Palatka City FL Historical Real Estate, Homes for Sale

3 Beds ⋅ 2 Baths ⋅ 2164094 MLS ⋅ 32177 Zip Code

Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka

$245,000

3 Beds ⋅ 2 Baths ⋅ 2164078 MLS ⋅ 32177 Zip Code

Spacious 3 bedroom, 2 bath concrete block home with front brick veneer accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka

$50,000

2 Beds ⋅ 1 Baths ⋅ 2163973 MLS ⋅ 32177 Zip Code

Unlock the potential of this property with an opportunity to renovate, rebuild, or start fresh with new construction. Whether you're looking for your next investment project or a chance to create a property to your vision, this location offers plenty of possibilities. Offered at an attractive price, this property is ready for its next chapter.

111 Cedar Avenue, Palatka

$180,000

3 Beds ⋅ 1 Baths ⋅ 2162946 MLS ⋅ 32177 Zip Code

Cute, Cute, Cute and adorable Bungalow in the heart of Palatka, Consist of three bedrooms and one bath, fully fenced back yard with plenty of room for your deck or boat.

1508 Roselle Avenue, Palatka

$699,000

2162394 MLS ⋅ 32177 Zip Code

Prime Downtown Palatka Redevelopment Opportunity - 12,096 SF | 3 Stories Unlock the potential of this 12,096± SF three-story commercial building at 613 St. Johns Ave in downtown Palatka. The interior has been completely demoed, providing a clean slate for an investor, owner-user, or developer to bring a new vision to life. The building offers an excellent opportunity for a mixed-use redevelopment, with potential for retail or commercial space on the first floor and office or residential apartments on the second and third floors. The existing three-story configuration provides flexibility for a variety of concepts while preserving the character and presence of a downtown building. Whether you're looking to create a vibrant retail destination, professional office space, residential units, or a combination of uses, this property is ready for renovation and redevelopment. Its location along St. Johns Avenue places it in the heart of Palatka's downtown environment, surrounded by established businesses, services, and community amenities. 12,096± SF | 3 Floors | Interior Demo Complete | Ready for Renovation | Mixed-Use Potential An outstanding opportunity to reposition a substantial downtown property and create a unique income-producing asset. Bring your vision and capitalize on the continued revitalization of Downtown Palatka.

613 St Johns Avenue, Palatka

$229,000

3 Beds ⋅ 2 Baths ⋅ 2162238 MLS ⋅ 32177 Zip Code

FRESH NEW PRICE -- READY FOR A NEW OWNER! This beautiful 3-bedroom, 2-bath home still has the charm and character you love, with the fresh renovations you want! Offering 1,452 sq. ft. on .22 acres, this 1958 home features beautifully refinished hardwood floors, updated bathrooms, updated plumbing and electrical, and an HVAC system approximately four years old. Move in, relax, and start enjoying the Florida lifestyle! Spend the day at the beach, explore the St. Johns River, or enjoy the local shops, restaurants, and charm of downtown Palatka. Beautiful landscaping completes the picture. This home is turnkey ready--nothing left to do but unpack and enjoy. Fresh price, fresh renovations, and ready for its next chapter!

2003 Laurel Street, Palatka

$239,900

11 Beds ⋅ 5 Baths ⋅ 2162082 MLS ⋅ 32177 Zip Code

Historic Multi-Unit Opportunity in the heart of St. Johns Ave! Rare opportunity to own a spacious 1920 multi-unit property featuring 11 bedrooms & 4.5 bathrooms, on approximately .69 acres in a highly convenient location. This two-story property offers large multi-use rooms, plenty of space, and tremendous potential for the right investor or owner-user. The property is zoned R-3 and located in Flood Zone X. Parts of the roof have been replaced with new metal roofing, and the property also features a new A/C system. Partially furnished and offering great bones, this property needs work but provides an excellent opportunity to restore, renovate, and maximize its potential. Large lot, prime location, flexible space, and tons of possibilities - bring your vision and make this property your own!

2111 St Johns Avenue, Palatka

$239,900

3 Beds ⋅ 2 Baths ⋅ 2161632 MLS ⋅ 32177 Zip Code

Bring your vision and add the finishing touches! This project home has already had a great start, with many of the major improvements completed and is ready for its next owner to finish it their way. Updates already completed include a NEW metal roof, NEW subfloor throughout, a second bathroom added, NEW drywall throughout, NEW ceiling fans and lighting, updated electrical, tile installed in the kitchen and new bathroom, a renovated front porch, and more! Much of the hard work has already been done. Now it's time to bring your ideas and make it your own. Whether you're an investor, DIY enthusiast, or buyer looking for a home you can customize to fit your style, this property offers plenty of potential. Finish what's been started and turn this project into HOME! Situated on St. Johns Avenue in the heart of Palatka, this property offers a convenient location along with the opportunity to complete the renovations and make it your own.

1407 St Johns Avenue, Palatka

$60,000

3 Beds ⋅ 2 Baths ⋅ 2161446 MLS ⋅ 32177 Zip Code

Investor special. Home needs roof and updates on the inside.

621 S 18th Street, Palatka

$110,000

2 Beds ⋅ 1 Baths ⋅ 2161337 MLS ⋅ 32177 Zip Code

Welcome to 1107 S 10th Street in Palatka, Florida! This property offers a great opportunity to enjoy the convenience of living close to everything Palatka has to offer. Located just minutes from shopping, restaurants, schools, medical facilities, and the beautiful St. Johns River, you'll have everyday necessities and local attractions right at your fingertips. Whether you're searching for a place to call home or looking to add another property to your investment portfolio, 1107 S 10th Street is full of potential. With Palatka continuing to grow, this is a great opportunity to own property in an established area of town. Schedule your showing today and come see the possibilities for yourself!

1107 S 10th Street, Palatka

$230,000

3 Beds ⋅ 1 Baths ⋅ 2161333 MLS ⋅ 32177 Zip Code

Updated, inviting, and full of character, this 3-bedroom, 1-bath block home sits on nearly half an acre at the end of a quiet, no-thru street. Inside, a bright living room welcomes you with LVP flooring, a large picture window, and a cozy fireplace. The kitchen features newer cabinetry--installed within the last 5 years--and stainless steel appliances, while the updated bathroom was also completed within the last 5 years. New windows throughout, updated electrical, and a 2021 water heater offer added peace of mind, all complemented by a timeless metal roof. Outdoors, relax on the charming rear porch, take advantage of the attached carport and newer concrete driveway, and enjoy the generous space of your private yard. A sweet blend of character, comfort, and thoughtful updates, ready for its next chapter.

128 Cannon Court, Palatka

$214,900

3 Beds ⋅ 3 Baths ⋅ 2160592 MLS ⋅ 32177 Zip Code

Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements--including an updated metal roof, HVAC system, and plumbing--provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard. A detached garage offers additional storage, workspace, or parking options. Conveniently located just minutes from Downtown Palatka, Ravine Gardens State Park, Palatka Golf Course, and the beautiful St. Johns River, this home offers easy access to local shopping, dining, recreation. Don't miss this opportunity to own a move-in-ready home with an unbeatable location!

1811 Kate Street, Palatka

$539,900

4 Beds ⋅ 2 Baths ⋅ 2160567 MLS ⋅ 32177 Zip Code

Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed. his exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.

130 Cedar Creek Road, Palatka

$59,995

1 Beds ⋅ 1 Baths ⋅ 2160391 MLS ⋅ 32177 Zip Code

This one bedroom one bath home offers affordability opportunity for someone for a cozy place to call home. The compact layout proves comfortable living area, kitchen and bathroom. With a little TLC and some updating, this home has plenty of potential to be refreshed and made your own . It's manageable size makes it a practical option for a single person, couple or downsizing, or and investment property,

881 W River Road, Palatka

$65,000

2 Beds ⋅ 1 Baths ⋅ 2160151 MLS ⋅ 32177 Zip Code

Calling all investors, renovators, and lovers of vintage homes! This 1945 cottage is full of character and ready for its next chapter. Situated on three lots totaling 0.34± acres, this 2-bedroom, 1-bath home offers endless potential for restoration, renovation, or an affordable investment project. Original details, a welcoming screened front porch, metal roof, covered carport, and a spacious yard provide a solid starting point for bringing this home back to life. The home is in need of repairs and is being sold AS IS, making it an excellent opportunity for cash buyers or those looking for a fixer-upper with room to add value. Whether you're searching for your next flip, rental property, or a charming cottage to restore, this property is worth a look.

114 E Hicks Street, Palatka

$260,000

3 Beds ⋅ 2 Baths ⋅ 2160134 MLS ⋅ 32177 Zip Code

COMP Sale

174 Geck Road, Palatka

$249,900

3 Beds ⋅ 2 Baths ⋅ 2160072 MLS ⋅ 32177 Zip Code

Don't miss this beautiful Circa 1900 historic home on a double lot!!!!! As you walk through the front door you'll get the feeling of time gone by. Enjoy living only a short distance to downtown Palatka & the magnificent St. Johns River. This home has updated plumbing and electrical. Beautiful family home in a desirable location. Lovely fireplace in the living room with 9 foot ceilings. Owner's suite and bath on the first floor. Both bathrooms have been updated and remodeled not long ago. Home features a separate entrance to the upstairs featuring 2 bedrooms, sitting area and kitchenette. Home is situated on a double lot for plenty of out door living with a circular drive. Old charm and wonderful character is what this historic home in the heart of Palatka offers. The foundation has been recently inspected and house leveled, with permits,

2211 St Johns Avenue, Palatka

$57,200

3 Beds ⋅ 2 Baths ⋅ 2159941 MLS ⋅ 32177 Zip Code

AUCTION - This affordable ranch home is a possible fixer upper or complete teardown. The home is in poor condition - NO ACCESS due to thrash, debris and UNSAFE condition. The home offers 3 beds, 2 baths, and sits on a large fenced lot. Repairs would be needed - the property is sold as-is. USE CAUTION for any exterior showings. Buyer must complete any due diligence. Make this one your next project.

200 Benham Street, Palatka

$239,000

4 Beds ⋅ 2 Baths ⋅ 2159699 MLS ⋅ 32177 Zip Code

Welcome to this solid, spacious concrete block home offering 4 bedrooms and 2 bathrooms in a convenient in-town location. Fully remodeled from top to bottom, this move-in-ready property features all-new flooring throughout, completely updated bathrooms, a brand-new kitchen, and a full suite of new appliances--including a washer and dryer. Enjoy peace of mind with the durable concrete block construction, generous living spaces, and a large corner lot that provides extra outdoor room and curb appeal. Ideal for families or anyone seeking a freshly updated home with modern finishes and low-maintenance durability in a practical, easy-access location. Don't miss this opportunity to own a fully renovated 4-bed, 2-bath home ready for immediate occupancy.

401 Husson Avenue, Palatka

$2,950,000

2 Baths ⋅ 263616 MLS ⋅ 32177 Zip Code

High-Visibility Redevelopment Opportunity – 1.61 Acres in Growing Palatka Market Presenting a premier commercial offering in Palatka, Florida—spanning 1.61 acres across three contiguous parcels. Strategically positioned at the high-traffic intersection of State Road 19 and St. Johns Avenue, this property boasts exceptional visibility and significant redevelopment potential in one of Putnam County’s fastest-growing areas. Parcel 1 features a 0.93-acre lot improved, zoned C-4 Commercial Intensive, with a 7,918 sq ft retail building operating as a plumbing and electrical supply business. The structure includes a large reception area, three offices, two bathrooms, a spacious workshop, and ample storage—ideal for retail or showroom use. The lot has a fenced area at the rear housing an additional 2,592 sq ft warehouse with a 420 sq ft canopy. Parcel 2, located at the rear of Parcel 1, is a 0.18-acre vacant lot with no street frontage.

110 N State Rd 19, Palatka

$329,000

3 Beds ⋅ 2 Baths ⋅ 2159395 MLS ⋅ 32177 Zip Code

Welcome to this well maintained 3 bedroom, 2 bath concrete block home, conveniently located in the heart of the city. Home is completely fenced with a private outdoor space great for relaxing, entertaining or enjoying time with your family and pets. Located just minutes from the St. Johns River and Ravine Gardens. Enjoy the outdoor recreation while still remaining close to shopping, dining and other city conveniences. This home offers an excellent combination of location, comfort and value. Live oaks, and citrus trees. Includes a 24x24 carport on concrete slab along with an 8x12 shed for storage.

1202 Kirby Street, Palatka

$127,500

3 Beds ⋅ 1 Baths ⋅ 2158127 MLS ⋅ 32177 Zip Code

Opportunity awaits in the established Ross Green subdivision of Palatka! This solid mid-century home sits on a generous 0.18-acre lot, offering an ideal blend of space, location, and potential. The layout provides a comfortable, functional flow, with room to add your personal touch and make it truly your own. Whether you're a first-time buyer ready to build equity, an investor searching for your next project, or simply looking for a great value in a well-established neighborhood, this property checks the boxes. The spacious lot offers plenty of room for outdoor living, gardening, or future expansion. Ideally situated just minutes from Historic Downtown Palatka, the scenic St. Johns River, local schools, shopping, and everyday conveniences -- this home puts you close to everything that makes Palatka special. Being sold As-Is. Priced to reflect condition and ready for its next chapter. Schedule your showing today and see the potential for yourself!

116 Hibiscus Street, Palatka

$69,900

2 Beds ⋅ 1 Baths ⋅ 2158019 MLS ⋅ 32177 Zip Code

INVESTOR SPECIAL! Great opportunity New well and roof.

4178 Reid Street, Palatka

$950,000

4 Beds ⋅ 3 Baths ⋅ 2157253 MLS ⋅ 32177 Zip Code

Mid-century modern home for sale by second owner built in 1963 designed by Architect Frank George George this brick home sits on 3.86 acres on round lake no HOAs. Home is over a 4500 ft.². There are two occupied rentals on the property that were previous Airbnbs.Wood-burniupdated master bathroom , plunge pool, Large workshop. Four car carport. this Home feels rural yet it's five minutes from Publix Marshalls all the restaurants. Walmart is two minutes away and you're less than 3 miles to the riverfront. Excellent location close to Jacksonville Gainesville Daytona, all an hour away. This is an estate home unique one of a kind.

118 Herja Acre Lane, Palatka

$585,000

2 Baths ⋅ 2156563 MLS ⋅ 32177 Zip Code

Own a beautifully restored piece of Palatka history. Built in 1923, this 2,573 sq. ft. commercial building blends historic charm with modern functionality, making it ideal for office or retail use. Original brick accents, soaring ceilings, and transom windows create a bright, inviting space. Recent upgrades include a new roof, new HVAC systems and ductwork, all new electrical, plumbing, drywall, paint, flooring, LED lighting, two ADA-compliant restrooms, and Cat6E data cabling throughout. All improvements were completed by licensed contractors and fully permitted. Additional features include a dedicated server room with its own A/C, five private rear parking spaces, and a private rear entrance. Located on St. Johns Avenue in the heart of downtown Palatka, this high-visibility property offers the opportunity to be part of the city's exciting revitalization, just blocks from the Putnam County Courthouse and the St. Johns River.

621 St. Johns Ave Avenue, Palatka

$259,900

1 Beds ⋅ 1 Baths ⋅ 2156486 MLS ⋅ 32177 Zip Code

Unlock a rare commercial opportunity on 1.83 acres along Crill Ave/State Road 20, one of Palatka's highest-traffic corridors (17,900 AADT). The property features 1.65 acres zoned C-1 Commercial plus a 0.18-acre R-2 Residential corner, offering flexibility for commercial, mixed-use, or future multifamily development. A 1,088 sq ft building currently used as a 1-bed/1-bath residence - formerly office space - provides immediate functionality while you plan your vision. Minutes from the hospital, state college, and Highway 19 retail corridor, the site sits in unincorporated Putnam County with well/septic and borders the City of Palatka, allowing annexation for public utilities. With strong visibility, strategic zoning, and growth-area positioning, this property is primed for a transformative commercial or redevelopment project.

6100 Crill Avenue, Palatka

$249,000

4 Beds ⋅ 2 Baths ⋅ 2156284 MLS ⋅ 32177 Zip Code

Say goodbye to renovation headaches and hello to a home where absolutely everything is brand new. This thoughtfully rebuilt four bedroom, two bathroom residence delivers 1,330 square feet of fresh, modern living without the guesswork that usually comes with older properties. Let's start with what matters most beneath the surface. This home has been reimagined from the ground up, featuring brand new studs, joists, and subfloor, plus new plumbing and updated electrical anchored by a robust 250 amp panel. A new roof, hardy board siding, blown in insulation, and a brand new Trane heating and cooling system with fresh ductwork and a warranty mean you can settle in with genuine peace of mind. Even the windows are new, and they conveniently pull out for effortless cleaning. Inside, the kitchen steals the spotlight. Sleek quartz countertops pair beautifully with 42 inch cabinets dressed in designer alloy pulls, while a lineup of brand new appliances, including a counter depth refrigerator and over range hood, makes cooking a pleasure. It's the kind of space that flatters both the ambitious chef and the enthusiastic microwave user. Location adds even more appeal. Hank Bryan Park sits just around the corner, perfect for morning walks or a spontaneous game of catch. Downtown Palatka's coffee shops and restaurants are only two minutes away, and a scenic three minute cruise along River Road delivers you to the public boat ramp, where the water is always calling. Publix keeps grocery runs quick and painless, and the nearby train station offers added convenience for travelers. This is a rare opportunity to own a home that combines timeless charm with completely modern bones. Come see it in person and imagine the memories waiting to be made. Schedule your private showing today before someone else claims it!

821 S 14th Street, Palatka

$169,500

3 Beds ⋅ 1 Baths ⋅ 2156039 MLS ⋅ 32177 Zip Code

Don' miss this cute 3-bedroom concrete block house with metal roof, fresh paint inside, tile shower, tile flooring, ceiling fans, stainless refrigerator and new range. Screen porch for entertaining, carport and 2 sheds. Close to Ravine Gardens and area shopping. Great starter home!!!!!!!

1310 Cleveland Avenue, Palatka

$214,900

3 Beds ⋅ 2 Baths ⋅ 263297 MLS ⋅ 32177 Zip Code

Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements—including an updated metal roof, HVAC system, and plumbing—provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard.

1811 Kate St, Palatka

$236,000

3 Beds ⋅ 1 Baths ⋅ 2155606 MLS ⋅ 32177 Zip Code

This 3-bedroom, 1-bath home offers 1,673 square feet and sits on a spacious corner lot, giving you plenty of room both inside and out. You'll get the character of an older home without the big-ticket headaches. Major updates include a metal roof, HVAC, electrical panel, and tankless water heater. Inside, you'll find hardwood and luxury vinyl plank flooring, plus a beautifully updated kitchen with white shaker cabinets, granite countertops, and stainless steel appliances. Step outside to a large, fenced backyard with room for kids, pets, your boat, or weekend get-togethers. The location is hard to beat, too. You're close to schools, shopping, restaurants, and medical facilities, with the St. Johns River just minutes away. Plus, Hank Bryan Park is right across the street, and several other parks are within walking distance. This one is the perfect mix of charm, updates, and convenience.

322 S 17th Street, Palatka

$235,000

1 Baths ⋅ 2155430 MLS ⋅ 32177 Zip Code

Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city's busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater. Additional highlights include a wired security system, exterior security lighting, an inviting outdoor patio, a beautifully fenced backyard, and a large, illuminated steel sign frame offering outstanding exposure for your business signage. With its flexible commercial zoning, prominent location, updated features, and placement within a growing Northeast Florida market, this property presents an excellent opportunity for an owner-user, professional practice, or business investor.

3323 St Johns Avenue, Palatka

$235,000

1 Baths ⋅ 263277 MLS ⋅ 32177 Zip Code

Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city’s busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater.

3323 St. Johns Avenue, Palatka

$825,000

5 Beds ⋅ 2 Baths ⋅ 2154727 MLS ⋅ 32177 Zip Code

2.99% ASSUMABLE LOAN! Seller will also contribute 1% to the buyer for a rate buy down / down payment and is flexible with closing. Plus...get ANOTHER 1% credit if using seller preferred lender. 2% TOTAL! Seller is also offering 1 year home warranty for added peace of mind. Welcome to your own private country retreat in the small town of Bardin, a close knit community surrounded by natural beauty and open spaces where neighbors know and look out for each other. This beautifully remodeled 5 bedroom, 2 bath split floor plan home combines modern updates with the peaceful lifestyle you've been dreaming of. Retreat to an oversized primary suite designed for ultimate comfort and relaxation. The spa-like bathroom features a luxurious walk-in shower, creating a serene space to unwind at the end of the day. A spacious walk-in closet provides ample room while keeping everything beautifully organized. Every major improvement has been completed, including a new HVAC system, new on-demand hot water heater, newer metal roof, new well pump, new flooring, new interior and exterior paint, new $3000 refrigerator, and a newer whole-house water filtration system with reverse osmosis, making this home truly move in ready. Arrive home each day on your private driveway lined with majestic oak trees and natural beauty. Whether you're looking for a hobby farm (check out the large elevated garden beds!), equestrian property, family compound, or simply room to roam, this property is ready for it all. Bring your chickens, ducks, cows, and horses! The fenced front yard provides a safe space for dogs while the fenced pasture is ideal for horses and livestock. A brand new chicken coop, barn for your tractor, workshop, and two separate one-car garages offer plenty of space for equipment, storage, and hobbies. Step outside and enjoy the tranquil beauty of your goldfish ponds complete with cascading waterfalls, creating the perfect setting to relax and unwind. Nature lovers will appreciate the abundant wildlife, including wild peacocks, turkeys, and deer that frequently visit the property. Adventure awaits just beyond your back door; sit at the firepit, wander through the trails perfect for hiking, dirt biking, horseback riding, or ATV riding. Whether you're seeking peaceful country living, outdoor recreation, or space for animals, this exceptional property offers a rare combination of comfort, privacy, and endless possibilities.

125 Key Road, Palatka

$165,000

2 Beds ⋅ 1 Baths ⋅ 2154352 MLS ⋅ 32177 Zip Code

Delightful 2 bedroom, 1 bath home offers timeless character and small town charm with brick lined streets and mature trees. Located minutes from downtown Palatka, the St. Johns River, local parks, dining, shopping, and community events.

1510 Cleveland Avenue, Palatka

$216,000

4 Beds ⋅ 3 Baths ⋅ 2154143 MLS ⋅ 32177 Zip Code

Located just minutes from Downtown Palatka, 590 Old Starke Rd offers the perfect blend of privacy and convenience. Situated on a spacious lot, this property provides plenty of room to enjoy outdoor living while remaining close to shopping, dining, schools, and everyday amenities. The home features a functional layout with comfortable living spaces and endless potential for a variety of buyers. Whether used as a primary residence or investment property, its desirable location, generous homesite, and easy access to major roadways make it a standout option in the Palatka market.

590 Old Starke Road, Palatka

$228,000

3 Beds ⋅ 2 Baths ⋅ 2153854 MLS ⋅ 32177 Zip Code

Remodeled and move-in ready in Palatka. This 3 bedroom, 2 bathroom home features a new roof, updated kitchen and baths, fresh finishes, modern flooring, stainless steel appliances, an inviting front porch, driveway parking, and a spacious yard. The bright kitchen offers white cabinetry, stone-look counters, tile backsplash, and an easy flow into the dining area. Both bathrooms have been refreshed with clean, modern finishes, and the flexible third bedroom works well as an office, guest room, or hobby space. Conveniently located near local schools, shopping, parks, and downtown Palatka, this home is a clean and practical option for a primary residence or low-maintenance property.

621 S 18th Street, Palatka

$249,000

4 Beds ⋅ 3 Baths ⋅ 2153315 MLS ⋅ 32177 Zip Code

Roof 2024 Water heater 2024 Plumning 2022 Gutters lifetime warranty installed 2023 Spacious and versatile 4BR/3BA concrete block home Separate entrance to possible extra bedroom/rental income. This well-designed property features a split-bedroom layout, tile flooring throughout most of the home, and a flexible bonus room that could serve as a home office, guest suite, nursery, or multi-generational living space. The functional floor plan provides plenty of room for everyday living and entertaining. Step outside to a fully fenced backyard with a large storage shed, perfect for tools, hobbies, or extra storage. Conveniently located near shopping, schools, medical facilities, and everything Palatka has to offer. Whether you're looking for extra space for family, guests, or work-from-home needs, this property offers endless possibilities. Don't miss your opportunity to make it your own! Some Photos are virtually staged

104 Oakdale Drive, Palatka

$304,900

4 Beds ⋅ 3 Baths ⋅ 2152669 MLS ⋅ 32177 Zip Code

Situated on a quiet City Street, in the Historical City of Palatka, Florida. This home was part of the historical Pentecostal church next door. Live a fun small-town lifestyle, while being just minutes away from major Florida Cities! Enjoy sidewalk lined streets, city utilities, and best of all just walking distance to the beautiful St. Johns River, and Downtown Palatka. Enter onto your massive front porch overlooking the beauty of the front yard, and waving, passersby. This 2,000 plus square ft. home, boasts a large living room, real wood paneling and newer laminate flooring, with a stunning view of the beautiful wood staircase and railing! 4 bedrooms, and 3 full baths. 1st floor is a split floorplan, large owner suite, tub/shower combo bathroom, and walk in closet. The massive window was also a part of the original main church building. 2nd 1st floor bedroom also has a walk-in closet. 1st floor full hall bath, accented by a ''Retro'' full size shower. Enter to an ample size kitchen, with real wood cabinetry, and Corian surfaces. Nice breakfast bar peninsula accents this kitchen. Stainless steel range, microwave, and dishwasher finish top it off! Dining area, overlooking two level, screen porches, with awesome views of treelined rear yard. Have your morning coffee while viewing all the wonderful birds visiting daily! Follow the stairs to the large 2nd floor living spaces, nice landing area, and 2 bedrooms facing opposite sides of home with beautiful views. Lots of attic storage on either side of this floor. Double attached carport, and storage, top off the outside. Palatka is centrally located in NE Florida, with major airports, hospitals, and Florida east coast beaches, less than an hour away. Small town living at its best! Come give this home your personal touch, and a little TLC. I would love to have you be a part of our community and my hometown! Home underwent massive updates and remodel in 1990 by previous owners. Updated appliances, and new washer and dryer all convey. On demand natural gas hot water heater! A must see!

802 S 15th Street, Palatka

$249,900

3 Beds ⋅ 2 Baths ⋅ 2152289 MLS ⋅ 32177 Zip Code

: Adorable home on 1.33 acres!! This parcel features a 2-bedroom home with a spacious, connected 550 sq ft area, ideal for a master suite or running a home-based business studio, boutique or professional practice. This home has been completely rewired, new metal roof, heat and air, new plumbing, new flooring, water heater and appliances. Detached 694 sq ft garage for more storage, man cave or workshop

656 State Road 20, Palatka

$86,000

2 Beds ⋅ 1 Baths ⋅ 2151993 MLS ⋅ 32177 Zip Code

Conveniently located in the heart of Palatka, this charming 2-bedroom, 1-bath home offers easy access to everything the area has to offer. The second bedroom is non-conforming and does not include a closet, making it ideal for use as a guest room, home office, hobby room, or flex space.Enjoy relaxing on the screened front porch or entertaining on the open back deck. Situated close to shopping, schools, hospitals, and everyday conveniences, this property is also just minutes from historic downtown Palatka and the scenic riverfront, where you can enjoy local festivals, farmers markets, community events, and waterfront activities throughout the year. Whether you're looking for a primary residence, investment property, or a place to make your own, this home offers plenty of potential.

115 E Hicks Street, Palatka

$259,900

1 Baths ⋅ 2151849 MLS ⋅ 32177 Zip Code

Unlock a rare commercial opportunity on 1.83 Acres along Crill Ave/State Road 20, one of Palatka's highest-traffic corridors with 17,900 AADT. This nearly cleared parcel in comprised of 1.65 Acres Zoned C-1 Commercial with a 0.18 Acres corner Zoned R-2 Residential, creating flexibility for commercial, mixed-use, or future multifamily applications. A 1,088 sq ft building - formerly office space and now used as mixed-use office/residential - offers immediate functionality while you plan your vision. Ideally located just minutes from the Hospital, State College, and the Highway 19 Retail Corridor. The site currently sits in unincorporated Putnam County with well/septic but borders the City of Palatka on two sides, allowing annexation for public utilities if desired. With strong visibility, strategic zoning, and growth-area positioning, this property is primed for a transformative commercial or redevelopment project!

6100 Crill Avenue, Palatka

$204,500

3 Beds ⋅ 1 Baths ⋅ 2151192 MLS ⋅ 32177 Zip Code

Conveniently located near schools, shopping, dining, and medical facilities, this 3-bedroom, 1-bath concrete block home offers comfort, functionality, and value. A durable metal roof provides peace of mind and low-maintenance living, while the flexible floor plan includes a bonus room that can easily serve as a second living area, dining room, home office, or playroom. Enjoy your morning coffee or unwind in the evenings on the screened back porch, perfect for enjoying the outdoors year-round. The fully fenced backyard offers plenty of space for pets, play, gardening, or entertaining. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home is ready to fit your needs.

2025 Kate Street, Palatka

$995,000

8 Beds ⋅ 7 Baths ⋅ 2150555 MLS ⋅ 32177 Zip Code

Magnificent historic property in Florida. National Register of Historic Places. Turn key Bed and Breakfast, (currently operating as EVOLVE rental property) or it can also be luxury estate. Circa 1884, three-story Queen Anne residence has over 6,400 square feet of interior living space paired with an expansive outdoor area. The twelve foot high ceilings, grand staircase, and a sweeping wraparound veranda define the architectural character, while modern comforts support extended stays and hosted occasions. House next door (123 Dodge St) where owners live is also available 603 Emmett St: 5 king bedrooms, 3 queen bedrooms, 3 rollaway beds, and additional single beds in dedicated alcove areas. 123 Dodge St: 6 bedrooms, 3 kitchens and 4.5 baths. Only one block to the St Johns river.

603 Emmett Street, Palatka

$210,000

3 Beds ⋅ 2 Baths ⋅ 2150051 MLS ⋅ 32177 Zip Code

Welcome to 2027 Kate Street in Palatka! This charming 3-bedroom, 2-bathroom home offers a functional, open-concept layout designed to make everyday living feel comfortable and connected. Natural light pours through the home, creating a bright and inviting atmosphere throughout the living spaces. The beautifully updated kitchen serves as the centerpiece of the home, featuring attractive finishes, ample cabinet space, and an open flow that makes entertaining and daily life effortless. Outside, you'll appreciate the home's welcoming curb appeal and well-maintained appearance that make a great first impression. Whether you're searching for your first home, looking to downsize, or wanting a move-in-ready property with flexibility and charm, this home checks all the boxes. Schedule a showing today!

2027 Kate Street, Palatka

$144,900

2 Beds ⋅ 1 Baths ⋅ 262821 MLS ⋅ 32177 Zip Code

PRICE REDUCTION!! This home has been Reduced from $149,900 to $144,900! This is a fantastic opportunity for a first time Homebuyer looking to build equity instead of renting or for an Investor seeking a strong rental property with income potential! Charming style cottage 2BR/1BA home offering 888 sq. ft. of comfortable living space within close proximity to the St. Johns River. Features central air and heat, tile flooring in the living room, and vinyl flooring throughout the bedrooms. Situated on a spacious 0.34-acre lot with a completely fenced backyard, providing ample space for pets, outdoor activities, gardening, or entertaining.

908 River St, Palatka

$190,000

3 Beds ⋅ 2 Baths ⋅ 2149886 MLS ⋅ 32177 Zip Code

Fully renovated 3-bedroom, 2-bathroom home in Palatka with public water and sewer. This move-in ready property has been updated from top to bottom with a new roof, new flooring, updated kitchen, renovated bathrooms, fresh interior and exterior paint, new water heater, updated electrical, updated plumbing, and new landscaping. The bright and functional floor plan offers comfortable living with modern finishes throughout. The kitchen features new cabinetry, countertops, and fixtures, while both bathrooms have been completely refreshed with contemporary upgrades. Major system improvements provide added peace of mind and reduce future maintenance costs. Conveniently located near schools, shopping, dining, and everyday amenities in Palatka, this fully updated home is an excellent opportunity for a primary residence, first-time buyer, or investment property.

708 Madison Street, Palatka

$20,000

2 Beds ⋅ 1 Baths ⋅ 2149584 MLS ⋅ 32177 Zip Code

INVESTOR OPPORTUNITY!! 2/1 Rehab needed and perfect rental area or flip! This is an assignment contract and buyer is to pay all closing costs.

500 N 9th Street, Palatka

$136,500

2 Beds ⋅ 1 Baths ⋅ 2149437 MLS ⋅ 32177 Zip Code

Welcome home to this refreshed 2-bedroom, 1-bath residence on a desirable corner lot in an established neighborhood. Fresh interior paint, new carpet, and updated vinyl flooring create a bright, move-in-ready atmosphere. The spacious living area flows into a private eat-in kitchen, while a separate hallway adds privacy between living spaces and bedrooms, each with ample closets. Outside, enjoy a covered carport with storage for tools, lawn equipment, or seasonal items. The corner lot provides extra yard space and curb appeal. Conveniently located near shopping, dining, schools, and parks, this property is ideal for first-time buyers, downsizers, or investors seeking a solid rental addition. Don't miss your chance to own this affordable home--schedule your private showing today! Some photos may be virtually staged.

3201 Weaver Road, Palatka

$235,000

4 Beds ⋅ 2 Baths ⋅ 262774 MLS ⋅ 32177 Zip Code

CHARMING CONCRETE-BLOCK FAMILY HOME IN SMALL TOWN NEIGHBORHOOD! This solid 4-bedroom, 2.5 bath,1,548 square foot home offers comfort and updates in an inviting location. Newly Painted ,creamy interior along with new carpet in 3 back bedrooms keeps things fresh and bright! The Master bedroom,with full bath and walk-in closet were added 2023. Other major improvements include new windows 2020, a new metal roof (2024), updated electric wiring ((2023),New plumbing and additional lines (2023) as well as Gas Water Heater.The air conditioner was serviced / repaired in 2023. Interior recently painted. Recently added New refrigerator and stove (the Bosch Dishwasher was added previously) The large, fenced in back yard is ideal for Play, Gardening or just relaxing in the shade. With its solid structure, updates and welcoming neighborhood setting, this home is ready for you to settle in and make it your own.

300 Westover Circle, Palatka

$35,000

2 Beds ⋅ 1 Baths ⋅ 2149198 MLS ⋅ 32177 Zip Code

MULTIPLE OFFERS RECEIVED!!! Highest and Best by 5pm August 1. Full Rehab Opportunity - Bring Your Vision!! Nestled beneath a canopy of mature oak trees draped with classic Southern Spanish Moss, this property offers a rare opportunity to restore a piece of Old Florida Charm near the North Historical District. Located on a picturesque cobblestone street, the setting alone provides character and curb appeal that is difficult to replicate in todays development. The property features a fenced backyard, mature landscaping and an established homesite surrounded by towering trees that create a private, tranquil atmosphere. Full Rehab required. Buyers to do their due diligence and confirm all facts about property. Renovate, rebuild, or re-imagine for your next project.

705 Olive Street, Palatka

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