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$539,900
4 Beds 2 Baths 2160567 MLS 32177 Zip Code
Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed. his exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.

130 Cedar Creek Road, Palatka

$319,900
2 Beds 2 Baths 2159916 MLS 32177 Zip Code
Beautifully renovated 1,040 sq. ft. home featuring 2 bedrooms and 1.5 baths, offered partially furnished including a 100'' TV, for added convenience. The thoughtfully updated kitchen and bathrooms blend functionality with tasteful finishes. Outside, enjoy a brand-new 2-car garage, new rock driveway, and a fenced backyard perfect for relaxing or entertaining. The adjacent 0.3-acre lot is included, bringing the total property to approximately 0.8 acre. Nestled in a quiet, serene setting just off West River Road, yet centrally located with convenient access to Palatka, Gainesville, Green Cove Springs, and St. Augustine. A beautifully updated home with room to enjoy the peace and privacy of the surrounding area.

102 River Road Drive, Palatka

$465,000
2 Beds 2 Baths 2159148 MLS 32177 Zip Code
Wake up to breathtaking scenery and enjoy panoramic views of the St. Johns River from the primary suite, dining room, and living room in this charming waterfront retreat. Whether you're casting a line from your private dock, launching a kayak, cruising by boat, or enjoying seasonal shrimping, every day feels like a getaway. Set on a beautifully shaded .71-acre lot with 105+/- riverfront feet and majestic live oaks, this 2-bedroom, 2-bath concrete block home also features an office/storage room, attached garage, fireplace, spacious dining room, and a functional kitchen with stainless appliances and open shelving. After a day on the water or in the garden, rinse off in the convenient outdoor shower and unwind on the deck while taking in the peaceful river views. Complete with a covered boathouse and boat lift, this property is your opportunity to embrace the relaxed, year-round riverfront lifestyle.

110 Cedar Creek Road, Palatka

$200,000
2158969 MLS 32043 Zip Code
This is a rare opportunity to create the waterfront home you've always envisioned on approximately 1.98 acres just off the majestic St. Johns River. Partially cleared, this unique property offers the perfect balance of privacy and natural beauty. Create your own meandering path through protected wetlands that leads to approximately 103 feet of breathtaking waterfront, where panoramic water views and endless recreational possibilities await. Enjoy direct navigable access to the Atlantic Ocean and beyond, making this an ideal setting for boating, fishing, and kayaking. Whether you're seeking a peaceful retreat or the site for your custom dream home, this exceptional property combines acreage, waterfront living, and natural Florida beauty in one remarkable offering.

150 Pioneer Trail, Palatka

$724,900
3 Beds 2 Baths 2158128 MLS 32177 Zip Code
Wake up to breathtaking St. Johns River views in this completely renovated, turn-key waterfront retreat--professionally redesigned by Miranda Leigh Interior Designs. This 3BR/2BA home offers 1,916 living sq ft (2,765 total under roof) of timeless coastal elegance. Enjoy open-concept living with marble countertops, luxury vinyl plank flooring throughout, a formal dining room, and a large sunroom with panoramic river views. The chef's kitchen features a marble island and stainless appliances. Built in 1992 with durable stucco construction. Two-car garage. Outside, a brand-new bulkhead, exceptional boat dock, power boat lift, upper sun deck, and lower seating area create the ultimate setting for fishing, boating, and unforgettable sunset evenings. Offered fully furnished and currently a successful vacation rental-!. River living at its finest awaits! -6,000 pound boat lift -20 Year life of roof

277 W River Road, Palatka

$189,500
3 Beds 1 Baths 2157210 MLS 32177 Zip Code
Peaceful canal-front home! Tucked away along a serene stretch of West River Road, this adorable 3-bedroom, 1-bath home offers the perfect blend of privacy and convenience with cool river breezes. Nestled on a small, shallow canal about 500 yards from the St. Johns River, this property is ideal for fishing, kayaking, or simply enjoying the tranquil surroundings. Inside, you'll find a cozy eat-in kitchen with granite counter tops, an extra deep sink, a pantry and direct kitchen access from the attached garage. Recent updates include a durable metal roof installed in 2017 and an energy-efficient tankless water heater added in 2021. Whether you're searching for a primary residence, a weekend getaway, or an investment opportunity, this charming home is ready to welcome you as its new owner! Schedule your private showing today!

108 River Road Drive, Palatka

$50,000
2156580 MLS 32177 Zip Code
Tucked away on Bonita Drive in Palatka, this waterfront lot offers the perfect blend of privacy and peaceful living. Nestled in a quiet neighborhood, it's an ideal setting for those looking to escape the noise and enjoy a more relaxed lifestyle. With access to the St. Johns River, you'll have the opportunity to embrace true Florida living--whether that means boating, fishing, or simply taking in the natural beauty right from your backyard. This is your chance to explore the opportunities vacant land gives you. You'll have the flexibility to design every detail to fit your lifestyle, without compromise. Opportunities like this don't come around often--secure your slice of waterfront serenity and start creating something truly your own.

143 Bonita Drive, Palatka

$500,000
3 Beds 2 Baths 2156359 MLS 32043 Zip Code
Experience living just off the St Johns River on beautiful Cedar Creek in this custom-built, two-story A-Frame log home. Offering distinctive living space, this one-of-a-kind home showcases soaring 22-foot ceilings, tongue-and-groove walls, handcrafted doors, pine & bamboo flooring, & countless custom details throughout. The open-concept great room is highlighted by dramatic floor-to-ceiling windows providing breathtaking views of the property's winding boardwalk that meanders through native Florida landscape to the waterfront which features a dock with a covered boathouse. The first floor offers two bedrooms and a full bath, while the spacious second-floor owner's suite serves as a private retreat with its own private deck, sitting area with wet bar overlooking the great room. This rare Cedar Creek waterfront property offers rustic character, modern comfort, & direct access to the St Johns River, creating an extraordinary opportunity for those seeking a peaceful waterfront sanctuary.

152 Pioneer Trail, Palatka

$400,000
3 Beds 3 Baths 2155939 MLS 32177 Zip Code
St. Johns River living awaits at 370 Cedar Creek Rd in Palatka! This well-maintained 3-bedroom, 2.5 bath home offers 2,092 sq. ft. on a spacious .68-acre lot in one of Putnam County's most desirable river communities. Enjoy all the St. Johns River has to offer with a private dock, making boating, fishing, kayaking, and sunset cruises just steps away. The dock is ready for new decking, providing a great opportunity to customize your river access. Inside, you'll find a spacious, functional floor plan with generous living areas and plenty of room to entertain. Outside, there's ample space for your boat, RV, and outdoor toys. With auto start whole house 20KW Generac generator, this home offers the perfect blend of peaceful Old Florida charm and the waterfront lifestyle you've been searching for.

370 Cedar Creek Road, Palatka

$497,000
3 Beds 3 Baths 2154030 MLS 32177 Zip Code
Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-carport, storage shed. Come see it now!!

134 Bowfin Drive, Palatka

$249,900
3 Beds 2 Baths 2153689 MLS 32177 Zip Code
290 Tarpon Blvd is a meticulously maintained 3-bed, 2-bath home featuring an open-concept kitchen, dining room, living room, and bonus addition - perfect for gathering and entertaining. Enjoy true waterfront living with a bulkhead and boat lift on a deep-water canal just 300 yards from the St. Johns River, offering effortless access for boating, fishing, and water sports. Enjoy quick trips to the river, effortless docking, and the freedom to explore miles of scenic waterways. A whole-home generator with dual gas tanks ensures year-round peace of mind. A front-yard carport adds convenient covered parking, while a backyard shed provides extra storage. Tucked away in a quiet offshoot of town, yet only 15 minutes from shopping and dining, this property blends tranquility, convenience, and exceptional water access for any enthusiast.

290 Tarpon Boulevard, Palatka

$699,000
4 Beds 3 Baths 2153528 MLS 32043 Zip Code
OPEN HOUSE!! Sat the 18th 10:00-12:00 Nestled on 2.46 private wooded acres with approximately 142 feet of Cedar Creek frontage, this custom-built all-brick waterfront home offers the perfect blend of comfort, craftsmanship, and outdoor living. With nearly 3,000 square feet of thoughtfully designed living space, the open floor plan is filled with natural light and showcases breathtaking water views through a wall of 8-foot glass French doors spanning the back of the home. Stained concrete floors, soaring ceilings, a wood-burning fireplace, and custom wood cabinetry create a warm yet refined atmosphere throughout. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island for meal prep and gathering. A split-bedroom floor plan provides privacy, with the expansive primary suite offering tranquil water views, private access to the covered lanai, a spa-inspired bath wi walk-in shower and separate garden tub, and generous closet space. Upstairs, the fourth bedroom and full bath provide a flexible space for guests, a home office, or a bonus room. Step outside and experience true Florida waterfront living. Relax on the covered rear porch, entertain on the oversized patio, or head down to your private dock with covered pavilion for boating, fishing, kayaking, shrimping, or simply enjoying the peaceful surroundings. Cedar Creek offers navigable access to the St. Johns River in approximately seven minutes, making it an exceptional location for water enthusiasts. Built with quality and efficiency in mind, the home also features two HVAC systems, two water heaters, insulated interior walls for added sound reduction and energy efficiency, custom electrical with 200-amp service, an oversized side-entry garage with abundant storage, a large laundry room with custom cabinetry and utility sink, private well and septic, and the added benefit of no HOA or CDD fees. If you're searching for a private waterfront retreat where nature, recreation, and quality construction come together, this exceptional property is ready to welcome you home.

241 Pioneer Trail, Palatka

$1,299,000
3 Beds 2 Baths 2149684 MLS 32043 Zip Code
St. Johns Riverfront sanctuary is a self-contained compound, where exceptional craftsmanship, modern luxury, and the timeless beauty of Old Florida come together in one extraordinary waterfront retreat. Completely rebuilt, remodeled and expanded in 2024, this 3 bedroom/study/2 full bath stunning property offers nearly 300 feet of river frontage, creating an unparalleled setting for those seeking privacy, nature, and an authentic Florida lifestyle. Encompassing 6.2 acres and nestled among majestic trees in a peaceful, unspoiled natural setting, this rare sanctuary is brimming with wildlife, where deer, wild turkeys, and native birds are frequent visitors. It is a place where life slows down, offering the serenity and beauty of Florida as it used to be--a disappearing landscape that is becoming increasingly difficult to find. From the moment you arrive, you'll appreciate the custom circular driveway, screened-in front porch, and fully fenced side and rear yards with a remote- controlled gate leading to an additional parking area, including RV parking space and a newly built, climate-controlled 460 square foot storage building. Complete with heating, air conditioning, and a 10-foot ceiling the structure offers endless possibilities for hobbies, storage, a workshop, barn or recreational space. Inside the home, soaring 8-10 foot ceilings, vaulted ceilings, elegant crown molding, upgraded 6-inch baseboards, plantation shutters, and custom cedar-lined closet systems create a refined yet welcoming atmosphere. The chef's kitchen is a masterpiece featuring custom soft-close cabinetry with pull-out cookware drawers, organizer inserts, pull-out trash storage, granite countertops, custom granite backsplash, under-cabinet lighting, a deep stainless sink with workstation, Samsung counter-depth refrigerator, Asko low-decibel dishwasher, built-in microwave drawer, and an impressive Fulgar Italian 36-inch electric oven with six-burner gas cooktop and griddle, all complemented by a Falmec low-decibel vent hood. The thoughtfully designed laundry room includes custom cabinetry, butcher block counter top, under-cabinet lighting, a farmhouse sink, and a full-size stacked washer and dryer, blending style with everyday functionality. The oversized great room is an entertainers dream and the dining room includes an heirloom Swarovski crystal chandelier. Step outside to the expansive screened rear porch featuring a custom tongue-and-groove ceiling, 4-foot wide entry door, pet door and high-end outdoor ceiling fans, where you can relax and enjoy the peaceful sounds of nature. The fenced garden area provides the perfect space to cultivate flowers, herbs, or fresh vegetables while embracing the property's natural beauty. For waterfront enthusiasts, the newly built covered dock with seating and a jet ski lift offers direct access to the St. Johns river for boating, fishing, kayaking, or simply enjoying spectacular sunrises over the water. An outdoor shower completes the ultimate Florida lifestyle. No detail has been overlooked in the home's extensive upgrades and infrastructure improvements, including hurricane-rated energy-efficient windows and sliding glass doors, all-new electrical wiring and plumbing, a deep water well with dual pumps, water treatment and water softener systems, a Rinnai tankless water heater, a 500-gallon propane tank, a whole-house Generac generator, and a new roof for years of worry-free ownership. Security and convenience are equally impressive with a 12-camera exterior CCTV system, professionally monitored security system, exterior motion lighting, and an oversized two-car garage complete with a stainless French-door refrigerator. Located just minutes from the new First Coast Expressway, the property is positioned to benefit from future direct access to St. Johns County and I-95, making commuting to Jacksonville, historic St. Augustine, and Northeast Florida's premier destinations more convenient than ever. 140 Pioneer Trail is far more than a home--it's a private retreat where untouched nature and modern comfort exist in perfect harmony. Rarely does a property offer this level of craftsmanship, privacy, and waterfront beauty, making it a once-in-a-lifetime opportunity to own an unspoiled piece of Florida's natural heritage and a true one-of-a kind property.

140 Pioneer Trail, Palatka

$440,000
3 Beds 2 Baths 2148504 MLS 32177 Zip Code
Waterfront living meets everyday comfort in this beautifully updated 3-bedroom, 2-bath pool home with direct access to the St. Johns River. Situated on a navigable canal, this property is designed for those who enjoy life on the water, featuring a private boat lift, screened pool, and backyard putting green. Inside, recent upgrades to the kitchen and primary bathroom add modern style and functionality, while spacious living areas provide plenty of room to relax and entertain. Step outside to enjoy the newly screened pool enclosure, waterfront views, and easy access to boating, fishing, and everything the river lifestyle has to offer. Additional features include a new water softener, 2-car garage, and a layout that makes the most of both indoor and outdoor living. Whether you're looking for a full-time residence, a weekend escape, or a waterfront investment opportunity, this home offers a rare combination of updates, amenities, and direct river access.

276 Harbor Drive, Palatka

$350,000
2143970 MLS 32177 Zip Code
Rare opportunity awaits on the St. Johns River! This riverfront property spans just over 15 acres and offers a unique living experience. This property is largely comprised of wetlands, creating a peaceful natural setting with privacy, scenic surroundings, and abundant wildlife, while still offering ample space for a home site. Previously, a home stood on the property, but it has been removed. A workshop is in need of repair, but the property already has underground electric, a well, and is ready for your new home. However, it's recommended to inspect the septic tank to ensure its functionality. A walkway through the wetlands leads directly to the St. Johns River. Unfortunately, the walkway requires extensive repair due to hurricane damage. Additionally, according to the parcel, it can be divided again, which could potentially create another home site. Conveniently located near public boat access to the St. Johns River. The property is being sold AS IS. Same listing in MLS #2130839

121 Panther Trail, Palatka

$142,000
2 Beds 2 Baths 2143152 MLS 32177 Zip Code
Investor Special - Cash Only Opportunity in Palatka Unlock the potential at 278 Tapon Blvd! Priced well below retail value with tons of room for investor upside, this is the opportunity you've been waiting for. Whether you're looking for your next flip, rental, or value-add project, this property offers strong potential returns. Located in a quiet area just a few hundred yards from the main St. Johns River and in a deep canal, this property brings added appeal for those seeking boating, fishing, and true Florida waterfront lifestyle access. Conveniently close to shopping and dining, the location supports both resale value and rental demand. This fixer-upper is ready for your vision--bring your contractor and creativity. With the right updates, this property could truly shine. Opportunities like this don't come around often, especially at this price point.

278 Harbor Drive, Palatka

$315,000
2 Beds 2 Baths 2142497 MLS 32177 Zip Code
Investor opportunity on the St. Johns River. Situated on 1.65 acres, this property offers direct river frontage with a dock and boat lift, along with electric and water already in place at the dock. Located approximately 20 minutes to Palatka and about 35 minutes to Green Cove Springs, this setting provides a balance of privacy and accessibility. Spend hot summer days on the water--boating, fishing, or simply enjoying the breeze--with numerous waterfront restaurants accessible by boat nearby. The property includes two structures. The front home is in disrepair as the prior owner did not complete renovations. The primary residence is a concrete block home built in 1978, offering 2 bedrooms, 2 bathrooms, and approximately 1,233 square feet. The home will require renovation and is being sold in its current condition. There are two artesian wells and two septic systems on site, providing flexibility for future use. Being sold AS IS. No repairs will be made. Cash buyers only.

550 Cedar Creek Road Unit 2, Palatka

$799,900
4 Beds 4 Baths 2141665 MLS 32177 Zip Code
RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License

520 River Street, Palatka

$480,000
3 Beds 2 Baths 2140027 MLS 32177 Zip Code
Discover this stunning 3-bedroom, 2-bathroom riverfront home nestled on a sprawling 2.05-acre lot along the picturesque St. Johns River, offering an impressive 140' +/- of waterfront. While this waterfront gem is a dream come true, it requires some updates to fully realize its potential. This home is priced with renovation in mind. The kitchen seamlessly flows into the living area, creating an inviting and spacious atmosphere. The cozy living room features a charming brick fireplace and cathedral ceilings adorned with wood beams. The expansive sunroom provides a breathtaking view of the pool and river. Additionally, the home includes a carport equipped with an attached workshop and storage area. For added convenience, the home also boasts a full house generator. Located in flood zone X so no flood insurance is required.

202 Saint Johns Drive, Palatka

$860,000
3 Beds 3 Baths 2136154 MLS 32177 Zip Code
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River on approximately 1.47 acres. 2922 sq. ft. custom-built home + 800 sq. ft. shop. Behind an elegant security gate, this 3-bedroom, 3-bath solid brick home residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

524 Cedar Creek Road, Palatka

$290,000
2 Beds 2 Baths 2135965 MLS 32177 Zip Code
Waterfront opportunity with endless potential! This 2BR/2BA home offers approx. 1,700 sq ft on a rare 0.48-acre double lot, one of the largest on the canal, with direct access to the St. Johns River. Enjoy peaceful surroundings in a quiet neighborhood ideal for boating, fishing, and relaxing right from your backyard. The canal leads to the St. Johns River, which flows north to the Atlantic Ocean. Property features RV parking with canopy, private well and tank system, and septic, keeping utility costs low (owner pays only electricity and internet). Solid concrete block construction with a durable metal roof. Home needs cosmetic TLC including paint, flooring, and kitchen/bath updates, perfect for investors or buyers looking to customize. Spacious yard offers room to expand or store toys. Great value waterfront!

272 Harbor Drive, Palatka

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