Putnam FL Single Family Real Estate, Homes for Sale

2 Beds ⋅ 2 Baths ⋅ 264035 MLS ⋅ 32112 Zip Code

Enjoy lakefront living on 1.42 acres with beautiful views of Lake Stella from this lovely 2-bedroom, 2-bath concrete block home in Crescent City. Offering 1,260 square feet, the home features wood floors, a fireplace, dining area, screened lanai, and a kitchen with stainless steel refrigerator and range. Large sliding doors from the living room showcase the lake and provide easy access to the screened outdoor living space. Outside, the property offers a private dock, two storage sheds, carport, additional covered boat storage, RV electrical hookup, fruit trees, and plenty of room to enjoy the outdoors. A metal roof and a huge front yard add to the home's features. Used by the sellers as both a family vacation home and as a short-term rental, the property is being offered fully furnished. Whether you're looking for a primary residence, weekend getaway, or your own lakefront retreat, this property offers plenty of possibilities.

920 Read Ave, Crescent City

$284,900

3 Beds ⋅ 3 Baths ⋅ 2164197 MLS ⋅ 32177 Zip Code

Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!

1415 Cleveland Avenue, Palatka

$249,000

3 Beds ⋅ 2 Baths ⋅ 2164194 MLS ⋅ 32177 Zip Code

Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?

140 Kelley Smith School Road, Palatka

$199,000

3 Beds ⋅ 2 Baths ⋅ 2164102 MLS ⋅ 32189 Zip Code

Beautifully Renovated 3-Bedroom Home in Bayou Club! Welcome to this beautifully updated 3-bedroom, 2-bath home in the desirable Bayou Club community. Move-in ready and extensively renovated, this home features a brand-new 2026 A/C system with heat pump, brand-new water heater, completely renovated kitchen, updated bathrooms, new flooring throughout, fresh interior paint, and a large attached, fully enclosed shed with electricity that can be used as a workshop, hobby space, or additional storage. The home also features a covered carport and covered balcony. Step inside to a bright, refreshed interior with modern finishes throughout. The beautifully renovated kitchen provides an inviting space for cooking and entertaining, while the updated bathrooms, new flooring, and fresh paint give the entire home a clean, contemporary feel. The additional attached shed adds valu able usable space and is already equipped with electricity, allowing for use as a workshop, tool room, hobby area, or additional storage. The covered carport provides convenient protected parking, while the covered balcony adds additional covered outdoor space. Enjoy the Bayou Club amenities, including a clubhouse, swimming pool, boat dock, boat launch, boat slips, RV/boat storage, and trash service, with an HOA fee of approximately $75 per month. With 3 bedrooms, 2 bathrooms, extensive renovations, a large powered workshop/storage area, covered parking, covered outdoor space, and access to community amenities, this move-in-ready home combines updated interior finishes with valuable additional functional space.

108 Pinelake Drive, Satsuma

$269,500

3 Beds ⋅ 2 Baths ⋅ 2164094 MLS ⋅ 32177 Zip Code

Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka

$245,000

3 Beds ⋅ 2 Baths ⋅ 2164078 MLS ⋅ 32177 Zip Code

Spacious 3 bedroom, 2 bath concrete block home with front brick veneer accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka

$375,000

2 Beds ⋅ 2 Baths ⋅ 2164047 MLS ⋅ 32112 Zip Code

Enjoy lakefront living on 1.42 acres with beautiful views of Lake Stella from this lovely 2-bedroom, 2-bath concrete block home in Crescent City. Offering 1,260 square feet, the home features wood floors, a fireplace, dining area, screened lanai, and a kitchen with stainless steel refrigerator and range. Large sliding doors from the living room showcase the lake and provide easy access to the screened outdoor living space. Outside, the property offers a private dock, two storage sheds, carport, additional covered boat storage, RV electrical hookup, fruit trees, and plenty of room to enjoy the outdoors. A metal roof and a huge front yard add to the home's features. Used by the sellers as both a family vacation home and as a short-term rental, the property is being offered fully furnished. Whether you're looking for a primary residence, weekend getaway, or your own lakefront retreat, this property offers plenty of possibilities. Lake Stella is known to have world-class crappie and bass fisthing.

920 Read Avenue, Crescent City

$50,000

2 Beds ⋅ 1 Baths ⋅ 2163973 MLS ⋅ 32177 Zip Code

Unlock the potential of this property with an opportunity to renovate, rebuild, or start fresh with new construction. Whether you're looking for your next investment project or a chance to create a property to your vision, this location offers plenty of possibilities. Offered at an attractive price, this property is ready for its next chapter.

111 Cedar Avenue, Palatka

$315,000

3 Beds ⋅ 3 Baths ⋅ 2163534 MLS ⋅ 32177 Zip Code

Well-cared-for 3-bedroom, 2.5-bath home offering 1,796 square feet of living space in a quiet cul-de-sac setting. This two-story home provides a functional layout with plenty of room to spread out, including a spacious first-floor primary suite and a large laundry/utility room with additional storage. The main living area features a wood-burning fireplace, while the kitchen and dining spaces offer a comfortable setup for everyday living. One of the highlights of the property is the outdoor living space, with both a welcoming front porch and a large covered back porch--perfect for morning coffee, entertaining, or simply enjoying the backyard. Additional features include a durable metal roof, gas tankless water heater, and included washer and dryer. Situated on a .24-acre lot in an established neighborhood, the home offers a peaceful residential setting while remaining convenient to St. Johns River State College, HCA Florida Putnam Hospital, shopping, dining, and other local amenities.

6110 W 4th Manor, Palatka

$215,000

4 Beds ⋅ 2 Baths ⋅ 2163121 MLS ⋅ 32140 Zip Code

Enjoy peaceful country living in Florahome with this comfortable 4-bedroom, 2-bath home situated on a spacious .52-acre corner lot with hard road frontage. The 1,296 sq. ft. heated and cooled home features a covered front patio and open rear patio, perfect for relaxing and enjoying the outdoors. Inside, you'll find a practical combination of tile flooring and carpeting in the bedrooms. A new roof installed in 2026 adds valuable peace of mind. Conveniently located for an easy commute to Palatka, this property offers the space, privacy, and relaxed lifestyle of the country while remaining within easy reach of town.

1150 Coral Farms Road, Florahome

$549,900

3 Beds ⋅ 2 Baths ⋅ 2163058 MLS ⋅ 32131 Zip Code

Experience the best of St. Johns River living in this inviting 3-bedroom, 2-bath waterfront home offering almost 2,000 sq ft and breathtaking sunset views. Spend your days boating, fishing, or simply enjoying the peaceful beauty of the river, renowned for its outstanding fishing and recreational opportunities. Inside, a spacious living room with fireplace creates a warm gathering space, while the updated kitchen adds style and function. Recent interior paint and carpet make this home feel move-in ready. The highlight is the incredible riverfront room, where expansive views bring the beauty of the outdoors inside. Step onto the riverfront deck to relax, entertain, watch boats drift by, or unwind as another spectacular sunset paints the sky. This is more than a home--it's a lifestyle. An oversized 2 car garage with workshop space located underneath the home plus a carport or covered boat parking. Public boat ramp conveniently located just down the street.

109 St Johns Boulevard, East Palatka

$225,000

2 Beds ⋅ 1 Baths ⋅ 2163025 MLS ⋅ 32148 Zip Code

Welcome to 423 Holiday Dr, where peaceful Florida living feels like home from the moment you arrive. Nestled beneath mature trees in Grandin Lake Shores, this inviting 2-bedroom, 1-bath home offers 1,024 sq. ft. of living space surrounded by the natural beauty of Florida. Step outside and enjoy a spacious yard, screened patio, garage, and established citrus trees. Inside, thoughtful features include a whole-house water filtration system and an AirMaster Ultra UV air purification system with germicidal and odor-neutralizing technology. Imagine quiet mornings beneath the trees, afternoons by the lake, and relaxing evenings on your screened patio. Residents enjoy access to Lake Grandin's white-sand beach, picnic area, boat dock, and fishing area, making it easy to enjoy the Florida lifestyle right outside your door. Whether you're searching for a full-time home or peaceful getaway, this one is ready to welcome you. PLUS, SELLER WILL COVER 3 YEARS OF HOA FEES

423 Holiday Drive, Interlachen

$180,000

3 Beds ⋅ 1 Baths ⋅ 2162946 MLS ⋅ 32177 Zip Code

Cute, Cute, Cute and adorable Bungalow in the heart of Palatka, Consist of three bedrooms and one bath, fully fenced back yard with plenty of room for your deck or boat.

1508 Roselle Avenue, Palatka

$400,000

4 Beds ⋅ 3 Baths ⋅ 2162861 MLS ⋅ 32189 Zip Code

RARE Satsuma Commercial & Residential Opportunity! Historic 1900 Victorian on approximately 0.78 acres with 131± feet of US Highway 17 frontage, zoned C-1 Commercial Neighborhood. The existing single-family residential use may be able to continue as a legal nonconforming use subject to Putnam County regulations. C-1 zoning allows a variety of commercial uses, including retail, restaurant/café, professional or medical office, daycare/adult care, salon, boutique, antique store and service businesses, subject to County requirements. The property includes the historic Victorian, 30x40 steel building and detached garage, offering exceptional renovation, adaptive-reuse, investment and redevelopment potential. Potential Bed & Breakfast/Boutique Lodging opportunity--Putnam County has confirmed B&B use may be pursued through rezoning to C-2 or an appropriate residential zoning district, followed by required approvals. *2 non-conforming bedrooms on the 3rd Floor* Ideally located along the growing US Highway 17 corridor between Palatka, Welaka and Crescent City and near the St. Johns River, Crescent Lake, parks and recreational attractions. Convenient access to surrounding communities and outdoor recreation. Just minutes from the proposed Johnny Morris/Bass Pro resort area, offering potential long-term investment appeal. The property offers a unique opportunity for an owner-user, investor, entrepreneur or developer seeking a distinctive historic property with both continued residential use and commercial redevelopment potential. Buyer to verify all intended uses, zoning, parking, access, utilities, building requirements and development approvals with Putnam County. FDOT/US 17: County custodians have advised that there are currently no FDOT right-of-way takings or easements affecting this property. Buyer to independently verify current FDOT plans and requirements. AS-IS. No repairs will be made by Seller. Disclosures on file. DO NOT BOTHER THE TENANT IN THE WORKSHOP. Contents in the home are negotiable. Third-floor stairs are not to current code; use caution when accessing the third floor. A small fire occurred at some point on the third floor; the area has been left exposed and there is reportedly minor damage. The third floor contains two large rooms. Seller does not guarantee measurements or square footage. Square footage is based on Property Appraiser records; buyer to verify all measurements, square footage and property information. 100-foot railroad easement. Buyer to verify all easements, access, zoning, permitted uses and development requirements.

1173 S Highway 17, Satsuma

$425,000

3 Beds ⋅ 3 Baths ⋅ 2162845 MLS ⋅ 32148 Zip Code

Beautifully maintained 2006 home offering 1,872 sq ft with a desirable split bedroom and open floor plan. Spacious living and dining areas plus a separate breakfast area provide comfortable living and entertaining space. The primary suite features a jetted tub. French doors from both the living area and primary suite open to the 308 sq ft screened porch with durable Shark Coating flooring. The attached two-car garage includes a half bath and Shark Coating flooring. A 24 kW Generac whole-home generator provides peace of mind during storm season. The four-ton Lennox A/C is less than four years old, and it includes a water filtration system. The impressive 1,104 sq ft detached four-car garage features electricity, an electrical box, extensive lighting, and Shark Coating flooring, offering abundant parking, storage, and workspace. Four parcel numbers convey, totaling seven lots on a generous corner lot with paved road frontage. Mature oaks and landscaping add charm. Convenient to SR 20.

305 S Fillmore Avenue, Interlachen

$189,000

2 Beds ⋅ 1 Baths ⋅ 2162658 MLS ⋅ 32148 Zip Code

Cozy home in convenient location, two bedrooms, 1 bath, extra room could easily be used as a 3rd bedroom. Separate dining room with sliding glass door, also eating space in kitchen, laundry room, newer roof, also newer windows, and tile flooring in most rooms. Nicely landscaped yard, fenced with extra privacy fence in front yard. Concrete driveway, and new shed. Located close to St. Rd. 20, short drive to the town of Interlachen and approximately 45 miles to Gainesville, and approx. 25 miles to Palatka.

119 Oak Way, Interlachen

$349,990

2 Beds ⋅ 2 Baths ⋅ 2162610 MLS ⋅ 32112 Zip Code

Ready to build your dream home? This 4.67-acre property is already cleared, fenced and set up to make the transition easy. A brand-new well and septic system sized for up to 5 bathrooms is already in place, while the 2019 2BR/2BA mobile home provides comfortable living space while you build--or a great setup for guests or extended family.(*check with county regulations.) Home witll have front and back porch one of which will have a ramp and will have a smaller fenced area for chldren or pets. Located on a paved road in the peaceful Welaka area, you'll be close to Welaka State Forest, the St. Johns River, Beecher Springs and the Welaka National Fish Hatchery. Welaka is known for outstanding largemouth bass fishing and easy access to boating, hiking, wildlife and the natural beauty of the Ocala National Forest. A rare opportunity to enjoy the property now while building the home you've been dreaming about! This is a 2nd set mobile home. Cash or financing thru a local credit union

282 Beecher Springs Road, Crescent City

$1,249,000

4 Beds ⋅ 3 Baths ⋅ 2162534 MLS ⋅ 32189 Zip Code

Experience elevated Florida waterfront living in this exceptional riverfront residence offering 80 feet of prime frontage on the St. Johns River. Set on a high-and-dry lot, this custom home blends refined craftsmanship with resort-style amenities for an effortless indoor-outdoor lifestyle. The spacious open-concept design includes four bedrooms, two-and-a-half baths, and a dedicated office. Quality details appear throughout: plantation shutters, crown molding, coquina exterior, and an attached garage. A newly updated kitchen anchors the living spaces, flowing into a fireplaced family/living room, den, and separate dining area. French doors open to a private, fully screened pool and spa oasis with two gas fire pits and lush tropical landscaping, an inviting setting for quiet evenings or entertaining. The waterfront package is complete with new dock, deck, and boathouse featuring two new lifts, an upper sundeck, and a poured concrete bulkhead. Furnishings and boat are available. The home has many features and upgrades that are available on an attached list as well as the community restrictions. There is no mandatory HOA.

129 River Road, Satsuma

$245,000

3 Beds ⋅ 2 Baths ⋅ 2162527 MLS ⋅ 32177 Zip Code

Welcome to your new home!! Here you will find that this property is a perfect blend of comfort, space, and a relaxed country feel. From the moment you arrive, you'll appreciate the quiet surroundings and the opportunity to make this property your own. Inside, the home offers comfortable living space with plenty of potential for everyday living, entertaining, and creating lasting memories. There is even an additional flex room that provides space for your office, hobby needs, or a library! Step outside and enjoy the peaceful setting, with room to relax, gather with friends and family, garden, or simply take in the beauty of the outdoors. Conveniently located near Palatka, you can enjoy the opportunity of a more private setting while still being within easy reach of local shopping, dining, schools, and everyday convenience. If you are looking for a place to settle down and star gaze without the city noise, say less! This home is for you!

219 Palmetto Bluff Road, Palatka

$229,000

3 Beds ⋅ 2 Baths ⋅ 2162238 MLS ⋅ 32177 Zip Code

FRESH NEW PRICE -- READY FOR A NEW OWNER! This beautiful 3-bedroom, 2-bath home still has the charm and character you love, with the fresh renovations you want! Offering 1,452 sq. ft. on .22 acres, this 1958 home features beautifully refinished hardwood floors, updated bathrooms, updated plumbing and electrical, and an HVAC system approximately four years old. Move in, relax, and start enjoying the Florida lifestyle! Spend the day at the beach, explore the St. Johns River, or enjoy the local shops, restaurants, and charm of downtown Palatka. Beautiful landscaping completes the picture. This home is turnkey ready--nothing left to do but unpack and enjoy. Fresh price, fresh renovations, and ready for its next chapter!

2003 Laurel Street, Palatka

$469,900

3 Beds ⋅ 3 Baths ⋅ 2162207 MLS ⋅ 32131 Zip Code

River views set the tone at 209 River Drive, a beautifully renovated East Palatka home where flexible living spaces, thoughtful upgrades, and a resort-style backyard come together effortlessly. This concrete-block home offers three bedrooms, three full bathrooms, an office, and a spacious flex room, providing plenty of room to live, work, gather, and unwind. Two of the bedrooms are private en-suites with walk-in closets, and one includes a separate exterior entrance, making it especially well-suited for guests, extended family, or use as a private mother-in-law suite. Inside, natural light pours through the impact-resistant windows while beautiful crown molding, wainscoting, plantation shutters, luxury vinyl plank flooring, and recessed lighting create a polished and cohesive look throughout the home. The remodeled kitchen serves as the heart of the space with a large island, quartz countertops, and plenty of room for everyday meals or entertaining. From there, the home flows into the shaded sunroom, where paver flooring creates a seamless connection to the outdoor living areas and invites you to slow down and enjoy the surrounding river views. Outside, lush landscaping and St. Augustine sod enhances both the front and back yards, while pavers continue from the carport to the rear of the home, wrapping around the saltwater pool and leading to the firepit area. The fenced backyard offers everything needed to enjoy Florida living, including an in-ground pool with a newer liner and pump, gas pool heater, outdoor shower, tied-in gas grill, and multiple spaces for relaxing or gathering with friends and family. A powered storage shed with a lean-to and its own metal roof, also installed in March 2026, adds even more useful space. The beauty of this home is matched by the work completed behind the scenes. Renovations and improvements include remodeled bathrooms, updated plumbing, ductwork, and electrical panel in 2023; a metal roof installed in March 2026; and a newer septic system and drainfield installed in 2022. A whole-home Generac generator installed in 2020, an on-demand gas water heater, stackable gas washer and dryer, water softener, irrigation system, and UV-C lamps in the HVAC system add comfort, efficiency, and peace of mind. With its captivating river views, two private en-suites, flexible living areas, extensive renovations, and backyard designed for year-round enjoyment, 209 River Drive is more than a beautifully updated home; it is a place created for making memories. Offered under $500,000, this is your opportunity to enjoy the river views without the riverfront price!

209 River Drive, East Palatka

$349,000

4 Beds ⋅ 2 Baths ⋅ 2162190 MLS ⋅ 32112 Zip Code

Welcome to Crescent City, Florida! This single-family 4-bedroom, 2-bathroom home offers plenty of space to enjoy a quieter Florida lifestyle with room to spread out. Situated on a spacious lot, the property provides a great combination of indoor living space and outdoor possibilities. Whether you're looking for room for family, pets, outdoor activities, gardening, or simply a little more privacy, this property gives you the flexibility to make it your own. Conveniently located in the Crescent City area with access to nearby lakes, fishing, boating, and the natural beauty of Putnam County, this home offers a relaxed setting away from the hustle and bustle while remaining within reach of everyday necessities.

1195 County Road 309, Crescent City

$339,000

3 Beds ⋅ 2 Baths ⋅ 2162189 MLS ⋅ 32131 Zip Code

Charming 3-bedroom, 2-bath home situated on just under 2 acres in a quiet East Palatka setting near the river and across from farmland. The seller briefly took the home off the market to complete several updates, including new subflooring, new flooring, and fresh interior paint. A new metal roof, septic system, and drain field were also installed in 2023. Enjoy a spacious backyard, a workshop, and peaceful surroundings, all just minutes from a public boat ramp, favorite local restaurants, new pickleball courts, and the park. A wonderful opportunity to enjoy country living while remaining close to town. *Some photos have been virtually staged using AI.*

309 E River Road, East Palatka

$474,900

3 Beds ⋅ 2 Baths ⋅ 2162108 MLS ⋅ 32148 Zip Code

This BEAUTIFUL 3 BEDROOM 2 BATH COMPLETELY REMODELED HOME IS LOOKING FOR A NEW OWNER. FIRST GLANCE, A GORGEOUS LANDSCAPED YARD AROUND THIS HOME WITH NICE GRAVEL WALK WAYS. Step inside to an open floor plan with an amazing kitchen and dining area. Take in the beauty of the counter tops. Beautiful floors of luxury laminate and tile. Large bedrooms and closets. A very nice area for a TV room, family games, children's play room or use your imagination. Nice shop for projects and working tools. Also, the building in the back of the property can be a mother-n-law suite, apartment for a college student so many uses. Needs some TLC. Also, a deeded easement to HART LAKE. Just a few minutes to medical facilities, grocery stores, RODMAN DAMN (FAMOUS FOR IT'S BASS). DON'T MISS OUT ON THIS AMAZING HOME AND PROPERTY!!

125 Hart Lake Drive, Interlachen

$300,000

4 Beds ⋅ 2 Baths ⋅ 2162099 MLS ⋅ 32177 Zip Code

Freshly renovated and sitting on a full acre, 201 Comer Road offers the space you want without the project list. This 4-bedroom, 2-bath home features a bright open layout, new flooring, fresh paint and recessed lighting throughout. The updated kitchen includes white cabinetry, granite countertops, stainless steel appliances and a large island overlooking the main living area. The primary suite offers plenty of room along with an updated bath featuring a double vanity and tiled walk-in shower. Outside, the screened front porch is the perfect place to slow down, while the one-acre yard gives you room to spread out. The log cabin-style barn adds even more character and space for storage, hobbies or your next idea. Updated, spacious and move-in ready, this Palatka home brings together modern finishes and room to breathe.

201 Comer Road, Palatka

$239,900

11 Beds ⋅ 5 Baths ⋅ 2162082 MLS ⋅ 32177 Zip Code

Historic Multi-Unit Opportunity in the heart of St. Johns Ave! Rare opportunity to own a spacious 1920 multi-unit property featuring 11 bedrooms & 4.5 bathrooms, on approximately .69 acres in a highly convenient location. This two-story property offers large multi-use rooms, plenty of space, and tremendous potential for the right investor or owner-user. The property is zoned R-3 and located in Flood Zone X. Parts of the roof have been replaced with new metal roofing, and the property also features a new A/C system. Partially furnished and offering great bones, this property needs work but provides an excellent opportunity to restore, renovate, and maximize its potential. Large lot, prime location, flexible space, and tons of possibilities - bring your vision and make this property your own!

2111 St Johns Avenue, Palatka

$249,900

3 Beds ⋅ 2 Baths ⋅ 2162020 MLS ⋅ 32189 Zip Code

Move-in-ready new construction near the St. Johns River! This brand-new Hailie II offers 3 bedrooms, 2 bathrooms, 1,321 heated square feet, and a bright open layout with high ceilings. The kitchen features white soft-close cabinetry, quartz countertops, stainless steel appliances, a large breakfast bar, and modern pendant lighting. Luxury vinyl plank flooring flows through the main living areas, while each bedroom includes comfortable carpet and a ceiling fan. Glass French doors open to a spacious backyard with plenty of room to create your ideal outdoor space. Coastal blue accents, fresh landscaping, a wide concrete driveway, and a one-car garage complete the home. Built with quality construction and backed by a builder warranty for added peace of mind. A preferred lender is offering a 1% lender credit and closing in as little as 7 days for qualified buyers. Ready to make this HOME?!

126 Roberts Boulevard, Satsuma

$235,000

3 Beds ⋅ 2 Baths ⋅ 2161985 MLS ⋅ 32177 Zip Code

Welcome to this inviting, nearly new home on Palm Avenue! Built just one year ago, this home feels open and spacious from the moment you walk through the door. The vaulted ceilings add to the airy feel of the main living area, creating a comfortable space where everyone can gather without feeling crowded. The thoughtfully designed layout makes everyday living easy while still offering plenty of room to entertain family and friends. Situated on a desirable corner lot, the home also features a large, fully fenced yard with plenty of space for children and pets to play, weekend cookouts, gardening, or simply relaxing outdoors. With newer construction, a spacious interior, and an oversized yard that is already fenced, this home offers the comfort and flexibility so many buyers are looking for. Come see it for yourself and imagine making it your own!

3325 S Palm Avenue, Palatka

$129,900

2 Beds ⋅ 1 Baths ⋅ 2161651 MLS ⋅ 32148 Zip Code

Beautifully refreshed and move-in ready, this charming compact home offers comfort, convenience, and plenty of outdoor space! Located on a paved road with easy access to State Road 20, it's a great choice for commuters. The .36-acre corner lot is oversized, fenced, and features paved road frontage on one side. Inside, you'll find a spacious living room, a nice dining area just off the kitchen, ceiling fans, and three mini-split units for efficient heating and cooling. The kitchen includes an electric range and refrigerator, and the home includes a washer and dryer. Outside, enjoy a detached carport and a large storage shed in the backyard. A comfortable home with a practical layout and a great location!

344 5th Way, Interlachen

$239,900

3 Beds ⋅ 2 Baths ⋅ 2161632 MLS ⋅ 32177 Zip Code

Bring your vision and add the finishing touches! This project home has already had a great start, with many of the major improvements completed and is ready for its next owner to finish it their way. Updates already completed include a NEW metal roof, NEW subfloor throughout, a second bathroom added, NEW drywall throughout, NEW ceiling fans and lighting, updated electrical, tile installed in the kitchen and new bathroom, a renovated front porch, and more! Much of the hard work has already been done. Now it's time to bring your ideas and make it your own. Whether you're an investor, DIY enthusiast, or buyer looking for a home you can customize to fit your style, this property offers plenty of potential. Finish what's been started and turn this project into HOME! Situated on St. Johns Avenue in the heart of Palatka, this property offers a convenient location along with the opportunity to complete the renovations and make it your own.

1407 St Johns Avenue, Palatka

$414,900

4 Beds ⋅ 2 Baths ⋅ 2161451 MLS ⋅ 32177 Zip Code

Build your dream home with the Sternere Group in Colonial Pines! One of the last lots remaining in this sought-after community, offering a rare opportunity to create a custom home tailored entirely to your vision.... Choose your design, finishes, and features and make this lot truly your own. Give us a call today (Listing Agent is Seller and Builder)

148 Latesha Terrace, Palatka

$60,000

3 Beds ⋅ 2 Baths ⋅ 2161446 MLS ⋅ 32177 Zip Code

Investor special. Home needs roof and updates on the inside.

621 S 18th Street, Palatka

$110,000

2 Beds ⋅ 1 Baths ⋅ 2161337 MLS ⋅ 32177 Zip Code

Welcome to 1107 S 10th Street in Palatka, Florida! This property offers a great opportunity to enjoy the convenience of living close to everything Palatka has to offer. Located just minutes from shopping, restaurants, schools, medical facilities, and the beautiful St. Johns River, you'll have everyday necessities and local attractions right at your fingertips. Whether you're searching for a place to call home or looking to add another property to your investment portfolio, 1107 S 10th Street is full of potential. With Palatka continuing to grow, this is a great opportunity to own property in an established area of town. Schedule your showing today and come see the possibilities for yourself!

1107 S 10th Street, Palatka

$230,000

3 Beds ⋅ 1 Baths ⋅ 2161333 MLS ⋅ 32177 Zip Code

Updated, inviting, and full of character, this 3-bedroom, 1-bath block home sits on nearly half an acre at the end of a quiet, no-thru street. Inside, a bright living room welcomes you with LVP flooring, a large picture window, and a cozy fireplace. The kitchen features newer cabinetry--installed within the last 5 years--and stainless steel appliances, while the updated bathroom was also completed within the last 5 years. New windows throughout, updated electrical, and a 2021 water heater offer added peace of mind, all complemented by a timeless metal roof. Outdoors, relax on the charming rear porch, take advantage of the attached carport and newer concrete driveway, and enjoy the generous space of your private yard. A sweet blend of character, comfort, and thoughtful updates, ready for its next chapter.

128 Cannon Court, Palatka

$895,000

3 Beds ⋅ 2 Baths ⋅ 2161291 MLS ⋅ 32189 Zip Code

Discover the possibilities with this home on 18+/- acres ideally located across from the St. Johns River, renowned for excellent fishing. Upon entering thru the electric gate, you will appreciate the asphalt driveway and the privacy this property offers. The beautifully remodeled 3-bedroom, 2-bath home offers quality finishes throughout. The lovely galley style kitchen features custom cabinetry, granite countertops, and stainless appliances. The spacious living room has vaulted ceiling and LVP flooring. The primary suite includes a fully updated bath with a step in shower and walk in closet. Enjoy the outdoors from the screened porch or covered patio, perfect for relaxing or entertaining. An attached garage provides added convenience. The expansive acreage offers room to grow, with excellent potential to add RV and boat storage, or possibly additional homes for a family compound. A rare opportunity to enjoy privacy, space, and easy access to one of the area's premier waterways.

100 Whitney Street, Satsuma

$305,000

2 Beds ⋅ 1 Baths ⋅ 2161214 MLS ⋅ 32181 Zip Code

Listed strictly for land and established utility infrastructure value. This deep-water lakefront gem on Big Lake Como spans over an acre of grandfathered property lined with mature shade trees. The existing solid cinderblock home features exceptional structural integrity, making it a perfect candidate for a major footprint expansion or an immediate live-in renovation project. Tap into existing private well and established septic system setups to save tens of thousands in development impact fees.

104 Carter-Whittaker Lane, Pomona Park

$825,000

4 Beds ⋅ 2 Baths ⋅ 2161072 MLS ⋅ 32666 Zip Code

Modern farmhouse charm meets wide-open country living on 13 beautiful acres in Melrose! Originally built in 2004, this home has been thoughtfully renovated from top to bottom, all while preserving the character that makes this home special and unique. Prepare to fall in love with the sky high vaulted ceilings, refinished original hardwood floors, and exquisite wood trim surrounding the windows and doors, truly bringing home the cozy farmhouse charm. Warm neutral interior paint decks the walls, emphasizing the natural wood tones found throughout the home, while bright white baseboards, new light fixtures and ceiling fans, and stylish matte black hardware add a clean, modernized aesthetic. The completely refreshed kitchen features stunning quartz countertops, a trendy drop-in sink, gas range, stainless steel appliances, refinished custom original wood cabinetry, and a gorgeous herringbone backsplash. There's plenty of room to sprawl out with a bonus room off of the foyer, and stairs leading to an impressively sized loft above. Decorative sconce lighting leads down the hallway to a massive primary suite, truly a retreat in its own right, featuring a beautifully updated bath with a tiled walk-in shower, soaking tub, and a porcelain dual vanity. Outside, this expansive 13 acre property offers privacy, peace, serenity, and whatever your heart desires. A charming red barn sits adjacent to the home, and with AG zoning can be turned into a refuge for livestock or storage for boats, ATV's, or any other toys you can think of! An additional water, sewer, and electric hook-up offered on the property will make it a breeze to add an a guest house or full utility workshop, etc. This property is truly one of a kind, don't miss your opportunity to schedule a tour TODAY!

146 Mallard Road, Melrose

$473,000

3 Beds ⋅ 2 Baths ⋅ 2160835 MLS ⋅ 32640 Zip Code

Discover the space, privacy, and possibilities that come with this 3-bedroom, 2-bath home situated on a generous 2.4-acre property in an airport community. The thoughtfully designed split-bedroom floor plan offers comfortable living spaces, while the eat-in kitchen features a breakfast bar, pantry, and ample room for everyday meals and entertaining. The primary suite includes a walk-in closet and private bathroom with a tub and separate shower. The home offers a blend of laminate and tile flooring, central heating and cooling, and a cozy fireplace for added character. Step outside to enjoy multiple covered outdoor spaces, including a front porch, deck, and patio--perfect for relaxing or entertaining while taking advantage of the expansive property. Outdoor amenities include an above-ground pool with cover, a greenhouse, and plenty of land to create your own private retreat, garden, recreational space, or hobby area.

168 Hour Glass Circle, Hawthorne

$195,000

3 Beds ⋅ 1 Baths ⋅ 2160787 MLS ⋅ 32640 Zip Code

Discover this perfect cottage on a spacious 1-acre lot in Hawthorne, Florida! Priced at $209,000, this move-in-ready home offers an easy commute to Gainesville, quick access to the Hawthorne community, and is just a short distance to Little Orange Creek Nature Park.Inside, you will find three comfortable bedrooms featuring brand-new carpet and vinyl flooring. The kitchen comes equipped with a gas stove, and the bathroom boasts a beautiful, newly tiled shower. Energy-efficient updates include new double-paned windows with included blinds, a one-year-old HVAC system, and a tankless water heater. For added utility, two 220-volt breakers have been installed, and new smoke detectors are in place.Relax on the screen porch, fully updated with new boards and screens. Outside, the lovely, low-maintenance property offers an expansive yard that is ideal for adding a garden or parking your outdoor toys. This easy-care home blends modern upgrades with peace of mind. Schedule your tour today!

137 Hill Street, Hawthorne

$1,299,000

3 Beds ⋅ 2 Baths ⋅ 263715 MLS ⋅ 32043 Zip Code

St. Johns Riverfront sanctuary is a self-contained compound, where exceptional craftsmanship, modern luxury, and the timeless beauty of Old Florida come together in one extraordinary waterfront retreat. Completely rebuilt, remodeled and expanded in 2024, this 3 bedroom/study/2 full bath stunning property offers nearly 300 feet of river frontage, creating an unparalleled setting for those seeking privacy, nature, and an authentic Florida lifestyle. Encompassing 6.2 acres and nestled among majestic trees in a peaceful, unspoiled natural setting, this rare sanctuary is brimming with wildlife, where deer, wild turkeys, and native birds are frequent visitors. It is a place where life slows down, offering the serenity and beauty of Florida as it used to be--a disappearing landscape that is becoming increasingly difficult to find. From the moment you arrive, you'll appreciate the custom circular driveway, screened-in front porch, and fully fenced side and rear yards with a remote-

140 Pioneer Trl, Green Cove Springs

$189,000

3 Beds ⋅ 2 Baths ⋅ 2160613 MLS ⋅ 32148 Zip Code

Charming 3-Bedroom Palm Shores home . Welcome to this well-maintained 2004 mobile home offering 1,296 square feet of comfortable living space . This 3-bedroom , 2-bath home is situated on a .23-acre lot in the desirable Palm Shores Subdivision . Enjoy the convenience of a public boat ramp to Boll Green Lake, offering opportunities for fishing and outdoor recreation. With a functional layout and plenty of space for everyday living, this property is a great opportunity for those looking for affordable Florida living in an established community . Come see all this home has to offer !

104 Reaves Avenue, Interlachen

$214,900

3 Beds ⋅ 3 Baths ⋅ 2160592 MLS ⋅ 32177 Zip Code

Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements--including an updated metal roof, HVAC system, and plumbing--provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard. A detached garage offers additional storage, workspace, or parking options. Conveniently located just minutes from Downtown Palatka, Ravine Gardens State Park, Palatka Golf Course, and the beautiful St. Johns River, this home offers easy access to local shopping, dining, recreation. Don't miss this opportunity to own a move-in-ready home with an unbeatable location!

1811 Kate Street, Palatka

$539,900

4 Beds ⋅ 2 Baths ⋅ 2160567 MLS ⋅ 32177 Zip Code

Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed. his exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.

130 Cedar Creek Road, Palatka

$399,000

3 Beds ⋅ 2 Baths ⋅ 2160448 MLS ⋅ 32177 Zip Code

Brand new, beautifully finished, and built with details that set it apart! This 2026 new construction home offers 3 bedrooms, 2 bathrooms, and a desirable split floor plan on half an acre, conveniently located in the middle of town and toward the end of a neighborhood street. Thoughtful upgrades are found throughout, including 5 1/4'' baseboards, fully trimmed windows, custom wood shelving in every closet, quartz countertops, all-plywood soft-close cabinetry, and shower tile extending to the ceiling, & more! The added spray foam insulation in the ceiling adds energy efficiency and long-term savings. Enjoy a spacious 23' x 10' covered back porch and an oversized garage featuring an 18' x 8' garage door for added flexibility and storage. With quality finishes, a functional floor plan, plenty of space, and a convenient location, this brand-new home is ready for its first owner! *Some photos are virtually staged with AI*

114 W Camelot Drive, Palatka

$869,000

3 Beds ⋅ 3 Baths ⋅ 2160439 MLS ⋅ 32193 Zip Code

Welcome to your own riverfront paradise on 1.94 acres on the beautiful St. Johns River & Little Lake George in Welaka! This waterfront retreat offers peaceful living, incredible fishing and endless opportunities to enjoy life on the water. Spend mornings sipping coffee with river views, launch your boat for a day of world-class bass fishing, or cruise the St. Johns and Little Lake George as the sun sets. Whether you're searching for a full-time residence, weekend getaway or vacation home, this property offers the relaxed river lifestyle you've been dreaming of. Adding to the area's future appeal, Bass Pro Shops founder Johnny Morris has acquired thousands of nearby acres, generating excitement about the property's future possibilities and potential nature-based destination. Come experience the quiet charm, natural beauty and laid-back lifestyle that make Welaka one of Florida's best-kept secrets.

107 Beechers Point Drive, Welaka

$499,900

4 Beds ⋅ 2 Baths ⋅ 2160351 MLS ⋅ 32177 Zip Code

Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only. Set within the riverfront community of Crystal Cove, this home captures the ease and beauty of Northeast Florida living. Although the property is not directly riverfront, scenic views of the St. Johns River can be enjoyed from multiple areas of the home. Crystal Cove Marina and a nearby public boat ramp are just steps away, making spontaneous days on the water beautifully simple launch the boat, cast a line, cruise the river or settle in to watch the evening sky. Historic Downtown Palatka is only minutes away, offering locally owned boutiques, restaurants, community gatherings and waterfront events. Palatka's central location also makes it easy to enjoy many of North and Central Florida's favorite destinations: Approximately 30 miles to St. Augustine Approximately 45 miles to Gainesville Approximately 50 miles to Jacksonville Approximately 50 miles to Ocala Approximately 55 miles to Daytona Beach Approximately 90 miles to Orlando Some listing photographs have been digitally altered using AI to illustrate the possibilities of select cosmetic updates, including flooring, fireplace and design enhancements. These conceptual images are provided for visual presentation purposes only and may not reflect the property's current condition, materials or included features. Buyers should rely upon in-person observations, inspections and verified property information. Improvement quotes may be available upon request.

245 Crystal Cove Drive, Palatka

$159,900

3 Beds ⋅ 2 Baths ⋅ 2160326 MLS ⋅ 32131 Zip Code

INVESTOR SPECIAL/TLC OPPORTUNITY! Bring your vision and unlock the possibilities at 108 Roberts Road in East Palatka! Situated on 1.47 private acres in a quiet setting on a private road, this property offers plenty of room & potential for the buyer ready to take on a project. The 1994 home features 3 bedrooms, 2 baths and 1,456 sq ft. The property also includes a 30x50 pole barn with concrete floors and separate storage shed. Well and septic are functioning and reported in good condition, as well as metal roof installed approx. 6 years ago and regularly maintained A/C. An additional 1945 2/1 structure is located on the property but is considered to need complete update; safety and usability are unknown. With acreage, privacy, existing utilities and multiple possibilities, this could be a great opportunity for an investor, renovator or buyer looking to create their own vision. Property is being sold AS-IS. Washer/dryer and appliances convey.

108 Roberts Road Unit 1, East Palatka

$259,000

3 Beds ⋅ 2 Baths ⋅ 2160250 MLS ⋅ 32112 Zip Code

Small Town Charm! This 3 bedroom, 1.5 bathroom home sits on a 0.31 acre lot in Hubbard Park, conveniently located in the heart of Crescent City. Offered fully furnished and featuring a metal roof, central A/C, well for irrigation and combination laundry/workshop. Enclosed Florida Room surrounded by windows offers a view of the mature greenery.

206 Oleander Avenue, Crescent City

$65,000

2 Beds ⋅ 1 Baths ⋅ 2160151 MLS ⋅ 32177 Zip Code

Calling all investors, renovators, and lovers of vintage homes! This 1945 cottage is full of character and ready for its next chapter. Situated on three lots totaling 0.34± acres, this 2-bedroom, 1-bath home offers endless potential for restoration, renovation, or an affordable investment project. Original details, a welcoming screened front porch, metal roof, covered carport, and a spacious yard provide a solid starting point for bringing this home back to life. The home is in need of repairs and is being sold AS IS, making it an excellent opportunity for cash buyers or those looking for a fixer-upper with room to add value. Whether you're searching for your next flip, rental property, or a charming cottage to restore, this property is worth a look.

114 E Hicks Street, Palatka

$260,000

3 Beds ⋅ 2 Baths ⋅ 2160134 MLS ⋅ 32177 Zip Code

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174 Geck Road, Palatka

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