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$249,000
3 Beds ⋅ 2 Baths ⋅ 2164194 MLS ⋅ 32177 Zip Code
Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?

140 Kelley Smith School Road, Palatka
$269,500
3 Beds ⋅ 2 Baths ⋅ 2164094 MLS ⋅ 32177 Zip Code
Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka
$245,000
3 Beds ⋅ 2 Baths ⋅ 2164078 MLS ⋅ 32177 Zip Code
Spacious 3 bedroom, 2 bath concrete block home with front brick veneer accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka
$65,000
3 Beds ⋅ 2 Baths ⋅ 2163314 MLS ⋅ 32177 Zip Code
Great investment opportunity! Property is being sold AS-IS and offers potential for an investor, rental property, or starter home. Located on .80 acres with a fully fenced in yard. Buyer to verify all information and potential uses with the county

128 Davis Lake Rd Road, Palatka
$265,000
4 Beds ⋅ 2 Baths ⋅ 2162586 MLS ⋅ 32177 Zip Code
CORNER LOT. SIDE-BY-SIDE FULLY OCCUPIED DUPLEX. EACH SIDE HAS 783SF WITH 2 BEDROOMS AND 1 BATH. GRANITE COUNTERTOPS. TILE FLOORS. NEW AC UNITS INSTALLED 2025/2026. HOT WATER HEATERS INSTALLED 2021/2022. NEW VINYL WINDOWS BEING INSTALLED. LAUNDRY ROOM AND COVERED BACK PORCH.

2440 Husson Avenue, Palatka
$245,000
3 Beds ⋅ 2 Baths ⋅ 2162527 MLS ⋅ 32177 Zip Code
Welcome to your new home!! Here you will find that this property is a perfect blend of comfort, space, and a relaxed country feel. From the moment you arrive, you'll appreciate the quiet surroundings and the opportunity to make this property your own. Inside, the home offers comfortable living space with plenty of potential for everyday living, entertaining, and creating lasting memories. There is even an additional flex room that provides space for your office, hobby needs, or a library! Step outside and enjoy the peaceful setting, with room to relax, gather with friends and family, garden, or simply take in the beauty of the outdoors. Conveniently located near Palatka, you can enjoy the opportunity of a more private setting while still being within easy reach of local shopping, dining, schools, and everyday convenience. If you are looking for a place to settle down and star gaze without the city noise, say less! This home is for you!

219 Palmetto Bluff Road, Palatka
$229,000
3 Beds ⋅ 2 Baths ⋅ 2162238 MLS ⋅ 32177 Zip Code
FRESH NEW PRICE -- READY FOR A NEW OWNER! This beautiful 3-bedroom, 2-bath home still has the charm and character you love, with the fresh renovations you want! Offering 1,452 sq. ft. on .22 acres, this 1958 home features beautifully refinished hardwood floors, updated bathrooms, updated plumbing and electrical, and an HVAC system approximately four years old. Move in, relax, and start enjoying the Florida lifestyle! Spend the day at the beach, explore the St. Johns River, or enjoy the local shops, restaurants, and charm of downtown Palatka. Beautiful landscaping completes the picture. This home is turnkey ready--nothing left to do but unpack and enjoy. Fresh price, fresh renovations, and ready for its next chapter!

2003 Laurel Street, Palatka
$300,000
4 Beds ⋅ 2 Baths ⋅ 2162099 MLS ⋅ 32177 Zip Code
Freshly renovated and sitting on a full acre, 201 Comer Road offers the space you want without the project list. This 4-bedroom, 2-bath home features a bright open layout, new flooring, fresh paint and recessed lighting throughout. The updated kitchen includes white cabinetry, granite countertops, stainless steel appliances and a large island overlooking the main living area. The primary suite offers plenty of room along with an updated bath featuring a double vanity and tiled walk-in shower. Outside, the screened front porch is the perfect place to slow down, while the one-acre yard gives you room to spread out. The log cabin-style barn adds even more character and space for storage, hobbies or your next idea. Updated, spacious and move-in ready, this Palatka home brings together modern finishes and room to breathe.

201 Comer Road, Palatka
$235,000
3 Beds ⋅ 2 Baths ⋅ 2161985 MLS ⋅ 32177 Zip Code
Welcome to this inviting, nearly new home on Palm Avenue! Built just one year ago, this home feels open and spacious from the moment you walk through the door. The vaulted ceilings add to the airy feel of the main living area, creating a comfortable space where everyone can gather without feeling crowded. The thoughtfully designed layout makes everyday living easy while still offering plenty of room to entertain family and friends. Situated on a desirable corner lot, the home also features a large, fully fenced yard with plenty of space for children and pets to play, weekend cookouts, gardening, or simply relaxing outdoors. With newer construction, a spacious interior, and an oversized yard that is already fenced, this home offers the comfort and flexibility so many buyers are looking for. Come see it for yourself and imagine making it your own!

3325 S Palm Avenue, Palatka
$239,900
3 Beds ⋅ 2 Baths ⋅ 2161632 MLS ⋅ 32177 Zip Code
Bring your vision and add the finishing touches! This project home has already had a great start, with many of the major improvements completed and is ready for its next owner to finish it their way. Updates already completed include a NEW metal roof, NEW subfloor throughout, a second bathroom added, NEW drywall throughout, NEW ceiling fans and lighting, updated electrical, tile installed in the kitchen and new bathroom, a renovated front porch, and more! Much of the hard work has already been done. Now it's time to bring your ideas and make it your own. Whether you're an investor, DIY enthusiast, or buyer looking for a home you can customize to fit your style, this property offers plenty of potential. Finish what's been started and turn this project into HOME! Situated on St. Johns Avenue in the heart of Palatka, this property offers a convenient location along with the opportunity to complete the renovations and make it your own.

1407 St Johns Avenue, Palatka
$414,900
4 Beds ⋅ 2 Baths ⋅ 2161451 MLS ⋅ 32177 Zip Code
Build your dream home with the Sternere Group in Colonial Pines! One of the last lots remaining in this sought-after community, offering a rare opportunity to create a custom home tailored entirely to your vision.... Choose your design, finishes, and features and make this lot truly your own. Give us a call today (Listing Agent is Seller and Builder)

148 Latesha Terrace, Palatka
$60,000
3 Beds ⋅ 2 Baths ⋅ 2161446 MLS ⋅ 32177 Zip Code
Investor special. Home needs roof and updates on the inside.

621 S 18th Street, Palatka
$147,000
2 Beds ⋅ 2 Baths ⋅ 2160858 MLS ⋅ 32177 Zip Code
NEW PRICE! Nearly new, move-in ready & less than a mile from a public boat ramp! Built in 2024, this 2BR/2BA manufactured home offers an affordable opportunity to enjoy the Florida lifestyle just minutes from the St. Johns River--with NO HOA and the big-ticket improvements already in place. Situated on a 0.23-acre lot, this 830 SF home features a new well, septic, culvert and water softener. Inside, the open floor plan connects the kitchen, dining and living areas, with wood-look laminate flooring throughout the main living spaces. The modern kitchen features white cabinetry, black appliances, a center island and stylish pendant lighting. The primary suite includes a walk-in closet and en suite bath with walk-in shower, while the guest bedroom offers plenty of space for family or visitors. Washer and dryer convey. Bring the boat, fishing poles or kayaks and take advantage of nearby St. Johns River access. With 2024 construction, no HOA, its ready for you to call home!

114 Barracuda Drive, Palatka
$135,000
3 Beds ⋅ 2 Baths ⋅ 2160833 MLS ⋅ 32177 Zip Code
Opportunity awaits on 2.14 combined acres in a quiet Palatka setting! This 1984 Fleetwood mobile home sits on a 1.11-acre homesite and includes an additional 1.03-acre lot, offering plenty of room to spread out. The 3-bedroom, 2-bath split floor plan features a primary bedroom with two walk-in closets, a living room with a non-functional fireplace, back deck, and multiple storage sheds. The fenced property offers a peaceful setting while remaining convenient to shopping, the hospital, St. Johns River State College, and the St. Johns River. The home needs work but offers plenty of potential for someone with vision to make it their own. At this price, it won't last long! Don't miss this opportunity, call today for your private showing!

102 Goldenrod Lane, Palatka
$539,900
4 Beds ⋅ 2 Baths ⋅ 2160567 MLS ⋅ 32177 Zip Code
Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed. his exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.

130 Cedar Creek Road, Palatka
$320,000
4 Beds ⋅ 2 Baths ⋅ 2160529 MLS ⋅ 32177 Zip Code
155 Homestead Rd, Palatka, FL Escape the hustle and bustle of city life with this move-in-ready 4-bedroom, 2-bathroom home, built in 2008 and situated on 1.43 acres of beautiful country land! Enjoy peaceful living with plenty of space and privacy. Features include a new 18' round, 54'' deep above-ground pool, enclosed outdoor shower, 40' x 60' fenced garden, 20' x 24' hurricane-rated workshop with power, 10' x 16' greenhouse, 16' x 16' back deck, remote-controlled gated driveway, updated 220V electrical, 5-ton HVAC (2017), newer windows and doors, outdoor spigots, carport, wood-burning fireplace, and plenty of storage. There's room to garden, work, relax, entertain, and live the country lifestyle you've been dreaming of! Don't miss this opportunity--schedule your showing today!

155 Homestead Road, Palatka
$399,000
3 Beds ⋅ 2 Baths ⋅ 2160448 MLS ⋅ 32177 Zip Code
Brand new, beautifully finished, and built with details that set it apart! This 2026 new construction home offers 3 bedrooms, 2 bathrooms, and a desirable split floor plan on half an acre, conveniently located in the middle of town and toward the end of a neighborhood street. Thoughtful upgrades are found throughout, including 5 1/4'' baseboards, fully trimmed windows, custom wood shelving in every closet, quartz countertops, all-plywood soft-close cabinetry, and shower tile extending to the ceiling, & more! The added spray foam insulation in the ceiling adds energy efficiency and long-term savings. Enjoy a spacious 23' x 10' covered back porch and an oversized garage featuring an 18' x 8' garage door for added flexibility and storage. With quality finishes, a functional floor plan, plenty of space, and a convenient location, this brand-new home is ready for its first owner! *Some photos are virtually staged with AI*

114 W Camelot Drive, Palatka
$154,000
3 Beds ⋅ 2 Baths ⋅ 2160410 MLS ⋅ 32177 Zip Code
Remodeled 3-bedroom, 2-bath manufactured home offering 1,232 sq. ft. of living space. This move-in-ready home feature stainless steel appliances, updated finishes, and a welcoming front porch. A great opportunity for affordable, comfortable living!

411 E Lake Street, Palatka
$229,000
4 Beds ⋅ 2 Baths ⋅ 2160377 MLS ⋅ 32177 Zip Code
Space & Country Living in the Peniel Area! This spacious four bedroom two baths home has plenty of extras. Some features are large kitchen with plenty of storage. The home provides a comfortable layout with a split floor plan making it a great option for a single family or anyone needing extra space. Sitting on approximately 1.4 acres in the Peniel area, this home offers a peaceful country setting that is just minutes from shopping, schools and everyday conveniences. . Enjoy gardening, entertaining or simply your own back yard . A great opportunity for anyone looking for space, convenience and value. The home is being sold ''as is''.

5206 Silver Lake Drive Unit UNIT 2, Palatka
$499,900
4 Beds ⋅ 2 Baths ⋅ 2160351 MLS ⋅ 32177 Zip Code
Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only. Set within the riverfront community of Crystal Cove, this home captures the ease and beauty of Northeast Florida living. Although the property is not directly riverfront, scenic views of the St. Johns River can be enjoyed from multiple areas of the home. Crystal Cove Marina and a nearby public boat ramp are just steps away, making spontaneous days on the water beautifully simple launch the boat, cast a line, cruise the river or settle in to watch the evening sky. Historic Downtown Palatka is only minutes away, offering locally owned boutiques, restaurants, community gatherings and waterfront events. Palatka's central location also makes it easy to enjoy many of North and Central Florida's favorite destinations: Approximately 30 miles to St. Augustine Approximately 45 miles to Gainesville Approximately 50 miles to Jacksonville Approximately 50 miles to Ocala Approximately 55 miles to Daytona Beach Approximately 90 miles to Orlando Some listing photographs have been digitally altered using AI to illustrate the possibilities of select cosmetic updates, including flooring, fireplace and design enhancements. These conceptual images are provided for visual presentation purposes only and may not reflect the property's current condition, materials or included features. Buyers should rely upon in-person observations, inspections and verified property information. Improvement quotes may be available upon request.

245 Crystal Cove Drive, Palatka
$260,000
3 Beds ⋅ 2 Baths ⋅ 2160134 MLS ⋅ 32177 Zip Code
COMP Sale

174 Geck Road, Palatka
$249,900
3 Beds ⋅ 2 Baths ⋅ 2160072 MLS ⋅ 32177 Zip Code
Don't miss this beautiful Circa 1900 historic home on a double lot!!!!! As you walk through the front door you'll get the feeling of time gone by. Enjoy living only a short distance to downtown Palatka & the magnificent St. Johns River. This home has updated plumbing and electrical. Beautiful family home in a desirable location. Lovely fireplace in the living room with 9 foot ceilings. Owner's suite and bath on the first floor. Both bathrooms have been updated and remodeled not long ago. Home features a separate entrance to the upstairs featuring 2 bedrooms, sitting area and kitchenette. Home is situated on a double lot for plenty of out door living with a circular drive. Old charm and wonderful character is what this historic home in the heart of Palatka offers. The foundation has been recently inspected and house leveled, with permits,

2211 St Johns Avenue, Palatka
$328,990
4 Beds ⋅ 2 Baths ⋅ 2159955 MLS ⋅ 32177 Zip Code
Welcome home to our Augusta plan in the Nobles Crossing Community! This thoughtfully designed residence offers the perfect blend of comfort, style, and quality construction. The new Nobles Crossing Community is ideal for families, first time buyers, or anyone looking for low maintenance living. You'll find an open concept layout with modern finishes, a bright and airy living space and a kitchen ready for entertaining. The owner's suite includes a private bath and walk in closet for your convenience. The three additional bedrooms provide flexibility for guests, children, or a home office. Throughout the home you'll find quality finishes and energy efficient construction that will add value and peace of mind.

104 Fenham Court, Palatka
$57,200
3 Beds ⋅ 2 Baths ⋅ 2159941 MLS ⋅ 32177 Zip Code
AUCTION - This affordable ranch home is a possible fixer upper or complete teardown. The home is in poor condition - NO ACCESS due to thrash, debris and UNSAFE condition. The home offers 3 beds, 2 baths, and sits on a large fenced lot. Repairs would be needed - the property is sold as-is. USE CAUTION for any exterior showings. Buyer must complete any due diligence. Make this one your next project.

200 Benham Street, Palatka
$319,900
2 Beds ⋅ 2 Baths ⋅ 2159916 MLS ⋅ 32177 Zip Code
Beautifully renovated 1,040 sq. ft. home featuring 2 bedrooms and 1.5 baths, offered partially furnished including a 100'' TV, for added convenience. The thoughtfully updated kitchen and bathrooms blend functionality with tasteful finishes. Outside, enjoy a brand-new 2-car garage, new rock driveway, and a fenced backyard perfect for relaxing or entertaining. The adjacent 0.3-acre lot is included, bringing the total property to approximately 0.8 acre. Nestled in a quiet, serene setting just off West River Road, yet centrally located with convenient access to Palatka, Gainesville, Green Cove Springs, and St. Augustine. A beautifully updated home with room to enjoy the peace and privacy of the surrounding area.

102 River Road Drive, Palatka
$239,000
4 Beds ⋅ 2 Baths ⋅ 2159699 MLS ⋅ 32177 Zip Code
Welcome to this solid, spacious concrete block home offering 4 bedrooms and 2 bathrooms in a convenient in-town location. Fully remodeled from top to bottom, this move-in-ready property features all-new flooring throughout, completely updated bathrooms, a brand-new kitchen, and a full suite of new appliances--including a washer and dryer. Enjoy peace of mind with the durable concrete block construction, generous living spaces, and a large corner lot that provides extra outdoor room and curb appeal. Ideal for families or anyone seeking a freshly updated home with modern finishes and low-maintenance durability in a practical, easy-access location. Don't miss this opportunity to own a fully renovated 4-bed, 2-bath home ready for immediate occupancy.

401 Husson Avenue, Palatka
$2,950,000
2 Baths ⋅ 263616 MLS ⋅ 32177 Zip Code
High-Visibility Redevelopment Opportunity – 1.61 Acres in Growing Palatka Market Presenting a premier commercial offering in Palatka, Florida—spanning 1.61 acres across three contiguous parcels. Strategically positioned at the high-traffic intersection of State Road 19 and St. Johns Avenue, this property boasts exceptional visibility and significant redevelopment potential in one of Putnam County’s fastest-growing areas. Parcel 1 features a 0.93-acre lot improved, zoned C-4 Commercial Intensive, with a 7,918 sq ft retail building operating as a plumbing and electrical supply business. The structure includes a large reception area, three offices, two bathrooms, a spacious workshop, and ample storage—ideal for retail or showroom use. The lot has a fenced area at the rear housing an additional 2,592 sq ft warehouse with a 420 sq ft canopy. Parcel 2, located at the rear of Parcel 1, is a 0.18-acre vacant lot with no street frontage.

110 N State Rd 19, Palatka
$329,000
3 Beds ⋅ 2 Baths ⋅ 2159395 MLS ⋅ 32177 Zip Code
Welcome to this well maintained 3 bedroom, 2 bath concrete block home, conveniently located in the heart of the city. Home is completely fenced with a private outdoor space great for relaxing, entertaining or enjoying time with your family and pets. Located just minutes from the St. Johns River and Ravine Gardens. Enjoy the outdoor recreation while still remaining close to shopping, dining and other city conveniences. This home offers an excellent combination of location, comfort and value. Live oaks, and citrus trees. Includes a 24x24 carport on concrete slab along with an 8x12 shed for storage.

1202 Kirby Street, Palatka
$195,000
3 Beds ⋅ 2 Baths ⋅ 2159166 MLS ⋅ 32177 Zip Code
Well maintained concrete block home is ready for new owners! Property features metal roof, LVP flooring throughout, updated kitchen and bathrooms. Large fenced in backyard! No HOA! Price to sell and won't last long, schedule your showing today!

105 E Rellim Drive, Palatka
$465,000
2 Beds ⋅ 2 Baths ⋅ 2159148 MLS ⋅ 32177 Zip Code
Wake up to breathtaking scenery and enjoy panoramic views of the St. Johns River from the primary suite, dining room, and living room in this charming waterfront retreat. Whether you're casting a line from your private dock, launching a kayak, cruising by boat, or enjoying seasonal shrimping, every day feels like a getaway. Set on a beautifully shaded .71-acre lot with 105+/- riverfront feet and majestic live oaks, this 2-bedroom, 2-bath concrete block home also features an office/storage room, attached garage, fireplace, spacious dining room, and a functional kitchen with stainless appliances and open shelving. After a day on the water or in the garden, rinse off in the convenient outdoor shower and unwind on the deck while taking in the peaceful river views. Complete with a covered boathouse and boat lift, this property is your opportunity to embrace the relaxed, year-round riverfront lifestyle.

110 Cedar Creek Road, Palatka
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