Putnam FL 3 Bedroom Real Estate, Homes, Condos for Sale

3 Beds ⋅ 3 Baths ⋅ 2164197 MLS ⋅ 32177 Zip Code

Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!

1415 Cleveland Avenue, Palatka

$249,000

3 Beds ⋅ 2 Baths ⋅ 2164194 MLS ⋅ 32177 Zip Code

Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?

140 Kelley Smith School Road, Palatka

$149,900

3 Beds ⋅ 2 Baths ⋅ 2164190 MLS ⋅ 32148 Zip Code

Welcome home to this well maintained property in desirable Interlachen Lake Estates. Property features new flooring throughout, updated kitchen with new countertops and stainless steel appliances, updated bathrooms, new fixtures, fresh paint and more! Priced to sell and won't last long, schedule your showing today!

204 Milton Avenue, Interlachen

$199,000

3 Beds ⋅ 2 Baths ⋅ 2164102 MLS ⋅ 32189 Zip Code

Beautifully Renovated 3-Bedroom Home in Bayou Club! Welcome to this beautifully updated 3-bedroom, 2-bath home in the desirable Bayou Club community. Move-in ready and extensively renovated, this home features a brand-new 2026 A/C system with heat pump, brand-new water heater, completely renovated kitchen, updated bathrooms, new flooring throughout, fresh interior paint, and a large attached, fully enclosed shed with electricity that can be used as a workshop, hobby space, or additional storage. The home also features a covered carport and covered balcony. Step inside to a bright, refreshed interior with modern finishes throughout. The beautifully renovated kitchen provides an inviting space for cooking and entertaining, while the updated bathrooms, new flooring, and fresh paint give the entire home a clean, contemporary feel. The additional attached shed adds valu able usable space and is already equipped with electricity, allowing for use as a workshop, tool room, hobby area, or additional storage. The covered carport provides convenient protected parking, while the covered balcony adds additional covered outdoor space. Enjoy the Bayou Club amenities, including a clubhouse, swimming pool, boat dock, boat launch, boat slips, RV/boat storage, and trash service, with an HOA fee of approximately $75 per month. With 3 bedrooms, 2 bathrooms, extensive renovations, a large powered workshop/storage area, covered parking, covered outdoor space, and access to community amenities, this move-in-ready home combines updated interior finishes with valuable additional functional space.

108 Pinelake Drive, Satsuma

$269,500

3 Beds ⋅ 2 Baths ⋅ 2164094 MLS ⋅ 32177 Zip Code

Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka

$245,000

3 Beds ⋅ 2 Baths ⋅ 2164078 MLS ⋅ 32177 Zip Code

Spacious 3 bedroom, 2 bath concrete block home with front brick accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka

$30,000

3 Beds ⋅ 2 Baths ⋅ 2164045 MLS ⋅ 32189 Zip Code

AUCTION OPPORTUNITY! The list price is the STARTING BID ONLY! All bids are submitted directly to the listing agent and presented to the sellers. The sellers may choose to accept a bid and proceed with the sale at any time or allow the auction to continue. Bring your best offer! NO HOA! Great opportunity for someone looking to create their own vision. Enjoy the laid back lifestyle of the Satsuma area with convenient access to the St. Johns River, outdoor recreation, fishing, boating, and nearby communities. Value is in the land, not the existing home. Property is being sold as-is. Buyer is responsible for all due diligence, including inspections and independently verifying the presence, condition, functionality, and suitability of any utilities, well, septic, electrical, or other improvements on the property. Property LOTS- 72+73. Not in flood zone as shown on FEMA flood map.

307 N Edgeline Road, Satsuma

$292,000

3 Beds ⋅ 2 Baths ⋅ 2163766 MLS ⋅ 32189 Zip Code

From the covered dock just steps from your back door, you can take a scenic boat ride down Dunns Creek to Crescent Lake OR south on the St Johns River to Lake George (the 2nd largest lake in Florida) OR north on the St Johns to Jacksonville and the Atlantic Ocean. This waterfront home has it all for the water enthusiast. Spend your evenings on the spacious screen room watching the sun set or Bar-B-Qing on the covered patio. There's a nice size utility building with laundry facilities as well as laundry hook ups inside the home. The kitchen features a breakfast nook with an easterly exposure where you can have your morning coffee while enjoying the sun rise. The sellers are offering a $5,000 buyer assistance toward mortgage discounts, other closing cost and concessions.

139 Waterside Avenue, Satsuma

$174,000

3 Beds ⋅ 2 Baths ⋅ 2163721 MLS ⋅ 32189 Zip Code

Beautiful Brand-New 2026 Single-Wide Home -- Move-In Ready! Welcome home! This beautiful 2026 single-wide manufactured home offers 3 bedrooms and 2 bathrooms, with everything brand new and ready for you to enjoy. There's nothing left to do but bring your belongings and move right in! The home features neutral colors throughout, creating a clean, comfortable, and versatile space that's ready for you to make your own. Plus, the home comes with a builder's warranty for added peace of mind. The cleared property offers plenty of space and possibilities, including room for an RV, boat, work shed, or other outdoor needs. The opportunities are endless -- bring your imagination and create the property you've been dreaming about. Located on a quiet street with only three homes, this property offers a peaceful and private setting where you can relax and enjoy the surroundings. Imagine evenings gathered around a fire pit, enjoying the quiet atmosphere and the simple pleasures of peaceful living.

102 Livingston Court, Satsuma

$315,000

3 Beds ⋅ 3 Baths ⋅ 2163534 MLS ⋅ 32177 Zip Code

Well-cared-for 3-bedroom, 2.5-bath home offering 1,796 square feet of living space in a quiet cul-de-sac setting. This two-story home provides a functional layout with plenty of room to spread out, including a spacious first-floor primary suite and a large laundry/utility room with additional storage. The main living area features a wood-burning fireplace, while the kitchen and dining spaces offer a comfortable setup for everyday living. One of the highlights of the property is the outdoor living space, with both a welcoming front porch and a large covered back porch--perfect for morning coffee, entertaining, or simply enjoying the backyard. Additional features include a durable metal roof, gas tankless water heater, and included washer and dryer. Situated on a .24-acre lot in an established neighborhood, the home offers a peaceful residential setting while remaining convenient to St. Johns River State College, HCA Florida Putnam Hospital, shopping, dining, and other local amenities.

6110 W 4th Manor, Palatka

$65,000

3 Beds ⋅ 2 Baths ⋅ 2163314 MLS ⋅ 32177 Zip Code

Great investment opportunity! Property is being sold AS-IS and offers potential for an investor, rental property, or starter home. Located on .80 acres with a fully fenced in yard. Buyer to verify all information and potential uses with the county

128 Davis Lake Rd Road, Palatka

$549,900

3 Beds ⋅ 2 Baths ⋅ 2163058 MLS ⋅ 32131 Zip Code

Experience the best of St. Johns River living in this inviting 3-bedroom, 2-bath waterfront home offering almost 2,000 sq ft and breathtaking sunset views. Spend your days boating, fishing, or simply enjoying the peaceful beauty of the river, renowned for its outstanding fishing and recreational opportunities. Inside, a spacious living room with fireplace creates a warm gathering space, while the updated kitchen adds style and function. Recent interior paint and carpet make this home feel move-in ready. The highlight is the incredible riverfront room, where expansive views bring the beauty of the outdoors inside. Step onto the riverfront deck to relax, entertain, watch boats drift by, or unwind as another spectacular sunset paints the sky. This is more than a home--it's a lifestyle. An oversized 2 car garage with workshop space located underneath the home plus a carport or covered boat parking. Public boat ramp conveniently located just down the street.

109 St Johns Boulevard, East Palatka

$184,999

3 Beds ⋅ 2 Baths ⋅ 2162957 MLS ⋅ 32189 Zip Code

Welcome to 156 Lake Margo Drive! This inviting furnished 3-bedroom, 2-bath home offers comfortable Florida living with a spacious kitchen, beautiful pantry and stackable washer and dryer that stay. Enjoy a lovely pond view of Lake Margo, with a beautiful fountain right outside your living room window, abundant wildlife and an exceptional view from the back porch. Located in a welcoming, golf-cart-friendly adult community featuring a sparkling pool, clubhouse, storage area, boat ramp and marina with boat slips available to lease for only $25/month. Community access to Murphy's Creek leads to the beautiful St. Johns River and navigable waterways to the Atlantic Ocean. Come enjoy the views, wildlife, amenities and Florida lifestyle!

156 Lake Margo Drive, Satsuma

$180,000

3 Beds ⋅ 1 Baths ⋅ 2162946 MLS ⋅ 32177 Zip Code

Cute, Cute, Cute and adorable Bungalow in the heart of Palatka, Consist of three bedrooms and one bath, fully fenced back yard with plenty of room for your deck or boat.

1508 Roselle Avenue, Palatka

$425,000

3 Beds ⋅ 3 Baths ⋅ 2162845 MLS ⋅ 32148 Zip Code

Beautifully maintained 2006 home offering 1,872 sq ft with a desirable split bedroom and open floor plan. Spacious living and dining areas plus a separate breakfast area provide comfortable living and entertaining space. The primary suite features a jetted tub. French doors from both the living area and primary suite open to the 308 sq ft screened porch with durable Shark Coating flooring. The attached two-car garage includes a half bath and Shark Coating flooring. A 24 kW Generac whole-home generator provides peace of mind during storm season. The four-ton Lennox A/C is less than four years old, and it includes a water filtration system. The impressive 1,104 sq ft detached four-car garage features electricity, an electrical box, extensive lighting, and Shark Coating flooring, offering abundant parking, storage, and workspace. Four parcel numbers convey, totaling seven lots on a generous corner lot with paved road frontage. Mature oaks and landscaping add charm. Convenient to SR 20.

305 S Fillmore Avenue, Interlachen

$230,000

3 Beds ⋅ 2 Baths ⋅ 2162721 MLS ⋅ 32189 Zip Code

Located on a corner lot and offering a convenient location, this 2000 Homes of Merit offers 3 bedrooms, 2 bathrooms, 2 screened porches, attached carport and 2016 metal roof with solar panels. 0.54 acre lot with plenty of room to park your boat! Upgraded flooring, Refrigerator, Dishwasher and a new 20x12 workshop have all been added within the last year. Located 1.6 miles from public boat ramp on the renowned St. Johns River.

100 Musket Drive, Satsuma

$245,000

3 Beds ⋅ 2 Baths ⋅ 2162527 MLS ⋅ 32177 Zip Code

Welcome to your new home!! Here you will find that this property is a perfect blend of comfort, space, and a relaxed country feel. From the moment you arrive, you'll appreciate the quiet surroundings and the opportunity to make this property your own. Inside, the home offers comfortable living space with plenty of potential for everyday living, entertaining, and creating lasting memories. There is even an additional flex room that provides space for your office, hobby needs, or a library! Step outside and enjoy the peaceful setting, with room to relax, gather with friends and family, garden, or simply take in the beauty of the outdoors. Conveniently located near Palatka, you can enjoy the opportunity of a more private setting while still being within easy reach of local shopping, dining, schools, and everyday convenience. If you are looking for a place to settle down and star gaze without the city noise, say less! This home is for you!

219 Palmetto Bluff Road, Palatka

$79,900

3 Beds ⋅ 2 Baths ⋅ 2162474 MLS ⋅ 32148 Zip Code

Ready for renovation, if you are looking for your next project this doublewide manufactured home has lots of potential. Easy commutes to Palatka or Gainesville. Plenty of area lakes and parks nearby for year round recreation. Improvements are not warranted.

815 Del Monaco Avenue, Interlachen

$199,900

3 Beds ⋅ 2 Baths ⋅ 2162456 MLS ⋅ 32189 Zip Code

Sits on over an acre on a corner lot with a huge workshop and a cozy green house. Redone, refreshed, and ready to go! 123 Folklore Drive has had major updates, including a brand-new roof, new flooring in the bedrooms, fresh interior paint, and more improvements throughout. The home offers 2 bedrooms plus a third non-conforming bedroom, giving you flexible space for an office, guest room, hobby room, or additional sleeping area. The open kitchen offers plenty of cabinet space and flows into the main living area, making the layout comfortable and functional. Outside is where this property really stands out. A huge workshop provides plenty of room for tools, projects, equipment, storage, or all the toys, while two carports add even more covered parking and usable space. With many of the big-ticket updates already completed and hard-to-find workshop space, this Satsuma property offers plenty of room to live, work, and make it your own.

123 Folklore Drive, Satsuma

$68,000

3 Beds ⋅ 2 Baths ⋅ 2162370 MLS ⋅ 32640 Zip Code

Welcome to this 3-bedroom, 2-bathroom home offering plenty of potential and access to beautiful Lak-A-Wana! Ready for a little TLC and a buyer with a vision, this property is a great opportunity to make a home truly your own. Residents enjoy private access to the lake, perfect for enjoying the peaceful Florida lifestyle. Tucked away in a quiet setting while still just minutes from SR 20, the location offers both privacy and convenient access for commuting. Bring your ideas and your offer and see the possibilities this property has to offer!

266 Ash Street, Hawthorne

$259,900

3 Beds ⋅ 2 Baths ⋅ 2162249 MLS ⋅ 32640 Zip Code

Welcome home to this modern 2021-built 3-bedroom, 2-bath home offering thoughtful upgrades and peaceful country living! The home has been freshly painted throughout and features seamless gutters installed in 2023, plus a detached 2-car garage with lean-to built in 2023--perfect for vehicles, boats, toys, or extra storage. Step outside to enjoy the brand-new covered back deck, completed in July 2026, overlooking a fully fenced backyard with an electric gate opener. The play set also conveys! The HVAC fan motor was replaced in 2026 and is under warranty for added peace of mind. Situated on a quiet road with a beautiful view of Little Orange Lake just across the street, you'll love having Holden Pond Boat Ramp right around the corner for easy access to the water. Enjoy the quiet Florida lifestyle while still being within driving distance of Gainesville, Jacksonville, and Orlando. Move-in ready and waiting for its next owners!

143 Little Orange Lake Drive, Hawthorne

$229,000

3 Beds ⋅ 2 Baths ⋅ 2162238 MLS ⋅ 32177 Zip Code

FRESH NEW PRICE -- READY FOR A NEW OWNER! This beautiful 3-bedroom, 2-bath home still has the charm and character you love, with the fresh renovations you want! Offering 1,452 sq. ft. on .22 acres, this 1958 home features beautifully refinished hardwood floors, updated bathrooms, updated plumbing and electrical, and an HVAC system approximately four years old. Move in, relax, and start enjoying the Florida lifestyle! Spend the day at the beach, explore the St. Johns River, or enjoy the local shops, restaurants, and charm of downtown Palatka. Beautiful landscaping completes the picture. This home is turnkey ready--nothing left to do but unpack and enjoy. Fresh price, fresh renovations, and ready for its next chapter!

2003 Laurel Street, Palatka

$469,900

3 Beds ⋅ 3 Baths ⋅ 2162207 MLS ⋅ 32131 Zip Code

River views set the tone at 209 River Drive, a beautifully renovated East Palatka home where flexible living spaces, thoughtful upgrades, and a resort-style backyard come together effortlessly. This concrete-block home offers three bedrooms, three full bathrooms, an office, and a spacious flex room, providing plenty of room to live, work, gather, and unwind. Two of the bedrooms are private en-suites with walk-in closets, and one includes a separate exterior entrance, making it especially well-suited for guests, extended family, or use as a private mother-in-law suite. Inside, natural light pours through the impact-resistant windows while beautiful crown molding, wainscoting, plantation shutters, luxury vinyl plank flooring, and recessed lighting create a polished and cohesive look throughout the home. The remodeled kitchen serves as the heart of the space with a large island, quartz countertops, and plenty of room for everyday meals or entertaining. From there, the home flows into the shaded sunroom, where paver flooring creates a seamless connection to the outdoor living areas and invites you to slow down and enjoy the surrounding river views. Outside, lush landscaping and St. Augustine sod enhances both the front and back yards, while pavers continue from the carport to the rear of the home, wrapping around the saltwater pool and leading to the firepit area. The fenced backyard offers everything needed to enjoy Florida living, including an in-ground pool with a newer liner and pump, gas pool heater, outdoor shower, tied-in gas grill, and multiple spaces for relaxing or gathering with friends and family. A powered storage shed with a lean-to and its own metal roof, also installed in March 2026, adds even more useful space. The beauty of this home is matched by the work completed behind the scenes. Renovations and improvements include remodeled bathrooms, updated plumbing, ductwork, and electrical panel in 2023; a metal roof installed in March 2026; and a newer septic system and drainfield installed in 2022. A whole-home Generac generator installed in 2020, an on-demand gas water heater, stackable gas washer and dryer, water softener, irrigation system, and UV-C lamps in the HVAC system add comfort, efficiency, and peace of mind. With its captivating river views, two private en-suites, flexible living areas, extensive renovations, and backyard designed for year-round enjoyment, 209 River Drive is more than a beautifully updated home; it is a place created for making memories. Offered under $500,000, this is your opportunity to enjoy the river views without the riverfront price!

209 River Drive, East Palatka

$339,000

3 Beds ⋅ 2 Baths ⋅ 2162189 MLS ⋅ 32131 Zip Code

Charming 3-bedroom, 2-bath home situated on just under 2 acres in a quiet East Palatka setting near the river and across from farmland. The seller briefly took the home off the market to complete several updates, including new subflooring, new flooring, and fresh interior paint. A new metal roof, septic system, and drain field were also installed in 2023. Enjoy a spacious backyard, a workshop, and peaceful surroundings, all just minutes from a public boat ramp, favorite local restaurants, new pickleball courts, and the park. A wonderful opportunity to enjoy country living while remaining close to town. *Some photos have been virtually staged using AI.*

309 E River Road, East Palatka

$474,900

3 Beds ⋅ 2 Baths ⋅ 2162108 MLS ⋅ 32148 Zip Code

This BEAUTIFUL 3 BEDROOM 2 BATH COMPLETELY REMODELED HOME IS LOOKING FOR A NEW OWNER. FIRST GLANCE, A GORGEOUS LANDSCAPED YARD AROUND THIS HOME WITH NICE GRAVEL WALK WAYS. Step inside to an open floor plan with an amazing kitchen and dining area. Take in the beauty of the counter tops. Beautiful floors of luxury laminate and tile. Large bedrooms and closets. A very nice area for a TV room, family games, children's play room or use your imagination. Nice shop for projects and working tools. Also, the building in the back of the property can be a mother-n-law suite, apartment for a college student so many uses. Needs some TLC. Also, a deeded easement to HART LAKE. Just a few minutes to medical facilities, grocery stores, RODMAN DAMN (FAMOUS FOR IT'S BASS). DON'T MISS OUT ON THIS AMAZING HOME AND PROPERTY!!

125 Hart Lake Drive, Interlachen

$249,900

3 Beds ⋅ 2 Baths ⋅ 2162020 MLS ⋅ 32189 Zip Code

Move-in-ready new construction near the St. Johns River! This brand-new Hailie II offers 3 bedrooms, 2 bathrooms, 1,321 heated square feet, and a bright open layout with high ceilings. The kitchen features white soft-close cabinetry, quartz countertops, stainless steel appliances, a large breakfast bar, and modern pendant lighting. Luxury vinyl plank flooring flows through the main living areas, while each bedroom includes comfortable carpet and a ceiling fan. Glass French doors open to a spacious backyard with plenty of room to create your ideal outdoor space. Coastal blue accents, fresh landscaping, a wide concrete driveway, and a one-car garage complete the home. Built with quality construction and backed by a builder warranty for added peace of mind. A preferred lender is offering a 1% lender credit and closing in as little as 7 days for qualified buyers. Ready to make this HOME?!

126 Roberts Boulevard, Satsuma

$235,000

3 Beds ⋅ 2 Baths ⋅ 2161985 MLS ⋅ 32177 Zip Code

Welcome to this inviting, nearly new home on Palm Avenue! Built just one year ago, this home feels open and spacious from the moment you walk through the door. The vaulted ceilings add to the airy feel of the main living area, creating a comfortable space where everyone can gather without feeling crowded. The thoughtfully designed layout makes everyday living easy while still offering plenty of room to entertain family and friends. Situated on a desirable corner lot, the home also features a large, fully fenced yard with plenty of space for children and pets to play, weekend cookouts, gardening, or simply relaxing outdoors. With newer construction, a spacious interior, and an oversized yard that is already fenced, this home offers the comfort and flexibility so many buyers are looking for. Come see it for yourself and imagine making it your own!

3325 S Palm Avenue, Palatka

$254,900

3 Beds ⋅ 2 Baths ⋅ 2161694 MLS ⋅ 32148 Zip Code

LOOKING FOR A BEAUTIFUL 3BR 2BA HOME ON A NICE ALMOST HALF ACRE LOT -- DON'T MISS THIS ONE!!! Nice plush carpet in the living room and bedrooms. Laminate plank flooring in the kitchen, dining area and bathrooms. This home still has the new home smell !!!! For the fisherman there are numerous lakes and rivers to enjoy.

307 Canine Street, Interlachen

$239,900

3 Beds ⋅ 2 Baths ⋅ 2161632 MLS ⋅ 32177 Zip Code

Bring your vision and add the finishing touches! This project home has already had a great start, with many of the major improvements completed and is ready for its next owner to finish it their way. Updates already completed include a NEW metal roof, NEW subfloor throughout, a second bathroom added, NEW drywall throughout, NEW ceiling fans and lighting, updated electrical, tile installed in the kitchen and new bathroom, a renovated front porch, and more! Much of the hard work has already been done. Now it's time to bring your ideas and make it your own. Whether you're an investor, DIY enthusiast, or buyer looking for a home you can customize to fit your style, this property offers plenty of potential. Finish what's been started and turn this project into HOME! Situated on St. Johns Avenue in the heart of Palatka, this property offers a convenient location along with the opportunity to complete the renovations and make it your own.

1407 St Johns Avenue, Palatka

$105,900

3 Beds ⋅ 1 Baths ⋅ 2161581 MLS ⋅ 32181 Zip Code

This mobile home offers an opportunity to create a comfortable home or investment property with your personal touches. The property features an updated kitchen and flooring throughout, providing a great starting point for those looking for an affordable housing option. It has several out building and a well kept completely fenced yard. Conveniently located with access to nearby roads, shopping, dining, and other area amenities. Schedule your showing today to see the possibilities this property has to offer! More photos coming soon.

117 Railroad Avenue N, Pomona Park

$60,000

3 Beds ⋅ 2 Baths ⋅ 2161446 MLS ⋅ 32177 Zip Code

Investor special. Home needs roof and updates on the inside.

621 S 18th Street, Palatka

$230,000

3 Beds ⋅ 1 Baths ⋅ 2161333 MLS ⋅ 32177 Zip Code

Updated, inviting, and full of character, this 3-bedroom, 1-bath block home sits on nearly half an acre at the end of a quiet, no-thru street. Inside, a bright living room welcomes you with LVP flooring, a large picture window, and a cozy fireplace. The kitchen features newer cabinetry--installed within the last 5 years--and stainless steel appliances, while the updated bathroom was also completed within the last 5 years. New windows throughout, updated electrical, and a 2021 water heater offer added peace of mind, all complemented by a timeless metal roof. Outdoors, relax on the charming rear porch, take advantage of the attached carport and newer concrete driveway, and enjoy the generous space of your private yard. A sweet blend of character, comfort, and thoughtful updates, ready for its next chapter.

128 Cannon Court, Palatka

$84,900

3 Beds ⋅ 1 Baths ⋅ 2161330 MLS ⋅ 32112 Zip Code

This is a unique opportunity to own a quiet getaway spot that comes with it's own deeded boat slip on the beautiful St Johns River! Whether you are looking for a retirement spot, a weekend retreat, or a primary home with a vacation feel - all at incredible price - this property is a must-see. The home features 3 beds, dine-in kitchen, living room and den plus large enclosed sunroom, covered front porch, spacious carport & storage/workshop. Includes slip #25 just across 309 at the owners' private boat ramp. Plus homeowners can rent additional Lagoon slips for only $125/yr. Home is steps away from the Civic Assoc. which hosts ice cream socials, meals, yard sales & other fun events. Located less than a mile from Renegade's On The River, a local favorite waterfront Restaurant, RV/Cabin Resort & marina offering live music, karaoke, & trivia nights. Also less than a mile away is Oaks Golf Club, an 18-hole Old Florida-style course surrounded by moss-hung oak trees and abundant wildlife.

154 Tennessee Avenue, Crescent City

$895,000

3 Beds ⋅ 2 Baths ⋅ 2161291 MLS ⋅ 32189 Zip Code

Discover the possibilities with this home on 18+/- acres ideally located across from the St. Johns River, renowned for excellent fishing. Upon entering thru the electric gate, you will appreciate the asphalt driveway and the privacy this property offers. The beautifully remodeled 3-bedroom, 2-bath home offers quality finishes throughout. The lovely galley style kitchen features custom cabinetry, granite countertops, and stainless appliances. The spacious living room has vaulted ceiling and LVP flooring. The primary suite includes a fully updated bath with a step in shower and walk in closet. Enjoy the outdoors from the screened porch or covered patio, perfect for relaxing or entertaining. An attached garage provides added convenience. The expansive acreage offers room to grow, with excellent potential to add RV and boat storage, or possibly additional homes for a family compound. A rare opportunity to enjoy privacy, space, and easy access to one of the area's premier waterways.

100 Whitney Street, Satsuma

$473,000

3 Beds ⋅ 2 Baths ⋅ 2160835 MLS ⋅ 32640 Zip Code

Discover the space, privacy, and possibilities that come with this 3-bedroom, 2-bath home situated on a generous 2.4-acre property in an airport community. The thoughtfully designed split-bedroom floor plan offers comfortable living spaces, while the eat-in kitchen features a breakfast bar, pantry, and ample room for everyday meals and entertaining. The primary suite includes a walk-in closet and private bathroom with a tub and separate shower. The home offers a blend of laminate and tile flooring, central heating and cooling, and a cozy fireplace for added character. Step outside to enjoy multiple covered outdoor spaces, including a front porch, deck, and patio--perfect for relaxing or entertaining while taking advantage of the expansive property. Outdoor amenities include an above-ground pool with cover, a greenhouse, and plenty of land to create your own private retreat, garden, recreational space, or hobby area.

168 Hour Glass Circle, Hawthorne

$135,000

3 Beds ⋅ 2 Baths ⋅ 2160833 MLS ⋅ 32177 Zip Code

Opportunity awaits on 2.14 combined acres in a quiet Palatka setting! This 1984 Fleetwood mobile home sits on a 1.11-acre homesite and includes an additional 1.03-acre lot, offering plenty of room to spread out. The 3-bedroom, 2-bath split floor plan features a primary bedroom with two walk-in closets, a living room with a non-functional fireplace, back deck, and multiple storage sheds. The fenced property offers a peaceful setting while remaining convenient to shopping, the hospital, St. Johns River State College, and the St. Johns River. The home needs work but offers plenty of potential for someone with vision to make it their own. At this price, it won't last long! Don't miss this opportunity, call today for your private showing!

102 Goldenrod Lane, Palatka

$195,000

3 Beds ⋅ 1 Baths ⋅ 2160787 MLS ⋅ 32640 Zip Code

Discover this perfect cottage on a spacious 1-acre lot in Hawthorne, Florida! Priced at $209,000, this move-in-ready home offers an easy commute to Gainesville, quick access to the Hawthorne community, and is just a short distance to Little Orange Creek Nature Park.Inside, you will find three comfortable bedrooms featuring brand-new carpet and vinyl flooring. The kitchen comes equipped with a gas stove, and the bathroom boasts a beautiful, newly tiled shower. Energy-efficient updates include new double-paned windows with included blinds, a one-year-old HVAC system, and a tankless water heater. For added utility, two 220-volt breakers have been installed, and new smoke detectors are in place.Relax on the screen porch, fully updated with new boards and screens. Outside, the lovely, low-maintenance property offers an expansive yard that is ideal for adding a garden or parking your outdoor toys. This easy-care home blends modern upgrades with peace of mind. Schedule your tour today!

137 Hill Street, Hawthorne

$1,299,000

3 Beds ⋅ 2 Baths ⋅ 263715 MLS ⋅ 32043 Zip Code

St. Johns Riverfront sanctuary is a self-contained compound, where exceptional craftsmanship, modern luxury, and the timeless beauty of Old Florida come together in one extraordinary waterfront retreat. Completely rebuilt, remodeled and expanded in 2024, this 3 bedroom/study/2 full bath stunning property offers nearly 300 feet of river frontage, creating an unparalleled setting for those seeking privacy, nature, and an authentic Florida lifestyle. Encompassing 6.2 acres and nestled among majestic trees in a peaceful, unspoiled natural setting, this rare sanctuary is brimming with wildlife, where deer, wild turkeys, and native birds are frequent visitors. It is a place where life slows down, offering the serenity and beauty of Florida as it used to be--a disappearing landscape that is becoming increasingly difficult to find. From the moment you arrive, you'll appreciate the custom circular driveway, screened-in front porch, and fully fenced side and rear yards with a remote-

140 Pioneer Trl, Green Cove Springs

$189,000

3 Beds ⋅ 2 Baths ⋅ 2160613 MLS ⋅ 32148 Zip Code

Charming 3-Bedroom Palm Shores home . Welcome to this well-maintained 2004 mobile home offering 1,296 square feet of comfortable living space . This 3-bedroom , 2-bath home is situated on a .23-acre lot in the desirable Palm Shores Subdivision . Enjoy the convenience of a public boat ramp to Boll Green Lake, offering opportunities for fishing and outdoor recreation. With a functional layout and plenty of space for everyday living, this property is a great opportunity for those looking for affordable Florida living in an established community . Come see all this home has to offer !

104 Reaves Avenue, Interlachen

$214,900

3 Beds ⋅ 3 Baths ⋅ 2160592 MLS ⋅ 32177 Zip Code

Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements--including an updated metal roof, HVAC system, and plumbing--provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard. A detached garage offers additional storage, workspace, or parking options. Conveniently located just minutes from Downtown Palatka, Ravine Gardens State Park, Palatka Golf Course, and the beautiful St. Johns River, this home offers easy access to local shopping, dining, recreation. Don't miss this opportunity to own a move-in-ready home with an unbeatable location!

1811 Kate Street, Palatka

$215,000

3 Beds ⋅ 2 Baths ⋅ 2160505 MLS ⋅ 32112 Zip Code

Nestled among a canopy of beautiful oak trees, this 3/2 partially furnished home offers a peaceful, country retreat while being minutes from town. A rare opportunity to own 2 +/- acres in Crescent City. Many updates include newer A/C, 2023 Roof, new flooring, updated wiring, updated plumbing, new septic drain field, upgraded insulation and much more. Sold ''As Is'' and a CASH ONLY sale.

737 Junction Road, Crescent City

$399,000

3 Beds ⋅ 2 Baths ⋅ 2160448 MLS ⋅ 32177 Zip Code

Brand new, beautifully finished, and built with details that set it apart! This 2026 new construction home offers 3 bedrooms, 2 bathrooms, and a desirable split floor plan on half an acre, conveniently located in the middle of town and toward the end of a neighborhood street. Thoughtful upgrades are found throughout, including 5 1/4'' baseboards, fully trimmed windows, custom wood shelving in every closet, quartz countertops, all-plywood soft-close cabinetry, and shower tile extending to the ceiling, & more! The added spray foam insulation in the ceiling adds energy efficiency and long-term savings. Enjoy a spacious 23' x 10' covered back porch and an oversized garage featuring an 18' x 8' garage door for added flexibility and storage. With quality finishes, a functional floor plan, plenty of space, and a convenient location, this brand-new home is ready for its first owner! *Some photos are virtually staged with AI*

114 W Camelot Drive, Palatka

$869,000

3 Beds ⋅ 3 Baths ⋅ 2160439 MLS ⋅ 32193 Zip Code

Welcome to your own riverfront paradise on 1.94 acres on the beautiful St. Johns River & Little Lake George in Welaka! This waterfront retreat offers peaceful living, incredible fishing and endless opportunities to enjoy life on the water. Spend mornings sipping coffee with river views, launch your boat for a day of world-class bass fishing, or cruise the St. Johns and Little Lake George as the sun sets. Whether you're searching for a full-time residence, weekend getaway or vacation home, this property offers the relaxed river lifestyle you've been dreaming of. Adding to the area's future appeal, Bass Pro Shops founder Johnny Morris has acquired thousands of nearby acres, generating excitement about the property's future possibilities and potential nature-based destination. Come experience the quiet charm, natural beauty and laid-back lifestyle that make Welaka one of Florida's best-kept secrets.

107 Beechers Point Drive, Welaka

$155,000

3 Beds ⋅ 2 Baths ⋅ 2160410 MLS ⋅ 32177 Zip Code

Remodeled 3-bedroom, 2-bath manufactured home offering 1,232 sq. ft. of living space. This move-in-ready home feature stainless steel appliances, updated finishes, and a welcoming front porch. A great opportunity for affordable, comfortable living!

411 E Lake Street, Palatka

$229,000

3 Beds ⋅ 2 Baths ⋅ 2160396 MLS ⋅ 32189 Zip Code

Comfortable living with plenty of potential. Home features include three-bedroom, 2 baths. Large kitchen with extra storage. Plenty of space for family, guest or for those looking to grow. Outside features include two outbuildings for extra storage. The yard is completely fenced with plenty of space for your RV or boat. Conveniently located near St. Johns River.

130 Yancey Circle, Satsuma

$246,900

3 Beds ⋅ 2 Baths ⋅ 2160331 MLS ⋅ 32139 Zip Code

Cozy mobile home with not one but two parcels and has Lake George management area beyond property line for privacy and seclusion. This awesome property offers three bedrooms, two baths with ample living space, back porch, carport and shed. A private country setting, quiet and peaceful neighborhood HOA offers access to beautiful Lake George, boat ramp access, picnic area. Perfect for nature lovers and outdoor fans yet just a short drive to shopping, schools and entertainment. **listing includes additional parcel for total of .57 acres**

318 Lakeshore Drive, Georgetown

$159,900

3 Beds ⋅ 2 Baths ⋅ 2160326 MLS ⋅ 32131 Zip Code

INVESTOR SPECIAL/TLC OPPORTUNITY! Bring your vision and unlock the possibilities at 108 Roberts Road in East Palatka! Situated on 1.47 private acres in a quiet setting on a private road, this property offers plenty of room & potential for the buyer ready to take on a project. The 1994 home features 3 bedrooms, 2 baths and 1,456 sq ft. The property also includes a 30x50 pole barn with concrete floors and separate storage shed. Well and septic are functioning and reported in good condition, as well as metal roof installed approx. 6 years ago and regularly maintained A/C. An additional 1945 2/1 structure is located on the property but is considered to need complete update; safety and usability are unknown. With acreage, privacy, existing utilities and multiple possibilities, this could be a great opportunity for an investor, renovator or buyer looking to create their own vision. Property is being sold AS-IS. Washer/dryer and appliances convey.

108 Roberts Road Unit 1, East Palatka

$259,000

3 Beds ⋅ 2 Baths ⋅ 2160250 MLS ⋅ 32112 Zip Code

Small Town Charm! This 3 bedroom, 1.5 bathroom home sits on a 0.31 acre lot in Hubbard Park, conveniently located in the heart of Crescent City. Offered fully furnished and featuring a metal roof, central A/C, well for irrigation and combination laundry/workshop. Enclosed Florida Room surrounded by windows offers a view of the mature greenery.

206 Oleander Avenue, Crescent City

$239,900

3 Beds ⋅ 2 Baths ⋅ 2160240 MLS ⋅ 32148 Zip Code

Welcome home to this spacious 3-bedroom, 2-bath manufactured home situated on 2.66 acres with beautiful mature oak trees and plenty of room to spread out or add future outbuildings. The home offers a versatile floor plan with two living areas, including one with a cozy fireplace, plus a well-appointed kitchen featuring a center island and stainless-steel appliances. The generous main suite includes two sinks, a separate shower, and a relaxing corner garden tub. Enjoy the outdoors from the large covered front porch, while the small privacy-fenced backyard area offers a secluded space for pets or entertaining. The corner lot features paved road frontage on two sides and attractive 3-board fencing. HVAC system and septic system in 2022. Seller will replace the existing roof with a metal roof prior to closing(with acceptable offer), providing added peace of mind for the next owner. A great opportunity to enjoy country living with space, privacy, and room to grow!

101 W Strickland Road, Interlachen

$260,000

3 Beds ⋅ 2 Baths ⋅ 2160134 MLS ⋅ 32177 Zip Code

COMP Sale

174 Geck Road, Palatka

Browse All Putnam FL 3 Bedroom Properties for Sale

3 Bedroom Putnam Real Estate