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$284,900
3 Beds ⋅ 3 Baths ⋅ 2164197 MLS ⋅ 32177 Zip Code
Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!

1415 Cleveland Avenue, Palatka
$249,000
3 Beds ⋅ 2 Baths ⋅ 2164194 MLS ⋅ 32177 Zip Code
Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?

140 Kelley Smith School Road, Palatka
$269,500
3 Beds ⋅ 2 Baths ⋅ 2164094 MLS ⋅ 32177 Zip Code
Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka
$245,000
3 Beds ⋅ 2 Baths ⋅ 2164078 MLS ⋅ 32177 Zip Code
Spacious 3 bedroom, 2 bath concrete block home with front brick veneer accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka
$50,000
2 Beds ⋅ 1 Baths ⋅ 2163973 MLS ⋅ 32177 Zip Code
Unlock the potential of this property with an opportunity to renovate, rebuild, or start fresh with new construction. Whether you're looking for your next investment project or a chance to create a property to your vision, this location offers plenty of possibilities. Offered at an attractive price, this property is ready for its next chapter.

111 Cedar Avenue, Palatka
$315,000
3 Beds ⋅ 3 Baths ⋅ 2163534 MLS ⋅ 32177 Zip Code
Well-cared-for 3-bedroom, 2.5-bath home offering 1,796 square feet of living space in a quiet cul-de-sac setting. This two-story home provides a functional layout with plenty of room to spread out, including a spacious first-floor primary suite and a large laundry/utility room with additional storage. The main living area features a wood-burning fireplace, while the kitchen and dining spaces offer a comfortable setup for everyday living. One of the highlights of the property is the outdoor living space, with both a welcoming front porch and a large covered back porch--perfect for morning coffee, entertaining, or simply enjoying the backyard. Additional features include a durable metal roof, gas tankless water heater, and included washer and dryer. Situated on a .24-acre lot in an established neighborhood, the home offers a peaceful residential setting while remaining convenient to St. Johns River State College, HCA Florida Putnam Hospital, shopping, dining, and other local amenities.

6110 W 4th Manor, Palatka
$180,000
3 Beds ⋅ 1 Baths ⋅ 2162946 MLS ⋅ 32177 Zip Code
Cute, Cute, Cute and adorable Bungalow in the heart of Palatka, Consist of three bedrooms and one bath, fully fenced back yard with plenty of room for your deck or boat.

1508 Roselle Avenue, Palatka
$245,000
3 Beds ⋅ 2 Baths ⋅ 2162527 MLS ⋅ 32177 Zip Code
Welcome to your new home!! Here you will find that this property is a perfect blend of comfort, space, and a relaxed country feel. From the moment you arrive, you'll appreciate the quiet surroundings and the opportunity to make this property your own. Inside, the home offers comfortable living space with plenty of potential for everyday living, entertaining, and creating lasting memories. There is even an additional flex room that provides space for your office, hobby needs, or a library! Step outside and enjoy the peaceful setting, with room to relax, gather with friends and family, garden, or simply take in the beauty of the outdoors. Conveniently located near Palatka, you can enjoy the opportunity of a more private setting while still being within easy reach of local shopping, dining, schools, and everyday convenience. If you are looking for a place to settle down and star gaze without the city noise, say less! This home is for you!

219 Palmetto Bluff Road, Palatka
$229,000
3 Beds ⋅ 2 Baths ⋅ 2162238 MLS ⋅ 32177 Zip Code
FRESH NEW PRICE -- READY FOR A NEW OWNER! This beautiful 3-bedroom, 2-bath home still has the charm and character you love, with the fresh renovations you want! Offering 1,452 sq. ft. on .22 acres, this 1958 home features beautifully refinished hardwood floors, updated bathrooms, updated plumbing and electrical, and an HVAC system approximately four years old. Move in, relax, and start enjoying the Florida lifestyle! Spend the day at the beach, explore the St. Johns River, or enjoy the local shops, restaurants, and charm of downtown Palatka. Beautiful landscaping completes the picture. This home is turnkey ready--nothing left to do but unpack and enjoy. Fresh price, fresh renovations, and ready for its next chapter!

2003 Laurel Street, Palatka
$300,000
4 Beds ⋅ 2 Baths ⋅ 2162099 MLS ⋅ 32177 Zip Code
Freshly renovated and sitting on a full acre, 201 Comer Road offers the space you want without the project list. This 4-bedroom, 2-bath home features a bright open layout, new flooring, fresh paint and recessed lighting throughout. The updated kitchen includes white cabinetry, granite countertops, stainless steel appliances and a large island overlooking the main living area. The primary suite offers plenty of room along with an updated bath featuring a double vanity and tiled walk-in shower. Outside, the screened front porch is the perfect place to slow down, while the one-acre yard gives you room to spread out. The log cabin-style barn adds even more character and space for storage, hobbies or your next idea. Updated, spacious and move-in ready, this Palatka home brings together modern finishes and room to breathe.

201 Comer Road, Palatka
$239,900
11 Beds ⋅ 5 Baths ⋅ 2162082 MLS ⋅ 32177 Zip Code
Historic Multi-Unit Opportunity in the heart of St. Johns Ave! Rare opportunity to own a spacious 1920 multi-unit property featuring 11 bedrooms & 4.5 bathrooms, on approximately .69 acres in a highly convenient location. This two-story property offers large multi-use rooms, plenty of space, and tremendous potential for the right investor or owner-user. The property is zoned R-3 and located in Flood Zone X. Parts of the roof have been replaced with new metal roofing, and the property also features a new A/C system. Offering great bones, this property needs work but provides an excellent opportunity to restore, renovate, and maximize its potential. Large lot, prime location, flexible space, and tons of possibilities - bring your vision and make this property your own!

2111 St Johns Avenue, Palatka
$235,000
3 Beds ⋅ 2 Baths ⋅ 2161985 MLS ⋅ 32177 Zip Code
Welcome to this inviting, nearly new home on Palm Avenue! Built just one year ago, this home feels open and spacious from the moment you walk through the door. The vaulted ceilings add to the airy feel of the main living area, creating a comfortable space where everyone can gather without feeling crowded. The thoughtfully designed layout makes everyday living easy while still offering plenty of room to entertain family and friends. Situated on a desirable corner lot, the home also features a large, fully fenced yard with plenty of space for children and pets to play, weekend cookouts, gardening, or simply relaxing outdoors. With newer construction, a spacious interior, and an oversized yard that is already fenced, this home offers the comfort and flexibility so many buyers are looking for. Come see it for yourself and imagine making it your own!

3325 S Palm Avenue, Palatka
$239,900
3 Beds ⋅ 2 Baths ⋅ 2161632 MLS ⋅ 32177 Zip Code
Bring your vision and add the finishing touches! This project home has already had a great start, with many of the major improvements completed and is ready for its next owner to finish it their way. Updates already completed include a NEW metal roof, NEW subfloor throughout, a second bathroom added, NEW drywall throughout, NEW ceiling fans and lighting, updated electrical, tile installed in the kitchen and new bathroom, a renovated front porch, and more! Much of the hard work has already been done. Now it's time to bring your ideas and make it your own. Whether you're an investor, DIY enthusiast, or buyer looking for a home you can customize to fit your style, this property offers plenty of potential. Finish what's been started and turn this project into HOME! Situated on St. Johns Avenue in the heart of Palatka, this property offers a convenient location along with the opportunity to complete the renovations and make it your own.

1407 St Johns Avenue, Palatka
$414,900
4 Beds ⋅ 2 Baths ⋅ 2161451 MLS ⋅ 32177 Zip Code
Build your dream home with the Sternere Group in Colonial Pines! One of the last lots remaining in this sought-after community, offering a rare opportunity to create a custom home tailored entirely to your vision.... Choose your design, finishes, and features and make this lot truly your own. Give us a call today (Listing Agent is Seller and Builder)

148 Latesha Terrace, Palatka
$60,000
3 Beds ⋅ 2 Baths ⋅ 2161446 MLS ⋅ 32177 Zip Code
Investor special. Home needs roof and updates on the inside.

621 S 18th Street, Palatka
$110,000
2 Beds ⋅ 1 Baths ⋅ 2161337 MLS ⋅ 32177 Zip Code
Welcome to 1107 S 10th Street in Palatka, Florida! This property offers a great opportunity to enjoy the convenience of living close to everything Palatka has to offer. Located just minutes from shopping, restaurants, schools, medical facilities, and the beautiful St. Johns River, you'll have everyday necessities and local attractions right at your fingertips. Whether you're searching for a place to call home or looking to add another property to your investment portfolio, 1107 S 10th Street is full of potential. With Palatka continuing to grow, this is a great opportunity to own property in an established area of town. Schedule your showing today and come see the possibilities for yourself!

1107 S 10th Street, Palatka
$230,000
3 Beds ⋅ 1 Baths ⋅ 2161333 MLS ⋅ 32177 Zip Code
Updated, inviting, and full of character, this 3-bedroom, 1-bath block home sits on nearly half an acre at the end of a quiet, no-thru street. Inside, a bright living room welcomes you with LVP flooring, a large picture window, and a cozy fireplace. The kitchen features newer cabinetry--installed within the last 5 years--and stainless steel appliances, while the updated bathroom was also completed within the last 5 years. New windows throughout, updated electrical, and a 2021 water heater offer added peace of mind, all complemented by a timeless metal roof. Outdoors, relax on the charming rear porch, take advantage of the attached carport and newer concrete driveway, and enjoy the generous space of your private yard. A sweet blend of character, comfort, and thoughtful updates, ready for its next chapter.

128 Cannon Court, Palatka
$1,299,000
3 Beds ⋅ 2 Baths ⋅ 263715 MLS ⋅ 32043 Zip Code
St. Johns Riverfront sanctuary is a self-contained compound, where exceptional craftsmanship, modern luxury, and the timeless beauty of Old Florida come together in one extraordinary waterfront retreat. Completely rebuilt, remodeled and expanded in 2024, this 3 bedroom/study/2 full bath stunning property offers nearly 300 feet of river frontage, creating an unparalleled setting for those seeking privacy, nature, and an authentic Florida lifestyle. Encompassing 6.2 acres and nestled among majestic trees in a peaceful, unspoiled natural setting, this rare sanctuary is brimming with wildlife, where deer, wild turkeys, and native birds are frequent visitors. It is a place where life slows down, offering the serenity and beauty of Florida as it used to be--a disappearing landscape that is becoming increasingly difficult to find. From the moment you arrive, you'll appreciate the custom circular driveway, screened-in front porch, and fully fenced side and rear yards with a remote-

140 Pioneer Trl, Palatka
$214,900
3 Beds ⋅ 3 Baths ⋅ 2160592 MLS ⋅ 32177 Zip Code
Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements--including an updated metal roof, HVAC system, and plumbing--provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard. A detached garage offers additional storage, workspace, or parking options. Conveniently located just minutes from Downtown Palatka, Ravine Gardens State Park, Palatka Golf Course, and the beautiful St. Johns River, this home offers easy access to local shopping, dining, recreation. Don't miss this opportunity to own a move-in-ready home with an unbeatable location!

1811 Kate Street, Palatka
$539,900
4 Beds ⋅ 2 Baths ⋅ 2160567 MLS ⋅ 32177 Zip Code
Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed. his exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.

130 Cedar Creek Road, Palatka
$399,000
3 Beds ⋅ 2 Baths ⋅ 2160448 MLS ⋅ 32177 Zip Code
Brand new, beautifully finished, and built with details that set it apart! This 2026 new construction home offers 3 bedrooms, 2 bathrooms, and a desirable split floor plan on half an acre, conveniently located in the middle of town and toward the end of a neighborhood street. Thoughtful upgrades are found throughout, including 5 1/4'' baseboards, fully trimmed windows, custom wood shelving in every closet, quartz countertops, all-plywood soft-close cabinetry, and shower tile extending to the ceiling, & more! The added spray foam insulation in the ceiling adds energy efficiency and long-term savings. Enjoy a spacious 23' x 10' covered back porch and an oversized garage featuring an 18' x 8' garage door for added flexibility and storage. With quality finishes, a functional floor plan, plenty of space, and a convenient location, this brand-new home is ready for its first owner! *Some photos are virtually staged with AI*

114 W Camelot Drive, Palatka
$499,900
4 Beds ⋅ 2 Baths ⋅ 2160351 MLS ⋅ 32177 Zip Code
Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only. Set within the riverfront community of Crystal Cove, this home captures the ease and beauty of Northeast Florida living. Although the property is not directly riverfront, scenic views of the St. Johns River can be enjoyed from multiple areas of the home. Crystal Cove Marina and a nearby public boat ramp are just steps away, making spontaneous days on the water beautifully simple launch the boat, cast a line, cruise the river or settle in to watch the evening sky. Historic Downtown Palatka is only minutes away, offering locally owned boutiques, restaurants, community gatherings and waterfront events. Palatka's central location also makes it easy to enjoy many of North and Central Florida's favorite destinations: Approximately 30 miles to St. Augustine Approximately 45 miles to Gainesville Approximately 50 miles to Jacksonville Approximately 50 miles to Ocala Approximately 55 miles to Daytona Beach Approximately 90 miles to Orlando Some listing photographs have been digitally altered using AI to illustrate the possibilities of select cosmetic updates, including flooring, fireplace and design enhancements. These conceptual images are provided for visual presentation purposes only and may not reflect the property's current condition, materials or included features. Buyers should rely upon in-person observations, inspections and verified property information. Improvement quotes may be available upon request.

245 Crystal Cove Drive, Palatka
$65,000
2 Beds ⋅ 1 Baths ⋅ 2160151 MLS ⋅ 32177 Zip Code
Calling all investors, renovators, and lovers of vintage homes! This 1945 cottage is full of character and ready for its next chapter. Situated on three lots totaling 0.34± acres, this 2-bedroom, 1-bath home offers endless potential for restoration, renovation, or an affordable investment project. Original details, a welcoming screened front porch, metal roof, covered carport, and a spacious yard provide a solid starting point for bringing this home back to life. The home is in need of repairs and is being sold AS IS, making it an excellent opportunity for cash buyers or those looking for a fixer-upper with room to add value. Whether you're searching for your next flip, rental property, or a charming cottage to restore, this property is worth a look.

114 E Hicks Street, Palatka
$260,000
3 Beds ⋅ 2 Baths ⋅ 2160134 MLS ⋅ 32177 Zip Code
COMP Sale

174 Geck Road, Palatka
$249,900
3 Beds ⋅ 2 Baths ⋅ 2160072 MLS ⋅ 32177 Zip Code
Don't miss this beautiful Circa 1900 historic home on a double lot!!!!! As you walk through the front door you'll get the feeling of time gone by. Enjoy living only a short distance to downtown Palatka & the magnificent St. Johns River. This home has updated plumbing and electrical. Beautiful family home in a desirable location. Lovely fireplace in the living room with 9 foot ceilings. Owner's suite and bath on the first floor. Both bathrooms have been updated and remodeled not long ago. Home features a separate entrance to the upstairs featuring 2 bedrooms, sitting area and kitchenette. Home is situated on a double lot for plenty of out door living with a circular drive. Old charm and wonderful character is what this historic home in the heart of Palatka offers. The foundation has been recently inspected and house leveled, with permits,

2211 St Johns Avenue, Palatka
$328,990
4 Beds ⋅ 2 Baths ⋅ 2159955 MLS ⋅ 32177 Zip Code
Welcome home to our Augusta plan in the Nobles Crossing Community! This thoughtfully designed residence offers the perfect blend of comfort, style, and quality construction. The new Nobles Crossing Community is ideal for families, first time buyers, or anyone looking for low maintenance living. You'll find an open concept layout with modern finishes, a bright and airy living space and a kitchen ready for entertaining. The owner's suite includes a private bath and walk in closet for your convenience. The three additional bedrooms provide flexibility for guests, children, or a home office. Throughout the home you'll find quality finishes and energy efficient construction that will add value and peace of mind.

104 Fenham Court, Palatka
$57,200
3 Beds ⋅ 2 Baths ⋅ 2159941 MLS ⋅ 32177 Zip Code
AUCTION - This affordable ranch home is a possible fixer upper or complete teardown. The home is in poor condition - NO ACCESS due to thrash, debris and UNSAFE condition. The home offers 3 beds, 2 baths, and sits on a large fenced lot. Repairs would be needed - the property is sold as-is. USE CAUTION for any exterior showings. Buyer must complete any due diligence. Make this one your next project.

200 Benham Street, Palatka
$319,900
2 Beds ⋅ 2 Baths ⋅ 2159916 MLS ⋅ 32177 Zip Code
Beautifully renovated 1,040 sq. ft. home featuring 2 bedrooms and 1.5 baths, offered partially furnished including a 100'' TV, for added convenience. The thoughtfully updated kitchen and bathrooms blend functionality with tasteful finishes. Outside, enjoy a brand-new 2-car garage, new rock driveway, and a fenced backyard perfect for relaxing or entertaining. The adjacent 0.3-acre lot is included, bringing the total property to approximately 0.8 acre. Nestled in a quiet, serene setting just off West River Road, yet centrally located with convenient access to Palatka, Gainesville, Green Cove Springs, and St. Augustine. A beautifully updated home with room to enjoy the peace and privacy of the surrounding area.

102 River Road Drive, Palatka
$239,000
4 Beds ⋅ 2 Baths ⋅ 2159699 MLS ⋅ 32177 Zip Code
Welcome to this solid, spacious concrete block home offering 4 bedrooms and 2 bathrooms in a convenient in-town location. Fully remodeled from top to bottom, this move-in-ready property features all-new flooring throughout, completely updated bathrooms, a brand-new kitchen, and a full suite of new appliances--including a washer and dryer. Enjoy peace of mind with the durable concrete block construction, generous living spaces, and a large corner lot that provides extra outdoor room and curb appeal. Ideal for families or anyone seeking a freshly updated home with modern finishes and low-maintenance durability in a practical, easy-access location. Don't miss this opportunity to own a fully renovated 4-bed, 2-bath home ready for immediate occupancy.

401 Husson Avenue, Palatka
$190,000
3 Beds ⋅ 1 Baths ⋅ 2159619 MLS ⋅ 32177 Zip Code
This well-maintained 3-bedroom, 1-bath block home offers comfortable living with several desirable features. The home has a durable metal roof, city water and sewer, and a convenient one-car garage. Inside, the kitchen features new appliances, while the bathroom includes a handicap-accessible shower for added convenience and accessibility. With its solid construction, practical layout, and nice overall condition, this home is move-in ready and would make a great choice for a first-time buyer, small family, or anyone looking for an easy-to-maintain home.

2312 Silver Lake Drive, Palatka
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