Between $500,000 - $600,000 Palatka City FL Real Estate, Homes, Condos for Sale

Own a beautifully restored piece of Palatka history. Built in 1923, this 2,573 sq. ft. commercial building blends historic charm with modern functionality, making it ideal for office or retail use. Original brick accents, soaring ceilings, and transom windows create a bright, inviting space. Recent upgrades include a new roof, new HVAC systems and ductwork, all new electrical, plumbing, drywall, paint, flooring, LED lighting, two ADA-compliant restrooms, and Cat6E data cabling throughout. All improvements were completed by licensed contractors and fully permitted. Additional features include a dedicated server room with its own A/C, five private rear parking spaces, and a private rear entrance. Located on St. Johns Avenue in the heart of downtown Palatka, this high-visibility property offers the opportunity to be part of the city's exciting revitalization, just blocks from the Putnam County Courthouse and the St. Johns River.

621 St. Johns Ave Avenue, Palatka

$500,000

3 Beds ⋅ 2 Baths ⋅ 2156359 MLS ⋅ 32043 Zip Code

Experience living just off the St Johns River on beautiful Cedar Creek in this custom-built, two-story A-Frame log home. Offering distinctive living space, this one-of-a-kind home showcases soaring 22-foot ceilings, tongue-and-groove walls, handcrafted doors, pine & bamboo flooring, & countless custom details throughout. The open-concept great room is highlighted by dramatic floor-to-ceiling windows providing breathtaking views of the property's winding boardwalk that meanders through native Florida landscape to the waterfront which features a dock with a covered boathouse. The first floor offers two bedrooms and a full bath, while the spacious second-floor owner's suite serves as a private retreat with its own private deck, sitting area with wet bar overlooking the great room. This rare Cedar Creek waterfront property offers rustic character, modern comfort, & direct access to the St Johns River, creating an extraordinary opportunity for those seeking a peaceful waterfront sanctuary.

152 Pioneer Trail, Palatka

$595,000

3 Beds ⋅ 2 Baths ⋅ 2156295 MLS ⋅ 32177 Zip Code

Beautiful retreat on the St. Johns River. Country setting that is convenient to the First Coast Expressway with easy commute to Orange Park. Two manicured acres with beautiful live oak trees lining the circular drive. Peaceful river views from the enclosed porch overlooking the dock and bulkheaded riverfront. Detached garage has large workshop with french doors. Home has brand new heat pump, front deck with wheelchair ramp, split bedroom plan, large utility room and large dining room. These properties are getting harder and harder to find, don't miss out on this golden opportunity to have your year round or dream vacation home!

442 Cedar Creek Road, Palatka

$569,900

4 Beds ⋅ 3 Baths ⋅ 2155346 MLS ⋅ 32177 Zip Code

Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage. Just off the kitchen, the welcoming living room features a cozy wood-burning fireplace--the perfect anchor for cool evenings. Directly adjacent to the living area is a versatile flex room. Ready to adapt to your lifestyle, this space is ideal for a lively game room, a quiet home office, or easily serving as a 5th bedroom. The Entertainer's Dream Backyard While the interior is spectacular, the backyard is where this property truly shines. Step through the back door into a year-round paradise: Heated Pool: Framed by elegant pavers, ensuring the pool season never has to end. Ultimate Outdoor Kitchen: A chef's dream setup featuring concrete countertops, a built-in grill, a stainless flat-top grill, a 2-burner stove, a mini fridge, and an outdoor sink to keep your drinks cold. Spa & Pergola: Wind down under the stars in your private spa, beautifully framed by a relaxing pergola. Covered Front & Back Porches: Giving you multiple spots to enjoy a morning coffee or an evening breeze in the shade. Your Personal Sanctuary & Practical Perks When it is time to unwind, the sprawling master suite offers a daily spa-like retreat: Dual Walk-In Closets: Abundant, separate wardrobe space. Dual Vanities: Ample room for busy mornings. Clawfoot Tub & Walk-In Shower: Choose between a long, deep soak or a refreshing rinse in the beautifully designed walk-in shower. The home's thoughtful layout is rounded out by practical features that make daily living a breeze. Outside, two separate driveways provide an abundance of parking for your guests, plus dedicated space for your boat, RV, and weekend toys. You'll also find a convenient storage shed on-site to keep all your lawn equipment and seasonal gear neatly organized and out of sight. This is more than just a home--it is a lifestyle. Schedule your private tour today to experience this unparalleled entertainer's dream in person!

109 Oak Tree Lane, Palatka

$500,000

3 Beds ⋅ 3 Baths ⋅ 2154030 MLS ⋅ 32177 Zip Code

Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-carport, storage shed. Come see it now!!

134 Bowfin Drive, Palatka

$575,000

3 Beds ⋅ 2 Baths ⋅ 2148831 MLS ⋅ 32177 Zip Code

Homes in this area rarely hit the market, and this beautiful like-new home, built in 2020, is a true gem. Nestled on nearly 3 acres in one of the area's most desirable locations, you'll enjoy the perfect balance of peaceful country living while remaining just minutes from town and everyday conveniences. Offering 3 bedrooms, 2 bathrooms, and 1,980 square feet of thoughtfully designed living space, this home welcomes you with an open-concept floor plan filled with warmth and character. Gorgeous exposed beams draw your eye through the main living area, while the electric fireplace creates a cozy focal point perfect for relaxing evenings at home. The kitchen was designed with both style and functionality in mind, featuring quartz countertops, a tasteful backsplash that adds the perfect pop of color, and plenty of space for gathering with family and friends. The split-bedroom floor plan provides privacy for everyone, while the spacious primary suite offers elegant tray ceilings, dual vanities, a soaking tub, separate shower, and a large walk-in closet. Step outside and discover where this property truly shines. The screened back porch is the perfect place to unwind, complete with an outdoor kitchen that's ready for summer cookouts, holiday gatherings, game-day celebrations, or a quiet evening dinner as the sun sets over your private backyard. Large enough to host family and friends for every occasion, yet manageable enough to enjoy without endless upkeep, this home offers the lifestyle so many are searching for--space to breathe, room to grow, and the comfort of knowing you've found a place you'll love coming home to.

264 Peniel Church Road, Palatka

$549,900

2 Beds ⋅ 2 Baths ⋅ 2148816 MLS ⋅ 32177 Zip Code

A rare offering of 14.3± acres located north of Palatka and just minutes from the First Coast Expressway. Zoned agricultural and suitable for a variety of uses with high visibility and easy highway access. The property can be divided once, making it ideal for a family compound or possibly ag related business. Property includes two driveways, front wood fencing, and 2 wells. The adorable home is well-maintained and features an upgraded kitchen, 2 comfortable bedrooms, 2 bathrooms, a large living room with fireplace, a den/office, and an oversized attached garage. The home is situated at the back of the property, offering privacy, and also has front and back porches and a fully fenced yard. Additional amenities include a large barn/workshop, covered RV/boat storage, a garden area, and ample space for additional buildings. Bring your imagination and make this your dream hobby farm or homestead. Subject to utility easement(approx 5.3 ac) and cell tower easement (approx 1 ac).

751 N Highway 17, Palatka

$560,000

3 Beds ⋅ 1 Baths ⋅ 2145926 MLS ⋅ 32177 Zip Code

18.22-Acre Country Homestead with Room to Grow! Looking for space, privacy, and true country living? This 18.22-acre property offers the perfect setup for anyone wanting a functional homestead, a hobby farm, or just a quiet place to call your own. The Home: A Solid Foundation to Make Your Own The property features a 3-bedroom, 1-bathroom concrete block home that is ready for your personal touch. While the interior is basic and will need updates and TLC to bring it to its full potential, it offers a solid structural foundation to work with. It includes a welcoming covered front porch perfect for morning coffee, and a convenient 2-car carport. It's a great opportunity to renovate at your own pace and design a home exactly to your taste. The Land & Setup: The home sits on 18.22 acres of beautiful, improved pasture that is already fenced and cross-fenced, making it ideal for managing animals. Zoned Agricultural (AG), there is plenty of freedom here to bring your cows, horses, chickens, and goats. To help you manage the acreage, the property also includes several functional outbuildings: A large, fully enclosed workshop for projects, tools, or extra storage. A large pole barn with a convenient lean-to on one side for equipment or shade. A working cow pen already in place. The Best of Both Worlds: This property combines the peace of expansive acreage with the infrastructure needed to start your agricultural dreams on day one. Whether you are looking to build up a family farm or just want a solid block home with plenty of elbow room, this property has the space and freedom you've been searching for. Schedule a tour today to see the full potential of this 18-acre homestead!

786 W River Road, Palatka

$584,500

1 Baths ⋅ 262156 MLS ⋅ 32177 Zip Code

AMAZING STANDALONE WATERVIEW property in the heart of historic downtown Palatka, 203 Laurel Street offers a unique opportunity just steps from the St. Johns River, the City Marina, and public boat launch. This highly visible location benefits from both downtown foot traffic and riverfront activity, creating strong appeal for a variety of commercial uses. This is a tremendous redevelopment opportunity as zoning potentially allows for a height of up to 60ft with a 0 lot line. Its highest and best use could involve adding additional floors, creating the possibility for stunning views of the river, perfect for mixed-use development such as office, retail, or residential units. The ±820 SF building is well-suited for boutique retail, office, or hospitality concepts. A large public parking lot is located immediately in front of the property, providing convenient access for customers.

203 Laurel St, Palatka

$548,900

2 Baths ⋅ 261773 MLS ⋅ 32177 Zip Code

Established and operating country grocery store in Bardin, Florida, just outside of Palatka. Bardin Grocery is a well-known local stop with steady traffic from the surrounding rural community. This property offers multiple income streams, including a fully functioning deli, grocery sales, and propane refills. The store is equipped with a large walk-in cooler that keeps drinks ice cold and ready for customers, making it a go-to stop for those passing through or working nearby. With its established presence and loyal customer base, this is a turnkey opportunity for an owner-operator or investor looking to step into an operating business with existing cash flow. The layout supports efficient day-to-day operations while still leaving room for growth or expansion of offerings. Positioned in a quiet but active area, this property serves as a central hub for the community and continues to draw consistent business.

729 Bardin Rd, Palatka

$525,000

2130839 MLS ⋅ 32177 Zip Code

Rare opportunity on the St. Johns River! Just over 30 acres on the St. Johns River. The property includes wetlands, but there is enough space for three home sites per Putnam County. The home sites front Panther Trail. 121 Panther Trail, a 15.34-acre parcel, previously had a home and currently has a workshop that is in need of repair, underground electric, a well, and is ready for your new home. However, it's advisable to inspect the septic tank to ensure its functionality. The walkway leading to the St. Johns River requires extensive repair. Furthermore, according to Putnam County, 121 Panther Trail can be divided again, potentially creating another home site. 125 Panther Trail, totaling approximately 16.42 acres, has an approved home site. Being sold 'AS IS'

121 & 125 Panther Trail, Palatka

$599,900

2129253 MLS ⋅ 32177 Zip Code

Turnkey daycare facility on a prime corner lot. Exceptional opportunity to acquire a daycare facility in a proven, established location. Situated on .69-acre fully fenced corner lot, this property offers great visibility with approximately 206 ft of frontage on St. Johns Ave & 150 ft on North 13th St. The main building features over 5,900 sq ft of heated & cooled space, complemented by a detached corner building with more than 1,800 sq ft, also heated & cooled. The secondary building offers exellent flexibiity & could possibly be separately leased for additional income. This property also presents a strong potential for office or retail use. Ideally located near the growing & vibrant downtown Palatka area, this site combines accessibility & versatility.

1210 St Johns Avenue, Palatka

$539,900

4 Beds ⋅ 2 Baths ⋅ 260401 MLS ⋅ 32177-6912 Zip Code

Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed.

130 Cedar Creek Rd, Palatka

$595,000

3 Beds ⋅ 3 Baths ⋅ 2125245 MLS ⋅ 32177 Zip Code

Step into rustic elegance with this energy-efficient, all-electric home defined by rare Pecky Cypress wood and soaring 22-ft ceilings. Cozy up by the wood-burning fireplace while enjoying architectural grandeur with modern peace of mind. Worry-Free Upgrades: Roof: Metal (10yrs) with lifetime warranty. HVAC: Just 5 years old. Windows: Brand new & energy efficient. Water: New house well (1yr); irrigation well available. Plumbing: Fully updated. Interior Features: Chef's kitchen with double ovens, 2.5 baths, and spacious living areas. Wood-burning fireplace adds warmth and charm. TVs included! Outdoors & Extras: Massive 60x40 pole barn/metal workshop perfect for any project. Gravely mower with 25 gallons of fuel capacity. Optional: Furniture and heavy machinery (tractors) available for separate sale, and the home can be purchased fully furnished—an amazing opportunity to move right in. Turn-key opportunity! Schedule your tour today.

218 Slaughter Road, Palatka

$549,900

2123041 MLS ⋅ 32177 Zip Code

Prime Commercial Opportunity: 4.7 Acres on SR-20 High Visibility | Fully Accessible | Development Ready Unlock the potential of this exceptional 4.7-acre commercial parcel situated on the bustling SR-20 corridor. Boasting over 500 feet of direct highway frontage, this property offers unparalleled exposure for your business in a high-growth area. Property Highlights Optimal Zoning: Zoned C-3 (General Commercial), allowing for a wide range of intensive retail, service, and professional uses. Strategic Location: Positioned on a 4-lane highway with a high traffic count of 13,264 AADT (Annual Average Daily Traffic), ensuring constant brand visibility. Ready to Build: The land is high and dry, mostly cleared, and level—significantly reducing your site preparation costs and timelines. Existing Infrastructure: Save on permitting and construction with an established curb cut already in place, providing immediate, easy access to the site. Why This Location? Whether you are looking to develop a retail center, professional office complex, or a high-traffic service facility, this 4.7-acre site provides the scale and accessibility required for a flagship location. The combination of extensive frontage and "shovel-ready" characteristics makes this one of the most attractive commercial opportunities currently on the market. Don't miss the chance to secure a footprint on one of the region's primary arteries.

149 State Road 20, Palatka

$549,900

2123018 MLS ⋅ 32177 Zip Code

Prime Commercial Opportunity: 4.7 Acres on SR-20 High Visibility | Fully Accessible | Development Ready Unlock the potential of this exceptional 4.7-acre commercial parcel situated on the bustling SR-20 corridor. Boasting over 500 feet of direct highway frontage, this property offers unparalleled exposure for your business in a high-growth area. Property Highlights Optimal Zoning: Zoned C-3 (General Commercial), allowing for a wide range of intensive retail, service, and professional uses. Strategic Location: Positioned on a 4-lane highway with a high traffic count of 13,264 AADT (Annual Average Daily Traffic), ensuring constant brand visibility. Ready to Build: The land is high and dry, mostly cleared, and level—significantly reducing your site preparation costs and timelines. Existing Infrastructure: Save on permitting and construction with an established curb cut already in place, providing immediate, easy access to the site. Why This Location? Whether you are looking to develop a retail center, professional office complex, or a high-traffic service facility, this 4.7-acre site provides the scale and accessibility required for a flagship location. The combination of extensive frontage and "shovel-ready" characteristics makes this one of the most attractive commercial opportunities currently on the market. Don't miss the chance to secure a footprint on one of the region's primary arteries.

149 State Road 20, Palatka

$560,000

4 Beds ⋅ 2 Baths ⋅ 256697 MLS ⋅ 32177 Zip Code

Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Ln, Palatka

$560,000

4 Beds ⋅ 3 Baths ⋅ 2121283 MLS ⋅ 32177 Zip Code

Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Lane, Palatka

$525,300

4 Beds ⋅ 5 Baths ⋅ 2112696 MLS ⋅ 32177 Zip Code

Don't miss this NEW CONSTRUCTION home that leaves no detail unaccounted for. Inside, you will find 10 foot ceilings and large windows throughout to create an open and airy feel. The kitchen features an abundance of storage, complete with a butler's pantry. Each of the 4 bedrooms features its own private ensuite bathroom, providing a sense of privacy and luxury for everyone. The primary suite features his and hers vanities, a walk in shower, and a soaking tub. A dedicated office offers the ideal space for working from home. Off of the garage, you will find a mud room and laundry room featuring built in cabinetry. With its impeccable design, high-end craftsmanship, and thoughtful layout, this home is ready to deliver a lifestyle of comfort, luxury, and modern living. Estimated completion - November 2025

137 Crestview Drive, Palatka

$570,000

3 Beds ⋅ 3 Baths ⋅ 2112071 MLS ⋅ 32177 Zip Code

Beautiful Farm on 15 plus acres. Home has 3 Large bedrooms and 2 1/2 bathrooms. Step into the Open Kitchen with granite counter tops and an oversized island to prepare meals on. The stainless appliances and wooden cabinets, give it a nice country feel. Enjoy the large, oversized deck 48x12 and partially covered to enjoy the wildlife and beautiful sunrise and sunsets. There is a Metal Garage and carport for parking. The Barn is 40x60, four 12x12 Stalls and tack room on one side and the other side has a small bird enclosure and large bird enclosure. There is also plenty of room to park equipment on the 18 x 60 concrete center. Fields connected to the barn are cross fenced. Home is fenced on the front, and sides. The backside goes down to a creek that runs along the property. Much more to include a water treatment system, a gazebo for cookouts and an additional workshop and covered parking. A Must See to appreciate.

110 James Drive, Palatka

$529,999

7 Beds ⋅ 4 Baths ⋅ 2103377 MLS ⋅ 32177 Zip Code

Step into a rare piece of Florida history with this 3,790 sq ft home built in 1877 by Thomas Benjamin Eville using cypress harvested right from the property. Sitting on over 4 acres, 3 acres fenced, of agricultural-zoned land, it's perfect for horses, chickens, or your dream hobby farm. The three-acre fenced backyard is ready for animals and activities, while a refreshing pool and a pavilion with a summer kitchen set the stage for unforgettable gatherings. Inside, you'll find seven bedrooms (two non-conforming) and three and a half baths, including a beautifully remodeled primary suite and another updated bath. Four fireplaces add warmth and historic charm, while thoughtful updates — a new roof, air conditioning, and added insulation completed in 2017 — ensure comfort without sacrificing character. Over $250,000 in upgrades and refurbishments have been invested in this property — see the full upgrade list for details. A large steel building offers ample space for storage, equipment, or a workshop. You'll be just minutes from Ravine Gardens State Park, with schools, shopping, and even the nostalgic charm of the nearby train station close at hand. This home offers the perfect blend of history, space, and modern upgrades ideal for anyone seeking a peaceful retreat, a family home with room to roam, or a property with agricultural freedom. All of this is set in Palatka, a historic riverfront community that's quietly transforming into one of Northeast Florida's most up-and-coming small towns.

4083 Silver Lake Drive, Palatka

$540,000

3 Beds ⋅ 2 Baths ⋅ 2102953 MLS ⋅ 32177 Zip Code

This home offers the best of both worlds, historic character with tasteful modern updates. Many original features including a fireplace, beautiful solid wood front door, sunporch with views of the majestic St Johns River and an enclosed back porch that leads to the backyard that will be your own private oasis. Updated bathrooms and a huge kitchen with new state of the art appliances that any chef would envy. The second story attic is insulated and could be finished to create additional living space. The house is zoned for either commercial or residential use and is within the South Historic District. Located one block from the St Johns River and historic downtown Palatka, this is your opportunity to be a part of Palatka's renaissance!

117 S 3rd Street, Palatka

$505,000

4 Beds ⋅ 3 Baths ⋅ 2090661 MLS ⋅ 32177 Zip Code

Wonderful property on one of the largest lots in Point of Woods with guest house and room for your horses! This 4 bedroom 3 bath brick home on 2.75 acres offers the perfect blend of living in a neighborhood close to everything, while also enjoying the peace and quiet of living in the country. The main house has been lovingly maintained and updated over the years by the original owners. From the front courtyard, you'll enter into an oversized living room with vaulted ceiling, wood-burning stove, and French doors leading to the amazing backyard. The spacious owner's suite includes a remodeled bath with dual sinks, an accessible shower, and a solid concrete safe room/closet. A 2nd master suite has updated bath with walk in shower and two additional guest rooms share a hall bath. Outside you'll enjoy the expansive views, many shade trees, and several areas for horses. A huge barn offers 1200 sq ft of storage and workshop space and has an attached 1 BR 1 bath guest house with kitchen.

122 Raintree Woods Trail, Palatka

$500,000

4 Beds ⋅ 3 Baths ⋅ 2089117 MLS ⋅ 32177 Zip Code

Welcome to 386 Cedar Creek Rd—your serene escape on the St. Johns River. Set on 2 private, tree-lined acres, this beautifully updated 4-bedroom, 3-bathroom home offers the perfect blend of nature, comfort, and waterfront living. Enjoy expansive river views from your screened lanai or open-air patio, where peaceful mornings and breathtaking sunsets become part of your daily routine. A true boater's dream, the property features a 340-foot dock with two boat lifts (16,000 lb & 8,000 lb) offering effortless access to the water for fishing, cruising, or exploring Florida's iconic waterways. Inside, you'll find 1,700 square feet of thoughtfully updated living space with two cozy fireplaces and a warm, inviting atmosphere. The property also includes a 20x40 garage—perfect for storing boats, vehicles, or creating a workshop—and two RV hookups, making it ideal for hosting guests or accommodating your adventurous lifestyle. Whether you're looking for a full-time retreat or a weekend getaway, this unique riverfront property offers the peace, privacy, and practicality you've been searching for.

386 Cedar Creek Road, Palatka

$489,000

3 Beds ⋅ 3 Baths ⋅ 2088653 MLS ⋅ 32177 Zip Code

One of a kind! Custom-built, pool home is located within minutes of the hospital. It sits on .57 acres and features: 3 bedrooms 2 bathrooms, two-car garage ,engineered Bamboo flooring throughout with tile in the bathrooms, vaulted ceilings, Electrical fireplace, custom indoor plantation shutters, window reading nook, and upgrade master closet. Access the inviting screened-in pool area directly form the master suite or the kitchen/dinning area. Beautifully updated and meticulously maintained home, offering privacy, comfort, and functionality both inside and out. The kitchen has been upgraded with additional cabinetry, quartz countertops, a stylish backsplash, a new sink, modern faucets, and a garbage disposal. Enjoy upgraded LED ceiling lighting, a cozy electric fireplace, and new ceiling fans throughout the home. A brand-new 22x24 detached garage was added, featuring a hip roof, 12' wide garage door with windows, insulation, and an attached 6x24 covered porch with ladder access—ideal

103 Stephanie Street, Palatka

$551,000

3 Beds ⋅ 2 Baths ⋅ 2085795 MLS ⋅ 32177 Zip Code

BEAUTIFUL NEW CONSTRUCTION in the desirable Dreamfields Plantation North of Palatka. This home sits on approximately 13.37 acres with plenty of space for recreation and space for the weekend toys or RV and boat. The house features a large open floor plan with a formal dining area, breakfast room and an open kitchen with a sitting bar, farmhouse sink and full appliance package. The living room has a tall cathedral ceiling, LVP flooring and upgraded trim throughout. The split bedroom plan offers privacy for the master suite which features a tile walk-in shower, garden tub and large master closet. The home is constructed with spray foam insulation in the exterior walls and attic providing extra energy efficiency and a metal roof. Exterior Harie Board and Batten offers a nice exterior finish with the cedar post and gable accents. This home and neighborhood is a must see.

162 W Horseshoe Court, Palatka

$530,265

4 Beds ⋅ 4 Baths ⋅ 2077056 MLS ⋅ 32177 Zip Code

One owner spacious custom 4360 total sq ft home conveniently located on 2.3 acres. The home was designed and built by an architect with an eye for creating spaces for ultimate comfort and enjoyment. The living/dining room north and south walls are tempered glass and features cathedral ceiling with light pouring in from dawn to dusk. The family room features marble flooring with high ceiling and decorative wood beams. The full wall wood burning stone fireplace is a majestic and special feature of this home. The kitchen has an abundance of cabinets and a walk-in pantry plus an adjoining dining area. The four large bedrooms includes a master bedroom with two walk-in closets, and an en suite with 2 built-in linen closets and 2 hampers for a clothes free space. The other 3 bedrooms also have en suites with walk-in closets, built-in hampers and linen closets. A vey large cedar closet is a feature to delight every family member for storing their precious items. The large office/computer room or man cave could be used as a 5th bedroom, if needed. Home features a large utility room which provides additional storage space and a 2 1/2 car garage equipped with a Tesla Charging Station and providing more storage. The 2.3 acres offers space for all your outdoor activities, boat and RV parking, gardening and room for a workshop. Home located close to the hospital, schools, St. Johns River College, grocery stores, restaurants and the St. Johns River. It's close to every place where "It's Happening"!

114 E Camelot Drive, Palatka

$505,000

3 Beds ⋅ 3 Baths ⋅ 2069019 MLS ⋅ 32177 Zip Code

Stunning, fully renovated 3-bedroom, 2.5-bath home on a sprawling 1.16-acre lot! This dream home offers the perfect blend of modern luxury and country tranquility. Step inside and be greeted by an open-concept floor plan, ideal for entertaining and family gatherings. The chef's kitchen is a culinary masterpiece, boasting brand-new cabinetry with sleek quartz countertops, a 36'' gas range with a convenient pot filler, and top-of-the-line stainless steel appliances, including a built-in espresso/coffee maker! A large pantry and breakfast bar complete this gourmet space. Enjoy stylish and durable faux wood tile flooring throughout the home. The master suite is a true retreat, featuring a spa-like master bath with a huge walk-in tiled shower and glass enclosure. Step outside onto the expansive screened-in back porch, perfect for relaxing and enjoying the serene surroundings. A soothing spa and convenient half bath add to the outdoor living experience. Beyond the main living area, discover a heated and cooled bonus room just off the 2-car garage. This versatile space is perfect for storing holiday décor, or could easily be transformed into a craft room, gun room, or whatever your heart desires! For the hobbyist or outdoor enthusiast, a detached 24'x36' insulated garage provides ample space for a workshop, boat, RV, and all your toys. The backyard is fully fenced, creating a safe haven for kids and pets to roam and play freely. Enjoy peace of mind knowing this home has been updated with a new metal roof, new AC, and a new tankless gas water heater. Don't miss this opportunity to own your slice of paradise!

150 Confederate Point Road, Palatka

$569,000

5 Beds ⋅ 4 Baths ⋅ 2066132 MLS ⋅ 32177 Zip Code

**POOL HOME ** MULTIGENERATIONAL PROPERTY ** 50 YR METAL ROOFS ** ACREAGE **Discover an amazing multigenerational or investment opportunity on nearly 10 acres of cleared property boasting mature oak trees, offering lots of shade and beautiful dappled sunlight. This secluded paradise features two exceptionally cared for, well-maintained homes and stables, all nestled on 9.65 acres off a peaceful dead-end cul-de-sac. Enjoy the peace of mind that comes with 50-year metal roofs on both homes, a NATURAL GAS HOME, and a generator switch. Relax in the sparkling in-ground pool with a screen enclosure, featuring a new pool filter and a natural gas heater. Additional amenities include vaulted ceilings with exposed wood beams and a gas fireplace in the 2271 sq ft main home, a 2-car garage, an RV carport with a slab and EV charger, and newer HVACs on both properties. This property also boasts a well (2017), septic (pumped April 2022-concrete tank), and a tankless water heater on the second home. Main home: 3/2, 2,271 sq ft. yr blt 1970 Double Wide Mobile home: 2/2, 1,344 sq ft. yr blt 1973.

114 Whispering Winds Road, Palatka

$475,000

4 Beds ⋅ 3 Baths ⋅ 2066913 MLS ⋅ 32177 Zip Code

This spacious 4-bedroom, 2.5-bath home has over 2,800 square feet of living space and is perfectly situated on a beautifully landscaped 1-acre lot in the sought-after Round Lake community. The exterior features a newer metal roof and dual-zone HVAC systems, ensuring comfort and efficiency all year long. A side-entry 2-car garage, circular driveway, and fully fenced, oversized backyard enhances the property's appeal. The backyard also includes a nicely landscaped pond and a large utility building, providing both functionality and charm. Inside, the home welcomes you with a formal living room and an elegant formal dining room, perfect for entertaining. The spacious eat-in kitchen features a prep island, making it ideal for meal preparation and gatherings. Adjacent to the kitchen, the family room with a cozy gas fireplace offers a warm and inviting space for relaxation. The owner's suite is truly impressive, with a private entrance to the glass-enclosed, heated, and cooled Florida Room The ensuite bathroom includes a double vanity, a make-up station, and his-and-hers walk-in closets, ensuring plenty of space and convenience. Located close to schools, shopping, and a hospital, this home combines comfort, style, and practicality in one remarkable package. Don't miss the chance to see this exceptional property schedule your showing today!

102 Round Lake Circle, Palatka

$510,000

3 Beds ⋅ 3 Baths ⋅ 2066020 MLS ⋅ 32177 Zip Code

This charming 3BR/2.5BA traditional home is a true diamond in the rough nestled along the St. John's River, offering a perfect blend of comfort & convenience. The two-story residence is ideally situated near the historic area of Palatka, providing easy access to a vibrant community rich in history & culture. The home boasts an expansive dock, complete w/two boat lifts, catering to all your fishing, boating, & water sports needs on the vast, deep river. Its prime location within walking distance to local restaurants, waterfront park, marina, boat ramps & the up-and-coming downtown area, featuring an array of unique shops, makes it an ideal spot for both relaxation & exploration. Whether you're an outdoor enthusiast or someone who enjoys the charm of a small town living, this property offers an unparalleled lifestyle opportunity. Seller has started some of the updating on this 1936 home, metal roof approx 5 years old, CH/A approx. 1 year old, most of the windows updated, repiped sewer lines upstairs & more. See list under documents.

419 Mulholland Park, Palatka

$527,500

3 Beds ⋅ 2 Baths ⋅ 2063505 MLS ⋅ 32177 Zip Code

Seller open to backup offers—submit yours today. St. Johns Riverfront! This stunning 3-acre property boasts over 200 feet of river frontage, offering breathtaking sunrises that are unique every day. Featuring a charming, one-owner ranch-style home ready for your personal touch, this is truly a rare gem on the market. Don't miss the opportunity to own the finest property on the river today!

380 Cedar Creek Road, Palatka

$580,000

2053376 MLS ⋅ 32177 Zip Code

Medical office building located near the hospital. Building was originally two units, but they have been combined to make one unit.

205 Zeagler Drive Unit 401, Palatka

$595,000

2 Beds ⋅ 2 Baths ⋅ 2041392 MLS ⋅ 32177 Zip Code

REDUCED TO SELL...VERY MOTIVATED SELLER....RIVERFRONT HOME WITH FIREPLACE ON THE ST JOHNS RIVER AND A CANAL WITH DOCK ON SOUTHSIDE OF PROPERTY. Home has never had water damage/flooded from previous hurricanes. This 2 bedroom and 2 bath home on .74 acre is immaculate, updated, very well maintained and move-in ready. Enjoy river views from the living room, kitchen, bedroom, deck and large screened porch. Oversized 2 car garage with overhead storage. Nice dock with boat lift, jet ski lift and well built bulkhead. Nicely landscaped yard with irrigation system. Metal roof and a/c are newer. All kitchen appliances, washer and dryer are included. Canal on southside of property has its own dock. Survey available. Words cannot adequately describe the beauty of this home. If you are looking for a Riverfront home, take a look at this one, you will not be disappointed.

234 Cedar Creek Road, Palatka

$505,000

2 Baths ⋅ 2040376 MLS ⋅ 32177 Zip Code

This beautiful Circa 1915 two story building has original hardwood floors, tin ceilings, and the potential for a large second level living space. The building is currently home to the Urban Farmhouse a unique furnishings store. The square footage includes a huge warehouse space without a HVAC system. This is a potential ''turnkey sale'' and would include all inventory for someone interested in a retaining the same concept. Come be a part of the vibrant 700 block of St Johns Avenue and downtown Palatka's renaissance!

701 St Johns Avenue, Palatka

$360,000

2 Baths ⋅ 2039441 MLS ⋅ 32177 Zip Code

Here is an opportunity to own a successful restaurant in downtown Palatka! This Circa 1915 building has been totally rehabilitated from the ground up in 2022. This includes plumbing, electrical, HVAC, restored original hardwood flooring, painting, windows, etc. There is a new state-of-the-art commercial kitchen. This sale includes all equipment and furnishings with the exception of the leased ice maker. Invest in downtown Palatka and join the renaissance!

705 St Johns Avenue, Palatka

$545,000

3 Beds ⋅ 2 Baths ⋅ 2036097 MLS ⋅ 32177 Zip Code

Welcome to your dream home! This BRICK HOME is situated on a sprawling 4.47 ACRES with POOL and the St. Johns River is just across the street! The property features a winding gated driveway leading to the home, The brick home features 3 spacious bedrooms, 2 full bathrooms, 2 car garage, recent updates, include a durable Metal Roof (2017), large 6 bedroom capacity Septic System (2022), All new Windows (2022), Sliding Glass Door (2022), A/C system (2022) which is maintained every 6 months, Hot Water Heater (2024), Paint interior and exterior (2024) exterior paint is a rustic lime wash mold resistant brick paint, Wood/wire Fenced yard, Appliances (2024), LVP Flooring throughout whole home (2024), Water Softener (2022), Pool Pump (2021), Pool Deck and Pool Bath Painted (2024), 640 sq ft SHED (has power and was in the process of being turned in to an apartment, not finished), SOLAR System (Samsung LG Micro Inverter 60 single panels, just under $100k value) (2023), Gates at driveways, closed in back room with mini split, landscape (2024), New Door Knobs and new Electrical Outlets and covers (2024), New Farmhouse Sink in Kitchen and new Sinks and Mirrors in both bathrooms (2024), New Butcher Block Counters in kitchen and both bathrooms (2024), New Faucets in kitchen and both bathrooms (2024), Pool Bath new toilet and sink (2024), New Ceiling Fans and Light Fixtures throughout whole house (2024), Brick Fireplace wood burning with driftwood mantel! Step inside to find a warm and inviting interior that has been completely updated, ideal for both relaxing and entertaining. The kitchen flows seamlessly into the sunken living with a cozy fireplace and dining area, creating a perfect space for family gatherings. The kitchen has new appliances! Fresh paint inside and out, along with new windows and light fixtures, enhance the home's bright and airy feel. Outside, your private oasis awaits, perfect for leisure and entertaining, perfect for enjoying sunny days and starry nights. For added convenience, the property includes a pool outdoor half bath. The front porch invites you to relax and enjoy the serene surroundings, while the closed-in back porch offers additional space for year-round enjoyment. One of the greatest perks about this home is that it has a state of the art solar system that helps you with a very low electric bill. The property also offers a versatile shed that has been started to be turned into a small apartment, perfect for guests, in-laws, or potential rental income. This gives the new owners the opportunity to finish this project and make it their own. Equestrian enthusiasts will appreciate the fully fenced pastures, offering plenty of space for horses or other livestock. With ample room to roam and grow, this property truly offers a unique blend of rural charm and modern comfort. This home is located at the end of the street. There are just breezes of the river and plenty of room for horses. Public boat ramp is located just a few miles down the road. As an added bonus, the seller has another listing just 2 miles away, offering canal-front living. This is a rare opportunity to choose between two exceptional properties, each with its own unique appeal.! Don't miss out on this unique opportunity to own a beautifully updated home with ample space to live, work, and play. Schedule your private showing today!

241 Saint Johns Drive, Palatka

$575,000

4 Beds ⋅ 2 Baths ⋅ 2030701 MLS ⋅ 32177 Zip Code

As-Is Listing price is now below appraisal. Significant Price Reduction...Motivated Seller. St Johns River Waterfront Home on 1.97 acres, high and dry. This 4 bedroom and 2 bath home with approx. 2,306 sq ft is located on a high bluff with a fantastic view of the river. This home/property has many features to offer; 100 ft of river frontage, hardwood flooring with LVP in primary bedroom, large screened porch overlooking the river, side yard fountain, outdoor shower with hot water, firepit, gated entrance, three storage buildings, double ovens, all kitchen appliances includes gas stove, dual a/c units, irrigation system and bonus room/office. Looking for a riverfront home, take a look at this one, you will not be disappointed.

235 W River Road, Palatka

$565,600

4 Beds ⋅ 3 Baths ⋅ 2028445 MLS ⋅ 32177 Zip Code

For Comp Purposes Only

115 Buffalo Bluff Road, Palatka

$517,500

2027310 MLS ⋅ 32177 Zip Code

The commercial property comprises two buildings situated on a corner lot that is partially fenced, providing access from both streets. The primary building, spanning 3,500 square feet, encompasses a sales and showroom area of 1,750 square feet, three spacious offices, a fully equipped kitchen, a complete bathroom, and a half bathroom. The attached 1750 sq ft warehouse has a 10' x 9' roll-up door for deliveries. Additionally, there is a 5,000 square feet insulated metal building equipped with three-phase power and two roll-up doors (a 10' x 12' roll and a 14' x 12' with a loading ramp). The total lot size is 1.15 acres. This property does not include any equipment or business assets.

500 N Pine Street, Palatka

$530,000

2 Baths ⋅ 2024505 MLS ⋅ 32177 Zip Code

** Owner is retiring due to health issues and needs to sell ASAP as he has moved out of the area! ** Recently remodeled with all new flooring, lighting, etc. Sale includes TWO commercial buildings along St Johns Ave with unlimited potential. Both commercial buildings share an interior door that can easily be closed off if you wanted two completely separate businesses. Perfectly located in heart of Palatka, these properties enjoy easy access to major thoroughfares, ensuring convenience for both locals and out-of-town visitors.

706 St Johns Avenue, Palatka

$575,000

4 Beds ⋅ 3 Baths ⋅ 2009974 MLS ⋅ 32147 Zip Code

Equestrian Enclave: A Horse Lover's Delight Embrace 15.6 acres of pristine Putnam County landscape, boasting stunning views and contemporary upgrades. This Southern gem showcases new flooring, granite countertops, and a revamped kitchen. Accommodations include a 48x60 barn, detached garage, and a 16x17 shop for all your needs, includes upgrade electric panel box. With 4 bedrooms, 2.5 baths, and a recent water heater upgrade, comfort is a must. Don't miss this rare chance for rural living, complete with potential for subdividing, please see document tab for more details. Schedule your viewing today and experience the ultimate Horse Lover's Paradise!

110 James Drive, Palatka

$599,900

2 Baths ⋅ 2009388 MLS ⋅ 32177 Zip Code

Commercial property located on State Rd 100 which is a heavily traveled 4 lane highway. This 3250 sq ft building consist of a 1250 sq ft office space which includes a reception area with 2 bathrooms, 4 private offices and a kitchen. The 2000 sq ft portion has a showroom and a warehouse with a loft. The warehouse also has a 12' roll up door for easy deliveries. The fenced in backyard has a huge covered metal shop

3845 Reid Street, Palatka

$490,000

3 Beds ⋅ 2 Baths ⋅ 2001970 MLS ⋅ 32177 Zip Code

TAKING BACKUP OFFERS !! If your looking to move to the country, but be close to all the amenities of the city this home will not disappoint This 3 bedroom 2 bath with a 3 year old in ground pool will not disappoint. This home has been completely remodeled. Almost everything is brand new. The spacious appr.1.19 acre lot is completely fenced with a black chain link fence. Pool has a new fence to match as well. There is a chicken coop for you if you want to have chickens and fresh eggs every day. There is also a fenced in dog pin. The storage shed is available if buyer is interested in purchasing. The home has all new plank tiles, new cabinets with farm sink, quartz countertops, appliances, a/c, paint inside and out. Roof is new. Too many things to list. Beautiful like new home waiting for you to live the country life.

183 E Marion Street, Palatka

$550,000

3 Beds ⋅ 4 Baths ⋅ 2000887 MLS ⋅ 32177 Zip Code

Welcome to this charming custom home nestled on a sprawling 11.5-acre lot! This spacious 2,700 square foot house is a true gem. As you step inside, you're greeted by a welcoming foyer that leads to formal living and dining areas. The cozy family room, complete with French doors, opens onto a large screened porch. This home boasts three generously sized bedrooms, each with its own private bathroom. Talk about privacy! There's even a half bath in the hallway for guests. No more awkward bathroom shuffles when company comes over! The kitchen is a chef's dream, featuring custom slide-out storage cabinets and a spacious breakfast bar. It's so well-equipped, you might find yourself whipping up gourmet meals even if you usually burn toast! Outside, you'll find plenty of room for parking, including a spacious attached garage and detached RV/Boat parking. There's even a pond on the property - perfect for fishing. Recent upgrades include a new roof (2018), updated air conditioning units, and a freshly inspected septic system. The property is zoned agricultural, offering endless possibilities for those with a green thumb or a penchant for farm animals. Located within easy reach of downtown Palatka, this home offers the perfect blend of rural tranquility and urban convenience. Don't miss your chance to make this unique property your own! Adjacent 43 acre parcel is also available.

623 State Road 20, Palatka

$575,000

1213479 MLS ⋅ 32177 Zip Code

GREAT INVESTMENT IN THE CITY OF PALATKA'S DOWNTOWN DISTRICT ONLY 3 BLOCKS FROM THE ST JOHNS RIVER. This 1920 one story commercial building with 4,409 sq' +/- of heated & cooled space is currently operating as Mariachiles Restaurant (Business not included, but some equipment does convey). Parking available along St Johns Avenue & in the rear parking lot directly behind the building. Property has access from St Johns Avenue or from rear parking lot off Reid St / US Hwy 17 which is one of the major East & West connector routes in Florida. Plat maps are attached under documents.

318 St Johns Avenue, Palatka

$385,000

1261505 MLS ⋅ 32177 Zip Code ⋅ The Focus Point BLDG.

Large concrete block/stucco building serving 5 office/retail spaces. Convenient location on Hwy 20 with easy access to State Rd 19. Nearly 5,000 sq ft, zoned C-2 with city water & sewer on 1.9 acres with room to expand. Walmart is located behind property, St Johns River College in front with Capital City Bank, Walgreens, Niko's Pizza & Racetrac nearby

5015 Crill Avenue Unit 101, Palatka

$569,500

4 Beds ⋅ 3 Baths ⋅ 1256857 MLS ⋅ 32177 Zip Code

Nestled on approximately 5 scenic acres on Mud Lake, this charming property boasts majestic oak and magnolia trees, a serene gazebo, and a pergola covered patio. The main house features 4 bedrooms, 3 full bathrooms, two wood burning stoves, a screened porch, and impeccable maintenance. With a guest cottage and a country setting near shopping and hospital, it's the perfect blend of tranquility and convenience. Guest cottage is 1 bedroom/ 1 bath with full kitchen, central air and heat.

121 Peniel Church Road, Palatka

$450,000

1213480 MLS ⋅ 32177 Zip Code

1920 3-Story HISTORIC BRICK HOTEL in the City of Palatka's DOWNTOWN RIVERFRONT DISTRICT known as The SHELLEY BUILDING. This COMMERCIAL BUILDING includes three suites {101, 102 & 103}. The H&C sq' on the first floor is 5,025 and is income producing. The total UR sq' is 14,620. There is potential for general retail, professional offices and/or apartments only three blocks from the St Johns River. The second and third floors are awaiting renovation. Parking is available along St Johns Ave & in the rear parking lot fronting US Hwy 17 (Reid St) which is a major East & West connector route in Florida with a traffic count of 31,000. Please see MLS# 1213479 for information on the adjoining property (318 St Johns Ave) which is currently listed for sale for $595,000. Measurements are estimated.

320 St Johns Avenue, Palatka

$599,000

878919 MLS ⋅ 32177 Zip Code

7.31 +/-acres in the city of Palatka. Zoned R-2. City water/sewer is available. Zoning allows for 8 units per acre with PUD overlay.

507 3rd Avenue, Palatka

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