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$250,000
3 Beds 2 Baths 2140390 MLS 32177 Zip Code
Charming single-story home ready for move-in with fresh neutral paint throughout and new carpet in all bedrooms! The functional floorplan offers seamless flow between the living and dining areas making it perfect for both everyday living and entertaining. Retreat to the primary suite boasting a full private bath with dual sinks and an updated tile surround along with two closets providing plenty of storage space. The screened patio overlooking a privacy-fenced backyard provides a comfortable outdoor living space accessible from both the living room and the primary bedroom. Situated on a desirable corner lot with an attached two-car garage, this home checks all the boxes! Schedule your showing today before it's too late!

6101 4th Manor W, Palatka

$330,000
3 Beds 2 Baths 2140348 MLS 32177 Zip Code
Welcome to your slice of country quiet. Situated on 9.55 acres, this 2022 mobile home offers 1,296 sq ft of comfortable living surrounded by nature. Whether you're dreaming of homesteading, bringing animals, or simply enjoying the peace and privacy of rural living, this property delivers. Wildlife frequently visits the yard, creating a serene, natural setting right outside your door. A small pond on the property adds to the charm - perfect for relaxing afternoons or fishing. With plenty of open space, this land is ready for gardens, livestock, or future expansion. Located outside of a flood zone, you can enjoy your land with added peace of mind. If you've been searching for acreage, privacy, and a slower pace of life, this is it.

137 Doe Trail, Palatka

$246,990
3 Beds 2 Baths 2140275 MLS 32177 Zip Code
Discover Your Dream Home in The Collection at Palatka Community! The Abernathy Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. The serene primary suite offers a private bath with dual vanities and a walk-in closet. The home boasts two additional bedrooms. A 2-car garage adds convenience, while energy-efficient Low-E insulated dual-pane windows and a 1-year limited home warranty provide added peace of mind. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

719 Olive Street, Palatka

$480,000
3 Beds 2 Baths 2140027 MLS 32177 Zip Code
Discover this stunning 3-bedroom, 2-bathroom riverfront home nestled on a sprawling 2.05-acre lot along the picturesque St. Johns River, offering an impressive 140' +/- of waterfront. While this waterfront gem is a dream come true, it requires some updates to fully realize its potential. This home is priced with renovation in mind. The kitchen seamlessly flows into the living area, creating an inviting and spacious atmosphere. The cozy living room features a charming brick fireplace and cathedral ceilings adorned with wood beams. The expansive sunroom provides a breathtaking view of the pool and river. Additionally, the home includes a carport equipped with an attached workshop and storage area. For added convenience, the home also boasts a full house generator. Located in flood zone X so no flood insurance is required.

202 Saint Johns Drive, Palatka

$2,499,000
2139917 MLS 32177 Zip Code
Turn-Key 7-Building STR Portfolio + 5,500 SF Warehouse | ~7.5% Cap | $187K NOI | Mixed-Use Upside Rare opportunity to acquire a fully operational 7-building, 11-unit income-producing portfolio delivering approximately ~7.5% cap rate and ~$187K blended NOI in Palatka, FL. This unique offering combines stabilized short-term rentals with long-term income and a 5,500 sq ft commercial-grade warehouse, creating a true multi-income, flexible-use investment. The residential portfolio consists of: 3 single-family homes 1 triplex 2 duplexes (Totaling 11 rentable units and 3,650 rentable nights annually) In addition, the property includes two stabilized long-term leases generating $5,000/month ($60K annually), providing consistent baseline income. STR operations have historically produced ~$135K NOI, with 2026 bookings already exceeding $80K, demonstrating strong forward demand. Positioned directly across from St. Johns Ship Building, the asset benefits from a reliable workforce-driven rental base, supporting 55-65% occupancy with upside through rate optimization and expanded marketing. The private, pond-front setting offers a rare, peaceful environment that enhances guest appeal and repeat bookings. A major differentiator is the 5,500 sq ft commercial warehouse with integrated office space, opening the door to multiple high-value uses, including: Owner/operator headquarters Equipment or fleet storage Income-producing commercial lease Medical, wellness, or therapy facility conversion Assisted living / elder care concept (subject to zoning/approvals) This combination of residential income + commercial infrastructure provides both immediate cash flow and long-term repositioning potential. Market Tailwinds - Putnam County Growth: Putnam County continues to gain momentum as buyers and businesses expand outward from Jacksonville and St. Augustine, driven by affordability and growth initiatives supported by the Putnam County Chamber of Commerce and regional employers. Ongoing development and workforce demand in the area continue to support both rental performance and future value appreciation.

100 Pilothouse Court, Palatka

$175,000
2 Beds 2 Baths 2139784 MLS 32177 Zip Code
Charming home in Palatka! Located at 1820 Roselle Ave, this inviting property offers a comfortable layout with bright, welcoming living spaces and plenty of natural light throughout. The kitchen is well-positioned for both everyday living and entertaining, flowing easily into the main living areas. The primary suite used to be two bedrooms and could easily be converted back if needed. Situated on a spacious double lot, there's ample room to enjoy the outdoors, garden, or create your own private retreat. Whether you're hosting friends or relaxing at home, this property offers flexibility and charm. No HOA to worry about! Conveniently located near local shopping, dining, and the beautiful St. Johns River, you'll enjoy both accessibility and the laid-back lifestyle Palatka is known for. Don't miss this opportunity to make it yours!

1820 Roselle Avenue, Palatka

$151,000
2 Beds 2 Baths 2138731 MLS 32177 Zip Code
Welcome to your private slice of country living! Built in 1993, this 2-bedroom, 2-bath offers comforts of living & is a fully fenced 1-acre lot, perfect for those seeking peace, privacy, and room to spread out. Enjoy quiet mornings and relaxing evenings on the new oversized covered front porch, ideal for coffee at sunrise or sunsets in the evening. The property features private animal kennels, making it a great fit for hobby farmers or anyone who loves the rural lifestyle. Inside, the home has been partially updated with a beautifully renovated luxury bathroom and an updated guest bedroom. The remaining areas offer the opportunity to add your personal touch, with just a small amount of TLC needed to complete the vision. The metal roof was installed 2018 & AC in 2020. If you're looking for tranquility, space, and the charm of country living, this property is full of potential and ready to welcome you home!

117 Bumpy Lane, Palatka

$339,000
3 Beds 2 Baths 2138252 MLS 32177 Zip Code
With over 2,600 square feet, 3 bedrooms, and 2 full bathrooms, this home offers the space and character you expect from a historical home. Inside, there are high ceilings, large rooms, and a layout that gives you some flexibility depending on how you want to use the space. There are also a few extra areas that could work well for an office, nursery, or guest space. Out back, the pool really sets this one apart. It's a great setup for relaxing or entertaining, and a rare find in the Downtown Palatka area. This home also features a whole house Generac generator that will automatically take over in the event of a power outage. Located in downtown Palatka, you're close to the river, local restaurants, shops, and all of the events that bring the area together throughout the year. If you've been looking for something with space and character, act fast because this one won't last long!

223 Madison Street, Palatka

$236,990
3 Beds 2 Baths 2137978 MLS 32177 Zip Code
Discover Your Dream Home in the The Collection at Palatka Community! The exceptional Briscoe Plan is a stylish one-story ranch designed for modern living. This beautifully crafted home features an open-concept kitchen that will inspire your inner chef. It has sleek shaker cabinets, quartz countertops and stainless steel appliances, including a smooth-top range, dishwasher, and over-the-range microwave. The main floor hosts three spacious bedrooms and a convenient laundry room, all designed for ease and comfort. The primary suite stands out with its private bath and a generous walk-in closet, offering luxury. Enjoy year-round comfort with energy-efficient Low-E insulated dual-pane vinyl windows, and benefit from a one-car garage and a one-year limited home warranty. Seize the opportunity to own this stunning home! Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

1406 Carr Street, Palatka

$226,990
3 Beds 2 Baths 2137974 MLS 32177 Zip Code
Discover Your Dream Home in the The Collection at Palatka Community! The exceptional Briscoe Plan is a stylish one-story ranch designed for modern living. This beautifully crafted home features an open-concept kitchen that will inspire your inner chef. It has sleek shaker cabinets, quartz countertops and stainless steel appliances, including a smooth-top range, dishwasher, and over-the-range microwave. The main floor hosts three spacious bedrooms and a convenient laundry room, all designed for ease and comfort. The primary suite stands out with its private bath and a generous walk-in closet, offering luxury. Enjoy year-round comfort with energy-efficient Low-E insulated dual-pane vinyl windows, and benefit from a one-car garage and a one-year limited home warranty. Seize the opportunity to own this stunning home! Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

1408 Carr Street, Palatka

$360,500
3 Beds 2 Baths 2136365 MLS 32177 Zip Code
Pre-listing appraisal available at $389,000 -- priced to sell at $364,500. Enjoy 5.58 acres of beautiful cleared land with majestic oak trees lining the entrance creating a stunning first impression and classic Old Florida charm. Peaceful country living in the charming Bostwick area! Updated bathrooms, new lighting, new lvp flooring, new carpet in bedrooms, freshly painted interior, new pool liner, full list of updates available. Enjoy outdoor living with an above-ground pool and deck, perfect for relaxing or entertaining. The property also features a garage, carport, and RV port, providing plenty of space for vehicles, equipment, or recreational toys. Ample room for gardening, animals, hobbies, or simply enjoying the privacy and open space. Conveniently located just minutes from US-17 and Palatka, offering a quiet rural setting with easy access to town. If you visit in the evening you may see turkeys in the field and a few deer! Check out the Bostwick Blueberry Festival in April. 12 minutes from Crystal Cove Marina!l Buyers to verify all measurements.

138 Bostwick Cemetery Road, Palatka

$286,500
3 Beds 3 Baths 2137029 MLS 32177 Zip Code
3211 Blair Dr is unique and truly stands apart with a personality all its own. This two-story brick-and-block home is nestled on a quiet dead-end street, offering the perfect balance of privacy and convenience. Built in 1968, this charming residence features 3 bedrooms and 2.5 bathrooms. Step inside to a warm and inviting entryway with beautiful wood floors that immediately set the tone for the comfort and character found throughout the home. The downstairs offers a flexible layout, The main living area showcases a beautifully stained brick fireplace, creating a warm and inviting focal point that also leads to the back yard. There is a separate family room ideal for teens, a playroom, or additional living space. Just off the kitchen, you'll find a formal dining room perfect for holiday gatherings, along with the convenient half bath. Upstairs you will find 2 full baths and 3 bedrooms. Enjoy the large master with 2 large windows inviting natural light and hard wood floors. Outside, enjoy an oversized fenced yard--perfect for pets, play, or hosting gatherings. You'll love the convenience of being close to shopping, schools, and dining, while still tucked away enough to enjoy peaceful mornings on the front porch listening to nature. This is more than just a house--it's a home filled with character, comfort, and room to grow.

3211 Blair Drive, Palatka

$860,000
3 Beds 3 Baths 2136154 MLS 32177 Zip Code
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River on approximately 1.47 acres. 2922 sq. ft. custom-built home + 800 sq. ft. shop. Behind an elegant security gate, this 3-bedroom, 3-bath solid brick home residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

524 Cedar Creek Road, Palatka

$290,000
2 Beds 2 Baths 2135965 MLS 32177 Zip Code
Waterfront opportunity with endless potential! This 2BR/2BA home offers approx. 1,700 sq ft on a rare 0.48-acre double lot, one of the largest on the canal, with direct access to the St. Johns River. Enjoy peaceful surroundings in a quiet neighborhood ideal for boating, fishing, and relaxing right from your backyard. The canal leads to the St. Johns River, which flows north to the Atlantic Ocean. Property features RV parking with canopy, private well and tank system, and septic, keeping utility costs low (owner pays only electricity and internet). Solid concrete block construction with a durable metal roof. Home needs cosmetic TLC including paint, flooring, and kitchen/bath updates, perfect for investors or buyers looking to customize. Spacious yard offers room to expand or store toys. Great value waterfront!

272 Harbor Drive, Palatka

$460,000
4 Beds 3 Baths 2135809 MLS 32177 Zip Code
Don't miss your opportunity to own this move in ready, new construction home, perfectly situated on a picturesque 1.21 acre corner lot. Designed for both comfort and functionality, this home features a 3-car garage with front and rear entry, offering over 600 square feet of garage space, perfect for lawn equipment or extra storage. Step inside to a thoughtfully designed floor plan that flows seamlessly from room to room. The home offers 4 bedrooms, 3 bathrooms, and a dining area and modern finishes throughout. The gourmet kitchen is a true showstopper, boasting 42'' soft-close shaker cabinets, quartz countertops, and an unforgettable walk-in pantry. Enjoy a split floorplan, with modern finishes. Home features a primary suite and additional room with an en-suite bath. Don't miss the opportunity to make this property truly your own!

247 Estates Drive, Palatka

$665,000
2135407 MLS 32177 Zip Code
Located in the heart of Palatka's vibrant and growing downtown district, this highly visible commercial building sits at the corner of the busiest intersection downtown, with approximately 20,000 vehicles passing daily -- offering exceptional exposure and branding potential. This well-maintained property features five fully leased units, providing stable, diversified rental income and strong occupancy performance. Each unit benefits from Downtown Business zoning, supporting a wide range of commercial uses and appealing to a variety of retail, office, and service tenants. This asset presents an outstanding opportunity for investors seeking a turn-key, income-producing property in a central, walkable, and increasingly desirable Florida downtown market.

900 St Johns Avenue, Palatka

$179,900
2 Beds 1 Baths 2135212 MLS 32177 Zip Code
Rare WATERFRONT Commercial Opportunity! This unique property offers dual Commercial & Residential zoning w/ 70ft+ Water frontage on Deek Creek Canal w/ direct access to St. Johns River & from there, the Ocean! This commercial structure features a large open warehouse with a 1 car or boat Bay or garage w/ extra high ceilings making it ideal for Marine Repair, Boat Storage, Car Mechanics use etc. A concrete boat ramp provides direct water access perfect for any type of Marine or Boat related business. This property also has a 2BR/1BA ready for renovation, offering potential rental income, owner occupancy, or more office space. Flexible zoning and waterfront access create endless possibilities. Really close to Hwy 17. If it is water related, you got options.

435 W River Road, Palatka

$239,000
3 Beds 2 Baths 2135085 MLS 32177 Zip Code
This 2025 doublewide offers 3 bedrooms, 2 bathrooms, & sits on .76 acres. Inside, you'll love the open-concept layout connecting the living room, dining area, and kitchen, perfect for everyday living or entertaining. The home features beautiful vinyl flooring throughout, spacious bedrooms, & a large laundry room with a back door for easy access outside. The kitchen includes a huge pantry for storage, while the primary suite offers double sinks and a walk-in shower. Outside a 2-car carport, a 10x20 shed with roll-up & walk-through door, & an aerator water system. Enjoy small-town living while staying conveniently located -- about 45 minutes to Gainesville & St. Augustine, & about an hour to Jacksonville or Daytona Beach. Home is within minutes to local restaurants, shopping, & multiply boat ramps to access the St. Johns River. Downtown riverside you can enjoy music, festivals, boat rides, play area for kids & much more .Palatka is known for its historic charm, beautiful riverfront & outdoor recreation. Sellers are relocating due to family health issues

203 Sw 5th Avenue, Palatka

$315,000
2 Beds 2 Baths 2135028 MLS 32177 Zip Code
Charming 2 BR/2BA home with loft nestled in a private, serene setting surrounded by Rice Creek Conservation Area Sate land on three sides. Thoughtfully designed, the home offers a flexible layout with a bedroom and full bath on each level, ideal for guests or multigenerational living. The upstairs also features a spacious loft overlooking the open-concept great room and dining area, anchored by a stunning stone fireplace. Enjoy peaceful views of nature from the beautiful stone back porch, now covered with a brand-new metal roof - perfect for relaxing or entertaining. The home is set back from the road and accessible by State easement, ensuring both privacy and convenience. Additional features include a detached double carport with workshop, which has entry from the carport and a roll top entry door from the side, ideal for yard equipment or hobbies. Beautiful Oak trees not only garnish the landscape but also provide welcoming shade on those hot Florida days. In addition, there are several established fruit trees, including figs and oranges. This 2.02-acre parcel is legally described as two 1.01-acre parcels. The back 1.01-acre parcel has a view of Rainbow Lake from the far NW corner. Separate ingress/egress easement is provided by the State for this parcel - great opportunity for family compound living! Although location is rural, it's just a short distance to shopping, medical, restaurants etc., and of course, the magnificent St. Johns River. No HOA and plenty of room for your outdoor fun accessories.

596 Fl-20, Palatka

$289,000
3 Beds 2 Baths 2134917 MLS 32177 Zip Code
HIGHLY MOTIVATED SELLER! Discover this gem situated on a beautifully cleared corner lot in the heart of Palatka. This 3-bedroom, 2-bathroom home perfectly blends durability and charming outdoor space. The living area features a classic wood-burning fireplace, perfect for those rare chilly Florida evenings. Enjoy fresh exterior/interior paint (2025) and a clean, bright layout. In addition to the attached single-car garage, this property features a massive, separate 2-car workshop--ideal for hobbies, storage, or a home business. A concrete circular driveway provides easy access and plenty of parking for guests. Relax under the shade of mature trees on your expansive corner lot. Located in a quiet neighborhood with plenty of room to breathe, this home offers the space and versatility you've been searching for.

380 Stokes Landing Road, Palatka

$269,000
3 Beds 2 Baths 2134379 MLS 32177 Zip Code
Well-maintained 3 bedroom, 2 bathroom pool home offering comfort, functionality, and numerous recent updates. This super clean and meticulously cared for property features a spacious living area, a bright kitchen with ample cabinetry, breakfast bar seating, and a convenient indoor laundry room with abundant storage. Major system improvements provide peace of mind, including HVAC replaced in 2022, updated plumbing & water heater in 2020, updated double-pane windows for improved efficiency. The home also features a durable metal roof and is connected to city water and sewer. An irrigation well helps keep the yard lush year-round. Step outside to enjoy the screened patio overlooking the backyard and pool, perfect for relaxing or entertaining. The pool was resurfaced in 2025 and includes a new pump, making it ready for years of enjoyment. This move-in ready home has been lovingly maintained and offers a solid foundation for its next owner.

203 Citra Drive, Palatka

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