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$269,500
3 Beds 2 Baths 2164094 MLS 32177 Zip Code
Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka

$245,000
3 Beds 2 Baths 2164078 MLS 32177 Zip Code
Spacious 3 bedroom, 2 bath concrete block home with front brick veneer accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka

$225,000
2 Beds 1 Baths 2163025 MLS 32148 Zip Code
Welcome to 423 Holiday Dr, where peaceful Florida living feels like home from the moment you arrive. Nestled beneath mature trees in Grandin Lake Shores, this inviting 2-bedroom, 1-bath home offers 1,024 sq. ft. of living space surrounded by the natural beauty of Florida. Step outside and enjoy a spacious yard, screened patio, garage, and established citrus trees. Inside, thoughtful features include a whole-house water filtration system and an AirMaster Ultra UV air purification system with germicidal and odor-neutralizing technology. Imagine quiet mornings beneath the trees, afternoons by the lake, and relaxing evenings on your screened patio. Residents enjoy access to Lake Grandin's white-sand beach, picnic area, boat dock, and fishing area, making it easy to enjoy the Florida lifestyle right outside your door. Whether you're searching for a full-time home or peaceful getaway, this one is ready to welcome you. PLUS, SELLER WILL COVER 3 YEARS OF HOA FEES

423 Holiday Drive, Interlachen

$400,000
4 Beds 3 Baths 2162861 MLS 32189 Zip Code
RARE Satsuma Commercial & Residential Opportunity! Historic 1900 Victorian on approximately 0.78 acres with 131± feet of US Highway 17 frontage, zoned C-1 Commercial Neighborhood. The existing single-family residential use may be able to continue as a legal nonconforming use subject to Putnam County regulations. C-1 zoning allows a variety of commercial uses, including retail, restaurant/café, professional or medical office, daycare/adult care, salon, boutique, antique store and service businesses, subject to County requirements. The property includes the historic Victorian, 30x40 steel building and detached garage, offering exceptional renovation, adaptive-reuse, investment and redevelopment potential. Potential Bed & Breakfast/Boutique Lodging opportunity--Putnam County has confirmed B&B use may be pursued through rezoning to C-2 or an appropriate residential zoning district, followed by required approvals. *2 non-conforming bedrooms on the 3rd Floor* Ideally located along the growing US Highway 17 corridor between Palatka, Welaka and Crescent City and near the St. Johns River, Crescent Lake, parks and recreational attractions. Convenient access to surrounding communities and outdoor recreation. Just minutes from the proposed Johnny Morris/Bass Pro resort area, offering potential long-term investment appeal. The property offers a unique opportunity for an owner-user, investor, entrepreneur or developer seeking a distinctive historic property with both continued residential use and commercial redevelopment potential. Buyer to verify all intended uses, zoning, parking, access, utilities, building requirements and development approvals with Putnam County. FDOT/US 17: County custodians have advised that there are currently no FDOT right-of-way takings or easements affecting this property. Buyer to independently verify current FDOT plans and requirements. AS-IS. No repairs will be made by Seller. Disclosures on file. DO NOT BOTHER THE TENANT IN THE WORKSHOP. Contents in the home are negotiable. Third-floor stairs are not to current code; use caution when accessing the third floor. A small fire occurred at some point on the third floor; the area has been left exposed and there is reportedly minor damage. The third floor contains two large rooms. Seller does not guarantee measurements or square footage. Square footage is based on Property Appraiser records; buyer to verify all measurements, square footage and property information. 100-foot railroad easement. Buyer to verify all easements, access, zoning, permitted uses and development requirements.

1173 S Highway 17, Satsuma

$699,000
2162394 MLS 32177 Zip Code
Prime Downtown Palatka Redevelopment Opportunity - 12,096 SF | 3 Stories Unlock the potential of this 12,096± SF three-story commercial building at 613 St. Johns Ave in downtown Palatka. The interior has been completely demoed, providing a clean slate for an investor, owner-user, or developer to bring a new vision to life. The building offers an excellent opportunity for a mixed-use redevelopment, with potential for retail or commercial space on the first floor and office or residential apartments on the second and third floors. The existing three-story configuration provides flexibility for a variety of concepts while preserving the character and presence of a downtown building. Whether you're looking to create a vibrant retail destination, professional office space, residential units, or a combination of uses, this property is ready for renovation and redevelopment. Its location along St. Johns Avenue places it in the heart of Palatka's downtown environment, surrounded by established businesses, services, and community amenities. 12,096± SF | 3 Floors | Interior Demo Complete | Ready for Renovation | Mixed-Use Potential An outstanding opportunity to reposition a substantial downtown property and create a unique income-producing asset. Bring your vision and capitalize on the continued revitalization of Downtown Palatka.

613 St Johns Avenue, Palatka

$229,000
3 Beds 2 Baths 2162238 MLS 32177 Zip Code
FRESH NEW PRICE -- READY FOR A NEW OWNER! This beautiful 3-bedroom, 2-bath home still has the charm and character you love, with the fresh renovations you want! Offering 1,452 sq. ft. on .22 acres, this 1958 home features beautifully refinished hardwood floors, updated bathrooms, updated plumbing and electrical, and an HVAC system approximately four years old. Move in, relax, and start enjoying the Florida lifestyle! Spend the day at the beach, explore the St. Johns River, or enjoy the local shops, restaurants, and charm of downtown Palatka. Beautiful landscaping completes the picture. This home is turnkey ready--nothing left to do but unpack and enjoy. Fresh price, fresh renovations, and ready for its next chapter!

2003 Laurel Street, Palatka

$469,900
3 Beds 3 Baths 2162207 MLS 32131 Zip Code
River views set the tone at 209 River Drive, a beautifully renovated East Palatka home where flexible living spaces, thoughtful upgrades, and a resort-style backyard come together effortlessly. This concrete-block home offers three bedrooms, three full bathrooms, an office, and a spacious flex room, providing plenty of room to live, work, gather, and unwind. Two of the bedrooms are private en-suites with walk-in closets, and one includes a separate exterior entrance, making it especially well-suited for guests, extended family, or use as a private mother-in-law suite. Inside, natural light pours through the impact-resistant windows while beautiful crown molding, wainscoting, plantation shutters, luxury vinyl plank flooring, and recessed lighting create a polished and cohesive look throughout the home. The remodeled kitchen serves as the heart of the space with a large island, quartz countertops, and plenty of room for everyday meals or entertaining. From there, the home flows into the shaded sunroom, where paver flooring creates a seamless connection to the outdoor living areas and invites you to slow down and enjoy the surrounding river views. Outside, lush landscaping and St. Augustine sod enhances both the front and back yards, while pavers continue from the carport to the rear of the home, wrapping around the saltwater pool and leading to the firepit area. The fenced backyard offers everything needed to enjoy Florida living, including an in-ground pool with a newer liner and pump, gas pool heater, outdoor shower, tied-in gas grill, and multiple spaces for relaxing or gathering with friends and family. A powered storage shed with a lean-to and its own metal roof, also installed in March 2026, adds even more useful space. The beauty of this home is matched by the work completed behind the scenes. Renovations and improvements include remodeled bathrooms, updated plumbing, ductwork, and electrical panel in 2023; a metal roof installed in March 2026; and a newer septic system and drainfield installed in 2022. A whole-home Generac generator installed in 2020, an on-demand gas water heater, stackable gas washer and dryer, water softener, irrigation system, and UV-C lamps in the HVAC system add comfort, efficiency, and peace of mind. With its captivating river views, two private en-suites, flexible living areas, extensive renovations, and backyard designed for year-round enjoyment, 209 River Drive is more than a beautifully updated home; it is a place created for making memories. Offered under $500,000, this is your opportunity to enjoy the river views without the riverfront price!

209 River Drive, East Palatka

$239,900
11 Beds 5 Baths 2162082 MLS 32177 Zip Code
Historic Multi-Unit Opportunity in the heart of St. Johns Ave! Rare opportunity to own a spacious 1920 multi-unit property featuring 11 bedrooms & 4.5 bathrooms, on approximately .69 acres in a highly convenient location. This two-story property offers large multi-use rooms, plenty of space, and tremendous potential for the right investor or owner-user. The property is zoned R-3 and located in Flood Zone X. Parts of the roof have been replaced with new metal roofing, and the property also features a new A/C system. Offering great bones, this property needs work but provides an excellent opportunity to restore, renovate, and maximize its potential. Large lot, prime location, flexible space, and tons of possibilities - bring your vision and make this property your own!

2111 St Johns Avenue, Palatka

$239,900
3 Beds 2 Baths 2161632 MLS 32177 Zip Code
Bring your vision and add the finishing touches! This project home has already had a great start, with many of the major improvements completed and is ready for its next owner to finish it their way. Updates already completed include a NEW metal roof, NEW subfloor throughout, a second bathroom added, NEW drywall throughout, NEW ceiling fans and lighting, updated electrical, tile installed in the kitchen and new bathroom, a renovated front porch, and more! Much of the hard work has already been done. Now it's time to bring your ideas and make it your own. Whether you're an investor, DIY enthusiast, or buyer looking for a home you can customize to fit your style, this property offers plenty of potential. Finish what's been started and turn this project into HOME! Situated on St. Johns Avenue in the heart of Palatka, this property offers a convenient location along with the opportunity to complete the renovations and make it your own.

1407 St Johns Avenue, Palatka

$230,000
3 Beds 1 Baths 2161333 MLS 32177 Zip Code
Updated, inviting, and full of character, this 3-bedroom, 1-bath block home sits on nearly half an acre at the end of a quiet, no-thru street. Inside, a bright living room welcomes you with LVP flooring, a large picture window, and a cozy fireplace. The kitchen features newer cabinetry--installed within the last 5 years--and stainless steel appliances, while the updated bathroom was also completed within the last 5 years. New windows throughout, updated electrical, and a 2021 water heater offer added peace of mind, all complemented by a timeless metal roof. Outdoors, relax on the charming rear porch, take advantage of the attached carport and newer concrete driveway, and enjoy the generous space of your private yard. A sweet blend of character, comfort, and thoughtful updates, ready for its next chapter.

128 Cannon Court, Palatka

$214,900
3 Beds 3 Baths 2160592 MLS 32177 Zip Code
Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements--including an updated metal roof, HVAC system, and plumbing--provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard. A detached garage offers additional storage, workspace, or parking options. Conveniently located just minutes from Downtown Palatka, Ravine Gardens State Park, Palatka Golf Course, and the beautiful St. Johns River, this home offers easy access to local shopping, dining, recreation. Don't miss this opportunity to own a move-in-ready home with an unbeatable location!

1811 Kate Street, Palatka

$539,900
4 Beds 2 Baths 2160567 MLS 32177 Zip Code
Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed. his exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.

130 Cedar Creek Road, Palatka

$65,000
2 Beds 1 Baths 2160151 MLS 32177 Zip Code
Calling all investors, renovators, and lovers of vintage homes! This 1945 cottage is full of character and ready for its next chapter. Situated on three lots totaling 0.34± acres, this 2-bedroom, 1-bath home offers endless potential for restoration, renovation, or an affordable investment project. Original details, a welcoming screened front porch, metal roof, covered carport, and a spacious yard provide a solid starting point for bringing this home back to life. The home is in need of repairs and is being sold AS IS, making it an excellent opportunity for cash buyers or those looking for a fixer-upper with room to add value. Whether you're searching for your next flip, rental property, or a charming cottage to restore, this property is worth a look.

114 E Hicks Street, Palatka

$174,900
1 Beds 2 Baths 2160088 MLS 32112 Zip Code
Historic character, highway visibility, commercial frontage and room to create--right in the heart of Crescent City. A 2-story wood-frame home on 0.32 acres, with Commercial road frontage. Make it home, a business, or mixed-use use. Partially remodeled project property, maintained and owner-occupied while improvements were completed over time. Level one offers an open kitchen/living area with a large island and unfinished work allowing the buyer to add personal touches. Mini-split systems serve both levels for cooling. Upstairs features a large open living/bedroom space with 2 walk-in closets, remodeled bathroom, restored wood floors, and natural light. Exterior includes a detached structure in progress planned as 1BR/1BA with kitchenette and a 4-car garage with 2024 metal roof; wall repairs needed. Located along US Hwy 17 with strong visibility and near Lake Stella and Lake Crescent. A flexible property with established character, commercial potential, and room to re-imagine.

216 N Summit Street, Crescent City

$249,900
3 Beds 2 Baths 2160072 MLS 32177 Zip Code
Don't miss this beautiful Circa 1900 historic home on a double lot!!!!! As you walk through the front door you'll get the feeling of time gone by. Enjoy living only a short distance to downtown Palatka & the magnificent St. Johns River. This home has updated plumbing and electrical. Beautiful family home in a desirable location. Lovely fireplace in the living room with 9 foot ceilings. Owner's suite and bath on the first floor. Both bathrooms have been updated and remodeled not long ago. Home features a separate entrance to the upstairs featuring 2 bedrooms, sitting area and kitchenette. Home is situated on a double lot for plenty of out door living with a circular drive. Old charm and wonderful character is what this historic home in the heart of Palatka offers. The foundation has been recently inspected and house leveled, with permits,

2211 St Johns Avenue, Palatka

$224,900
2 Beds 2 Baths 2159903 MLS 32189 Zip Code
Own your own Fishing escape! Weekend get away! Winter show bird! Canal Front updated 2 bed, 2 bath, manufactured home, with fenced in yard, concrete drive to carport for boat or car. 2 storage buildings, plus 1 for possible guest house! Large, living, dining, and split bedrooms. Bring your entire family and friends. New appliances, baths, 200-amp electric, hot water heater, (9) new windows, A/C, plumbing with water manifold, flooring, ¾ home new spray insulation under home. Steps to bulkhead, no dock, but tie up temporarily to bulkhead! Boat launches just a couple of streets over. This home is a successful vrbo! New County Water, plus existing well (needs modification to pump, city disconnected), sewer coming! Canals lead right into Dunns creek, which takes you to the St. Johns River in minutes. Just 30 minutes to St. Augustine and Beaches, 1 hour to airports, less than hour to major medical facilities. Take a look and let's talk!

113 Waterside Avenue, Satsuma

$169,900
2 Beds 1 Baths 2159787 MLS 32666 Zip Code
BACK ON THE MARKET & PRICED TO SELL Discover the charm of this beautiful remodeled 1940's historic bungalow in beautiful historic Melrose, FL. This residence blends vintage charm with modern updates. Step inside and you will be greeted by stunning original hardwood floors. The home features a fully functional original wood-burning stove. New mini splits! The remodeled kitchen boasts modern appliances and ample storage in cherry cabinets, new butcher block acacia and cherry countertops. The newly renovated bathroom showcases a large walk-in shower and a double vanity. Step on the expansive 26 x26 screened enclosed side porch. Located off the kitchen and back bedroom, ideal for entertainment. Original doors and hardware! This property is situated on 1/2 acre. Washer and dryer hookup is located in the attached room located in the carport Seller is offering a $7500, credit at closing toward the cost of the roof. Don't miss out-schedule a showing

125 Lemon Street, Melrose

$239,000
4 Beds 2 Baths 2159699 MLS 32177 Zip Code
Welcome to this solid, spacious concrete block home offering 4 bedrooms and 2 bathrooms in a convenient in-town location. Fully remodeled from top to bottom, this move-in-ready property features all-new flooring throughout, completely updated bathrooms, a brand-new kitchen, and a full suite of new appliances--including a washer and dryer. Enjoy peace of mind with the durable concrete block construction, generous living spaces, and a large corner lot that provides extra outdoor room and curb appeal. Ideal for families or anyone seeking a freshly updated home with modern finishes and low-maintenance durability in a practical, easy-access location. Don't miss this opportunity to own a fully renovated 4-bed, 2-bath home ready for immediate occupancy.

401 Husson Avenue, Palatka

$2,950,000
2 Baths 263616 MLS 32177 Zip Code
High-Visibility Redevelopment Opportunity – 1.61 Acres in Growing Palatka Market Presenting a premier commercial offering in Palatka, Florida—spanning 1.61 acres across three contiguous parcels. Strategically positioned at the high-traffic intersection of State Road 19 and St. Johns Avenue, this property boasts exceptional visibility and significant redevelopment potential in one of Putnam County’s fastest-growing areas. Parcel 1 features a 0.93-acre lot improved, zoned C-4 Commercial Intensive, with a 7,918 sq ft retail building operating as a plumbing and electrical supply business. The structure includes a large reception area, three offices, two bathrooms, a spacious workshop, and ample storage—ideal for retail or showroom use. The lot has a fenced area at the rear housing an additional 2,592 sq ft warehouse with a 420 sq ft canopy. Parcel 2, located at the rear of Parcel 1, is a 0.18-acre vacant lot with no street frontage.

110 N State Rd 19, Palatka

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