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$262,000
3 Beds 2 Baths 2147419 MLS 32177 Zip Code
This 3-bedroom, 2-bath brick home with NO HOA checks the boxes buyers are looking for -- featuring a brand new metal roof, brand new carpet, and a new hot water heater, giving peace of mind on big-ticket items from day one. Tucked back on a paved street in the heart of town, this property offers both convenience and privacy with a functional layout designed for flexible living. One of the standout features is the large bonus room/walk-in closet space, perfect for a home office, walk in closet, hobby space, or additional storage. The home also includes a 2-car garage and spacious living areas ready for move-in. Step outside to enjoy the large fully fenced backyard with endless potential for entertaining, pets, gardening, or creating your own outdoor retreat. With solid brick construction, upgrades already completed, and no HOA restrictions, this home offers comfort, flexibility, and value all in one package. *Some photos are staged by AI*

3225 Blair Drive, Palatka

$355,000
3 Beds 2 Baths 2146493 MLS 32139 Zip Code
Escape to your own private riverfront retreat where relaxation and adventure come together on the beautiful St. Johns River. This tastefully updated and fully furnished 3 bedroom, 2 bath home is move in ready and ideal as a full time residence, weekend getaway or income producing VRBO/Airbnb property. Get your boat and water toys-the property features two boathouses with 3 boatslips, creating the ultimate set up for boating and fishing enthusiasts. A new 4'x20' floating dock offers easy access for kayaking, canoeing and waterfront adventures. Take in breathtaking sunsets and panoramic river views from impressive new16'x30' observation deck atop the newly build boathouse, overlooking the St. Johns River and the northeast corner of Lake George. The spacious 1,200 sq ft garage and workshop provides endless storage, hobbies and projects. Additional features include a peaceful setting on a private cul-de-sac road. This must see waterfront property is a perfect place to call home!

198 Palm Drive, Georgetown

$230,000
3 Beds 2 Baths 2145872 MLS 32131 Zip Code
WALK TO ST JOHNS RIVER AND BOAT RAMP!! This beautifully updated home offers the perfect mix of modern style and outdoor living, on expansive lot just steps from Elgin Grove boat ramp to the scenic St. Johns River. Inside, you'll love the stunning new kitchen featuring white shaker cabinets, sleek stainless steel appliances. The bathrooms updated with designer vanities and gorgeous tiled shower and bath, while luxury lighting and durable LVP flooring flow throughout the home. Step outside to relax on the large screened-in back patio overlooking the open backyard with endless room for gatherings, boats, toys, and outdoor fun. Whether you're spending weekends fishing, cruising the river, or simply enjoying the laid-back lifestyle, this move-in-ready retreat is packed with charm and excitement.

133 Magnolia Avenue E, East Palatka

$375,000
4 Beds 3 Baths 2145684 MLS 32177 Zip Code
Welcome home to this beautifully updated 4 bed, 3 bath farmhouse-style retreat offering charm, space, & modern comfort in the much sought after Peniel area. Built in 1964 & on .87 acres, this home has been updated throughout & features two private en-suites, including a stunning primary suite with a brand-new wet room, large soaking tub, open shower, double vanities, & oversized walk-in closet. The updated farmhouse kitchen flows into a spacious separate dining area, perfect for gatherings, while the large functional laundry room adds everyday convenience. Enjoy cozy evenings by the wood-burning fireplace. Major updates include a newer roof & septic system replaced 4 years ago, & new A/C within the last year. Outside, you'll find a fully fenced backyard, in-ground pool & spa, detached garage/shop, and large farm animal enclosure. A perfect blend of farmhouse charm, comfort, and functionality!

5108 Silver Lake Drive, Palatka

$230,000
5 Beds 3 Baths 2145615 MLS 32177 Zip Code
Investor Alert...Step into timeless elegance with the Lane-Fernside Home (1885)--a stunning Victorian residence showcasing classic Queen Anne influences and rich Florida heritage. Located in the North Historic District of Palatka, this home offers a rare opportunity to own a piece of local history. The home features 5 bedrooms and 3 bathrooms with exceptional preserved detail throughout, including original wood floors, an ornate staircase, floor-to-ceiling windows, and a restored front entry with stained glass windows. The main level showcases glass pocket doors, creating an open and flexible flow ideal for entertaining. Additional historic features include an original fireplace with a mantel and a built-in china pantry. Modern updates include a 200-amp electrical panel, on demand New Hot water heater, updated lower-level lighting, and a semi-updated, fully functional kitchen with appliances. This home is being sold as-is.

314 Madison Street, Palatka

$225,000
3 Beds 2 Baths 2145458 MLS 32177 Zip Code
Welcome to 2020 Cherry Ln in Palatka -- a move-in ready concrete block home near the golf course on a shaded lot. This well-maintained 3-bedroom, 2-bath home offers spacious living with a large great room, separate den/office, oversized family room, and a versatile bonus room that can serve as a 4th bedroom, hobby room, or office. Hardwood floors add warmth to the living and dining areas, while the kitchen features stainless steel appliances and ample cabinet space. The private primary suite includes an ensuite bath. Enjoy the spacious back deck, perfect for entertaining or relaxing outdoors. Additional features include a large utility room, one-car carport, and a convenient location minutes from downtown, shopping, dining, and local amenities. Full of charm, space, and functionality, this home is ready for its next owner.

2020 Cherry Lane, Palatka

$259,000
3 Beds 2 Baths 262346 MLS 32189 Zip Code
This spacious three-bedroom, two-bath family home offers an open floor plan with a separate dining room and versatile flex space, perfect for a home office, playroom, or additional living area. The kitchen features upgraded cabinetry, granite countertops, a center island, backsplash, and stainless steel appliances. Newer AC, Water Heater, Water Softener, W/D, and solar panels. Situated on a generous 0.44-acre corner lot, the property includes a two-car garage plus an additional two-car carport, providing plenty of space for vehicles, boats, or recreational equipment. Enjoy relaxing evenings, beautiful sunsets, and family gatherings from either of the two screened porches. Conveniently located near the river and a nearby boat ramp, this home also offers easy access to St. Augustine, where you’ll find beautiful beaches, shopping, dining, and historic attractions just a short drive away. No HOA. This is an investor special and will be a cash deal. Price to sell.

103 Bass Ave, Satsuma

$199,900
2 Beds 2 Baths 2145321 MLS 32177 Zip Code
THE PERFECT TINY HOUSE!! This 800 sq' under roof 2 bedroom, 2 bath renovated cottage built in 1935 is charming & turn key! Features include a bright, open floor plan with modern updates throughout & partially furnishsed, a spacious kitchen with stainless appliances, washer & dryer, a welcoming front porch to relax & a fenced back yard to enjoy a fire pit and the outdoors! Home is located on a dead end street and has a concrete drive which was installed in 2024. This home is only minutes from The Ravine Gardens State Park, Downtown Palatka & The St Johns River! Existing survey is under the document tab. To the best of the current owners knowledge, upgrades were made as follows: Metal Roof 2020, HVAC 2022, New Windows & Doors Dec 2021, New plumbing Dec 2021, Tankless Water Heater 2022, New Electric 2021. All dates were provided from a previous owner.

1210 S 12th Street, Palatka

$524,000
3 Beds 2 Baths 2144992 MLS 32112 Zip Code
Experience breathtaking waterfront living with unforgettable sunrise views in this beautifully maintained 2,049 sq. ft. concrete block home on Crescent Lake. Perfectly positioned with approximately 120 feet of serene waterfront frontage, this private retreat offers direct access to one of Florida's most scenic waterways, spanning over 15,000 acres and connecting to the St. Johns River and the Atlantic Ocean. Designed for both comfort and entertaining, the open-concept floor plan seamlessly connects the kitchen--featuring a convenient eat-in bar--to the spacious living and dining areas with soaring vaulted ceilings. Expansive sliding glass doors lead to a heated and cooled glass-enclosed sunroom, where panoramic water views create the perfect setting to relax year-round. An additional side sunroom adds 362 sq. ft. of flexible living space ideal for a home office, game room, or lounge. The property includes 3 bedrooms, 2 bathrooms, and a garage, along with exceptional views.

126 Pique Road, Crescent City

$350,000
3 Beds 2 Baths 2143876 MLS 32112 Zip Code
Spacious 3BR/2BA home on large, fully fenced lot in a convenient location close to everyday amenities! Ideally situated between two lakes & just a short walk to the recreation beach at Lake Stella-a beautiful spring-fed lake perfect for swimming & relaxing. This well-built home offers solid construction designed for comfort & quiet living, minimizing outside noise. Inside, you'll find charming built-ins & a flexible floor plan. The 2nd/3rd bdrms offer versatile space that can easily function as a private suite w/ bdrm & sitting area, office or craft room! Outdoor living shines w/ a screened-in pool & porch--great for entertaining. The backyard offers privacy & features a picnic area, fire pit, & lrge concrete pad ideal for a basketball court or add'l recreational use. Concrete blk garage includes a dedicated workshop area, ample space for storage, or potential more living space if desired. Enjoy space, flexibility, & a location that blends convenience w/ a relaxed, lake-area lifestyle!

601 Vernon Avenue, Crescent City

$199,500
3 Beds 1 Baths 2143351 MLS 32177 Zip Code
Welcome home to this beautifully updated 3-bedroom, 1-bath home located on a spacious corner lot in Palatka! This move-in ready property offers peace of mind with a newer metal roof & brand new windows just installed in March, bringing in natural light while improving energy efficiency. Step inside to find fresh interior paint, updated light fixtures, & new blinds throughout, creating a clean and modern feel. The kitchen and bathroom have both been tastefully updated, and all appliances are included--featuring a new washer/dryer for added convenience. Outside, enjoy a fully fenced backyard perfect for pets, kids, or entertaining. The property also includes a large storage shed with brand new floor, a covered carport, & a spacious front porch ideal for relaxing or hosting guests. Connected to public utilities and situated on a gorgeous, oversized corner lot, this home combines comfort, functionality, & value. Seller also offering $2k toward Buyer costs.

2601 State Street, Palatka

$340,000
3 Beds 2 Baths 2143268 MLS 32177 Zip Code
Need room to spread out without leaving town? This 3-bedroom, 1.5 bath home on 4 acres offers the perfect blend of space, functionality, and a peaceful setting--just minutes from everyday conveniences. Inside, you'll find a comfortable layout featuring a cozy living room with fireplace, a functional kitchen with ample cabinetry and prep space, and three well-sized bedrooms designed for both comfort and versatility. An enclosed Florida room provides additional living space, ideal for relaxing or entertaining year-round. Step outside and take in all this property has to offer. Enjoy the private pool along with multiple outbuildings, including one currently set up as a guest space and another used as a man cave, wired with electricity--perfect for entertaining, hobbies, or a private retreat. The property also features two additional carports/RV parking areas and plenty of open land for recreation, storage, or future possibilities. Relax on the screened front porch or unwind in the evening while taking in beautiful sunset views across your acreage. A 2-car garage and extended driveway provide ample parking and convenience. Offering a rare combination of space, flexibility, and location, this property is ideal for those seeking a more relaxed lifestyle while remaining close to shopping, dining, and daily essentials.

155 Roddy Road, Palatka

$1,350,000
5 Beds 6 Baths 2143185 MLS 32112 Zip Code
Set above the shores of Crescent Lake, this historic residence, originally known as The Williams Home and later as the Mary-Edward Inn, offers a rare blend of legacy and livability. Built in the 1800s and once operated as a bed-and-breakfast, the property carries a presence shaped by generations drawn to the lake's quiet rhythm. Now configured with five bedrooms plus a dedicated office, the home has been thoughtfully updated with a renovated kitchen and modernized baths, balancing everyday comfort with the preservation of architectural character. Positioned high on a bluff overlooking a lake connected to the St. Johns River, the setting offers expansive sunrise vistas, freshwater views, private water access, and a distinctly unhurried Florida lifestyle. A property defined not just by its history, but by the experience it continues to offer.

517 S Prospect Street, Crescent City

$160,000
3 Beds 1 Baths 2143123 MLS 32148 Zip Code
Waterfront opportunity on 1.76 beautiful acres on Little Lake Hewitt in Interlachen, Florida! This fixer-upper offers great potential with charming woodwork and an abundance of waterfront windows and doors that showcase lake views and bring the outdoors in. Enjoy the peaceful setting and spacious parcel in a highly desirable area; perfect for anyone looking to create their own lakeside retreat. Please note: the lakeside deck is not safe to walk on and should not be accessed. Property is being sold for cash, as-is. A rare chance to own acreage on the water with so much promise and natural beauty! **Well is not operational at this time. Do not walk on the lakeside deck. The electric is on.**

113 & 115 Little Hewitt Lane, Interlachen

$584,500
1 Baths 262156 MLS 32177 Zip Code
AMAZING STANDALONE WATERVIEW property in the heart of historic downtown Palatka, 203 Laurel Street offers a unique opportunity just steps from the St. Johns River, the City Marina, and public boat launch. This highly visible location benefits from both downtown foot traffic and riverfront activity, creating strong appeal for a variety of commercial uses. This is a tremendous redevelopment opportunity as zoning potentially allows for a height of up to 60ft with a 0 lot line. Its highest and best use could involve adding additional floors, creating the possibility for stunning views of the river, perfect for mixed-use development such as office, retail, or residential units. The ±820 SF building is well-suited for boutique retail, office, or hospitality concepts. A large public parking lot is located immediately in front of the property, providing convenient access for customers.

203 Laurel St, Palatka

$1,375,000
2142403 MLS 32131 Zip Code
Prime 2.01-acre commercial development opportunity at 138, 140, 142 State Road 207 and 106 E McCormick Rd in East Palatka, offering strong frontage and visibility along SR 207 with ~19,600 AADT. Strategically located with direct access to US-17 and connectivity to St. Augustine and I-95, capturing both commuter and recreational traffic. Zoned C-3 (General Commercial), allowing a wide range of uses including gas stations, convenience stores, retail, banks, service businesses, and equipment rental. Minutes from the St. Johns River and nearby marinas, supporting boat sales, marine services, rentals, and boat/RV storage. Limited nearby commercial land and growing traffic along the SR 207 corridor create a strong opportunity for marine, retail, and service-oriented development in Northeast Florida.

138 State Road 207, East Palatka

$325,000
2 Beds 3 Baths 2141975 MLS 32131 Zip Code
Timeless Elegance Meets Modern Peace of Mind Step back in time without sacrificing comfort in this enchanting circa 1900 estate. Nestled on a sprawling 1.3-acre lot, this property offers the rare combination of storied ''Old Florida'' charm and the reliability of a modern home. Over the past 11 years, the residence has undergone a comprehensive mechanical evolution, including complete replumbing, rewiring, new HVAC, and updated insulation, ensuring efficiency and longevity. The Main Residence The heart of the home is a 2-bedroom, 2-bathroom sanctuary defined by unmatched character and artisan details. The Gourmet Kitchen: A true conversation starter featuring a rare 1920s gas stove and an authentic French kitchen sink dating back to the late 1800s. A central island provides the perfect prep space for morning coffee or evening gatherings. Living Spaces: Multiple fireplaces anchored throughout the home provide warmth and architectural interest, leading you into the sun-drenched Florida room. Dining & Views: Enjoy the golden hour from the built-in dining bench, where massive windows invite an abundance of natural light and views of the lush acreage. The Carriage House & Outdoor Oasis Just a short stroll away--connected by a convenient carport--sits the stunning carriage house. This guest retreat features gorgeous finishes and a cozy, built-in nook designed specifically for quiet reading sessions or afternoon naps. The transition between the structures serves as an entertainer's dream, offering a covered area for alfresco dining or sheltered gatherings. The outdoor experience is completed by a private outdoor shower--perfect for rinsing off after a day in the sun--and a heated pool (installed within the last 8 years) that allows for year-round swimming. Property Highlights: Turn-Key Historic Living: Original architectural soul with a fully updated infrastructure (Plumbing, Electrical, AC). Expansive Acreage: 1.3 acres of privacy and mature landscaping. Versatility: A main home full of history paired with a contemporary, stylish carriage house for guests or a home office. Building is 3164 sq. ft., total heated and cooled sq ft of main house and carriage house is 2266. Experience the perfect marriage of turn-of-the-century craftsmanship and modern luxury.

185 E River Road, East Palatka

$110,000
3 Beds 2 Baths 2141965 MLS 32177 Zip Code
Charming 1920 farmhouse-style home full of character and set on a spacious 1/2 acre lot! This 3-bedroom, 2 bath residence offers timeless appeal with mature oak tress providing shade and a picturesque setting. Enjoy relaxing mornings on the large covered front porch, perfect for rocking chairs and quiet country living. Inside, you'll find a functional layout featuring a separate dining room ideal for gatherings and everyday meals. The home offers a blend of vintage charm and comfortable living space, with plenty of potential to make it your own. Outside, the covered carport provides convenient parking and protection from the elements, while the expansive yard offers endless possibilities for gardening, entertaining, or simply enjoying the peaceful surroundings. Don't miss this opportunity to own a piece of history with the room to grow-schedule your showing today! HUD Case #091-767804. Proof of funds required before negotiations.

130 Price Street, Palatka

$90,000
1 Beds 1 Baths 2141956 MLS 32139 Zip Code
Welcome to your perfect slice of Old Florida! This updated open concept room with 1BA cottage sits just across the road from Lake George/St Johns River, offering easy access to one of the area's most sought after fishing/boating destinations. Whether you're looking for a quiet escape weekend retreat/income producing rental/low maintenance affordable way to enjoy lake life, this 480sf charmer checks all the boxes. Built in 1970, it has been thoughtfully refreshed with metal roof, screened back porch, SS appliances, soft close drawers/cabinets, counter tops/kit island, carpet/vinyl laminate flooring, mini split heating/cooling, new septic system, and vinyl insulated windows. Step outside and enjoy the laid back lifestyle this location is known for. With the lake just steps away, you can spend your days fishing/boating/simply relaxing and taking in the natural beauty of the area. The managable 0.13+/-acre lot keeps maintenance minimal so you can focus more on enjoying and less on upkeep.

101 Possum Hollow Road, Georgetown

$82,000
2 Beds 1 Baths 2141908 MLS 32177 Zip Code
Opportunity knocks with this 2-bedroom, 1-bath concrete home. Key upgrades include a metal roof (2010), new HVAC (2025), updated electrical panel (2025) and hot water heater (2023), reducing major upfront costs. With solid construction, a fully fenced yard, and an enclosed rear porch offering additional usable space, this property is primed for renovation and strong resale or rental potential. Located in an older, established neighborhood with charming brick streets in central Palatka. Just a few minutes to downtown stores and the city dock on the St Johns River or the Westside shopping district. Within walking distance to a public park and Ravine Gardens and offering an easy commute to St. Augustine, making it an excellent opportunity for resale, rental income, or a personalized starter home project.

1520 President Street, Palatka

$799,900
4 Beds 4 Baths 2141665 MLS 32177 Zip Code
RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License

520 River Street, Palatka

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