Palatka City FL 1250+ Sq. Ft. Real Estate, Homes, Condos for Sale

3 Beds ⋅ 3 Baths ⋅ 2164197 MLS ⋅ 32177 Zip Code

Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!

1415 Cleveland Avenue, Palatka

$249,000

3 Beds ⋅ 2 Baths ⋅ 2164194 MLS ⋅ 32177 Zip Code

Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?

140 Kelley Smith School Road, Palatka

$269,500

3 Beds ⋅ 2 Baths ⋅ 2164094 MLS ⋅ 32177 Zip Code

Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka

$245,000

3 Beds ⋅ 2 Baths ⋅ 2164078 MLS ⋅ 32177 Zip Code

Spacious 3 bedroom, 2 bath concrete block home with front brick veneer accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka

$315,000

3 Beds ⋅ 3 Baths ⋅ 2163534 MLS ⋅ 32177 Zip Code

Well-cared-for 3-bedroom, 2.5-bath home offering 1,796 square feet of living space in a quiet cul-de-sac setting. This two-story home provides a functional layout with plenty of room to spread out, including a spacious first-floor primary suite and a large laundry/utility room with additional storage. The main living area features a wood-burning fireplace, while the kitchen and dining spaces offer a comfortable setup for everyday living. One of the highlights of the property is the outdoor living space, with both a welcoming front porch and a large covered back porch--perfect for morning coffee, entertaining, or simply enjoying the backyard. Additional features include a durable metal roof, gas tankless water heater, and included washer and dryer. Situated on a .24-acre lot in an established neighborhood, the home offers a peaceful residential setting while remaining convenient to St. Johns River State College, HCA Florida Putnam Hospital, shopping, dining, and other local amenities.

6110 W 4th Manor, Palatka

$449,900

1 Baths ⋅ 2162776 MLS ⋅ 32177 Zip Code

Command the Convergence - This 4,400 sqft Mixed-Use Commercial Property rests in the center of Putnam's most critical commercial corridor, boasting 31,000-35,000 daily vehicles (AADT). Reid St is no ordinary retail strip, its the only St. Johns River crossing for 30+ miles in either direction, making it an essential throughway for cross-state traffic in northeast Florida. The space divides smartly: 1,400 square feet of Finished Retail frontage pairs with 3,000 square feet of Warehouse for flexible operations, storage, or service functions. C-2 zoning supports retail, light commercial, and mixed-use operations. Public utilities & designated off-street parking are already in place. The prior tenant's are negotiable. Retail, Warehouse, or hybrid tenant mixes all work here - with market density and traffic fundamentals doing the heavy lifting for you! Available for Sale or Lease. Private financing with substantial down payment may also be considered.

600 Reid Street, Palatka

$265,000

4 Beds ⋅ 2 Baths ⋅ 2162586 MLS ⋅ 32177 Zip Code

CORNER LOT. SIDE-BY-SIDE FULLY OCCUPIED DUPLEX. EACH SIDE HAS 783SF WITH 2 BEDROOMS AND 1 BATH. GRANITE COUNTERTOPS. TILE FLOORS. NEW AC UNITS INSTALLED 2025/2026. HOT WATER HEATERS INSTALLED 2021/2022. NEW VINYL WINDOWS BEING INSTALLED. LAUNDRY ROOM AND COVERED BACK PORCH.

2440 Husson Avenue, Palatka

$245,000

3 Beds ⋅ 2 Baths ⋅ 2162527 MLS ⋅ 32177 Zip Code

Welcome to your new home!! Here you will find that this property is a perfect blend of comfort, space, and a relaxed country feel. From the moment you arrive, you'll appreciate the quiet surroundings and the opportunity to make this property your own. Inside, the home offers comfortable living space with plenty of potential for everyday living, entertaining, and creating lasting memories. There is even an additional flex room that provides space for your office, hobby needs, or a library! Step outside and enjoy the peaceful setting, with room to relax, gather with friends and family, garden, or simply take in the beauty of the outdoors. Conveniently located near Palatka, you can enjoy the opportunity of a more private setting while still being within easy reach of local shopping, dining, schools, and everyday convenience. If you are looking for a place to settle down and star gaze without the city noise, say less! This home is for you!

219 Palmetto Bluff Road, Palatka

$699,000

2162394 MLS ⋅ 32177 Zip Code

Prime Downtown Palatka Redevelopment Opportunity - 12,096 SF | 3 Stories Unlock the potential of this 12,096± SF three-story commercial building at 613 St. Johns Ave in downtown Palatka. The interior has been completely demoed, providing a clean slate for an investor, owner-user, or developer to bring a new vision to life. The building offers an excellent opportunity for a mixed-use redevelopment, with potential for retail or commercial space on the first floor and office or residential apartments on the second and third floors. The existing three-story configuration provides flexibility for a variety of concepts while preserving the character and presence of a downtown building. Whether you're looking to create a vibrant retail destination, professional office space, residential units, or a combination of uses, this property is ready for renovation and redevelopment. Its location along St. Johns Avenue places it in the heart of Palatka's downtown environment, surrounded by established businesses, services, and community amenities. 12,096± SF | 3 Floors | Interior Demo Complete | Ready for Renovation | Mixed-Use Potential An outstanding opportunity to reposition a substantial downtown property and create a unique income-producing asset. Bring your vision and capitalize on the continued revitalization of Downtown Palatka.

613 St Johns Avenue, Palatka

$229,000

3 Beds ⋅ 2 Baths ⋅ 2162238 MLS ⋅ 32177 Zip Code

FRESH NEW PRICE -- READY FOR A NEW OWNER! This beautiful 3-bedroom, 2-bath home still has the charm and character you love, with the fresh renovations you want! Offering 1,452 sq. ft. on .22 acres, this 1958 home features beautifully refinished hardwood floors, updated bathrooms, updated plumbing and electrical, and an HVAC system approximately four years old. Move in, relax, and start enjoying the Florida lifestyle! Spend the day at the beach, explore the St. Johns River, or enjoy the local shops, restaurants, and charm of downtown Palatka. Beautiful landscaping completes the picture. This home is turnkey ready--nothing left to do but unpack and enjoy. Fresh price, fresh renovations, and ready for its next chapter!

2003 Laurel Street, Palatka

$300,000

4 Beds ⋅ 2 Baths ⋅ 2162099 MLS ⋅ 32177 Zip Code

Freshly renovated and sitting on a full acre, 201 Comer Road offers the space you want without the project list. This 4-bedroom, 2-bath home features a bright open layout, new flooring, fresh paint and recessed lighting throughout. The updated kitchen includes white cabinetry, granite countertops, stainless steel appliances and a large island overlooking the main living area. The primary suite offers plenty of room along with an updated bath featuring a double vanity and tiled walk-in shower. Outside, the screened front porch is the perfect place to slow down, while the one-acre yard gives you room to spread out. The log cabin-style barn adds even more character and space for storage, hobbies or your next idea. Updated, spacious and move-in ready, this Palatka home brings together modern finishes and room to breathe.

201 Comer Road, Palatka

$239,900

11 Beds ⋅ 5 Baths ⋅ 2162082 MLS ⋅ 32177 Zip Code

Historic Multi-Unit Opportunity in the heart of St. Johns Ave! Rare opportunity to own a spacious 1920 multi-unit property featuring 11 bedrooms & 4.5 bathrooms, on approximately .69 acres in a highly convenient location. This two-story property offers large multi-use rooms, plenty of space, and tremendous potential for the right investor or owner-user. The property is zoned R-3 and located in Flood Zone X. Parts of the roof have been replaced with new metal roofing, and the property also features a new A/C system. Partially furnished and offering great bones, this property needs work but provides an excellent opportunity to restore, renovate, and maximize its potential. Large lot, prime location, flexible space, and tons of possibilities - bring your vision and make this property your own!

2111 St Johns Avenue, Palatka

$350,000

5 Beds ⋅ 3 Baths ⋅ 2161798 MLS ⋅ 32177 Zip Code

Welcome to 170 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful acres in Palatka. Offering over 2,000 square feet of living space, this spacious 5-bedroom, 3-full-bath home provides plenty of room for a growing family, guests, a home office, or anyone looking for more space and privacy. The open and functional floor plan offers comfortable living areas and a layout designed to accommodate everyday living and entertaining. Outside, the 4.75-acre homesite provides plenty of room to enjoy the outdoors, create your own private retreat, or bring your future plans to life. The combination of new construction and acreage makes this property a unique find in the Palatka area. The opportunities continue beyond 170 Janice Drive. The neighboring property at 162 Janice Drive is also available and features the same 5-bedroom, 3-bathroom floor plan on its own 4.75 acres. Additionally, the 4.75 acres located between the two homes is available separately for $100,000. This creates a truly unique opportunity for extended or multi-generational families looking to live close together while maintaining their own homes and space, or for someone interested in creating a private family compound. Whether you're looking for a spacious new construction home with acreage or envisioning a larger property setup for family and future generations, this is an opportunity worth exploring. With a total of three adjoining 4.75-acre parcels potentially available, the possibilities are exceptional. Schedule your private showing today and come see what makes this property so special!

170 Janice Drive, Palatka

$350,000

5 Beds ⋅ 3 Baths ⋅ 2161797 MLS ⋅ 32147 Zip Code

Welcome to 162 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful acres in Palatka. Offering over 2,000 square feet of living space, this spacious 5-bedroom, 3-full-bath home provides plenty of room for a growing family, guests, a home office, or anyone looking for more space and privacy. The open and functional floor plan offers comfortable living areas and a layout designed to accommodate everyday living and entertaining. Outside, the 4.75-acre homesite provides plenty of room to enjoy the outdoors, create your own private retreat, or bring your future plans to life. The combination of new construction and acreage makes this property a unique find in the Palatka area. The opportunities continue beyond 162 Janice Drive. The neighboring property at 170 Janice Drive is also available and features the same 5-bedroom, 3-bathroom floor plan on its own 4.75 acres. Additionally, the 4.75 acres located between the two homes is available separately for $100,000. This creates a truly unique opportunity for extended or multi-generational families looking to live close together while maintaining their own homes and space, or for someone interested in creating a private family compound. Whether you're looking for a spacious new construction home with acreage or envisioning a larger property setup for family and future generations, this is an opportunity worth exploring. With a total of three adjoining 4.75-acre parcels potentially available, the possibilities are exceptional. Schedule your private showing today and come see what makes this property so special!

162 Janice Drive, Palatka

$239,900

3 Beds ⋅ 2 Baths ⋅ 2161632 MLS ⋅ 32177 Zip Code

Bring your vision and add the finishing touches! This project home has already had a great start, with many of the major improvements completed and is ready for its next owner to finish it their way. Updates already completed include a NEW metal roof, NEW subfloor throughout, a second bathroom added, NEW drywall throughout, NEW ceiling fans and lighting, updated electrical, tile installed in the kitchen and new bathroom, a renovated front porch, and more! Much of the hard work has already been done. Now it's time to bring your ideas and make it your own. Whether you're an investor, DIY enthusiast, or buyer looking for a home you can customize to fit your style, this property offers plenty of potential. Finish what's been started and turn this project into HOME! Situated on St. Johns Avenue in the heart of Palatka, this property offers a convenient location along with the opportunity to complete the renovations and make it your own.

1407 St Johns Avenue, Palatka

$414,900

4 Beds ⋅ 2 Baths ⋅ 2161451 MLS ⋅ 32177 Zip Code

Build your dream home with the Sternere Group in Colonial Pines! One of the last lots remaining in this sought-after community, offering a rare opportunity to create a custom home tailored entirely to your vision.... Choose your design, finishes, and features and make this lot truly your own. Give us a call today (Listing Agent is Seller and Builder)

148 Latesha Terrace, Palatka

$60,000

3 Beds ⋅ 2 Baths ⋅ 2161446 MLS ⋅ 32177 Zip Code

Investor special. Home needs roof and updates on the inside.

621 S 18th Street, Palatka

$135,000

3 Beds ⋅ 2 Baths ⋅ 2160833 MLS ⋅ 32177 Zip Code

Opportunity awaits on 2.14 combined acres in a quiet Palatka setting! This 1984 Fleetwood mobile home sits on a 1.11-acre homesite and includes an additional 1.03-acre lot, offering plenty of room to spread out. The 3-bedroom, 2-bath split floor plan features a primary bedroom with two walk-in closets, a living room with a non-functional fireplace, back deck, and multiple storage sheds. The fenced property offers a peaceful setting while remaining convenient to shopping, the hospital, St. Johns River State College, and the St. Johns River. The home needs work but offers plenty of potential for someone with vision to make it their own. At this price, it won't last long! Don't miss this opportunity, call today for your private showing!

102 Goldenrod Lane, Palatka

$214,900

3 Beds ⋅ 3 Baths ⋅ 2160592 MLS ⋅ 32177 Zip Code

Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements--including an updated metal roof, HVAC system, and plumbing--provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard. A detached garage offers additional storage, workspace, or parking options. Conveniently located just minutes from Downtown Palatka, Ravine Gardens State Park, Palatka Golf Course, and the beautiful St. Johns River, this home offers easy access to local shopping, dining, recreation. Don't miss this opportunity to own a move-in-ready home with an unbeatable location!

1811 Kate Street, Palatka

$539,900

4 Beds ⋅ 2 Baths ⋅ 2160567 MLS ⋅ 32177 Zip Code

Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed. his exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.

130 Cedar Creek Road, Palatka

$320,000

4 Beds ⋅ 2 Baths ⋅ 2160529 MLS ⋅ 32177 Zip Code

155 Homestead Rd, Palatka, FL Escape the hustle and bustle of city life with this move-in-ready 4-bedroom, 2-bathroom home, built in 2008 and situated on 1.43 acres of beautiful country land! Enjoy peaceful living with plenty of space and privacy. Features include a new 18' round, 54'' deep above-ground pool, enclosed outdoor shower, 40' x 60' fenced garden, 20' x 24' hurricane-rated workshop with power, 10' x 16' greenhouse, 16' x 16' back deck, remote-controlled gated driveway, updated 220V electrical, 5-ton HVAC (2017), newer windows and doors, outdoor spigots, carport, wood-burning fireplace, and plenty of storage. There's room to garden, work, relax, entertain, and live the country lifestyle you've been dreaming of! Don't miss this opportunity--schedule your showing today!

155 Homestead Road, Palatka

$399,000

3 Beds ⋅ 2 Baths ⋅ 2160448 MLS ⋅ 32177 Zip Code

Brand new, beautifully finished, and built with details that set it apart! This 2026 new construction home offers 3 bedrooms, 2 bathrooms, and a desirable split floor plan on half an acre, conveniently located in the middle of town and toward the end of a neighborhood street. Thoughtful upgrades are found throughout, including 5 1/4'' baseboards, fully trimmed windows, custom wood shelving in every closet, quartz countertops, all-plywood soft-close cabinetry, and shower tile extending to the ceiling, & more! The added spray foam insulation in the ceiling adds energy efficiency and long-term savings. Enjoy a spacious 23' x 10' covered back porch and an oversized garage featuring an 18' x 8' garage door for added flexibility and storage. With quality finishes, a functional floor plan, plenty of space, and a convenient location, this brand-new home is ready for its first owner! *Some photos are virtually staged with AI*

114 W Camelot Drive, Palatka

$229,000

4 Beds ⋅ 2 Baths ⋅ 2160377 MLS ⋅ 32177 Zip Code

Space & Country Living in the Peniel Area! This spacious four bedroom two baths home has plenty of extras. Some features are large kitchen with plenty of storage. The home provides a comfortable layout with a split floor plan making it a great option for a single family or anyone needing extra space. Sitting on approximately 1.4 acres in the Peniel area, this home offers a peaceful country setting that is just minutes from shopping, schools and everyday conveniences. . Enjoy gardening, entertaining or simply your own back yard . A great opportunity for anyone looking for space, convenience and value. The home is being sold ''as is''.

5206 Silver Lake Drive Unit UNIT 2, Palatka

$499,900

4 Beds ⋅ 2 Baths ⋅ 2160351 MLS ⋅ 32177 Zip Code

Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only. Set within the riverfront community of Crystal Cove, this home captures the ease and beauty of Northeast Florida living. Although the property is not directly riverfront, scenic views of the St. Johns River can be enjoyed from multiple areas of the home. Crystal Cove Marina and a nearby public boat ramp are just steps away, making spontaneous days on the water beautifully simple launch the boat, cast a line, cruise the river or settle in to watch the evening sky. Historic Downtown Palatka is only minutes away, offering locally owned boutiques, restaurants, community gatherings and waterfront events. Palatka's central location also makes it easy to enjoy many of North and Central Florida's favorite destinations: Approximately 30 miles to St. Augustine Approximately 45 miles to Gainesville Approximately 50 miles to Jacksonville Approximately 50 miles to Ocala Approximately 55 miles to Daytona Beach Approximately 90 miles to Orlando Some listing photographs have been digitally altered using AI to illustrate the possibilities of select cosmetic updates, including flooring, fireplace and design enhancements. These conceptual images are provided for visual presentation purposes only and may not reflect the property's current condition, materials or included features. Buyers should rely upon in-person observations, inspections and verified property information. Improvement quotes may be available upon request.

245 Crystal Cove Drive, Palatka

$260,000

3 Beds ⋅ 2 Baths ⋅ 2160134 MLS ⋅ 32177 Zip Code

COMP Sale

174 Geck Road, Palatka

$259,900

3 Beds ⋅ 2 Baths ⋅ 2160072 MLS ⋅ 32177 Zip Code

Don't miss this beautiful Circa 1900 historic home on a double lot!!!!! As you walk through the front door you'll get the feeling of time gone by. Enjoy living only a short distance to downtown Palatka & the magnificent St. Johns River. This home has updated plumbing and electrical. Beautiful family home in a desirable location. Lovely fireplace in the living room with 9 foot ceilings. Owner's suite and bath on the first floor. Both bathrooms have been updated and remodeled not long ago. Home features a separate entrance to the upstairs featuring 2 bedrooms, sitting area and kitchenette. Home is situated on a double lot for plenty of out door living with a circular drive. Old charm and wonderful character is what this historic home in the heart of Palatka offers. The foundation has been recently inspected and house leveled, with permits,

2211 St Johns Avenue, Palatka

$328,990

4 Beds ⋅ 2 Baths ⋅ 2159955 MLS ⋅ 32177 Zip Code

Welcome home to our Augusta plan in the Nobles Crossing Community! This thoughtfully designed residence offers the perfect blend of comfort, style, and quality construction. The new Nobles Crossing Community is ideal for families, first time buyers, or anyone looking for low maintenance living. You'll find an open concept layout with modern finishes, a bright and airy living space and a kitchen ready for entertaining. The owner's suite includes a private bath and walk in closet for your convenience. The three additional bedrooms provide flexibility for guests, children, or a home office. Throughout the home you'll find quality finishes and energy efficient construction that will add value and peace of mind.

104 Fenham Court, Palatka

$57,200

3 Beds ⋅ 2 Baths ⋅ 2159941 MLS ⋅ 32177 Zip Code

AUCTION - This affordable ranch home is a possible fixer upper or complete teardown. The home is in poor condition - NO ACCESS due to thrash, debris and UNSAFE condition. The home offers 3 beds, 2 baths, and sits on a large fenced lot. Repairs would be needed - the property is sold as-is. USE CAUTION for any exterior showings. Buyer must complete any due diligence. Make this one your next project.

200 Benham Street, Palatka

$239,000

4 Beds ⋅ 2 Baths ⋅ 2159699 MLS ⋅ 32177 Zip Code

Welcome to this solid, spacious concrete block home offering 4 bedrooms and 2 bathrooms in a convenient in-town location. Fully remodeled from top to bottom, this move-in-ready property features all-new flooring throughout, completely updated bathrooms, a brand-new kitchen, and a full suite of new appliances--including a washer and dryer. Enjoy peace of mind with the durable concrete block construction, generous living spaces, and a large corner lot that provides extra outdoor room and curb appeal. Ideal for families or anyone seeking a freshly updated home with modern finishes and low-maintenance durability in a practical, easy-access location. Don't miss this opportunity to own a fully renovated 4-bed, 2-bath home ready for immediate occupancy.

401 Husson Avenue, Palatka

$329,000

3 Beds ⋅ 2 Baths ⋅ 2159395 MLS ⋅ 32177 Zip Code

Welcome to this well maintained 3 bedroom, 2 bath concrete block home, conveniently located in the heart of the city. Home is completely fenced with a private outdoor space great for relaxing, entertaining or enjoying time with your family and pets. Located just minutes from the St. Johns River and Ravine Gardens. Enjoy the outdoor recreation while still remaining close to shopping, dining and other city conveniences. This home offers an excellent combination of location, comfort and value. Live oaks, and citrus trees. Includes a 24x24 carport on concrete slab along with an 8x12 shed for storage.

1202 Kirby Street, Palatka

$465,000

2 Beds ⋅ 2 Baths ⋅ 2159148 MLS ⋅ 32177 Zip Code

Wake up to breathtaking scenery and enjoy panoramic views of the St. Johns River from the primary suite, dining room, and living room in this charming waterfront retreat. Whether you're casting a line from your private dock, launching a kayak, cruising by boat, or enjoying seasonal shrimping, every day feels like a getaway. Set on a beautifully shaded .71-acre lot with 105+/- riverfront feet and majestic live oaks, this 2-bedroom, 2-bath concrete block home also features an office/storage room, attached garage, fireplace, spacious dining room, and a functional kitchen with stainless appliances and open shelving. After a day on the water or in the garden, rinse off in the convenient outdoor shower and unwind on the deck while taking in the peaceful river views. Complete with a covered boathouse and boat lift, this property is your opportunity to embrace the relaxed, year-round riverfront lifestyle.

110 Cedar Creek Road, Palatka

$150,000

2 Beds ⋅ 2 Baths ⋅ 2158727 MLS ⋅ 32177 Zip Code

Escape the hustle and bustle and discover the peaceful charm of country living on this private 1-acre property, located just 10 miles from the heart of Palatka. Tucked away on a quiet dirt road near the well-known Tower Farms--famous for its seasonal blueberry and strawberry picking--this property offers the perfect opportunity to create your own rural retreat. The existing home is in need of significant renovation, making it an ideal project for renovators, or buyers with a vision. A valuable bonus is the move-in-ready RV that conveys with the property, providing a comfortable place to stay while you restore or rebuild the home at your own pace. Whether you're dreaming of a peaceful homestead, a weekend getaway, or an investment opportunity, this property offers endless potential in a tranquil setting surrounded by nature. Bring your ideas and transform this hidden gem into the country escape you've always wanted.

506 Millican Road, Palatka

$724,900

3 Beds ⋅ 2 Baths ⋅ 2158128 MLS ⋅ 32177 Zip Code

Wake up to breathtaking St. Johns River views in this completely renovated, turn-key waterfront retreat--professionally redesigned by Miranda Leigh Interior Designs. This 3BR/2BA home offers 1,916 living sq ft (2,765 total under roof) of timeless coastal elegance. Enjoy open-concept living with marble countertops, luxury vinyl plank flooring throughout, a formal dining room, and a large sunroom with panoramic river views. The chef's kitchen features a marble island and stainless appliances. Built in 1992 with durable stucco construction. Two-car garage. Outside, a brand-new bulkhead, exceptional boat dock, power boat lift, upper sun deck, and lower seating area create the ultimate setting for fishing, boating, and unforgettable sunset evenings. Offered fully furnished and currently a successful vacation rental-!. River living at its finest awaits! -6,000 pound boat lift -20 Year life of roof

277 W River Road, Palatka

$210,000

3 Baths ⋅ 2157616 MLS ⋅ 32189 Zip Code

Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single family residential, child & adult day care, a group home having 7 or more residents, religious facility and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units.

101 Sesame Street, Palatka

$215,000

3 Beds ⋅ 2 Baths ⋅ 2157487 MLS ⋅ 32177 Zip Code

BEAUTIFUL 3BR 2BA home on 1.79 acres. This home offers lots of space for a growing family or a large family. Nice big yard and lots of privacy. Nice deck to enjoy quiet evenings or your early morning coffee. Large living room with a nice fireplace. Split floor plan. Large master and master bath. Second and third bedrooms are very spacious. Large kitchen with spacious dining area. Large pantry. Nice laundry area. Carpet and vinyl flooring. Very easy to clean. This home is waiting for the PERFECT family. DON'T LET THIS ONE GET AWAY -SCHEDULE A SHOWING TODAY!!

134 Bardin Estates Circle, Palatka

$950,000

4 Beds ⋅ 3 Baths ⋅ 2157253 MLS ⋅ 32177 Zip Code

Mid-century modern home for sale by second owner built in 1963 designed by Architect Frank George George this brick home sits on 3.86 acres on round lake no HOAs. Home is over a 4500 ft.². There are two occupied rentals on the property that were previous Airbnbs.Wood-burniupdated master bathroom , plunge pool, Large workshop. Four car carport. this Home feels rural yet it's five minutes from Publix Marshalls all the restaurants. Walmart is two minutes away and you're less than 3 miles to the riverfront. Excellent location close to Jacksonville Gainesville Daytona, all an hour away. This is an estate home unique one of a kind.

118 Herja Acre Lane, Palatka

$369,900

4 Beds ⋅ 2 Baths ⋅ 2156820 MLS ⋅ 32177 Zip Code

Welcome to 101 Lisa Ln, a beautifully renovated 4-bed, 2-bath concrete block home offering peace of mind with its durable construction and 2017 metal roof! Inside, a massive open-concept kitchen, dining, and living area with a fireplace are perfect for entertaining and gathering. Outdoor entertaining is a breeze with an expansive screened-in back porch. The versatile 4th bedroom easily doubles as an office. Recent upgrades includes new windows, a tankless natural gas water heater, new appliances, and modern kitchen cabinetry with quartz countertops. A hidden safe room adds peace of mind, while the carport and outdoor storage shed provide convenience. Ideally situated in the heart of town, you're minutes from Ravine Gardens State Park, Palatka Golf Course, the Hwy 19 commercial corridor for shopping & restaurants, and multiple St. Johns River boat ramps - an exceptional blend of comfort, location, and lifestyle. Priced to Sell below a recent appraisal value!

101 Lisa Lane, Palatka

$246,990

3 Beds ⋅ 2 Baths ⋅ 2156725 MLS ⋅ 32177 Zip Code

Discover Your Dream Home in The Collection at Palatka Community! The Abernathy Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. The serene primary suite offers a private bath with dual vanities and a walk-in closet. The home boasts two additional bedrooms. A 2-car garage adds convenience, while energy-efficient Low-E insulated dual-pane windows and a 1-year limited home warranty provide added peace of mind. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

2706 Cecille Avenue, Palatka

$414,900

3 Beds ⋅ 2 Baths ⋅ 2156677 MLS ⋅ 32177 Zip Code

Discover the perfect blend of country charm and modern convenience in this beautifully updated home on a spacious 1.61-acre corner lot. Enjoy peaceful country living just minutes from town. The partially fenced property features a new roof, new fence, electric gate, and plenty of room for RVs, boats, or recreational vehicles. Inside, you'll find an open floor plan with new luxury vinyl plank flooring, fresh interior paint, updated light fixtures, new appliances, and a new heavy-duty sliding glass door leading to the expansive back patio--perfect for entertaining. The private primary suite offers an en-suite bath and a large walk-in closet. With room to spread out and endless possibilities for outdoor living, this move-in-ready home is conveniently located just outside Green Cove Springs with easy access to Palatka. A must-see!

100 Jack Road, Palatka

$585,000

2 Baths ⋅ 2156563 MLS ⋅ 32177 Zip Code

Own a beautifully restored piece of Palatka history. Built in 1923, this 2,573 sq. ft. commercial building blends historic charm with modern functionality, making it ideal for office or retail use. Original brick accents, soaring ceilings, and transom windows create a bright, inviting space. Recent upgrades include a new roof, new HVAC systems and ductwork, all new electrical, plumbing, drywall, paint, flooring, LED lighting, two ADA-compliant restrooms, and Cat6E data cabling throughout. All improvements were completed by licensed contractors and fully permitted. Additional features include a dedicated server room with its own A/C, five private rear parking spaces, and a private rear entrance. Located on St. Johns Avenue in the heart of downtown Palatka, this high-visibility property offers the opportunity to be part of the city's exciting revitalization, just blocks from the Putnam County Courthouse and the St. Johns River.

621 St. Johns Ave Avenue, Palatka

$500,000

3 Beds ⋅ 2 Baths ⋅ 2156359 MLS ⋅ 32043 Zip Code

Experience living just off the St Johns River on beautiful Cedar Creek in this custom-built, two-story A-Frame log home. Offering distinctive living space, this one-of-a-kind home showcases soaring 22-foot ceilings, tongue-and-groove walls, handcrafted doors, pine & bamboo flooring, & countless custom details throughout. The open-concept great room is highlighted by dramatic floor-to-ceiling windows providing breathtaking views of the property's winding boardwalk that meanders through native Florida landscape to the waterfront which features a dock with a covered boathouse. The first floor offers two bedrooms and a full bath, while the spacious second-floor owner's suite serves as a private retreat with its own private deck, sitting area with wet bar overlooking the great room. This rare Cedar Creek waterfront property offers rustic character, modern comfort, & direct access to the St Johns River, creating an extraordinary opportunity for those seeking a peaceful waterfront sanctuary.

152 Pioneer Trail, Palatka

$545,000

3 Beds ⋅ 2 Baths ⋅ 2156295 MLS ⋅ 32177 Zip Code

Beautiful retreat on the St. Johns River. Country setting that is convenient to the First Coast Expressway with easy commute to Orange Park. Two manicured acres with beautiful live oak trees lining the circular drive. Peaceful river views from the enclosed porch overlooking the dock and bulkheaded riverfront. Detached garage has large workshop with french doors. Home has brand new heat pump, front deck with wheelchair ramp, split bedroom plan, large utility room and large dining room. These properties are getting harder and harder to find, don't miss out on this golden opportunity to have your year round or dream vacation home!

442 Cedar Creek Road, Palatka

$249,000

4 Beds ⋅ 2 Baths ⋅ 2156284 MLS ⋅ 32177 Zip Code

Say goodbye to renovation headaches and hello to a home where absolutely everything is brand new. This thoughtfully rebuilt four bedroom, two bathroom residence delivers 1,330 square feet of fresh, modern living without the guesswork that usually comes with older properties. Let's start with what matters most beneath the surface. This home has been reimagined from the ground up, featuring brand new studs, joists, and subfloor, plus new plumbing and updated electrical anchored by a robust 250 amp panel. A new roof, hardy board siding, blown in insulation, and a brand new Trane heating and cooling system with fresh ductwork and a warranty mean you can settle in with genuine peace of mind. Even the windows are new, and they conveniently pull out for effortless cleaning. Inside, the kitchen steals the spotlight. Sleek quartz countertops pair beautifully with 42 inch cabinets dressed in designer alloy pulls, while a lineup of brand new appliances, including a counter depth refrigerator and over range hood, makes cooking a pleasure. It's the kind of space that flatters both the ambitious chef and the enthusiastic microwave user. Location adds even more appeal. Hank Bryan Park sits just around the corner, perfect for morning walks or a spontaneous game of catch. Downtown Palatka's coffee shops and restaurants are only two minutes away, and a scenic three minute cruise along River Road delivers you to the public boat ramp, where the water is always calling. Publix keeps grocery runs quick and painless, and the nearby train station offers added convenience for travelers. This is a rare opportunity to own a home that combines timeless charm with completely modern bones. Come see it in person and imagine the memories waiting to be made. Schedule your private showing today before someone else claims it!

821 S 14th Street, Palatka

$749,900

3 Beds ⋅ 2 Baths ⋅ 2156125 MLS ⋅ 32177 Zip Code

10 pristine acres that can be divided into approximately 6.6 acres with buildings and separately fenced 3.4 acre tract with well. This 3-bedroom, 2-bath ranch home features a formal living room, spacious family room, generous dining area, & a well-appointed kitchen with breakfast bar & built-in dining nook. The owner's suite includes a whirlpool tub & separate shower. Enjoy relaxing or entertaining in your backyard oasis with a sparkling in-ground pool, screened lanai, & covered patio. Additional features include a metal roof with solar panels & backup battery system providing uninterrupted power during grid outages, a 30x40 equipment workshop with front & rear garage doors, spacious pole barn, 2-car covered carport, electric access gate and mostly fenced acreage. Ideal for horses, hobby farming, RVs, boats, or equipment storage. Offering privacy, versatility, and room to grow, this exceptional property provides peaceful country living a short drive from everyday convenience.

106 Krantz Road, Palatka

$400,000

3 Beds ⋅ 3 Baths ⋅ 2155939 MLS ⋅ 32177 Zip Code

St. Johns River living awaits at 370 Cedar Creek Rd in Palatka! This well-maintained 3-bedroom, 2.5 bath home offers 2,092 sq. ft. on a spacious .68-acre lot in one of Putnam County's most desirable river communities. Enjoy all the St. Johns River has to offer with a private dock, making boating, fishing, kayaking, and sunset cruises just steps away. The dock is ready for new decking, providing a great opportunity to customize your river access. Inside, you'll find a spacious, functional floor plan with generous living areas and plenty of room to entertain. Outside, there's ample space for your boat, RV, and outdoor toys. With auto start whole house 20KW Generac generator, this home offers the perfect blend of peaceful Old Florida charm and the waterfront lifestyle you've been searching for.

370 Cedar Creek Road, Palatka

$249,900

4 Beds ⋅ 2 Baths ⋅ 2155782 MLS ⋅ 32177 Zip Code

Historic Charm. Modern Comfort. A Lifestyle Worth Discovering. Leave the traffic behind and discover the charm of one of Florida's oldest riverfront communities. Located in Palatka's Historic District, this beautifully restored 1916 home offers the perfect balance of timeless character, modern updates, and an outdoor lifestyle that's difficult to match--all within easy reach of Jacksonville, St. Augustine, Gainesville, and Ocala. This move-in-ready home features four spacious bedrooms, two full bathrooms, updated finishes, luxury vinyl plank flooring, plantation shutters, modern cabinetry, and a durable metal roof. Whether you're working from home, raising a family, welcoming guests, or simply looking for more space, the flexible floor plan adapts to your lifestyle. Step outside to a generous backyard with endless possibilities. There's plenty of room to entertain, garden, add a workshop, garage, or pool, while the detached 10' × 20' storage building provides additional space. Life here extends far beyond the property. Walk or bike to the scenic St. Johns River, Riverfront Park, the city marina, local restaurants, coffee shops, breweries, boutiques, and year-round festivals. Spend weekends exploring Ravine Gardens State Park, kayaking the river, or enjoying waterfront sunsets just minutes from home. For outdoor enthusiasts, this location is exceptional. Silver Springs State Park and the Ocala National Forest are approximately an hour away, offering crystal-clear springs, hiking, camping, fishing, paddling, wildlife viewing, and countless opportunities to explore Florida's natural beauty. Perfectly positioned for commuters and remote professionals alike, you'll enjoy the slower pace and affordability of historic Palatka while remaining within convenient driving distance of Jacksonville, St. Augustine, Gainesville, Daytona Beach, and Ocala. More than a beautifully restored historic home, this is an opportunity to enjoy a lifestyle centered on history, nature, community, and value. Come experience why more buyers are discovering Historic Palatka--and why 509 Bronson Street feels like home from the moment you arrive."

509 Bronson Street, Palatka

$214,900

3 Beds ⋅ 2 Baths ⋅ 263297 MLS ⋅ 32177 Zip Code

Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements—including an updated metal roof, HVAC system, and plumbing—provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard.

1811 Kate St, Palatka

$236,000

3 Beds ⋅ 1 Baths ⋅ 2155606 MLS ⋅ 32177 Zip Code

This 3-bedroom, 1-bath home offers 1,673 square feet and sits on a spacious corner lot, giving you plenty of room both inside and out. You'll get the character of an older home without the big-ticket headaches. Major updates include a metal roof, HVAC, electrical panel, and tankless water heater. Inside, you'll find hardwood and luxury vinyl plank flooring, plus a beautifully updated kitchen with white shaker cabinets, granite countertops, and stainless steel appliances. Step outside to a large, fenced backyard with room for kids, pets, your boat, or weekend get-togethers. The location is hard to beat, too. You're close to schools, shopping, restaurants, and medical facilities, with the St. Johns River just minutes away. Plus, Hank Bryan Park is right across the street, and several other parks are within walking distance. This one is the perfect mix of charm, updates, and convenience.

322 S 17th Street, Palatka

$519,900

4 Beds ⋅ 3 Baths ⋅ 2155346 MLS ⋅ 32177 Zip Code

Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage. Just off the kitchen, the welcoming living room features a cozy wood-burning fireplace--the perfect anchor for cool evenings. Directly adjacent to the living area is a versatile flex room. Ready to adapt to your lifestyle, this space is ideal for a lively game room, a quiet home office, or easily serving as a 5th bedroom. The Entertainer's Dream Backyard While the interior is spectacular, the backyard is where this property truly shines. Step through the back door into a year-round paradise: Heated Pool: Framed by elegant pavers, ensuring the pool season never has to end. Ultimate Outdoor Kitchen: A chef's dream setup featuring concrete countertops, a built-in grill, a stainless flat-top grill, a 2-burner stove, a mini fridge, and an outdoor sink to keep your drinks cold. Spa & Pergola: Wind down under the stars in your private spa, beautifully framed by a relaxing pergola. Covered Front & Back Porches: Giving you multiple spots to enjoy a morning coffee or an evening breeze in the shade. Your Personal Sanctuary & Practical Perks When it is time to unwind, the sprawling master suite offers a daily spa-like retreat: Dual Walk-In Closets: Abundant, separate wardrobe space. Dual Vanities: Ample room for busy mornings. Clawfoot Tub & Walk-In Shower: Choose between a long, deep soak or a refreshing rinse in the beautifully designed walk-in shower. The home's thoughtful layout is rounded out by practical features that make daily living a breeze. Outside, two separate driveways provide an abundance of parking for your guests, plus dedicated space for your boat, RV, and weekend toys. You'll also find a convenient storage shed on-site to keep all your lawn equipment and seasonal gear neatly organized and out of sight. This is more than just a home--it is a lifestyle. Schedule your private tour today to experience this unparalleled entertainer's dream in person!

109 Oak Tree Lane, Palatka

$315,000

2 Beds ⋅ 2 Baths ⋅ 2155168 MLS ⋅ 32177 Zip Code

2BR/2BA home on 2.02 +/- acres, with a detached double-carport with workshop.

596 State Road 20, Palatka

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