled not long ago. Home features a separate entrance to the upstairs featuring 2 bedrooms, sitting area and kitchenette. Home is situated on a double lot for plenty of out door living with a circular drive. Old charm and wonderful character is what this historic home in the heart of Palatka offers. The foundation has been recently inspected and house leveled, with permits,

2211 St Johns Avenue, Palatka

$224,900

3 Beds ⋅ 2 Baths ⋅ 2154643 MLS ⋅ 32177 Zip Code

One or more photo was virtually staged. Brand New | Move-In Ready | USDA Eligible Area Be the very first to call this beautiful brand-new Clayton home your own! Offering 3 bedrooms, 2 bathrooms, and 1,260 square feet of thoughtfully designed living space, this home combines modern style with everyday comfort. Step inside to an open-concept floor plan featuring a spacious living area, a beautiful kitchen with a center island, brand-new appliances (including a refrigerator, range, dishwasher and oven) along with plenty of cabinet space for storage. The split-bedroom layout provides privacy for the primary suite while creating a functional floor plan for family or guests. Enjoy the peace of mind that comes with new construction including NEW electrical, plumbing, skirting, and a home that has never been lived in. The sliding glass doors open to the backyard, creating the perfect space to relax.Situated on a 0.16-acre lot for tranquility and low maintenance. This one is a must see!

161 Basin Drive, Palatka

$235,000

3 Beds ⋅ 2 Baths ⋅ 263207 MLS ⋅ 32177 Zip Code

Completely renovated from top to bottom, this move-in ready 3-bedroom, 2-bathroom home offers the perfect blend of modern updates, lasting quality, and everyday comfort in the heart of Palatka. Built with durable block construction and topped with a 7-year-old metal roof backed by a warranty, this home provides peace of mind for years to come. Step inside to discover luxury vinyl plank flooring flowing throughout the home, creating a seamless and stylish living space. The beautifully updated kitchen is designed to impress with granite countertops, white soft-close cabinetry, newer stainless steel appliances, and a gas range that's perfect for home chefs. Every detail has been thoughtfully updated, including remodeled bathrooms, solid wood interior doors, ceiling fans throughout, new drywall and insulation, updated electrical and plumbing systems, new windows, and a new rear sliding glass door.

135 Crestwood Ave, Palatka

$500,000

3 Beds ⋅ 3 Baths ⋅ 2154030 MLS ⋅ 32177 Zip Code

Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-carport, storage shed. Come see it now!!

134 Bowfin Drive, Palatka

$225,000

3 Beds ⋅ 2 Baths ⋅ 2153854 MLS ⋅ 32177 Zip Code

Remodeled and move-in ready in Palatka. This 3 bedroom, 2 bathroom home features a new roof, updated kitchen and baths, fresh finishes, modern flooring, stainless steel appliances, an inviting front porch, driveway parking, and a spacious yard. The bright kitchen offers white cabinetry, stone-look counters, tile backsplash, and an easy flow into the dining area. Both bathrooms have been refreshed with clean, modern finishes, and the flexible third bedroom works well as an office, guest room, or hobby space. Conveniently located near local schools, shopping, parks, and downtown Palatka, this home is a clean and practical option for a primary residence or low-maintenance property.

621 S 18th Street, Palatka

$192,250

3 Beds ⋅ 2 Baths ⋅ 2153754 MLS ⋅ 32177 Zip Code

Block home 3bd/2ba with fenced back yard. Fresh paint inside and new privacy fence on the south side of the home. Home needs some upgrades/remodeling. Separate utility room with extra storage space and a garage. Enjoy coffee on the enclosed back porch. This is a great opportunity for investors as a flip or rental income as well as buyers looking for a home in town. Close to shopping, the St. Johns River and Ravine Gardens. Bicyclists and walker friendly.

611 Moseley Avenue, Palatka

$249,900

3 Beds ⋅ 2 Baths ⋅ 2153689 MLS ⋅ 32177 Zip Code

290 Tarpon Blvd is a meticulously maintained 3-bed, 2-bath home featuring an open-concept kitchen, dining room, living room, and bonus addition - perfect for gathering and entertaining. Enjoy true waterfront living with a bulkhead and boat lift on a deep-water canal just 300 yards from the St. Johns River, offering effortless access for boating, fishing, and water sports. Enjoy quick trips to the river, effortless docking, and the freedom to explore miles of scenic waterways. A whole-home generator with dual gas tanks ensures year-round peace of mind. A front-yard carport adds convenient covered parking, while a backyard shed provides extra storage. Tucked away in a quiet offshoot of town, yet only 15 minutes from shopping and dining, this property blends tranquility, convenience, and exceptional water access for any enthusiast.

290 Tarpon Boulevard, Palatka

$279,000

3 Beds ⋅ 2 Baths ⋅ 2153572 MLS ⋅ 32177 Zip Code

Peaceful 1.8 +/- acre living appox 8 minutes drive to public boat ramp to the mighty St. Johns River. The Bostwick community offers quiet country living & convenience to the First Coast Express Way, with access only approximately 20 miles away. This manufactured home boast of oversized living/dining, a spacious & stunning kitchen with island opening to the great room with fireplace, leading to the deck for outdoor entertaining. Roof replaced in 2017 & HVAC in 2025. Come unwind & embrace evening sounds of mini farm life. Please note - some of the photos were virtually staged

305 Palmetto Bluff Road, Palatka

$229,999

3 Beds ⋅ 2 Baths ⋅ 2153529 MLS ⋅ 32177 Zip Code

Welcome home to this new 3-bedroom, 2-bath residence offering 1,210 square feet of thoughtfully designed living space. The open-concept floor plan creates a bright, inviting atmosphere, while the cohesive paint colors and modern finishes provide a stylish look throughout. The heart of the home is the stunning kitchen, featuring quartz countertops, a center island perfect for gathering, and stainless steel appliances that blend both beauty and functionality. The spacious owner's suite offers a relaxing retreat with a walk-in shower, separate soaking tub, and plenty of room to unwind. Outside, enjoy a fully sodded yard complete with an irrigation system, making it easy to maintain a lush, green lawn year-round. This move-in-ready home combines modern comfort, quality finishes, and everyday convenience--all waiting for its new owners!

116 Moseley Avenue, Palatka

$399,500

3 Beds ⋅ 2 Baths ⋅ 2152525 MLS ⋅ 32177 Zip Code

Fantastic opportunity to own a piece of Palatka's history. Recent remodels on this 3 bedroom home include Metal Roof, New A/C & Tankless Hot Water. All New Windows (18 ) total. New Entry Door in Kitchen and Master Suite. Refinished hardwood floors are stunning in this home. Beautiful wood trim & doors throughout . Expansive Master Suite with New Master Bathroom. Loads of storage including a very large attic space. Gas fireplace is a focal point in the oversized living room with picture window overlooking the park. Awesome Courtyard is perfect for entertaining & grilling out with friends & family. There is a dedicated gas line to the Weber Grill. Boating Enthusiast will love the ample parking for multiple vehicles, boat trailers, trucks and Best of all the Public Boat Ramp on the St John's River is only 1 mile from this home.

1709 Carr Street, Palatka

$265,000

3 Beds ⋅ 2 Baths ⋅ 2152425 MLS ⋅ 32177 Zip Code

Spacious 3BR/2BA Pool Home in the Heart of Palatka! Don't miss this beautiful home at 2500 Westover Dr. featuring an open floor plan with a spacious living room, dining area, and kitchen that's perfect for everyday living. The home offers 3 oversized bedrooms, 2 bathrooms, and an indoor laundry room with a washer and dryer included. You'll also appreciate the built-in shelving and storage found throughout the home, providing plenty of extra space for organization while adding charm and character. Step outside to enjoy the in-ground pool, a sunroom overlooking the pool, and a large, fenced backyard with 3 storage sheds and a paved driveway. Conveniently located on paved roads in the heart of Palatka, you're just minutes from schools, medical facilities, shopping, and restaurants. This home has the space, storage, location, and amenities you've been looking for. Schedule your showing today!

2500 Westover Drive, Palatka

$249,900

3 Beds ⋅ 2 Baths ⋅ 2152289 MLS ⋅ 32177 Zip Code

: Adorable home on 1.33 acres!! This parcel features a 2-bedroom home with a spacious, connected 550 sq ft area, ideal for a master suite or running a home-based business studio, boutique or professional practice. This home has been completely rewired, new metal roof, heat and air, new plumbing, new flooring, water heater and appliances. Detached 694 sq ft garage for more storage, man cave or workshop

656 State Road 20, Palatka

$175,000

3 Beds ⋅ 1 Baths ⋅ 263012 MLS ⋅ 32177 Zip Code

Concrete block stucco home at 212 Mimosa Drive in Palatka, offering 3 bedrooms, 1.5 bathrooms, and no HOA. The open floor plan connects the main living spaces, while the kitchen features stainless steel appliances. A large laundry room adds everyday convenience, and recent upgrades include a new water heater and new energy-efficient windows throughout. Step outside to a spacious screened-in back porch, ideal for entertaining, overlooking a fully fenced backyard with a storage shed included for extra space. With no HOA restrictions, this Palatka home is ready for its next owner.

212 Mimosa Dr, Palatka

$175,000

3 Beds ⋅ 2 Baths ⋅ 2151802 MLS ⋅ 32177 Zip Code

Concrete block stucco home at 212 Mimosa Drive in Palatka, offering 3 bedrooms, 1.5 bathrooms, and no HOA. The open floor plan connects the main living spaces, while the kitchen features stainless steel appliances. A large laundry room adds everyday convenience, and recent upgrades include a new water heater and new energy-efficient windows throughout. Step outside to a spacious screened-in back porch, ideal for entertaining, overlooking a fully fenced backyard with a storage shed included for extra space. With no HOA restrictions, this Palatka home is ready for its next owner.

212 Mimosa Drive, Palatka

$383,900

3 Beds ⋅ 2 Baths ⋅ 2151255 MLS ⋅ 32177 Zip Code

Welcome to your very own private retreat! Nestled on 1.32 acres, this beautifully renovated 3-bedroom, 2-bath two-story home offers the perfect blend of modern updates, outdoor living, and room to spread out. Step inside to an expansive open living area ideal for entertaining family and friends, with tasteful renovations throughout that make this home truly move-in ready. Outside is where this property really shines! Enjoy endless summer days in the premium above-ground pool, relax on the spacious 12x30 screened porch, unwind under the gazebo, or host gatherings on the oversized 12.5x30 concrete patio. The fully fenced backyard provides privacy and space for family, pets, and all your outdoor toys. Need extra storage? Two storage buildings and Quonset for equipment, hobbies, or a workshop. Located just minutes from shopping, dining, and the conveniences of town, yet tucked away from the hustle and bustle, this rare turnkey property demonstrates the peaceful lifestyle you've been looking for. Homes with acreage, upgrades, and outdoor amenities like this don't come along often--schedule your showing today before it's gone

121 Daren Drive, Palatka

$200,000

3 Beds ⋅ 1 Baths ⋅ 2151192 MLS ⋅ 32177 Zip Code

Conveniently located near schools, shopping, dining, and medical facilities, this 3-bedroom, 1-bath concrete block home offers comfort, functionality, and value. A durable metal roof provides peace of mind and low-maintenance living, while the flexible floor plan includes a bonus room that can easily serve as a second living area, dining room, home office, or playroom. Enjoy your morning coffee or unwind in the evenings on the screened back porch, perfect for enjoying the outdoors year-round. The fully fenced backyard offers plenty of space for pets, play, gardening, or entertaining. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home is ready to fit your needs.

2025 Kate Street, Palatka

$285,000

3 Beds ⋅ 2 Baths ⋅ 2150914 MLS ⋅ 32177 Zip Code

Welcome to this brand new 3 bedroom, 2 bathroom home offering modern comfort and timeless style. Situated on 0.17 acres, this thoughtfully designed residence features an open floor plan with 1,557 sq. ft. of living space and a spacious 2-car garage. The exterior boasts Hardie board siding and a shingle roof, while inside you'll find luxury vinyl plank flooring throughout. The kitchen is complete with stainless steel appliances, quartz countertops, crown molding on cabinetry, and plenty of workspace for everyday living or entertaining. A separate laundry area adds convenience. The primary suite offers a private retreat with a beautifully finished tiled walk-in shower. Additional bedrooms provide flexibility for family, guests, or office space. With its blend of quality finishes and functional design, this home is move-in ready and waiting for you!

306 S 14th Street, Palatka

$262,200

3 Beds ⋅ 2 Baths ⋅ 2150912 MLS ⋅ 32177 Zip Code

Welcome to this brand-new 3-bedroom, 2-bathroom home in the heart of Palatka! Built with quality in mind, this 1,425 sq. ft. residence features durable Hardie board siding and a shingle roof, offering both style and low maintenance. Situated on a 0.17-acre lot, the home includes a one-car garage and is conveniently located close to shopping, dining, schools, and all that Palatka has to offer. Step inside to find a modern, open layout with luxury vinyl plank flooring flowing throughout the entire home. The kitchen is a standout with sleek stainless steel appliances, quartz countertops, and plenty of cabinetry for storage. The primary suite includes a private bathroom, while two additional bedrooms and a second full bath provide space for family or guests. This move-in-ready new construction offers the perfect blend of comfort, convenience, and modern living.

302 S 14th Street, Palatka

$385,000

3 Beds ⋅ 2 Baths ⋅ 2150637 MLS ⋅ 32177 Zip Code

Brand new construction home located on 1 acre on Silver Lake Dr, one of Palatka's most sought-after areas. This property offers the space and setting that buyers are looking for while still being just 5 minutes from shopping, dining, entertainment, and everyday conveniences. Close to the St. Johns River, the full acre provides plenty of room for a boat, RV, trailer, pool, garden, or outdoor living area. Inside, the home has been thoughtfully planned with help from an interior designer, with finishes, colors, and materials selected to flow together from room to room. Features include 2x6 exterior walls, spray foam insulation at the roofline, Low-E windows, durable exterior finishes, modern LVP flooring, tile showers, stone countertops, soft-close cabinetry, and a bright, functional layout. A rare opportunity to own a beautifully planned new home on acreage in a prime Palatka location. Estimated completion October 2026.

4117 Silver Lake Drive, Palatka

$213,500

3 Beds ⋅ 2 Baths ⋅ 2150051 MLS ⋅ 32177 Zip Code

Welcome to 2027 Kate Street in Palatka! This charming 3-bedroom, 2-bathroom home offers a functional, open-concept layout designed to make everyday living feel comfortable and connected. Natural light pours through the home, creating a bright and inviting atmosphere throughout the living spaces. The beautifully updated kitchen serves as the centerpiece of the home, featuring attractive finishes, ample cabinet space, and an open flow that makes entertaining and daily life effortless. Outside, you'll appreciate the home's welcoming curb appeal and well-maintained appearance that make a great first impression. Whether you're searching for your first home, looking to downsize, or wanting a move-in-ready property with flexibility and charm, this home checks all the boxes. Schedule a showing today!

2027 Kate Street, Palatka

$200,000

3 Beds ⋅ 2 Baths ⋅ 262829 MLS ⋅ 32177 Zip Code

Fully renovated 3-bedroom, 2-bathroom home in Palatka with public water and sewer. This move-in ready property has been updated from top to bottom with a new roof, new flooring, updated kitchen, renovated bathrooms, fresh interior and exterior paint, new water heater, updated electrical, updated plumbing, and new landscaping. The bright and functional floor plan offers comfortable living with modern finishes throughout. The kitchen features new cabinetry, countertops, and fixtures, while both bathrooms have been completely refreshed with contemporary upgrades. Major system improvements provide added peace of mind and reduce future maintenance costs. Conveniently located near schools, shopping, dining, and everyday amenities in Palatka, this fully updated home is an excellent opportunity for a primary residence, first-time buyer, or investment property.

708 Madison St, Palatka

$247,900

3 Beds ⋅ 2 Baths ⋅ 2149951 MLS ⋅ 32177 Zip Code

A Bostwick Beauty! Conveniently located right off Palmetto Bluff Rd, but tucked away enough to feel peaceful and quiet. This new 2026 Hailie II is ready for its new owners! 3 beds, 2 baths, 1-car garage with upgraded epoxy flooring. This model was redesigned for space and storage with 9-ft ceilings, quartz countertops, stainless steel appliances, beautiful flooring, matte black finishes, and Hardie board siding. NO HOA! Looking for a home with no worries? Backed by a builder warranty and 10-year structural warranty. About 10 minutes to Palatka, 45 minutes to Orange Park, and the Palmetto Bluff St. Johns River boat ramp is right down the road. And yes, you live in Bostwick, home of the beloved annual Blueberry Festival, but tucked away enough that the crowds are never your problem. This house is calling you HOME.

117 Mackerel Avenue, Palatka

$289,900

3 Beds ⋅ 2 Baths ⋅ 2149916 MLS ⋅ 32177 Zip Code

Avoid restrictive developments and HOA/CDD fees. This stunning1,334 sq. ft. custom-built home offers premium upgrades at a price way below its true investment value. High-End Features Include: Gourmet Kitchen with Beautiful Granite Countertops, Energy-Efficient Stainless Steel Appliances, and Upgraded Lighting Fixtures Spa-Like Baths with Custom Tile Showers, and Modern Glass Doors Massive Utility Savings with premium Spray Foam Insulation. This superior airtight barrier keeps your indoor climate perfect while keeping your electric bills incredibly low. Outdoor Perks Feature a convenient carport to keep your vehicle out of the elements. And this home sits just moments from a community boat ramp--perfect for weekends spent fishing or cruising local waterways. Enjoy peaceful country living with high-end luxury at an unbeatable price. Schedule your showing today *Possible Owner Financing Available

541 Palmetto Bluff Road, Palatka

$284,900

3 Beds ⋅ 2 Baths ⋅ 2149902 MLS ⋅ 32177 Zip Code

**Possible Owner Financing For Right Buyer** Avoid restrictive developments and HOA/CDD fees. This stunning1,334 sq. ft. custom-built home offers premium upgrades at a price way below its true investment value. High-End Features Include: Gourmet Kitchen with Beautiful Granite Countertops, Energy-Efficient Stainless Steel Appliances, and Upgraded Lighting Fixtures Spa-Like Baths with Custom Tile Showers, and Modern Glass Doors Massive Utility Savings with premium Spray Foam Insulation. This superior airtight barrier keeps your indoor climate perfect while keeping your electric bills incredibly low. Outdoor Perks Feature a convenient carport to keep your vehicle out of the elements. And this home sits just moments from a community boat ramp--perfect for weekends spent fishing or cruising local waterways. Enjoy peaceful country living with high-end luxury at an unbeatable price. Schedule your showing today.

543 Palmetto Bluff Road, Palatka

$200,000

3 Beds ⋅ 2 Baths ⋅ 2149886 MLS ⋅ 32177 Zip Code

Fully renovated 3-bedroom, 2-bathroom home in Palatka with public water and sewer. This move-in ready property has been updated from top to bottom with a new roof, new flooring, updated kitchen, renovated bathrooms, fresh interior and exterior paint, new water heater, updated electrical, updated plumbing, and new landscaping. The bright and functional floor plan offers comfortable living with modern finishes throughout. The kitchen features new cabinetry, countertops, and fixtures, while both bathrooms have been completely refreshed with contemporary upgrades. Major system improvements provide added peace of mind and reduce future maintenance costs. Conveniently located near schools, shopping, dining, and everyday amenities in Palatka, this fully updated home is an excellent opportunity for a primary residence, first-time buyer, or investment property.

708 Madison Street, Palatka

$189,900

3 Beds ⋅ 2 Baths ⋅ 2149172 MLS ⋅ 32177 Zip Code

!!Back On Market (at no fault of the Seller/Property). Discover the welcoming charm of 3429 Balsam St, a beautifully updated 3-bed, 2-bath manufactured home offering comfort, space, and versatility. Step inside to an open layout enhanced by recent upgrades, including a new A/C and Water Heater within the past two years, Electrical improvements, and a durable metal roof approx 15 years old. Enjoy outdoor living on the 160sqft screened front porch or the expansive 324sqft back deck overlooking the fully fenced .31-acre yard with dog kennels and chicken coops. A converted shed adds incredible value as a separate 1-bed, 1-bath apartment with its own septic system and a tenant who wishes to stay; affording you the opportunity to allow your tenant to pay most of your mortgage for you!!! A recent 4-Point Inspection Report is available. Located in a quiet part of town, yet just minutes from everything that town has to offer, this inviting property is ready to welcome its next owner.

3429 Balsam Street, Palatka

$298,000

3 Beds ⋅ 2 Baths ⋅ 2149159 MLS ⋅ 32177 Zip Code

Seller offering $6,000 in concessions to the buyer! This beautifully renovated 3-bedroom, 2-bath home offers the perfect blend of modern updates and everyday comfort in a convenient in-town location. Recent improvements include new carpet, fresh interior paint, custom cabinetry, and more, creating a clean, move-in ready space. Situated at the end of a neighborhood street, the property offers added privacy while remaining just minutes from shopping, dining, schools, and everyday conveniences. A covered 2-car carport provides ample parking, and the spacious screened-in back patio is perfect for relaxing, entertaining, or enjoying Florida evenings year-round.

3222 Blair Drive, Palatka

$262,000

3 Beds ⋅ 2 Baths ⋅ 2149127 MLS ⋅ 32177 Zip Code

Beautifully updated 3BR/2BA home situated on a 1/4-acre cul-de-sac lot in a desirable neighborhood close to shopping, dining, schools, and major commuter routes. This move-in ready home features an open floor plan with abundant natural light from skylights, a spacious living area, and sliding glass doors leading to a large screened porch. The primary suite offers a walk-in closet, while the privacy-fenced backyard provides plenty of space for outdoor enjoyment. Recent improvements include a new AC system and ductwork, fresh interior and exterior paint, and new stainless steel appliances. The home also features a durable metal roof, a 2-car garage, and city water and sewer. A great opportunity to own an updated home in a convenient location.

6109 W 1st Manor, Palatka

$256,000

3 Beds ⋅ 2 Baths ⋅ 2149096 MLS ⋅ 32177 Zip Code

For Comp and Stat purposes only

111 Davis Lake Road, Palatka

$499,999

3 Beds ⋅ 3 Baths ⋅ 262739 MLS ⋅ 32177 Zip Code

Enjoy the best of Florida living in this beautifully maintained 3-bedroom, 3-bath home, located in the one-of-a kind St. Johns River-front community of Crystal Cove. With only 24 custom homes in the neighborhood, just steps from the publicly accessible marina, and convenient to all the in-town conveniences, this property offers a lifestyle unmatched. No HOA or CDD! Inside, you’ll find a truly unique floorplan with over 2200 square feet of living space. The split bedrooms, each with separate full bathrooms, tall ceilings, and numerous updates throughout make this home comfortable and inviting. The renovated kitchen features stainless steel appliances, double ovens, updated countertops, plenty of shaker style cabinets and a bright but cozy breakfast room. Relax knowing the HVAC is newer, as is the roof. And don’t forget the river views from the front of the home!

241 Crystal Cove Drive, Palatka

$575,000

3 Beds ⋅ 2 Baths ⋅ 2148831 MLS ⋅ 32177 Zip Code

Homes in this area rarely hit the market, and this beautiful like-new home, built in 2020, is a true gem. Nestled on nearly 3 acres in one of the area's most desirable locations, you'll enjoy the perfect balance of peaceful country living while remaining just minutes from town and everyday conveniences. Offering 3 bedrooms, 2 bathrooms, and 1,980 square feet of thoughtfully designed living space, this home welcomes you with an open-concept floor plan filled with warmth and character. Gorgeous exposed beams draw your eye through the main living area, while the electric fireplace creates a cozy focal point perfect for relaxing evenings at home. The kitchen was designed with both style and functionality in mind, featuring quartz countertops, a tasteful backsplash that adds the perfect pop of color, and plenty of space for gathering with family and friends. The split-bedroom floor plan provides privacy for everyone, while the spacious primary suite offers elegant tray ceilings, dual vanities, a soaking tub, separate shower, and a large walk-in closet. Step outside and discover where this property truly shines. The screened back porch is the perfect place to unwind, complete with an outdoor kitchen that's ready for summer cookouts, holiday gatherings, game-day celebrations, or a quiet evening dinner as the sun sets over your private backyard. Large enough to host family and friends for every occasion, yet manageable enough to enjoy without endless upkeep, this home offers the lifestyle so many are searching for--space to breathe, room to grow, and the comfort of knowing you've found a place you'll love coming home to.

264 Peniel Church Road, Palatka

$440,000

3 Beds ⋅ 2 Baths ⋅ 2148504 MLS ⋅ 32177 Zip Code

Waterfront living meets everyday comfort in this beautifully updated 3-bedroom, 2-bath pool home with direct access to the St. Johns River. Situated on a navigable canal, this property is designed for those who enjoy life on the water, featuring a private boat lift, screened pool, and backyard putting green. Inside, recent upgrades to the kitchen and primary bathroom add modern style and functionality, while spacious living areas provide plenty of room to relax and entertain. Step outside to enjoy the newly screened pool enclosure, waterfront views, and easy access to boating, fishing, and everything the river lifestyle has to offer. Additional features include a new water softener, 2-car garage, and a layout that makes the most of both indoor and outdoor living. Whether you're looking for a full-time residence, a weekend escape, or a waterfront investment opportunity, this home offers a rare combination of updates, amenities, and direct river access.

276 Harbor Drive, Palatka

$399,900

3 Beds ⋅ 2 Baths ⋅ 2148373 MLS ⋅ 32177 Zip Code

Home is located on 1.26-acre fenced grassy parcel, on a paved road in an area known for larger lots and wide-open space. Enjoy the freedom to live your lifestyle--bring the chickens, start a garden, or design your dream outdoor setup. The property sits a massive 55' x 25' enclosed pole barn and carport with 50 amp electric panel box offering endless versatility. Step inside the farmhouse-style home with vaulted ceilings, abundant natural light, and durable LVP flooring throughout the main living areas. The 1,583-square-foot split floor plan provides privacy and comfort, with the living room centered around a cozy wood-burning fireplace. The open kitchen flows seamlessly into the dining area.

204 Comer Road, Palatka

$145,000

3 Beds ⋅ 1 Baths ⋅ 2148299 MLS ⋅ 32177 Zip Code

Tucked away on a dead-end street, this 3-bedroom, 1-bath home offers a comfortable layout with tall ceilings and a convenient location just minutes from downtown Palatka, shopping, dining, the fishing dock/boat ramp, Ravine Gardens State Park, and the Palatka Golf Club. Inside, you'll find brand-new LVP flooring throughout, custom maple shelving, freshly conditioned butcher block countertops, a tiled shower, and a custom floating walnut vanity. The heated and cooled Florida sunroom provides flexible additional space and can be used as a third bedroom, office, or bonus room. Major system updates provide added peace of mind, including a metal roof installed in 2021, water heater in 2024, and HVAC replacement in 2025. Outside, enjoy the large front porch, spacious backyard, and large storage shed.

1124 S 12th Street, Palatka

$795,000

3 Beds ⋅ 2 Baths ⋅ 2148161 MLS ⋅ 32177 Zip Code

Have you been searching for a home that feels like a private resort? This stunning custom-built 3-bedroom, 2-bath home delivers upscale living inside and out. The heart of the home is a chef's kitchen with custom oak cabinetry, granite countertops, double ovens, and a 6-burner gas stove, all overlooking multiple living and dining spaces designed for gathering and entertaining. Retreat to the luxurious owner's suite featuring a spa-inspired bathroom, private sitting area, and oversized walk-in closets. Step outside to your own backyard paradise where a beautiful screened inground pool and expansive patio create the perfect setting for relaxing weekends, family gatherings, and unforgettable summer evenings. Need extra space? The detached garage is ideal for a workshop, hobby room, guest retreat, or ultimate man cave. Add in views of the St. Johns River and nearby boat ramp access, and you'll quickly realize this isn't just a home - it's the lifestyle you've been waiting for.

235 Crystal Cove Drive, Palatka

$249,000

3 Beds ⋅ 2 Baths ⋅ 2147926 MLS ⋅ 32177 Zip Code

Charming corner-lot home in Webb's Viking Manor, tucked away in a quiet cul-de-sac area with no HOA, no CDD, and no extra community fees. This 3-bedroom, 2-bath home offers fresh paint, updated bathrooms, and a comfortable split-bedroom layout. Step inside from the screened front porch into the cozy living room with wainscoting accent wall and French doors leading to a covered patio and privacy-fenced backyard. The kitchen/dining combo offers a peninsula with barstool seating, pantry, electric stove, dishwasher, and refrigerator. The owner's suite features two walk-in closets, a spacious bath with new shower unit, and a 6-foot vanity. Additional features include a two-car garage, indoor laundry, mature landscaping, 2009 metal roof, and HVAC approximately 3 years old. Walking distance to St. Johns River State College and close to HCA Florida Hospital, schools, downtown Palatka, public boat ramps, and the St. Johns River.

6102 W 1st Manor, Palatka

$262,000

3 Beds ⋅ 2 Baths ⋅ 2147419 MLS ⋅ 32177 Zip Code

This 3-bedroom, 2-bath brick home with NO HOA checks the boxes buyers are looking for -- featuring a brand new metal roof, brand new carpet, and a new hot water heater, giving peace of mind on big-ticket items from day one. Tucked back on a paved street in the heart of town, this property offers both convenience and privacy with a functional layout designed for flexible living. One of the standout features is the large bonus room/walk-in closet space, perfect for a home office, walk in closet, hobby space, or additional storage. The home also includes a 2-car garage and spacious living areas ready for move-in. Step outside to enjoy the large fully fenced backyard with endless potential for entertaining, pets, gardening, or creating your own outdoor retreat. With solid brick construction, upgrades already completed, and no HOA restrictions, this home offers comfort, flexibility, and value all in one package. *Some photos are staged by AI*

3225 Blair Drive, Palatka

$560,000

3 Beds ⋅ 1 Baths ⋅ 2145926 MLS ⋅ 32177 Zip Code

18.22-Acre Country Homestead with Room to Grow! Looking for space, privacy, and true country living? This 18.22-acre property offers the perfect setup for anyone wanting a functional homestead, a hobby farm, or just a quiet place to call your own. The Home: A Solid Foundation to Make Your Own The property features a 3-bedroom, 1-bathroom concrete block home that is ready for your personal touch. While the interior is basic and will need updates and TLC to bring it to its full potential, it offers a solid structural foundation to work with. It includes a welcoming covered front porch perfect for morning coffee, and a convenient 2-car carport. It's a great opportunity to renovate at your own pace and design a home exactly to your taste. The Land & Setup: The home sits on 18.22 acres of beautiful, improved pasture that is already fenced and cross-fenced, making it ideal for managing animals. Zoned Agricultural (AG), there is plenty of freedom here to bring your cows, horses, chickens, and goats. To help you manage the acreage, the property also includes several functional outbuildings: A large, fully enclosed workshop for projects, tools, or extra storage. A large pole barn with a convenient lean-to on one side for equipment or shade. A working cow pen already in place. The Best of Both Worlds: This property combines the peace of expansive acreage with the infrastructure needed to start your agricultural dreams on day one. Whether you are looking to build up a family farm or just want a solid block home with plenty of elbow room, this property has the space and freedom you've been searching for. Schedule a tour today to see the full potential of this 18-acre homestead!

786 W River Road, Palatka

$299,900

3 Beds ⋅ 2 Baths ⋅ 2145888 MLS ⋅ 32177 Zip Code

Welcome to your move-in ready retreat on nearly 1.5 acres in peaceful Palatka! Built in 2022, this well-maintained 3-bedroom, 2-bath home offers the perfect blend of modern comfort and country living. Step inside to an open-concept layout with a bright living space, a spacious kitchen, and a split-bedroom floor plan for added privacy. Outside is where this property truly shines -- enjoy your fully fenced backyard, perfect for animals or play, plus an above-ground pool ready for relaxing Florida days. With plenty of space to spread out, garden, or entertain, this property offers the freedom you've been looking for with no cramped neighborhoods. Whether you're looking for your first home, a quiet escape, or room to grow, this one checks all the boxes. Conveniently located with easy access to town while still offering privacy and space. Don't miss your chance to own a newer home with land -- come see it today!

124 Jack Road, Palatka

$350,000

3 Beds ⋅ 2 Baths ⋅ 2145640 MLS ⋅ 32177 Zip Code

Imagine waking up to the peace and privacy of over 10 high-and-dry acres, where there's room to breathe, roam, and truly make life your own. This beautifully maintained 3BR/2BA home offers the perfect mix of comfort and country living. Built in 2002 and move-in ready, the home features updated flooring with no carpet, a durable metal roof, a cozy wood-burning fireplace, glassed-in back porch, and a spacious primary suite with walk-in closet. Outside, the possibilities are endless, bring the chickens, plant a garden, ride ATVs, or simply enjoy the space and serenity. A massive 24x26 detached garage/workshop offers room for up to 4 cars, hobbies, equipment, or a home business. Approximately 4 acres of planted pines are ready for harvest, adding future value and opportunity. Whether you're dreaming of a family homestead, multi-generational living, or building an additional home on the property, this one is special. Clean, fresh, and extremely well-kept inside and out

181 Carraway Church Road, Palatka

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