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$449,900
1 Baths 2162776 MLS 32177 Zip Code
Command the Convergence - This 4,400 sqft Mixed-Use Commercial Property rests in the center of Putnam's most critical commercial corridor, boasting 31,000-35,000 daily vehicles (AADT). Reid St is no ordinary retail strip, its the only St. Johns River crossing for 30+ miles in either direction, making it an essential throughway for cross-state traffic in northeast Florida. The space divides smartly: 1,400 square feet of Finished Retail frontage pairs with 3,000 square feet of Warehouse for flexible operations, storage, or service functions. C-2 zoning supports retail, light commercial, and mixed-use operations. Public utilities & designated off-street parking are already in place. The prior tenant's are negotiable. Retail, Warehouse, or hybrid tenant mixes all work here - with market density and traffic fundamentals doing the heavy lifting for you! Available for Sale or Lease. Private financing with substantial down payment may also be considered.

600 Reid Street, Palatka

$699,000
2162394 MLS 32177 Zip Code
Prime Downtown Palatka Redevelopment Opportunity - 12,096 SF | 3 Stories Unlock the potential of this 12,096± SF three-story commercial building at 613 St. Johns Ave in downtown Palatka. The interior has been completely demoed, providing a clean slate for an investor, owner-user, or developer to bring a new vision to life. The building offers an excellent opportunity for a mixed-use redevelopment, with potential for retail or commercial space on the first floor and office or residential apartments on the second and third floors. The existing three-story configuration provides flexibility for a variety of concepts while preserving the character and presence of a downtown building. Whether you're looking to create a vibrant retail destination, professional office space, residential units, or a combination of uses, this property is ready for renovation and redevelopment. Its location along St. Johns Avenue places it in the heart of Palatka's downtown environment, surrounded by established businesses, services, and community amenities. 12,096± SF | 3 Floors | Interior Demo Complete | Ready for Renovation | Mixed-Use Potential An outstanding opportunity to reposition a substantial downtown property and create a unique income-producing asset. Bring your vision and capitalize on the continued revitalization of Downtown Palatka.

613 St Johns Avenue, Palatka

$239,900
11 Beds 5 Baths 2162082 MLS 32177 Zip Code
Historic Multi-Unit Opportunity in the heart of St. Johns Ave! Rare opportunity to own a spacious 1920 multi-unit property featuring 11 bedrooms & 4.5 bathrooms, on approximately .69 acres in a highly convenient location. This two-story property offers large multi-use rooms, plenty of space, and tremendous potential for the right investor or owner-user. The property is zoned R-3 and located in Flood Zone X. Parts of the roof have been replaced with new metal roofing, and the property also features a new A/C system. Partially furnished and offering great bones, this property needs work but provides an excellent opportunity to restore, renovate, and maximize its potential. Large lot, prime location, flexible space, and tons of possibilities - bring your vision and make this property your own!

2111 St Johns Avenue, Palatka

$585,000
2 Baths 2156563 MLS 32177 Zip Code
Own a beautifully restored piece of Palatka history. Built in 1923, this 2,573 sq. ft. commercial building blends historic charm with modern functionality, making it ideal for office or retail use. Original brick accents, soaring ceilings, and transom windows create a bright, inviting space. Recent upgrades include a new roof, new HVAC systems and ductwork, all new electrical, plumbing, drywall, paint, flooring, LED lighting, two ADA-compliant restrooms, and Cat6E data cabling throughout. All improvements were completed by licensed contractors and fully permitted. Additional features include a dedicated server room with its own A/C, five private rear parking spaces, and a private rear entrance. Located on St. Johns Avenue in the heart of downtown Palatka, this high-visibility property offers the opportunity to be part of the city's exciting revitalization, just blocks from the Putnam County Courthouse and the St. Johns River.

621 St. Johns Ave Avenue, Palatka

$519,900
4 Beds 3 Baths 2155346 MLS 32177 Zip Code
Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage. Just off the kitchen, the welcoming living room features a cozy wood-burning fireplace--the perfect anchor for cool evenings. Directly adjacent to the living area is a versatile flex room. Ready to adapt to your lifestyle, this space is ideal for a lively game room, a quiet home office, or easily serving as a 5th bedroom. The Entertainer's Dream Backyard While the interior is spectacular, the backyard is where this property truly shines. Step through the back door into a year-round paradise: Heated Pool: Framed by elegant pavers, ensuring the pool season never has to end. Ultimate Outdoor Kitchen: A chef's dream setup featuring concrete countertops, a built-in grill, a stainless flat-top grill, a 2-burner stove, a mini fridge, and an outdoor sink to keep your drinks cold. Spa & Pergola: Wind down under the stars in your private spa, beautifully framed by a relaxing pergola. Covered Front & Back Porches: Giving you multiple spots to enjoy a morning coffee or an evening breeze in the shade. Your Personal Sanctuary & Practical Perks When it is time to unwind, the sprawling master suite offers a daily spa-like retreat: Dual Walk-In Closets: Abundant, separate wardrobe space. Dual Vanities: Ample room for busy mornings. Clawfoot Tub & Walk-In Shower: Choose between a long, deep soak or a refreshing rinse in the beautifully designed walk-in shower. The home's thoughtful layout is rounded out by practical features that make daily living a breeze. Outside, two separate driveways provide an abundance of parking for your guests, plus dedicated space for your boat, RV, and weekend toys. You'll also find a convenient storage shed on-site to keep all your lawn equipment and seasonal gear neatly organized and out of sight. This is more than just a home--it is a lifestyle. Schedule your private tour today to experience this unparalleled entertainer's dream in person!

109 Oak Tree Lane, Palatka

$825,000
5 Beds 2 Baths 2154727 MLS 32177 Zip Code
2.99% ASSUMABLE LOAN! Seller will also contribute 1% to the buyer for a rate buy down / down payment and is flexible with closing. Plus...get ANOTHER 1% credit if using seller preferred lender. 2% TOTAL! Seller is also offering 1 year home warranty for added peace of mind. Welcome to your own private country retreat in the small town of Bardin, a close knit community surrounded by natural beauty and open spaces where neighbors know and look out for each other. This beautifully remodeled 5 bedroom, 2 bath split floor plan home combines modern updates with the peaceful lifestyle you've been dreaming of. Retreat to an oversized primary suite designed for ultimate comfort and relaxation. The spa-like bathroom features a luxurious walk-in shower, creating a serene space to unwind at the end of the day. A spacious walk-in closet provides ample room while keeping everything beautifully organized. Every major improvement has been completed, including a new HVAC system, new on-demand hot water heater, newer metal roof, new well pump, new flooring, new interior and exterior paint, new $3000 refrigerator, and a newer whole-house water filtration system with reverse osmosis, making this home truly move in ready. Arrive home each day on your private driveway lined with majestic oak trees and natural beauty. Whether you're looking for a hobby farm (check out the large elevated garden beds!), equestrian property, family compound, or simply room to roam, this property is ready for it all. Bring your chickens, ducks, cows, and horses! The fenced front yard provides a safe space for dogs while the fenced pasture is ideal for horses and livestock. A brand new chicken coop, barn for your tractor, workshop, and two separate one-car garages offer plenty of space for equipment, storage, and hobbies. Step outside and enjoy the tranquil beauty of your goldfish ponds complete with cascading waterfalls, creating the perfect setting to relax and unwind. Nature lovers will appreciate the abundant wildlife, including wild peacocks, turkeys, and deer that frequently visit the property. Adventure awaits just beyond your back door; sit at the firepit, wander through the trails perfect for hiking, dirt biking, horseback riding, or ATV riding. Whether you're seeking peaceful country living, outdoor recreation, or space for animals, this exceptional property offers a rare combination of comfort, privacy, and endless possibilities.

125 Key Road, Palatka

$497,000
3 Beds 3 Baths 2154030 MLS 32177 Zip Code
Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-carport, storage shed. Come see it now!!

134 Bowfin Drive, Palatka

$699,000
4 Beds 3 Baths 2153528 MLS 32043 Zip Code
OPEN HOUSE!! Sat the 18th 10:00-12:00 Nestled on 2.46 private wooded acres with approximately 142 feet of Cedar Creek frontage, this custom-built all-brick waterfront home offers the perfect blend of comfort, craftsmanship, and outdoor living. With nearly 3,000 square feet of thoughtfully designed living space, the open floor plan is filled with natural light and showcases breathtaking water views through a wall of 8-foot glass French doors spanning the back of the home. Stained concrete floors, soaring ceilings, a wood-burning fireplace, and custom wood cabinetry create a warm yet refined atmosphere throughout. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island for meal prep and gathering. A split-bedroom floor plan provides privacy, with the expansive primary suite offering tranquil water views, private access to the covered lanai, a spa-inspired bath wi walk-in shower and separate garden tub, and generous closet space. Upstairs, the fourth bedroom and full bath provide a flexible space for guests, a home office, or a bonus room. Step outside and experience true Florida waterfront living. Relax on the covered rear porch, entertain on the oversized patio, or head down to your private dock with covered pavilion for boating, fishing, kayaking, shrimping, or simply enjoying the peaceful surroundings. Cedar Creek offers navigable access to the St. Johns River in approximately seven minutes, making it an exceptional location for water enthusiasts. Built with quality and efficiency in mind, the home also features two HVAC systems, two water heaters, insulated interior walls for added sound reduction and energy efficiency, custom electrical with 200-amp service, an oversized side-entry garage with abundant storage, a large laundry room with custom cabinetry and utility sink, private well and septic, and the added benefit of no HOA or CDD fees. If you're searching for a private waterfront retreat where nature, recreation, and quality construction come together, this exceptional property is ready to welcome you home.

241 Pioneer Trail, Palatka

$1,495,000
8 Beds 7 Baths 2153530 MLS 32177 Zip Code
Truly magnificent multi dwelling property located in Palatka ''Raven'sRetreat'' is nestled next to the St. John's River at Brown's Landing for quick access to boating & water-sports and on a dead-end street with minimum traffic. A beautiful split rail custom built white wood fence was installed across the front of the property with 2 decorative gates featuring the tree of life are operated by remote electric Ghost openers. There is also white privacy fencing from the front to the back of the house as well as around the pool area. This truly 1-of-a kind estate consists of 4 separate dwellings, screened lanais, paver brick sidewalks, palm tree lined driveway, heated salt swimming pool with spa & luminars built by the reputable Batts Pool Company of Jacksonville. The property features 2 artesian wells w/ water treatment, including water softeners. Tankless gas water heaters, 3 engineered septic systems, 3 Generac 250-amp generators, 3 buried 250-gallon propane tanks. See Supplement! The main house is newly constructed by a great local custom builder, Ideal Homes. It includes 3 bedrooms 3 baths and was built with insulated cement blocks covered by full bricks and lots of insulation. Immaculate upgrades throughout including crown molding and 7 "base boards even in the garage! All on one level, high ceiling, loads of natural light, gorgeous oversize wood-look tile throughout. Plantation shutters, quartz countertops and stainless appliances. The extra-large garage features 4 custom built storage/closet/pantry that allows for extra storage, the floor has been finished with Shark Coating flooring. The North dwelling at 120 Macon Rd is a 2-bedroom 2 bath mobile home recently remodeled, excluding the kitchen, but it is very clean and well organized. Upgrades include a new roof, siding, windows, flooring, bathrooms, AC with new duck work, painted inside and out as well as a 2-car insulated garage. There is a studio/office that can be used as an efficiency, pool house or grounds keeper home equipped with full bath, bedroom, kitchen, living area and a screened lanai with fans and lighting with a paver brick sidewalk to the lanai/pool area. Last but not least is a 2-bedroom 1 bath home, kitchen with wood-look tile throughout. The screen lanai is great to watch the wild turkeys and deers walking around at night. The lanai's floor is also finish with Shark Coating flooring. There is a lighted carport & separate laundry room. The home has a separate driveway entrance and has been occupied by a very nice, quiet and great single tenant for over 2 years and she would love to stay in her quiet retreat for as long as she can with family living nearby. The owners have meticulously maintained this property, no expenses were spared throughout. . Plenty of green grass, crêpe myrtles, bottle brush, bamboo, split leaf philodendron adorn the grounds. A family could literally live off the grid. There are two large RV garage bays including RVhookups to septic, 50-amp power and water inside and outside the garages. There is 1 separate workshop & a 250-gallon air compressor for air tools. All garages and lanais are insulated. You really need to see this unique property to appreciate everything it has to offer!!!

122 Macon Road, Palatka

$595,000
4 Beds 3 Baths 2151633 MLS 32043 Zip Code
Welcome to this spacious 4-bedroom, 2.5-bath home located in the quiet Cedar Creek area of Putnam County. Situated on 1.65 acres, directly across the street from the St. Johns River, this property offers a peaceful country setting to enjoy everyday living. Inside, you'll find plenty of room for family and friends with a comfortable layout that includes open concept living spaces and well-sized bedrooms. The home is perfect for relaxing, entertaining, or simply enjoying the laid-back Florida lifestyle. Step outside and take in the river views, enjoy the fresh air, or spend your weekends fishing, boating, and exploring everything the St. Johns River has to offer. The property provides a great combination of privacy and convenience, with easy access to nearby shopping, dining, and schools. If you're looking for a spacious home in a scenic location with room to spread out, this property is a must-see.

321 Eagle Creek Road, Palatka

$995,000
8 Beds 7 Baths 2150555 MLS 32177 Zip Code
Magnificent historic property in Florida. National Register of Historic Places. Turn key Bed and Breakfast, (currently operating as EVOLVE rental property) or it can also be luxury estate. Circa 1884, three-story Queen Anne residence has over 6,400 square feet of interior living space paired with an expansive outdoor area. The twelve foot high ceilings, grand staircase, and a sweeping wraparound veranda define the architectural character, while modern comforts support extended stays and hosted occasions. House next door (123 Dodge St) where owners live is also available 603 Emmett St: 5 king bedrooms, 3 queen bedrooms, 3 rollaway beds, and additional single beds in dedicated alcove areas. 123 Dodge St: 6 bedrooms, 3 kitchens and 4.5 baths. Only one block to the St Johns river.

603 Emmett Street, Palatka

$695,000
3 Beds 2 Baths 2148161 MLS 32177 Zip Code
Have you been searching for a home that feels like a private resort? This stunning custom-built 3-bedroom, 2-bath home delivers upscale living inside and out. The heart of the home is a chef's kitchen with custom oak cabinetry, granite countertops, double ovens, and a 6-burner gas stove, all overlooking multiple living and dining spaces designed for gathering and entertaining. Retreat to the luxurious owner's suite featuring a spa-inspired bathroom, private sitting area, and oversized walk-in closets. Step outside to your own backyard paradise where a beautiful screened inground pool and expansive patio create the perfect setting for relaxing weekends, family gatherings, and unforgettable summer evenings. Need extra space? The detached garage is ideal for a workshop, hobby room, guest retreat, or ultimate man cave. Add in views of the St. Johns River and nearby boat ramp access, and you'll quickly realize this isn't just a home - it's the lifestyle you've been waiting for.

235 Crystal Cove Drive, Palatka

$449,000
2146743 MLS 32177 Zip Code
Prime commercial opportunity available for sale or lease. The electrical and plumbing systems are up to code, providing added confidence and convenience for immediate operation. Formerly home to the highly successful ''Bradleys'' restaurant, this location carries strong local recognition and proven business history. Ideal for restaurant, café, catering, retail, office, or other commercial concepts. Super location for virtually any type of business, offering outstanding visibility and exposure to help maximize customer traffic and brand recognition. Seller financing available with a minimum of $25,000 down payment, creating flexible acquisition options for qualified buyers. Excellent opportunity to own or lease an established commercial space in a highly

909 N 19 State Road, Palatka

$230,000
5 Beds 3 Baths 2145615 MLS 32177 Zip Code
Investor Alert...Step into timeless elegance with the Lane-Fernside Home (1885)--a stunning Victorian residence showcasing classic Queen Anne influences and rich Florida heritage. Located in the North Historic District of Palatka, this home offers a rare opportunity to own a piece of local history. The home features 5 bedrooms and 3 bathrooms with exceptional preserved detail throughout, including original wood floors, an ornate staircase, floor-to-ceiling windows, and a restored front entry with stained glass windows. The main level showcases glass pocket doors, creating an open and flexible flow ideal for entertaining. Additional historic features include an original fireplace with a mantel and a built-in china pantry. Modern updates include a 200-amp electrical panel, on demand New Hot water heater, updated lower-level lighting, and a semi-updated, fully functional kitchen with appliances. This home is being sold as-is.

314 Madison Street, Palatka

$799,900
4 Beds 4 Baths 2141665 MLS 32177 Zip Code
RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License

520 River Street, Palatka

$599,900
4 Baths 2140912 MLS 32177 Zip Code
Unlock the potential of this expansive commercial property offering 12,000+ total sqft on 1.53 acres with approximately 210 ft of frontage on Palm Ave and two driveways! The building features 6,489 sqft of heated/cooled space, with the remaining square footage currently dedicated to warehouse use - ideal for operations needing both retail/office and industrial functionality. The building is topped with a durable metal roof installed in 2007. Property amenities include 13 parking spaces, three roll-up doors (one side, two rear), a detached truck-height loading dock, and a fenced storage area. The layout also allows the building to be divided into two separate units, creating flexibility for owner-users or investors. Located along a busy corridor with an AADT of 5,900 vehicles, this site offers strong visibility and access. Private financing available with large down payment. Opportunities of this scale and versatility are rare in today's market - don't let this one pass you by!

607 N Palm Avenue, Palatka

$2,499,000
2139917 MLS 32177 Zip Code
Turn-Key 7-Building STR Portfolio + 5,500 SF Warehouse | ~7.5% Cap | $187K NOI | Mixed-Use Upside Rare opportunity to acquire a fully operational 7-building, 11-unit income-producing portfolio delivering approximately ~7.5% cap rate and ~$187K blended NOI in Palatka, FL. This unique offering combines stabilized short-term rentals with long-term income and a 5,500 sq ft commercial-grade warehouse, creating a true multi-income, flexible-use investment. The residential portfolio consists of: 3 single-family homes 1 triplex 2 duplexes (Totaling 11 rentable units and 3,650 rentable nights annually) In addition, the property includes two stabilized long-term leases generating $5,000/month ($60K annually), providing consistent baseline income. STR operations have historically produced ~$135K NOI, with 2026 bookings already exceeding $80K, demonstrating strong forward demand. Positioned directly across from St. Johns Ship Building, the asset benefits from a reliable workforce-driven rental base, supporting 55-65% occupancy with upside through rate optimization and expanded marketing. The private, pond-front setting offers a rare, peaceful environment that enhances guest appeal and repeat bookings. A major differentiator is the 5,500 sq ft commercial warehouse with integrated office space, opening the door to multiple high-value uses, including: Owner/operator headquarters Equipment or fleet storage Income-producing commercial lease Medical, wellness, or therapy facility conversion Assisted living / elder care concept (subject to zoning/approvals) This combination of residential income + commercial infrastructure provides both immediate cash flow and long-term repositioning potential. Market Tailwinds - Putnam County Growth: Putnam County continues to gain momentum as buyers and businesses expand outward from Jacksonville and St. Augustine, driven by affordability and growth initiatives supported by the Putnam County Chamber of Commerce and regional employers. Ongoing development and workforce demand in the area continue to support both rental performance and future value appreciation.

100 Pilothouse Court, Palatka

$339,000
3 Beds 2 Baths 2138252 MLS 32177 Zip Code
With over 2,600 square feet, 3 bedrooms, and 2 full bathrooms, this home offers the space and character you expect from a historical home. Inside, there are high ceilings, large rooms, and a layout that gives you some flexibility depending on how you want to use the space. There are also a few extra areas that could work well for an office, nursery, or guest space. Out back, the pool really sets this one apart. It's a great setup for relaxing or entertaining, and a rare find in the Downtown Palatka area. This home also features a whole house Generac generator that will automatically take over in the event of a power outage. Located in downtown Palatka, you're close to the river, local restaurants, shops, and all of the events that bring the area together throughout the year. If you've been looking for something with space and character, act fast because this one won't last long!

223 Madison Street, Palatka

$860,000
3 Beds 3 Baths 2136154 MLS 32177 Zip Code
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River on approximately 1.47 acres. 2922 sq. ft. custom-built home + 800 sq. ft. shop. Behind an elegant security gate, this 3-bedroom, 3-bath solid brick home residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

524 Cedar Creek Road, Palatka

$665,000
2135407 MLS 32177 Zip Code
Located in the heart of Palatka's vibrant and growing downtown district, this highly visible commercial building sits at the corner of the busiest intersection downtown, with approximately 20,000 vehicles passing daily -- offering exceptional exposure and branding potential. This well-maintained property features five fully leased units, providing stable, diversified rental income and strong occupancy performance. Each unit benefits from Downtown Business zoning, supporting a wide range of commercial uses and appealing to a variety of retail, office, and service tenants. This asset presents an outstanding opportunity for investors seeking a turn-key, income-producing property in a central, walkable, and increasingly desirable Florida downtown market.

900 St Johns Avenue, Palatka

$315,000
2 Beds 2 Baths 2135028 MLS 32177 Zip Code
Charming 2 BR/2BA home with loft nestled in a private, serene setting surrounded by Rice Creek Conservation Area Sate land on three sides. Thoughtfully designed, the home offers a flexible layout with a bedroom and full bath on each level, ideal for guests or multigenerational living. The upstairs also features a spacious loft overlooking the open-concept great room and dining area, anchored by a stunning stone fireplace. Enjoy peaceful views of nature from the beautiful stone back porch, now covered with a brand-new metal roof - perfect for relaxing or entertaining. The home is set back from the road and accessible by State easement, ensuring both privacy and convenience. Additional features include a detached double carport with workshop, which has entry from the carport and a roll top entry door from the side, ideal for yard equipment or hobbies. Beautiful Oak trees not only garnish the landscape but also provide welcoming shade on those hot Florida days. In addition, there are several established fruit trees, including figs and oranges. This 2.02-acre parcel is legally described as two 1.01-acre parcels. The back 1.01-acre parcel has a view of Rainbow Lake from the far NW corner. Separate ingress/egress easement is provided by the State for this parcel - great opportunity for family compound living! Although location is rural, it's just a short distance to shopping, medical, restaurants etc., and of course, the magnificent St. Johns River. No HOA and plenty of room for your outdoor fun accessories.

596 Fl-20, Palatka

$345,000
5 Beds 3 Baths 2129564 MLS 32177 Zip Code
TWO STRUCTURES ON PROPERTY! Incredible ''house hacking,'' rental opportunity, or perfect for a buyer looking for extra space and privacy! Say hello to a spacious 2502 sf 3 bed/2 bath block home with a SECOND separate 2 bed, 1 bath 720 sf house on the back side of this huge half-acre lot, right in the heart of Palatka! With renovations from top to bottom, the main home features a recently replaced metal roof, new flooring, HVAC system, water heater, full kitchen & bathroom updates & more! There is a privacy fence separating the main home from the accessory home, which has also been updated with a new mini split system, water heater, paint, flooring, kitchen & bathroom! City water & sewer! You won't want to miss this unique property with endless potential and opportunities!

2118 Gillis Street, Palatka

$599,900
2129253 MLS 32177 Zip Code
Turnkey daycare facility on a prime corner lot. Exceptional opportunity to acquire a daycare facility in a proven, established location. Situated on .69-acre fully fenced corner lot, this property offers great visibility with approximately 206 ft of frontage on St. Johns Ave & 150 ft on North 13th St. The main building features over 5,900 sq ft of heated & cooled space, complemented by a detached corner building with more than 1,800 sq ft, also heated & cooled. The secondary building offers exellent flexibiity & could possibly be separately leased for additional income. This property also presents a strong potential for office or retail use. Ideally located near the growing & vibrant downtown Palatka area, this site combines accessibility & versatility.

1210 St Johns Avenue, Palatka

$1,550,000
6 Beds 4 Baths 2125022 MLS 32177 Zip Code
Gorgeous St. Johns Riverfront Private Estate set on 5 acres with 250 feet of pristine river frontage. This one-of-a-kind property offers exceptional privacy, functionality, and breathtaking views. Some of the many standout features include a bulkheaded shoreline, private boat ramp, and a custom dock with two large boat lifts plus a 30x30 covered platformperfect for fishing or entertaining. The front yard showcases a freshwater pond with gazebo, adding to the estate's peaceful, park-like setting. A private, paved, gated drive leads to all buildings on the property and includes a circle drive for convenience and curb appeal. Outbuildings are abundant, including a 45x30 RV/boat storage building, a 3-car garage with workshop, and a dedicated lawn maintenance building. The custom-built home features 2x6 construction with brick veneer, 400-amp electric service, and a 50-year lifetime shingle roof. Combined, the home and outbuildings offer over 8,000 square feet under roof. Thoughtfully designed with a primary suites on each level, the home provides flexibility for guests or multi-generational living. Enjoy panoramic river views from nearly every room, creating a seamless connection between indoor living and the natural beauty of the St. Johns River. This private waterfront estate truly has it all and is an absolute must-see.

533 W River Road, Palatka

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