Palatka City FL Waterfront Real Estate, Homes, Condos for Sale

Tucked away on Bonita Drive in Palatka, this waterfront lot offers the perfect blend of privacy and peaceful living. Nestled in a quiet neighborhood, it's an ideal setting for those looking to escape the noise and enjoy a more relaxed lifestyle. With access to the St. Johns River, you'll have the opportunity to embrace true Florida living--whether that means boating, fishing, or simply taking in the natural beauty right from your backyard. This is your chance to explore the opportunities vacant land gives you. You'll have the flexibility to design every detail to fit your lifestyle, without compromise. Opportunities like this don't come around often--secure your slice of waterfront serenity and start creating something truly your own.

143 Bonita Drive, Palatka

$500,000

3 Beds ⋅ 2 Baths ⋅ 2156359 MLS ⋅ 32043 Zip Code

Experience living just off the St Johns River on beautiful Cedar Creek in this custom-built, two-story A-Frame log home. Offering distinctive living space, this one-of-a-kind home showcases soaring 22-foot ceilings, tongue-and-groove walls, handcrafted doors, pine & bamboo flooring, & countless custom details throughout. The open-concept great room is highlighted by dramatic floor-to-ceiling windows providing breathtaking views of the property's winding boardwalk that meanders through native Florida landscape to the waterfront which features a dock with a covered boathouse. The first floor offers two bedrooms and a full bath, while the spacious second-floor owner's suite serves as a private retreat with its own private deck, sitting area with wet bar overlooking the great room. This rare Cedar Creek waterfront property offers rustic character, modern comfort, & direct access to the St Johns River, creating an extraordinary opportunity for those seeking a peaceful waterfront sanctuary.

152 Pioneer Trail, Palatka

$595,000

3 Beds ⋅ 2 Baths ⋅ 2156295 MLS ⋅ 32177 Zip Code

Beautiful retreat on the St. Johns River. Country setting that is convenient to the First Coast Expressway with easy commute to Orange Park. Two manicured acres with beautiful live oak trees lining the circular drive. Peaceful river views from the enclosed porch overlooking the dock and bulkheaded riverfront. Detached garage has large workshop with french doors. Home has brand new heat pump, front deck with wheelchair ramp, split bedroom plan, large utility room and large dining room. These properties are getting harder and harder to find, don't miss out on this golden opportunity to have your year round or dream vacation home!

442 Cedar Creek Road, Palatka

$242,000

2156199 MLS ⋅ 32177 Zip Code

Have you dreamed of living on the St. Johns River? This beautiful treed lot is located on a quiet dead-end paved street and features an existing dock for easy access to the water. With approximately 350 feet of river frontage, you'll enjoy stunning views and abundant wildlife. A portion of the frontage consists of protected wetlands, enhancing the natural beauty and privacy of this unique waterfront property.

102 Cedar Creek Road, Palatka

$749,000

2155157 MLS ⋅ 32177 Zip Code

Come see this rare property with over 400 feet of direct waterfrontage on the majestic St. Johns River. Build your dream home or family compound on this outstanding forested land. The lot is situated in a small historic enclave of homes that predate the formation of the Ocala National Forest . It is like travelling back through time as you drive through the forest to arrive at this enchanting location. This is a somewhat remote location but the peace and tranquility combined with the serene river views and animal life make this truly a unique place to live.

766 National Forest Road 75g Road, Palatka

$1,495,000

2155152 MLS ⋅ 32177 Zip Code

Come see this rare property with over 850 feet of direct waterfrontage on the majestic St. Johns River. Build your dream home or family compound on this outstanding 9 plus acres of forested land. The lot is situated in a small historic enclave of homes that predate the formation of the Ocala National Forest . It is like travelling back through time as you drive through the forest to arrive at this enchanting location. This is a somewhat remote location but the peace and tranquility combined with the serene river views and animal life make this truly a unique place to live.

762 National Forest Road 75g Road, Palatka

$175,000

2154343 MLS ⋅ 32177 Zip Code

Discover the potential of this 1.67-acre canal-front property in scenic Palatka! Situated along a peaceful canal with easy access to the St. Johns River, this spacious parcel offers an incredible opportunity to create your own waterfront retreat. The land is fully accessible from both Palmetto Bluff Rd and Sugar Plum Rd and is .08 miles from the Palmetto Bluff Public Boat Ramp. Enjoy the tranquil surroundings, mature trees, and opportunity to design a property that fits your lifestyle -- ideal for a weekend getaway, investment, or future homesite. The 1.67-acre parcel includes 3 electrical poles and 2 wells and septic.

590 Palmetto Bluff Road, Palatka

$500,000

3 Beds ⋅ 3 Baths ⋅ 2154030 MLS ⋅ 32177 Zip Code

Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-carport, storage shed. Come see it now!!

134 Bowfin Drive, Palatka

$249,900

3 Beds ⋅ 2 Baths ⋅ 2153689 MLS ⋅ 32177 Zip Code

290 Tarpon Blvd is a meticulously maintained 3-bed, 2-bath home featuring an open-concept kitchen, dining room, living room, and bonus addition - perfect for gathering and entertaining. Enjoy true waterfront living with a bulkhead and boat lift on a deep-water canal just 300 yards from the St. Johns River, offering effortless access for boating, fishing, and water sports. Enjoy quick trips to the river, effortless docking, and the freedom to explore miles of scenic waterways. A whole-home generator with dual gas tanks ensures year-round peace of mind. A front-yard carport adds convenient covered parking, while a backyard shed provides extra storage. Tucked away in a quiet offshoot of town, yet only 15 minutes from shopping and dining, this property blends tranquility, convenience, and exceptional water access for any enthusiast.

290 Tarpon Boulevard, Palatka

$699,000

4 Beds ⋅ 3 Baths ⋅ 2153528 MLS ⋅ 32043 Zip Code

OPEN HOUSE!! Sat the 18th 10:00-12:00 Nestled on 2.46 private wooded acres with approximately 142 feet of Cedar Creek frontage, this custom-built all-brick waterfront home offers the perfect blend of comfort, craftsmanship, and outdoor living. With nearly 3,000 square feet of thoughtfully designed living space, the open floor plan is filled with natural light and showcases breathtaking water views through a wall of 8-foot glass French doors spanning the back of the home. Stained concrete floors, soaring ceilings, a wood-burning fireplace, and custom wood cabinetry create a warm yet refined atmosphere throughout. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island for meal prep and gathering. A split-bedroom floor plan provides privacy, with the expansive primary suite offering tranquil water views, private access to the covered lanai, a spa-inspired bath wi walk-in shower and separate garden tub, and generous closet space. Upstairs, the fourth bedroom and full bath provide a flexible space for guests, a home office, or a bonus room. Step outside and experience true Florida waterfront living. Relax on the covered rear porch, entertain on the oversized patio, or head down to your private dock with covered pavilion for boating, fishing, kayaking, shrimping, or simply enjoying the peaceful surroundings. Cedar Creek offers navigable access to the St. Johns River in approximately seven minutes, making it an exceptional location for water enthusiasts. Built with quality and efficiency in mind, the home also features two HVAC systems, two water heaters, insulated interior walls for added sound reduction and energy efficiency, custom electrical with 200-amp service, an oversized side-entry garage with abundant storage, a large laundry room with custom cabinetry and utility sink, private well and septic, and the added benefit of no HOA or CDD fees. If you're searching for a private waterfront retreat where nature, recreation, and quality construction come together, this exceptional property is ready to welcome you home.

241 Pioneer Trail, Palatka

$20,000

2153344 MLS ⋅ 32177 Zip Code

Canal Front leading to the St Johns River!! Nice spot for your vacation home or your new home.

104 Bowfin Drive, Palatka

$200,000

2152034 MLS ⋅ 32043 Zip Code

Riverfront property on the beautiful St. Johns River. This 1.36 acres has beautiful trees. Bring your own builder. Located in Eagle Creek Subdivision. Approximately 20 minutes from Green Cove Springs. This property is located central to travel North, South, East or West with the new toll bypass not far away that is already completed to go West and North West and in the works for Eastern completion coming soon. Not far away for Shopping and Resturants in Green Cove and Fleming Island and South into Palatka. Buyers must do own due diligence property has wetlands.

110 River Shores Road, Palatka

$440,000

3 Beds ⋅ 2 Baths ⋅ 2148504 MLS ⋅ 32177 Zip Code

Waterfront living meets everyday comfort in this beautifully updated 3-bedroom, 2-bath pool home with direct access to the St. Johns River. Situated on a navigable canal, this property is designed for those who enjoy life on the water, featuring a private boat lift, screened pool, and backyard putting green. Inside, recent upgrades to the kitchen and primary bathroom add modern style and functionality, while spacious living areas provide plenty of room to relax and entertain. Step outside to enjoy the newly screened pool enclosure, waterfront views, and easy access to boating, fishing, and everything the river lifestyle has to offer. Additional features include a new water softener, 2-car garage, and a layout that makes the most of both indoor and outdoor living. Whether you're looking for a full-time residence, a weekend escape, or a waterfront investment opportunity, this home offers a rare combination of updates, amenities, and direct river access.

276 Harbor Drive, Palatka

$175,000

2143995 MLS ⋅ 32177 Zip Code

Rare opportunity to own approximately 16 acres with frontage extending to the St. Johns River). This unique property consists primarily of wetlands, offering privacy, natural beauty, and abundant wildlife. According to Putnam County, there is an approved homesite located closer to Panther Trail, providing the opportunity to build while still enjoying the peaceful riverfront setting. The property is unimproved and adjoins a larger tract of land, creating a secluded atmosphere with plenty of room to enjoy nature, recreation, and the Florida outdoor lifestyle. Conveniently located near public boat access to the St. Johns River. Same as MLS #2130839

125 Panther Trail, Palatka

$350,000

2143970 MLS ⋅ 32177 Zip Code

Rare opportunity awaits on the St. Johns River! This riverfront property spans just over 15 acres and offers a unique living experience. This property is largely comprised of wetlands, creating a peaceful natural setting with privacy, scenic surroundings, and abundant wildlife, while still offering ample space for a home site. Previously, a home stood on the property, but it has been removed. A workshop is in need of repair, but the property already has underground electric, a well, and is ready for your new home. However, it's recommended to inspect the septic tank to ensure its functionality. A walkway through the wetlands leads directly to the St. Johns River. Unfortunately, the walkway requires extensive repair due to hurricane damage. Additionally, according to the parcel, it can be divided again, which could potentially create another home site. Conveniently located near public boat access to the St. Johns River. The property is being sold AS IS. Same listing in MLS #2130839

121 Panther Trail, Palatka

$142,000

2 Beds ⋅ 2 Baths ⋅ 2143152 MLS ⋅ 32177 Zip Code

Investor Special - Cash Only Opportunity in Palatka Unlock the potential at 278 Tapon Blvd! Priced well below retail value with tons of room for investor upside, this is the opportunity you've been waiting for. Whether you're looking for your next flip, rental, or value-add project, this property offers strong potential returns. Located in a quiet area just a few hundred yards from the main St. Johns River and in a deep canal, this property brings added appeal for those seeking boating, fishing, and true Florida waterfront lifestyle access. Conveniently close to shopping and dining, the location supports both resale value and rental demand. This fixer-upper is ready for your vision--bring your contractor and creativity. With the right updates, this property could truly shine. Opportunities like this don't come around often, especially at this price point.

278 Harbor Drive, Palatka

$350,000

2 Beds ⋅ 2 Baths ⋅ 2142497 MLS ⋅ 32177 Zip Code

Investor opportunity on the St. Johns River. Situated on 1.65 acres, this property offers direct river frontage with a dock and boat lift, along with electric and water already in place at the dock. Located approximately 20 minutes to Palatka and about 35 minutes to Green Cove Springs, this setting provides a balance of privacy and accessibility. Spend hot summer days on the water--boating, fishing, or simply enjoying the breeze--with numerous waterfront restaurants accessible by boat nearby. The property includes two structures. The front home is in disrepair as the prior owner did not complete renovations. The primary residence is a concrete block home built in 1978, offering 2 bedrooms, 2 bathrooms, and approximately 1,233 square feet. The home will require renovation and is being sold in its current condition. There are two artesian wells and two septic systems on site, providing flexibility for future use. Being sold AS IS. No repairs will be made. Cash buyers only.

550 Cedar Creek Road Unit 2, Palatka

$799,900

4 Beds ⋅ 4 Baths ⋅ 2141665 MLS ⋅ 32177 Zip Code

RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License

520 River Street, Palatka

$195,000

2 Beds ⋅ 2 Baths ⋅ 2140934 MLS ⋅ 32177 Zip Code

NEW METAL ROOF! This waterfront home is perfectly suited for a fishing retreat, family getaway, or income-producing rental. Ideally positioned on a quiet canal, it offers a wonderful setting for anglers and outdoor enthusiasts to enjoy everything Florida waterfront living has to offer. Being offered furnished, this property is ready for immediate enjoyment or rental use. Centrally located with convenient access to Jacksonville, Gainesville, Daytona Beach, and the beautiful beaches of St. Johns County, you're truly just about an hour from it all. Experience the charm of small-town living in Putnam County, known for its growing downtown, local restaurants and shops, and a full calendar of community events. Enjoy world-class fishing tournaments like Bassmaster Tournament, annual favorites such as the Azalea Festival and Blue Crab Festival, or spend laid-back Saturday mornings shopping local vendors at the Palatka Farmers Market.

312 Tarpon Boulevard, Palatka

$499,900

3 Beds ⋅ 2 Baths ⋅ 2140027 MLS ⋅ 32177 Zip Code

Discover this stunning 3-bedroom, 2-bathroom riverfront home nestled on a sprawling 2.05-acre lot along the picturesque St. Johns River, offering an impressive 140' +/- of waterfront. While this waterfront gem is a dream come true, it requires some updates to fully realize its potential. This home is priced with renovation in mind. The kitchen seamlessly flows into the living area, creating an inviting and spacious atmosphere. The cozy living room features a charming brick fireplace and cathedral ceilings adorned with wood beams. The expansive sunroom provides a breathtaking view of the pool and river. Additionally, the home includes a carport equipped with an attached workshop and storage area. For added convenience, the home also boasts a full house generator. Located in flood zone X so no flood insurance is required.

202 Saint Johns Drive, Palatka

$899,000

3 Beds ⋅ 3 Baths ⋅ 261736 MLS ⋅ 32177 Zip Code

Set behind a private gate, this exceptional riverfront property offers approximately 128 feet of deep, navigable frontage along the St. Johns River—blending seclusion, usability, and a true waterfront lifestyle across roughly 1.47 acres. The residence features 3 bedrooms, 3 full baths, and nearly 3,000 square feet of thoughtfully designed living space, including wheelchair-accessible features for ease and comfort throughout. A Spanish-inspired tile-look metal roof (2021) makes a strong first impression, while mature palms, vibrant azaleas, and fruit trees frame the grounds along the water’s edge. Notably, the property is high and dry, situated in flood zone X. Inside, engineered Brazilian teak flooring (2022) carries through much of the open floor plan home. The kitchen is both functional and inviting, offering leathered granite countertops (2022), a breakfast bar, and an eat-in layout positioned to capture sweeping river views. Two wood-burning fireplaces add warmth and character.

524 Cedar Creek Rd, Palatka

$899,000

3 Beds ⋅ 3 Baths ⋅ 2136154 MLS ⋅ 32177 Zip Code

Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres. Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

524 Cedar Creek Road, Palatka

$290,000

2 Beds ⋅ 2 Baths ⋅ 2135965 MLS ⋅ 32177 Zip Code

Waterfront opportunity with endless potential! This 2BR/2BA home offers approx. 1,700 sq ft on a rare 0.48-acre double lot, one of the largest on the canal, with direct access to the St. Johns River. Enjoy peaceful surroundings in a quiet neighborhood ideal for boating, fishing, and relaxing right from your backyard. The canal leads to the St. Johns River, which flows north to the Atlantic Ocean. Property features RV parking with canopy, private well and tank system, and septic, keeping utility costs low (owner pays only electricity and internet). Solid concrete block construction with a durable metal roof. Home needs cosmetic TLC including paint, flooring, and kitchen/bath updates, perfect for investors or buyers looking to customize. Spacious yard offers room to expand or store toys. Great value waterfront!

272 Harbor Drive, Palatka

$179,900

2 Beds ⋅ 1 Baths ⋅ 2135212 MLS ⋅ 32177 Zip Code

Rare WATERFRONT Commercial Opportunity! This unique property offers dual Commercial & Residential zoning w/ 70ft+ Water frontage on Deek Creek Canal w/ direct access to St. Johns River & from there, the Ocean! This commercial structure features a large open warehouse with a 1 car or boat Bay or garage w/ extra high ceilings making it ideal for Marine Repair, Boat Storage, Car Mechanics use etc. A concrete boat ramp provides direct water access perfect for any type of Marine or Boat related business. This property also has a 2BR/1BA ready for renovation, offering potential rental income, owner occupancy, or more office space. Flexible zoning and waterfront access create endless possibilities. Really close to Hwy 17. If it is water related, you got options.

435 W River Road, Palatka

$45,000

2135111 MLS ⋅ 32177 Zip Code

Looking for a peaceful place to get away? This cleared, high and dry lot is located near the end of a canal that leads to the St. Johns River and is known for great fishing in the area. The property is ready for your plans with private water already installed and an existing septic system. Mobile homes, manufactured homes, and tiny homes are all allowed, giving you plenty of flexibility to create your perfect weekend retreat or full-time homesite. Located in a quiet area, this property is ready and waiting for the right buyer. Worth the drive to see!

118 Basin Drive, Palatka

$179,000

2 Beds ⋅ 2 Baths ⋅ 2132595 MLS ⋅ 32177 Zip Code

PERFECT RETREAT FOR ANYONE WHO LOVES BOATING AND OR FISHING!! Beautifully maintained and roomy mobile home with LVP flooring, main living area with wood burning fireplace and split bedroom layout. Spacious kitchen and dining area. Screened patio overlooks the spacious deck and canal that is short distance to the St. Johns River!!. The covered deck has plenty of space to sit and enjoy your morning coffee or your evening cocktail, hop on your boat and go for a '' cruise'' , fish or ski on the river and there's a counter and sink ( with running water) to clean your fish when you return , or just fish from the deck!There is a spacious enclosed workshop with water and power attached to the 2 car carport and a covered, outdoor bar and grilling area that also overlooks the canal. Spacious owner's BR has bath with double, raised, vanity, tub/shower combo. Guest BR has sliders that lead to the patio!! Owner offering 2-10 Home Warranty.

124 Sugar Plum Drive, Palatka

$450,000

2131192 MLS ⋅ 32177 Zip Code

A place to slow down, spread out, and enjoy the rhythm of the river. This beautiful slice of Old Florida offers approximately 2.05 acres on the St. Johns River, just a short drive about 10-15 minutes from downtown Palatka and roughly 35-45 minutes to Green Cove Springs. Whether you envision weekends on the water, gathering with family, or simply enjoying the quiet that comes with riverfront living, this property provides the setting to make it your own. The lot is mostly cleared, with classic Old Florida cypress trees lining the river and creating a natural, scenic backdrop. A covered dock with an electric boat lift is already in place, making time on the water easy and accessible. The artesian well, sturdy pole barn, and existing electric add functionality and flexibility for future plans. With no HOA, you have the freedom to use your land in a way that fits your lifestyle. Hop in the boat and head out for lunch at Six Mile Crab Shack in St. Augustine. to Renegades on the River in Welaka. You'll also find yourself in the heart of some of the best bass fishing waters in the country. Zoned Residential, Single-Family Estate, this is an opportunity to create a homestead that reflects how you want to live--uncomplicated, connected to nature, and rooted in the character of the St. Johns River.

455 W River Road, Palatka

$525,000

2130839 MLS ⋅ 32177 Zip Code

Rare opportunity on the St. Johns River! Just over 30 acres on the St. Johns River. The property includes wetlands, but there is enough space for three home sites per Putnam County. The home sites front Panther Trail. 121 Panther Trail, a 15.34-acre parcel, previously had a home and currently has a workshop that is in need of repair, underground electric, a well, and is ready for your new home. However, it's advisable to inspect the septic tank to ensure its functionality. The walkway leading to the St. Johns River requires extensive repair. Furthermore, according to Putnam County, 121 Panther Trail can be divided again, potentially creating another home site. 125 Panther Trail, totaling approximately 16.42 acres, has an approved home site. Being sold 'AS IS'

121 & 125 Panther Trail, Palatka

$45,000

2130797 MLS ⋅ 32177 Zip Code

Build your dream home on this exceptional canal-front lot offering the perfect blend of waterfront living and custom design opportunity.

110 Basin Drive, Palatka

$45,000

2130794 MLS ⋅ 32177 Zip Code

Build your dream home on this exceptional canal-front lot offering the perfect blend of waterfront living and custom design opportunity. This homesite could include a proposed 1,800 sq. ft. custom residence thoughtfully designed to maximize views and embrace the waterfront lifestyle. Enjoy direct canal access ideal for boating, kayaking, paddleboarding, or simply relaxing by the water's edge. The planned home features an open-concept layout, spacious primary suite, modern kitchen, and expansive windows to capture natural light and serene canal views. Outdoor living can be customized to include a covered lanai, patio, or even a private dock, creating the ultimate setting for entertaining or quiet evenings by the water. Or you can buy the lot for investment.

106 Basin Drive, Palatka

$350,000

2 Beds ⋅ 2 Baths ⋅ 2127978 MLS ⋅ 32177 Zip Code

Welcome to a boater's paradise! This canal front home features a private dock with navigable access to the St. Johns River, making it ideal for boating, fishing, or enjoying waterfront living. This home looks and feels like new and has been meticulously maintained. Offering 2 bedrooms and 2 full bathrooms, this southern charm is move in ready and designed for comfort and simplicity. The setting offers a peaceful and serene atmosphere, perfect for relaxing and unwinding. Added privacy is provided by an electric fence, creating a secure and secluded outdoor space. An added bonus, the road is scheduled to be paved in the first quarter of the year, adding value and ease of access.

155 Kingfish Avenue, Palatka

$539,900

4 Beds ⋅ 2 Baths ⋅ 260401 MLS ⋅ 32177-6912 Zip Code

Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed.

130 Cedar Creek Rd, Palatka

$278,901

2125697 MLS ⋅ 32177 Zip Code

This property is hitting the market at the perfect time! Get ready for the beautiful Florida spring time on the St. John's River. Vacant buildable lots on the river are getting hard to find but a few gems like this remain. Deed restricted for site built homes only but no HOA or square footage requirements. Survey attached shows benchmark with plenty of good uplands for your new home. Lot has been cleared and is level, some cypress at the waterfronts edge that just adds charm. 110 Ft on the water to place your future dock. Easy commute to Orange Park or Jax and near the new First Coat Expressway connecting to interstate 10. Country living with easy access to the city if you need it.

512 Cedar Creek Road, Palatka

$50,000

2125640 MLS ⋅ 32177 Zip Code

Looking for your own slice of waterfront paradise in Putnam County? Take a look at 149 Kingfish! This canal-front lot is fisherman-friendly and leads straight to the St. Johns River, making it perfect for boating, fishing, and laid-back river living. 0.23 acres — ready and waiting for you to bring your vision to life!

149 Kingfish Avenue, Palatka

$400,000

2 Beds ⋅ 2 Baths ⋅ 2125259 MLS ⋅ 32177 Zip Code

Charming waterfront retreat featuring 2 bedrooms and 2 baths with an open great room designed for relaxed coastal living. Enjoy tranquil water views from the screened porch, perfect for morning coffee or evening breezes. Situated on a spacious lot offering privacy, outdoor enjoyment, and room to expand-ideal for boating, fishing or simply embracing the waterfront lifestyle.

472 Cedar Creek Road, Palatka

$290,000

2125048 MLS ⋅ 32177 Zip Code

Located in North Putnam County, this 2.88- acre beauty is nestled at the end of a private, paved road winding through a breathtaking 70-acre preserve. There are only 8 lots in this community-and this is the final opportunity. Surrounded by a majestic oak canopy for privacy and natural beauty. Conventional homes only no mobile homes allowed. Don't miss out on owning a piece of paradise.

900 River Mist Bend, Palatka

$1,550,000

6 Beds ⋅ 4 Baths ⋅ 2125022 MLS ⋅ 32177 Zip Code

Gorgeous St. Johns Riverfront Private Estate set on 5 acres with 250 feet of pristine river frontage. This one-of-a-kind property offers exceptional privacy, functionality, and breathtaking views. Some of the many standout features include a bulkheaded shoreline, private boat ramp, and a custom dock with two large boat lifts plus a 30x30 covered platformperfect for fishing or entertaining. The front yard showcases a freshwater pond with gazebo, adding to the estate's peaceful, park-like setting. A private, paved, gated drive leads to all buildings on the property and includes a circle drive for convenience and curb appeal. Outbuildings are abundant, including a 45x30 RV/boat storage building, a 3-car garage with workshop, and a dedicated lawn maintenance building. The custom-built home features 2x6 construction with brick veneer, 400-amp electric service, and a 50-year lifetime shingle roof. Combined, the home and outbuildings offer over 8,000 square feet under roof. Thoughtfully designed with a primary suites on each level, the home provides flexibility for guests or multi-generational living. Enjoy panoramic river views from nearly every room, creating a seamless connection between indoor living and the natural beauty of the St. Johns River. This private waterfront estate truly has it all and is an absolute must-see.

533 W River Road, Palatka

$160,000

2 Beds ⋅ 2 Baths ⋅ 2123721 MLS ⋅ 32177 Zip Code

This spacious canal front home is situated on a canal that leads to the St. Johns River. Over the past three years, it has undergone numerous updates, including new flooring, kitchen appliances with a gas stove, a washer and dryer, and an HVAC system installed in 2020. The exterior features a boat house with a fish cleaning station, a covered screened back porch, a covered carport, three sheds with electric power, and a beautiful metal roof. Metal roof was installed in 2022. There is some dock repair needed.

137 Bonita Drive, Palatka

$199,000

2123040 MLS ⋅ 32177 Zip Code

Secluded Off-Grid Paradise: 9.61 Acres Surrounded by Timberland Escape to total privacy. This unique 9.61-acre tract is a rare 'hole in the donut,' completely surrounded by thousands of acres of managed timberland. If you are looking for true off-grid living with zero neighbors and absolute silence, this is it. Property Features: The Living Space: A cozy tiny home paired with a secondary sleep shack, perfect for guests or a dedicated bunkhouse. Water & Fishing: A private stocked pond featuring Tilapia, Catfish, and Bream. Outdoor Lifestyle: Enjoy a custom outdoor shower, a large fire pit, great star gazing, and established hunting stands. Sportsman's Setup: Includes a private on-site shooting range. Move-in ready for the hunter, prepper, or minimalist. The seller is offering possible owner financing with $100,000 down, providing a rare opportunity to secure a private homestead without traditional bank hurdles. MUST BE ACCOMPANIED BY LIST AGENT TO THE SITE.

191 County Landfill Road, Palatka

$44,000

2120041 MLS ⋅ 32177 Zip Code

Canal life at its finest! Almost 1/2 acre double lot at the base of the canal in St Johns Harbor, a navigable lifestyle community leading to the St Johns River, Atlantic Ocean and Lake George. NO HOA! Build your dream retreat: single family, stilt, modular, tiny, solar, container home or cabin. One lot sits high and dry on a bluff; the basin lot offers a more natural refuge. Corner parcel with multiple paths, partially cleared and ideal for a future deck over the bluff, summer kitchen and fire pit. Plenty of room to park your boat, RV and toys, or add additional structures. Community boat ramp just minutes away for cruising the canal or heading to the river. Convenient to Bostwick, Palatka, parks, marinas, riverfront dining, shopping and services, plus easy access to St Augustine and area beaches. Country feel yet close to everything, bring your builder and your imagination!

202 Harbor Drive, Palatka

$64,900

2119447 MLS ⋅ 32177 Zip Code

Vacant canal front lot, leading into the St. Johns River. Mostly cleared, paved road frontage, zoned R-2. County water available. Survey on file.

257 Tarpon Boulevard, Palatka

$285,000

4 Beds ⋅ 3 Baths ⋅ 2115827 MLS ⋅ 32177 Zip Code

Country Living on Over 2 Acres with Pond & Bonus Space! Welcome to your peaceful escape in Palatka, Florida! Nestled on 2.33 private acres, this spacious 4-bedroom, 3-bath home offers over 2,200 square feet of living space with a flexible split floor plan and large bonus room—perfect for a home office, game room, or additional living area. The heart of the home features an open kitchen with a bar and eat-in dining space, flowing seamlessly into the main living areas—ideal for entertaining or relaxing with family. Step outside and enjoy the fresh country air from your front deck or back porch, overlooking your very own pond. With no HOA restrictions, there's plenty of room for all your hobbies and toys. A large storage shed and metal truck container provide ample space for tools, equipment, or even a workshop setup. The home runs on well and septic, complete with an owned water purification system. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

117 Jack Road, Palatka

$489,999

2115100 MLS ⋅ 32177 Zip Code

Dreaming of your own private escape? Welcome to 126 Poor Farm Rd, your 30+ acres of pure potential. With over 1,000 ft of water front on Rice Creek, private stocked lake, 6,000 sqft shop, and two new wells already in place. Whether tour looking for a place to build your dream home, start a business, or just get away, with this property the possibilities are endless. Secluded, stunning, and ready for your vision.

126 Poor Farm Road, Palatka

$355,000

3 Beds ⋅ 2 Baths ⋅ 2112739 MLS ⋅ 32177 Zip Code

Riverside Log Cabin Retreat in need of TLC on the St. Johns River - A Remodeler's Dream! Discover the charm and serenity of this private log cabin oasis, perfectly situated along the scenic St. Johns River. Built in 1989, this 3-bedroom, 2-bath home with a newer metal roof and 3 bay detached garage, rests on a spacious ½+acre lot, boasting impressive river frontage. Whether you're an avid boater or simply enjoy the tranquility of waterfront living, you'll appreciate the long dock with a boathouse—an ideal spot to take in breathtaking sunsets or embark on a day on the water. Additionally, there is a popular nearby public boat ramp perfect for easy access to surrounding waterways. The property is surrounded by mature trees on a shaded lot, offering both privacy and a peaceful retreat from the everyday. Step onto the inviting wide front porch, or relax on the expansive back porch that spans the entire width of the home See more..

356 Cedar Creek Road, Palatka

$64,900

2110792 MLS ⋅ 32177 Zip Code

Nestled along the serene banks of a winding canal, this 0.33 Acre Double Lot of undeveloped land offers boundless possibilities. With direct access to the St. Johns River, nature enthusiasts and dreamers alike will find solace in its untouched beauty. The property boasts a generous stretch of waterfront (roughly 130ft). Imagine kayaking, boating, or fishing right from your backyard! The site is partially cleared, leaving a blank canvas for you to build your very own waterfront sanctuary, create a relaxing weekend getaway, or hold onto this gem as an investment knowing that waterfront properties appreciate over time! Assessed at $86,333 by Putnam Co Property Appraiser, this waterfront lot is priced to sell!!! Property is serviced by a local water utility, so no need to drill a well. Whether you seek a quiet escape or a legacy to pass down, this undeveloped land is your blank page—a story yet to be told!

218 Tarpon Boulevard, Palatka

$185,000

3 Beds ⋅ 2 Baths ⋅ 2110604 MLS ⋅ 32177 Zip Code

Waterfront Living at an Incredible Value! Welcome to 115 Kingfish Ave, a charming 3-bedroom, 2-bath mobile home built in 2018, offering comfort, convenience, and the beauty of waterfront living on approx a quarter acre. Step inside to discover a spacious open floor plan, perfect for gatherings, featuring a well-appointed kitchen with a custom, portable, oversized island. Step outside and relax on the huge back porch while enjoying the sights and sounds of nature, or stroll down your new dock and walkway leading to a tidal canal with direct access to the St. John's River. Whether it's morning coffee, fishing, or boating adventures, this property is your gateway to a peaceful lifestyle. Additional highlights: Home comes partially furnished, includes an inside laundry area, a detached storage shed, and a price that makes waterfront living truly within reach. Don't miss this rare opportunity—schedule your private showing today!

115 Kingfish Avenue, Palatka

$24,500

2107859 MLS ⋅ 32177 Zip Code

Enjoy the country life on this large lot with a pond/sm. lake on the back side of the property. The lot is zoned agricultural and allows mobile homes. The St. Johns River and Ravine Gardens within 10 minutes for fishing, boating and nature walks. Hog Wild for ATV and 4 wheel enthusiast just a few miles down the road. Lot is within an hour of the local beaches. NO HOA and power is close to the lot.

E Dixie Street, Palatka

$169,000

2106582 MLS ⋅ 32177 Zip Code

Experience the best of rural living on this 20-acre property, offering privacy and scenic natural surroundings while remaining conveniently close to town. The lot includes a mound septic system and an artesian free-flowing deep well, both ready to be connected. Electric service was installed in 2020, however a new feeder wire needed. The mobile home on the property has been partially updated, featuring new LVP flooring, drywall, a triple-zone Della mini-split system, and a brand-new gas water heater. With utilities in place but not yet connected, this property invites you to complete the home of your vision or bring in a new structure to create your dream retreat. Abundant wildlife and serene landscapes make this a peaceful escape, perfect for enjoying nature, outdoor activities, or simply savoring the quiet of country living.

147 Pine Tree Road, Palatka

$675,000

3 Beds ⋅ 3 Baths ⋅ 2104792 MLS ⋅ 32177 Zip Code

Pending - accepting backup offers. Welcome to your riverfront retreat! This beautiful 3-bedroom, 3-bath home sits on 1.28 acres along the majestic St. John's River. Enjoy the convenience of a pool overlooking your private dock with a boat lift, perfect for days on the water. Inside, the master suite is located on the main level for comfort and ease. Step outside to a sparkling pool, a charming front porch, and a spacious back porch designed for entertaining and relaxing with family and friends. With stunning views and endless opportunities for outdoor living, this home truly captures Florida's lifestyle at its best.

108 Saint Johns Drive, Palatka

$254,000

3 Beds ⋅ 2 Baths ⋅ 2098016 MLS ⋅ 32177 Zip Code

Rare Opportunity on Silver Lake! Welcome to 126 Echo Ln. in Palatka, FL — a peaceful lakeside retreat tucked away in one of Putnam County's best-kept secrets. With 1.63 acres of natural beauty, this charming property offers direct frontage on the coveted Silver Lake — a rare find in today's market! As you drive in, you're greeted by a picturesque, tree-lined gravel road, winding through shade, privacy, and quiet serenity. The home is well-maintained with timeless character, offering a solid foundation and endless potential for stylish updates. Whether you're envisioning a cozy weekend hideaway or a full-time lakefront dream, this is your opportunity to bring it to life. You'll feel a world away — yet you're just minutes from everything Palatka has to offer, including shopping, dining, medical facilities, and more. Peaceful, private, and conveniently located — this property truly has it all. Schedule your private showing today!

126 Echo Lane, Palatka

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