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$351,500
3 Beds 2 Baths 2100240 MLS 32177 Zip Code
Enjoy peaceful living & convenience on this over one acre shaded parcel close to town with a beautiful 3 bedroom 2 bath split plan brick home with metal roof! Home is move in ready! Interior features include a brick fireplace, decorative shelf, skylight & vaulted ceiling in the livingroom. The spacious kitchen offers a center island, granite countertops & plenty of cabinets with an extended office area that opens into the double garage. The master suite has an attractive tray ceiling, walk-in closet & master shower/tub combo w/ extended vanity top. MUST SEE! Total under roof sq' is 2373. Upgrades include: Metal Roof 12/2013, New Drainfield 2024, Water Heater 2025 & 4.0 Inspection Report. Natural gas is available if desired.

101 Roberts Court, Palatka

$316,000
3 Beds 2 Baths 2099868 MLS 32177 Zip Code
Stunning brick home in Underwood Estates! This remodeled and tastefully updated 3 bedroom 2 bath home is move-in ready! Recent improvements include new windows, quality luxury vinyl plank flooring and fresh paint throughout, new HVAC, and many updated lighting and plumbing fixtures. The spacious kitchen includes stainless appliances, a prep island, a breakfast area, and an awesome butler's pantry in the adjacent laundry room. The inviting living room has a wood burning fireplace and is open to the beautiful dining area. The primary bedroom has attached bath with walk-in shower and nice closet space. Enjoy sipping your coffee under the rear covered patio while watching your furry friends play in the fenced back yard. Plenty of room for your hobbies in the attached over-sized two car garage or the insulated detached shed/workshop with ac and a new roof. Super corner location in a great neighborhood just minutes to shopping and restaurants. This one is a must see!

101 W Flamingo Drive, Palatka

$228,900
3 Beds 2 Baths 2099732 MLS 32177 Zip Code
Adorable 3 bedroom 2 bath classic red brick home with fresh white trim! This great home offers separate living and family rooms and a spacious dining room. The large eat-in kitchen includes updated stainless appliances and lots of cabinet and counter space. The cozy family room features built in shelving, a wood burning fireplace, and sliding glass doors leading out to the screened porch and fenced back yard. Primary bedroom has en-suite bath with step in shower and the two secondary bedrooms share a nice hall bath with large vanity and tub/shower. The brick exterior together with a newer metal roof and energy efficient double pane windows allow for easy maintenance. The attached 2 car garage includes the laundry space. Enjoy the convenience of city water and sewer without the city taxes! Schedule your showing today!

211 Dogwood Lane, Palatka

$250,000
2 Baths 2099125 MLS 32177 Zip Code
This unique property offers exceptional flexibility, having been previously utilized as a residence and ideally suited to continue serving either residential or commercial needs. Perfectly positioned directly across the street from the hospital, it presents a rare opportunity for live/work use or a professional office in a high-demand area. The building has been thoughtfully upgraded with major improvements, including a new roof, new septic system, and new HVAC system. A climate-controlled detached garage adds functional space ideal for storage and/or parking. A comprehensive water treatment system ensures clean, quality water throughout the property. Zoned for commercial use but adaptable to residential living, this well-maintained space is move-in ready and located in a highly visible, high-traffic area—making it perfect for medical professionals, business owners, or those looking to invest in a property with exceptional location and infrastructure.

101 Pioneer Road, Palatka

$254,000
3 Beds 2 Baths 2098016 MLS 32177 Zip Code
Rare Opportunity on Silver Lake! Welcome to 126 Echo Ln. in Palatka, FL — a peaceful lakeside retreat tucked away in one of Putnam County's best-kept secrets. With 1.63 acres of natural beauty, this charming property offers direct frontage on the coveted Silver Lake — a rare find in today's market! As you drive in, you're greeted by a picturesque, tree-lined gravel road, winding through shade, privacy, and quiet serenity. The home is well-maintained with timeless character, offering a solid foundation and endless potential for stylish updates. Whether you're envisioning a cozy weekend hideaway or a full-time lakefront dream, this is your opportunity to bring it to life. You'll feel a world away — yet you're just minutes from everything Palatka has to offer, including shopping, dining, medical facilities, and more. Peaceful, private, and conveniently located — this property truly has it all. Schedule your private showing today!

126 Echo Lane, Palatka

$123,000
3 Beds 2 Baths 2097472 MLS 32177 Zip Code
***MOTIVATED SELLER *** Cash or Conventional Only- Priced to sell! Discover the potential of this 3-bedroom, 2-bath manufactured home nestled on a spacious 2.6-acre lot in the serene Dunham Woods subdivision of Hollister. Tucked away on a quiet dead-end road, you'll enjoy the peace and privacy of country living, yet you're only 15 minutes from Palatka and about 50 minutes to Gainesville or St. Augustine. The owner bath has been renovated, and the home boasts a durable metal roof installed in 2021. With some additional renovations and updating, the home offers the right buyer a chance to bring their vision to life and create the ideal homestead on this generous piece of land. Don't miss this opportunity to transform this property into your dream home! Seller is licensed real estate agent.

116 Gary Drive, Palatka

$270,000
3 Beds 2 Baths 2097290 MLS 32177 Zip Code
100% USDA financing Eligible!!!Very Motivated Sellers!!! Enjoy privacy and tranquility in this spacious corner lot home situated on a quiet cul-de-sac Surrounded by lush greenery. The inviting living room, complete with a cozy fireplace, invites relaxation, while the enclosed porches and screened lanai offer seamless indoor-outdoor living across the back of the home. The generous backyard, filled with citrus, orange, lime, grapefruit, and avocado trees provides the perfect setting to enjoy Florida's beautiful weather. Additional highlights include a new roof, new AC and furnace, new water heater, fresh flooring throughout, new windows and sliding doors and a fully updated kitchen. You'll also benefit from an attached carport, ample storage, and a large detached storage building in the back. Don't miss the opportunity to own this home, call Milia Kahayan to schedule your appointment to see it today!

115 Quail Trail, Palatka

$349,000
4 Beds 3 Baths 2097010 MLS 32177 Zip Code
Owner Financing Available to qualified buyer with 75k down competitive interest rate, possible balloon but terms are negotiable. High on the hill this circa 1905 home in the Heart of Downtown Palatka just outside the South Historic District this charming renovated home sits up on the hill in the perfect location near the city dock on the St. Johns River for recreation and all the shops and services this growing town has to offer minutes away. Home has new metal roof, freshly painted inside and out. The cook friendly kitchen has new custom cabinetry and stainless steel appliances. The three baths are new with custom tile work. This is a one of kind home with larger than average lot that draws the attention of everyone that passes by!

1325 River Street, Palatka

$294,900
3 Beds 2 Baths 2095475 MLS 32177 Zip Code
Back on the market through no fault of the sellers or the home! Welcome to this charming 3-bedroom, 2-bath brick home offering over 1,800 square feet of beautifully updated living space. Conveniently located just minutes from shopping, dining, schools, and only a few miles from the scenic St. Johns River, this home blends comfort, style, and accessibility. Inside, you'll find a spacious open layout with durable, pet-friendly LifeProof laminate flooring throughout. Freshly repainted and remodeled, the home has a modern, move-in-ready feel. A generously sized bonus room near the laundry area provides flexible space for a home office, playroom, or guest retreat. Bright, airy living areas create the perfect setting for entertaining or relaxing. Outside, enjoy a large, fully fenced backyard--ideal for kids, pets, gardening, or weekend BBQs. Don't miss your second chance at this wonderful home!

117 Horseman Club Road, Palatka

$290,000
3 Beds 2 Baths 2094250 MLS 32177 Zip Code
Wonderful home in Underwood Estates! This 3 bedroom 2 bath home is located at the end of a quiet side street and convenient to shopping and restaurants. Features tile and vinyl plank flooring throughout for easy care. Enjoy cooking in the huge kitchen with wrap around bar seating, dual pantries and a built-in office station. The spacious dining room and awesome Florida room/den are great for entertaining friends and family. Large living room includes custom built-ins. The primary suite has a big walk in closet and attached bath with step in shower. The fully fenced back yard features a brick paver patio, beautiful landscaping and a nice storage building. Attached 2 car garage, inside laundry room, and recent HVAC are just a few of the perks here.

104 W Flamingo Drive, Palatka

$216,500
3 Beds 2 Baths 2094196 MLS 32177 Zip Code
Tucked away at the end of a quiet street, this solid block home offers rare privacy with a view of Mud Lake. Set on over an acre, 134 Gelis Street features durable concrete block construction, a metal roof, and an open floor plan that makes the most of its space and natural light. The layout includes three bedrooms, two bathrooms, and over 1,500 square feet of living area, with a screened-in back porch perfect for enjoying the quiet surroundings. The property offers plenty of room to spread out, garden, or add future improvements. If you're looking for privacy, durability, and a great location, this home checks all the boxes. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

134 Gelis Street, Palatka

$325,000
3 Beds 2 Baths 2093701 MLS 32177 Zip Code
Brick home in Colonial Pines! Conveniently located on a double lot near schools, shopping and medical facilities, this 3 bedroom 2 bath home has many extras. Enter into the oversized living room which is open to a cozy dining area with fireplace. The spacious kitchen features a breakfast bar and updated oak cabinetry. The primary suite has a large walk-in closet and the attached bath includes a step in shower and dual sinks. A lovely screened porch overlooks the fenced and shaded backyard. Parking options include an attached two car garage, carport, detached one car garage/workshop, and an RV/boat port. Home and detached garage have updated metal roofs. This great property is ready for your personal touch to make it your dream home.

124 Latesha Terrace, Palatka

$345,000
3 Beds 2 Baths 2092797 MLS 32177 Zip Code
Calling all horse lovers and outdoor enthusiasts! This 3-bedroom 2 bath mobile home sits on 11.5 acres with 6 cleared acres ideal for your animals or hobby farm dreams. A huge pole barn with attached fans and a separately fenced area is perfect for keeping horses or livestock safe and comfortable. Enjoy privacy with Rayonier bordering the entire back of the property. No rear neighbors, just nature. Also located down a dead-end road. Cool off in the sparkling above ground pool after a day outdoors, and rest easy knowing a brand-new metal roof is being installed. Home just had new front steps installed as well. Eat in kitchen, large walk-in closets and an oversized walk-in shower and spa tub in master bedroom. This is the country lifestyle you have been waiting for!

117 Suwanee Hunting Club Road, Palatka

$295,000
4 Beds 2 Baths 2092250 MLS 32177 Zip Code
**For qualified buyers, seller is offering up to 3 percent in concessions that can be used toward a rate buy down, prepaids, or closing costs. This gives you more flexibility and can make your move more affordable.** Welcome to your dream country retreat on 2.33 private acres in beautiful Putnam County. This fully renovated four bedroom, two bathroom home offers modern finishes, peaceful surroundings, and the freedom of land ownership with no HOA. Whether you are looking for a remote work sanctuary, a turnkey manufactured home with land, or space for your toys and hobbies, this property delivers. Inside, the home features a spacious open concept layout with brand new luxury vinyl plank flooring throughout. The living area centers around a charming brick fireplace, perfect for cozy evenings or relaxed entertaining. A dedicated office space provides flexibility for remote work, creative pursuits, or homeschooling. The gourmet kitchen is a standout feature, offering all new quartz countertops, stainless steel appliances, custom soft close cabinetry with black hardware, and a large center island ideal for meal prep or casual dining. The primary suite is a luxurious escape with a walk-in shower, soaking tub, dual sink vanity, and stylish finishes throughout. Three additional bedrooms provide generous space and closet storage. The fully updated guest bathroom includes a new vanity, modern fixtures, and a tub and shower combo. This home also includes a spacious laundry room and two outdoor storage sheds that convey with the property. Recent updates completed in 2025 include: " Brand new HVAC system " New well pump " New water softener system " Septic system pumped, inspected, and fitted with a new pump " Fresh paint throughout the interior and exterior " All new lighting, plumbing fixtures, toilets, tubs, and showers " New vinyl skirting around the exterior of the home Enjoy the peaceful lifestyle of Putnam County acreage living, just a short drive to Green Cove Springs, Palatka, and St. Augustine. This move-in ready home offers the rare combination of space, privacy, and value. It is perfect for buyers seeking a fully renovated manufactured home with land, modern finishes, and room to grow. Schedule your private showing today and see what this beautiful home on over two acres has to offer. Don't miss this opportunity to own a beautifully updated home on over two acres. Schedule your private showing today! Listing agent is the property owner. All information deemed reliable but not guaranteed. Buyer to verify all information. One or more photo(s) have been virtually staged. Ask about the 2-1 buy down optionmany of our listings qualify for interest rates as low as 3.99 to 4.99 percent. 100 percent financing is also available for FHA first time homebuyers. Reach out to see if you qualify. Our preferred lender is offering a $2,000 credit toward prepaids when you use their financing services. Contact us for details. Enjoy over two acres of peaceful living in a move-in ready home with flexible financing options available, including rate buy downs, seller credits, and USDA or FHA programs to make ownership even more affordable.

135 Pine Cone Trail, Palatka

$265,000
5 Beds 5 Baths 2092494 MLS 32177 Zip Code
Step back in time with this magnificent historic beauty, nestled on a tree-lined cobblestone street. Bursting with character, the home features original doors, stunning stained glass, and timeless architectural details throughout. The main floor offers a spacious living room with fireplace, 2 bedrooms with a Jack-and-Jill bath, a 1/2 bath in the hall, and a kitchen space ready for your custom design. A private back staircase leads to the second level, ideal for multi-unit living. second floor includes a serene master suite with veranda access, two additional bedrooms with Jack-and-Jill bath, and a full bath in the hall, also space for a second kitchen. The expansive third-floor attic is full of character and offers incredible potential for additional living space, studio, or office. Fresh interior and exterior paint complement the home's preserved historic charm. With 5 bedrooms, 4.5 baths, and 3,076 sq ft on a 0.26-acre lot surrounded by stately homes, this is a rare opportunity!

417 N 3rd Street, Palatka

$148,000
3 Beds 2 Baths 2091687 MLS 32177 Zip Code
Offered CASH ONLY, AS-IS with tons of potential as a fix and flip or fix and hold. Asking price is FIRM. Property is priced for the updates and repairs needed. This bungalow in the heart of Palatka has a front porch that just invites you to stay awhile, and sits on a huge, fully fenced corner lot with a detached 2-car garage plus workshop, along with covered paved parking for an RV and convenient RV hookups. From the front gate to the front porch to the cheerful blue door, this home is so inviting. Through the front door you're greeted with a spacious great room, and a sunroom or flex space just off the living room featuring French doors and a lively vinyl tile floor. Through the dining space is the kitchen with stainless steel appliances and built-in breakfast bar. Through the kitchen you'll find a spacious laundry/utility/mud room with plenty of room for pantry storage, along with a back door to a covered porch leading to the covered RV parking and detached garage. Three bedrooms and two full bathrooms round out the home. This adorable piece of Palatka needs some TLC, but has so much character and potential. Bring your vision and make it your own! Would make a great investment or primary home for someone willing and able to put in the work. Age of metal roof is unknown, HVAC is 2017, hot water heater is 2025, most plumbing has been updated to copper or PVC, most electrical has been updated at some point but there are still some remnants of cloth and aluminum wiring present, age of the septic is unknown but no issues were found there during inspections. There is previous termite and water damage to the detached garage. This property is priced for the repairs and the work needed.

2505 State Street, Palatka

$660,000
3 Beds 2 Baths 2091608 MLS 32177 Zip Code
Completely renovated and move in ready, this stunning 3-bedroom, 2-bathroom home sits on 1.27 beautifully landscaped acres with sweeping views of the St. Johns River. From the moment you arrive, you'll appreciate the peaceful setting and thoughtful updates throughout. The spacious, updated kitchen is a chef's dream, featuring modern finishes, ample storage, and plenty of room to gather. Step outside to the huge covered porch, perfect for relaxing or entertaining while enjoying the river breeze and serene surroundings. The property includes a detached garage for your toys, as well as a private dock, ideal for boating, fishing, or simply soaking in the view. If you're looking for move in ready riverfront living with space to breathe, this one checks every box. Schedule your private showing today!

107 Morningstar Lane, Palatka

$370,000
3 Beds 2 Baths 2090979 MLS 32177 Zip Code
Nestled in a quiet neighborhood close to town, 119 Pine Oak Dr offers a blend of comfort and convenience. This updated 3-bedroom, 2-bath home sits on a half-acre fenced lot, featuring an in-ground pool with a modern salt system and a screened-in back porch, perfect for relaxation. Inside, the remodeled kitchen boasts custom-built wood cabinets and an open-concept dining area, while the spacious living room provides ample space for entertaining. The primary suite includes an en-suite bath, complemented by two guest bedrooms and a fully remodeled guest bathroom. Additional highlights include a metal roof, updated gas water heater, and attached garage with utility room. This home is a fantastic opportunity to enjoy both tranquility and accessibility in Palatka.

119 Pine Oak Drive, Palatka

$505,000
4 Beds 3 Baths 2090661 MLS 32177 Zip Code
Wonderful property on one of the largest lots in Point of Woods with guest house and room for your horses! This 4 bedroom 3 bath brick home on 2.75 acres offers the perfect blend of living in a neighborhood close to everything, while also enjoying the peace and quiet of living in the country. The main house has been lovingly maintained and updated over the years by the original owners. From the front courtyard, you'll enter into an oversized living room with vaulted ceiling, wood-burning stove, and French doors leading to the amazing backyard. The spacious owner's suite includes a remodeled bath with dual sinks, an accessible shower, and a solid concrete safe room/closet. A 2nd master suite has updated bath with walk in shower and two additional guest rooms share a hall bath. Outside you'll enjoy the expansive views, many shade trees, and several areas for horses. A huge barn offers 1200 sq ft of storage and workshop space and has an attached 1 BR 1 bath guest house with kitchen.

122 Raintree Woods Trail, Palatka

$260,000
3 Beds 2 Baths 2089949 MLS 32177 Zip Code
Welcome to this charming 3-bedroom, 2-bathroom home nestled in a desirable community with valuable HOA benefits! Enjoy the best of both worlds—you own both the land and the home, offering long-term investment security and peace of mind. Step inside to find a spacious open-concept layout featuring a bright living area, a modern kitchen, and generously sized bedrooms. The primary suite includes its own private en-suite bath for added comfort. A durable metal roof adds lasting value, and the spacious yard provides room to relax or entertain. The HOA fee is just \$250, offering well-maintained common areas and a strong sense of community. This home is ideal for buyers seeking comfort, convenience, and a smart investment opportunity.

117 Timber Lane, Palatka

$260,000
4 Beds 4 Baths 2089638 MLS 32177 Zip Code
Welcome to your dream home in the heart of Palatka! This spacious 4-bedroom, 3.5-bathroom residence offers over 2,000 square feet of comfortable living space, perfect for families and professionals alike. Enjoy Florida's beautiful weather year-round from the screened-in back porch, and take advantage of the attached one-car garage for convenient parking and storage. The kitchen is a chef's delight, boasting brand-new stainless steel refrigirator,dishwasher,and microwave, sleek quartz countertops, and modern cabinetry. New vinyl plank flooring throughout the home adds a touch of elegance and durability. Located just minutes from local schools, dining, shopping, and the scenic Palatka riverfront with a public boat ramp, this property combines charm, functionality, and an unbeatable location. Don't miss the opportunity to make this exceptional home yours! Call listing agent Rachel Mcneal with any questions!

2155 Diana Drive, Palatka

$500,000
4 Beds 3 Baths 2089117 MLS 32177 Zip Code
Welcome to 386 Cedar Creek Rd—your serene escape on the St. Johns River. Set on 2 private, tree-lined acres, this beautifully updated 4-bedroom, 3-bathroom home offers the perfect blend of nature, comfort, and waterfront living. Enjoy expansive river views from your screened lanai or open-air patio, where peaceful mornings and breathtaking sunsets become part of your daily routine. A true boater's dream, the property features a 340-foot dock with two boat lifts (16,000 lb & 8,000 lb) offering effortless access to the water for fishing, cruising, or exploring Florida's iconic waterways. Inside, you'll find 1,700 square feet of thoughtfully updated living space with two cozy fireplaces and a warm, inviting atmosphere. The property also includes a 20x40 garage—perfect for storing boats, vehicles, or creating a workshop—and two RV hookups, making it ideal for hosting guests or accommodating your adventurous lifestyle. Whether you're looking for a full-time retreat or a weekend getaway, this unique riverfront property offers the peace, privacy, and practicality you've been searching for.

386 Cedar Creek Road, Palatka

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