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506 E Bay Street, Palatka
$235,000
3 Beds ⋅ 2 Baths ⋅ 2170961 MLS ⋅ 32177 Zip Code
BRAND NEW CONSTRUCTION - NEVER OCCUPIED! This 3-bedroom, 2-bath concrete block home offers approximately 1,500 sq. ft. with an open-concept design and desirable split-bedroom floor plan. The spacious kitchen features white quartz countertops, stainless steel appliances, and an oversized island with plenty of seating, perfect for entertaining. Enjoy luxury vinyl flooring and LED lighting throughout. The primary suite includes a large walk-in closet and private en-suite bath. Additional highlights include an indoor laundry room and a HUGE fully fenced backyard with plenty of space for outdoor activities, pets, or entertaining. All kitchen appliances convey, making this home move-in ready! Don't miss this opportunity to be the first owner!

506 E Bay Street, Palatka

129 Crestwood Avenue, Palatka
$249,900
3 Beds ⋅ 2 Baths ⋅ 264659 MLS ⋅ 32177 Zip Code
This beautifully, well-maintained 3 bedroom, 2 bath concrete block home near the Palatka Golf Course has updated kitchen and bathrooms with majestic oak tree adorning the front yard. New metal roof in 2026. New central HVAC in 2021. Skylights in kitchen and master bath. Low ā€œEā€ single-hung windows with blinds throughout. Eat-at bar in large kitchen has custom cabinets, granite countertops and wall pantry with lots of storage. Appliances include french door refrigerator over bottom freezer, gas range, microwave and dishwasher. Utility room has washer, dryer and chest freezer. Screened patio overlooks spacious fenced back yard with large workshop/storage shed. Must see to appreciate this home that is convenient to schools, shopping, medical facilities and the beautiful, historic St. Johns River.

129 Crestwood Avenue, Palatka

4117 Silver Lake Drive, Palatka
$385,000
3 Beds ⋅ 2 Baths ⋅ 2170258 MLS ⋅ 32177 Zip Code
Your next chapter starts with a brand-new home, a full acre, and a sought-after Silver Lake Dr. address! Just 5 minutes from Palatka's shopping, dining, and entertainment, this home offers room to spread out with everyday conveniences close by. A split floor plan and vaulted ceilings create an inviting setting for gathering with friends and family. Features include 2x6 exterior walls, spray-foam roofline insulation, Low-E windows, LP SmartSide siding, and architectural shingles. The professionally designed interior offers luxury vinyl plank and tile flooring, tile showers, quartz countertops, soft-close cabinetry, a gas stove, and a tankless water heater. The attached carport doubles as a covered back porch and cookout area, perfect for weekend barbecues and outdoor entertaining. With a full acre, there's plenty of space for gardening, yard games, outdoor hobbies, and relaxing in the fresh air. Enjoy the space you want and the convenience you need. Schedule your private tour today!

4117 Silver Lake Drive, Palatka

367 Horseman Club Road, Palatka
$229,000
3 Beds ⋅ 2 Baths ⋅ 2170166 MLS ⋅ 32177 Zip Code
Discover the potential at 367 Horseman Club Rd! Situated on 3.47 acres, this 3-bedroom, 2-bath home offers 1,465 square feet of living space, plus an enclosed carport with potential for conversion into a fourth bedroom. New windows, two sheds with electric, and a large pole barn add to the property's appeal, providing plenty of space for storage, hobbies, and projects. Enjoy the peace and tranquility of country living without sacrificing convenience! Located near the local equestrian center and just a short drive from shopping, restaurants, and everyday amenities, this property offers the perfect balance of rural charm and accessibility. Enjoy wide-open spaces, room to roam, and a peaceful setting while still being close to everything you need

367 Horseman Club Road, Palatka

106 Red Fox Trail, Palatka
$309,900
3 Beds ⋅ 2 Baths ⋅ 2169954 MLS ⋅ 32177 Zip Code
Country Charm with Convenient Location! Enjoy the best of both worlds in this updated 3BR/2BA home on over an acre of land on a quiet dead end street, conveniently located near schools, shopping, and recreation. Beautiful laminate flooring runs throughout and is complemented by a freshly painted interior. Kitchen features ample cabinets, quartz countertops, and stainless appliances. The spacious living area boasts a stacked stone, wood-burning fireplace and is open to the dining area, perfect for entertaining family and friends. The primary suite has a walk-in closet and remodeled ensuite bath. Two additional bedrooms share a hall bath that has been totally updated. An attached carport and oversized storage room, ideal for a home office or flex space, add convenience. An easy-maintenance exterior features durable Hardie board siding and a newer metal roof. With plenty of room for a pool, workshop, garden, or playground, this property offers space to spread out and enjoy the outdoors!

106 Red Fox Trail, Palatka

211 Fern St, Palatka
$255,000
3 Beds ⋅ 1 Baths ⋅ 264569 MLS ⋅ 32177 Zip Code
Move-in ready 3-bedroom, 1-bathroom single-family home at 211 Fern Street in Palatka, Florida, on a quarter-acre lot with a fully fenced front yard, a metal roof, and public water and sewer. New tile flooring runs throughout the home, paired with fresh interior paint and ceiling fans. The kitchen features wood cabinetry, and an inside laundry room keeps everyday chores indoors. The full bathroom includes a large tiled tub. The AC system was installed in December 2020. Outside, a covered carport and a wide driveway provide plenty of off-street parking. Public water and sewer service, a metal roof, and a recent AC replacement make this Palatka home a low-maintenance option in Putnam County. Located on Fern Street in Palatka, this 3-bedroom home on a quarter-acre lot is ready for its next owner

211 Fern St, Palatka

211 Fern Street, Palatka
$255,000
3 Beds ⋅ 1 Baths ⋅ 2169679 MLS ⋅ 32177 Zip Code
Move-in ready 3-bedroom, 1-bathroom single-family home at 211 Fern Street in Palatka, Florida, on a quarter-acre lot with a fully fenced front yard, a metal roof, and public water and sewer. New tile flooring runs throughout the home, paired with fresh interior paint and ceiling fans. The kitchen features wood cabinetry, and an inside laundry room keeps everyday chores indoors. The full bathroom includes a large tiled tub. The AC system was installed in December 2020. Outside, a covered carport and a wide driveway provide plenty of off-street parking. Public water and sewer service, a metal roof, and a recent AC replacement make this Palatka home a low-maintenance option in Putnam County. Located on Fern Street in Palatka, this 3-bedroom home on a quarter-acre lot is ready for its next owner

211 Fern Street, Palatka

1415 Carr Street, Palatka
$174,900
3 Beds ⋅ 2 Baths ⋅ 2169538 MLS ⋅ 32177 Zip Code
Renovated in 2024, with the big-ticket items already done. This concrete-block home has a new roof (April 2024), a new Bryant central A/C (May 2024, parts warranty registered through May 2034), a gas tankless water heater, new flooring throughout, new countertops and fresh exterior paint. Three bedrooms and two baths, including a private bath off one bedroom, with separate living and dining rooms. Smart thermostat and security system are in place. Close to downtown Palatka shopping, parks and cafes. The home has run as a furnished mid-term and short-term rental and is offered unfurnished; the furniture is available as a separate package. INVESTMENT OPPORTUNITY! Seller has multiple properties currently available for sale. Properties may be purchased individually or together as a package. Buyers interested in purchasing multiple properties should inquire about package pricing and availability. See additional MLS listings for other available properties. MLS# 2168723, MLS# 2169274. All offers are subject to seller approval.

1415 Carr Street, Palatka

305 E Lake Street, Palatka
$159,900
3 Beds ⋅ 2 Baths ⋅ 2169274 MLS ⋅ 32177 Zip Code
Three lots totaling 0.34 acre, fully fenced, with the major systems already updated. A new Bryant 2.5-ton central A/C was installed in April 2025, perimeter fencing was added in October 2024, and the home was remodeled in 2024 with fresh paint. Three bedrooms and two baths with an eat-in dining area, a ceiling fan in the primary bedroom, a smart thermostat and a security system. A survey completed in October 2025 is on file. It suits an owner-occupant or an investor; it was last leased at $1,450 a month. INVESTMENT OPPORTUNITY! Seller has multiple properties currently available for sale. Properties may be purchased individually or together as a package. Buyers interested in purchasing multiple properties should inquire about package pricing and availability. See additional MLS listings for other available properties. MLS# 2168723, MLS# 2169538. All offers are subject to seller approval.

305 E Lake Street, Palatka

138 Blackjack Circle, Palatka
$279,900
3 Beds ⋅ 2 Baths ⋅ 2169228 MLS ⋅ 32177 Zip Code
BEAUTIFUL HOME IN GLEN EAGLE PARK! Discover comfortable Florida living at 138 Blackjack Cir in Palatka, Florida. Situated on a spacious half-acre lot along a paved road, this inviting property features a gorgeous backyard oasis complete with an above-ground swimming pool and deck—perfect for relaxing, entertaining, and enjoying the Florida sunshine. Kitchen appliances, washer, and dryer convey for added convenience. Located in the Glen Eagle Park subdivision, this home offers a quick drive to State Road 20 and convenient access to Palatka's shopping, dining, and everyday amenities. Palatka, a growing small town along the scenic St. Johns River, offers abundant opportunities for boating, fishing, and outdoor recreation. Enjoy the space, privacy, and relaxed lifestyle you've been looking for in Northeast Florida!

138 Blackjack Circle, Palatka

118 Darby Drive, Palatka
$595,000
3 Beds ⋅ 2 Baths ⋅ 2169123 MLS ⋅ 32177 Zip Code
Discover true Florida homestead living on this expansive 24.59 acre fenced property featuring mature fruit trees, abundant natural wildlife, and multiple agricultural improvements. This solid block 3 bedroom, 2 bath home is light, bright, and recently remodeled, offering comfortable modern living with new LVP flooring, soft close, all plywood kitchen cabinets, and clean, updated finishes throughout. Perfect for self sufficiency and hobby farming, the land includes 4 cattle stalls, a chicken coop, a vegetable garden, and plenty of open space for additional livestock or crops. With two wells on site and two street access points, the property provides flexibility for future expansion, multi family use, or agricultural operations. A rare opportunity to own a private, old Florida style acreage with the infrastructure already in place to grow your own vegetables, eggs, beef, chicken, pork, and more—all while enjoying peaceful rural living.

118 Darby Drive, Palatka

375 Horseman Club Road, Palatka
$389,900
3 Beds ⋅ 2 Baths ⋅ 2168221 MLS ⋅ 32177 Zip Code
Set on 1.03 acres in one of Palatka's most convenient locations, this marvelously-maintained 3 bedroom, 2 bath home with a den/office puts you just minutes from shopping, restaurants, parks, and the St Johns River. The heart of the home is a spacious open-concept living area where the kitchen, dining room, and living room come together under a soaring vaulted ceiling - an ideal space for entertaining or everyday living. The kitchen features solid wood cabinets, a breakfast bar, and appliances new in 2023, with luxury vinyl plank flooring underfoot. Step outside to a new deck overlooking a private, tree-filled backyard, complete with a fire pit area for cool evenings and a 10x20 storage shed for the mower and more. Recent updates include a new water heater and water filtration/softening system (2026) and AC (2020). A finished 2-car garage and 2,073 sq ft of living space round out this move-in ready home. Private financing may be available with sizeable down payment. Act fast!!

375 Horseman Club Road, Palatka

117 Oak Lane, Palatka
$475,000
3 Beds ⋅ 2 Baths ⋅ 2168118 MLS ⋅ 32177 Zip Code
Charming Farm House on 2.6 +/- acres with in-ground pool! Tucked away at the end of a quiet lane, this home offers privacy, character, and plenty of space to enjoy country living. Upon entering from the grand front porch, you'll notice the gleaming wood floors, wood ceiling beams and painted wood sided walls. The spacious living area has a gas fireplace and opens into an office/flex space before accessing the beautiful kitchen. The amazing kitchen features a vaulted ceiling, a huge island, stainless appliances, and so much character. There is a guest bedroom and bath as well as laundry and additional storage/office on the first level. The second story features an oversized primary bedroom, additional bedroom (non-conforming) and large bath. Outside you'll find a refreshing pool, detached garage, a fully fenced yard, and much more. Recent improvements include a metal roof, mini-split HVACS and tankless gas water heater.

117 Oak Lane, Palatka

2601 State Street, Palatka
$199,500
3 Beds ⋅ 1 Baths ⋅ 2167849 MLS ⋅ 32177 Zip Code
First-time homebuyers, this may be the one you've been waiting for! Welcome to 2601 State Street in Palatka, a clean and move-in-ready 3-bedroom, 1-bath concrete block home that offers a lot at this price point. Sitting on a fully fenced corner lot, this home features a huge yard with plenty of room to make it your own. Whether you envision backyard cookouts, a fire pit, space for pets, a garden, or simply room to spread out, the outdoor space is one of the highlights of this property. The covered front porch provides another great place to relax, while the adjoining carport and decorative privacy wall create a surprisingly inviting outdoor entertaining area. Inside, you'll find a practical layout with central heating and air and plenty of opportunity to add your own personal touches over time. Public water and sewer add to the everyday convenience. And you don't have to sacrifice location for the extra space. You're approximately 7 minutes from downtown Palatka, with shopping, dining, the St. Johns River, and everyday necessities close by. Clean, vacant, easy to show, and ready for its next owner. For a first-time buyer looking for an affordable home with a huge, fenced yard and room to make it their own, 2601 State Street is worth a look.

2601 State Street, Palatka

106 Mackerel Avenue, Palatka
$215,000
3 Beds ⋅ 2 Baths ⋅ 2166930 MLS ⋅ 32177 Zip Code
Country living with room for all the toys! Situated on 0.7 acres and just about a mile from the local boat ramp, this 3-bedroom, 2-bath, SPLIT FLOOR PLAN home offers plenty of space both inside and out. Major updates include a 2025 METAL roof, 2024 A/C, and a 30x60 pole barn erected in 2025, making this home more than ready for its next owner. Out back, enjoy a spacious 415 sq. ft. deck, perfect for relaxing, grilling, or entertaining. The massive 30x60 pole barn/shop is the standout feature of this home, offering approximately 1,800 sq. ft. of additional space, with an attached overhang carport. Perfect for vehicles, boats, ATVs, equipment, storage, or a workshop. An RV hookup adds even more versatility. With plenty of outdoor space and a peaceful setting, this property offers the freedom to enjoy the Florida country lifestyle while still being convenient to Palatka.

106 Mackerel Avenue, Palatka

7320 Old Wolf Bay Road, Palatka
$329,900
3 Beds ⋅ 2 Baths ⋅ 2166898 MLS ⋅ 32177 Zip Code
Enjoy the best of country living with the convenience of town nearby! Located just outside the city limits on the west side of Palatka, this completely remodeled 3-bedroom, 2-bath home sits on over an acre of land, featuring a fully chain-link-fenced yard, low-maintenance vinyl siding, and a large yard to enjoy the outdoors. Hardwood flooring throughout the home adds warmth and character, while the tiled bathrooms provide a stylish, durable finish. The well-appointed kitchen features all energy star stainless steel appliances, including a convection oven with air fryer functionality, an induction cooktop, a large sink, and a dishwasher. A convenient pot-filler faucet is installed at the stove, adding a thoughtful touch for everyday cooking. The modern bathrooms feature stylish LED mirrors and automatic toilets, adding a touch of luxury and convenience to the home's updated interior. Relax and entertain on the screened back porch or take a refreshing dip in the above-ground pool. The property also features a home security system. Outside you will find a spacious workshop/garage with an attached covered carport for two vehicles, plus a second carport with space for an additional two or more vehicles. Conveniently located just a few minutes from shopping and the hospital, and approximately 5 miles from the city dock, where you can enjoy boating, fishing, and all the water activities the beautiful St. Johns River has to offer. Come see this charming home today!

7320 Old Wolf Bay Road, Palatka

302 Belmont Drive, Palatka
$188,900
3 Beds ⋅ 1 Baths ⋅ 2166406 MLS ⋅ 32177 Zip Code
Open concept living recently transformed to meet your every desire. From the moment you enter the home, it features an abundance of 2026 upgrades. Newly vinyl plank flooring welcomes your first step in and continues the design through the entire home. Beautifully featured stainless steel newly installed appliances and stainless sink give luxury to the installed cabinets with a custom countertop. As you enter the hall just wait to see the remodeled bathroom design with new fixtures throughout and today's colors of beige, brown and blacks in mind for your taste. Bedrooms have fashionable cooling ceiling fans. Bright clean fresh neutral tones of paint inside and out. Best of all, a metal roof was installed and vinyl windows in 2026 giving you years of life. Dream of the moments you will have knowing these beautiful upgrades will boast for years to come. Ravines State Park and City Golf Course near for recreation opportunities.

302 Belmont Drive, Palatka

302 S 14th Street, Palatka
$259,000
3 Beds ⋅ 2 Baths ⋅ 2165946 MLS ⋅ 32177 Zip Code
New construction 3-bedroom, 2-bath home in Palatka, FL! This move-in-ready 1,425 sq ft home sits on a 0.17-acre lot in the heart of town, built with durable, low-maintenance Hardie board siding, a shingle roof, and a one-car garage. Inside, the open floor plan features luxury vinyl plank flooring throughout, so there's no carpet to replace. The kitchen comes equipped with quartz countertops, stainless steel appliances, and plenty of cabinet storage. The primary suite includes a private bath, and two additional bedrooms share a second full bathroom, giving you room for guests, a home office, or hobbies. It's brand new with nothing to update, minutes from shopping, dining, schools, and everything Palatka has to offer. If you've been searching for a new home in Palatka at a manageable size, schedule your showing today.

302 S 14th Street, Palatka

133 Moores Trail, Palatka
$499,900
3 Beds ⋅ 2 Baths ⋅ 2165653 MLS ⋅ 32177 Zip Code
Two Homes + Workshop on 2+ Acres! Versatile property offering two dwellings with separate 911 addresses, making this an excellent opportunity for a family compound, extended family, or potential rental income. The main home offers 1,736 sq. ft., 3 bedrooms, 2 baths, a large utility/storage area, and a double covered carport. The second residence includes an 840 sq. ft. mobile home plus a 1,002 sq. ft. addition/bonus area, with approximately 1,843 sq. ft. of total heated/cooled living space. Out back is climate controlled shed (approximately 12x20 with electric and shelving. Bring all your big boy toys! Boats, ATV's, camper, etc!! This property has a 35' x 26.8' workshop featuring two roll-up doors, electricity, shelving, and is piped for and includes an air compressor. The area from the back of the main home to the front of the workshop/mobile home is completely fenced with a 14' drive-through gate, while the surrounding areas remain open for convenient driving, parking, and access. Plenty of room for family gatherings, hobbies, equipment, and outdoor activities. Just minutes to SR 19, shopping, medical facilities, downtown Palatka, the St. Johns River public boat ramp, and additional boat ramps providing access to the Ocklawaha River and Rodman Reservoir. Nice quiet area! All of the dwellings have been extremely well maintained. Comes with a low cost transferrable security system. A new metal roof will be installed prior to closing on the main home and workshop. A rare opportunity with space, flexibility, and multiple-use potential! Imagine the possibilities!!!

133 Moores Trail, Palatka

1415 Cleveland Avenue, Palatka
$284,900
3 Beds ⋅ 3 Baths ⋅ 2164197 MLS ⋅ 32177 Zip Code
Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!

1415 Cleveland Avenue, Palatka

140 Kelley Smith School Road, Palatka
$249,000
3 Beds ⋅ 2 Baths ⋅ 2164194 MLS ⋅ 32177 Zip Code
Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?

140 Kelley Smith School Road, Palatka

302 Westover Circle, Palatka
$249,000
3 Beds ⋅ 2 Baths ⋅ 2164094 MLS ⋅ 32177 Zip Code
Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka

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