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$599,900
4 Baths 2140912 MLS 32177 Zip Code
Unlock the potential of this expansive commercial property offering 12,000+ total sqft on 1.53 acres with approximately 210 ft of frontage on Palm Ave and two driveways! The building features 6,489 sqft of heated/cooled space, with the remaining square footage currently dedicated to warehouse use - ideal for operations needing both retail/office and industrial functionality. The building is topped with a durable metal roof installed in 2007. Property amenities include 13 parking spaces, three roll-up doors (one side, two rear), a detached truck-height loading dock, and a fenced storage area. The layout also allows the building to be divided into two separate units, creating flexibility for owner-users or investors. Located along a busy corridor with an AADT of 5,900 vehicles, this site offers strong visibility and access. Private financing available with large down payment. Opportunities of this scale and versatility are rare in today's market - don't let this one pass you by!

607 N Palm Avenue, Palatka

$2,499,000
2139917 MLS 32177 Zip Code
Turn-Key 7-Building STR Portfolio + 5,500 SF Warehouse | ~7.5% Cap | $187K NOI | Mixed-Use Upside Rare opportunity to acquire a fully operational 7-building, 11-unit income-producing portfolio delivering approximately ~7.5% cap rate and ~$187K blended NOI in Palatka, FL. This unique offering combines stabilized short-term rentals with long-term income and a 5,500 sq ft commercial-grade warehouse, creating a true multi-income, flexible-use investment. The residential portfolio consists of: 3 single-family homes 1 triplex 2 duplexes (Totaling 11 rentable units and 3,650 rentable nights annually) In addition, the property includes two stabilized long-term leases generating $5,000/month ($60K annually), providing consistent baseline income. STR operations have historically produced ~$135K NOI, with 2026 bookings already exceeding $80K, demonstrating strong forward demand. Positioned directly across from St. Johns Ship Building, the asset benefits from a reliable workforce-driven rental base, supporting 55-65% occupancy with upside through rate optimization and expanded marketing. The private, pond-front setting offers a rare, peaceful environment that enhances guest appeal and repeat bookings. A major differentiator is the 5,500 sq ft commercial warehouse with integrated office space, opening the door to multiple high-value uses, including: Owner/operator headquarters Equipment or fleet storage Income-producing commercial lease Medical, wellness, or therapy facility conversion Assisted living / elder care concept (subject to zoning/approvals) This combination of residential income + commercial infrastructure provides both immediate cash flow and long-term repositioning potential. Market Tailwinds - Putnam County Growth: Putnam County continues to gain momentum as buyers and businesses expand outward from Jacksonville and St. Augustine, driven by affordability and growth initiatives supported by the Putnam County Chamber of Commerce and regional employers. Ongoing development and workforce demand in the area continue to support both rental performance and future value appreciation.

100 Pilothouse Court, Palatka

$339,000
3 Beds 2 Baths 2138252 MLS 32177 Zip Code
With over 2,600 square feet, 3 bedrooms, and 2 full bathrooms, this home offers the space and character you expect from a historical home. Inside, there are high ceilings, large rooms, and a layout that gives you some flexibility depending on how you want to use the space. There are also a few extra areas that could work well for an office, nursery, or guest space. Out back, the pool really sets this one apart. It's a great setup for relaxing or entertaining, and a rare find in the Downtown Palatka area. This home also features a whole house Generac generator that will automatically take over in the event of a power outage. Located in downtown Palatka, you're close to the river, local restaurants, shops, and all of the events that bring the area together throughout the year. If you've been looking for something with space and character, act fast because this one won't last long!

223 Madison Street, Palatka

$860,000
3 Beds 3 Baths 2136154 MLS 32177 Zip Code
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River on approximately 1.47 acres. 2922 sq. ft. custom-built home + 800 sq. ft. shop. Behind an elegant security gate, this 3-bedroom, 3-bath solid brick home residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

524 Cedar Creek Road, Palatka

$460,000
4 Beds 3 Baths 2135809 MLS 32177 Zip Code
Don't miss your opportunity to own this move in ready, new construction home, perfectly situated on a picturesque 1.21 acre corner lot. Designed for both comfort and functionality, this home features a 3-car garage with front and rear entry, offering over 600 square feet of garage space, perfect for lawn equipment or extra storage. Step inside to a thoughtfully designed floor plan that flows seamlessly from room to room. The home offers 4 bedrooms, 3 bathrooms, and a dining area and modern finishes throughout. The gourmet kitchen is a true showstopper, boasting 42'' soft-close shaker cabinets, quartz countertops, and an unforgettable walk-in pantry. Enjoy a split floorplan, with modern finishes. Home features a primary suite and additional room with an en-suite bath. Don't miss the opportunity to make this property truly your own!

247 Estates Drive, Palatka

$665,000
2135407 MLS 32177 Zip Code
Located in the heart of Palatka's vibrant and growing downtown district, this highly visible commercial building sits at the corner of the busiest intersection downtown, with approximately 20,000 vehicles passing daily -- offering exceptional exposure and branding potential. This well-maintained property features five fully leased units, providing stable, diversified rental income and strong occupancy performance. Each unit benefits from Downtown Business zoning, supporting a wide range of commercial uses and appealing to a variety of retail, office, and service tenants. This asset presents an outstanding opportunity for investors seeking a turn-key, income-producing property in a central, walkable, and increasingly desirable Florida downtown market.

900 St Johns Avenue, Palatka

$315,000
2 Beds 2 Baths 2135028 MLS 32177 Zip Code
Charming 2 BR/2BA home with loft nestled in a private, serene setting surrounded by Rice Creek Conservation Area Sate land on three sides. Thoughtfully designed, the home offers a flexible layout with a bedroom and full bath on each level, ideal for guests or multigenerational living. The upstairs also features a spacious loft overlooking the open-concept great room and dining area, anchored by a stunning stone fireplace. Enjoy peaceful views of nature from the beautiful stone back porch, now covered with a brand-new metal roof - perfect for relaxing or entertaining. The home is set back from the road and accessible by State easement, ensuring both privacy and convenience. Additional features include a detached double carport with workshop, which has entry from the carport and a roll top entry door from the side, ideal for yard equipment or hobbies. Beautiful Oak trees not only garnish the landscape but also provide welcoming shade on those hot Florida days. In addition, there are several established fruit trees, including figs and oranges. This 2.02-acre parcel is legally described as two 1.01-acre parcels. The back 1.01-acre parcel has a view of Rainbow Lake from the far NW corner. Separate ingress/egress easement is provided by the State for this parcel - great opportunity for family compound living! Although location is rural, it's just a short distance to shopping, medical, restaurants etc., and of course, the magnificent St. Johns River. No HOA and plenty of room for your outdoor fun accessories.

596 Fl-20, Palatka

$290,000
4 Beds 2 Baths 2133157 MLS 32177 Zip Code
Back on the market at no fault of the property! (Buyer financing fell through) Beautiful 2023 manufactured home on .52 acres with 4 bedrooms and 2 baths. This spacious property offers a stunning kitchen with a large island, open living room, and separate family room. The primary suite features a huge walk-in closet with built-in drawers. Outside, enjoy a 2-car carport, 12x20 shed, gazebo, and fire pit. Zoned AG, so bring your chickens--there's plenty of room for a boat, RV, and more. Conveniently located just 10-15 minutes from a St. Johns River boat ramp and minutes from shopping. Easy commute to Ocala, Gainesville, Jacksonville, and St. Augustine. A perfect blend of modern comfort and rural freedom!

1427 S State Road 19, Palatka

$345,000
5 Beds 3 Baths 2129564 MLS 32177 Zip Code
TWO STRUCTURES ON PROPERTY! Incredible ''house hacking,'' rental opportunity, or perfect for a buyer looking for extra space and privacy! Say hello to a spacious 2502 sf 3 bed/2 bath block home with a SECOND separate 2 bed, 1 bath 720 sf house on the back side of this huge half-acre lot, right in the heart of Palatka! With renovations from top to bottom, the main home features a recently replaced metal roof, new flooring, HVAC system, water heater, full kitchen & bathroom updates & more! There is a privacy fence separating the main home from the accessory home, which has also been updated with a new mini split system, water heater, paint, flooring, kitchen & bathroom! City water & sewer! You won't want to miss this unique property with endless potential and opportunities!

2118 Gillis Street, Palatka

$1,550,000
6 Beds 4 Baths 2125022 MLS 32177 Zip Code
Gorgeous St. Johns Riverfront Private Estate set on 5 acres with 250 feet of pristine river frontage. This one-of-a-kind property offers exceptional privacy, functionality, and breathtaking views. Some of the many standout features include a bulkheaded shoreline, private boat ramp, and a custom dock with two large boat lifts plus a 30x30 covered platformperfect for fishing or entertaining. The front yard showcases a freshwater pond with gazebo, adding to the estate's peaceful, park-like setting. A private, paved, gated drive leads to all buildings on the property and includes a circle drive for convenience and curb appeal. Outbuildings are abundant, including a 45x30 RV/boat storage building, a 3-car garage with workshop, and a dedicated lawn maintenance building. The custom-built home features 2x6 construction with brick veneer, 400-amp electric service, and a 50-year lifetime shingle roof. Combined, the home and outbuildings offer over 8,000 square feet under roof. Thoughtfully designed with a primary suites on each level, the home provides flexibility for guests or multi-generational living. Enjoy panoramic river views from nearly every room, creating a seamless connection between indoor living and the natural beauty of the St. Johns River. This private waterfront estate truly has it all and is an absolute must-see.

533 W River Road, Palatka

$265,000
4 Beds 2 Baths 2123517 MLS 32177 Zip Code
**MOTIVATED SELLER!**UPDATED**FENCED LOT**ACREAGE** Welcome to this beautifully updated and spacious 4-bed/2-bath home, nestled on a LARGE LOT of 2.33 ACRES! The residence features a desirable SPLIT BED FLOOR PLAN, updated bathrooms, and stylish crown molding and brand new flooring throughout. The gorgeous and spacious UPDATED KITCHEN is a chef's delight, complete with a modern sink with a built-in cup rinser, veggie rinser, and other convenient attachments. The home also includes a HUGE BONUS ROOM with its own KITCHENETTE, perfect for a second family room or entertaining. The master suite is a true retreat with a beautifully updated bathroom, his and hers walk-in closets, and a huge walk-in shower. Outside, you'll find a FULLY FENCED YARD. For ultimate convenience, a COVERED CARPORT/RV OR BOAT PARKING is available, and a WATER TOTE containing 360gal of purified water provides peace of mind. Plus, the newly built highway 23 makes commuting a breeze. Sellers are leaving the $3,000 custom table with the home.

143 Pine Cone Trail, Palatka

$325,000
6 Beds 4 Baths 2121556 MLS 32177 Zip Code
Spacious and versatile 6-bedroom, 3.5-bath home offering nearly 3,000 square feet of living space on an oversized lot of over ½ acre. Thoughtfully designed for flexible living, this home features vinyl plank flooring, a dedicated office, and a large great room. The newly updated over-sized kitchen with new cabinets and quartz countertops is centrally located between the living/dining area and the family room. The expansive floor plan provides generous bedroom sizes and multiple living areas, making it well-suited for multi-generational living, extended families, or those needing extra space. Situated on a large lot with a circular driveway, there is ample parking and room to enjoy outdoor living. Previously used as a group home, the property offers a unique layout with excellent potential for a variety of residential needs. Conveniently located with easy access to local amenities, this home is a rare opportunity for buyers seeking space, functionality, and flexibility.

164 Carole Road, Palatka

$560,000
4 Beds 2 Baths 256697 MLS 32177 Zip Code
Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Ln, Palatka

$560,000
4 Beds 3 Baths 2121283 MLS 32177 Zip Code
Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Lane, Palatka

$980,000
5 Baths 2120057 MLS 32177 Zip Code
Prime medical office space in a premier location! Currently used as Putnam Diagnostic Imaging Center, this 6,420 sq ft building is located in a well-established medical district, just SW of HCA Florida Putnam Hospital. The layout includes a lobby/receptionist area, exam room, physician offices, break room, nurses' station, MRI room, CT scan room, X-ray room, bone density room, mammography room, two dressing rooms, five bathrooms, consultation room, and storage for equipment or supplies. Features public water/sewer, commercial grade carpet & vinyl flooring, plus a wet fire sprinkler system. Situated on 1.02 +/- acres with 150 ft of road frontage. Zoned C-1A (Commercial, Neighborhood District), allowing retail, medical, and professional office uses. An ideal location for medical professionals seeking close proximity to a major healthcare facility.

6905 Old Wolf Bay Road, Palatka

$430,000
2 Baths 2117993 MLS 32177 Zip Code
Corner lot, located in a high traffic commercial area just a stone's throw from Wal-Mart, Winn-Dixie and a number of delightful restaurants, this listing offers exceptional possibilities for your business venture(s). Most of this property is chain-link fenced and has lots of parking. Much of the interior area of the buildings is wide open for you to configure exactly the way you want or need to for your clients or workforce. The main building that front the parking lot has approx. 2,585 sq ft (55'x47') with central heat/air and one bathroom. The second building located behind the main building has approx. 1,792 sq ft (56'x32') with a window a/c unit and one bathroom. Property is zoned C-2, see listing of possibilities under documents. There are restrictive convents, see under documents. As per the owner CH/A and septic tank have been updated in the last couple of years. New Septic tank and drain field installed in March 2025

819 S Moody Road, Palatka

$400,000
2 Beds 2 Baths 2116373 MLS 32177 Zip Code
This beautiful country home has the perfect mix of charm and comfort. It features two spacious bedrooms and two full bathrooms, all designed with a warm, rustic style that makes you feel right at home. The interior is beautifully finished — every detail looks just right, from the cozy living spaces to the modern kitchen. The home sits on a large lot giving you the quiet of country living while still being just a short drive from town. It's completely move-in ready and even comes with a whole-home generator, so you'll always have power no matter what the Florida weather can throw at you! With its perfect blend of rustic character and modern convenience, this home offers the best of both worlds — peaceful country living with easy access to everything you need. Schedule your showing today!

166 Slaughter Road, Palatka

$285,000
4 Beds 3 Baths 2115827 MLS 32177 Zip Code
Country Living on Over 2 Acres with Pond & Bonus Space! Welcome to your peaceful escape in Palatka, Florida! Nestled on 2.33 private acres, this spacious 4-bedroom, 3-bath home offers over 2,200 square feet of living space with a flexible split floor plan and large bonus room—perfect for a home office, game room, or additional living area. The heart of the home features an open kitchen with a bar and eat-in dining space, flowing seamlessly into the main living areas—ideal for entertaining or relaxing with family. Step outside and enjoy the fresh country air from your front deck or back porch, overlooking your very own pond. With no HOA restrictions, there's plenty of room for all your hobbies and toys. A large storage shed and metal truck container provide ample space for tools, equipment, or even a workshop setup. The home runs on well and septic, complete with an owned water purification system. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

117 Jack Road, Palatka

$399,900
4 Beds 3 Baths 2114934 MLS 32177 Zip Code
MOTIVATED SELLER!! Rare find! Great location! One-owner 2,700 sq. ft. solid concrete block 4 BR/2.5 BA home on 3.2 acres. Country living with room for hobbies, toys and gardening with peace and privacy. Shopping, dining, medical offices and the hospital are just minutes away. This lovely home has tile floors, wood cabinets, unique appointments throughout. Living room with vaulted ceiling, sky lights and gas or wood burning fireplace. Large primary suite with a beautiful bathroom and private deck. Large covered cement patio with calming water feature. Large fenced back yard. Spacious 24'X20' workshop open to many possible uses! Horse paddock complete with tack barn. 2 additional site-built sheds for even more storage or gardening. Home is handicap accessible. The Seller is providing a premium home warranty for peace of mind. Come see for yourself! The possibilities for your new home are endless. Call and make your appointment today.

229 Davis Lake Road, Palatka

$525,300
4 Beds 5 Baths 2112696 MLS 32177 Zip Code
Don't miss this NEW CONSTRUCTION home that leaves no detail unaccounted for. Inside, you will find 10 foot ceilings and large windows throughout to create an open and airy feel. The kitchen features an abundance of storage, complete with a butler's pantry. Each of the 4 bedrooms features its own private ensuite bathroom, providing a sense of privacy and luxury for everyone. The primary suite features his and hers vanities, a walk in shower, and a soaking tub. A dedicated office offers the ideal space for working from home. Off of the garage, you will find a mud room and laundry room featuring built in cabinetry. With its impeccable design, high-end craftsmanship, and thoughtful layout, this home is ready to deliver a lifestyle of comfort, luxury, and modern living. Estimated completion - November 2025

137 Crestview Drive, Palatka

$305,000
3 Beds 2 Baths 2111950 MLS 32177 Zip Code
''REDUCED TO SELL'' Enjoy the holidays in this Charming 1950's, one of a kind large brick home nestled on .32-acre city lot. Step into a past world of grace and tranquility in this expansive 3+bedroom 2 bath residence near the heart of Palatka's historic district, riverfront park, downtown shops, restaurants and brewery. This home waiting on your special touch to make it your dream home. Boasting over 2,700 square feet of living space with 9+ ft ceilings, formal living and dining gas fireplace, den with wood burning fireplace, huge eat in kitchen, and stunning original wood floors, offer a warm historic ambiance! This home blends classic charm with modern comfort. The baths represent a wonderful MCM era with beautiful retro tile in great condition. Large wide main hallway leads you to 3 expansive bedrooms. An added bonus space with private entry off back porch, endless possibilities for a multi-generational, he or she shed, or perfect for a home-schooling family! You decide! Sip your morning brew while watching the sunrise off your winding covered back porch. Don't lose out on this rare chance to own this stunning large home in one of Palatka's most desirable, red brick lined city streets! Close to local medical facilities, schools (including new 2026 opening Elementary), and shopping. St. Augustine and beautiful Florida beaches just 30 minutes away. LR & Master DRAPES do NOT convey!

2011 Carr Street, Palatka

$290,000
4 Beds 3 Baths 2109673 MLS 32177 Zip Code
Price reduced! This home is perfect for entertaining or investment with rental potential for the full apartment. Landscaped lot is cross fenced front and back and is perfect for pets. Large covered patio is great for entertaining and enjoying the beautiful Florida weather year round. Two large utility buildings for storage/ workshop. A quirky extra is the ventilated bunker/ shelter built during the cold war era that has electric and is very tight and dry! In-law or guest quarters were added in late 1980's that has living room, bonus room for home office, bedroom, full bath and kitchen. Main home is spacious and master bedroom has a new tiled walk in shower. Concrete block construction with brick stucco finish. Metal roof is approx. 8 years old, and home has small generator that will remain. Handicap accessible. Best of all centrally located for shopping and services in the heart of Palatka, but NOT in city limits so lower property taxes!

3312 Silver Lake Drive, Palatka

$529,999
7 Beds 4 Baths 2103377 MLS 32177 Zip Code
Step into a rare piece of Florida history with this 3,790 sq ft home built in 1877 by Thomas Benjamin Eville using cypress harvested right from the property. Sitting on over 4 acres, 3 acres fenced, of agricultural-zoned land, it's perfect for horses, chickens, or your dream hobby farm. The three-acre fenced backyard is ready for animals and activities, while a refreshing pool and a pavilion with a summer kitchen set the stage for unforgettable gatherings. Inside, you'll find seven bedrooms (two non-conforming) and three and a half baths, including a beautifully remodeled primary suite and another updated bath. Four fireplaces add warmth and historic charm, while thoughtful updates — a new roof, air conditioning, and added insulation completed in 2017 — ensure comfort without sacrificing character. Over $250,000 in upgrades and refurbishments have been invested in this property — see the full upgrade list for details. A large steel building offers ample space for storage, equipment, or a workshop. You'll be just minutes from Ravine Gardens State Park, with schools, shopping, and even the nostalgic charm of the nearby train station close at hand. This home offers the perfect blend of history, space, and modern upgrades  ideal for anyone seeking a peaceful retreat, a family home with room to roam, or a property with agricultural freedom. All of this is set in Palatka, a historic riverfront community that's quietly transforming into one of Northeast Florida's most up-and-coming small towns.

4083 Silver Lake Drive, Palatka

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