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$400,000
4 Beds 3 Baths 2162861 MLS 32189 Zip Code
RARE Satsuma Commercial & Residential Opportunity! Historic 1900 Victorian on approximately 0.78 acres with 131± feet of US Highway 17 frontage, zoned C-1 Commercial Neighborhood. The existing single-family residential use may be able to continue as a legal nonconforming use subject to Putnam County regulations. C-1 zoning allows a variety of commercial uses, including retail, restaurant/café, professional or medical office, daycare/adult care, salon, boutique, antique store and service businesses, subject to County requirements. The property includes the historic Victorian, 30x40 steel building and detached garage, offering exceptional renovation, adaptive-reuse, investment and redevelopment potential. Potential Bed & Breakfast/Boutique Lodging opportunity--Putnam County has confirmed B&B use may be pursued through rezoning to C-2 or an appropriate residential zoning district, followed by required approvals. *2 non-conforming bedrooms on the 3rd Floor* Ideally located along the growing US Highway 17 corridor between Palatka, Welaka and Crescent City and near the St. Johns River, Crescent Lake, parks and recreational attractions. Convenient access to surrounding communities and outdoor recreation. Just minutes from the proposed Johnny Morris/Bass Pro resort area, offering potential long-term investment appeal. The property offers a unique opportunity for an owner-user, investor, entrepreneur or developer seeking a distinctive historic property with both continued residential use and commercial redevelopment potential. Buyer to verify all intended uses, zoning, parking, access, utilities, building requirements and development approvals with Putnam County. FDOT/US 17: County custodians have advised that there are currently no FDOT right-of-way takings or easements affecting this property. Buyer to independently verify current FDOT plans and requirements. AS-IS. No repairs will be made by Seller. Disclosures on file. DO NOT BOTHER THE TENANT IN THE WORKSHOP. Contents in the home are negotiable. Third-floor stairs are not to current code; use caution when accessing the third floor. A small fire occurred at some point on the third floor; the area has been left exposed and there is reportedly minor damage. The third floor contains two large rooms. Seller does not guarantee measurements or square footage. Square footage is based on Property Appraiser records; buyer to verify all measurements, square footage and property information. 100-foot railroad easement. Buyer to verify all easements, access, zoning, permitted uses and development requirements.

1173 S Highway 17, Satsuma

$469,900
3 Beds 3 Baths 2162207 MLS 32131 Zip Code
River views set the tone at 209 River Drive, a beautifully renovated East Palatka home where flexible living spaces, thoughtful upgrades, and a resort-style backyard come together effortlessly. This concrete-block home offers three bedrooms, three full bathrooms, an office, and a spacious flex room, providing plenty of room to live, work, gather, and unwind. Two of the bedrooms are private en-suites with walk-in closets, and one includes a separate exterior entrance, making it especially well-suited for guests, extended family, or use as a private mother-in-law suite. Inside, natural light pours through the impact-resistant windows while beautiful crown molding, wainscoting, plantation shutters, luxury vinyl plank flooring, and recessed lighting create a polished and cohesive look throughout the home. The remodeled kitchen serves as the heart of the space with a large island, quartz countertops, and plenty of room for everyday meals or entertaining. From there, the home flows into the shaded sunroom, where paver flooring creates a seamless connection to the outdoor living areas and invites you to slow down and enjoy the surrounding river views. Outside, lush landscaping and St. Augustine sod enhances both the front and back yards, while pavers continue from the carport to the rear of the home, wrapping around the saltwater pool and leading to the firepit area. The fenced backyard offers everything needed to enjoy Florida living, including an in-ground pool with a newer liner and pump, gas pool heater, outdoor shower, tied-in gas grill, and multiple spaces for relaxing or gathering with friends and family. A powered storage shed with a lean-to and its own metal roof, also installed in March 2026, adds even more useful space. The beauty of this home is matched by the work completed behind the scenes. Renovations and improvements include remodeled bathrooms, updated plumbing, ductwork, and electrical panel in 2023; a metal roof installed in March 2026; and a newer septic system and drainfield installed in 2022. A whole-home Generac generator installed in 2020, an on-demand gas water heater, stackable gas washer and dryer, water softener, irrigation system, and UV-C lamps in the HVAC system add comfort, efficiency, and peace of mind. With its captivating river views, two private en-suites, flexible living areas, extensive renovations, and backyard designed for year-round enjoyment, 209 River Drive is more than a beautifully updated home; it is a place created for making memories. Offered under $500,000, this is your opportunity to enjoy the river views without the riverfront price!

209 River Drive, East Palatka

$289,900
3 Beds 2 Baths 2156334 MLS 32112 Zip Code
Historic Crescent City Charm Just Steps from Lake Crescent! Welcome to 101 N Lake Street, a charming 1910 home filled with original character, valuable updates, and an unbeatable location near the water. Situated on an oversized half-acre corner lot, this property is only one block from the city dock and boat ramp and one block from the popular Three Bananas Restaurant. Inside, you will find beautiful original hardwood floors, original interior door hardware, fresh paint, and a cozy brick-enclosed electric fireplace. The enclosed sunroom features accordion-style windows that open wide for maximum airflow, while the screened front porch offers a peaceful place to relax and enjoy a peek of Lake Crescent. Major improvements include a high-efficiency Rheem Endeavor heat pump with all-new ductwork installed in September 2024, an iFlo automatic condensation line cleaning system, a newer 2018 metal roof, updated plumbing, and a complete electrical system rewire. Additional upgrades include a new dishwasher, updated bathroom faucets, new porch screens, pull-down attic stairs, a Nest driveway camera, and a Nest x Yale keyless front door lock. The detached garage also includes a flexible guest space with a kitchenette and bathroom, offering potential for visitors, extended family, a private office, or additional income. The spacious yard provides plenty of room for a pool, garden, outdoor entertaining, plus plenty of space for RV and boat parking. This one-of-a-kind property brings together historic charm, modern comfort, extra space, and the relaxed Lake Crescent lifestyle.

101 N Lake Street, Crescent City

$249,000
4 Beds 2 Baths 2156284 MLS 32177 Zip Code
Say goodbye to renovation headaches and hello to a home where absolutely everything is brand new. This thoughtfully rebuilt four bedroom, two bathroom residence delivers 1,330 square feet of fresh, modern living without the guesswork that usually comes with older properties. Let's start with what matters most beneath the surface. This home has been reimagined from the ground up, featuring brand new studs, joists, and subfloor, plus new plumbing and updated electrical anchored by a robust 250 amp panel. A new roof, hardy board siding, blown in insulation, and a brand new Trane heating and cooling system with fresh ductwork and a warranty mean you can settle in with genuine peace of mind. Even the windows are new, and they conveniently pull out for effortless cleaning. Inside, the kitchen steals the spotlight. Sleek quartz countertops pair beautifully with 42 inch cabinets dressed in designer alloy pulls, while a lineup of brand new appliances, including a counter depth refrigerator and over range hood, makes cooking a pleasure. It's the kind of space that flatters both the ambitious chef and the enthusiastic microwave user. Location adds even more appeal. Hank Bryan Park sits just around the corner, perfect for morning walks or a spontaneous game of catch. Downtown Palatka's coffee shops and restaurants are only two minutes away, and a scenic three minute cruise along River Road delivers you to the public boat ramp, where the water is always calling. Publix keeps grocery runs quick and painless, and the nearby train station offers added convenience for travelers. This is a rare opportunity to own a home that combines timeless charm with completely modern bones. Come see it in person and imagine the memories waiting to be made. Schedule your private showing today before someone else claims it!

821 S 14th Street, Palatka

$400,000
3 Baths 2155799 MLS 32189 Zip Code
RARE Satsuma Commercial & Residential Opportunity! Historic 1900 Victorian on approximately 0.78 acres with 131± feet of US Highway 17 frontage, zoned C-1 Commercial Neighborhood. The existing single-family residential use may be able to continue as a legal nonconforming use subject to Putnam County regulations. C-1 zoning allows a variety of commercial uses, including retail, restaurant/café, professional or medical office, daycare/adult care, salon, boutique, antique store and service businesses, subject to County requirements. The property includes the historic Victorian, 30x40 steel building and detached garage, offering exceptional renovation, adaptive-reuse, investment and redevelopment potential. Potential Bed & Breakfast/Boutique Lodging opportunity--Putnam County has confirmed B&B use may be pursued through rezoning to C-2 or an appropriate residential zoning district, followed by required approvals. Ideally located along the growing US Highway 17 corridor between Palatka, Welaka and Crescent City and near the St. Johns River, Crescent Lake, parks and recreational attractions. Convenient access to surrounding communities and outdoor recreation. Just minutes from the proposed Johnny Morris/Bass Pro resort area, offering potential long-term investment appeal. The property offers a unique opportunity for an owner-user, investor, entrepreneur or developer seeking a distinctive historic property with both continued residential use and commercial redevelopment potential. Buyer to verify all intended uses, zoning, parking, access, utilities, building requirements and development approvals with Putnam County. FDOT/US 17: County custodians have advised that there are currently no FDOT right-of-way takings or easements affecting this property. Buyer to independently verify current FDOT plans and requirements. AS-IS. No repairs will be made by Seller. Disclosures on file. DO NOT BOTHER THE TENANT IN THE WORKSHOP. Contents in the home are negotiable. Third-floor stairs are not to current code; use caution when accessing the third floor. A small fire occurred at some point on the third floor; the area has been left exposed and there is reportedly minor damage. The third floor contains two large rooms. Seller does not guarantee measurements or square footage. Square footage is based on Property Appraiser records; buyer to verify all measurements, square footage and property information. 100-foot railroad easement. Buyer to verify all easements, access, zoning, permitted uses and development requirements.

1173 S Highway 17, Satsuma

$249,900
4 Beds 2 Baths 2155782 MLS 32177 Zip Code
Historic Charm. Modern Comfort. A Lifestyle Worth Discovering. Leave the traffic behind and discover the charm of one of Florida's oldest riverfront communities. Located in Palatka's Historic District, this beautifully restored 1916 home offers the perfect balance of timeless character, modern updates, and an outdoor lifestyle that's difficult to match--all within easy reach of Jacksonville, St. Augustine, Gainesville, and Ocala. This move-in-ready home features four spacious bedrooms, two full bathrooms, updated finishes, luxury vinyl plank flooring, plantation shutters, modern cabinetry, and a durable metal roof. Whether you're working from home, raising a family, welcoming guests, or simply looking for more space, the flexible floor plan adapts to your lifestyle. Step outside to a generous backyard with endless possibilities. There's plenty of room to entertain, garden, add a workshop, garage, or pool, while the detached 10' × 20' storage building provides additional space. Life here extends far beyond the property. Walk or bike to the scenic St. Johns River, Riverfront Park, the city marina, local restaurants, coffee shops, breweries, boutiques, and year-round festivals. Spend weekends exploring Ravine Gardens State Park, kayaking the river, or enjoying waterfront sunsets just minutes from home. For outdoor enthusiasts, this location is exceptional. Silver Springs State Park and the Ocala National Forest are approximately an hour away, offering crystal-clear springs, hiking, camping, fishing, paddling, wildlife viewing, and countless opportunities to explore Florida's natural beauty. Perfectly positioned for commuters and remote professionals alike, you'll enjoy the slower pace and affordability of historic Palatka while remaining within convenient driving distance of Jacksonville, St. Augustine, Gainesville, Daytona Beach, and Ocala. More than a beautifully restored historic home, this is an opportunity to enjoy a lifestyle centered on history, nature, community, and value. Come experience why more buyers are discovering Historic Palatka--and why 509 Bronson Street feels like home from the moment you arrive."

509 Bronson Street, Palatka

$235,000
1 Baths 2155430 MLS 32177 Zip Code
Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city's busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater. Additional highlights include a wired security system, exterior security lighting, an inviting outdoor patio, a beautifully fenced backyard, and a large, illuminated steel sign frame offering outstanding exposure for your business signage. With its flexible commercial zoning, prominent location, updated features, and placement within a growing Northeast Florida market, this property presents an excellent opportunity for an owner-user, professional practice, or business investor.

3323 St Johns Avenue, Palatka

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