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$300,000
3 Beds 2 Baths 2123084 MLS 32177 Zip Code
This home was renovated with a focus on long-term livability, systems, and structure, not surface-level cosmetics. With 1,596 square feet of thoughtfully updated living space, this home has the feel of new construction paired with the freedom and privacy of rural land ownership.Key features and upgrades include: • Fully renovated interior • Updated electrical and plumbing throughout • Heat pump HVAC system for efficient heating and cooling • Renovated kitchen with updated cabinetry, countertops, and fixtures • Updated bathrooms with modern finishes and fixtures • New flooring throughout the home • Updated lighting, doors, trim, and hardware • Improved insulation and energy-efficiency updates • Private well water with whole home filtration system • Tankless water heater • Full RV Hook Up • Space for gardens, animals, or future expansion This property also comes with an ADU of approximately 700 sq ft that is utilized as a workshop/stor age. Could be utilized as a mother-in-law suite with some work

165 Fulton Road, Palatka

$385,548
3 Beds 2 Baths 2123016 MLS 32177 Zip Code
Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're dreaming of a spacious open-concept retreat, a modern farmhouse, a multi-generational layout, or something uniquely yours. Set on a peaceful lot in a serene and growing area, this property offers the perfect canvas for your lifestyle. Home packages start at $385,000, and every build includes quality craftsmanship, attention to detail, and the flexibility to select finishes, layout, and features that reflect your taste. This is more than a house — it's your future, designed your way. Ready to build something amazing? Let's get started.

271 Peniel Church Road, Palatka

$101,000
3 Beds 1 Baths 2122871 MLS 32177 Zip Code
Welcome to your forever home! If you've been searching for that rare combination of rock-solid durability and incredible space, your search ends here. Built with sturdy concrete, this residence offers the kind of peace of mind that only comes with quality craftsmanship. Inside, you'll be blown away by the generous square footage—there is finally enough room for everyone to have their own space! But the real magic happens outside. Imagine hosting the ultimate summer cookout in your expansive, wide-open backyard. From soccer matches to Saturday BBQs, this yard is a recreational paradise. Located in one of Palatka's most welcoming, family-friendly pockets, this is the affordable opportunity you've been waiting for. Welcome home.

111 Elm Avenue, Palatka

$175,000
3 Beds 2 Baths 2122720 MLS 32177 Zip Code
Fantastic find in this quite established neighborhood. Home is a 3/2 1828 sq. ft. Block Home that features an X-large 21' x 25' Living room. Located on a large corner lot with a wooded buffered back yard, making this a very quiet and serene setting for your backyard cookouts by the ''hand built'' Tiki Bar or just relaxing by the ''hand built'' fire pit. Nice large newly redone back deck, Plenty of room for your grill, chairs, Etc... Property also offers a detached Work Shop for the hobbyist or needed storage. Two separate off street parking areas, one is a concrete driveway, the other, is yard parking that leads to the backyard. Plenty of yard to store your RV or boat in your ''fence in backyard''. This Home is in need of updating however, is livable. Live here while you update it. Previous owners just moved out Dec 21st. Bones are GREAT!! Metal Roof, Solid Wood Cabinets. Minutes to the Golf Course and Shopping.

111 Cedar Street, Palatka

$250,000
3 Beds 2 Baths 2122192 MLS 32177 Zip Code
This adorable 3-bedroom, 2-bath home in Palatka offers the perfect blend of comfort and charm. From the screened-in front porch—ideal for morning coffee or quiet evenings—to the cozy fireplace that anchors the living space. Every detail invites relaxation. The upgraded kitchen adds modern convenience while maintaining a warm, welcoming feel, and beautiful hardwood floors flow throughout the home. Step outside to a large backyard with plenty of space to unwind, garden, or entertain. Quaint, peaceful, and inviting, this home is a wonderful retreat to enjoy everyday living at a slower, more relaxing pace. Cool Antique Shops and restaurants for you to explore in the downtown area and only 30 minutes to St Augustine. Close to scenic Ravines State Park where you can hike or picnic and enjoy the beauty of the parks gardens. It's the perfect location!

510 S 19th Street, Palatka

$159,000
3 Beds 2 Baths 2122172 MLS 32177 Zip Code
**Multiple offers. H&B due by 12/24/25**Charming concrete block home with decorative brick front located in the heart of Palakta! Offering strong potential for investors seeking a value-add rental or fix-and-flip opportunity. The property features a durable metal roof, screened porch, and fenced backyard, providing a solid foundation for updates. With a little TLC, this 3 bedroom/2 bath home could easily become an income-producing property or a profitable flip. Conveniently located close to shopping, schools, and restaurants, and just minutes from Ravine Gardens State Park and the scenic St. Johns River. Sold as-is. Ideal for cash or renovation loan buyers. Bring your vision and unlock the upside this property has to offer.

303 Belmont Drive, Palatka

$182,000
3 Beds 2 Baths 2121984 MLS 32177 Zip Code
Welcome to this solid block and stucco home located in a desirable Palatka neighborhood. Offering 3 bedrooms, 2 bathrooms, and 1,573 square feet of living space, this property sits on nearly half an acre at the end of a quiet cul-de-sac on a dead-end street, providing privacy and peaceful surroundings. The home features great bones and a functional layout, with a cozy living room centered around a wood-burning fireplace. The kitchen is equipped with a refrigerator, dishwasher, and electric range. An attached carport provides convenient covered parking. Enjoy outdoor living with a fenced backyard overlooking a pond—perfect for relaxing or entertaining. With its spacious lot, serene setting, and solid construction, this home presents an excellent opportunity in Palatka, Florida.

128 Karen Court, Palatka

$325,000
6 Beds 4 Baths 2121556 MLS 32177 Zip Code
Spacious and versatile 6-bedroom, 3.5-bath home offering nearly 3,000 square feet of living space on an oversized lot of over ½ acre. Thoughtfully designed for flexible living, this home features vinyl plank flooring, a dedicated office, and a large great room. The newly updated over-sized kitchen with new cabinets and quartz countertops is centrally located between the living/dining area and the family room. The expansive floor plan provides generous bedroom sizes and multiple living areas, making it well-suited for multi-generational living, extended families, or those needing extra space. Situated on a large lot with a circular driveway, there is ample parking and room to enjoy outdoor living. Previously used as a group home, the property offers a unique layout with excellent potential for a variety of residential needs. Conveniently located with easy access to local amenities, this home is a rare opportunity for buyers seeking space, functionality, and flexibility.

164 Carole Road, Palatka

$560,000
4 Beds 2 Baths 256697 MLS 32177 Zip Code
Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Ln, Palatka

$560,000
4 Beds 3 Baths 2121283 MLS 32177 Zip Code
Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Lane, Palatka

$374,000
3 Beds 2 Baths 2121150 MLS 32177 Zip Code
Welcome home to this beautifully maintained 3 bedroom, 2 bathroom home offering the perfect blend of comfort, convenience, and outdoor space. The spacious, light-filled living area is ideal for relaxing or entertaining. The modern kitchen offers granite countertops, ample cabinet and counter space, and stainless steel appliances. The primary bedroom offers an en suite bath with separate tub and shower as well as a spacious walk-in closet. The 2-car garage offers space for your cars as well as storage. The back porch is perfect for sipping coffee in the morning or relaxing and unwinding in the evenings. Conveniently located close to schools, shopping, parks, and medical facilities. Don't miss your opportunity to make this house your home!

194 Horseman Club Road, Palatka

$315,000
4 Beds 3 Baths 2119073 MLS 32177 Zip Code
Beautifully renovated and move-in ready, this spacious 4 bedroom, 3 bath home sits on a generous half-acre lot offering the perfect blend of privacy and modern comfort. Every inch of this home has been updated- featuring a brand-new kitchen with stylish finishes, fully renovated bathrooms, new flooring, fresh paint, and upgraded fixtures throughout. The open layout provides plenty of natural light, while the split-bedroom design gives everyone their own space. Enjoy peaceful outdoor living with room for a garden, toys, or future additions. Conveniently located near Palatka's parks, shopping, and schools, this home is an incredible opportunity for anyone looking for a turn-key property with land.

341 Alabama Avenue, Palatka

$165,000
3 Beds 1 Baths 2118572 MLS 32177 Zip Code
This home qualifies for up to $35,000 in First-Time Homebuyer assistance money you can use for your down-payment, closing costs, buying down the interest rate, or lowering the cost of the home for as long as you own and live in the home -- Conditions Apply Don't miss this great opportunity to own your own home. What a gem. It's nestled under towering oaks. It's near downtown Palatka. And, commuting is easy with quick access to Jacksonville, St. Augustine, and Gainesville. The home is freshly painted, metal roof replaced 2020, HVAC 2010, range to be replaced by closing, hot water heater 2022, 10'x10' shed 2025, mostly fenced back yard, shade trees help keep ac bills low, tile floors, inside washer/dryer hookups. Laurel St and many other streets are being newly paved with new curbs, sidewalks, and sod. CALL NOW to see if you qualify for up to $35,000 in First Time Home Buyer Assistance! ^All photos are enhanced and/or staged.

1510 Laurel Street, Palatka

$154,000
2 Beds 1 Baths 2117111 MLS 32177 Zip Code
Accepting backup offers. Beautifully preserved 2-bed, 1-bath Victorian Craftsman Shotgun home in The Hammock, Palatka's South Historic District, is a living testament to Palatka's past. Historic authenticity meets modern comfort. Original T&G hardwood floors, picture rails, ornate hardware throughout. The bathroom charms with a rare Victorian pull-chain commode and a charming clawfoot tub.Kitchen features a vintage drainboard sink, modern appliances, a built-in, and ornate cabinet pulls. Home runs on cost-efficient natural gas. Washer and dryer (warranty through 2029). Outback a spacious patio, natural gas quick-connect for grilling/fire pit, shed, and a 44ft driveway.Near the riverfront and downtown areas for local events.Zoned Downtown Business District , offering flexibility for residence, live-work, or small business use.Whether you're captivated by the preserved craftsmanship or inspired by the versatile zoning, this home is a rare opportunity to own a piece of functional history Rich in history, 816 Oak Street stands as a living testament to Palatka's architectural past, where craftsmanship was an art and every detail tells a story. This beautifully preserved 2-bedroom, 1-bath Victorian Craftsman shotgun home located in The Hammock, Palatka's beloved South Historic District. A welcoming front porch sets the tone for what awaits inside. The interior boasts original tongue-and-groove hardwood floors in exceptional conditiontrue to the home's early 1900s character and not easily found today. Picture rails, once used to hang artwork without marring plaster walls, line the living spaces. Throughout the home, ornate hinges and antique knobs add depth and charm, while the Victorian pull-chain commode and classic clawfoot tub bring a rare touch of period elegance to the bathroom. The kitchen seamlessly balances nostalgia and function, with modern appliances for everyday convenience complemented by a vintage drainboard sink with a shelf back and soap-tray faucetpieces that are as beautiful as they are practical. A built-in cabinet and ornate pulls completes the space. This home operates on natural gas, providing reliability and cost efficiency. The washer and dryer (with transferable warranty through 2029) offer added peace of mind. Outdoors, you'll find a spacious rear patio perfect for relaxing evenings, and a natural gas quick-connect for easy grilling or a gas fire pit setup. A 44-foot driveway offers ample off-street parking, and a storage shed adds convenience. Situated near the riverfront and just moments from Palatka's vibrant downtown, you'll love the easy access to festivals, the local farmers market, and beloved neighborhood events like PorchFest. Zoned Downtown Business District (DBD), this property offers unique flexibilityideal for those who wish to enjoy it as a personal residence or explore options for live-work or small business use within the city's historic and cultural hub. Whether you're captivated by its preserved craftsmanship or inspired by its versatile zoning, 816 Oak Street is a rare opportunity to own a piece of Palatka's architectural history.

816 Oak Street, Palatka

$400,000
2 Beds 2 Baths 2116373 MLS 32177 Zip Code
This beautiful country home has the perfect mix of charm and comfort. It features two spacious bedrooms and two full bathrooms, all designed with a warm, rustic style that makes you feel right at home. The interior is beautifully finished — every detail looks just right, from the cozy living spaces to the modern kitchen. The home sits on a large lot giving you the quiet of country living while still being just a short drive from town. It's completely move-in ready and even comes with a whole-home generator, so you'll always have power no matter what the Florida weather can throw at you! With its perfect blend of rustic character and modern convenience, this home offers the best of both worlds — peaceful country living with easy access to everything you need. Schedule your showing today!

166 Slaughter Road, Palatka

$135,000
3 Beds 2 Baths 2116218 MLS 32177 Zip Code
Back on the market due to buyer's financing falling through****Welcome to this well maintained 3-bedroom, 1.5-bath concrete block home nestled in a peaceful neighborhood on a dead end road - the perfect blend of privacy and convenience! Step inside to find a comfortable layout featuring a newer HVAC system and newer water heater for peace of mind. The metal roof adds long-term durability, and the fenced backyard is ideal for kids, pets, or weekend get-togethers. Enjoy outdoor living on the wooden deck and beautiful landscaping that enhances the home's curb appeal. For the hobbyist or DIY enthusiast, you'll love the two detached sheds both with electricity, and one complete with a window unit A/C, perfect for year-round use as a workshop, art studio, or office. Additional highlights include a covered carport for shaded parking and a location that's close to shopping, schools, and commuter routes, offering the best of both quiet living and convenience. Move-in ready and full of charm!

116 Dellwood Avenue, Palatka

$118,000
4 Beds 3 Baths 2116199 MLS 32177 Zip Code
Handyman special centrally located in the beautiful South Historic District of downtown Palatka! This charming house needs restoration but has 4 bedrooms, and 2.5 baths with over 2100 square feet. Originally built in 1884 the home features wood floors throughout, lots of built-ins, large bedrooms, 2 fireplaces, front porch for taking in the daily passerby's, an additional detached 2 story storage house for all your toys, and views of the St. Johns River from the backyard. The location is perfect, just two blocks to St. Johns Ave. for all your dining and shopping needs or walk two blocks to Boathouse Riverfront Park and take a stroll along the river. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St. Augustine for day at the beach. Grab your tools and / or your favorite general contractor and take advantage of this amazing opportunity today!!!

221 S 5th Street, Palatka

$213,888
4 Beds 2 Baths 2115808 MLS 32177 Zip Code
Discover Your Dream Home in the Collection at Palatka Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas—perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, granite countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher. The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are three additional bedrooms, a stylish secondary bathroom, and a patio ideal for outdoor relaxation. Additional features include Low E insulated dual-pane vinyl windows for energy efficiency and a 1-year limited home warranty. DON'T MISS OUT ON CURRENT BUYER INCENTIVES AND SPECIAL RATE OFFERS!

508 N 17th Street, Palatka

$237,000
3 Beds 2 Baths 2115641 MLS 32177 Zip Code
Welcome to 921 Husson Ave—an incredible opportunity to own a practically Brand-New Home in the heart of Palatka! This fully renovated 3 bed, 2 bath, 1352 sq ft gem was rebuilt from the studs in, with all work properly permitted & inspected! Enjoy new siding, flooring, kitchen cabinetry with granite countertops, modern bathrooms, and a brand-new AC system complete with new ductwork. Ideally located just minutes from schools, shopping, dining, Ravine Gardens State Park, the Palatka golf course, and the St. Johns River, this home offers unbeatable convenience. In addition, in an effort to make this home completely unique to you, Buyers receive a closing credit of $2,500 to purchase the Appliances of their choice! Private Financing may be available with a sizeable down payment! Don't miss this rare blend of quality, location, and value!

921 Husson Avenue, Palatka

$399,900
4 Beds 3 Baths 2114934 MLS 32177 Zip Code
MOTIVATED SELLER!! Rare find! Great location! One-owner 2,700 sq. ft. solid concrete block 4 BR/2.5 BA home on 3.2 acres. Country living with room for hobbies, toys and gardening with peace and privacy. Shopping, dining, medical offices and the hospital are just minutes away. This lovely home has tile floors, wood cabinets, unique appointments throughout. Living room with vaulted ceiling, sky lights and gas or wood burning fireplace. Large primary suite with a beautiful bathroom and private deck. Large covered cement patio with calming water feature. Large fenced back yard. Spacious 24'X20' workshop open to many possible uses! Horse paddock complete with tack barn. 2 additional site-built sheds for even more storage or gardening. Home is handicap accessible. The Seller is providing a premium home warranty for peace of mind. Come see for yourself! The possibilities for your new home are endless. Call and make your appointment today.

229 Davis Lake Road, Palatka

$306,900
3 Beds 2 Baths 2114394 MLS 32177 Zip Code
PEACEFUL LIVING! CHARMING ONE OWNER 3 BEDROOM 2 BATH HOME BUILT IN 1994 ON .5 ACRE CLOSE TO THE ST JOHNS RIVER, SCHOOLS, COLLEGE, SHOPPING, RESTAURANTS, HOSPITAL & LESS THAN AN HOUR TO ST AUGUSTINE & THE BEACH! This structrually solid ranch home features hardie plank siding w/ cedar trim, vaulted ceilings, split plan, galley kitchen with pantry, spacious living & dining area w/ french doors opening onto the 15'x12' screen lanai! Master suite offers a separate vanity area & walk-in closet. The second bath was remodeled approx 2 years ago with a relaxing spa feel & soaking tub! Exterior features include a 15x10 deck, 2 car garage, chain-link fenced back yard, 16x10 lofted shed w/ elec & a 10x10 pumphouse. Metal Roof & HVAC were upgraded in 2015. New Water Heater 2025. Avg elec bill is $102/month! MUST SEE! Measurements are estimated.

112 W Camelot Drive, Palatka

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