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$649,999
4 Beds 3 Baths 2156042 MLS 32177 Zip Code
Custom-built by Riverside Builders in 2018, this Colonial Pines home offers approx. 2,482 sq ft of living area and 3,842 total sq ft under roof on a 1.18-acre corner lot. Soaring vaulted ceilings, long sightlines and a floor-to-ceiling stone fireplace anchor the open great room. The island kitchen features granite counters, extensive cabinetry, stainless appliances, gas range and pendant lighting. The oversized primary suite offers a tray ceiling, two walk-in closets, a private adjoining office/flex room and a spa-style ensuite with dual granite vanity, soaking tub and tiled walk-in shower. Outside, enjoy approx. 738 sq ft of covered porch space, a brick-paver patio with string lights, fully fenced backyard, oversized 622 sq ft garage and expansive concrete parking with room for guests, a boat or trailer. An adjacent retention-pond view and surrounding open space create rare in-town privacy, minutes from the hospital, shopping, dining, downtown Palatka and a public boat ramp. Both fields, ready to paste. **Public remarks -- 990 characters (limit 1,000):** Custom-built by Riverside Builders in 2018, this Colonial Pines home offers approx. 2,482 sq ft of living area and 3,842 total sq ft under roof on a 1.18-acre corner lot. Soaring vaulted ceilings, long sightlines and a floor-to-ceiling stone fireplace anchor the open great room. The island kitchen features granite counters, extensive cabinetry, stainless appliances, gas range and pendant lighting. The oversized primary suite offers a tray ceiling, two walk-in closets, a private adjoining office/flex room and a spa-style ensuite with dual granite vanity, soaking tub and tiled walk-in shower. Outside, enjoy approx. 738 sq ft of covered porch space, a brick-paver patio with string lights, fully fenced backyard, oversized 622 sq ft garage and expansive concrete parking with room for guests, a boat or trailer. An adjacent retention-pond view and surrounding open space create rare in-town privacy, minutes from the hospital, shopping, dining, downtown Palatka and a public boat ramp. **Supplemental remarks -- 3,658 characters (limit 10,000):** Custom-built by Riverside Builders in 2018, 119 Clover Lane is a rare offering in Palatka's established Colonial Pines neighborhood: newer custom construction, approximately 1.18 acres of privacy, and an unusually generous footprint of approximately 3,842 total square feet under roof, all within minutes of the hospital, shopping, dining and downtown. From the street, the home makes an immediate impression. A full-length covered front porch, classic dormer windows, double-door entry, curved walkway and established landscaping give it timeless Southern curb appeal, while concrete-block construction with a board-style exterior speaks to the quality underneath. Inside, the open-concept main living area is dramatic and light-filled, with soaring vaulted ceilings, recessed lighting, long interior sightlines and a floor-to-ceiling stone fireplace as the centerpiece. Wood-look flooring runs throughout the main living areas, and the kitchen anchors it all with granite countertops, extensive cabinetry, stainless-steel appliances, a gas range, decorative pendant lighting and a large center island with sink and seating that opens to the dining and living areas -- a layout made for everyday living and effortless entertaining alike. The oversized primary suite is a true retreat. A tray ceiling and two separate walk-in closets are joined by a private adjoining office/flex room that can serve as a home office, sitting room, fitness room, hobby room, dressing room or optional fourth sleeping space. The ensuite bathroom features a dual-sink granite vanity, deep soaking tub, separate tiled walk-in shower with rainfall and handheld fixtures, and a private water closet. Two additional bedrooms, a full guest bathroom, a convenient half bath and an interior laundry room complete the floor plan, with generous storage throughout. Outdoor living is where this property truly separates itself. Approximately 738 square feet of finished covered porch space -- including a large covered rear porch -- flows to an expansive brick-paver patio with string lighting, ideal for evening gatherings. The backyard is fully fenced with approximately 680 linear feet of six-foot wood fencing, offering a large usable lawn, mature trees, side gate access and room for pets, recreation, gardening or a future pool, subject to buyer verification and applicable approvals. Practical space is equally abundant. A long curved concrete driveway of approximately 2,820 square feet provides a large parking and turnaround area with room for several vehicles, guests, a boat, trailer or recreational equipment. The oversized two-car garage of approximately 622 square feet easily accommodates vehicles plus workshop space, tools, bicycles, lawn equipment and extra refrigerators or freezers. The setting is what buyers remember most. Positioned on a corner lot with an adjacent retention-pond view providing added separation on one side and wooded surroundings on the other, the property enjoys open space and very few directly adjoining neighbors -- a level of privacy rarely found in an in-town neighborhood. Yet convenience is never sacrificed: the hospital is roughly half a mile away, Walmart approximately two minutes, Publix approximately five minutes, downtown Palatka approximately five to ten minutes, and a public boat ramp approximately ten minutes, with easy access to Highway 20. Newer custom construction, acreage, privacy, flexible living space, exceptional storage and outdoor entertaining space in one convenient location -- 119 Clover Lane is a property that simply does not come along often in this market. Schedule your private showing today.

119 Clover Lane, Palatka

$569,900
4 Beds 3 Baths 2155346 MLS 32177 Zip Code
Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage. Just off the kitchen, the welcoming living room features a cozy wood-burning fireplace--the perfect anchor for cool evenings. Directly adjacent to the living area is a versatile flex room. Ready to adapt to your lifestyle, this space is ideal for a lively game room, a quiet home office, or easily serving as a 5th bedroom. The Entertainer's Dream Backyard While the interior is spectacular, the backyard is where this property truly shines. Step through the back door into a year-round paradise: Heated Pool: Framed by elegant pavers, ensuring the pool season never has to end. Ultimate Outdoor Kitchen: A chef's dream setup featuring concrete countertops, a built-in grill, a stainless flat-top grill, a 2-burner stove, a mini fridge, and an outdoor sink to keep your drinks cold. Spa & Pergola: Wind down under the stars in your private spa, beautifully framed by a relaxing pergola. Covered Front & Back Porches: Giving you multiple spots to enjoy a morning coffee or an evening breeze in the shade. Your Personal Sanctuary & Practical Perks When it is time to unwind, the sprawling master suite offers a daily spa-like retreat: Dual Walk-In Closets: Abundant, separate wardrobe space. Dual Vanities: Ample room for busy mornings. Clawfoot Tub & Walk-In Shower: Choose between a long, deep soak or a refreshing rinse in the beautifully designed walk-in shower. The home's thoughtful layout is rounded out by practical features that make daily living a breeze. Outside, two separate driveways provide an abundance of parking for your guests, plus dedicated space for your boat, RV, and weekend toys. You'll also find a convenient storage shed on-site to keep all your lawn equipment and seasonal gear neatly organized and out of sight. This is more than just a home--it is a lifestyle. Schedule your private tour today to experience this unparalleled entertainer's dream in person!

109 Oak Tree Lane, Palatka

$699,000
4 Beds 3 Baths 2153528 MLS 32043 Zip Code
OPEN HOUSE!! Sat the 18th 10:00-12:00 Nestled on 2.46 private wooded acres with approximately 142 feet of Cedar Creek frontage, this custom-built all-brick waterfront home offers the perfect blend of comfort, craftsmanship, and outdoor living. With nearly 3,000 square feet of thoughtfully designed living space, the open floor plan is filled with natural light and showcases breathtaking water views through a wall of 8-foot glass French doors spanning the back of the home. Stained concrete floors, soaring ceilings, a wood-burning fireplace, and custom wood cabinetry create a warm yet refined atmosphere throughout. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island for meal prep and gathering. A split-bedroom floor plan provides privacy, with the expansive primary suite offering tranquil water views, private access to the covered lanai, a spa-inspired bath wi walk-in shower and separate garden tub, and generous closet space. Upstairs, the fourth bedroom and full bath provide a flexible space for guests, a home office, or a bonus room. Step outside and experience true Florida waterfront living. Relax on the covered rear porch, entertain on the oversized patio, or head down to your private dock with covered pavilion for boating, fishing, kayaking, shrimping, or simply enjoying the peaceful surroundings. Cedar Creek offers navigable access to the St. Johns River in approximately seven minutes, making it an exceptional location for water enthusiasts. Built with quality and efficiency in mind, the home also features two HVAC systems, two water heaters, insulated interior walls for added sound reduction and energy efficiency, custom electrical with 200-amp service, an oversized side-entry garage with abundant storage, a large laundry room with custom cabinetry and utility sink, private well and septic, and the added benefit of no HOA or CDD fees. If you're searching for a private waterfront retreat where nature, recreation, and quality construction come together, this exceptional property is ready to welcome you home.

241 Pioneer Trail, Palatka

$2,499,000
2139917 MLS 32177 Zip Code
Turn-Key 7-Building STR Portfolio + 5,500 SF Warehouse | ~7.5% Cap | $187K NOI | Mixed-Use Upside Rare opportunity to acquire a fully operational 7-building, 11-unit income-producing portfolio delivering approximately ~7.5% cap rate and ~$187K blended NOI in Palatka, FL. This unique offering combines stabilized short-term rentals with long-term income and a 5,500 sq ft commercial-grade warehouse, creating a true multi-income, flexible-use investment. The residential portfolio consists of: 3 single-family homes 1 triplex 2 duplexes (Totaling 11 rentable units and 3,650 rentable nights annually) In addition, the property includes two stabilized long-term leases generating $5,000/month ($60K annually), providing consistent baseline income. STR operations have historically produced ~$135K NOI, with 2026 bookings already exceeding $80K, demonstrating strong forward demand. Positioned directly across from St. Johns Ship Building, the asset benefits from a reliable workforce-driven rental base, supporting 55-65% occupancy with upside through rate optimization and expanded marketing. The private, pond-front setting offers a rare, peaceful environment that enhances guest appeal and repeat bookings. A major differentiator is the 5,500 sq ft commercial warehouse with integrated office space, opening the door to multiple high-value uses, including: Owner/operator headquarters Equipment or fleet storage Income-producing commercial lease Medical, wellness, or therapy facility conversion Assisted living / elder care concept (subject to zoning/approvals) This combination of residential income + commercial infrastructure provides both immediate cash flow and long-term repositioning potential. Market Tailwinds - Putnam County Growth: Putnam County continues to gain momentum as buyers and businesses expand outward from Jacksonville and St. Augustine, driven by affordability and growth initiatives supported by the Putnam County Chamber of Commerce and regional employers. Ongoing development and workforce demand in the area continue to support both rental performance and future value appreciation.

100 Pilothouse Court, Palatka

$899,000
3 Beds 3 Baths 2136154 MLS 32177 Zip Code
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres. Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

524 Cedar Creek Road, Palatka

$315,000
2 Beds 2 Baths 2135028 MLS 32177 Zip Code
Charming 2 BR/2BA home with loft nestled in a private, serene setting surrounded by Rice Creek Conservation Area Sate land on three sides. Thoughtfully designed, the home offers a flexible layout with a bedroom and full bath on each level, ideal for guests or multigenerational living. The upstairs also features a spacious loft overlooking the open-concept great room and dining area, anchored by a stunning stone fireplace. Enjoy peaceful views of nature from the beautiful stone back porch, now covered with a brand-new metal roof - perfect for relaxing or entertaining. The home is set back from the road and accessible by State easement, ensuring both privacy and convenience. Additional features include a detached double carport with workshop, which has entry from the carport and a roll top entry door from the side, ideal for yard equipment or hobbies. Beautiful Oak trees not only garnish the landscape but also provide welcoming shade on those hot Florida days. In addition, there are several established fruit trees, including figs and oranges. This 2.02-acre parcel is legally described as two 1.01-acre parcels. The back 1.01-acre parcel has a view of Rainbow Lake from the far NW corner. Separate ingress/egress easement is provided by the State for this parcel - great opportunity for family compound living! Although location is rural, it's just a short distance to shopping, medical, restaurants etc., and of course, the magnificent St. Johns River. No HOA and plenty of room for your outdoor fun accessories.

596 Fl-20, Palatka

$669,000
3 Beds 4 Baths 2132291 MLS 32177 Zip Code
Set on a spacious 1.2 +/- acre homesite in Palatka's Blair Estates area, 283 Estate Drive delivers over 3,000 sq ft of thoughtfully designed living space with 3 bedrooms, 3.5 baths, and a standout theater / flex room--perfect for movie nights, a game room, home gym, or office. Inside, you'll find a bright, upgraded interior with high ceilings and crown molding, a custom kitchen with granite countertops and high-end stainless appliances, and comfortable gathering spaces enhanced by two fireplaces. The layout is ideal for privacy and convenience: each bedroom offers its own en-suite bath, plus an additional half bath for guests. The primary suite features a steamer shower & custom closets. You will enjoy the oversized laundry room for additional storage. Home is concrete block construction and Newer Roof. Out back, enjoy Florida living year-round on the large covered lanai overlooking a beautifully maintained setting. A paver driveway and 2-car garage round out the package. Located just minutes to the scenic banks of the St. Johns River, downtown Palatka offers the perfect blend of historic charm, waterfront beauty, and small-town warmth. This walkable district is known for its classic architecture, vibrant murals, and locally owned boutiques and restaurants that give the area a welcoming, hometown feel. Residents enjoy riverfront parks, fishing piers, boating access, and stunning sunset views just steps from their front door. Throughout the year, community favorites like the Florida Azalea Festival and the Blue Crab Festival bring energy and connection to the neighborhood. With nearby outdoor destinations like Ravine Gardens State Park just minutes away, a historic 18 hole public golf course originally designed by Donald Ross in 1925, downtown Palatka delivers a relaxed, nature-rich lifestyle while still offering dining, culture, and entertainment close to home. The community is waterfront living with character, community, and convenience.

283 Estates Drive, Palatka

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