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$295,000
3 Beds 2 Baths 2144106 MLS 32177 Zip Code
Welcome to your own private retreat nestled on 2.16 beautifully maintained acres surrounded by nature, towering oak and pine trees, and peaceful wooded privacy. This serene property offers the perfect balance of quiet country living creating a truly one-of-a-kind escape. At the heart of the property is a stunning natural spring-fed fishing pond complete with a charming gazebo dock -the ideal spot for relaxing mornings, fishing afternoons, or unwinding while watching wildlife and enjoying the calming water views. The home has been thoughtfully updated throughout the years, including a front deck added in 2017, side deck in 2021, and sliding glass door with back deck completed in 2018. After a long day, relax. in Spa hot tub while taking in the peaceful atmosphere. The home's solar panel system offers an excellent energy-efficient upgrade. ***WILL PROVIDE 1% lender credit, prepaids or rate buydown when using Sean Rigsby of Future Home Loans - please inquire ***

138 Pine Cone Trail, Palatka

$340,000
3 Beds 3 Baths 2143371 MLS 32177 Zip Code
Solid Brick Beauty with Modern Updates This 3-bedroom, 2.5-bathroom brick home offers a sturdy, traditional exterior paired with a fully remodeled interior. If you are looking for a move-in-ready property that balances contemporary kitchen finishes with a cozy, substantial living space, this home is a must-see. Functional Kitchen & Dining The kitchen has been completely transformed with white shaker soft-close cabinets and durable granite countertops. A large breakfast bar provides extra seating and workspace, while the full suite of stainless steel appliances stays with the home. It's a practical, high-end space designed for those who love to cook and entertain without the clutter. Comfortable Living Areas Living Room: The large living room serves as the grounded center of the home, featuring a classic fireplace. It offers a more intimate, substantial feel--perfect for those who prefer a room that feels cozy. Master Suite: The master bedroom is notably spacious, offering plenty of square footage for large furniture layouts and a private retreat at the end of the day. Outdoor Space: Relax on the screened-in back porch, which provides a sheltered spot to enjoy the outdoors. The backyard is fully fenced, offering a secure perimeter for privacy or pets. Centralized Location Situated in a highly convenient area, this home puts you within easy reach of local schools, shopping hubs, and medical facilities. It is a solid choice for anyone looking for a renovated home in an accessible part of town.

155 Carole Road, Palatka

$340,000
3 Beds 2 Baths 2143268 MLS 32177 Zip Code
Need room to spread out without leaving town? This 3-bedroom, 1.5 bath home on 4 acres offers the perfect blend of space, functionality, and a peaceful setting--just minutes from everyday conveniences. Inside, you'll find a comfortable layout featuring a cozy living room with fireplace, a functional kitchen with ample cabinetry and prep space, and three well-sized bedrooms designed for both comfort and versatility. An enclosed Florida room provides additional living space, ideal for relaxing or entertaining year-round. Step outside and take in all this property has to offer. Enjoy the private pool along with multiple outbuildings, including one currently set up as a guest space and another used as a man cave, wired with electricity--perfect for entertaining, hobbies, or a private retreat. The property also features two additional carports/RV parking areas and plenty of open land for recreation, storage, or future possibilities. Relax on the screened front porch or unwind in the evening while taking in beautiful sunset views across your acreage. A 2-car garage and extended driveway provide ample parking and convenience. Offering a rare combination of space, flexibility, and location, this property is ideal for those seeking a more relaxed lifestyle while remaining close to shopping, dining, and daily essentials.

155 Roddy Road, Palatka

$110,000
3 Beds 2 Baths 2141965 MLS 32177 Zip Code
Charming 1920 farmhouse-style home full of character and set on a spacious 1/2 acre lot! This 3-bedroom, 2 bath residence offers timeless appeal with mature oak tress providing shade and a picturesque setting. Enjoy relaxing mornings on the large covered front porch, perfect for rocking chairs and quiet country living. Inside, you'll find a functional layout featuring a separate dining room ideal for gatherings and everyday meals. The home offers a blend of vintage charm and comfortable living space, with plenty of potential to make it your own. Outside, the covered carport provides convenient parking and protection from the elements, while the expansive yard offers endless possibilities for gardening, entertaining, or simply enjoying the peaceful surroundings. Don't miss this opportunity to own a piece of history with the room to grow-schedule your showing today! HUD Case #091-767804. Proof of funds required before negotiations.

130 Price Street, Palatka

$229,000
3 Beds 2 Baths 2141794 MLS 32177 Zip Code
Charming concrete block home on 1+/- acre, just minutes from town. This bright, cheerful 3-bed, 2-bath ranch home has been lovingly maintained and it really shows. Features include a sun-filled living room, spacious kitchen, open dining area, and an enclosed rear porch that could add additional living space. The primary suite includes an attached private bath, and the two additional bedrooms offer room for guests or office. The oversized laundry room has additional storage cabinets. Outside you'll find a large detached 2 car garage and rear patio. The corner lot offers an expansive yard with plenty of open space and nice trees, perfect for gardening, pets, or outdoor entertaining. Brand new septic system installed July 2026. Zoned Agricultural and no HOA. Conveniently located with quick access to shopping and schools.

104 Heidt Lane, Palatka

$799,900
4 Beds 4 Baths 2141665 MLS 32177 Zip Code
RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License

520 River Street, Palatka

$245,250
3 Beds 2 Baths 2141165 MLS 32177 Zip Code
3-bedroom, 2-bathroom concrete block home on a corner lot in Tierra Woods, Palatka, with a pond view and no HOA. The split-bedroom layout places the primary suite away from the two secondary bedrooms for added privacy, and the primary includes a walk-in closet. Vinyl flooring runs throughout, with ceiling fans in the main living areas. The kitchen includes a Samsung electric range, dishwasher, and microwave, all included at closing along with the Maytag washer and dryer and a Clack 1054 whole-home water softener. Outside, a large screened patio and a separate pea gravel and paver patio overlook the pond and open yard space, with a brick firepit and garden trellis. The front garden runs on drip irrigation with a programmable timer. A brand-new Graceland storage shed adds extra storage alongside the attached 2-car garage.Built for long-term ownership: a lifetime metal roof approximately 3 years old, a new HVAC system installed in 2022, and annual termite protection through Crescent City Termite Control. Located in the Greater Palatka area with public sewer and water. No HOA, no restrictions, move-in ready.

7200 Andrew Jackson Street, Palatka

$287,000
4 Beds 3 Baths 2140921 MLS 32177 Zip Code
TAKING BACK-UP OFFERS! Welcome to 113 East Rellim Drive--where space, flexibility, and comfort come together on a beautifully positioned corner lot at the end of a quiet, horseshoe-shaped subdivision in Palatka. This spacious 4-bedroom, 3-bathroom home offers approximately 2,090 square feet of living space on a generous 1/3-acre lot. Inside, you'll find a freshly painted exterior, a cozy wood-burning fireplace, and a functional layout designed for both everyday living and entertaining. The home includes two refrigerators, range, dishwasher, microwave, washer, and dryer--making it truly move-in ready. One of the standout features is the private fourth bedroom suite, located on the opposite end of the home. Complete with its own bathroom and walk-in closet, this space is perfect for a primary suite, in-law quarters, or a comfortable guest retreat. Enjoy Florida living year-round with a covered front porch and a large screened-in back porch overlooking the fenced backyard. The outdoor space also includes two sheds, a storage room, and even a charming wishing well in the front yard. The property is nicely landscaped and features a cement driveway for added convenience. Major updates provide peace of mind, including a new roof, a new septic tank, two wells, and 2023 central heating and air system. Tucked away in a quiet setting with woods across the street, this home offers the perfect balance of privacy and convenience. You're just a short drive from everyday essentials, offered furnished or unfurnised. this home is move-in ready with just a few opportunities to add your own modern touches. Whether you're looking for space to grow, multi-generational living, or a peaceful retreat close to town, this property checks all the boxes. Please note: Some images may be virtually staged to illustrate the home's potential layoutand design possibilities

113 E Rellim Drive, Palatka

$599,900
4 Baths 2140912 MLS 32177 Zip Code
Unlock the potential of this expansive commercial property offering 12,000+ total sqft on 1.53 acres with approximately 210 ft of frontage on Palm Ave and two driveways! The building features 6,489 sqft of heated/cooled space, with the remaining square footage currently dedicated to warehouse use - ideal for operations needing both retail/office and industrial functionality. The building is topped with a durable metal roof installed in 2007. Property amenities include 13 parking spaces, three roll-up doors (one side, two rear), a detached truck-height loading dock, and a fenced storage area. The layout also allows the building to be divided into two separate units, creating flexibility for owner-users or investors. Located along a busy corridor with an AADT of 5,900 vehicles, this site offers strong visibility and access. Private financing available with large down payment. Opportunities of this scale and versatility are rare in today's market - don't let this one pass you by!

607 N Palm Avenue, Palatka

$250,000
3 Beds 2 Baths 2140390 MLS 32177 Zip Code
Charming single-story home ready for move-in with fresh neutral paint throughout and new carpet in all bedrooms! The functional floorplan offers seamless flow between the living and dining areas making it perfect for both everyday living and entertaining. Retreat to the primary suite boasting a full private bath with dual sinks and an updated tile surround along with two closets providing plenty of storage space. The screened patio overlooking a privacy-fenced backyard provides a comfortable outdoor living space accessible from both the living room and the primary bedroom. Situated on a desirable corner lot with an attached two-car garage, this home checks all the boxes! Schedule your showing today before it's too late!

6101 4th Manor W, Palatka

$330,000
3 Beds 2 Baths 2140348 MLS 32177 Zip Code
Welcome to your slice of country quiet. Situated on 9.55 acres, this 2022 mobile home offers 1,296 sq ft of comfortable living surrounded by nature. Whether you're dreaming of homesteading, bringing animals, or simply enjoying the peace and privacy of rural living, this property delivers. Wildlife frequently visits the yard, creating a serene, natural setting right outside your door. A small pond on the property adds to the charm - perfect for relaxing afternoons or fishing. With plenty of open space, this land is ready for gardens, livestock, or future expansion. Located outside of a flood zone, you can enjoy your land with added peace of mind. If you've been searching for acreage, privacy, and a slower pace of life, this is it.

137 Doe Trail, Palatka

$246,990
3 Beds 2 Baths 2140275 MLS 32177 Zip Code
Discover Your Dream Home in The Collection at Palatka Community! The Abernathy Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. The serene primary suite offers a private bath with dual vanities and a walk-in closet. The home boasts two additional bedrooms. A 2-car garage adds convenience, while energy-efficient Low-E insulated dual-pane windows and a 1-year limited home warranty provide added peace of mind. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

719 Olive Street, Palatka

$480,000
3 Beds 2 Baths 2140027 MLS 32177 Zip Code
Discover this stunning 3-bedroom, 2-bathroom riverfront home nestled on a sprawling 2.05-acre lot along the picturesque St. Johns River, offering an impressive 140' +/- of waterfront. While this waterfront gem is a dream come true, it requires some updates to fully realize its potential. This home is priced with renovation in mind. The kitchen seamlessly flows into the living area, creating an inviting and spacious atmosphere. The cozy living room features a charming brick fireplace and cathedral ceilings adorned with wood beams. The expansive sunroom provides a breathtaking view of the pool and river. Additionally, the home includes a carport equipped with an attached workshop and storage area. For added convenience, the home also boasts a full house generator. Located in flood zone X so no flood insurance is required.

202 Saint Johns Drive, Palatka

$2,499,000
2139917 MLS 32177 Zip Code
Turn-Key 7-Building STR Portfolio + 5,500 SF Warehouse | ~7.5% Cap | $187K NOI | Mixed-Use Upside Rare opportunity to acquire a fully operational 7-building, 11-unit income-producing portfolio delivering approximately ~7.5% cap rate and ~$187K blended NOI in Palatka, FL. This unique offering combines stabilized short-term rentals with long-term income and a 5,500 sq ft commercial-grade warehouse, creating a true multi-income, flexible-use investment. The residential portfolio consists of: 3 single-family homes 1 triplex 2 duplexes (Totaling 11 rentable units and 3,650 rentable nights annually) In addition, the property includes two stabilized long-term leases generating $5,000/month ($60K annually), providing consistent baseline income. STR operations have historically produced ~$135K NOI, with 2026 bookings already exceeding $80K, demonstrating strong forward demand. Positioned directly across from St. Johns Ship Building, the asset benefits from a reliable workforce-driven rental base, supporting 55-65% occupancy with upside through rate optimization and expanded marketing. The private, pond-front setting offers a rare, peaceful environment that enhances guest appeal and repeat bookings. A major differentiator is the 5,500 sq ft commercial warehouse with integrated office space, opening the door to multiple high-value uses, including: Owner/operator headquarters Equipment or fleet storage Income-producing commercial lease Medical, wellness, or therapy facility conversion Assisted living / elder care concept (subject to zoning/approvals) This combination of residential income + commercial infrastructure provides both immediate cash flow and long-term repositioning potential. Market Tailwinds - Putnam County Growth: Putnam County continues to gain momentum as buyers and businesses expand outward from Jacksonville and St. Augustine, driven by affordability and growth initiatives supported by the Putnam County Chamber of Commerce and regional employers. Ongoing development and workforce demand in the area continue to support both rental performance and future value appreciation.

100 Pilothouse Court, Palatka

$175,000
2 Beds 2 Baths 2139784 MLS 32177 Zip Code
Charming home in Palatka! Located at 1820 Roselle Ave, this inviting property offers a comfortable layout with bright, welcoming living spaces and plenty of natural light throughout. The kitchen is well-positioned for both everyday living and entertaining, flowing easily into the main living areas. The primary suite used to be two bedrooms and could easily be converted back if needed. Situated on a spacious double lot, there's ample room to enjoy the outdoors, garden, or create your own private retreat. Whether you're hosting friends or relaxing at home, this property offers flexibility and charm. No HOA to worry about! Conveniently located near local shopping, dining, and the beautiful St. Johns River, you'll enjoy both accessibility and the laid-back lifestyle Palatka is known for. Don't miss this opportunity to make it yours!

1820 Roselle Avenue, Palatka

$151,000
2 Beds 2 Baths 2138731 MLS 32177 Zip Code
Welcome to your private slice of country living! Built in 1993, this 2-bedroom, 2-bath offers comforts of living & is a fully fenced 1-acre lot, perfect for those seeking peace, privacy, and room to spread out. Enjoy quiet mornings and relaxing evenings on the new oversized covered front porch, ideal for coffee at sunrise or sunsets in the evening. The property features private animal kennels, making it a great fit for hobby farmers or anyone who loves the rural lifestyle. Inside, the home has been partially updated with a beautifully renovated luxury bathroom and an updated guest bedroom. The remaining areas offer the opportunity to add your personal touch, with just a small amount of TLC needed to complete the vision. The metal roof was installed 2018 & AC in 2020. If you're looking for tranquility, space, and the charm of country living, this property is full of potential and ready to welcome you home!

117 Bumpy Lane, Palatka

$339,000
3 Beds 2 Baths 2138252 MLS 32177 Zip Code
With over 2,600 square feet, 3 bedrooms, and 2 full bathrooms, this home offers the space and character you expect from a historical home. Inside, there are high ceilings, large rooms, and a layout that gives you some flexibility depending on how you want to use the space. There are also a few extra areas that could work well for an office, nursery, or guest space. Out back, the pool really sets this one apart. It's a great setup for relaxing or entertaining, and a rare find in the Downtown Palatka area. This home also features a whole house Generac generator that will automatically take over in the event of a power outage. Located in downtown Palatka, you're close to the river, local restaurants, shops, and all of the events that bring the area together throughout the year. If you've been looking for something with space and character, act fast because this one won't last long!

223 Madison Street, Palatka

$360,500
3 Beds 2 Baths 2136365 MLS 32177 Zip Code
Pre-listing appraisal available at $389,000 -- priced to sell at $364,500. Enjoy 5.58 acres of beautiful cleared land with majestic oak trees lining the entrance creating a stunning first impression and classic Old Florida charm. Peaceful country living in the charming Bostwick area! Updated bathrooms, new lighting, new lvp flooring, new carpet in bedrooms, freshly painted interior, new pool liner, full list of updates available. Enjoy outdoor living with an above-ground pool and deck, perfect for relaxing or entertaining. The property also features a garage, carport, and RV port, providing plenty of space for vehicles, equipment, or recreational toys. Ample room for gardening, animals, hobbies, or simply enjoying the privacy and open space. Conveniently located just minutes from US-17 and Palatka, offering a quiet rural setting with easy access to town. If you visit in the evening you may see turkeys in the field and a few deer! Check out the Bostwick Blueberry Festival in April. 12 minutes from Crystal Cove Marina!l Buyers to verify all measurements.

138 Bostwick Cemetery Road, Palatka

$286,500
3 Beds 3 Baths 2137029 MLS 32177 Zip Code
3211 Blair Dr is unique and truly stands apart with a personality all its own. This two-story brick-and-block home is nestled on a quiet dead-end street, offering the perfect balance of privacy and convenience. Built in 1968, this charming residence features 3 bedrooms and 2.5 bathrooms. Step inside to a warm and inviting entryway with beautiful wood floors that immediately set the tone for the comfort and character found throughout the home. The downstairs offers a flexible layout, The main living area showcases a beautifully stained brick fireplace, creating a warm and inviting focal point that also leads to the back yard. There is a separate family room ideal for teens, a playroom, or additional living space. Just off the kitchen, you'll find a formal dining room perfect for holiday gatherings, along with the convenient half bath. Upstairs you will find 2 full baths and 3 bedrooms. Enjoy the large master with 2 large windows inviting natural light and hard wood floors. Outside, enjoy an oversized fenced yard--perfect for pets, play, or hosting gatherings. You'll love the convenience of being close to shopping, schools, and dining, while still tucked away enough to enjoy peaceful mornings on the front porch listening to nature. This is more than just a house--it's a home filled with character, comfort, and room to grow.

3211 Blair Drive, Palatka

$860,000
3 Beds 3 Baths 2136154 MLS 32177 Zip Code
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River on approximately 1.47 acres. 2922 sq. ft. custom-built home + 800 sq. ft. shop. Behind an elegant security gate, this 3-bedroom, 3-bath solid brick home residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

524 Cedar Creek Road, Palatka

$290,000
2 Beds 2 Baths 2135965 MLS 32177 Zip Code
Waterfront opportunity with endless potential! This 2BR/2BA home offers approx. 1,700 sq ft on a rare 0.48-acre double lot, one of the largest on the canal, with direct access to the St. Johns River. Enjoy peaceful surroundings in a quiet neighborhood ideal for boating, fishing, and relaxing right from your backyard. The canal leads to the St. Johns River, which flows north to the Atlantic Ocean. Property features RV parking with canopy, private well and tank system, and septic, keeping utility costs low (owner pays only electricity and internet). Solid concrete block construction with a durable metal roof. Home needs cosmetic TLC including paint, flooring, and kitchen/bath updates, perfect for investors or buyers looking to customize. Spacious yard offers room to expand or store toys. Great value waterfront!

272 Harbor Drive, Palatka

$460,000
4 Beds 3 Baths 2135809 MLS 32177 Zip Code
Don't miss your opportunity to own this move in ready, new construction home, perfectly situated on a picturesque 1.21 acre corner lot. Designed for both comfort and functionality, this home features a 3-car garage with front and rear entry, offering over 600 square feet of garage space, perfect for lawn equipment or extra storage. Step inside to a thoughtfully designed floor plan that flows seamlessly from room to room. The home offers 4 bedrooms, 3 bathrooms, and a dining area and modern finishes throughout. The gourmet kitchen is a true showstopper, boasting 42'' soft-close shaker cabinets, quartz countertops, and an unforgettable walk-in pantry. Enjoy a split floorplan, with modern finishes. Home features a primary suite and additional room with an en-suite bath. Don't miss the opportunity to make this property truly your own!

247 Estates Drive, Palatka

$665,000
2135407 MLS 32177 Zip Code
Located in the heart of Palatka's vibrant and growing downtown district, this highly visible commercial building sits at the corner of the busiest intersection downtown, with approximately 20,000 vehicles passing daily -- offering exceptional exposure and branding potential. This well-maintained property features five fully leased units, providing stable, diversified rental income and strong occupancy performance. Each unit benefits from Downtown Business zoning, supporting a wide range of commercial uses and appealing to a variety of retail, office, and service tenants. This asset presents an outstanding opportunity for investors seeking a turn-key, income-producing property in a central, walkable, and increasingly desirable Florida downtown market.

900 St Johns Avenue, Palatka

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