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Browse All Putnam FL Between $400K - $500K Properties for Sale

$400,000
3 Baths 2155799 MLS 32189 Zip Code
RARE COMMERCIAL OPPORTUNITY! Approximately 0.78 acres w/131± feet of US Highway 17 frontage in the growing Satsuma, FL corridor. Zoned C-1 Commercial Neighborhood, this property includes a historic 1900 Victorian, 30x40 steel building,& additional detached garage,offering exceptional redevelopment,renovation,or investment potential. Permitted uses include retail sales,restaurant,café, professional or medical offices,daycare,adult care, salon,boutique,antique store,service business,& mixed-use opportunities(buyer to verify).Potential Special Use opportunities may include drive-thru facilities,clubs,cultural or religious facilities,& essential public services. Ideally located between Palatka,Welaka,Crescent City,& the St.Johns River, w/easy access to Crescent Lake,local parks,&recreation.Just minutes from the proposed Johnny Morris/Bass Pro resort area,this high-visibility location offers excellent traffic exposure, convenient access,&outstanding long term investment.DO NOT BOTHER WORKSH AS-IS No repairs will be made. Disclosures on file DO NOT BOTHER THE TENANT IN THE WORKSHOP. Content in the home is negotiable. 3rd floor stairs is not to current code. Use caution when going to the 3rd floor. There was a small fire at some point on the 3rd floor. Seller left it exposed, minor damage. There are 2 large rooms on the 3rd floor. Seller does not guarantee measurements, Square footage taken from property appraisers office, buyer to verify. 100 FT Railroad easement. Buyer to verify Highway 17 easement

1173 Highway 17, Satsuma

$425,000
3 Beds 3 Baths 2154956 MLS 32640 Zip Code
Situated on a corner lot with 3.27 beautifully wooded acres, this 2,196 sq. ft. lakefront retreat offers the perfect blend of privacy, nature, and recreation. Featuring 3 spacious bedrooms and 2.5 bathrooms, this custom home is filled with warmth and character, showcasing gorgeous wood accents, tongue-and-groove bamboo flooring, and beautiful lake views throughout. The primary suite offers a private balcony overlooking Hour Glass Lake, while nearly every room captures peaceful views of the water and surrounding landscape. Two guest bedrooms feature charming window seats with built-in storage benches. The open-concept kitchen and living area is anchored by a stunning double-sided stone fireplace that also serves the spacious bonus room, ideal as a family room, home office, playroom, or potential fourth bedroom. Relax on the expansive back deck while enjoying frequent visits from deer, wild turkeys, colorful birds, and Florida's iconic fox squirrels. Horses are welcome. Additional features include a huge two-car breezeway, workshop/storage area, convenient outdoor shower, a shed, solar panels with recent electric bills under $40 per month, and access to spring-fed Cue Lake, reserved exclusively for Cue Lake Hills residents. Enjoy the private boat ramp, pavilion, picnic area, swimming, fishing, and boating on Cue lake for only $48 per year. If you've been searching for acreage, lakefront living, access to a second recreational lake, abundant wildlife, and the peaceful Florida lifestyle, schedule your private showing today. Two Lakes. Over 3 Acres. Endless Possibilities

251 Cue Lake Drive, Hawthorne

$475,000
3 Beds 2 Baths 2141396 MLS 32177 Zip Code
Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids' playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.

461 Old Starke Road, Palatka

$440,500
3 Beds 2 Baths 2138755 MLS 32193 Zip Code
Welcome to 292 Maxwell Drive, a meticulously maintained 3-bedroom, 2-bathroom Jacobsen-built home nestled on a protected cove just steps from the legendary St. Johns River. Perched on a high bluff -- one of the few in the neighborhood that has never experienced water intrusion -- this property delivers the waterfront lifestyle without the flood insurance burden. Built in 2015, this move-in ready home has been kept in pristine condition and comes fully furnished, making it a true turnkey opportunity. The durable metal roof, Ram Jack structural support system, and stone veneer skirting reflect the quality and care that define this property from foundation to rooftop. Inside, the open-concept layout features rich hardwood-style flooring and crown molding throughout. The expansive living room flows seamlessly into the large eat-in kitchen, where you'll find maple cabinetry, a tile backsplash, a large center island with seating for three, pendant lighting, a French door refrigerator, and a large walk-in hidden pantry. A separate dining area provides additional space for entertaining. A second living area -- a generous family room -- offers flexibility for a game room, media room, or guest retreat. The spacious primary suite features a ceiling fan, crown molding, and a spa-inspired en-suite with double vanity, a brand new soaking tub, and a separate walk-in shower finished in large-format tile. Two additional bedrooms share a beautifully appointed second bath with a walk-in glass-enclosed tile shower. A dedicated laundry room completes the interior. Step outside and experience why this home truly sets itself apart. The large composite back deck -- complete with a remote-controlled retractable sunshade -- overlooks the tranquil cove and boathouse below. The fully covered boathouse features a metal roof, electric boat lift, dock, and power -- ready for your vessel the day you move in. Raised garden beds line the back of the home, and the under-home storage provides a perfect space for kayaks, paddleboards, and gear. Attic storage adds even more utility. Additional highlights include a whole-home water softener, a wide concrete driveway, central A/C, and an outdoor storage cabinet. Bonus opportunity: The neighboring property at 293 Maxwell Drive is also available and can be purchased together -- a rare chance to own two waterfront homes side by side. Welaka is a golf cart friendly community with restaurants and bars just around the corner, adding a small-town charm that makes everyday living here feel like a permanent vacation. Whether you're looking for a full-time residence, vacation retreat, investment property, or a multi-home compound on the water, 292 Maxwell Drive offers rare riverfront access, lasting structural quality, and a lifestyle that simply cannot be replicated.

292 Maxwell Drive, Welaka

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