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$290,000
3 Beds 2 Baths 2094250 MLS 32177 Zip Code
Wonderful home in Underwood Estates! This 3 bedroom 2 bath home is located at the end of a quiet side street and convenient to shopping and restaurants. Features tile and vinyl plank flooring throughout for easy care. Enjoy cooking in the huge kitchen with wrap around bar seating, dual pantries and a built-in office station. The spacious dining room and awesome Florida room/den are great for entertaining friends and family. Large living room includes custom built-ins. The primary suite has a big walk in closet and attached bath with step in shower. The fully fenced back yard features a brick paver patio, beautiful landscaping and a nice storage building. Attached 2 car garage, inside laundry room, and recent HVAC are just a few of the perks here.

104 W Flamingo Drive, Palatka

$216,500
3 Beds 2 Baths 2094196 MLS 32177 Zip Code
Tucked away at the end of a quiet street, this solid block home offers rare privacy with a view of Mud Lake. Set on over an acre, 134 Gelis Street features durable concrete block construction, a metal roof, and an open floor plan that makes the most of its space and natural light. The layout includes three bedrooms, two bathrooms, and over 1,500 square feet of living area, with a screened-in back porch perfect for enjoying the quiet surroundings. The property offers plenty of room to spread out, garden, or add future improvements. If you're looking for privacy, durability, and a great location, this home checks all the boxes. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

134 Gelis Street, Palatka

$325,000
3 Beds 2 Baths 2093701 MLS 32177 Zip Code
Brick home in Colonial Pines! Conveniently located on a double lot near schools, shopping and medical facilities, this 3 bedroom 2 bath home has many extras. Enter into the oversized living room which is open to a cozy dining area with fireplace. The spacious kitchen features a breakfast bar and updated oak cabinetry. The primary suite has a large walk-in closet and the attached bath includes a step in shower and dual sinks. A lovely screened porch overlooks the fenced and shaded backyard. Parking options include an attached two car garage, carport, detached one car garage/workshop, and an RV/boat port. Home and detached garage have updated metal roofs. This great property is ready for your personal touch to make it your dream home.

124 Latesha Terrace, Palatka

$150,000
2 Beds 2 Baths 2092866 MLS 32177 Zip Code
This waterfront home, located on a canal is just a stone's throw away from the St. Johns River. With over 180' of canal front you can fish from the bank and enjoy the water views. Inside you will find a spacious open floor plan with cedar trim beams, a gas fireplace, and an interior laundry room. Modern amenities include double-pane windows, a tankless water heater, and a metal roof. Bathrooms have updated vanities and tile floors. Cedar trim on doors, baseboards, and beams throughout the home. A screened front porch provides year-round enjoyment. Nearby is a public boat ramp, and the home has a large rear deck overlooking the canal. Additional features include a storage/workshop building with electric, partially fenced property, a covered boat lift, bulkhead, a cement slab for parking, and a camper RV hookup. Home is being sold ''As Is''.

113 Retreat Lane, Palatka

$155,000
2 Beds 1 Baths 2092833 MLS 32177 Zip Code
Welcome home to this beautifully updated 2-bedroom, 1-bath charmer that's move-in ready and packed with upgrades! Enjoy peace of mind with a brand-new roof (2024) and new A/C system to keep you cool all year long. Step inside to find luxury vinyl plank flooring throughout, giving the home a fresh and modern feel. The kitchen has been completely refreshed with a brand-new refrigerator and stove/oven, making it perfect for whipping up your favorite meals. A tankless water heater ensures endless hot water and energy efficiency. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance investment, this home checks all the boxes. All the major updates are already done—just move in and enjoy! Don't miss your chance to own this turnkey beauty—schedule your showing today!

1701 Wapalaw Street, Palatka

$169,900
2 Beds 1 Baths 2092810 MLS 32177 Zip Code
Adorable, newly updated in Every Way. Roof replaced in 2021, but 2023 & 2024 there is new plumbing, electrical, walls, floorings, kitchen, bath, hvac system, and siding. Big beautiful bathroom. Carport for your vehicle & a side driveway for the boat, or other toys in the backyard. Sellers were very meticulous in their remodel. Home is 100 years old this year, but most of her has been replaced. Owners have pics of every step of the remodel. New water heater, refrigerator, stove, microwave. Laundry/Utility inside. All permits are online. FHA AND VA Buyers accepted! St Johns River is only half a mile down the road, shopping and entertainment all in walking distance. Very convenient to all of Palatka's festivals and entertainment

209 N 7th Street, Palatka

$345,000
3 Beds 2 Baths 2092797 MLS 32177 Zip Code
Calling all horse lovers and outdoor enthusiasts! This 3-bedroom 2 bath mobile home sits on 11.5 acres with 6 cleared acres ideal for your animals or hobby farm dreams. A huge pole barn with attached fans and a separately fenced area is perfect for keeping horses or livestock safe and comfortable. Enjoy privacy with Rayonier bordering the entire back of the property. No rear neighbors, just nature. Also located down a dead-end road. Cool off in the sparkling above ground pool after a day outdoors, and rest easy knowing a brand-new metal roof is being installed. Home just had new front steps installed as well. Eat in kitchen, large walk-in closets and an oversized walk-in shower and spa tub in master bedroom. This is the country lifestyle you have been waiting for!

117 Suwanee Hunting Club Road, Palatka

$295,000
4 Beds 2 Baths 2092250 MLS 32177 Zip Code
**For qualified buyers, seller is offering up to 3 percent in concessions that can be used toward a rate buy down, prepaids, or closing costs. This gives you more flexibility and can make your move more affordable.** Welcome to your dream country retreat on 2.33 private acres in beautiful Putnam County. This fully renovated four bedroom, two bathroom home offers modern finishes, peaceful surroundings, and the freedom of land ownership with no HOA. Whether you are looking for a remote work sanctuary, a turnkey manufactured home with land, or space for your toys and hobbies, this property delivers. Inside, the home features a spacious open concept layout with brand new luxury vinyl plank flooring throughout. The living area centers around a charming brick fireplace, perfect for cozy evenings or relaxed entertaining. A dedicated office space provides flexibility for remote work, creative pursuits, or homeschooling. The gourmet kitchen is a standout feature, offering all new quartz countertops, stainless steel appliances, custom soft close cabinetry with black hardware, and a large center island ideal for meal prep or casual dining. The primary suite is a luxurious escape with a walk-in shower, soaking tub, dual sink vanity, and stylish finishes throughout. Three additional bedrooms provide generous space and closet storage. The fully updated guest bathroom includes a new vanity, modern fixtures, and a tub and shower combo. This home also includes a spacious laundry room and two outdoor storage sheds that convey with the property. Recent updates completed in 2025 include: " Brand new HVAC system " New well pump " New water softener system " Septic system pumped, inspected, and fitted with a new pump " Fresh paint throughout the interior and exterior " All new lighting, plumbing fixtures, toilets, tubs, and showers " New vinyl skirting around the exterior of the home Enjoy the peaceful lifestyle of Putnam County acreage living, just a short drive to Green Cove Springs, Palatka, and St. Augustine. This move-in ready home offers the rare combination of space, privacy, and value. It is perfect for buyers seeking a fully renovated manufactured home with land, modern finishes, and room to grow. Schedule your private showing today and see what this beautiful home on over two acres has to offer. Don't miss this opportunity to own a beautifully updated home on over two acres. Schedule your private showing today! Listing agent is the property owner. All information deemed reliable but not guaranteed. Buyer to verify all information. One or more photo(s) have been virtually staged. Ask about the 2-1 buy down optionmany of our listings qualify for interest rates as low as 3.99 to 4.99 percent. 100 percent financing is also available for FHA first time homebuyers. Reach out to see if you qualify. Our preferred lender is offering a $2,000 credit toward prepaids when you use their financing services. Contact us for details. Enjoy over two acres of peaceful living in a move-in ready home with flexible financing options available, including rate buy downs, seller credits, and USDA or FHA programs to make ownership even more affordable.

135 Pine Cone Trail, Palatka

$265,000
5 Beds 5 Baths 2092494 MLS 32177 Zip Code
Step back in time with this magnificent historic beauty, nestled on a tree-lined cobblestone street. Bursting with character, the home features original doors, stunning stained glass, and timeless architectural details throughout. The main floor offers a spacious living room with fireplace, 2 bedrooms with a Jack-and-Jill bath, a 1/2 bath in the hall, and a kitchen space ready for your custom design. A private back staircase leads to the second level, ideal for multi-unit living. second floor includes a serene master suite with veranda access, two additional bedrooms with Jack-and-Jill bath, and a full bath in the hall, also space for a second kitchen. The expansive third-floor attic is full of character and offers incredible potential for additional living space, studio, or office. Fresh interior and exterior paint complement the home's preserved historic charm. With 5 bedrooms, 4.5 baths, and 3,076 sq ft on a 0.26-acre lot surrounded by stately homes, this is a rare opportunity!

417 N 3rd Street, Palatka

$228,000
3 Beds 2 Baths 2092304 MLS 32177 Zip Code
This beautifully maintained 3-bedroom, 2-bath home offers comfort, function, and charm all under one roof. Step inside to an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas—perfect for both entertaining and everyday living. The kitchen is a dream for any home cook, featuring a large island that offers extra prep space, storage, and seating. Enjoy meals in the dedicated dining room, perfect for family dinners or special gatherings. The spacious primary suite offers a peaceful retreat with double closets and a private en-suite bath, complete with dual sinks for added convenience. Two additional bedrooms provide plenty of space for family, guests, or a home office. With modern finishes throughout and everything move-in ready, this home makes it easy to settle right in and start enjoying. Financing made simple - This home qualifies for USDA, FHA, VA, Conventional, and Cash purchases, making it a great option for a variety of buyers.

111 Sailfish Drive, Palatka

$148,000
3 Beds 2 Baths 2091687 MLS 32177 Zip Code
Offered CASH ONLY, AS-IS with tons of potential as a fix and flip or fix and hold. Asking price is FIRM. Property is priced for the updates and repairs needed. This bungalow in the heart of Palatka has a front porch that just invites you to stay awhile, and sits on a huge, fully fenced corner lot with a detached 2-car garage plus workshop, along with covered paved parking for an RV and convenient RV hookups. From the front gate to the front porch to the cheerful blue door, this home is so inviting. Through the front door you're greeted with a spacious great room, and a sunroom or flex space just off the living room featuring French doors and a lively vinyl tile floor. Through the dining space is the kitchen with stainless steel appliances and built-in breakfast bar. Through the kitchen you'll find a spacious laundry/utility/mud room with plenty of room for pantry storage, along with a back door to a covered porch leading to the covered RV parking and detached garage. Three bedrooms and two full bathrooms round out the home. This adorable piece of Palatka needs some TLC, but has so much character and potential. Bring your vision and make it your own! Would make a great investment or primary home for someone willing and able to put in the work. Age of metal roof is unknown, HVAC is 2017, hot water heater is 2025, most plumbing has been updated to copper or PVC, most electrical has been updated at some point but there are still some remnants of cloth and aluminum wiring present, age of the septic is unknown but no issues were found there during inspections. There is previous termite and water damage to the detached garage. This property is priced for the repairs and the work needed.

2505 State Street, Palatka

$660,000
3 Beds 2 Baths 2091608 MLS 32177 Zip Code
Completely renovated and move in ready, this stunning 3-bedroom, 2-bathroom home sits on 1.27 beautifully landscaped acres with sweeping views of the St. Johns River. From the moment you arrive, you'll appreciate the peaceful setting and thoughtful updates throughout. The spacious, updated kitchen is a chef's dream, featuring modern finishes, ample storage, and plenty of room to gather. Step outside to the huge covered porch, perfect for relaxing or entertaining while enjoying the river breeze and serene surroundings. The property includes a detached garage for your toys, as well as a private dock, ideal for boating, fishing, or simply soaking in the view. If you're looking for move in ready riverfront living with space to breathe, this one checks every box. Schedule your private showing today!

107 Morningstar Lane, Palatka

$370,000
3 Beds 2 Baths 2090979 MLS 32177 Zip Code
Nestled in a quiet neighborhood close to town, 119 Pine Oak Dr offers a blend of comfort and convenience. This updated 3-bedroom, 2-bath home sits on a half-acre fenced lot, featuring an in-ground pool with a modern salt system and a screened-in back porch, perfect for relaxation. Inside, the remodeled kitchen boasts custom-built wood cabinets and an open-concept dining area, while the spacious living room provides ample space for entertaining. The primary suite includes an en-suite bath, complemented by two guest bedrooms and a fully remodeled guest bathroom. Additional highlights include a metal roof, updated gas water heater, and attached garage with utility room. This home is a fantastic opportunity to enjoy both tranquility and accessibility in Palatka.

119 Pine Oak Drive, Palatka

$505,000
4 Beds 3 Baths 2090661 MLS 32177 Zip Code
Wonderful property on one of the largest lots in Point of Woods with guest house and room for your horses! This 4 bedroom 3 bath brick home on 2.75 acres offers the perfect blend of living in a neighborhood close to everything, while also enjoying the peace and quiet of living in the country. The main house has been lovingly maintained and updated over the years by the original owners. From the front courtyard, you'll enter into an oversized living room with vaulted ceiling, wood-burning stove, and French doors leading to the amazing backyard. The spacious owner's suite includes a remodeled bath with dual sinks, an accessible shower, and a solid concrete safe room/closet. A 2nd master suite has updated bath with walk in shower and two additional guest rooms share a hall bath. Outside you'll enjoy the expansive views, many shade trees, and several areas for horses. A huge barn offers 1200 sq ft of storage and workshop space and has an attached 1 BR 1 bath guest house with kitchen.

122 Raintree Woods Trail, Palatka

$173,000
2 Beds 2 Baths 2090565 MLS 32177 Zip Code
This charming 2-bedroom 2-bath home has been thoughtfully rehabbed to provide a conformable and functional living space. The spacious living area welcomes you with fresh paint, new flooring and modern touches that blend style with practicality. The kitchen features updated countertops, cabinetry and appliances offering a clean, efficient space for cooking. Both bedrooms are well-seized, with ample closet space and plenty of natural light. The bathrooms have been updated with new fixtures, vanities and clean beautiful tiles, providing a fresh feel. The house is designed with a cozy and welcoming atmosphere, ideal for everyday living. Outside, you'll find a manageable yard with room for outdoor activities. This home offers the perfect balance of comfort and convenience, making it a great choice for those looking for a well-maintained, move-in-ready space without extra frills.

402 Harris Street, Palatka

$222,000
2 Beds 2 Baths 2090370 MLS 32177 Zip Code
Nestled in the Fairweather Subdivision of Palatka, this charming 2-bedroom, 2-bathroom home offers 1,224 sq ft of thoughtfully updated living space with a freshly painted interior. The open-concept layout features a cozy living and dining area, a master suite with a walk-in closet, and a versatile second bedroom perfect for guests or a home office. Recent upgrades include energy-efficient windows, a 2021 air conditioning system, and fresh exterior paint in 2024, along with the windows. . Enjoy a fully fenced backyard and a spacious covered, screened patio — ideal for entertaining or relaxing. Just a short walk to the nearby golf course and minutes from the St. Johns River, this home is perfect for outdoor lovers and fishing enthusiasts. Plus, with no HOA or CDD fees and a convenient location only 35 minutes from both historic St. Augustine and Ocala, this home offers the perfect balance of tranquility and accessibility.

1602 Prospect Street, Palatka

$260,000
3 Beds 2 Baths 2089949 MLS 32177 Zip Code
Welcome to this charming 3-bedroom, 2-bathroom home nestled in a desirable community with valuable HOA benefits! Enjoy the best of both worlds—you own both the land and the home, offering long-term investment security and peace of mind. Step inside to find a spacious open-concept layout featuring a bright living area, a modern kitchen, and generously sized bedrooms. The primary suite includes its own private en-suite bath for added comfort. A durable metal roof adds lasting value, and the spacious yard provides room to relax or entertain. The HOA fee is just \$250, offering well-maintained common areas and a strong sense of community. This home is ideal for buyers seeking comfort, convenience, and a smart investment opportunity.

117 Timber Lane, Palatka

$260,000
4 Beds 4 Baths 2089638 MLS 32177 Zip Code
Welcome to your dream home in the heart of Palatka! This spacious 4-bedroom, 3.5-bathroom residence offers over 2,000 square feet of comfortable living space, perfect for families and professionals alike. Enjoy Florida's beautiful weather year-round from the screened-in back porch, and take advantage of the attached one-car garage for convenient parking and storage. The kitchen is a chef's delight, boasting brand-new stainless steel refrigirator,dishwasher,and microwave, sleek quartz countertops, and modern cabinetry. New vinyl plank flooring throughout the home adds a touch of elegance and durability. Located just minutes from local schools, dining, shopping, and the scenic Palatka riverfront with a public boat ramp, this property combines charm, functionality, and an unbeatable location. Don't miss the opportunity to make this exceptional home yours! Call listing agent Rachel Mcneal with any questions!

2155 Diana Drive, Palatka

$154,900
2 Beds 2 Baths 2089370 MLS 32177 Zip Code
Price Adjusment! Plus, $5000 at closing toward buyer's closing costs with good offer. Charming Home in the Heart of Palatka. Huge, brand-new front deck for enjoying lazy afternoons, grilling out or entertaining family and friends. Back porch entry is also brand-new - both completed July 2025. This delightful home in the heart of Palatka is perfectly situated near some of the County's best diners and local restaurants. Enjoy the convenience of dual street access: walk up access in front with the property backing up to Alice Street complete with driveway and plenty of parking on the quieter Alice side. Just a short commute to St. Augustine, Jacksonville, or Gainesville, this location offers both small-town charm and easy access to larger cities. Spend your weekends enjoying the scenic St. Johns River, Ravine Gardens State Park, bike trails or soaking up the sun at nearby St. Johns and Flagler County beaches. A perfect blend of location and lifestyle—this home is a must-s

2404 Crill Avenue, Palatka

$500,000
4 Beds 3 Baths 2089117 MLS 32177 Zip Code
Welcome to 386 Cedar Creek Rd—your serene escape on the St. Johns River. Set on 2 private, tree-lined acres, this beautifully updated 4-bedroom, 3-bathroom home offers the perfect blend of nature, comfort, and waterfront living. Enjoy expansive river views from your screened lanai or open-air patio, where peaceful mornings and breathtaking sunsets become part of your daily routine. A true boater's dream, the property features a 340-foot dock with two boat lifts (16,000 lb & 8,000 lb) offering effortless access to the water for fishing, cruising, or exploring Florida's iconic waterways. Inside, you'll find 1,700 square feet of thoughtfully updated living space with two cozy fireplaces and a warm, inviting atmosphere. The property also includes a 20x40 garage—perfect for storing boats, vehicles, or creating a workshop—and two RV hookups, making it ideal for hosting guests or accommodating your adventurous lifestyle. Whether you're looking for a full-time retreat or a weekend getaway, this unique riverfront property offers the peace, privacy, and practicality you've been searching for.

386 Cedar Creek Road, Palatka

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