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$695,000
3 Beds 2 Baths 2126422 MLS 32177 Zip Code
Discover exceptional living at 107 E Cardinal St, a meticulously crafted 2023 home offering modern design, comfort, and privacy. Soaring ceilings and an open‑concept living area with a striking fireplace create a warm, inviting centerpiece for everyday living and entertaining. The thoughtful layout includes 3 spacious bedrooms, 2 beautifully finished bathrooms, an additional office, and a convenient laundry area built directly into the master closet. Attention to detail includes CAT-6 Cable throughout, insulation in every wall, and a including a fully-insulated garage! Step outside to an impressive 798 sq ft covered outdoor entertainment space overlooking the sparkling pool, perfect for gatherings year‑round. Set on 5 serene acres in the heart of Palatka, this rare property also features a large 40ft x 40ft pole barn, perimeter fencing, and an electronic gated entrance, blending rural tranquility with refined living. Don't miss this rare opportunity to see this hidden gem!

107 E Cardinal Street, Palatka

$1,550,000
6 Beds 4 Baths 2125022 MLS 32177 Zip Code
Gorgeous St. Johns Riverfront Private Estate set on 5 acres with 250 feet of pristine river frontage. This one-of-a-kind property offers exceptional privacy, functionality, and breathtaking views. Some of the many standout features include a bulkheaded shoreline, private boat ramp, and a custom dock with two large boat lifts plus a 30x30 covered platformperfect for fishing or entertaining. The front yard showcases a freshwater pond with gazebo, adding to the estate's peaceful, park-like setting. A private, paved, gated drive leads to all buildings on the property and includes a circle drive for convenience and curb appeal. Outbuildings are abundant, including a 45x30 RV/boat storage building, a 3-car garage with workshop, and a dedicated lawn maintenance building. The custom-built home features 2x6 construction with brick veneer, 400-amp electric service, and a 50-year lifetime shingle roof. Combined, the home and outbuildings offer over 8,000 square feet under roof. Thoughtfully designed with a primary suites on each level, the home provides flexibility for guests or multi-generational living. Enjoy panoramic river views from nearly every room, creating a seamless connection between indoor living and the natural beauty of the St. Johns River. This private waterfront estate truly has it all and is an absolute must-see.

533 W River Road, Palatka

$265,000
4 Beds 2 Baths 2123517 MLS 32177 Zip Code
**MOTIVATED SELLER!**UPDATED**FENCED LOT**ACREAGE** Welcome to this beautifully updated and spacious 4-bed/2-bath home, nestled on a LARGE LOT of 2.33 ACRES! The residence features a desirable SPLIT BED FLOOR PLAN, updated bathrooms, and stylish crown molding and brand new flooring throughout. The gorgeous and spacious UPDATED KITCHEN is a chef's delight, complete with a modern sink with a built-in cup rinser, veggie rinser, and other convenient attachments. The home also includes a HUGE BONUS ROOM with its own KITCHENETTE, perfect for a second family room or entertaining. The master suite is a true retreat with a beautifully updated bathroom, his and hers walk-in closets, and a huge walk-in shower. Outside, you'll find a FULLY FENCED YARD. For ultimate convenience, a COVERED CARPORT/RV OR BOAT PARKING is available, and a WATER TOTE containing 360gal of purified water provides peace of mind. Plus, the newly built highway 23 makes commuting a breeze. Sellers are leaving the $3,000 custom table with the home.

143 Pine Cone Trail, Palatka

$325,000
6 Beds 4 Baths 2121556 MLS 32177 Zip Code
Spacious and versatile 6-bedroom, 3.5-bath home offering nearly 3,000 square feet of living space on an oversized lot of over ½ acre. Thoughtfully designed for flexible living, this home features vinyl plank flooring, a dedicated office, and a large great room. The newly updated over-sized kitchen with new cabinets and quartz countertops is centrally located between the living/dining area and the family room. The expansive floor plan provides generous bedroom sizes and multiple living areas, making it well-suited for multi-generational living, extended families, or those needing extra space. Situated on a large lot with a circular driveway, there is ample parking and room to enjoy outdoor living. Previously used as a group home, the property offers a unique layout with excellent potential for a variety of residential needs. Conveniently located with easy access to local amenities, this home is a rare opportunity for buyers seeking space, functionality, and flexibility.

164 Carole Road, Palatka

$560,000
4 Beds 2 Baths 256697 MLS 32177 Zip Code
Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Ln, Palatka

$560,000
4 Beds 3 Baths 2121283 MLS 32177 Zip Code
Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Lane, Palatka

$980,000
5 Baths 2120057 MLS 32177 Zip Code
Prime medical office space in a premier location! Currently used as Putnam Diagnostic Imaging Center, this 6,420 sq ft building is located in a well-established medical district, just SW of HCA Florida Putnam Hospital. The layout includes a lobby/receptionist area, exam room, physician offices, break room, nurses' station, MRI room, CT scan room, X-ray room, bone density room, mammography room, two dressing rooms, five bathrooms, consultation room, and storage for equipment or supplies. Features public water/sewer, commercial grade carpet & vinyl flooring, plus a wet fire sprinkler system. Situated on 1.02 +/- acres with 150 ft of road frontage. Zoned C-1A (Commercial, Neighborhood District), allowing retail, medical, and professional office uses. An ideal location for medical professionals seeking close proximity to a major healthcare facility.

6905 Old Wolf Bay Road, Palatka

$430,000
2 Baths 2117993 MLS 32177 Zip Code
Corner lot, located in a high traffic commercial area just a stone's throw from Wal-Mart, Winn-Dixie and a number of delightful restaurants, this listing offers exceptional possibilities for your business venture(s). Most of this property is chain-link fenced and has lots of parking. Much of the interior area of the buildings is wide open for you to configure exactly the way you want or need to for your clients or workforce. The main building that front the parking lot has approx. 2,585 sq ft (55'x47') with central heat/air and one bathroom. The second building located behind the main building has approx. 1,792 sq ft (56'x32') with a window a/c unit and one bathroom. Property is zoned C-2, see listing of possibilities under documents. There are restrictive convents, see under documents. As per the owner CH/A and septic tank have been updated in the last couple of years. New Septic tank and drain field installed in March 2025

819 S Moody Road, Palatka

$400,000
4 Beds 2 Baths 2117452 MLS 32177 Zip Code
Experience peaceful country living on 11 beautiful acres designed for a true mini-farm lifestyle! The property is fully equipped with fenced pastures, a central corral, a large hog pen divided into four sections, a chicken coop, two metal barns, and an additional pole barn—perfect for livestock, storage, or equipment. A tractor is also available for purchase separately. The inviting home offers both front and back porches plus a screened rear porch overlooking serene woods where deer and other wildlife are often seen and heard. Updates include a 2-year-old metal roof, 1-year-old HVAC, and 2021 windows. A whole-house Generac generator (2018) provides reliable backup power and year-round peace of mind. Additional features include a Starlink internet dish and an aerator/water-softener combo. With open land, mature trees, and all systems in place, this property is ready for your animals and your country dreams!

1463 Bardin Road, Palatka

$400,000
2 Beds 2 Baths 2116373 MLS 32177 Zip Code
This beautiful country home has the perfect mix of charm and comfort. It features two spacious bedrooms and two full bathrooms, all designed with a warm, rustic style that makes you feel right at home. The interior is beautifully finished — every detail looks just right, from the cozy living spaces to the modern kitchen. The home sits on a large lot giving you the quiet of country living while still being just a short drive from town. It's completely move-in ready and even comes with a whole-home generator, so you'll always have power no matter what the Florida weather can throw at you! With its perfect blend of rustic character and modern convenience, this home offers the best of both worlds — peaceful country living with easy access to everything you need. Schedule your showing today!

166 Slaughter Road, Palatka

$118,000
4 Beds 3 Baths 2116199 MLS 32177 Zip Code
Handyman special centrally located in the beautiful South Historic District of downtown Palatka! This charming house needs restoration but has 4 bedrooms, and 2.5 baths with over 2100 square feet. Originally built in 1884 the home features wood floors throughout, lots of built-ins, large bedrooms, 2 fireplaces, front porch for taking in the daily passerby's, an additional detached 2 story storage house for all your toys, and views of the St. Johns River from the backyard. The location is perfect, just two blocks to St. Johns Ave. for all your dining and shopping needs or walk two blocks to Boathouse Riverfront Park and take a stroll along the river. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St. Augustine for day at the beach. Grab your tools and / or your favorite general contractor and take advantage of this amazing opportunity today!!!

221 S 5th Street, Palatka

$285,000
4 Beds 3 Baths 2115827 MLS 32177 Zip Code
Country Living on Over 2 Acres with Pond & Bonus Space! Welcome to your peaceful escape in Palatka, Florida! Nestled on 2.33 private acres, this spacious 4-bedroom, 3-bath home offers over 2,200 square feet of living space with a flexible split floor plan and large bonus room—perfect for a home office, game room, or additional living area. The heart of the home features an open kitchen with a bar and eat-in dining space, flowing seamlessly into the main living areas—ideal for entertaining or relaxing with family. Step outside and enjoy the fresh country air from your front deck or back porch, overlooking your very own pond. With no HOA restrictions, there's plenty of room for all your hobbies and toys. A large storage shed and metal truck container provide ample space for tools, equipment, or even a workshop setup. The home runs on well and septic, complete with an owned water purification system. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

117 Jack Road, Palatka

$399,900
4 Beds 3 Baths 2114934 MLS 32177 Zip Code
MOTIVATED SELLER!! Rare find! Great location! One-owner 2,700 sq. ft. solid concrete block 4 BR/2.5 BA home on 3.2 acres. Country living with room for hobbies, toys and gardening with peace and privacy. Shopping, dining, medical offices and the hospital are just minutes away. This lovely home has tile floors, wood cabinets, unique appointments throughout. Living room with vaulted ceiling, sky lights and gas or wood burning fireplace. Large primary suite with a beautiful bathroom and private deck. Large covered cement patio with calming water feature. Large fenced back yard. Spacious 24'X20' workshop open to many possible uses! Horse paddock complete with tack barn. 2 additional site-built sheds for even more storage or gardening. Home is handicap accessible. The Seller is providing a premium home warranty for peace of mind. Come see for yourself! The possibilities for your new home are endless. Call and make your appointment today.

229 Davis Lake Road, Palatka

$439,900
4 Beds 3 Baths 2113961 MLS 32177 Zip Code
Magazine-Worthy Oasis on .71 Acres! Discover your dream home in the heart of Carriage Woods! This stunning 4 bedroom, 3 bath residence is a true masterpiece, boasting an array of recent updates that blend modern comfort with timeless charm. Nestled on a spacious .71 acre corner lot, this home offers privacy and tranquility while being conveniently located near shopping, schools, and medical facilities. Step inside to experience the perfect harmony of style and warmth. A newly renovated master suite, updated bathrooms, fresh flooring, and a sleek metal roof (recently sealed & painted) are just a few of the highlights. Enjoy the benefits of modern living with a newer AC, pool pump, well pump, and tankless water heater. The kitchen is a chef's dream, equipped with natural gas appliances and a convenient quick-connect for your outdoor grilling station. Unwind in your own private oasis! The sparkling pool and spa, surrounded by a paver deck, invite you to relax and entertain in style. Whether it's a hot summer day or a chilly evening, the heated pool and spa offer year-round enjoyment. Cozy up to the fireplace on cooler nights, or simply bask in the serene ambiance of your backyard. The expansive .71 acre lot provides ample space for kids and pets to roam freely. A large detached shed adds to the functionality of this exceptional property. Don't miss this opportunity to own a truly remarkable home in a desirable location. Schedule your showing today!

101 Carriage Drive, Palatka

$525,300
4 Beds 5 Baths 2112696 MLS 32177 Zip Code
Don't miss this NEW CONSTRUCTION home that leaves no detail unaccounted for. Inside, you will find 10 foot ceilings and large windows throughout to create an open and airy feel. The kitchen features an abundance of storage, complete with a butler's pantry. Each of the 4 bedrooms features its own private ensuite bathroom, providing a sense of privacy and luxury for everyone. The primary suite features his and hers vanities, a walk in shower, and a soaking tub. A dedicated office offers the ideal space for working from home. Off of the garage, you will find a mud room and laundry room featuring built in cabinetry. With its impeccable design, high-end craftsmanship, and thoughtful layout, this home is ready to deliver a lifestyle of comfort, luxury, and modern living. Estimated completion - November 2025

137 Crestview Drive, Palatka

$305,000
3 Beds 2 Baths 2111950 MLS 32177 Zip Code
''REDUCED TO SELL'' Enjoy the holidays in this Charming 1950's, one of a kind large brick home nestled on .32-acre city lot. Step into a past world of grace and tranquility in this expansive 3+bedroom 2 bath residence near the heart of Palatka's historic district, riverfront park, downtown shops, restaurants and brewery. This home waiting on your special touch to make it your dream home. Boasting over 2,700 square feet of living space with 9+ ft ceilings, formal living and dining gas fireplace, den with wood burning fireplace, huge eat in kitchen, and stunning original wood floors, offer a warm historic ambiance! This home blends classic charm with modern comfort. The baths represent a wonderful MCM era with beautiful retro tile in great condition. Large wide main hallway leads you to 3 expansive bedrooms. An added bonus space with private entry off back porch, endless possibilities for a multi-generational, he or she shed, or perfect for a home-schooling family! You decide! Sip your morning brew while watching the sunrise off your winding covered back porch. Don't lose out on this rare chance to own this stunning large home in one of Palatka's most desirable, red brick lined city streets! Close to local medical facilities, schools (including new 2026 opening Elementary), and shopping. St. Augustine and beautiful Florida beaches just 30 minutes away. LR & Master DRAPES do NOT convey!

2011 Carr Street, Palatka

$359,500
4 Beds 3 Baths 2111261 MLS 32177 Zip Code
NOW INCLUDES A PRIVACY FENCE, BLINDS, AND WASHER/DRYER!!! NO HOA/CDD Fee! Discover the NEW 2-story Maddie model, a 4-bedroom, 2.5-bath, and 2 car garage home. Features include an open floor plan downstairs with a 1/2 bath, beautiful kitchen including granite counters and soft close cabinets and a walk-in butler style pantry leading to the garage! Upstairs has a laundry room, 4 bedrooms, 2 baths, and a nice loft in the middle. Upgraded master suite with shower and separate 36'' soaking tub. Pre-wired for data cables and ceiling fans. Situated on a charming walkable street down from the Palatka Golf Course, The Ravine State Gardens and just minutes from restaurants, the riverfront, shopping, and parks. Conveniently located approximately 45 minutes from St. Augustine, 1 hour from Jacksonville and Daytona, and approximately 45 mins from Gainesville. Backed by a 1-year builder warranty and a 10-year structural warranty! This house is calling you home!

1409 Cleveland Ave Avenue, Palatka

$269,400
3 Beds 2 Baths 2109736 MLS 32177 Zip Code
Escape to peace and privacy with this charming 3-bed, 2-bath home nestled on 2.07 acres in a quiet, secluded area of Palatka. Tucked away with almost no neighboring homes between you and the St. Johns River, this property offers a tranquil retreat where nature and serenity take center stage. Recent upgrades for your peace of mind include a New Metal Roof in 2017 plus New Septic System, New Back Patio Doors, and a New Water System (including pump motor) in the past 3 years! Step inside to find a warm and inviting living space, anchored by a cozy fireplace, with recent upgrades including Flooring Upgrades and New A/C Ductwork in 2024! A spacious bonus room could easily be transformed into a fourth bedroom, home office, or hobby space to suit your needs. Outdoor living is equally appealing, with a screened-in front porch perfect for morning coffee, a small back deck for afternoon lounging, a large two-car carport for convenience, and two storage buildings connected to one another to add even more functionality! The expansive yard is a nature lover's paradisemostly wooded and teeming with wildlife, it offers endless opportunities for exploration, birdwatching, or simply soaking in the peaceful surroundings. Despite its secluded feel, the property remains just minutes from all the amenities of town, offering the best of both worlds: quiet country living with easy access to shopping, dining, and services.

121 Moores Trail, Palatka

$290,000
4 Beds 3 Baths 2109673 MLS 32177 Zip Code
Price reduced! This home is perfect for entertaining or investment with rental potential for the full apartment. Landscaped lot is cross fenced front and back and is perfect for pets. Large covered patio is great for entertaining and enjoying the beautiful Florida weather year round. Two large utility buildings for storage/ workshop. A quirky extra is the ventilated bunker/ shelter built during the cold war era that has electric and is very tight and dry! In-law or guest quarters were added in late 1980's that has living room, bonus room for home office, bedroom, full bath and kitchen. Main home is spacious and master bedroom has a new tiled walk in shower. Concrete block construction with brick stucco finish. Metal roof is approx. 8 years old, and home has small generator that will remain. Handicap accessible. Best of all centrally located for shopping and services in the heart of Palatka, but NOT in city limits so lower property taxes!

3312 Silver Lake Drive, Palatka

$475,000
3 Beds 2 Baths 2108566 MLS 32177 Zip Code
If you've been waiting for that house—the one that makes you say, ''This is it''—you just found it. Tucked on 2.45 acres, this 3-bedroom, 2-bath home isn't missing a thing. Imagine mornings on the porch with coffee in hand, afternoons by your saltwater pool, and evenings working on projects in the pole barn or parking your toys in the detached 2-car garage. Inside, the vibe is wide open and welcoming. The updated kitchen with granite, stainless steel appliances, and an island begs for friends to gather. The living room has an electric fireplace that sets the mood without the mess, and the luxury vinyl plank floors tie everything together with effortless style. Both bathrooms feature walk-in showers. This home is built well—with Hardie board siding, wood framing, a metal roof, fenced yard, and irrigation system—but it's the lifestyle it offers that really sets it apart. It's not just a home. It's your everything, all in one place.

155 Daren Drive, Palatka

$250,000
5 Beds 3 Baths 2104417 MLS 32177 Zip Code
Welcome to your brand-new, move-in-ready home in a quiet, country neighborhood in Palatka, Florida! Located at 111 East Street, this home is a perfect blend of peaceful rural living and convenient access to town amenities. This spacious manufactured home features 5 bedrooms and 3 bathrooms, with just over 2,000 square feet of living space, offering plenty of room for a large family, guests, or a home office. Situated on a generous half acre lot, you'll have ample space for outdoor activities, gardening, or future additions. Be the first to live in this home, which features all-new appliances, fixtures, and finishes throughout. Experience the tranquility of a quiet neighborhood while being just a short drive from Palatka's shopping, dining, and other town conveniences. Don't miss your chance to own a piece of country paradise with all the benefits of a modern, low-maintenance home. Photos are of a model home. Contact us today to schedule a showing!

111 East Street, Palatka

$529,999
7 Beds 4 Baths 2103377 MLS 32177 Zip Code
Step into a rare piece of Florida history with this 3,790 sq ft home built in 1877 by Thomas Benjamin Eville using cypress harvested right from the property. Sitting on over 4 acres, 3 acres fenced, of agricultural-zoned land, it's perfect for horses, chickens, or your dream hobby farm. The three-acre fenced backyard is ready for animals and activities, while a refreshing pool and a pavilion with a summer kitchen set the stage for unforgettable gatherings. Inside, you'll find seven bedrooms (two non-conforming) and three and a half baths, including a beautifully remodeled primary suite and another updated bath. Four fireplaces add warmth and historic charm, while thoughtful updates — a new roof, air conditioning, and added insulation completed in 2017 — ensure comfort without sacrificing character. Over $250,000 in upgrades and refurbishments have been invested in this property — see the full upgrade list for details. A large steel building offers ample space for storage, equipment, or a workshop. You'll be just minutes from Ravine Gardens State Park, with schools, shopping, and even the nostalgic charm of the nearby train station close at hand. This home offers the perfect blend of history, space, and modern upgrades  ideal for anyone seeking a peaceful retreat, a family home with room to roam, or a property with agricultural freedom. All of this is set in Palatka, a historic riverfront community that's quietly transforming into one of Northeast Florida's most up-and-coming small towns.

4083 Silver Lake Drive, Palatka

$259,000
3 Beds 2 Baths 2103226 MLS 32177 Zip Code
Quiet Country Living on 2.83 acres zoned AG, with a 1983 manufactured home. Screened front porch & back deck for enjoying the quiet evening in the country and a two-car attached carport. 1971 SWMH in good condition and can be lived in or used for storage, depending on financing type. Also, there are four outbuildings for plenty of activities/ storage including a large workshop, two smaller buildings and a large RV-sized detached car port The home features a large kitchen with beautiful custom wood cabinets with pull out storage, Island storage and gas stove. The large living room has corner wood burning stove. The home is laid out as a split bedroom floor plan, with an additional area set up for crafts or game room. Included in the purchase is a 7,000 watts gasoline electric start generator sufficient to power the house to keep the refrigerators, freezers, fans, well and other appliances operating during outages. The 30x30 workshop has driveway access to a large rollup door, extra high ceilings, exhaust fans, 100 amp electrical service with tons of outlets and lighting just waiting for your large projects!! MUST SEE TO APPRECIATE!! This home and property have too many attributes to list. Schedule your showing TODAY!!

294 Peniel Church Road, Palatka

$540,000
3 Beds 2 Baths 2102953 MLS 32177 Zip Code
This home offers the best of both worlds, historic character with tasteful modern updates. Many original features including a fireplace, beautiful solid wood front door, sunporch with views of the majestic St Johns River and an enclosed back porch that leads to the backyard that will be your own private oasis. Updated bathrooms and a huge kitchen with new state of the art appliances that any chef would envy. The second story attic is insulated and could be finished to create additional living space. The house is zoned for either commercial or residential use and is within the South Historic District. Located one block from the St Johns River and historic downtown Palatka, this is your opportunity to be a part of Palatka's renaissance!

117 S 3rd Street, Palatka

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