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$75,000
2 Beds ⋅ 1 Baths ⋅ 2109912 MLS ⋅ 32177 Zip Code
Cozy 2/1 Cottage on just under an acre. Large mature oaks and beautiful large palm trees. This property has potential whether you are looking for a starter home, retirement home or investment! Located off State Road 20 between Palatka and Interlachen. Zoned agricultural and has a small workshop and a covered area for parking.

148 Willis Road, Palatka
$272,000
3 Beds ⋅ 2 Baths ⋅ 2109768 MLS ⋅ 32177 Zip Code
Listed for comp purposes only.

136 Kelley Smith School Rd Road, Palatka
$290,000
4 Beds ⋅ 3 Baths ⋅ 2109673 MLS ⋅ 32177 Zip Code
Price reduced! This home is perfect for entertaining or investment with rental potential for the full apartment. Landscaped lot is cross fenced front and back and is perfect for pets. Large covered patio is great for entertaining and enjoying the beautiful Florida weather year round. Two large utility buildings for storage/ workshop. A quirky extra is the ventilated bunker/ shelter built during the cold war era that has electric and is very tight and dry! In-law or guest quarters were added in late 1980's that has living room, bonus room for home office, bedroom, full bath and kitchen. Main home is spacious and master bedroom has a new tiled walk in shower. Concrete block construction with brick stucco finish. Metal roof is approx. 8 years old, and home has small generator that will remain. Handicap accessible. Best of all centrally located for shopping and services in the heart of Palatka, but NOT in city limits so lower property taxes!

3312 Silver Lake Drive, Palatka
$277,000
2 Beds ⋅ 2 Baths ⋅ 2109577 MLS ⋅ 32177 Zip Code
This immaculate home allows you to take advantage of why it is great to live in Florida. From its sparkling screened pool to it low maintenance yard you will love all that it has to offer. The location is within five minutes from shopping, restaurants, medical facilities, and only 30 minutes to the beach. Upgrades include wood floors and baseboards, stainless steel appliances, quartz countertops, bathroom vanities and fixtures, pool liner, fencing, all lighting and electrical outlets and switches, tankless water heater, HVAC, and a 10x16 detached office space or whatever you need it to be. Make your appointment today and you will love what you see.

6106 W 3rd Manor, Palatka
$219,900
3 Beds ⋅ 2 Baths ⋅ 2109514 MLS ⋅ 32177 Zip Code
This house comes with a REDUCED RATE as low as 4.99% (APR 5.431%) as of 01/29/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. 3-bedroom, 2-bath wonderland—remodeled to dazzle! Nestled on a corner lot, concrete driveway and a fenced backyard, this beauty boasts tiled floors and brand-new luxury vinyl in the bedrooms. The cozy family room is an ideal gathering place, featuring a charming window bench seat with built-in storage. This clever addition is both practical and stylish, offering extra space to store blankets, games, or anything else you might need. The outside has been freshly painted and has a metal roof. A concrete patio to enjoy your evenings while watching the kids or grandkids play in the fenced backyard. Enjoy peace of mind with the whole house water filter system. Ice maker not hooked up.

1403 Prospect Street, Palatka
$247,000
3 Beds ⋅ 2 Baths ⋅ 2109449 MLS ⋅ 32177 Zip Code
Well-kept 2004 3/2 with major updates including new A/C (2019), metal roof (2023), double doors replaced July 2025, plus resurfaced counters in kitchen and both bathrooms in Feb. 2025. This home has insulated windows, and plenty of concrete drive way to park on. Located in Glen Eagle Park on a nice lot and just a short trip into Palatka and new construction on HWY 20 completed makes Gainesville an easy commute.

106 Blackjack Circle, Palatka
$290,000
4 Beds ⋅ 2 Baths ⋅ 2109397 MLS ⋅ 32177 Zip Code
This lovingly cared for 4 bedroom, 2 bath home sits on just over an acre and has been meticulously maintained inside and out. With a freshly painted exterior and interior, a durable metal roof, and a 1 car garage with additional space for a riding mower, this home is truly move-in ready. Located just off Silver Lake, homeowners can enjoy access through the Hudson Recreation Club for only $350/year. The club features 350 feet of lakefront, grills, bathrooms, floating and regular docks, six pavilions with picnic tables, a camping area with fire pits, a boat ramp, swimming area, and playground; perfect for year-round enjoyment. Whether you're looking for a permanent residence or a vacation retreat, this property offers the best of both worlds: peaceful living with the bonus of lake life right at your fingertips.

111 Sunset Lane, Palatka
$172,500
2 Beds ⋅ 2 Baths ⋅ 2109356 MLS ⋅ 32177 Zip Code
Completely renovated and move in ready! This charming 2 bedroom, 2 bath home features a bright, open floor plan with modern updates throughout. The spacious kitchen and updated bathrooms offer a fresh, updated feel, while the cozy front porch adds classic appeal. Enjoy a fully fenced backyard, perfect for pets and outdoor living, plus a long concrete driveway with extra parking installed in 2024. Located at the end of a quiet street, this home provides plenty of space to park a boat and is just minutes from a public boat ramp. Downtown Palatka is also close by, with convenient access to shopping, dining, and festivals along the St. Johns River.

1210 S 12th Street, Palatka
$201,900
3 Beds ⋅ 2 Baths ⋅ 2109306 MLS ⋅ 32177 Zip Code
Charming 3BR/2BA Brick Home on 1 Acre! Discover this well-maintained single-level home offering 1,204 sq ft of comfortable living just minutes from town. Set on nearly an acre, the property provides room to garden, entertain, or simply enjoy the peaceful surroundings. Features include a welcoming front porch, rear porch, central heating & cooling, and an attached carport plus detached garage. The spacious layout provides easy living with plenty of natural light. Conveniently located close to schools, shopping, and historic downtown Palatka—this home blends small-town charm with everyday convenience. Don't miss this timeless brick beauty!

1625 S Palm Avenue, Palatka
$255,000
4 Beds ⋅ 2 Baths ⋅ 2108891 MLS ⋅ 32177 Zip Code
Updated 4BR/2BA home with modern upgrades and historic charm. Recent improvements include a new roof, new A/C, updated electrical, and a fully remodeled kitchen. Located just two blocks from the St. Johns River and within walking distance to downtown Palatka's shops, restaurants, and festivals. Enjoy a spacious front porch, plus an oversized detached 2 car garage with storage and workspace. A great opportunity to own a move-in ready home in the heart of Palatka.

313 Madison Street, Palatka
$450,000
3 Beds ⋅ 2 Baths ⋅ 2108742 MLS ⋅ 32177 Zip Code
Have you been waiting on a great home on an amazing 1+ acre lot with a pool? Your wait is over! Don't miss this beautiful home that checks every box! Featuring an in-ground pool, lush landscaping, and a recent wood privacy fence, this backyard is a private retreat perfect for entertaining or relaxing. Inside, you'll find a semi-open floor plan with tile flooring in the main rooms. The large living area has a corner fireplace and nice views of the backyard. The updated kitchen boasts quartz countertops, stainless steel appliances, and ample cabinetry—ideal for any home chef. A breakfast nook and separate dining room offer plenty of space for hosting family and friends. A lovely primary suite has French doors leading to the back patio, and an attached bath with soaking tub, step-in shower and dual closets. Includes a 2 car attached garage as well as a detached garage with a 525 sq ft bonus room and office space—perfect for a home-based business, gym, guest area, or creative studio.

308 Silver Lake Road, Palatka
$475,000
3 Beds ⋅ 2 Baths ⋅ 2108566 MLS ⋅ 32177 Zip Code
If you've been waiting for that house—the one that makes you say, ''This is it''—you just found it. Tucked on 2.45 acres, this 3-bedroom, 2-bath home isn't missing a thing. Imagine mornings on the porch with coffee in hand, afternoons by your saltwater pool, and evenings working on projects in the pole barn or parking your toys in the detached 2-car garage. Inside, the vibe is wide open and welcoming. The updated kitchen with granite, stainless steel appliances, and an island begs for friends to gather. The living room has an electric fireplace that sets the mood without the mess, and the luxury vinyl plank floors tie everything together with effortless style. Both bathrooms feature walk-in showers. This home is built well—with Hardie board siding, wood framing, a metal roof, fenced yard, and irrigation system—but it's the lifestyle it offers that really sets it apart. It's not just a home. It's your everything, all in one place.

155 Daren Drive, Palatka
$165,000
3 Beds ⋅ 1 Baths ⋅ 2107849 MLS ⋅ 32177 Zip Code
HUGE PRICE IMPROVEMENT!! This charming 3-bedroom, 1-bath bungalow is full of character and comfort. Tucked away on a quiet dead-end road, you'll enjoy the peace of country living while still being just minutes from everything you need. The property is AG-zoned, giving you room to dream and the flexibility to make it your own. Step outside to a fully fenced yard—perfect for pets, kids, or relaxing evenings under the stars. Recent updates give you peace of mind, including a durable metal roof only 3 years old and a brand-new water heater. Cozy, inviting, and move-in ready, this home is waiting for you!

128 Devils Elbow Road, Palatka
$455,000
4 Beds ⋅ 3 Baths ⋅ 2107588 MLS ⋅ 32177 Zip Code
Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a 1 acre lot, this property offers 4 bedrooms, 3 bathrooms, an office and a 2-car garage, providing ample space for your family and lifestyle. In addition to the primary bathroom, there is an additional bedroom with an ensuite bath. The kitchen features an unforgetable walk in pantry with built in shelves. Enjoy the rural lifestyle in an established neighborhood. This property wont last long!

139 Crestview Drive, Palatka
$272,000
3 Beds ⋅ 2 Baths ⋅ 2107576 MLS ⋅ 32177 Zip Code
Like New and super cute! this cozy block home is only 2 years old. Beautiful 3 bedroom, 2-bath home sits on a rare and oversized city lot of more than an acre! Enjoy the best of both worlds with modern living plus the privacy and beauty of a natural setting. Step inside to find soaring ceilings, granite countertops, luxury vinyl flooring, and stylish modern fixtures that create a fresh, welcoming atmosphere. The open-concept layout is perfect for everyday living or entertaining guests. Surrounded by trees and greenery, this home offers privacy galore, yet keeps you conveniently close to shopping, dining, and city amenities. Properties like this are hard to find, don't miss your opportunity to own it today.

3514 Weaver Road, Palatka
$385,000
3 Beds ⋅ 2 Baths ⋅ 2107249 MLS ⋅ 32177 Zip Code
Welcome to this beautiful 3-bedroom, 2-bath home in the desirable Carriage Woods subdivision! Situated on a sprawling half-acre lot, this property is a true oasis, offering both space and privacy. Step inside and discover a spacious living area featuring a cozy wood-burning fireplace and an abundance of natural light. The kitchen is a chef's delight, equipped with sleek stainless steel appliances and plenty of counter space. Outside, your personal paradise awaits. The backyard is fully fenced with a brand-new privacy fence and an electric gate, ensuring a safe and secluded retreat. Cool off on hot days in the sparkling pool, or host gatherings on the expansive patio. For the hobbyist or car enthusiast, this home is a dream come true. You'll find a large detached garage perfect for a workshop or extra storage, plus a large detached carport with room to store all your toys—from RVs to boats. Conveniently located near schools, a variety of shopping options, and medical facilities, this home offers the perfect blend of peaceful suburban living and everyday convenience. Don't miss your chance to make this exceptional property yours!

107 Carriage Terrace, Palatka
$180,000
2 Beds ⋅ 2 Baths ⋅ 2104413 MLS ⋅ 32177 Zip Code
This charming home features 2 bedrooms along with 1 1/2 baths. Large spacious living room. French doors that lead to screened back porch to enjoy relaxing. Also includes large front deck for entertaining. Backyard is partial fenced. New hot water heater and water softener. Just a few miles from public boat ramp. Also includes extra lot, parcel # 51-09-27-7820-0000-0030.

102 River Road Drive, Palatka
$279,900
3 Beds ⋅ 2 Baths ⋅ 2106584 MLS ⋅ 32177 Zip Code
Welcome to your Florida dream home! 3-bedroom, 2-bathroom residence offers comfort, convenience, and outdoor living at its best. New Metal Roof (2020) - Built to last and provide peace of mind for years to come. New Gutters (2024) - Recently installed for improved drainage and curb appeal. Private Pool - Perfect for cooling off in the summer and entertaining year-round. 1-Car Carport - Covered parking and additional driveway space. Spacious Layout - 1,215 sq ft of well-designed living space with great natural light. Step inside to a warm and welcoming interior that's perfect for families, first-time buyers, or anyone looking to enjoy peaceful living with room to spread out. The kitchen boosts updated elegant cabinetry and portable island. The bedrooms are comfortably sized, and the primary suite offers its own private bath. Outside, the large backyard is a private oasis with a sparkling pool and screened enclosure with a generous 0.37-acre lot, that is beautifully maintained.

129 Underwood Drive, Palatka
$284,300
3 Beds ⋅ 3 Baths ⋅ 2106424 MLS ⋅ 32177 Zip Code
Spacious 3-Bedroom, 3-Bath Home on One Acre in Palatka nestled off Old Peniel Rd., this roomy home offers plenty of space for everyone. Featuring 3 bedrooms and 3 bathrooms, the large back family room provides flexibility. It could serve as an additional bedroom or be converted into a mother-in-law suite. Enjoy cozy evenings by the charming wood-burning brick fireplace, a covered workshop area, and a generous one-acre lotâ''perfect for outdoor activities, gardening, or simply relaxing in your private space. Owner is offering concession for a privacy fence

211 Old Peniel Road, Palatka
$300,000
4 Beds ⋅ 3 Baths ⋅ 2106369 MLS ⋅ 32177 Zip Code
ADU Mother-in-law home! main home and adu are currently running as an AIRBNB. This is a income producing property. Great for house hacking, investors, and long term rental numbers available also. Main house includes 3 bedrooms 2 full bathrooms with a large bonus room that could be used as a 4th bedroom. huge backyard! The mother in law unit is a 1 bedroom 1 bathroom separate from the main home it has a full size kitchen and living room its perfect for house hacking, extended family, or office space the options are endless The home has been fully renovated and very well taken care of.

1622 Husson Avenue, Palatka
$69,900
3 Beds ⋅ 2 Baths ⋅ 2105970 MLS ⋅ 32177 Zip Code
Sturdy concrete block construction located just outside of downtown Palatka near shopping and plenty of recreation opportunities on the St.Johns River and area parks. NEW ROOF, home has been gutted so a blank slate for your imagination but see seller's building plans attached which you could also use. Owner financing available with terms negotiable to seller. No impact fee. PRICE REDUCED FOR QUICK SALE. NO SIGHT UNSEEN OFFERS WILL BE ACCEPTED AND NO WHOLESALER OFFERS CONSIDERED.

1001 16th Street, Palatka
$198,000
3 Beds ⋅ 2 Baths ⋅ 2105931 MLS ⋅ 32177 Zip Code
You will enjoy relaxing with your coffee from the privacy of this lovely, screened porch while enjoying your totally updated and worry-free home. Beautiful bamboo flooring throughout. Solid wood cabinets with marble countertops. It needs nothing but a new owner to appreciate all that it offers. Nice large back yard with two site built sheds for extra storage or fun flex space. The owner will pay for the 15 year warranty to be transferable to the new owner on the windows.

3308 Ross Circle, Palatka
$279,900
3 Beds ⋅ 2 Baths ⋅ 2105558 MLS ⋅ 32177 Zip Code
Welcome to your dream home! This beautiful 3-bedroom, 2-bathroom home, built in 2022, offers a perfect blend of modern style and comfortable living. Step inside to discover an inviting and open-concept living space. The heart of the home is the stunning kitchen, which features classic white shaker cabinets, elegant granite countertops, and sleek stainless steel appliances. The home's design is both functional and stylish. The master suite is a true retreat, boasting a huge walk-in closet and a spa-like en-suite bathroom with a beautiful tile walk-in shower. The exterior boasts a durable metal roof and low-maintenance Hardi siding, ensuring longevity and peace of mind. A circular driveway provides easy access and ample parking. Relax and enjoy the outdoors on the charming covered front porch or the expansive covered back porch, ideal for entertaining or quiet evenings. The property also includes a detached shed for all your storage needs. One of the standout features is the fully-owned solar panel system on the roof, which dramatically reduces energy costs ($55/month on average), a significant financial benefit! Located for ultimate convenience, this home is just minutes from excellent schools, a variety of shopping options, and top-tier medical facilities. Experience modern living with a touch of tranquility in this exceptional home.

3615 Weaver Road, Palatka
$158,000
3 Beds ⋅ 2 Baths ⋅ 2105062 MLS ⋅ 32177 Zip Code
Welcome to this beautiful, historic home, perfectly situated across from Fred Green Park in Palatka's North Historic District. Blending timeless character with modern updates, this property features fresh interior and exterior paint, all-new plumbing, a newly built patio ideal for outdoor living, and has just been professionally cleaned. Double entry doors open into a bright, light-filled interior that highlights the home's inviting charm. Recent upgrades also include a brand new range, adding to the home's modern convenience. With attractive curb appeal, a welcoming yard, and thoughtful updates throughout, this residence offers the best of historic Palatka living tailored for today's lifestyle. This home qualifies for a state grant that is fully forgiven after 5 years, eligible buyers can use toward down payment and/or closing costs. Ask the listing agent for details and connect with the preferred lender to learn more about available assistance.

412 Madison Street, Palatka
$252,000
3 Beds ⋅ 2 Baths ⋅ 2104892 MLS ⋅ 32177 Zip Code
Move in ready home on almost 3/4 acre lot with no HOA. Centrally located close to shopping and services in the growing town of Palatka. Minutes to the historic downtown and riverfront parks for easy access and year round recreation. Less than an hour to the area beaches. Home has bright open interior that is freshly painted with quality Sherwin Williams paint. The appliances, water heater and roof are all approximately 2 years old or newer as well as updated cabinets and vanities and more. All the hard work is done so you can just enjoy Florida Living at it's best while you relax in the family room or putter in the detached garage/workshop out back. If you hate changing light bulbs, you are in luck lights have been replaced with LED lighting. Yard is HUGE and backyard is fenced to be pet friendly.

2917 Silver Lake Drive, Palatka
$675,000
3 Beds ⋅ 3 Baths ⋅ 2104792 MLS ⋅ 32177 Zip Code
Pending - accepting backup offers. Welcome to your riverfront retreat! This beautiful 3-bedroom, 3-bath home sits on 1.28 acres along the majestic St. John's River. Enjoy the convenience of a pool overlooking your private dock with a boat lift, perfect for days on the water. Inside, the master suite is located on the main level for comfort and ease. Step outside to a sparkling pool, a charming front porch, and a spacious back porch designed for entertaining and relaxing with family and friends. With stunning views and endless opportunities for outdoor living, this home truly captures Florida's lifestyle at its best.

108 Saint Johns Drive, Palatka
$235,000
3 Beds ⋅ 2 Baths ⋅ 2104619 MLS ⋅ 32177 Zip Code
Beautifully updated concrete block home! This 3 bedroom 2 bath home is ready for you to move right in and enjoy the peace of mind this fully renovated home has to offer. Step inside to durable and stylish luxury vinyl plank flooring throughout that ties the spaces together with a warm, inviting feel. The heart of the home shines with a new modern kitchen boasting crisp white cabinets, gorgeous quartz countertops, stainless appliances and a breakfast bar. The spacious owner's suite includes two closets and an all new attached bath with step-in shower. Two additional bedrooms share an updated hall bath with tub/shower and quartz countertop. Featuring a metal roof, new electric, new plumbing and fixtures, new double pane windows, new lighting, and fresh paint throughout. Outside, the oversized city lot provides plenty of room for gardening, entertaining, or future expansion. This is the perfect blend of modern updates and spacious outdoor living—ready for you to call home!

2405 President Street, Palatka
$529,999
7 Beds ⋅ 4 Baths ⋅ 2103377 MLS ⋅ 32177 Zip Code
Step into a rare piece of Florida history with this 3,790 sq ft home built in 1877 by Thomas Benjamin Eville using cypress harvested right from the property. Sitting on over 4 acres, 3 acres fenced, of agricultural-zoned land, it's perfect for horses, chickens, or your dream hobby farm. The three-acre fenced backyard is ready for animals and activities, while a refreshing pool and a pavilion with a summer kitchen set the stage for unforgettable gatherings. Inside, you'll find seven bedrooms (two non-conforming) and three and a half baths, including a beautifully remodeled primary suite and another updated bath. Four fireplaces add warmth and historic charm, while thoughtful updates — a new roof, air conditioning, and added insulation completed in 2017 — ensure comfort without sacrificing character. Over $250,000 in upgrades and refurbishments have been invested in this property — see the full upgrade list for details. A large steel building offers ample space for storage, equipment, or a workshop. You'll be just minutes from Ravine Gardens State Park, with schools, shopping, and even the nostalgic charm of the nearby train station close at hand. This home offers the perfect blend of history, space, and modern upgrades  ideal for anyone seeking a peaceful retreat, a family home with room to roam, or a property with agricultural freedom. All of this is set in Palatka, a historic riverfront community that's quietly transforming into one of Northeast Florida's most up-and-coming small towns.

4083 Silver Lake Drive, Palatka
$130,000
3 Beds ⋅ 1 Baths ⋅ 2103190 MLS ⋅ 32177 Zip Code
COMP PURPOSES ONLY! Bathroom was completely renovated in 2021. Furniture will convey with home.

307 Fern Street, Palatka
$540,000
3 Beds ⋅ 2 Baths ⋅ 2102953 MLS ⋅ 32177 Zip Code
This home offers the best of both worlds, historic character with tasteful modern updates. Many original features including a fireplace, beautiful solid wood front door, sunporch with views of the majestic St Johns River and an enclosed back porch that leads to the backyard that will be your own private oasis. Updated bathrooms and a huge kitchen with new state of the art appliances that any chef would envy. The second story attic is insulated and could be finished to create additional living space. The house is zoned for either commercial or residential use and is within the South Historic District. Located one block from the St Johns River and historic downtown Palatka, this is your opportunity to be a part of Palatka's renaissance!

117 S 3rd Street, Palatka
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