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$375,000
4 Beds 3 Baths 2145684 MLS 32177 Zip Code
Welcome home to this beautifully updated 4 bed, 3 bath farmhouse-style retreat offering charm, space, & modern comfort in the much sought after Peniel area. Built in 1964 & on .87 acres, this home has been updated throughout & features two private en-suites, including a stunning primary suite with a brand-new wet room, large soaking tub, open shower, double vanities, & oversized walk-in closet. The updated farmhouse kitchen flows into a spacious separate dining area, perfect for gatherings, while the large functional laundry room adds everyday convenience. Enjoy cozy evenings by the wood-burning fireplace. Major updates include a newer roof & septic system replaced 4 years ago, & new A/C within the last year. Outside, you'll find a fully fenced backyard, in-ground pool & spa, detached garage/shop, and large farm animal enclosure. A perfect blend of farmhouse charm, comfort, and functionality!

5108 Silver Lake Drive, Palatka

$350,000
3 Beds 2 Baths 2145640 MLS 32177 Zip Code
Imagine waking up to the peace and privacy of over 10 high-and-dry acres, where there's room to breathe, roam, and truly make life your own. This beautifully maintained 3BR/2BA home offers the perfect mix of comfort and country living. Built in 2002 and move-in ready, the home features updated flooring with no carpet, a durable metal roof, a cozy wood-burning fireplace, glassed-in back porch, and a spacious primary suite with walk-in closet. Outside, the possibilities are endless, bring the chickens, plant a garden, ride ATVs, or simply enjoy the space and serenity. A massive 24x26 detached garage/workshop offers room for up to 4 cars, hobbies, equipment, or a home business. Approximately 4 acres of planted pines are ready for harvest, adding future value and opportunity. Whether you're dreaming of a family homestead, multi-generational living, or building an additional home on the property, this one is special. Clean, fresh, and extremely well-kept inside and out

181 Carraway Church Road, Palatka

$230,000
5 Beds 3 Baths 2145615 MLS 32177 Zip Code
Investor Alert...Step into timeless elegance with the Lane-Fernside Home (1885)--a stunning Victorian residence showcasing classic Queen Anne influences and rich Florida heritage. Located in the North Historic District of Palatka, this home offers a rare opportunity to own a piece of local history. The home features 5 bedrooms and 3 bathrooms with exceptional preserved detail throughout, including original wood floors, an ornate staircase, floor-to-ceiling windows, and a restored front entry with stained glass windows. The main level showcases glass pocket doors, creating an open and flexible flow ideal for entertaining. Additional historic features include an original fireplace with a mantel and a built-in china pantry. Modern updates include a 200-amp electrical panel, on demand New Hot water heater, updated lower-level lighting, and a semi-updated, fully functional kitchen with appliances. This home is being sold as-is.

314 Madison Street, Palatka

$225,000
3 Beds 2 Baths 2145458 MLS 32177 Zip Code
Welcome to 2020 Cherry Ln in Palatka -- a move-in ready concrete block home near the golf course on a shaded lot. This well-maintained 3-bedroom, 2-bath home offers spacious living with a large great room, separate den/office, oversized family room, and a versatile bonus room that can serve as a 4th bedroom, hobby room, or office. Hardwood floors add warmth to the living and dining areas, while the kitchen features stainless steel appliances and ample cabinet space. The private primary suite includes an ensuite bath. Enjoy the spacious back deck, perfect for entertaining or relaxing outdoors. Additional features include a large utility room, one-car carport, and a convenient location minutes from downtown, shopping, dining, and local amenities. Full of charm, space, and functionality, this home is ready for its next owner.

2020 Cherry Lane, Palatka

$199,900
2 Beds 2 Baths 2145321 MLS 32177 Zip Code
THE PERFECT TINY HOUSE!! This 800 sq' under roof 2 bedroom, 2 bath renovated cottage built in 1935 is charming & turn key! Features include a bright, open floor plan with modern updates throughout & partially furnishsed, a spacious kitchen with stainless appliances, washer & dryer, a welcoming front porch to relax & a fenced back yard to enjoy a fire pit and the outdoors! Home is located on a dead end street and has a concrete drive which was installed in 2024. This home is only minutes from The Ravine Gardens State Park, Downtown Palatka & The St Johns River! Existing survey is under the document tab. To the best of the current owners knowledge, upgrades were made as follows: Metal Roof 2020, HVAC 2022, New Windows & Doors Dec 2021, New plumbing Dec 2021, Tankless Water Heater 2022, New Electric 2021. All dates were provided from a previous owner.

1210 S 12th Street, Palatka

$440,000
4 Beds 3 Baths 2144242 MLS 32177 Zip Code
Don't miss your opportunity to own this move in ready, new construction home, perfectly situated on a picturesque 1 acre lot. Designed for both comfort and functionality, this home features a 3-car garage offering over 600 square feet of garage space, perfect for lawn equipment or extra storage. Step inside to a thoughtfully designed floor plan that flows seamlessly from room to room. The home offers 4 bedrooms, 3 bathrooms, and a dining area and modern finishes throughout. The gourmet kitchen is a true showstopper, boasting 42'' soft-close shaker cabinets, quartz countertops, and an unforgettable walk-in pantry. Enjoy a split floorplan, with modern finishes. Home features a primary suite and additional room with an en-suite bath. Schedule your showing today!

161 Crestview Drive, Palatka

$422,500
4 Beds 3 Baths 2144230 MLS 32177 Zip Code
Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a beautiful 1.17 acre lot, this move in ready, new construction home offers 4 bedrooms, 3 bathrooms, an office and a 2-car garage, providing ample space for your family and lifestyle. In addition to the primary bathroom, there is an additional bedroom with an ensuite bath. The kitchen features 42'' cabinetry with soft-close drawers, quartz countertops, and an unforgettable walk-in pantry with built in shelves. Enjoy the benefits of a split floor plan and modern finishes. . Conveniently located with easy access to shopping, dining, and major roadways, this home perfectly combines comfort, style, and functionality. Schedule your private tour today!

183 Crestview Drive, Palatka

$295,000
3 Beds 2 Baths 2144106 MLS 32177 Zip Code
Welcome to your own private retreat nestled on 2.16 beautifully maintained acres surrounded by nature, towering oak and pine trees, and peaceful wooded privacy. This serene property offers the perfect balance of quiet country living creating a truly one-of-a-kind escape. At the heart of the property is a stunning natural spring-fed fishing pond complete with a charming gazebo dock -the ideal spot for relaxing mornings, fishing afternoons, or unwinding while watching wildlife and enjoying the calming water views. The home has been thoughtfully updated throughout the years, including a front deck added in 2017, side deck in 2021, and sliding glass door with back deck completed in 2018. After a long day, relax. in Spa hot tub while taking in the peaceful atmosphere. The home's solar panel system offers an excellent energy-efficient upgrade. ***WILL PROVIDE 1% lender credit, prepaids or rate buydown when using Sean Rigsby of Future Home Loans - please inquire ***

138 Pine Cone Trail, Palatka

$179,500
2 Beds 2 Baths 2143438 MLS 32177 Zip Code
Experience peaceful country living at 100 Vivian Dr in Palatka. This beautifully renovated 2-bedroom, 2-bath manufactured home sits on a fully fenced 1.15-acre high-and-dry lot just minutes from town. Recent upgrades include a new metal roof in 2020, new A/C in 2022, and septic pumped and inspected in 2022. Inside, you'll find upgraded flooring throughout, a recently remodeled kitchen, and an impressive master bathroom renovation that truly stands out. The property also offers three storage buildings for tools, equipment, or hobbies. With its quiet rural setting, excellent condition, and thoughtful updates, this move-in-ready home delivers comfort, convenience, and country charm. Private financing may be available with a sizeable down payment.

100 Vivian Drive, Palatka

$340,000
3 Beds 3 Baths 2143371 MLS 32177 Zip Code
Solid Brick Beauty with Modern Updates This 3-bedroom, 2.5-bathroom brick home offers a sturdy, traditional exterior paired with a fully remodeled interior. If you are looking for a move-in-ready property that balances contemporary kitchen finishes with a cozy, substantial living space, this home is a must-see. Functional Kitchen & Dining The kitchen has been completely transformed with white shaker soft-close cabinets and durable granite countertops. A large breakfast bar provides extra seating and workspace, while the full suite of stainless steel appliances stays with the home. It's a practical, high-end space designed for those who love to cook and entertain without the clutter. Comfortable Living Areas Living Room: The large living room serves as the grounded center of the home, featuring a classic fireplace. It offers a more intimate, substantial feel--perfect for those who prefer a room that feels cozy. Master Suite: The master bedroom is notably spacious, offering plenty of square footage for large furniture layouts and a private retreat at the end of the day. Outdoor Space: Relax on the screened-in back porch, which provides a sheltered spot to enjoy the outdoors. The backyard is fully fenced, offering a secure perimeter for privacy or pets. Centralized Location Situated in a highly convenient area, this home puts you within easy reach of local schools, shopping hubs, and medical facilities. It is a solid choice for anyone looking for a renovated home in an accessible part of town.

155 Carole Road, Palatka

$199,500
3 Beds 1 Baths 2143351 MLS 32177 Zip Code
Welcome home to this beautifully updated 3-bedroom, 1-bath home located on a spacious corner lot in Palatka! This move-in ready property offers peace of mind with a newer metal roof & brand new windows just installed in March, bringing in natural light while improving energy efficiency. Step inside to find fresh interior paint, updated light fixtures, & new blinds throughout, creating a clean and modern feel. The kitchen and bathroom have both been tastefully updated, and all appliances are included--featuring a new washer/dryer for added convenience. Outside, enjoy a fully fenced backyard perfect for pets, kids, or entertaining. The property also includes a large storage shed with brand new floor, a covered carport, & a spacious front porch ideal for relaxing or hosting guests. Connected to public utilities and situated on a gorgeous, oversized corner lot, this home combines comfort, functionality, & value. Seller also offering $2k toward Buyer costs.

2601 State Street, Palatka

$340,000
3 Beds 2 Baths 2143268 MLS 32177 Zip Code
Need room to spread out without leaving town? This 3-bedroom, 1.5 bath home on 4 acres offers the perfect blend of space, functionality, and a peaceful setting--just minutes from everyday conveniences. Inside, you'll find a comfortable layout featuring a cozy living room with fireplace, a functional kitchen with ample cabinetry and prep space, and three well-sized bedrooms designed for both comfort and versatility. An enclosed Florida room provides additional living space, ideal for relaxing or entertaining year-round. Step outside and take in all this property has to offer. Enjoy the private pool along with multiple outbuildings, including one currently set up as a guest space and another used as a man cave, wired with electricity--perfect for entertaining, hobbies, or a private retreat. The property also features two additional carports/RV parking areas and plenty of open land for recreation, storage, or future possibilities. Relax on the screened front porch or unwind in the evening while taking in beautiful sunset views across your acreage. A 2-car garage and extended driveway provide ample parking and convenience. Offering a rare combination of space, flexibility, and location, this property is ideal for those seeking a more relaxed lifestyle while remaining close to shopping, dining, and daily essentials.

155 Roddy Road, Palatka

$142,000
2 Beds 2 Baths 2143152 MLS 32177 Zip Code
Investor Special - Cash Only Opportunity in Palatka Unlock the potential at 278 Tapon Blvd! Priced well below retail value with tons of room for investor upside, this is the opportunity you've been waiting for. Whether you're looking for your next flip, rental, or value-add project, this property offers strong potential returns. Located in a quiet area just a few hundred yards from the main St. Johns River and in a deep canal, this property brings added appeal for those seeking boating, fishing, and true Florida waterfront lifestyle access. Conveniently close to shopping and dining, the location supports both resale value and rental demand. This fixer-upper is ready for your vision--bring your contractor and creativity. With the right updates, this property could truly shine. Opportunities like this don't come around often, especially at this price point.

278 Harbor Drive, Palatka

$315,000
2 Beds 2 Baths 2142497 MLS 32177 Zip Code
Investor opportunity on the St. Johns River. Situated on 1.65 acres, this property offers direct river frontage with a dock and boat lift, along with electric and water already in place at the dock. Located approximately 20 minutes to Palatka and about 35 minutes to Green Cove Springs, this setting provides a balance of privacy and accessibility. Spend hot summer days on the water--boating, fishing, or simply enjoying the breeze--with numerous waterfront restaurants accessible by boat nearby. The property includes two structures. The front home is in disrepair as the prior owner did not complete renovations. The primary residence is a concrete block home built in 1978, offering 2 bedrooms, 2 bathrooms, and approximately 1,233 square feet. The home will require renovation and is being sold in its current condition. There are two artesian wells and two septic systems on site, providing flexibility for future use. Being sold AS IS. No repairs will be made. Cash buyers only.

550 Cedar Creek Road Unit 2, Palatka

$110,000
3 Beds 2 Baths 2141965 MLS 32177 Zip Code
Charming 1920 farmhouse-style home full of character and set on a spacious 1/2 acre lot! This 3-bedroom, 2 bath residence offers timeless appeal with mature oak tress providing shade and a picturesque setting. Enjoy relaxing mornings on the large covered front porch, perfect for rocking chairs and quiet country living. Inside, you'll find a functional layout featuring a separate dining room ideal for gatherings and everyday meals. The home offers a blend of vintage charm and comfortable living space, with plenty of potential to make it your own. Outside, the covered carport provides convenient parking and protection from the elements, while the expansive yard offers endless possibilities for gardening, entertaining, or simply enjoying the peaceful surroundings. Don't miss this opportunity to own a piece of history with the room to grow-schedule your showing today! HUD Case #091-767804. Proof of funds required before negotiations.

130 Price Street, Palatka

$82,000
2 Beds 1 Baths 2141908 MLS 32177 Zip Code
Opportunity knocks with this 2-bedroom, 1-bath concrete home. Key upgrades include a metal roof (2010), new HVAC (2025), updated electrical panel (2025) and hot water heater (2023), reducing major upfront costs. With solid construction, a fully fenced yard, and an enclosed rear porch offering additional usable space, this property is primed for renovation and strong resale or rental potential. Located in an older, established neighborhood with charming brick streets in central Palatka. Just a few minutes to downtown stores and the city dock on the St Johns River or the Westside shopping district. Within walking distance to a public park and Ravine Gardens and offering an easy commute to St. Augustine, making it an excellent opportunity for resale, rental income, or a personalized starter home project.

1520 President Street, Palatka

$229,000
3 Beds 2 Baths 2141794 MLS 32177 Zip Code
Charming concrete block home on 1+/- acre, just minutes from town. This bright, cheerful 3-bed, 2-bath ranch home has been lovingly maintained and it really shows. Features include a sun-filled living room, spacious kitchen, open dining area, and an enclosed rear porch that could add additional living space. The primary suite includes an attached private bath, and the two additional bedrooms offer room for guests or office. The oversized laundry room has additional storage cabinets. Outside you'll find a large detached 2 car garage and rear patio. The corner lot offers an expansive yard with plenty of open space and nice trees, perfect for gardening, pets, or outdoor entertaining. Brand new septic system installed July 2026. Zoned Agricultural and no HOA. Conveniently located with quick access to shopping and schools.

104 Heidt Lane, Palatka

$799,900
4 Beds 4 Baths 2141665 MLS 32177 Zip Code
RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License

520 River Street, Palatka

$127,500
1 Beds 1 Baths 2140749 MLS 32177 Zip Code
✨ Calling All Creative Visionaries! ✨ Step into the charm and potential of this adorable 1925 historic bungalow nestled in the heart of Palatka's sought-after South Historic District! This 1 bedroom, 1 bath home features an additional living area offering flexible bonus space--perfect for a home office, guest area, or creative studio. If you've been dreaming of a home with character, soul, and room to make it your own, this is your opportunity. Enjoy being just a short stroll to vibrant downtown Palatka, with local restaurants, events, and nightlife. From the Blue Crab Festival to wine strolls and the Azalea Festival, there's always something happening nearby. Love the water? You're just 1 minute from the St. Johns River boat ramp and park--perfect for boating, fishing, or peaceful riverfront walks! ✨ Historic charm. Prime location. Endless potential. ✨ Don't miss out! ''Virtual staging used in some patio pictures''

503 Laurel Street, Palatka

$475,000
3 Beds 2 Baths 2141396 MLS 32177 Zip Code
Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids' playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.

461 Old Starke Road, Palatka

$245,250
3 Beds 2 Baths 2141165 MLS 32177 Zip Code
3-bedroom, 2-bathroom concrete block home on a corner lot in Tierra Woods, Palatka, with a pond view and no HOA. The split-bedroom layout places the primary suite away from the two secondary bedrooms for added privacy, and the primary includes a walk-in closet. Vinyl flooring runs throughout, with ceiling fans in the main living areas. The kitchen includes a Samsung electric range, dishwasher, and microwave, all included at closing along with the Maytag washer and dryer and a Clack 1054 whole-home water softener. Outside, a large screened patio and a separate pea gravel and paver patio overlook the pond and open yard space, with a brick firepit and garden trellis. The front garden runs on drip irrigation with a programmable timer. A brand-new Graceland storage shed adds extra storage alongside the attached 2-car garage.Built for long-term ownership: a lifetime metal roof approximately 3 years old, a new HVAC system installed in 2022, and annual termite protection through Crescent City Termite Control. Located in the Greater Palatka area with public sewer and water. No HOA, no restrictions, move-in ready.

7200 Andrew Jackson Street, Palatka

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