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$345,000
5 Beds 3 Baths 2129564 MLS 32177 Zip Code
TWO STRUCTURES ON PROPERTY! Incredible ''house hacking,'' rental opportunity, or perfect for a buyer looking for extra space and privacy! Say hello to a spacious 2502 sf 3 bed/2 bath block home with a SECOND separate 2 bed, 1 bath 720 sf house on the back side of this huge half-acre lot, right in the heart of Palatka! With renovations from top to bottom, the main home features a recently replaced metal roof, new flooring, HVAC system, water heater, full kitchen & bathroom updates & more! There is a privacy fence separating the main home from the accessory home, which has also been updated with a new mini split system, water heater, paint, flooring, kitchen & bathroom! City water & sewer! You won't want to miss this unique property with endless potential and opportunities!

2118 Gillis Street, Palatka

$246,900
3 Beds 2 Baths 2129357 MLS 32177 Zip Code
Seller is offering a contribution of $7500 toward a new metal roof with an acceptable offer. Welcome home to this 3-bedroom, 2-bath residence in Country Club Heights, situated on a large corner lot at the dead end of Crestwood Ave and Cedar St. This inviting home offers both a spacious living room and separate family room, enhanced with vinyl plank flooring installed April 2020 throughout. A cozy wood-burning fireplace adds warmth and charm. Home is just minutes away from Browns Landing boat ramp on the St. Johns River open to the public. Recent improvements provide peace of mind, including a new AC (April 2025), exterior repaint (June 2025), and water heater (December 2023). The fully chain-link fenced backyard offers space for pets, play, or outdoor entertaining. A great opportunity to own a move-in ready home close to the Palatka Golf Course.

101 Cedar Street, Palatka

$599,900
2129253 MLS 32177 Zip Code
Turnkey daycare facility on a prime corner lot. Exceptional opportunity to acquire a daycare facility in a proven, established location. Situated on .69-acre fully fenced corner lot, this property offers great visibility with approximately 206 ft of frontage on St. Johns Ave & 150 ft on North 13th St. The main building features over 5,900 sq ft of heated & cooled space, complemented by a detached corner building with more than 1,800 sq ft, also heated & cooled. The secondary building offers exellent flexibiity & could possibly be separately leased for additional income. This property also presents a strong potential for office or retail use. Ideally located near the growing & vibrant downtown Palatka area, this site combines accessibility & versatility.

1210 St Johns Avenue, Palatka

$168,000
3 Beds 2 Baths 2128863 MLS 32177 Zip Code
Charming 3 bedroom, 2 bathroom home situated on over 2 acres. This property is Zoned AG, meaning chickens are welcome. Despite the acreage, the location remains close to shopping, schools, and medical facilities. Interior & Layout: Kitchen: Features stainless steel appliances and a functional breakfast bar for seating. Master Suite: Includes a reading nook with windows and a bathroom with a tile shower. Flex Space: A separate flex room is included, which can serve as a 4th bedroom, office, or playroom. Utility: A large laundry room is located off the main living areas. Exterior Features: Construction: The home has a metal roof. Outdoor Space: Includes a large screened-in front porch and over 2 acres of land.

1127 S State Road 19, Palatka

$249,000
4 Beds 2 Baths 2128441 MLS 32177 Zip Code
STOP THE SCROLL — This One Has Everything Buyers Are Looking For! This stunning 4-bedroom, 2-bathroom home delivers! Vaulted ceilings. Cypress wood accents. Skylights. A fireplace. TWO spacious living areas — a spacious great room and living room perfect for a home office, media space, or quiet retreat. The main living area feels open and impressive with soaring ceilings and beautiful natural light, while the rich cypress wood paneling adds warmth and character you simply don't find in today's builds. Picture cozy evenings by the wood-burning fireplace or hosting unforgettable gatherings. You'll appreciate the oversized screened-in patio, easily accessed through French doors from both the living room and the primary bedroom — creating a seamless indoor-outdoor lifestyle perfect for Florida living. Homes with this combination of space, personality, and value don't last long. Schedule your showing today and make this home yours.

2127 Diana Drive, Palatka

$539,900
4 Beds 2 Baths 260401 MLS 32177-6912 Zip Code
Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed.

130 Cedar Creek Rd, Palatka

$293,000
3 Beds 2 Baths 2124243 MLS 32177 Zip Code
Back on the market due to buyer financing falling through, no fault of the seller! Move in ready, clean, and spacious, home on over an acre!! It features a heated, fully screened pool with exceptional privacy, perfect for year round enjoyment. Inside, you'll find 3 generously sized bedrooms, 2 separate living areas, a spacious kitchen, and a walk-in pantry. Recent updates include improvements to the electrical and plumbing systems. Upgraded HVAC, water heater, water softener, and gas pool heater. One of the standout features of this property is the included additional lot. Whether you're dreaming of building, adding another garage or guest space, storing boats/RVs, or simply enjoying the added privacy and elbow room, you'll have plenty of room for it. The property also includes a partially climate-controlled detached garage/workshop. With nearly 600 square feet of enclosed space the possibilities are endless!

1707 S Palm Avenue, Palatka

$175,000
3 Beds 2 Baths 2122720 MLS 32177 Zip Code
Fantastic find in this quite established neighborhood. Home is a 3/2 1828 sq. ft. Block Home that features an X-large 21' x 25' Living room. Located on a large corner lot with a wooded buffered back yard, making this a very quiet and serene setting for your backyard cookouts by the ''hand built'' Tiki Bar or just relaxing by the ''hand built'' fire pit. Nice large newly redone back deck, Plenty of room for your grill, chairs, Etc... Property also offers a detached Work Shop for the hobbyist or needed storage. Two separate off street parking areas, one is a concrete driveway, the other, is yard parking that leads to the backyard. Plenty of yard to store your RV or boat in your ''fence in backyard''. This Home is in need of updating however, is livable. Live here while you update it. Previous owners just moved out Dec 21st. Bones are GREAT!! Metal Roof, Solid Wood Cabinets. Minutes to the Golf Course and Shopping.

111 Cedar Street, Palatka

$250,000
3 Beds 2 Baths 2122192 MLS 32177 Zip Code
This adorable 3-bedroom, 2-bath home in Palatka offers the perfect blend of comfort and charm. From the screened-in front porch—ideal for morning coffee or quiet evenings—to the cozy fireplace that anchors the living space. Every detail invites relaxation. The upgraded kitchen adds modern convenience while maintaining a warm, welcoming feel, and beautiful hardwood floors flow throughout the home. Step outside to a large backyard with plenty of space to unwind, garden, or entertain. Quaint, peaceful, and inviting, this home is a wonderful retreat to enjoy everyday living at a slower, more relaxing pace. Cool Antique Shops and restaurants for you to explore in the downtown area and only 30 minutes to St Augustine. Close to scenic Ravines State Park where you can hike or picnic and enjoy the beauty of the parks gardens. It's the perfect location!

510 S 19th Street, Palatka

$159,000
3 Beds 2 Baths 2122172 MLS 32177 Zip Code
**Multiple offers. H&B due by 12/24/25**Charming concrete block home with decorative brick front located in the heart of Palakta! Offering strong potential for investors seeking a value-add rental or fix-and-flip opportunity. The property features a durable metal roof, screened porch, and fenced backyard, providing a solid foundation for updates. With a little TLC, this 3 bedroom/2 bath home could easily become an income-producing property or a profitable flip. Conveniently located close to shopping, schools, and restaurants, and just minutes from Ravine Gardens State Park and the scenic St. Johns River. Sold as-is. Ideal for cash or renovation loan buyers. Bring your vision and unlock the upside this property has to offer.

303 Belmont Drive, Palatka

$154,000
2 Beds 1 Baths 2117111 MLS 32177 Zip Code
Accepting backup offers. Beautifully preserved 2-bed, 1-bath Victorian Craftsman Shotgun home in The Hammock, Palatka's South Historic District, is a living testament to Palatka's past. Historic authenticity meets modern comfort. Original T&G hardwood floors, picture rails, ornate hardware throughout. The bathroom charms with a rare Victorian pull-chain commode and a charming clawfoot tub.Kitchen features a vintage drainboard sink, modern appliances, a built-in, and ornate cabinet pulls. Home runs on cost-efficient natural gas. Washer and dryer (warranty through 2029). Outback a spacious patio, natural gas quick-connect for grilling/fire pit, shed, and a 44ft driveway.Near the riverfront and downtown areas for local events.Zoned Downtown Business District , offering flexibility for residence, live-work, or small business use.Whether you're captivated by the preserved craftsmanship or inspired by the versatile zoning, this home is a rare opportunity to own a piece of functional history Rich in history, 816 Oak Street stands as a living testament to Palatka's architectural past, where craftsmanship was an art and every detail tells a story. This beautifully preserved 2-bedroom, 1-bath Victorian Craftsman shotgun home located in The Hammock, Palatka's beloved South Historic District. A welcoming front porch sets the tone for what awaits inside. The interior boasts original tongue-and-groove hardwood floors in exceptional conditiontrue to the home's early 1900s character and not easily found today. Picture rails, once used to hang artwork without marring plaster walls, line the living spaces. Throughout the home, ornate hinges and antique knobs add depth and charm, while the Victorian pull-chain commode and classic clawfoot tub bring a rare touch of period elegance to the bathroom. The kitchen seamlessly balances nostalgia and function, with modern appliances for everyday convenience complemented by a vintage drainboard sink with a shelf back and soap-tray faucetpieces that are as beautiful as they are practical. A built-in cabinet and ornate pulls completes the space. This home operates on natural gas, providing reliability and cost efficiency. The washer and dryer (with transferable warranty through 2029) offer added peace of mind. Outdoors, you'll find a spacious rear patio perfect for relaxing evenings, and a natural gas quick-connect for easy grilling or a gas fire pit setup. A 44-foot driveway offers ample off-street parking, and a storage shed adds convenience. Situated near the riverfront and just moments from Palatka's vibrant downtown, you'll love the easy access to festivals, the local farmers market, and beloved neighborhood events like PorchFest. Zoned Downtown Business District (DBD), this property offers unique flexibilityideal for those who wish to enjoy it as a personal residence or explore options for live-work or small business use within the city's historic and cultural hub. Whether you're captivated by its preserved craftsmanship or inspired by its versatile zoning, 816 Oak Street is a rare opportunity to own a piece of Palatka's architectural history.

816 Oak Street, Palatka

$135,000
3 Beds 2 Baths 2116218 MLS 32177 Zip Code
Back on the market due to buyer's financing falling through****Welcome to this well maintained 3-bedroom, 1.5-bath concrete block home nestled in a peaceful neighborhood on a dead end road - the perfect blend of privacy and convenience! Step inside to find a comfortable layout featuring a newer HVAC system and newer water heater for peace of mind. The metal roof adds long-term durability, and the fenced backyard is ideal for kids, pets, or weekend get-togethers. Enjoy outdoor living on the wooden deck and beautiful landscaping that enhances the home's curb appeal. For the hobbyist or DIY enthusiast, you'll love the two detached sheds both with electricity, and one complete with a window unit A/C, perfect for year-round use as a workshop, art studio, or office. Additional highlights include a covered carport for shaded parking and a location that's close to shopping, schools, and commuter routes, offering the best of both quiet living and convenience. Move-in ready and full of charm!

116 Dellwood Avenue, Palatka

$118,000
4 Beds 3 Baths 2116199 MLS 32177 Zip Code
Handyman special centrally located in the beautiful South Historic District of downtown Palatka! This charming house needs restoration but has 4 bedrooms, and 2.5 baths with over 2100 square feet. Originally built in 1884 the home features wood floors throughout, lots of built-ins, large bedrooms, 2 fireplaces, front porch for taking in the daily passerby's, an additional detached 2 story storage house for all your toys, and views of the St. Johns River from the backyard. The location is perfect, just two blocks to St. Johns Ave. for all your dining and shopping needs or walk two blocks to Boathouse Riverfront Park and take a stroll along the river. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St. Augustine for day at the beach. Grab your tools and / or your favorite general contractor and take advantage of this amazing opportunity today!!!

221 S 5th Street, Palatka

$237,000
3 Beds 2 Baths 2115641 MLS 32177 Zip Code
Welcome to 921 Husson Ave—an incredible opportunity to own a practically Brand-New Home in the heart of Palatka! This fully renovated 3 bed, 2 bath, 1352 sq ft gem was rebuilt from the studs in, with all work properly permitted & inspected! Enjoy new siding, flooring, kitchen cabinetry with granite countertops, modern bathrooms, and a brand-new AC system complete with new ductwork. Ideally located just minutes from schools, shopping, dining, Ravine Gardens State Park, the Palatka golf course, and the St. Johns River, this home offers unbeatable convenience. In addition, in an effort to make this home completely unique to you, Buyers receive a closing credit of $2,500 to purchase the Appliances of their choice! Private Financing may be available with a sizeable down payment! Don't miss this rare blend of quality, location, and value!

921 Husson Avenue, Palatka

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