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$196,000
3 Beds ⋅ 1 Baths ⋅ 2099046 MLS ⋅ 32177 Zip Code
Charming 3-bedroom, 1-bath single-family home in Palatka on a spacious 0.25-acre lot. Enjoy a large, fully fenced yard — perfect for pets, play, or entertaining — plus a covered carport for convenient parking. Located close to shopping, dining, and everything you need, this home offers both comfort and convenience. Don't miss your chance to make it yours — schedule a showing today before it's gone!

2007 Sherman Avenue, Palatka
$125,000
3 Beds ⋅ 2 Baths ⋅ 2099011 MLS ⋅ 32177 Zip Code
Welcome to 220 S 14th Street - a charming 3 bedroom, 2 bathroom home that blends vintage character with everyday comfort. Built in the 1920s, this home has all the classic details you'd expect, from its inviting curb appeal to the cozy interior layout. Recent updates like a new AC and hot water heater add peace of mind, while the home still offers plenty of opportunity to make it your own. It's perfect for someone who appreciates a bit of character and isn't afraid to bring their own vision to life over time. Located in the heart of Palatka, you're close to local shops, restaurants, and the riverfront. If you're looking for a home with great bones, charm, and potential—this might just be the one!

220 S 14th Street, Palatka
$179,950
2 Beds ⋅ 1 Baths ⋅ 2098577 MLS ⋅ 32177 Zip Code
Welcome to The Blue Locust — a beautifully refreshed 2-bed, 1-bath gem in Palatka! This home comes fully furnished, including 3 flat-screen TVs, a king-size bed, oversized couch, two dining tables, and a washer & dryer. Enjoy smart upgrades like a 2-year-old metal roof, $6K water softener, updated electrical, and fresh paint. A/C is serviced yearly for peace of mind. The fenced backyard is an entertainer's dream with a custom bar, fire pit, and shed. Inside, you'll find cozy, move-in-ready spaces and a bright kitchen. Minutes from the St. Johns River, Ravine Gardens, and downtown Palatka. Homes this well cared for and this well equipped don't come around often — and it won't last!

1922 Locust Avenue, Palatka
$106,500
2 Beds ⋅ 1 Baths ⋅ 2098181 MLS ⋅ 32177 Zip Code
Discover this certified pre-owned single-family gem on a roomy corner lot with an easy pull-through driveway. The 2-bed, 1-bath layout offers an upgraded kitchen, rich wood floors, and plenty of natural light. Outside, you'll find a covered carport plus a detached building that doubles as storage, hobby space, or a workshop. The roof is about ten years old, and an active, transferable home warranty adds peace of mind. A recent professional pre-listing inspection is available for review, so buyers can move forward with confidence. Great location near shopping and commuter routes. Use it as a low-maintenance primary home or add it to your rental portfolio—either way, it's move-in ready.

1714 Gillis Street, Palatka
$254,000
3 Beds ⋅ 2 Baths ⋅ 2098016 MLS ⋅ 32177 Zip Code
Rare Opportunity on Silver Lake! Welcome to 126 Echo Ln. in Palatka, FL — a peaceful lakeside retreat tucked away in one of Putnam County's best-kept secrets. With 1.63 acres of natural beauty, this charming property offers direct frontage on the coveted Silver Lake — a rare find in today's market! As you drive in, you're greeted by a picturesque, tree-lined gravel road, winding through shade, privacy, and quiet serenity. The home is well-maintained with timeless character, offering a solid foundation and endless potential for stylish updates. Whether you're envisioning a cozy weekend hideaway or a full-time lakefront dream, this is your opportunity to bring it to life. You'll feel a world away — yet you're just minutes from everything Palatka has to offer, including shopping, dining, medical facilities, and more. Peaceful, private, and conveniently located — this property truly has it all. Schedule your private showing today!

126 Echo Lane, Palatka
$240,000
4 Beds ⋅ 3 Baths ⋅ 2097570 MLS ⋅ 32177 Zip Code
Seller offering to pay buyer's closing costs with a full price offer! This beautifully restored ranch home with 4 bedrooms, 2.5 bathrooms, and a big fenced back yard is ready for your growing family! NEW roof, NEW HVAC, NEW windows, NEW floors, NEW lighting! Spacious chef's kitchen with solid surface countertops, NEW cabinets, stainless steel appliances and a range hood! Open concept living and dining with elegant finishes throughout. So close to the golf course, historic downtown, and all that Palatka has to offer!

111 Ashley Drive, Palatka
$270,000
3 Beds ⋅ 2 Baths ⋅ 2097290 MLS ⋅ 32177 Zip Code
100% USDA financing Eligible!!!Very Motivated Sellers!!! Enjoy privacy and tranquility in this spacious corner lot home situated on a quiet cul-de-sac Surrounded by lush greenery. The inviting living room, complete with a cozy fireplace, invites relaxation, while the enclosed porches and screened lanai offer seamless indoor-outdoor living across the back of the home. The generous backyard, filled with citrus, orange, lime, grapefruit, and avocado trees provides the perfect setting to enjoy Florida's beautiful weather. Additional highlights include a new roof, new AC and furnace, new water heater, fresh flooring throughout, new windows and sliding doors and a fully updated kitchen. You'll also benefit from an attached carport, ample storage, and a large detached storage building in the back. Don't miss the opportunity to own this home, call Milia Kahayan to schedule your appointment to see it today!

115 Quail Trail, Palatka
$349,000
4 Beds ⋅ 3 Baths ⋅ 2097010 MLS ⋅ 32177 Zip Code
Owner Financing Available to qualified buyer with 75k down competitive interest rate, possible balloon but terms are negotiable. High on the hill this circa 1905 home in the Heart of Downtown Palatka just outside the South Historic District this charming renovated home sits up on the hill in the perfect location near the city dock on the St. Johns River for recreation and all the shops and services this growing town has to offer minutes away. Home has new metal roof, freshly painted inside and out. The cook friendly kitchen has new custom cabinetry and stainless steel appliances. The three baths are new with custom tile work. This is a one of kind home with larger than average lot that draws the attention of everyone that passes by!

1325 River Street, Palatka
$210,000
4 Beds ⋅ 2 Baths ⋅ 2095363 MLS ⋅ 32177 Zip Code
Motivated Seller! Welcome to 114 Ashley Drive, a spacious 4-bedroom, 2-bath home in Palatka, FL with the upgrades and layout everyone is searching for. Enjoy a split-bedroom floor plan, a refreshed primary suite with updated flooring, and a tankless hot water heater for endless hot showers. The yard is a breeze to maintain with a full irrigation system already in place. This home is comfortable, practical, and move-in ready—perfect for upsizing, first-time buyers, or anyone needing more space. Conveniently located near schools, shopping, parks, and your favorite coffee drive-thru. A great home in a great location with motivated sellers—come check it out!

114 Ashley Drive, Palatka
$159,500
3 Beds ⋅ 1 Baths ⋅ 2095055 MLS ⋅ 32177 Zip Code
Adorable Remodeled Brick Home in the Heart of Palatka! This charming 3-bedroom, 1-bath brick home is full of character and updates, perfectly located within walking distance to Grace Fellowship Church and Shaw Buck Park. Situated on a lovely fenced-in yard, the property also features a cute workshed—ideal for hobbies, storage, or a small studio. Enjoy peace of mind with major upgrades already completed, including a newer metal roof, HVAC, water heater, and updated plumbing and electrical systems. The home is on city water and sewer and includes a water softener system for added convenience. Just minutes from downtown Palatka, you'll love the easy access to local shopping, fantastic restaurants, and the scenic St. Johns River waterfront. Embrace the charm of small-town living with a short commute to Florida's stunning beaches in St. Augustine and beyond!

2519 W Main Street, Palatka
$191,500
3 Beds ⋅ 1 Baths ⋅ 2094628 MLS ⋅ 32177 Zip Code
Welcome to 113 Odom Rd in Palatka—a cozy 3-bedroom, 1-bath home sitting on a beautiful 1.04 acre lot with room to roam, grow, or simply enjoy the peace and quiet of country living. With 1,188 square feet of living space, this home has just the right amount of room inside and plenty of space outside for toys, gardens, animals, or all three. Major updates have already been handled for you—a brand new roof installed in December 2024 and a new mini-split AC unit added in May 2025—making this a move-in-ready find. Whether you're looking to settle in, simplify, or invest in your future, this property offers great value in a quiet location just minutes from town.

113 Odom Road, Palatka
$133,200
2 Beds ⋅ 2 Baths ⋅ 2093293 MLS ⋅ 32177 Zip Code
Newly remodeled 2 bedroom, 2 bath single family home. New roof, 2 new mini-splits, tile flooring, new kitchen & appliances, new bathrooms. All improvements completed in 2025. Conveniently located near restaurants, shopping, schools. Property can also be leased. Owner also owns 3313 Kennedy St (MLS#2090640) and will consider selling both properties together at a reduced rate of $309,000

3309 Kennedy Street, Palatka
$155,000
2 Beds ⋅ 1 Baths ⋅ 2092833 MLS ⋅ 32177 Zip Code
Welcome home to this beautifully updated 2-bedroom, 1-bath charmer that's move-in ready and packed with upgrades! Enjoy peace of mind with a brand-new roof (2024) and new A/C system to keep you cool all year long. Step inside to find luxury vinyl plank flooring throughout, giving the home a fresh and modern feel. The kitchen has been completely refreshed with a brand-new refrigerator and stove/oven, making it perfect for whipping up your favorite meals. A tankless water heater ensures endless hot water and energy efficiency. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance investment, this home checks all the boxes. All the major updates are already done—just move in and enjoy! Don't miss your chance to own this turnkey beauty—schedule your showing today!

1701 Wapalaw Street, Palatka
$169,900
2 Beds ⋅ 1 Baths ⋅ 2092810 MLS ⋅ 32177 Zip Code
Adorable, newly updated in Every Way. Roof replaced in 2021, but 2023 & 2024 there is new plumbing, electrical, walls, floorings, kitchen, bath, hvac system, and siding. Big beautiful bathroom. Carport for your vehicle & a side driveway for the boat, or other toys in the backyard. Sellers were very meticulous in their remodel. Home is 100 years old this year, but most of her has been replaced. Owners have pics of every step of the remodel. New water heater, refrigerator, stove, microwave. Laundry/Utility inside. All permits are online. FHA AND VA Buyers accepted! St Johns River is only half a mile down the road, shopping and entertainment all in walking distance. Very convenient to all of Palatka's festivals and entertainment

209 N 7th Street, Palatka
$265,000
5 Beds ⋅ 5 Baths ⋅ 2092494 MLS ⋅ 32177 Zip Code
Step back in time with this magnificent historic beauty, nestled on a tree-lined cobblestone street. Bursting with character, the home features original doors, stunning stained glass, and timeless architectural details throughout. The main floor offers a spacious living room with fireplace, 2 bedrooms with a Jack-and-Jill bath, a 1/2 bath in the hall, and a kitchen space ready for your custom design. A private back staircase leads to the second level, ideal for multi-unit living. second floor includes a serene master suite with veranda access, two additional bedrooms with Jack-and-Jill bath, and a full bath in the hall, also space for a second kitchen. The expansive third-floor attic is full of character and offers incredible potential for additional living space, studio, or office. Fresh interior and exterior paint complement the home's preserved historic charm. With 5 bedrooms, 4.5 baths, and 3,076 sq ft on a 0.26-acre lot surrounded by stately homes, this is a rare opportunity!

417 N 3rd Street, Palatka
$162,000
2 Beds ⋅ 1 Baths ⋅ 2091937 MLS ⋅ 32177 Zip Code
Don't miss this well-maintained 2 bedroom, 1 bathroom concrete block home offering 990 sq ft of comfortable living space on a 0.21-acre lot. Perfectly located near local dining, shopping, and conveniences, this home features a durable metal roof, a one-car garage, and a dedicated laundry area for added functionality. Step outside to enjoy the fenced in private backyard complete with a cozy sitting area—ideal for relaxing or entertaining guests. Whether you're a first-time homebuyer, downsizing, or looking for a solid investment, this home has endless potential.

2205 Diana Drive, Palatka
$148,000
3 Beds ⋅ 2 Baths ⋅ 2091687 MLS ⋅ 32177 Zip Code
Offered CASH ONLY, AS-IS with tons of potential as a fix and flip or fix and hold. Asking price is FIRM. Property is priced for the updates and repairs needed. This bungalow in the heart of Palatka has a front porch that just invites you to stay awhile, and sits on a huge, fully fenced corner lot with a detached 2-car garage plus workshop, along with covered paved parking for an RV and convenient RV hookups. From the front gate to the front porch to the cheerful blue door, this home is so inviting. Through the front door you're greeted with a spacious great room, and a sunroom or flex space just off the living room featuring French doors and a lively vinyl tile floor. Through the dining space is the kitchen with stainless steel appliances and built-in breakfast bar. Through the kitchen you'll find a spacious laundry/utility/mud room with plenty of room for pantry storage, along with a back door to a covered porch leading to the covered RV parking and detached garage. Three bedrooms and two full bathrooms round out the home. This adorable piece of Palatka needs some TLC, but has so much character and potential. Bring your vision and make it your own! Would make a great investment or primary home for someone willing and able to put in the work. Age of metal roof is unknown, HVAC is 2017, hot water heater is 2025, most plumbing has been updated to copper or PVC, most electrical has been updated at some point but there are still some remnants of cloth and aluminum wiring present, age of the septic is unknown but no issues were found there during inspections. There is previous termite and water damage to the detached garage. This property is priced for the repairs and the work needed.

2505 State Street, Palatka
$660,000
3 Beds ⋅ 2 Baths ⋅ 2091608 MLS ⋅ 32177 Zip Code
Completely renovated and move in ready, this stunning 3-bedroom, 2-bathroom home sits on 1.27 beautifully landscaped acres with sweeping views of the St. Johns River. From the moment you arrive, you'll appreciate the peaceful setting and thoughtful updates throughout. The spacious, updated kitchen is a chef's dream, featuring modern finishes, ample storage, and plenty of room to gather. Step outside to the huge covered porch, perfect for relaxing or entertaining while enjoying the river breeze and serene surroundings. The property includes a detached garage for your toys, as well as a private dock, ideal for boating, fishing, or simply soaking in the view. If you're looking for move in ready riverfront living with space to breathe, this one checks every box. Schedule your private showing today!

107 Morningstar Lane, Palatka
$500,000
2090813 MLS ⋅ 32177 Zip Code
Great commercial location with approximately 386 ft of frontage on heavily traveled 4-lane Highway 17. Over 6.5 acres with a 5,200+ sqft workshop, well and septic. Property is adjacent to the railroad tracks. Currently zoned C-2, with potential for industrial. Located near Georgia Pacific and Seminole Electric. Easy commute to Jacksonville and within minutes of the proposed western beltway around Jacksonville. The possibilites are endless for your potential business. Don't miss out on this opportunity.

462 N Highway 17, Palatka
$133,200
2 Beds ⋅ 2 Baths ⋅ 2090640 MLS ⋅ 32177 Zip Code
Newly redone 2 bedroom, 2 bath single family home. New roof, new mini-splits, tile flooring, new kitchen & appliances, new bathrooms. All improvements completed in 2025. Conveniently located near restaurants, shopping, schools. Property can also be leased. Owner also owns 3309 Kennedy St (MLS#2093293) and will consider selling both properties together at a reduced rate of $309,000

3313 Kennedy Street, Palatka
$173,000
2 Beds ⋅ 2 Baths ⋅ 2090565 MLS ⋅ 32177 Zip Code
This charming 2-bedroom 2-bath home has been thoughtfully rehabbed to provide a conformable and functional living space. The spacious living area welcomes you with fresh paint, new flooring and modern touches that blend style with practicality. The kitchen features updated countertops, cabinetry and appliances offering a clean, efficient space for cooking. Both bedrooms are well-seized, with ample closet space and plenty of natural light. The bathrooms have been updated with new fixtures, vanities and clean beautiful tiles, providing a fresh feel. The house is designed with a cozy and welcoming atmosphere, ideal for everyday living. Outside, you'll find a manageable yard with room for outdoor activities. This home offers the perfect balance of comfort and convenience, making it a great choice for those looking for a well-maintained, move-in-ready space without extra frills.

402 Harris Street, Palatka
$241,000
3 Beds ⋅ 2 Baths ⋅ 2090542 MLS ⋅ 32177 Zip Code
POOL HOME! Just in time for summer this spacious home with enclosed in-ground pool is ready to go. Great central location to downtown Palatka and St. Johns River for recreation. This home is set up for Florida lifestyle of year round outdoor fun. Large Screened Sun Porch, Screen enclosed Pool, Hot tub, Fire-pit and Covered Patio. Fenced backyard for pets and landscaped front yard for nice curb appeal. Low Maintenance metal roof. The interior has formal living room and large family room with fireplace currently used as home office. Kitchen has plenty cabinets and stainless appliances.

2608 Gillis Street, Palatka
$260,000
4 Beds ⋅ 4 Baths ⋅ 2089638 MLS ⋅ 32177 Zip Code
Welcome to your dream home in the heart of Palatka! This spacious 4-bedroom, 3.5-bathroom residence offers over 2,000 square feet of comfortable living space, perfect for families and professionals alike. Enjoy Florida's beautiful weather year-round from the screened-in back porch, and take advantage of the attached one-car garage for convenient parking and storage. The kitchen is a chef's delight, boasting brand-new stainless steel refrigirator,dishwasher,and microwave, sleek quartz countertops, and modern cabinetry. New vinyl plank flooring throughout the home adds a touch of elegance and durability. Located just minutes from local schools, dining, shopping, and the scenic Palatka riverfront with a public boat ramp, this property combines charm, functionality, and an unbeatable location. Don't miss the opportunity to make this exceptional home yours! Call listing agent Rachel Mcneal with any questions!

2155 Diana Drive, Palatka
$154,900
2 Beds ⋅ 2 Baths ⋅ 2089370 MLS ⋅ 32177 Zip Code
Price Adjusment! Plus, $5000 at closing toward buyer's closing costs with good offer. Charming Home in the Heart of Palatka. Huge, brand-new front deck for enjoying lazy afternoons, grilling out or entertaining family and friends. Back porch entry is also brand-new - both completed July 2025. This delightful home in the heart of Palatka is perfectly situated near some of the County's best diners and local restaurants. Enjoy the convenience of dual street access: walk up access in front with the property backing up to Alice Street complete with driveway and plenty of parking on the quieter Alice side. Just a short commute to St. Augustine, Jacksonville, or Gainesville, this location offers both small-town charm and easy access to larger cities. Spend your weekends enjoying the scenic St. Johns River, Ravine Gardens State Park, bike trails or soaking up the sun at nearby St. Johns and Flagler County beaches. A perfect blend of location and lifestyle—this home is a must-s

2404 Crill Avenue, Palatka
$98,250
3 Beds ⋅ 1 Baths ⋅ 2087546 MLS ⋅ 32177 Zip Code
Charming Cottage Near Golf, Parks, and Beaches! Discover the potential of this adorable 3-bedroom, 1-bath cottage with an office space nestled on a spacious 0.34-acre lot. Just minutes from the golf course, Riverfront Park, vibrant downtown shopping, and delicious dining. Enjoy the best of small-town living with the added bonus of being just a short drive from the beautiful beaches and some of the area's top fishing spots. With a little TLC, this cozy home could shine once again! Whether you're looking for a great rental opportunity or an investor special for a quick flip, this property offers endless possibilities. Don't miss this one, call me today to schedule your showing! Don't miss the chance to make this cottage your next project or investment!

3015 Druid Street, Palatka
$145,000
3 Beds ⋅ 2 Baths ⋅ 2086784 MLS ⋅ 32177 Zip Code
Solid fixer upper in a wonderful location. Block home, metal roof, nearly a half acre, within a quarter mile of the hospital and just a few minutes to everything else you could need in town! Don't miss this opportunity, schedule your showing today!

112 Pioneer Road, Palatka
$160,000
3 Beds ⋅ 1 Baths ⋅ 2086658 MLS ⋅ 32177 Zip Code
MOTIVATED SELLER! SELLER WILL PAY SOME OF BUYER'S CLOSING COSTS. Fall in Love with this Gorgeously renovated cottage-style charmer offering luxury vinyl plank flooring with cozy carpeted bedrooms all freshly painted in and out. Front entrance features a warm and inviting welcome with original classic front door. Open concept between living room and kitchen that shines with brand new stainless steel appliances installed time of listing. Separate 12x10.5 dining room opens into 21x10.5 family room providing the perfect layout for large group of those you love and special time of entertaining. The covered carport gives convenient access. Upgraded 200 amp with the HVAC installed 2021. Enjoy these two spacious lots on the corner allowing an exit on Gillis St for your convenience. Close to most everthing including schools and shopping. This move-in ready gem won't last long. Call today to tour this beauty.

122 Husson Avenue, Palatka
$70,000
2 Beds ⋅ 1 Baths ⋅ 2084475 MLS ⋅ 32177 Zip Code
Calling all investors looking for a killer deal or flip opportunity this one is priced incredibly! Property is located in an established neighborhood in close proximity to downtown Palatka and sits on a large lot with no HOA telling what you cant have in your backyard!

2608 Oak Street, Palatka
$315,000
4 Beds ⋅ 2 Baths ⋅ 2084364 MLS ⋅ 32177 Zip Code
Please see the photos of the recently restored hardwood floors throughout the house, the floors truly sparkle and shine! This beautiful Circa 1923 Craftsman Style home retains many original features. Coffered ceilings in the living and dining rooms, hardwood floors and trim throughout, two sets of double French doors, original windows and all doors, fireplace with Craftsman style mantle, sun porch and sleeping porch. The house sits on a large corner lot next to a brick road and the front porch offers an amazing view of the majestic St Johns River. There is a two-car garage with a loft and a screen porch on the back. The house is walking and cycling distance to downtown, the riverfront park and Ravine Gardens State Park. Babe Ruth stayed at the house during his time teaching at Doan's Baseball School in 1940/1941 adding a unique history to the home. As the new owner you can honestly brag that Babe Ruth slept here!

703 Emmett Street, Palatka
$100,000
2 Beds ⋅ 2 Baths ⋅ 2082707 MLS ⋅ 32177 Zip Code
Perfect for first-time home buyers, this cozy and inviting 2-bedroom, 1.5-bath, residence is located right in the center of town—close to everything you need! Enjoy the convenience of being just minutes from shopping centers, restaurants, and schools. The half bath can easily be converted into a full bath. This affordable home can go FHA and conventional, will not last long give us a call for your private tour. Note: Seller is including a brand new metal roof at close with all reasonable offers.

2902 St Johns Avenue, Palatka
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