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$695,000
3 Beds 2 Baths 2126422 MLS 32177 Zip Code
Discover exceptional living at 107 E Cardinal St, a meticulously crafted 2023 home offering modern design, comfort, and privacy. Soaring ceilings and an open‑concept living area with a striking fireplace create a warm, inviting centerpiece for everyday living and entertaining. The thoughtful layout includes 3 spacious bedrooms, 2 beautifully finished bathrooms, an additional office, and a convenient laundry area built directly into the master closet. Attention to detail includes CAT-6 Cable throughout, insulation in every wall, and a including a fully-insulated garage! Step outside to an impressive 798 sq ft covered outdoor entertainment space overlooking the sparkling pool, perfect for gatherings year‑round. Set on 5 serene acres in the heart of Palatka, this rare property also features a large 40ft x 40ft pole barn, perimeter fencing, and an electronic gated entrance, blending rural tranquility with refined living. Don't miss this rare opportunity to see this hidden gem!

107 E Cardinal Street, Palatka

$595,000
3 Beds 2 Baths 2125164 MLS 32177 Zip Code
NEW INCENTIVE! With an acceptable offer, the seller will include two tractors, making this a true turnkey homestead opportunity. Enjoy country living on 24.59 fully fenced acres with privacy, investment potential, and room to grow. Ideal for a homestead, retreat, or family estate, the property features two access points and possible subdivision. Eligible for Agricultural (Greenbelt) tax benefits, it is already set up for livestock with cattle currently on site, and a Jersey dairy cow included to get you started right away. A mature edible landscape offers abundant harvests from pecan, pear, plum, peach, citrus, mulberry, blueberry, olive, and loquat trees, plus a blueberry hedge. Inside, enjoy LVP flooring, Low-E windows, and a remodeled kitchen with shaker cabinetry, butcher block counters, and a tile backsplash. A rare opportunity for acreage, self-sufficiency, and long-term value, ready for your homestead vision. from 2 pecan trees, 5 pear trees, 4 plum trees, a peach tree, orange and tangerine trees, mulberry trees, a blueberry hedge, an olive tree, and a loquat (Japanese plum). These mature plantings provide beauty, shade, privacy, and years of seasonal harvests without waiting for young trees to mature. Inside, the home has been thoughtfully updated with luxury vinyl plank flooring throughout, energy-efficient Low-E aluminum windows, and a beautifully remodeled kitchen featuring Lily Ann shaker-style cabinetry, butcher-block countertops, and a modern tile backsplash. If you've been searching for a property that offers privacy, space, income potential, and the opportunity to embrace a more sustainable lifestyle, this one is truly a rare find

118 Darby Drive, Palatka

$1,550,000
6 Beds 4 Baths 2125022 MLS 32177 Zip Code
Gorgeous St. Johns Riverfront Private Estate set on 5 acres with 250 feet of pristine river frontage. This one-of-a-kind property offers exceptional privacy, functionality, and breathtaking views. Some of the many standout features include a bulkheaded shoreline, private boat ramp, and a custom dock with two large boat lifts plus a 30x30 covered platformperfect for fishing or entertaining. The front yard showcases a freshwater pond with gazebo, adding to the estate's peaceful, park-like setting. A private, paved, gated drive leads to all buildings on the property and includes a circle drive for convenience and curb appeal. Outbuildings are abundant, including a 45x30 RV/boat storage building, a 3-car garage with workshop, and a dedicated lawn maintenance building. The custom-built home features 2x6 construction with brick veneer, 400-amp electric service, and a 50-year lifetime shingle roof. Combined, the home and outbuildings offer over 8,000 square feet under roof. Thoughtfully designed with a primary suites on each level, the home provides flexibility for guests or multi-generational living. Enjoy panoramic river views from nearly every room, creating a seamless connection between indoor living and the natural beauty of the St. Johns River. This private waterfront estate truly has it all and is an absolute must-see.

533 W River Road, Palatka

$293,000
3 Beds 2 Baths 2124243 MLS 32177 Zip Code
Back on the market due to buyer financing falling through, no fault of the seller! Move in ready, clean, and spacious, home on over an acre!! It features a heated, fully screened pool with exceptional privacy, perfect for year round enjoyment. Inside, you'll find 3 generously sized bedrooms, 2 separate living areas, a spacious kitchen, and a walk-in pantry. Recent updates include improvements to the electrical and plumbing systems. Upgraded HVAC, water heater, water softener, and gas pool heater. One of the standout features of this property is the included additional lot. Whether you're dreaming of building, adding another garage or guest space, storing boats/RVs, or simply enjoying the added privacy and elbow room, you'll have plenty of room for it. The property also includes a partially climate-controlled detached garage/workshop. With nearly 600 square feet of enclosed space the possibilities are endless!

1707 S Palm Avenue, Palatka

$285,000
4 Beds 2 Baths 2123584 MLS 32177 Zip Code
NEW CONSTRUCTION 4-BEDROOM HOME NOW OFFERED AT $285,000! Inside you'll find a beautiful, yet functional open floor plan with 9-foot ceilings, luxury vinyl plank flooring, granite counters, soft-close cabinetry, stainless steel appliances, and matte black lighting. Blinds are already installed throughout, and the garage floor is finished in epoxy. Built to last: fiber cement siding, shingle roof, and pre-wired for ceiling fans, internet, TV, and phone. One-car garage for extra storage. Backed by a 1-year builder warranty and 10-year structural warranty. Minutes from HCA Florida Putnam Hospital, shopping, the St. Johns River, and Downtown Palatka. Centrally located from Gainseville and Saint Augustine Beach!

138 Kelley Smith School Road, Palatka

$265,000
4 Beds 2 Baths 2123517 MLS 32177 Zip Code
**MOTIVATED SELLER!**UPDATED**FENCED LOT**ACREAGE** Welcome to this beautifully updated and spacious 4-bed/2-bath home, nestled on a LARGE LOT of 2.33 ACRES! The residence features a desirable SPLIT BED FLOOR PLAN, updated bathrooms, and stylish crown molding and brand new flooring throughout. The gorgeous and spacious UPDATED KITCHEN is a chef's delight, complete with a modern sink with a built-in cup rinser, veggie rinser, and other convenient attachments. The home also includes a HUGE BONUS ROOM with its own KITCHENETTE, perfect for a second family room or entertaining. The master suite is a true retreat with a beautifully updated bathroom, his and hers walk-in closets, and a huge walk-in shower. Outside, you'll find a FULLY FENCED YARD. For ultimate convenience, a COVERED CARPORT/RV OR BOAT PARKING is available, and a WATER TOTE containing 360gal of purified water provides peace of mind. Plus, the newly built highway 23 makes commuting a breeze. Sellers are leaving the $3,000 custom table with the home.

143 Pine Cone Trail, Palatka

$300,000
3 Beds 2 Baths 2123084 MLS 32177 Zip Code
This home was renovated with a focus on long-term livability, systems, and structure, not surface-level cosmetics. With 1,596 square feet of thoughtfully updated living space, this home has the feel of new construction paired with the freedom and privacy of rural land ownership.Key features and upgrades include: • Fully renovated interior • Updated electrical and plumbing throughout • Heat pump HVAC system for efficient heating and cooling • Renovated kitchen with updated cabinetry, countertops, and fixtures • Updated bathrooms with modern finishes and fixtures • New flooring throughout the home • Updated lighting, doors, trim, and hardware • Improved insulation and energy-efficiency updates • Private well water with whole home filtration system • Tankless water heater • Full RV Hook Up • Space for gardens, animals, or future expansion This property also comes with an ADU of approximately 700 sq ft that is utilized as a workshop/stor age. Could be utilized as a mother-in-law suite with some work

165 Fulton Road, Palatka

$385,548
3 Beds 2 Baths 2123016 MLS 32177 Zip Code
Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're dreaming of a spacious open-concept retreat, a modern farmhouse, a multi-generational layout, or something uniquely yours. Set on a peaceful lot in a serene and growing area, this property offers the perfect canvas for your lifestyle. Home packages start at $385,000, and every build includes quality craftsmanship, attention to detail, and the flexibility to select finishes, layout, and features that reflect your taste. This is more than a house — it's your future, designed your way. Ready to build something amazing? Let's get started.

271 Peniel Church Road, Palatka

$101,000
3 Beds 1 Baths 2122871 MLS 32177 Zip Code
Welcome to your forever home! If you've been searching for that rare combination of rock-solid durability and incredible space, your search ends here. Built with sturdy concrete, this residence offers the kind of peace of mind that only comes with quality craftsmanship. Inside, you'll be blown away by the generous square footage—there is finally enough room for everyone to have their own space! But the real magic happens outside. Imagine hosting the ultimate summer cookout in your expansive, wide-open backyard. From soccer matches to Saturday BBQs, this yard is a recreational paradise. Located in one of Palatka's most welcoming, family-friendly pockets, this is the affordable opportunity you've been waiting for. Welcome home.

111 Elm Avenue, Palatka

$175,000
3 Beds 2 Baths 2122720 MLS 32177 Zip Code
Fantastic find in this quite established neighborhood. Home is a 3/2 1828 sq. ft. Block Home that features an X-large 21' x 25' Living room. Located on a large corner lot with a wooded buffered back yard, making this a very quiet and serene setting for your backyard cookouts by the ''hand built'' Tiki Bar or just relaxing by the ''hand built'' fire pit. Nice large newly redone back deck, Plenty of room for your grill, chairs, Etc... Property also offers a detached Work Shop for the hobbyist or needed storage. Two separate off street parking areas, one is a concrete driveway, the other, is yard parking that leads to the backyard. Plenty of yard to store your RV or boat in your ''fence in backyard''. This Home is in need of updating however, is livable. Live here while you update it. Previous owners just moved out Dec 21st. Bones are GREAT!! Metal Roof, Solid Wood Cabinets. Minutes to the Golf Course and Shopping.

111 Cedar Street, Palatka

$219,000
4 Beds 2 Baths 2122685 MLS 32177 Zip Code
Set on a picturesque 3.85-acre parcel, this beautiful 2021 double-wide manufactured home offers 4 bedrooms and 2 bathrooms, creating a private, tranquil retreat in the heart of Palatka. With 1,976 square feet of thoughtfully designed living space, the home seamlessly blends modern style, comfort, and functionality. The four generously sized bedrooms provide quiet, comfortable retreats, while the two full bathrooms are well-appointed for everyday convenience. Beyond the interior, the property truly shines with its natural surroundings. Over an acre of preserved wetlands along Moccasin Creek creates a stunning backdrop of unspoiled Florida scenery—perfect for nature lovers and outdoor enthusiasts alike. Tucked away on a peaceful dirt road, this property delivers the serenity of country living while still offering convenient access to town.

119 Moccasin Creek Drive, Palatka

$250,000
3 Beds 2 Baths 2122192 MLS 32177 Zip Code
This adorable 3-bedroom, 2-bath home in Palatka offers the perfect blend of comfort and charm. From the screened-in front porch—ideal for morning coffee or quiet evenings—to the cozy fireplace that anchors the living space. Every detail invites relaxation. The upgraded kitchen adds modern convenience while maintaining a warm, welcoming feel, and beautiful hardwood floors flow throughout the home. Step outside to a large backyard with plenty of space to unwind, garden, or entertain. Quaint, peaceful, and inviting, this home is a wonderful retreat to enjoy everyday living at a slower, more relaxing pace. Cool Antique Shops and restaurants for you to explore in the downtown area and only 30 minutes to St Augustine. Close to scenic Ravines State Park where you can hike or picnic and enjoy the beauty of the parks gardens. It's the perfect location!

510 S 19th Street, Palatka

$159,000
3 Beds 2 Baths 2122172 MLS 32177 Zip Code
**Multiple offers. H&B due by 12/24/25**Charming concrete block home with decorative brick front located in the heart of Palakta! Offering strong potential for investors seeking a value-add rental or fix-and-flip opportunity. The property features a durable metal roof, screened porch, and fenced backyard, providing a solid foundation for updates. With a little TLC, this 3 bedroom/2 bath home could easily become an income-producing property or a profitable flip. Conveniently located close to shopping, schools, and restaurants, and just minutes from Ravine Gardens State Park and the scenic St. Johns River. Sold as-is. Ideal for cash or renovation loan buyers. Bring your vision and unlock the upside this property has to offer.

303 Belmont Drive, Palatka

$75,000
3 Beds 2 Baths 2121983 MLS 32177 Zip Code
Tucked away on approximately 2 private acres, this 3-bedroom, 2-bath mobile home offers the perfect blend of seclusion and neighborhood living. Surrounded by a natural tree line, the property feels peaceful and private while still being conveniently located among neighboring homes. Inside, you'll find a functional layout with comfortable living spaces and plenty of natural light. An unfinished add-on provides endless opportunities—expand the living area, create a bonus room, workshop, home office, or customize it to fit your vision. With room to roam, space to grow, and the chance to add your own personal touch, this property is ideal for buyers looking for privacy, potential, and versatility—all in one setting.

125 W Harbor Drive, Palatka

$182,000
3 Beds 2 Baths 2121984 MLS 32177 Zip Code
Welcome to this solid block and stucco home located in a desirable Palatka neighborhood. Offering 3 bedrooms, 2 bathrooms, and 1,573 square feet of living space, this property sits on nearly half an acre at the end of a quiet cul-de-sac on a dead-end street, providing privacy and peaceful surroundings. The home features great bones and a functional layout, with a cozy living room centered around a wood-burning fireplace. The kitchen is equipped with a refrigerator, dishwasher, and electric range. An attached carport provides convenient covered parking. Enjoy outdoor living with a fenced backyard overlooking a pond—perfect for relaxing or entertaining. With its spacious lot, serene setting, and solid construction, this home presents an excellent opportunity in Palatka, Florida.

128 Karen Court, Palatka

$325,000
6 Beds 4 Baths 2121556 MLS 32177 Zip Code
Spacious and versatile 6-bedroom, 3.5-bath home offering nearly 3,000 square feet of living space on an oversized lot of over ½ acre. Thoughtfully designed for flexible living, this home features vinyl plank flooring, a dedicated office, and a large great room. The newly updated over-sized kitchen with new cabinets and quartz countertops is centrally located between the living/dining area and the family room. The expansive floor plan provides generous bedroom sizes and multiple living areas, making it well-suited for multi-generational living, extended families, or those needing extra space. Situated on a large lot with a circular driveway, there is ample parking and room to enjoy outdoor living. Previously used as a group home, the property offers a unique layout with excellent potential for a variety of residential needs. Conveniently located with easy access to local amenities, this home is a rare opportunity for buyers seeking space, functionality, and flexibility.

164 Carole Road, Palatka

$560,000
4 Beds 2 Baths 256697 MLS 32177 Zip Code
Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Ln, Palatka

$560,000
4 Beds 3 Baths 2121283 MLS 32177 Zip Code
Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Lane, Palatka

$374,000
3 Beds 2 Baths 2121150 MLS 32177 Zip Code
Welcome home to this beautifully maintained 3 bedroom, 2 bathroom home offering the perfect blend of comfort, convenience, and outdoor space. The spacious, light-filled living area is ideal for relaxing or entertaining. The modern kitchen offers granite countertops, ample cabinet and counter space, and stainless steel appliances. The primary bedroom offers an en suite bath with separate tub and shower as well as a spacious walk-in closet. The 2-car garage offers space for your cars as well as storage. The back porch is perfect for sipping coffee in the morning or relaxing and unwinding in the evenings. Conveniently located close to schools, shopping, parks, and medical facilities. Don't miss your opportunity to make this house your home!

194 Horseman Club Road, Palatka

$980,000
5 Baths 2120057 MLS 32177 Zip Code
Prime medical office space in a premier location! Currently used as Putnam Diagnostic Imaging Center, this 6,420 sq ft building is located in a well-established medical district, just SW of HCA Florida Putnam Hospital. The layout includes a lobby/receptionist area, exam room, physician offices, break room, nurses' station, MRI room, CT scan room, X-ray room, bone density room, mammography room, two dressing rooms, five bathrooms, consultation room, and storage for equipment or supplies. Features public water/sewer, commercial grade carpet & vinyl flooring, plus a wet fire sprinkler system. Situated on 1.02 +/- acres with 150 ft of road frontage. Zoned C-1A (Commercial, Neighborhood District), allowing retail, medical, and professional office uses. An ideal location for medical professionals seeking close proximity to a major healthcare facility.

6905 Old Wolf Bay Road, Palatka

$223,000
3 Beds 2 Baths 2119794 MLS 32177 Zip Code
This brand-new 3-bedroom, 2-bath manufactured home is situated on two lots totaling over 1 1/2 acres, conveniently located just minutes from shopping and the St. Johns River. The thoughtfully designed spacious and open layout prioritizes comfort and functionality. The interior features drywall-finished walls with crown molding throughout, and all bedrooms have walk-in closets. The kitchen boasts a large kitchen island, ample cabinets, a farmhouse sink, microwave, oven, and dishwasher. The spacious yard is perfect for outdoor activities, and a covered detached carport and milling driveway are also included. This home is ideal for first-time buyers or anyone seeking a fresh start. With its great location and value, don't miss out—schedule your showing today! Also includes parcel #32-10-26-0000-8888-0532

100 E Escambia Street, Palatka

$315,000
4 Beds 3 Baths 2119073 MLS 32177 Zip Code
Beautifully renovated and move-in ready, this spacious 4 bedroom, 3 bath home sits on a generous half-acre lot offering the perfect blend of privacy and modern comfort. Every inch of this home has been updated- featuring a brand-new kitchen with stylish finishes, fully renovated bathrooms, new flooring, fresh paint, and upgraded fixtures throughout. The open layout provides plenty of natural light, while the split-bedroom design gives everyone their own space. Enjoy peaceful outdoor living with room for a garden, toys, or future additions. Conveniently located near Palatka's parks, shopping, and schools, this home is an incredible opportunity for anyone looking for a turn-key property with land.

341 Alabama Avenue, Palatka

$430,000
2 Baths 2117993 MLS 32177 Zip Code
Corner lot, located in a high traffic commercial area just a stone's throw from Wal-Mart, Winn-Dixie and a number of delightful restaurants, this listing offers exceptional possibilities for your business venture(s). Most of this property is chain-link fenced and has lots of parking. Much of the interior area of the buildings is wide open for you to configure exactly the way you want or need to for your clients or workforce. The main building that front the parking lot has approx. 2,585 sq ft (55'x47') with central heat/air and one bathroom. The second building located behind the main building has approx. 1,792 sq ft (56'x32') with a window a/c unit and one bathroom. Property is zoned C-2, see listing of possibilities under documents. There are restrictive convents, see under documents. As per the owner CH/A and septic tank have been updated in the last couple of years. New Septic tank and drain field installed in March 2025

819 S Moody Road, Palatka

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