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$284,000
3 Beds 2 Baths 2139434 MLS 32131 Zip Code
RARE opportunity offering exceptional flexibility for both residential living and potential business use in a prime location just minutes from the St. Johns River, known for excellent boating and fishing, and close to the charm of historic downtown Palatka and relaxed small-town living. Situated on 0.42 acres, this property is ideal for those seeking a home-based business setup, investment potential, or future commercial use (buyer to verify), while still enjoying the comfort of a private residence. With NO HOA and ample space for boats, RVs, work vehicles, or equipment, the possibilities here are wide open. This concrete block home features 3 bedrooms and 2 bathrooms with warm, inviting character including beautiful wood details and finishes throughout. The flexible layout supports multi-generational living or the opportunity to live in one portion while utilizing another for income-producing use such as short-term rental. A standout feature is the oversized garage/workshop. A standout feature is the oversized garage/workshop with FOUR garage doors, offering full drive-through capability--perfect for a business operation, hobbyist, storage, or workspace requiring easy access and functionality. Enjoy a very private, fully fenced backyard backing to wooded land, creating a peaceful and secluded setting that feels like country living while still being close to town. Extensive recent upgrades include major system improvements such as updated plumbing, electrical, and connection to county sewer, along with all new custom windows and beautifully updated kitchen and bathrooms, making this a move-in ready opportunity with long-term value. Additional highlights include a wood-burning fireplace with gas hookup, gas stove, and tankless on-demand gas water heater, offering both comfort and efficiency. Conveniently located near Ravine Gardens State Park for scenic hiking, the popular Azalea Festival, and major events such as the American Bass Anglers Team National Championship, this location offers both everyday enjoyment and year-round activity. Whether you're looking to live, work, invest, or create a flexible lifestyle, this property offers a unique combination of location, function, charm, and opportunity that's hard to find.

350 Highway 17, East Palatka

$309,999
4 Beds 3 Baths 2135883 MLS 32131 Zip Code
Welcome home to this charming single-family retreat tucked away in a quiet neighborhood. Thoughtfully updated throughout, you'll love the refreshed kitchen and bathrooms, plus the added bonus of a private mother-in-law suite with its own entrance, perfect for guests or multi-generational living. Step inside to a warm, inviting living space filled with natural light, soft neutral tones, and a cozy wood-burning fireplace that makes it easy to relax and unwind. The kitchen is designed for both everyday living and entertaining, featuring plenty of room to move, generous prep space, and a large island with space for seating. Out back, enjoy your own peaceful escape--an open patio overlooking a fenced yard, perfect for catching the breeze, hosting gatherings, or simply enjoying the space to spread out and play.

160 River Drive, East Palatka

$246,750
4 Beds 2 Baths 2135235 MLS 32131 Zip Code
Why wait for resale when you can have brand new? This 2026 new construction Delaney Model is the perfect fit for first-time buyers, vacationers, or anyone ready to enjoy low-maintenance living in one of Northeast Florida's most charming and convenient locations. With 4 bedrooms, 2 bathrooms, and 1,410 square feet of thoughtfully designed living space, this home is built for the way people actually live. 9ft ceilings create an open, airy feel from the moment you walk in. The kitchen and bathrooms feature stunning quartz countertops paired with soft-close cabinetry, and the matte black lighting and plumbing fixtures give this home a clean, designer edge you rarely see at this price point. Durable flooring runs throughout, and the Hardie board siding means low maintenance and lasting curb appeal for years to come. Located in East Palatka, you are minutes from a public boat ramp and just around the corner from a brand-new marina, making this a natural fit for boaters, anglers... and outdoor enthusiasts. The St. Johns River is practically in your backyard, offering world-class fishing, kayaking, and some of the most scenic waterways in Florida. You are also right near the Putnam County Fairgrounds, with easy access to local events, community gatherings, and the laid-back charm that makes this area so special. Whether you are planting roots, looking for a weekend retreat, or simply done dealing with aging home repairs, this is the one. Everything is brand new, under warranty, and move-in ready. Schedule your private showing today!

116 Sevilla Street Street, East Palatka

$245,000
4 Beds 2 Baths 2134386 MLS 32131 Zip Code
Well maintained home with scenic St. Johns River views in a quiet, safe neighborhood. Major updates include a new HVAC air handler (2022) with annual servicing, new hot water tank (Nov 2022), and septic pumped approx. 3 years ago with no issues. Interior and exterior freshly painted (Feb 2026) along with new door hardware and sliding door lock. Kitchen appliances including 5 burner glass top stove, oven, and microwave replaced within the past two years. Handicap accessible primary bath with newly installed bidet (Feb 2026). Enjoy the porch or bay window overlooking the river. Exterior features include a large 12 x 12 x 26 metal carport with 6 point storm anchors, privacy fencing with wide access gate, and lattice trash enclosure. Easy care stipple ceilings and ceiling fans throughout. Convenient to local amenities while offering peaceful river area living.

226 River Drive, East Palatka

$178,101
4 Beds 2 Baths 2132672 MLS 32131 Zip Code
Opportunity awaits with this spacious 4-bedroom, 2-bath home situated on just over 1.5 private acres. With a flexible floor plan and multiple bonus spaces, this property is perfect for investors, renovators, or buyers looking to create their dream homestead close to the water. Inside, you'll find four bedrooms plus an office featuring a small closet--ideal for a potential fifth bedroom, hobby room, or guest space. The home offers a separate family room with a fireplace, providing a comfortable gathering area with great renovation potential. Enjoy mornings on the covered front porch overlooking your expansive yard, surrounded by privacy and mature landscaping. The standout feature is the detached concrete block garage/workshop, complete with its own half bath, private office, and additional storage room--perfect for a home-based business, workshop, boat storage, or creative studio space. Located just minutes from the river and a short drive to a public boat ramp this property offers the perfect blend of privacy and outdoor lifestyle convenience. Bring your vision and tools--this fixer-upper is priced to reflect needed updates and is ready for transformation. With acreage, flexibility, and proximity to the water, the possibilities are endless! Property is being sold in 'AS IS' condition. The seller nor its representatives make any representations or warranties regarding the property. HUD Case #091-486874. Proof of funds required before negotiations.

390 E River Road, East Palatka

$1,050,000
3 Beds 3 Baths 2129399 MLS 32131 Zip Code
Welcome to life on the legendary St. Johns River-one of the few rivers in the world that flows north and a true paradise for boaters and anglers alike. From your private access, cruise miles of scenic waterways. Rare high-elevation St. Johns River property and this custom home sits well above flood-risk areas. Built in 2019, this striking contemporary riverfront residence captures panoramic views of the St. Johns River and spectacular sunset vistas that make you want to rush home every evening. Thoughtfully designed for elevated Florida living, the home features zero-corner sliding glass doors that open to an enclosed lanai with travertine marble flooring and wall-mounted patio heaters, creating a seamless indoor-outdoor connection plus an ideal setting for both relaxation and entertaining all season long. Spanning approximately 2,500 square feet of living space. The open-concept kitchen is a true centerpiece, showcasing a massive quartzite island that is two sided for extra kitchen storage, custom cabinets, leathered granite counters, a large clear cabinet to display wine glasses or your favorite crystal collection, wine cooler, and ample space to host gatherings. Ten-and-12-foot ceilings throughout enhance the home's modern, airy feel, complemented by custom tray and coffered ceilings with crown molding. In floor sockets make it easy to stage the home. Home is fully hardwired for cable and high-speed internet. The primary bedroom enjoys tranquil river views with easy plantation shutters and is complete with a large walk-in closet and a luxury primary bath featuring high top dual sinks, a large walk-in rain shower and electric towel warmer. Additional highlights include abundant natural light, a spacious utility room with private office station, a paver driveway, and a three-car garage with insulated garage doors. Outdoors, a private lighted walkway leads to the dock and boathouse with boat lift, providing direct access to the St. Johns River. Cruise to nearby freshwater springs or a dinner destination with ease. This exceptional property offers a rare combination of contemporary design, luxury finishes, and premier riverfront living in East Palatka. Large paver area for parking your RV, boat, or extra toys and no HOA storage hassles and ready for adventure.

312 Moonstone Drive, East Palatka

$235,500
2128097 MLS 32131 Zip Code
Positioned on busy Highway 17 with an impressive average of 20,673 cars per day, this C-2 Commercial Light property offers outstanding visibility and opportunity. Situated on approximately 0.30 acres, the site includes two additional storage buildings in the rear, providing added functionality and flexibility. The 1,500 sq. ft. concrete block building is built to last with a durable metal roof and features central heat and air, one bathroom, and an existing office space already built out for immediate use. A convenient exterior bay door with covered area adds versatility for deliveries, workspace, or equipment access. Whether you're launching a business, expanding operations, or seeking a strong income-producing investment for leasing, this property offers the location, zoning, and infrastructure to make it happen.

344 S Highway 17, East Palatka

$375,000
3 Beds 2 Baths 2124435 MLS 32131 Zip Code
3BR Home with Pool & Boat House If you've been looking for a way to get on the water in the Palm Port subdivision, this 3-bedroom, 2-bathroom home is a fantastic opportunity. Positioned on a high bluff bank, the property overlooks a canal just off the St. Johns River, offering the ideal balance of elevated land and direct water access. Home Features: The Waterfront: Skip the boat ramp queues. This property comes with its own private boat house on the canal, putting you just moments away from the main river. Outdoor Living: Enjoy the views from the large screened-in back porch overlooking the canal. When you're ready to cool off, head over to the in-ground pool for a swim. Kitchen Upgrades: The kitchen is well-equipped and move-in ready, featuring durable granite countertops and a full set of stainless steel appliances. Pet Friendly: The backyard is fully fenced, providing a secure and contained area for your ''fur babies'' to roam. High Bluff Elevation: Sitting on a high bank, this lot offers a great perspective of the water and added peace of mind compared to lower-lying canal properties.

104 Magnolia Drive, East Palatka

$172,000
3 Beds 2 Baths 2116387 MLS 32131 Zip Code
Move-in ready and minutes from the East Palatka boat ramp on Pico Rd, this brand-new 2026, 3 bedroom, 2 bath home offers 1,031 sq ft of modern comfort. Enjoy a bright open floor plan with high-end finishes, including a brass above-stove pot filler, an upgraded master bathroom floor plan, and thoughtful touches throughout. Everything's new — well, septic, and water treatment system — giving you reliable, low-maintenance living from day one. Tucked in a quiet neighborhood yet close to shopping, dining, and easy routes to St. Augustine or downtown Palatka, this property offers peaceful living with convenience in all directions. 114 Santa Cruz St: new, stylish, and perfectly placed for your next chapter. 🎣

114 Santa Cruz Street, East Palatka

$265,000
2 Beds 2 Baths 2115367 MLS 32131 Zip Code
Bring your toothbrush and settle right in — this immaculately maintained, fully furnished 2-bedroom, 2-bathroom home makes moving in effortless. Every detail has been thoughtfully prepared, from comfortable furnishings to tasteful décor, so you can start enjoying life on the St. Johns River the moment you arrive. Located on the second level, this residence offers beautiful river views. Enjoy covered parking with additional guest spaces, a private storage shed, and access to Hiawatha's exceptional amenities, including a pool, clubhouse, dock with boat slips, and tennis and handball courts. Conveniently located near local shops, dining, and everyday essentials, this home combines easy living with the the unmatched allure of the riverfront. Meticulously cared for and completely move-in ready — all that's missing is you.

223 Hiawatha Court, East Palatka

$215,000
2 Beds 2 Baths 2114977 MLS 32131 Zip Code
🌲 Peaceful 2-Bedroom Retreat on 1 Acre Discover tranquility in this 2021 manufactured single-family home, nestled on a lush 1-acre lot with mature trees and privacy galore. With 2 bedrooms, 2 bathrooms, and 1,140 sq ft of thoughtfully designed living space, this home offers comfort, convenience, and room to roam. 🛏️ 2 spacious bedrooms 🛁 2 full bathrooms 📐 1,140 sq ft of living space 🌳 1 acre of wooded serenity 🚗 Quiet road with easy access to nearby towns — just 10 minutes to Palatka and 35 minutes to historic St. Augustine Whether you're seeking a peaceful primary residence or a weekend escape, this property delivers the perfect blend of nature and accessibility. Schedule your showing today and experience the quiet charm for yourself! ''MORE PHOTOS TO COME''

186 Jim Bryant Road, East Palatka

$415,000
4 Beds 2 Baths 2112870 MLS 32131 Zip Code
Welcome to your East Palatka hideaway--where river breezes, privacy, and relaxed Florida living come together. This spacious 4-bedroom ranch sits on a lush .8-acre tidal canal lot with peaceful St. Johns River views and a setting that feels like your own private nature preserve. Inside, you'll find a smart split floor plan, a cozy primary suite with its own gas fireplace, and plenty of room to spread out. Step outside and the lifestyle really begins--screened lanai, heated pool, and a backyard designed for easy living with low-maintenance turf. Bring your boat, your RV, and your sense of adventure--there's a 50-amp hookup and a boat launch just down the road. With a new metal roof, updated appliances, and no HOA telling you what to do, this is freedom with comfort built in. *Reduced to sell! Bring all offers! Owner financing and buyer incentives available with suitable offer. The oversized primary suite features a gas fireplace and a custom walk-in closet. The oversized chef's eat-in kitchen includes granite countertops, new appliances, and abundant cabinet storage. Outdoor living is a highlight with a screened lanai overlooking an 11x11 (gas) heated / jetted soaking pool. The fenced side yard features artificial turf for low maintenance. A small boathouse sits along the tidal canal with partial access to the St. Johns River. Public boat ramp located approximately 0.25 mile away.

101 Riverview Drive, East Palatka

$220,000
3 Beds 2 Baths 2106450 MLS 32131 Zip Code
Welcome to this charming 3-bedroom, 2-bath concrete block home with a carport, tucked away in the heart of East Palatka. From the moment you arrive, you'll appreciate the spacious .36-acre lot with partial fencing—perfect for pets, gardening, or simply enjoying the Florida sunshine. Inside, you'll find a comfortable layout featuring warm hardwood floors, easy-care tile, and cozy carpeted bedrooms that make each space feel inviting. The home offers both style and function, including a large screened porch ideal for entertaining or relaxing. With its thoughtful floorplan and plenty of natural light, this home is ready for you to make it your own. Located just off 207A, you'll enjoy quick access to Palatka, St. Augustine, and the area's public boat ramps, shops, and dining.

156 Cypress Point Circle, East Palatka

$255,000
3 Beds 2 Baths 2104694 MLS 32131 Zip Code
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering comfort, space, and scenic views of the St Johns River across the street. Inside, you'll find a cozy living room with a fireplace, perfect for relaxing evenings, as well as a versatile den ideal for a home office, playroom, or TV room. The spacious kitchen features stainless steel appliances and plenty of room for cooking and entertaining with bar seating and an adjacent dining room. A huge laundry room adds everyday convenience and storage, while the Florida room invites you to enjoy the outdoors year-round. The large primary suite has two closets and an attached bath with walk-in shower. Step outside to a lovely backyard, perfect for gardening, gatherings, or simply unwinding. Additional highlights include a whole-house generator, ensuring peace of mind in any season. Don't miss the opportunity to own this exceptional property that combines comfort, functionality, and a great location!

228 River Drive, East Palatka

$234,900
3 Beds 2 Baths 2102674 MLS 32131 Zip Code
Welcome to your beautifully updated home, perfectly nestled on a generous 0.72-acre lot! This charming 1,416 sq ft residence blends comfort, style, and space—making it the ideal retreat for families, first-time buyers, or anyone seeking a little more elbow room. Gorgeous granite countertops, that elevate the kitchen's appeal.Brand new stainless steel appliances - ready for your first meal at home Fresh interior paint for a crisp, clean look throughout. Open living and dining area with great natural light. Spacious backyard - perfect for outdoor entertaining, gardening, or future expansion. Plenty of parking and room for RVs, toys, or a workshop. Enjoy peaceful country vibes while still being 20 minutes from St. Augustine. This home is truly move-in ready and waiting for its next owner! Schedule your private showing today - this gem won't last long!

124 E Grandview Drive, East Palatka

$310,000
3 Beds 2 Baths 2102025 MLS 32131 Zip Code
Room to Roam at 166 E. River Rd. Whether you're dreaming of your own private retreat or a smart investment opportunity, this 5.8-acre gem brings serious versatility and space. 5.8 Acres — ready to be split into separate parcels or kept whole for your dream lifestyle Want space for your toys? Bring the ATVs, RVs, boats—you name it Plenty of room inside and out to build, play, and live big With endless possibilities and wide open potential, this property is a rare find with serious flexibility and not to mention a great price. Don't miss your opportunity to own acreage and a solid brick home at an affordable price. Bring your vision, and let the land do the rest It's the kind of property that lets you live loud, dream big, and build exactly what you want! Property is being sold As Is.

166 E River Road, East Palatka

$255,000
3 Beds 2 Baths 2099844 MLS 32131 Zip Code
Welcome to this meticulously maintained 3-bedroom, 2-bath modular home on a spacious 0.67-acre corner lot along County Road 207A. The beautifully landscaped front yard creates a warm and inviting first impression, while the interior features fresh paint, a mix of LVP flooring and carpet, crown molding, and stylish black hardware throughout. The kitchen is equipped with stainless steel appliances, and the home includes walk-in closets, a dedicated laundry room, and both front and side porches. The primary suite offers a large walk-in closet, dual sinks, a linen closet, and a tub/shower combo. Additional highlights include a 2018 roof, 2012 water heater, well and septic, and partially fenced yard with driveway parking. There's plenty of space for boats, RVs, trailers, or future additionsoffering endless possibilities. Enjoy easy access to the water with Elgin Grove Boat Ramp just 3 miles away and the Palatka City Dock 6.5 miles away. Spend your weekends exploring the natural beauty of Ravine Gardens State Park, just a 15-minute drive, and take advantage of nearby dining, shopping, and everyday conveniences. Sellers offering a credit of $2,000 towards Buyers closing costs/prepaids.

404 County Road 207a, East Palatka

$335,000
3 Beds 2 Baths 2095870 MLS 32131 Zip Code
This waterfront home, nestled on a spacious canal leading directly to the St. Johns River, offers a unique blend of relaxation and entertainment. Located in the well-established Palm Port subdivision, this 3-bedroom, 2-bathroom concrete block home boasts an open kitchen/dining area, spacious living room, sliding glass doors leading to a screened back porch overlooking the canal. The spacious master bedroom with a en-suite featuring walk-in shower, There is storage building in the backyard. The attached carport offers versatility with the screened enclosure and a powered screened door. The home's location provides easy access to various activities for relaxation and fun. You can unwind on the screened-in back porch or embark on a day of boating on the river. Conveniently located right off the dock, there's a boathouse and boatlift, making it simple to get to the water. Enjoy a hassle-free commute to St. Augustine via State Road 207, or just a short drive to downtown Palatka

118 Magnolia Drive, East Palatka

$193,000
3 Beds 2 Baths 2094479 MLS 32131 Zip Code
Discover peaceful country living in this 2020-built manufactured home situated on 2 expansive acres in East Palatka. With 1,344 square feet of well-planned living space, this 3-bedroom, 2-bathroom home offers a comfortable and modern interior featuring an open-concept layout, spacious kitchen with ample cabinetry, and a split-bedroom floor plan for added privacy. Step outside and enjoy the wide-open space—ideal for gardening, outdoor activities, or simply enjoying the quiet surroundings. A storage shed provides extra utility and convenience. Whether you're looking for a private homestead or a weekend retreat, this property offers room to roam with no HOA restrictions. Conveniently located with quick access to Palatka, St. Augustine, and the St. Johns River. Welcome!

145 E Mccormick Road, East Palatka

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