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$254,000
3 Beds 2 Baths 2098016 MLS 32177 Zip Code
Rare Opportunity on Silver Lake! Welcome to 126 Echo Ln. in Palatka, FL — a peaceful lakeside retreat tucked away in one of Putnam County's best-kept secrets. With 1.63 acres of natural beauty, this charming property offers direct frontage on the coveted Silver Lake — a rare find in today's market! As you drive in, you're greeted by a picturesque, tree-lined gravel road, winding through shade, privacy, and quiet serenity. The home is well-maintained with timeless character, offering a solid foundation and endless potential for stylish updates. Whether you're envisioning a cozy weekend hideaway or a full-time lakefront dream, this is your opportunity to bring it to life. You'll feel a world away — yet you're just minutes from everything Palatka has to offer, including shopping, dining, medical facilities, and more. Peaceful, private, and conveniently located — this property truly has it all. Schedule your private showing today!

126 Echo Lane, Palatka

$270,000
3 Beds 2 Baths 2097290 MLS 32177 Zip Code
100% USDA financing Eligible!!!Very Motivated Sellers!!! Enjoy privacy and tranquility in this spacious corner lot home situated on a quiet cul-de-sac Surrounded by lush greenery. The inviting living room, complete with a cozy fireplace, invites relaxation, while the enclosed porches and screened lanai offer seamless indoor-outdoor living across the back of the home. The generous backyard, filled with citrus, orange, lime, grapefruit, and avocado trees provides the perfect setting to enjoy Florida's beautiful weather. Additional highlights include a new roof, new AC and furnace, new water heater, fresh flooring throughout, new windows and sliding doors and a fully updated kitchen. You'll also benefit from an attached carport, ample storage, and a large detached storage building in the back. Don't miss the opportunity to own this home, call Milia Kahayan to schedule your appointment to see it today!

115 Quail Trail, Palatka

$349,000
4 Beds 3 Baths 2097010 MLS 32177 Zip Code
Owner Financing Available to qualified buyer with 75k down competitive interest rate, possible balloon but terms are negotiable. High on the hill this circa 1905 home in the Heart of Downtown Palatka just outside the South Historic District this charming renovated home sits up on the hill in the perfect location near the city dock on the St. Johns River for recreation and all the shops and services this growing town has to offer minutes away. Home has new metal roof, freshly painted inside and out. The cook friendly kitchen has new custom cabinetry and stainless steel appliances. The three baths are new with custom tile work. This is a one of kind home with larger than average lot that draws the attention of everyone that passes by!

1325 River Street, Palatka

$351,428
3 Beds 2 Baths 2095273 MLS 32148 Zip Code
Welcome to 420 S Francis Street, a beautiful lakefront home nestled in peaceful Interlachen, Florida. This spacious 3-bedroom, 2-bathroom residence offers 2,057 square feet of fully remodeled living space on 5.05 acres, fully fenced around the home for privacy and security, along scenic Lake Lagonda. 4+/- acres are lakefront. Inside, you'll find a fully remodeled kitchen and bathrooms with stylish finishes and fresh paint throughout, inside and out. The home features a 4 year old metal roof, updated plumbing and electrical systems, and two newer hot water heaters for added comfort and efficiency. Outside, enjoy a newly poured back patio, perfect for relaxing or entertaining while taking in serene lake views. Boaters will appreciate the private boat slip providing easy lake access. Additional amenities include a greenhouse, workshop, covered carport, and a 220-amp RV hookup—ideal for hobbies, outdoor living, and storage. Book your showing today!

420 S Francis Street, Interlachen

$159,500
3 Beds 1 Baths 2095055 MLS 32177 Zip Code
Adorable Remodeled Brick Home in the Heart of Palatka! This charming 3-bedroom, 1-bath brick home is full of character and updates, perfectly located within walking distance to Grace Fellowship Church and Shaw Buck Park. Situated on a lovely fenced-in yard, the property also features a cute workshed—ideal for hobbies, storage, or a small studio. Enjoy peace of mind with major upgrades already completed, including a newer metal roof, HVAC, water heater, and updated plumbing and electrical systems. The home is on city water and sewer and includes a water softener system for added convenience. Just minutes from downtown Palatka, you'll love the easy access to local shopping, fantastic restaurants, and the scenic St. Johns River waterfront. Embrace the charm of small-town living with a short commute to Florida's stunning beaches in St. Augustine and beyond!

2519 W Main Street, Palatka

$189,000
3 Beds 3 Baths 2093381 MLS 32640 Zip Code
Step back to circa 1900 with this spacious 3 story family home with tons of character and charm. The home offers 3 bedrooms, 3 full bathrooms, a formal dining room, living room, flex room on the main floor which could be used as an office or den, along with a 3rd floor space that could be converted to a 4th bedroom. As you enter the elegant foyer you can feel the historical blend of old and new with original wallpaper preserved in the living room adding to the charm. The home features a fully remodeled kitchen, original wood floors, remodeled bathrooms on the 1st floor and Master Bathroom and a beautiful front porch and second story balcony adding to the grandness of the architecture. Beautiful, treed lot includes fruit trees (orange, lemon, and grapefruit), a 30X36 metal garage, and partially fenced just under an acre lot. You do not want to miss an opportunity to see this beautiful home located in Johnson Florida just minutes from Gainesville.

405 S County Road 21, Hawthorne

$155,000
2 Beds 1 Baths 2092833 MLS 32177 Zip Code
Welcome home to this beautifully updated 2-bedroom, 1-bath charmer that's move-in ready and packed with upgrades! Enjoy peace of mind with a brand-new roof (2024) and new A/C system to keep you cool all year long. Step inside to find luxury vinyl plank flooring throughout, giving the home a fresh and modern feel. The kitchen has been completely refreshed with a brand-new refrigerator and stove/oven, making it perfect for whipping up your favorite meals. A tankless water heater ensures endless hot water and energy efficiency. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance investment, this home checks all the boxes. All the major updates are already done—just move in and enjoy! Don't miss your chance to own this turnkey beauty—schedule your showing today!

1701 Wapalaw Street, Palatka

$169,900
2 Beds 1 Baths 2092810 MLS 32177 Zip Code
Adorable, newly updated in Every Way. Roof replaced in 2021, but 2023 & 2024 there is new plumbing, electrical, walls, floorings, kitchen, bath, hvac system, and siding. Big beautiful bathroom. Carport for your vehicle & a side driveway for the boat, or other toys in the backyard. Sellers were very meticulous in their remodel. Home is 100 years old this year, but most of her has been replaced. Owners have pics of every step of the remodel. New water heater, refrigerator, stove, microwave. Laundry/Utility inside. All permits are online. FHA AND VA Buyers accepted! St Johns River is only half a mile down the road, shopping and entertainment all in walking distance. Very convenient to all of Palatka's festivals and entertainment

209 N 7th Street, Palatka

$265,000
5 Beds 5 Baths 2092494 MLS 32177 Zip Code
Step back in time with this magnificent historic beauty, nestled on a tree-lined cobblestone street. Bursting with character, the home features original doors, stunning stained glass, and timeless architectural details throughout. The main floor offers a spacious living room with fireplace, 2 bedrooms with a Jack-and-Jill bath, a 1/2 bath in the hall, and a kitchen space ready for your custom design. A private back staircase leads to the second level, ideal for multi-unit living. second floor includes a serene master suite with veranda access, two additional bedrooms with Jack-and-Jill bath, and a full bath in the hall, also space for a second kitchen. The expansive third-floor attic is full of character and offers incredible potential for additional living space, studio, or office. Fresh interior and exterior paint complement the home's preserved historic charm. With 5 bedrooms, 4.5 baths, and 3,076 sq ft on a 0.26-acre lot surrounded by stately homes, this is a rare opportunity!

417 N 3rd Street, Palatka

$148,000
3 Beds 2 Baths 2091687 MLS 32177 Zip Code
Offered CASH ONLY, AS-IS with tons of potential as a fix and flip or fix and hold. Asking price is FIRM. Property is priced for the updates and repairs needed. This bungalow in the heart of Palatka has a front porch that just invites you to stay awhile, and sits on a huge, fully fenced corner lot with a detached 2-car garage plus workshop, along with covered paved parking for an RV and convenient RV hookups. From the front gate to the front porch to the cheerful blue door, this home is so inviting. Through the front door you're greeted with a spacious great room, and a sunroom or flex space just off the living room featuring French doors and a lively vinyl tile floor. Through the dining space is the kitchen with stainless steel appliances and built-in breakfast bar. Through the kitchen you'll find a spacious laundry/utility/mud room with plenty of room for pantry storage, along with a back door to a covered porch leading to the covered RV parking and detached garage. Three bedrooms and two full bathrooms round out the home. This adorable piece of Palatka needs some TLC, but has so much character and potential. Bring your vision and make it your own! Would make a great investment or primary home for someone willing and able to put in the work. Age of metal roof is unknown, HVAC is 2017, hot water heater is 2025, most plumbing has been updated to copper or PVC, most electrical has been updated at some point but there are still some remnants of cloth and aluminum wiring present, age of the septic is unknown but no issues were found there during inspections. There is previous termite and water damage to the detached garage. This property is priced for the repairs and the work needed.

2505 State Street, Palatka

$660,000
3 Beds 2 Baths 2091608 MLS 32177 Zip Code
Completely renovated and move in ready, this stunning 3-bedroom, 2-bathroom home sits on 1.27 beautifully landscaped acres with sweeping views of the St. Johns River. From the moment you arrive, you'll appreciate the peaceful setting and thoughtful updates throughout. The spacious, updated kitchen is a chef's dream, featuring modern finishes, ample storage, and plenty of room to gather. Step outside to the huge covered porch, perfect for relaxing or entertaining while enjoying the river breeze and serene surroundings. The property includes a detached garage for your toys, as well as a private dock, ideal for boating, fishing, or simply soaking in the view. If you're looking for move in ready riverfront living with space to breathe, this one checks every box. Schedule your private showing today!

107 Morningstar Lane, Palatka

$399,000
7 Beds 9 Baths 2091604 MLS 32187 Zip Code
Nestled on 2 acres in the heart of San Mateo, Florida, Historic Victorian ''Painted Lady'' at 150 Central Avenue-formerly known as Fern Court Bed and Breakfast- offers a rare opportunity to own a piece of local history. Built in the early 20th century by Henry B. Bailey (a railroad magnate and citrus broker), this stately home helped shape the very foundation of San Mateo. Bailey's influence persuaded Henry Flagler to extend the Florida East Coast Railway through the area, marking Fern Court as both a residence and a legacy. The home was once a vibrant social hub and entertained many traveling into the area on the San Mateo Express. In 1905, it even welcomed Mrs. Theodore Roosevelt for a stay. Though time has weathered parts of the home, much of its historic character remains beautifully intact. With 4624 square feet including 7 Bedrooms, and 9 baths and a hidden room- it hosts a unique opportunity to breathe new life into the halls and to own a piece of Florida's Gilded Age.

150 Central Avenue, San Mateo

$173,000
2 Beds 2 Baths 2090565 MLS 32177 Zip Code
This charming 2-bedroom 2-bath home has been thoughtfully rehabbed to provide a conformable and functional living space. The spacious living area welcomes you with fresh paint, new flooring and modern touches that blend style with practicality. The kitchen features updated countertops, cabinetry and appliances offering a clean, efficient space for cooking. Both bedrooms are well-seized, with ample closet space and plenty of natural light. The bathrooms have been updated with new fixtures, vanities and clean beautiful tiles, providing a fresh feel. The house is designed with a cozy and welcoming atmosphere, ideal for everyday living. Outside, you'll find a manageable yard with room for outdoor activities. This home offers the perfect balance of comfort and convenience, making it a great choice for those looking for a well-maintained, move-in-ready space without extra frills.

402 Harris Street, Palatka

$650,000
3 Beds 2 Baths 2090225 MLS 32181 Zip Code
THE ERWIN-LINKE-SHIRLEY HOME aka: THE PINK HOUSE. STEP BACK IN TIME AND DISCOVER THE TIMELESS ELEGANCE OF THIS STUNNING TWO STORY VICTORIAN HOME BUILT IN C. 1886. THIS HOME IS BRIMMING WITH CHARACTER, EXQUISITE CRAFTMANSHIP, MULTIPLE EXPANSIVE PORCHES, TALL WINDOWS, MULTIPLE FIREPLACES WITH DETAILED MANTELS WHICH ADD BEAUTY AND AMBIANCE TO THE LIVING SPACES. THE UPDATED KITCHEN HAS CLASSIC CHARM WITH MODERN FUNCTIONALITY. EXTENSIVE STORAGE WITH A FULL ATTIC AND FULL BASEMENT. THIS MASTERPIECE HOME INCLUDES MODERN AMENITIES LIKE CENTRAL AIR AND UPDATED ELECTRICAL SYSTEMS FOR COMFORT AND PEACE OF MIND. THE SPACIOUS BACK YARD HAS A 2 STALL RV CARPORT, WORK SHED, AND A CHICKEN COOP. PLENTY OF ROOM FOR GARDENING AND FREE RANGING CHICKENS.

240 Sisco Road, Pomona Park

$260,000
4 Beds 4 Baths 2089638 MLS 32177 Zip Code
Welcome to your dream home in the heart of Palatka! This spacious 4-bedroom, 3.5-bathroom residence offers over 2,000 square feet of comfortable living space, perfect for families and professionals alike. Enjoy Florida's beautiful weather year-round from the screened-in back porch, and take advantage of the attached one-car garage for convenient parking and storage. The kitchen is a chef's delight, boasting brand-new stainless steel refrigirator,dishwasher,and microwave, sleek quartz countertops, and modern cabinetry. New vinyl plank flooring throughout the home adds a touch of elegance and durability. Located just minutes from local schools, dining, shopping, and the scenic Palatka riverfront with a public boat ramp, this property combines charm, functionality, and an unbeatable location. Don't miss the opportunity to make this exceptional home yours! Call listing agent Rachel Mcneal with any questions!

2155 Diana Drive, Palatka

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