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$338,990
4 Beds 2 Baths 2146363 MLS 32177 Zip Code
Welcome home to our Reynolds plan in the Nobles Crossing Community! This thoughtfully designed residence offers the perfect blend of comfort, style, and quality construction. The new Nobles Crossing Community is ideal for families, first time buyers, or anyone looking for low maintenance living. You'll find an open concept layout with modern finishes, a bright and airy living space and a kitchen ready for entertaining. The owner's suite includes a private bath and walk in closet for your convenience. The three additional bedrooms provide flexibility for guests, children, or a home office. Throughout the home you'll find quality finishes and energy efficient construction that will add value and peace of mind.

198 Newcastle Road, Palatka

$308,990
4 Beds 2 Baths 2146250 MLS 32177 Zip Code
Welcome home to our Reynolds plan in the Nobles Crossing Community! This thoughtfully designed residence offers the perfect blend of comfort, style, and quality construction. The new Nobles Crossing Community is ideal for families, first time buyers, or anyone looking for low maintenance living. You'll find an open concept layout with modern finishes, a bright and airy living space and a kitchen ready for entertaining. The owner's suite includes a private bath and walk in closet for your convenience. The three additional bedrooms provide flexibility for guests, children, or a home office. Throughout the home you'll find quality finishes and energy efficient construction that will add value and peace of mind.

383 Newcastle Road, Palatka

$328,990
4 Beds 2 Baths 2146248 MLS 32177 Zip Code
Welcome home to our Reynolds plan in the Nobles Crossing Community! This thoughtfully designed residence offers the perfect blend of comfort, style, and quality construction. The new Nobles Crossing Community is ideal for families, first time buyers, or anyone looking for low maintenance living. You'll find an open concept layout with modern finishes, a bright and airy living space and a kitchen ready for entertaining. The owner's suite includes a private bath and walk in closet for your convenience. The three additional bedrooms provide flexibility for guests, children, or a home office. Throughout the home you'll find quality finishes and energy efficient construction that will add value and peace of mind.

327 Newcastle Road, Palatka

$489,000
3 Beds 3 Baths 262739 MLS 32177 Zip Code
The sellers are very motivated and invite you to imagine beginning each day watching the sunrise over the St. Johns River and ending the evening with your boat just steps away at the neighborhood marina. With only 24 custom homes in the neighborhood, no HOA, one level living, and convenient to all the in-town conveniences, this property offers a lifestyle unmatched. Inside, you’ll find a truly unique floorplan with over 2200 square feet of living space. Three bedrooms, with a split layout, each with separate full bathrooms, tall ceilings, and numerous updates throughout make this home comfortable and inviting. The renovated kitchen features stainless steel appliances, double ovens, updated countertops, plenty of shaker style cabinets and a bright but cozy breakfast room. Relax knowing the HVAC is newer, as is the roof. And don’t forget the river views from the front of the home!

241 Crystal Cove Drive, Palatka

$695,000
3 Beds 2 Baths 2148161 MLS 32177 Zip Code
Have you been searching for a home that feels like a private resort? This stunning custom-built 3-bedroom, 2-bath home delivers upscale living inside and out. The heart of the home is a chef's kitchen with custom oak cabinetry, granite countertops, double ovens, and a 6-burner gas stove, all overlooking multiple living and dining spaces designed for gathering and entertaining. Retreat to the luxurious owner's suite featuring a spa-inspired bathroom, private sitting area, and oversized walk-in closets. Step outside to your own backyard paradise where a beautiful screened inground pool and expansive patio create the perfect setting for relaxing weekends, family gatherings, and unforgettable summer evenings. Need extra space? The detached garage is ideal for a workshop, hobby room, guest retreat, or ultimate man cave. Add in views of the St. Johns River and nearby boat ramp access, and you'll quickly realize this isn't just a home - it's the lifestyle you've been waiting for.

235 Crystal Cove Drive, Palatka

$449,000
2146743 MLS 32177 Zip Code
Prime commercial opportunity available for sale or lease. The electrical and plumbing systems are up to code, providing added confidence and convenience for immediate operation. Formerly home to the highly successful ''Bradleys'' restaurant, this location carries strong local recognition and proven business history. Ideal for restaurant, café, catering, retail, office, or other commercial concepts. Super location for virtually any type of business, offering outstanding visibility and exposure to help maximize customer traffic and brand recognition. Seller financing available with a minimum of $25,000 down payment, creating flexible acquisition options for qualified buyers. Excellent opportunity to own or lease an established commercial space in a highly

909 N 19 State Road, Palatka

$375,000
4 Beds 3 Baths 2145684 MLS 32177 Zip Code
Welcome home to this beautifully updated 4 bed, 3 bath farmhouse-style retreat offering charm, space, & modern comfort in the much sought after Peniel area. Built in 1964 & on .87 acres, this home has been updated throughout & features two private en-suites, including a stunning primary suite with a brand-new wet room, large soaking tub, open shower, double vanities, & oversized walk-in closet. The updated farmhouse kitchen flows into a spacious separate dining area, perfect for gatherings, while the large functional laundry room adds everyday convenience. Enjoy cozy evenings by the wood-burning fireplace. Major updates include a newer roof & septic system replaced 4 years ago, & new A/C within the last year. Outside, you'll find a fully fenced backyard, in-ground pool & spa, detached garage/shop, and large farm animal enclosure. A perfect blend of farmhouse charm, comfort, and functionality!

5108 Silver Lake Drive, Palatka

$230,000
5 Beds 3 Baths 2145615 MLS 32177 Zip Code
Investor Alert...Step into timeless elegance with the Lane-Fernside Home (1885)--a stunning Victorian residence showcasing classic Queen Anne influences and rich Florida heritage. Located in the North Historic District of Palatka, this home offers a rare opportunity to own a piece of local history. The home features 5 bedrooms and 3 bathrooms with exceptional preserved detail throughout, including original wood floors, an ornate staircase, floor-to-ceiling windows, and a restored front entry with stained glass windows. The main level showcases glass pocket doors, creating an open and flexible flow ideal for entertaining. Additional historic features include an original fireplace with a mantel and a built-in china pantry. Modern updates include a 200-amp electrical panel, on demand New Hot water heater, updated lower-level lighting, and a semi-updated, fully functional kitchen with appliances. This home is being sold as-is.

314 Madison Street, Palatka

$440,000
4 Beds 3 Baths 2144242 MLS 32177 Zip Code
Don't miss your opportunity to own this move in ready, new construction home, perfectly situated on a picturesque 1 acre lot. Designed for both comfort and functionality, this home features a 3-car garage offering over 600 square feet of garage space, perfect for lawn equipment or extra storage. Step inside to a thoughtfully designed floor plan that flows seamlessly from room to room. The home offers 4 bedrooms, 3 bathrooms, and a dining area and modern finishes throughout. The gourmet kitchen is a true showstopper, boasting 42'' soft-close shaker cabinets, quartz countertops, and an unforgettable walk-in pantry. Enjoy a split floorplan, with modern finishes. Home features a primary suite and additional room with an en-suite bath. Schedule your showing today!

161 Crestview Drive, Palatka

$422,500
4 Beds 3 Baths 2144230 MLS 32177 Zip Code
Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a beautiful 1.17 acre lot, this move in ready, new construction home offers 4 bedrooms, 3 bathrooms, an office and a 2-car garage, providing ample space for your family and lifestyle. In addition to the primary bathroom, there is an additional bedroom with an ensuite bath. The kitchen features 42'' cabinetry with soft-close drawers, quartz countertops, and an unforgettable walk-in pantry with built in shelves. Enjoy the benefits of a split floor plan and modern finishes. . Conveniently located with easy access to shopping, dining, and major roadways, this home perfectly combines comfort, style, and functionality. Schedule your private tour today!

183 Crestview Drive, Palatka

$799,900
4 Beds 4 Baths 2141665 MLS 32177 Zip Code
RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License

520 River Street, Palatka

$287,000
4 Beds 3 Baths 2140921 MLS 32177 Zip Code
TAKING BACK-UP OFFERS! Welcome to 113 East Rellim Drive--where space, flexibility, and comfort come together on a beautifully positioned corner lot at the end of a quiet, horseshoe-shaped subdivision in Palatka. This spacious 4-bedroom, 3-bathroom home offers approximately 2,090 square feet of living space on a generous 1/3-acre lot. Inside, you'll find a freshly painted exterior, a cozy wood-burning fireplace, and a functional layout designed for both everyday living and entertaining. The home includes two refrigerators, range, dishwasher, microwave, washer, and dryer--making it truly move-in ready. One of the standout features is the private fourth bedroom suite, located on the opposite end of the home. Complete with its own bathroom and walk-in closet, this space is perfect for a primary suite, in-law quarters, or a comfortable guest retreat. Enjoy Florida living year-round with a covered front porch and a large screened-in back porch overlooking the fenced backyard. The outdoor space also includes two sheds, a storage room, and even a charming wishing well in the front yard. The property is nicely landscaped and features a cement driveway for added convenience. Major updates provide peace of mind, including a new roof, a new septic tank, two wells, and 2023 central heating and air system. Tucked away in a quiet setting with woods across the street, this home offers the perfect balance of privacy and convenience. You're just a short drive from everyday essentials, offered furnished or unfurnised. this home is move-in ready with just a few opportunities to add your own modern touches. Whether you're looking for space to grow, multi-generational living, or a peaceful retreat close to town, this property checks all the boxes. Please note: Some images may be virtually staged to illustrate the home's potential layoutand design possibilities

113 E Rellim Drive, Palatka

$599,900
4 Baths 2140912 MLS 32177 Zip Code
Unlock the potential of this expansive commercial property offering 12,000+ total sqft on 1.53 acres with approximately 210 ft of frontage on Palm Ave and two driveways! The building features 6,489 sqft of heated/cooled space, with the remaining square footage currently dedicated to warehouse use - ideal for operations needing both retail/office and industrial functionality. The building is topped with a durable metal roof installed in 2007. Property amenities include 13 parking spaces, three roll-up doors (one side, two rear), a detached truck-height loading dock, and a fenced storage area. The layout also allows the building to be divided into two separate units, creating flexibility for owner-users or investors. Located along a busy corridor with an AADT of 5,900 vehicles, this site offers strong visibility and access. Private financing available with large down payment. Opportunities of this scale and versatility are rare in today's market - don't let this one pass you by!

607 N Palm Avenue, Palatka

$2,499,000
2139917 MLS 32177 Zip Code
Turn-Key 7-Building STR Portfolio + 5,500 SF Warehouse | ~7.5% Cap | $187K NOI | Mixed-Use Upside Rare opportunity to acquire a fully operational 7-building, 11-unit income-producing portfolio delivering approximately ~7.5% cap rate and ~$187K blended NOI in Palatka, FL. This unique offering combines stabilized short-term rentals with long-term income and a 5,500 sq ft commercial-grade warehouse, creating a true multi-income, flexible-use investment. The residential portfolio consists of: 3 single-family homes 1 triplex 2 duplexes (Totaling 11 rentable units and 3,650 rentable nights annually) In addition, the property includes two stabilized long-term leases generating $5,000/month ($60K annually), providing consistent baseline income. STR operations have historically produced ~$135K NOI, with 2026 bookings already exceeding $80K, demonstrating strong forward demand. Positioned directly across from St. Johns Ship Building, the asset benefits from a reliable workforce-driven rental base, supporting 55-65% occupancy with upside through rate optimization and expanded marketing. The private, pond-front setting offers a rare, peaceful environment that enhances guest appeal and repeat bookings. A major differentiator is the 5,500 sq ft commercial warehouse with integrated office space, opening the door to multiple high-value uses, including: Owner/operator headquarters Equipment or fleet storage Income-producing commercial lease Medical, wellness, or therapy facility conversion Assisted living / elder care concept (subject to zoning/approvals) This combination of residential income + commercial infrastructure provides both immediate cash flow and long-term repositioning potential. Market Tailwinds - Putnam County Growth: Putnam County continues to gain momentum as buyers and businesses expand outward from Jacksonville and St. Augustine, driven by affordability and growth initiatives supported by the Putnam County Chamber of Commerce and regional employers. Ongoing development and workforce demand in the area continue to support both rental performance and future value appreciation.

100 Pilothouse Court, Palatka

$339,000
3 Beds 2 Baths 2138252 MLS 32177 Zip Code
With over 2,600 square feet, 3 bedrooms, and 2 full bathrooms, this home offers the space and character you expect from a historical home. Inside, there are high ceilings, large rooms, and a layout that gives you some flexibility depending on how you want to use the space. There are also a few extra areas that could work well for an office, nursery, or guest space. Out back, the pool really sets this one apart. It's a great setup for relaxing or entertaining, and a rare find in the Downtown Palatka area. This home also features a whole house Generac generator that will automatically take over in the event of a power outage. Located in downtown Palatka, you're close to the river, local restaurants, shops, and all of the events that bring the area together throughout the year. If you've been looking for something with space and character, act fast because this one won't last long!

223 Madison Street, Palatka

$860,000
3 Beds 3 Baths 2136154 MLS 32177 Zip Code
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River on approximately 1.47 acres. 2922 sq. ft. custom-built home + 800 sq. ft. shop. Behind an elegant security gate, this 3-bedroom, 3-bath solid brick home residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

524 Cedar Creek Road, Palatka

$460,000
4 Beds 3 Baths 2135809 MLS 32177 Zip Code
Don't miss your opportunity to own this move in ready, new construction home, perfectly situated on a picturesque 1.21 acre corner lot. Designed for both comfort and functionality, this home features a 3-car garage with front and rear entry, offering over 600 square feet of garage space, perfect for lawn equipment or extra storage. Step inside to a thoughtfully designed floor plan that flows seamlessly from room to room. The home offers 4 bedrooms, 3 bathrooms, and a dining area and modern finishes throughout. The gourmet kitchen is a true showstopper, boasting 42'' soft-close shaker cabinets, quartz countertops, and an unforgettable walk-in pantry. Enjoy a split floorplan, with modern finishes. Home features a primary suite and additional room with an en-suite bath. Don't miss the opportunity to make this property truly your own!

247 Estates Drive, Palatka

$665,000
2135407 MLS 32177 Zip Code
Located in the heart of Palatka's vibrant and growing downtown district, this highly visible commercial building sits at the corner of the busiest intersection downtown, with approximately 20,000 vehicles passing daily -- offering exceptional exposure and branding potential. This well-maintained property features five fully leased units, providing stable, diversified rental income and strong occupancy performance. Each unit benefits from Downtown Business zoning, supporting a wide range of commercial uses and appealing to a variety of retail, office, and service tenants. This asset presents an outstanding opportunity for investors seeking a turn-key, income-producing property in a central, walkable, and increasingly desirable Florida downtown market.

900 St Johns Avenue, Palatka

$179,900
2 Beds 1 Baths 2135212 MLS 32177 Zip Code
Rare WATERFRONT Commercial Opportunity! This unique property offers dual Commercial & Residential zoning w/ 70ft+ Water frontage on Deek Creek Canal w/ direct access to St. Johns River & from there, the Ocean! This commercial structure features a large open warehouse with a 1 car or boat Bay or garage w/ extra high ceilings making it ideal for Marine Repair, Boat Storage, Car Mechanics use etc. A concrete boat ramp provides direct water access perfect for any type of Marine or Boat related business. This property also has a 2BR/1BA ready for renovation, offering potential rental income, owner occupancy, or more office space. Flexible zoning and waterfront access create endless possibilities. Really close to Hwy 17. If it is water related, you got options.

435 W River Road, Palatka

$315,000
2 Beds 2 Baths 2135028 MLS 32177 Zip Code
Charming 2 BR/2BA home with loft nestled in a private, serene setting surrounded by Rice Creek Conservation Area Sate land on three sides. Thoughtfully designed, the home offers a flexible layout with a bedroom and full bath on each level, ideal for guests or multigenerational living. The upstairs also features a spacious loft overlooking the open-concept great room and dining area, anchored by a stunning stone fireplace. Enjoy peaceful views of nature from the beautiful stone back porch, now covered with a brand-new metal roof - perfect for relaxing or entertaining. The home is set back from the road and accessible by State easement, ensuring both privacy and convenience. Additional features include a detached double carport with workshop, which has entry from the carport and a roll top entry door from the side, ideal for yard equipment or hobbies. Beautiful Oak trees not only garnish the landscape but also provide welcoming shade on those hot Florida days. In addition, there are several established fruit trees, including figs and oranges. This 2.02-acre parcel is legally described as two 1.01-acre parcels. The back 1.01-acre parcel has a view of Rainbow Lake from the far NW corner. Separate ingress/egress easement is provided by the State for this parcel - great opportunity for family compound living! Although location is rural, it's just a short distance to shopping, medical, restaurants etc., and of course, the magnificent St. Johns River. No HOA and plenty of room for your outdoor fun accessories.

596 Fl-20, Palatka

$315,000
4 Beds 3 Baths 2133943 MLS 32177 Zip Code
One-of-a-kind and full of character, this Mid-Century Modern-inspired home immediately commands your attention. Thoughtfully updated in 2023, with a metal roof installed in 2018 and a full re-plumb completed in 2025, this home offers the perfect blend of architectural charm and meaningful system upgrades. Drenched in natural light from oversized black-framed windows of every shape and size, the interior celebrates volume, texture, and design. The dramatic main living area features soaring 20-foot ceilings, a stunning balcony overlook, and a massive wood-burning brick fireplace--complete with a built-in wood box--creating the ultimate gathering and entertaining space, with a conveniently located half bath nearby.The primary suite is privately tucked beneath the balcony just off the main living area and features a modest yet stylish en-suite with a walk-in shower and double-sink vanity. Just down the hall, a dedicated office provides the perfect work-from-home retreat. The modern kitchen with gas range flows into a spacious dining room highlighted by a contemporary accent wall, while the walk-through laundry/mudroom adds everyday convenience. Upstairs, two large bedrooms are connected by a Jack-and-Jill bath, offering flexibility for family or guests. Outside, a wraparound concrete patio helps keep maintenance simple while extending your living and entertaining space outdoors. The covered rear patio is ideal for summer barbecues, and the spacious corner lot provides room for boats, trailers, and all your recreational toys. With well and septic service and no HOA, you'll enjoy both independence and functionality--all quietly located in the heart of Palatka just minutes from downtown, the riverfront, and Ravine Gardens State Park.

101 Browning Avenue, Palatka

$290,000
4 Beds 2 Baths 2133157 MLS 32177 Zip Code
Back on the market at no fault of the property! (Buyer financing fell through) Beautiful 2023 manufactured home on .52 acres with 4 bedrooms and 2 baths. This spacious property offers a stunning kitchen with a large island, open living room, and separate family room. The primary suite features a huge walk-in closet with built-in drawers. Outside, enjoy a 2-car carport, 12x20 shed, gazebo, and fire pit. Zoned AG, so bring your chickens--there's plenty of room for a boat, RV, and more. Conveniently located just 10-15 minutes from a St. Johns River boat ramp and minutes from shopping. Easy commute to Ocala, Gainesville, Jacksonville, and St. Augustine. A perfect blend of modern comfort and rural freedom!

1427 S State Road 19, Palatka

$379,000
4 Beds 2 Baths 2130693 MLS 32177 Zip Code
Tucked away at the end of a quiet neighborhood street, this spacious 4-bedroom home offers a peaceful setting with plenty of room to enjoy both indoor and outdoor living, including an amazing office featuring soaring 12-foot ceilings,ideal for working from home or a creative space. The large, fenced backyard provides privacy and space to relax or entertain, complemented by a newly added paver back patio and fire pit perfect for evenings outdoors. An additional outbuilding provides extra storage, adding even more functionality to the outdoor space. Inside, crown molding and custom plantation shutters add character and timeless charm. The home also offers plenty of storage throughout, including closets in the garage for added convenience. A 2-car garage and brand-new KitchenAid appliances complete the package. Conveniently located across from SJRSC, just minutes from the hospital, and close to shopping and dining. *Some photos are virtually staged with AI.

125 Quail Lane, Palatka

$345,000
5 Beds 3 Baths 2129564 MLS 32177 Zip Code
TWO STRUCTURES ON PROPERTY! Incredible ''house hacking,'' rental opportunity, or perfect for a buyer looking for extra space and privacy! Say hello to a spacious 2502 sf 3 bed/2 bath block home with a SECOND separate 2 bed, 1 bath 720 sf house on the back side of this huge half-acre lot, right in the heart of Palatka! With renovations from top to bottom, the main home features a recently replaced metal roof, new flooring, HVAC system, water heater, full kitchen & bathroom updates & more! There is a privacy fence separating the main home from the accessory home, which has also been updated with a new mini split system, water heater, paint, flooring, kitchen & bathroom! City water & sewer! You won't want to miss this unique property with endless potential and opportunities!

2118 Gillis Street, Palatka

$292,500
4 Beds 2 Baths 2127985 MLS 32177 Zip Code
Set on nearly four acres, this small farm offers space, privacy, and the freedom of a true rural lifestyle. The home features generous living areas, a welcoming kitchen with island seating, and a stone fireplace that anchors the main living space. Outside, fenced pasture, citrus trees, a fortified barn-style chicken coop, and a separate small coop support a variety of animals and farm life. A utility shed with power and running water/irrigation adds flexibility for storage, projects, or maintaining the citrus trees. The open, usable land provides room for livestock, recreation, or future expansion, all while enjoying peaceful views and privacy. Zoned agricultural with Greenbelt benefits in place. A rear-property livestock graze-through supports the Greenbelt classification (2026 renewal on file) and is a non-permanent arrangement. See documents for details.

138 El Prado Court, Palatka

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