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$695,000
3 Beds 2 Baths 2126422 MLS 32177 Zip Code
Discover exceptional living at 107 E Cardinal St, a meticulously crafted 2023 home offering modern design, comfort, and privacy. Soaring ceilings and an open‑concept living area with a striking fireplace create a warm, inviting centerpiece for everyday living and entertaining. The thoughtful layout includes 3 spacious bedrooms, 2 beautifully finished bathrooms, an additional office, and a convenient laundry area built directly into the master closet. Attention to detail includes CAT-6 Cable throughout, insulation in every wall, and a including a fully-insulated garage! Step outside to an impressive 798 sq ft covered outdoor entertainment space overlooking the sparkling pool, perfect for gatherings year‑round. Set on 5 serene acres in the heart of Palatka, this rare property also features a large 40ft x 40ft pole barn, perimeter fencing, and an electronic gated entrance, blending rural tranquility with refined living. Don't miss this rare opportunity to see this hidden gem!

107 E Cardinal Street, Palatka

$595,000
3 Beds 2 Baths 2125164 MLS 32177 Zip Code
NEW INCENTIVE! With an acceptable offer, the seller will include two tractors, making this a true turnkey homestead opportunity. Enjoy country living on 24.59 fully fenced acres with privacy, investment potential, and room to grow. Ideal for a homestead, retreat, or family estate, the property features two access points and possible subdivision. Eligible for Agricultural (Greenbelt) tax benefits, it is already set up for livestock with cattle currently on site, and a Jersey dairy cow included to get you started right away. A mature edible landscape offers abundant harvests from pecan, pear, plum, peach, citrus, mulberry, blueberry, olive, and loquat trees, plus a blueberry hedge. Inside, enjoy LVP flooring, Low-E windows, and a remodeled kitchen with shaker cabinetry, butcher block counters, and a tile backsplash. A rare opportunity for acreage, self-sufficiency, and long-term value, ready for your homestead vision. from 2 pecan trees, 5 pear trees, 4 plum trees, a peach tree, orange and tangerine trees, mulberry trees, a blueberry hedge, an olive tree, and a loquat (Japanese plum). These mature plantings provide beauty, shade, privacy, and years of seasonal harvests without waiting for young trees to mature. Inside, the home has been thoughtfully updated with luxury vinyl plank flooring throughout, energy-efficient Low-E aluminum windows, and a beautifully remodeled kitchen featuring Lily Ann shaker-style cabinetry, butcher-block countertops, and a modern tile backsplash. If you've been searching for a property that offers privacy, space, income potential, and the opportunity to embrace a more sustainable lifestyle, this one is truly a rare find

118 Darby Drive, Palatka

$293,000
3 Beds 2 Baths 2124243 MLS 32177 Zip Code
Back on the market due to buyer financing falling through, no fault of the seller! Move in ready, clean, and spacious, home on over an acre!! It features a heated, fully screened pool with exceptional privacy, perfect for year round enjoyment. Inside, you'll find 3 generously sized bedrooms, 2 separate living areas, a spacious kitchen, and a walk-in pantry. Recent updates include improvements to the electrical and plumbing systems. Upgraded HVAC, water heater, water softener, and gas pool heater. One of the standout features of this property is the included additional lot. Whether you're dreaming of building, adding another garage or guest space, storing boats/RVs, or simply enjoying the added privacy and elbow room, you'll have plenty of room for it. The property also includes a partially climate-controlled detached garage/workshop. With nearly 600 square feet of enclosed space the possibilities are endless!

1707 S Palm Avenue, Palatka

$300,000
3 Beds 2 Baths 2123084 MLS 32177 Zip Code
This home was renovated with a focus on long-term livability, systems, and structure, not surface-level cosmetics. With 1,596 square feet of thoughtfully updated living space, this home has the feel of new construction paired with the freedom and privacy of rural land ownership.Key features and upgrades include: • Fully renovated interior • Updated electrical and plumbing throughout • Heat pump HVAC system for efficient heating and cooling • Renovated kitchen with updated cabinetry, countertops, and fixtures • Updated bathrooms with modern finishes and fixtures • New flooring throughout the home • Updated lighting, doors, trim, and hardware • Improved insulation and energy-efficiency updates • Private well water with whole home filtration system • Tankless water heater • Full RV Hook Up • Space for gardens, animals, or future expansion This property also comes with an ADU of approximately 700 sq ft that is utilized as a workshop/stor age. Could be utilized as a mother-in-law suite with some work

165 Fulton Road, Palatka

$385,548
3 Beds 2 Baths 2123016 MLS 32177 Zip Code
Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're dreaming of a spacious open-concept retreat, a modern farmhouse, a multi-generational layout, or something uniquely yours. Set on a peaceful lot in a serene and growing area, this property offers the perfect canvas for your lifestyle. Home packages start at $385,000, and every build includes quality craftsmanship, attention to detail, and the flexibility to select finishes, layout, and features that reflect your taste. This is more than a house — it's your future, designed your way. Ready to build something amazing? Let's get started.

271 Peniel Church Road, Palatka

$101,000
3 Beds 1 Baths 2122871 MLS 32177 Zip Code
Welcome to your forever home! If you've been searching for that rare combination of rock-solid durability and incredible space, your search ends here. Built with sturdy concrete, this residence offers the kind of peace of mind that only comes with quality craftsmanship. Inside, you'll be blown away by the generous square footage—there is finally enough room for everyone to have their own space! But the real magic happens outside. Imagine hosting the ultimate summer cookout in your expansive, wide-open backyard. From soccer matches to Saturday BBQs, this yard is a recreational paradise. Located in one of Palatka's most welcoming, family-friendly pockets, this is the affordable opportunity you've been waiting for. Welcome home.

111 Elm Avenue, Palatka

$175,000
3 Beds 2 Baths 2122720 MLS 32177 Zip Code
Fantastic find in this quite established neighborhood. Home is a 3/2 1828 sq. ft. Block Home that features an X-large 21' x 25' Living room. Located on a large corner lot with a wooded buffered back yard, making this a very quiet and serene setting for your backyard cookouts by the ''hand built'' Tiki Bar or just relaxing by the ''hand built'' fire pit. Nice large newly redone back deck, Plenty of room for your grill, chairs, Etc... Property also offers a detached Work Shop for the hobbyist or needed storage. Two separate off street parking areas, one is a concrete driveway, the other, is yard parking that leads to the backyard. Plenty of yard to store your RV or boat in your ''fence in backyard''. This Home is in need of updating however, is livable. Live here while you update it. Previous owners just moved out Dec 21st. Bones are GREAT!! Metal Roof, Solid Wood Cabinets. Minutes to the Golf Course and Shopping.

111 Cedar Street, Palatka

$250,000
3 Beds 2 Baths 2122192 MLS 32177 Zip Code
This adorable 3-bedroom, 2-bath home in Palatka offers the perfect blend of comfort and charm. From the screened-in front porch—ideal for morning coffee or quiet evenings—to the cozy fireplace that anchors the living space. Every detail invites relaxation. The upgraded kitchen adds modern convenience while maintaining a warm, welcoming feel, and beautiful hardwood floors flow throughout the home. Step outside to a large backyard with plenty of space to unwind, garden, or entertain. Quaint, peaceful, and inviting, this home is a wonderful retreat to enjoy everyday living at a slower, more relaxing pace. Cool Antique Shops and restaurants for you to explore in the downtown area and only 30 minutes to St Augustine. Close to scenic Ravines State Park where you can hike or picnic and enjoy the beauty of the parks gardens. It's the perfect location!

510 S 19th Street, Palatka

$159,000
3 Beds 2 Baths 2122172 MLS 32177 Zip Code
**Multiple offers. H&B due by 12/24/25**Charming concrete block home with decorative brick front located in the heart of Palakta! Offering strong potential for investors seeking a value-add rental or fix-and-flip opportunity. The property features a durable metal roof, screened porch, and fenced backyard, providing a solid foundation for updates. With a little TLC, this 3 bedroom/2 bath home could easily become an income-producing property or a profitable flip. Conveniently located close to shopping, schools, and restaurants, and just minutes from Ravine Gardens State Park and the scenic St. Johns River. Sold as-is. Ideal for cash or renovation loan buyers. Bring your vision and unlock the upside this property has to offer.

303 Belmont Drive, Palatka

$75,000
3 Beds 2 Baths 2121983 MLS 32177 Zip Code
Tucked away on approximately 2 private acres, this 3-bedroom, 2-bath mobile home offers the perfect blend of seclusion and neighborhood living. Surrounded by a natural tree line, the property feels peaceful and private while still being conveniently located among neighboring homes. Inside, you'll find a functional layout with comfortable living spaces and plenty of natural light. An unfinished add-on provides endless opportunities—expand the living area, create a bonus room, workshop, home office, or customize it to fit your vision. With room to roam, space to grow, and the chance to add your own personal touch, this property is ideal for buyers looking for privacy, potential, and versatility—all in one setting.

125 W Harbor Drive, Palatka

$182,000
3 Beds 2 Baths 2121984 MLS 32177 Zip Code
Welcome to this solid block and stucco home located in a desirable Palatka neighborhood. Offering 3 bedrooms, 2 bathrooms, and 1,573 square feet of living space, this property sits on nearly half an acre at the end of a quiet cul-de-sac on a dead-end street, providing privacy and peaceful surroundings. The home features great bones and a functional layout, with a cozy living room centered around a wood-burning fireplace. The kitchen is equipped with a refrigerator, dishwasher, and electric range. An attached carport provides convenient covered parking. Enjoy outdoor living with a fenced backyard overlooking a pond—perfect for relaxing or entertaining. With its spacious lot, serene setting, and solid construction, this home presents an excellent opportunity in Palatka, Florida.

128 Karen Court, Palatka

$374,000
3 Beds 2 Baths 2121150 MLS 32177 Zip Code
Welcome home to this beautifully maintained 3 bedroom, 2 bathroom home offering the perfect blend of comfort, convenience, and outdoor space. The spacious, light-filled living area is ideal for relaxing or entertaining. The modern kitchen offers granite countertops, ample cabinet and counter space, and stainless steel appliances. The primary bedroom offers an en suite bath with separate tub and shower as well as a spacious walk-in closet. The 2-car garage offers space for your cars as well as storage. The back porch is perfect for sipping coffee in the morning or relaxing and unwinding in the evenings. Conveniently located close to schools, shopping, parks, and medical facilities. Don't miss your opportunity to make this house your home!

194 Horseman Club Road, Palatka

$223,000
3 Beds 2 Baths 2119794 MLS 32177 Zip Code
This brand-new 3-bedroom, 2-bath manufactured home is situated on two lots totaling over 1 1/2 acres, conveniently located just minutes from shopping and the St. Johns River. The thoughtfully designed spacious and open layout prioritizes comfort and functionality. The interior features drywall-finished walls with crown molding throughout, and all bedrooms have walk-in closets. The kitchen boasts a large kitchen island, ample cabinets, a farmhouse sink, microwave, oven, and dishwasher. The spacious yard is perfect for outdoor activities, and a covered detached carport and milling driveway are also included. This home is ideal for first-time buyers or anyone seeking a fresh start. With its great location and value, don't miss out—schedule your showing today! Also includes parcel #32-10-26-0000-8888-0532

100 E Escambia Street, Palatka

$165,000
3 Beds 1 Baths 2118572 MLS 32177 Zip Code
This home qualifies for up to $35,000 in First-Time Homebuyer assistance money you can use for your down-payment, closing costs, buying down the interest rate, or lowering the cost of the home for as long as you own and live in the home -- Conditions Apply Don't miss this great opportunity to own your own home. What a gem. It's nestled under towering oaks. It's near downtown Palatka. And, commuting is easy with quick access to Jacksonville, St. Augustine, and Gainesville. The home is freshly painted, metal roof replaced 2020, HVAC 2010, range to be replaced by closing, hot water heater 2022, 10'x10' shed 2025, mostly fenced back yard, shade trees help keep ac bills low, tile floors, inside washer/dryer hookups. Laurel St and many other streets are being newly paved with new curbs, sidewalks, and sod. CALL NOW to see if you qualify for up to $35,000 in First Time Home Buyer Assistance! ^All photos are enhanced and/or staged.

1510 Laurel Street, Palatka

$220,000
3 Beds 2 Baths 2116440 MLS 32177 Zip Code
Owners are motivated to sell! This spacious 3BD 2BA house sits in a quiet community off of SR 100. It is a prime location, minutes from downtown Palatka and major stores. This comfortable house will come with all major appliances and has newly updated kitchen and guest bathroom. Vaulted ceilings, comfortable Florida room, HVAC unit that is on a maintenance schedule and a regularly maintained metal roof. This 0.95 acre country lot is gated and fully fenced. The property already has established fruit trees, raised beds and an existing chicken coop for those who are looking for a small farm. There is a variety of existing buildings, including a large 2 vehicle carport, concrete block pump house, concrete block generator building and 2 storage buildings that have electrical hookups. This property will not last as the owners are willing to negotiate!

115 Lake Street, Palatka

$135,000
3 Beds 2 Baths 2116218 MLS 32177 Zip Code
Back on the market due to buyer's financing falling through****Welcome to this well maintained 3-bedroom, 1.5-bath concrete block home nestled in a peaceful neighborhood on a dead end road - the perfect blend of privacy and convenience! Step inside to find a comfortable layout featuring a newer HVAC system and newer water heater for peace of mind. The metal roof adds long-term durability, and the fenced backyard is ideal for kids, pets, or weekend get-togethers. Enjoy outdoor living on the wooden deck and beautiful landscaping that enhances the home's curb appeal. For the hobbyist or DIY enthusiast, you'll love the two detached sheds both with electricity, and one complete with a window unit A/C, perfect for year-round use as a workshop, art studio, or office. Additional highlights include a covered carport for shaded parking and a location that's close to shopping, schools, and commuter routes, offering the best of both quiet living and convenience. Move-in ready and full of charm!

116 Dellwood Avenue, Palatka

$237,000
3 Beds 2 Baths 2115641 MLS 32177 Zip Code
Welcome to 921 Husson Ave—an incredible opportunity to own a practically Brand-New Home in the heart of Palatka! This fully renovated 3 bed, 2 bath, 1352 sq ft gem was rebuilt from the studs in, with all work properly permitted & inspected! Enjoy new siding, flooring, kitchen cabinetry with granite countertops, modern bathrooms, and a brand-new AC system complete with new ductwork. Ideally located just minutes from schools, shopping, dining, Ravine Gardens State Park, the Palatka golf course, and the St. Johns River, this home offers unbeatable convenience. In addition, in an effort to make this home completely unique to you, Buyers receive a closing credit of $2,500 to purchase the Appliances of their choice! Private Financing may be available with a sizeable down payment! Don't miss this rare blend of quality, location, and value!

921 Husson Avenue, Palatka

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