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$289,900
3 Beds 2 Baths 2149916 MLS 32177 Zip Code
Avoid restrictive developments and HOA/CDD fees. This stunning1,334 sq. ft. custom-built home offers premium upgrades at a price way below its true investment value. High-End Features Include: Gourmet Kitchen with Beautiful Granite Countertops, Energy-Efficient Stainless Steel Appliances, and Upgraded Lighting Fixtures Spa-Like Baths with Custom Tile Showers, and Modern Glass Doors Massive Utility Savings with premium Spray Foam Insulation. This superior airtight barrier keeps your indoor climate perfect while keeping your electric bills incredibly low. Outdoor Perks Feature a convenient carport to keep your vehicle out of the elements. And this home sits just moments from a community boat ramp--perfect for weekends spent fishing or cruising local waterways. Enjoy peaceful country living with high-end luxury at an unbeatable price. Schedule your showing today *Possible Owner Financing Available

541 Palmetto Bluff Road, Palatka

$190,000
3 Beds 2 Baths 2149886 MLS 32177 Zip Code
Fully renovated 3-bedroom, 2-bathroom home in Palatka with public water and sewer. This move-in ready property has been updated from top to bottom with a new roof, new flooring, updated kitchen, renovated bathrooms, fresh interior and exterior paint, new water heater, updated electrical, updated plumbing, and new landscaping. The bright and functional floor plan offers comfortable living with modern finishes throughout. The kitchen features new cabinetry, countertops, and fixtures, while both bathrooms have been completely refreshed with contemporary upgrades. Major system improvements provide added peace of mind and reduce future maintenance costs. Conveniently located near schools, shopping, dining, and everyday amenities in Palatka, this fully updated home is an excellent opportunity for a primary residence, first-time buyer, or investment property.

708 Madison Street, Palatka

$136,500
2 Beds 1 Baths 2149437 MLS 32177 Zip Code
Welcome home to this refreshed 2-bedroom, 1-bath residence on a desirable corner lot in an established neighborhood. Fresh interior paint, new carpet, and updated vinyl flooring create a bright, move-in-ready atmosphere. The spacious living area flows into a private eat-in kitchen, while a separate hallway adds privacy between living spaces and bedrooms, each with ample closets. Outside, enjoy a covered carport with storage for tools, lawn equipment, or seasonal items. The corner lot provides extra yard space and curb appeal. Conveniently located near shopping, dining, schools, and parks, this property is ideal for first-time buyers, downsizers, or investors seeking a solid rental addition. Don't miss your chance to own this affordable home--schedule your private showing today! Some photos may be virtually staged.

3201 Weaver Road, Palatka

$235,000
4 Beds 2 Baths 262774 MLS 32177 Zip Code
CHARMING CONCRETE-BLOCK FAMILY HOME IN SMALL TOWN NEIGHBORHOOD! This solid 4-bedroom, 2.5 bath,1,548 square foot home offers comfort and updates in an inviting location. Newly Painted ,creamy interior along with new carpet in 3 back bedrooms keeps things fresh and bright! The Master bedroom,with full bath and walk-in closet were added 2023. Other major improvements include new windows 2020, a new metal roof (2024), updated electric wiring ((2023),New plumbing and additional lines (2023) as well as Gas Water Heater.The air conditioner was serviced / repaired in 2023. Interior recently painted. Recently added New refrigerator and stove (the Bosch Dishwasher was added previously) The large, fenced in back yard is ideal for Play, Gardening or just relaxing in the shade. With its solid structure, updates and welcoming neighborhood setting, this home is ready for you to settle in and make it your own.

300 Westover Circle, Palatka

$294,900
4 Beds 2 Baths 2149259 MLS 32177 Zip Code
15K PRICE IMPROVEMENT! HOME WARRANTY JUST ADDED! NEW EXTERIOR AND INTERIOR PAINT!! Beautiful 1970's home. Huge private fenced in sanctuary in back yard. Solar Panals! This 4 bed, 2 full bath, home, is just waiting for you! Open concept Living and Dining room, with peninsula kitchen bar. Original wood cabinets, solid surface countertops, complement natural gas stove. stainless french door refrigerator and dishwasher. Hall bath with tub/shower combo, with glass sliders, centers 3 nice size bedrooms. Private hall to owner bedroom, with walk-in closet, retro shower and single vanity, complete the owner bath. CITY WATER, SEWER AND NATURAL GAS. Close to Schools, hospital and medical,. St. Johns River and Ravine Gardens State Park, just 5 minutes away. This home-town community, going through revitalization downtown, and wonderful riverfront park, awesome restaurants, and shops! We are just 30 minutes from St. Augustine and beautiful Florida East Coast Beaches! LR drapes do not convey Natural gas On Demand Hot Water Heater!

200 Mango Drive, Palatka

$179,900
3 Beds 2 Baths 2149172 MLS 32177 Zip Code
!!Back On Market (at no fault of the Seller/Property). Discover the welcoming charm of 3429 Balsam St, a beautifully updated 3-bed, 2-bath manufactured home offering comfort, space, and versatility. Step inside to an open layout enhanced by recent upgrades, including a new A/C and Water Heater within the past two years, Electrical improvements, and a durable metal roof approx 15 years old. Enjoy outdoor living on the 160sqft screened front porch or the expansive 324sqft back deck overlooking the fully fenced .31-acre yard with dog kennels and chicken coops. A converted shed adds incredible value as a separate 1-bed, 1-bath apartment with its own septic system and a tenant who wishes to stay; affording you the opportunity to allow your tenant to pay most of your mortgage for you!!! A recent 4-Point Inspection Report is available. Located in a quiet part of town, yet just minutes from everything that town has to offer, this inviting property is ready to welcome its next owner.

3429 Balsam Street, Palatka

$257,000
3 Beds 2 Baths 2149127 MLS 32177 Zip Code
Beautifully updated 3BR/2BA home situated on a 1/4-acre cul-de-sac lot in a desirable neighborhood close to shopping, dining, schools, and major commuter routes. This move-in ready home features an open floor plan with abundant natural light from skylights, a spacious living area, and sliding glass doors leading to a large screened porch. The primary suite offers a walk-in closet, while the privacy-fenced backyard provides plenty of space for outdoor enjoyment. Recent improvements include a new AC system and ductwork, fresh interior and exterior paint, and new stainless steel appliances. The home also features a durable metal roof, a 2-car garage, and city water and sewer. A great opportunity to own an updated home in a convenient location. Repairs have already been started following the recent home inspection, giving buyers added confidence and peace of mind. This home is actively being improved, making it an even better opportunity for its next owner.

6109 W 1st Manor, Palatka

$489,000
3 Beds 3 Baths 262739 MLS 32177 Zip Code
The sellers are very motivated and invite you to imagine beginning each day watching the sunrise over the St. Johns River and ending the evening with your boat just steps away at the neighborhood marina. With only 24 custom homes in the neighborhood, no HOA, one level living, and convenient to all the in-town conveniences, this property offers a lifestyle unmatched. Inside, you’ll find a truly unique floorplan with over 2200 square feet of living space. Three bedrooms, with a split layout, each with separate full bathrooms, tall ceilings, and numerous updates throughout make this home comfortable and inviting. The renovated kitchen features stainless steel appliances, double ovens, updated countertops, plenty of shaker style cabinets and a bright but cozy breakfast room. Relax knowing the HVAC is newer, as is the roof. And don’t forget the river views from the front of the home!

241 Crystal Cove Drive, Palatka

$575,000
3 Beds 2 Baths 2148831 MLS 32177 Zip Code
Homes in this area rarely hit the market, and this beautiful like-new home, built in 2020, is a true gem. Nestled on nearly 3 acres in one of the area's most desirable locations, you'll enjoy the perfect balance of peaceful country living while remaining just minutes from town and everyday conveniences. Offering 3 bedrooms, 2 bathrooms, and 1,980 square feet of thoughtfully designed living space, this home welcomes you with an open-concept floor plan filled with warmth and character. Gorgeous exposed beams draw your eye through the main living area, while the electric fireplace creates a cozy focal point perfect for relaxing evenings at home. The kitchen was designed with both style and functionality in mind, featuring quartz countertops, a tasteful backsplash that adds the perfect pop of color, and plenty of space for gathering with family and friends. The split-bedroom floor plan provides privacy for everyone, while the spacious primary suite offers elegant tray ceilings, dual vanities, a soaking tub, separate shower, and a large walk-in closet. Step outside and discover where this property truly shines. The screened back porch is the perfect place to unwind, complete with an outdoor kitchen that's ready for summer cookouts, holiday gatherings, game-day celebrations, or a quiet evening dinner as the sun sets over your private backyard. Large enough to host family and friends for every occasion, yet manageable enough to enjoy without endless upkeep, this home offers the lifestyle so many are searching for--space to breathe, room to grow, and the comfort of knowing you've found a place you'll love coming home to.

264 Peniel Church Road, Palatka

$499,900
2 Beds 2 Baths 2148816 MLS 32177 Zip Code
A rare offering of 14.3± acres located north of Palatka and just minutes from the First Coast Expressway. Zoned agricultural and suitable for a variety of uses with high visibility and easy highway access. The property can be divided once, making it ideal for a family compound or possibly ag related business. Property includes two driveways, front wood fencing, and 2 wells. The adorable home is well-maintained and features an upgraded kitchen, 2 comfortable bedrooms, 2 bathrooms, a large living room with fireplace, a den/office, and an oversized attached garage. The home is situated at the back of the property, offering privacy, and also has front and back porches and a fully fenced yard. Additional amenities include a large barn/workshop, covered RV/boat storage, a garden area, and ample space for additional buildings. Bring your imagination and make this your dream hobby farm or homestead. Subject to utility easement(approx 5.3 ac) and cell tower easement (approx 1 ac).

751 N Highway 17, Palatka

$440,000
3 Beds 2 Baths 2148504 MLS 32177 Zip Code
Waterfront living meets everyday comfort in this beautifully updated 3-bedroom, 2-bath pool home with direct access to the St. Johns River. Situated on a navigable canal, this property is designed for those who enjoy life on the water, featuring a private boat lift, screened pool, and backyard putting green. Inside, recent upgrades to the kitchen and primary bathroom add modern style and functionality, while spacious living areas provide plenty of room to relax and entertain. Step outside to enjoy the newly screened pool enclosure, waterfront views, and easy access to boating, fishing, and everything the river lifestyle has to offer. Additional features include a new water softener, 2-car garage, and a layout that makes the most of both indoor and outdoor living. Whether you're looking for a full-time residence, a weekend escape, or a waterfront investment opportunity, this home offers a rare combination of updates, amenities, and direct river access.

276 Harbor Drive, Palatka

$135,000
1 Beds 1 Baths 2148335 MLS 32177 Zip Code
This 700 sq ft, 1-bedroom, 1-bath home offers modern, low maintenance living in turn key, like new condition. The open concept layout features vinyl plank flooring, neutral finishes with abundant light, enclosed laundry room, updated kitchen and bathroom, mini-split unit for heat and air, large bedroom with double closets and a galley kitchen with plenty of cabinets! The bathroom is finished with modern fixtures and a tiled shower. This home has metal roof and vinyl siding for low maintenance and is located in a quaint country setting but close to town, shopping, doctors and schools. Outside you will find a large chain linked fenced in back yard for your 4 legged friend with plenty of room. for them to run and relax in shade. Move in ready with no HOA fees or water bills. This home is ideal for a first-time buyer, downsizer, or anyone seeking a move in ready property in a quiet North Florida setting.

109 Gaskin Road, Palatka

$695,000
3 Beds 2 Baths 2148161 MLS 32177 Zip Code
Have you been searching for a home that feels like a private resort? This stunning custom-built 3-bedroom, 2-bath home delivers upscale living inside and out. The heart of the home is a chef's kitchen with custom oak cabinetry, granite countertops, double ovens, and a 6-burner gas stove, all overlooking multiple living and dining spaces designed for gathering and entertaining. Retreat to the luxurious owner's suite featuring a spa-inspired bathroom, private sitting area, and oversized walk-in closets. Step outside to your own backyard paradise where a beautiful screened inground pool and expansive patio create the perfect setting for relaxing weekends, family gatherings, and unforgettable summer evenings. Need extra space? The detached garage is ideal for a workshop, hobby room, guest retreat, or ultimate man cave. Add in views of the St. Johns River and nearby boat ramp access, and you'll quickly realize this isn't just a home - it's the lifestyle you've been waiting for.

235 Crystal Cove Drive, Palatka

$249,000
3 Beds 2 Baths 2147926 MLS 32177 Zip Code
Quaint corner-lot home in Webb's Viking Manor, tucked away in a quiet cul-de-sac area with no HOA, no CDD, and no extra community fees. This 3-bedroom, 2-bath home offers fresh paint, updated bathrooms, and a comfortable split-bedroom layout. Step inside from the screened front porch into the cozy living room with wainscoting accent wall and French doors leading to a covered patio and privacy-fenced backyard. This kitchen/dining combo is perfect for the minimalist cook! Breakfast nook, barstool seating, pantry, electric stove, dishwasher, and refrigerator. The primary bedroom features TWO walk-in closets, a spacious bath with new shower unit, and a 6-foot vanity. Additional features include a two-car garage, indoor laundry, mature landscaping, 2009 metal roof, and HVAC approximately 3 years old. Walking distance to St. Johns River State College and close to HCA Florida Hospital, schools, downtown Palatka, public boat ramps, and the St. Johns River.

6102 W 1st Manor, Palatka

$262,000
3 Beds 2 Baths 2147419 MLS 32177 Zip Code
This 3-bedroom, 2-bath brick home with NO HOA checks the boxes buyers are looking for -- featuring a brand new metal roof, brand new carpet, and a new hot water heater, giving peace of mind on big-ticket items from day one. Tucked back on a paved street in the heart of town, this property offers both convenience and privacy with a functional layout designed for flexible living. One of the standout features is the large bonus room/walk-in closet space, perfect for a home office, walk in closet, hobby space, or additional storage. The home also includes a 2-car garage and spacious living areas ready for move-in. Step outside to enjoy the large fully fenced backyard with endless potential for entertaining, pets, gardening, or creating your own outdoor retreat. With solid brick construction, upgrades already completed, and no HOA restrictions, this home offers comfort, flexibility, and value all in one package. *Some photos are staged by AI*

3225 Blair Drive, Palatka

$449,000
2146743 MLS 32177 Zip Code
Prime commercial opportunity available for sale or lease. The electrical and plumbing systems are up to code, providing added confidence and convenience for immediate operation. Formerly home to the highly successful ''Bradleys'' restaurant, this location carries strong local recognition and proven business history. Ideal for restaurant, café, catering, retail, office, or other commercial concepts. Super location for virtually any type of business, offering outstanding visibility and exposure to help maximize customer traffic and brand recognition. Seller financing available with a minimum of $25,000 down payment, creating flexible acquisition options for qualified buyers. Excellent opportunity to own or lease an established commercial space in a highly

909 N 19 State Road, Palatka

$550,000
3 Beds 1 Baths 2145926 MLS 32177 Zip Code
18.22-Acre Country Homestead with Room to Grow! Looking for space, privacy, and true country living? This 18.22-acre property offers the perfect setup for anyone wanting a functional homestead, a hobby farm, or just a quiet place to call your own. The Home: A Solid Foundation to Make Your Own The property features a 3-bedroom, 1-bathroom concrete block home that is ready for your personal touch. While the interior is basic and will need updates and TLC to bring it to its full potential, it offers a solid structural foundation to work with. It includes a welcoming covered front porch perfect for morning coffee, and a convenient 2-car carport. It's a great opportunity to renovate at your own pace and design a home exactly to your taste. The Land & Setup: The home sits on 18.22 acres of beautiful, improved pasture that is already fenced and cross-fenced, making it ideal for managing animals. Zoned Agricultural (AG), there is plenty of freedom here to bring your cows, horses, chickens, and goats. To help you manage the acreage, the property also includes several functional outbuildings: A large, fully enclosed workshop for projects, tools, or extra storage. A large pole barn with a convenient lean-to on one side for equipment or shade. A working cow pen already in place. The Best of Both Worlds: This property combines the peace of expansive acreage with the infrastructure needed to start your agricultural dreams on day one. Whether you are looking to build up a family farm or just want a solid block home with plenty of elbow room, this property has the space and freedom you've been searching for. Schedule a tour today to see the full potential of this 18-acre homestead!

786 W River Road, Palatka

$140,000
2 Beds 2 Baths 2145716 MLS 32177 Zip Code
Welcome to easy Florida living at 100 Bostwick Ln in Palatka -- a beautifully maintained 2022-built home offering the perfect blend of affordability, convenience, and lifestyle. Whether you're a first-time home buyer looking to stop renting, an investor searching for your next Airbnb opportunity, or someone ready to downsize without sacrificing comfort, this charming 2-bedroom, 2-bath home checks all the boxes. With approximately 900 square feet of thoughtfully designed living space, this low-maintenance home offers modern construction, efficient living, and the peace of mind that comes with newer systems and features. Enjoy quiet surroundings while still being close to everything that makes Putnam County special. Located just minutes from the world-famous St. Johns River, outdoor enthusiasts will love the easy access to boating, fishing, kayaking, and waterfront dining. Multiple nearby boat ramps make getting on the water quick and convenient. Spend your weekends exploring the river visiting local parks, or enjoying nearby attractions like Ravine Gardens State Park and historic downtown Palatka. Looking for beach access without beach-town pricing? You're approximately: 55 minutes to St. Augustine Beach 1 hour to Flagler Beach 1 hour to Crescent Beach Conveniently positioned between several major Florida destinations: Jacksonville -- approximately 1 hour St. Augustine -- approximately 1 hour Daytona Beach -- approximately 1 hour 20 minutes Orlando -- approximately 2 hours Everyday conveniences including grocery stores, restaurants, shopping, schools, and medical facilities are all within a short drive. With growing demand for affordable Florida living, short-term rentals, and weekend getaway properties near the water, this property offers incredible flexibility and potential. Whether you're searching for a primary residence, seasonal retreat, or income-producing investment, this home is an opportunity you won't want to miss.

100 Bostwick Lane, Palatka

$375,000
4 Beds 3 Baths 2145684 MLS 32177 Zip Code
Welcome home to this beautifully updated 4 bed, 3 bath farmhouse-style retreat offering charm, space, & modern comfort in the much sought after Peniel area. Built in 1964 & on .87 acres, this home has been updated throughout & features two private en-suites, including a stunning primary suite with a brand-new wet room, large soaking tub, open shower, double vanities, & oversized walk-in closet. The updated farmhouse kitchen flows into a spacious separate dining area, perfect for gatherings, while the large functional laundry room adds everyday convenience. Enjoy cozy evenings by the wood-burning fireplace. Major updates include a newer roof & septic system replaced 4 years ago, & new A/C within the last year. Outside, you'll find a fully fenced backyard, in-ground pool & spa, detached garage/shop, and large farm animal enclosure. A perfect blend of farmhouse charm, comfort, and functionality!

5108 Silver Lake Drive, Palatka

$350,000
3 Beds 2 Baths 2145640 MLS 32177 Zip Code
Imagine waking up to the peace and privacy of over 10 high-and-dry acres, where there's room to breathe, roam, and truly make life your own. This beautifully maintained 3BR/2BA home offers the perfect mix of comfort and country living. Built in 2002 and move-in ready, the home features updated flooring with no carpet, a durable metal roof, a cozy wood-burning fireplace, glassed-in back porch, and a spacious primary suite with walk-in closet. Outside, the possibilities are endless, bring the chickens, plant a garden, ride ATVs, or simply enjoy the space and serenity. A massive 24x26 detached garage/workshop offers room for up to 4 cars, hobbies, equipment, or a home business. Approximately 4 acres of planted pines are ready for harvest, adding future value and opportunity. Whether you're dreaming of a family homestead, multi-generational living, or building an additional home on the property, this one is special. Clean, fresh, and extremely well-kept inside and out

181 Carraway Church Road, Palatka

$230,000
5 Beds 3 Baths 2145615 MLS 32177 Zip Code
Investor Alert...Step into timeless elegance with the Lane-Fernside Home (1885)--a stunning Victorian residence showcasing classic Queen Anne influences and rich Florida heritage. Located in the North Historic District of Palatka, this home offers a rare opportunity to own a piece of local history. The home features 5 bedrooms and 3 bathrooms with exceptional preserved detail throughout, including original wood floors, an ornate staircase, floor-to-ceiling windows, and a restored front entry with stained glass windows. The main level showcases glass pocket doors, creating an open and flexible flow ideal for entertaining. Additional historic features include an original fireplace with a mantel and a built-in china pantry. Modern updates include a 200-amp electrical panel, on demand New Hot water heater, updated lower-level lighting, and a semi-updated, fully functional kitchen with appliances. This home is being sold as-is.

314 Madison Street, Palatka

$225,000
3 Beds 2 Baths 2145458 MLS 32177 Zip Code
Welcome to 2020 Cherry Ln in Palatka -- a move-in ready concrete block home near the golf course on a shaded lot. This well-maintained 3-bedroom, 2-bath home offers spacious living with a large great room, separate den/office, oversized family room, and a versatile bonus room that can serve as a 4th bedroom, hobby room, or office. Hardwood floors add warmth to the living and dining areas, while the kitchen features stainless steel appliances and ample cabinet space. The private primary suite includes an ensuite bath. Enjoy the spacious back deck, perfect for entertaining or relaxing outdoors. Additional features include a large utility room, one-car carport, and a convenient location minutes from downtown, shopping, dining, and local amenities. Full of charm, space, and functionality, this home is ready for its next owner.

2020 Cherry Lane, Palatka

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