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$654,000
4 Beds ⋅ 3 Baths ⋅ 2018619 MLS ⋅ 32148 Zip Code
Paradise Found: Lakefront Luxury Awaits This stunning 4-bedroom, 2.5-bathroom home was built in 2008 and offers the ultimate lakefront living experience. Step inside and be greeted by an abundance of natural light showcasing the sparkling waters of Spring-fed Lake Ida just beyond. Lake Ida is your personal playground. Cast a line and fish for bass or bream right off your private dock. Cruise the tranquil waters in your boat, or enjoy exhilarating days skiing, tubing, or wakeboarding. Your own private oasis awaits you. Take a dip in the sparkling heated saltwater pool with a spa, perfect for year-round enjoyment. Relax on the pool deck paved with pavers, or unwind under the covered lanai, all while taking in the stunning lakefront scenery. Relax and unwind in the expansive living areas featuring gleaming travertine tile and custom cabinetry throughout the kitchen, bathrooms, and master closet. The gourmet kitchen boasts granite countertops and stainless-steel appliances. Unwind after a long day in your luxurious master suite downstairs. French doors lead out to a private lanai overlooking the lake, while the en-suite bathroom features his and her sinks, a large jetted tub, and a gorgeous walk-in closet. Upstairs, discover a haven for family and guests. Three additional bedrooms share a well-equipped bathroom, while a spacious living area provides the perfect space for movie nights or game days. Step out onto the expansive 10'x44' balcony and soak in the breathtaking lake views. This home boasts a new roof, a freshly painted exterior, a concrete privacy fence, and a concrete seawall for added peace of mind. Park your vehicles under the convenient 2-car carport, with plenty of additional parking available. Don't miss this rare opportunity to own a piece of paradise. Contact us today to schedule a showing!

978 State Road 20, Interlachen
$620,000
6 Beds ⋅ 4 Baths ⋅ 2018553 MLS ⋅ 32112 Zip Code
Motivated Seller! This property is nestled on the serene shores of Crescent Lake featuring 2 separate homes. This exceptional 1.5-acre waterfront property presents an unparalleled opportunity for investors or families seeking a tranquil lakeside retreat. The property boasts an impressive 156 feet of waterfront, complete with a private dock, boat lift, and a screen enclosed dining area, promising endless lakeside adventures and leisure. This opportunity features two distinct residences, each offering unique charm and privacy, making it ideal for multifamily living or a potential investment venture. The first residence, of sturdy concrete block construction, unfolds over a split floor plan. Initially designed as a two-bedroom, one-bathroom home, it has been This home is perfectly designed for comfort and functionality, featuring an attached garage for extra storage, and front and back decks that invite relaxation and contemplation of the lake's tranquil beauty. The interior of the primary residence exudes warmth and charm, with updated windows framing the majestic lake views, drawing natural light into every corner. A sunroom/den area provides a peaceful nook for relaxation or an office, seamlessly leading to the inviting living room, a dining room area, and an open-concept kitchen that serves as the heart of the home. A practical utility room doubles as a pantry and laundry space, efficiently separating the master suite from the main living areas, enhancing privacy and convenience. Rich natural wood paneling and a cozy fireplace set the stage for memorable family gatherings, adding to the home's rustic appeal. The second residence, a testament to modern living and efficiency, is a 2019 Nobility modular home that spans a generous 1404 square feet. This home is smartly designed with a three-bedroom, two-bathroom layout, adhering to a split floor plan that maximizes privacy and space utilization. The interior is marked by contemporary design elements and finishes that cater to the needs of modern families or individuals seeking a blend of comfort and style. A focal point of this residence is its expansive rear deck, offering a private outdoor oasis where residents can unwind, entertain, or simply soak in the serene lake views and lush surroundings. This deck not only extends the living space outdoors but also enhances the home's connection to nature, making it an ideal spot for morning coffees, evening relaxation, or hosting gatherings against the backdrop of Crescent Lake. Both homes on this waterfront oasis offer distinct living experiences tied together by the shared beauty of their surroundings. Whether utilized as an investment property, a family compound, or a mix of both, this multifamily estate presents a rare opportunity to own a piece of paradise on Crescent Lake, complete with all the amenities and comforts of modern lakeside living.

2392 Highway 17, Crescent City
$150,000
1 Beds ⋅ 1 Baths ⋅ 2018330 MLS ⋅ 32148 Zip Code
**Highest and best offer by 5:00 PM on April 12, 2024. Please include Proof of Funds.** Discover the charm of Twin Lakes with this cabin boasting stunning frontage on two sides. While a fixer-upper, this property offers prime access to skiing, fishing, and swimming. Embrace the opportunity to create your dream lakeside retreat in this serene setting. Don't miss out—schedule a tour today!

116 Twin Lake Grove Court, Interlachen
$130,000
2 Beds ⋅ 1 Baths ⋅ 2017950 MLS ⋅ 32181 Zip Code
Adorable site-built 2 bedroom, 1 bath bungalow. Wood laminate flooring throughout. Glass enclosed front porch. The home has central heat/air and the workshop has separate window a/c unit for your complete comfort. Attached 1-car garage. Perfect size nicely treed extra lot also conveys with sale of home. The lot size is for both lots. Home has had a home inspection and termite report, see in documents. Seller agrees to escrow at closing funds to put on a new roof, electrical work, and a new drain field in the amount of $16,780.00. Buyers to accept property in ''As Is'' condition.

205 Holly Avenue, Pomona Park
$250,000
4 Beds ⋅ 2 Baths ⋅ 2017910 MLS ⋅ 32177 Zip Code
Cash Only! This 1920's two story home is ideally situated just a few blocks from the scenic St Johns River and walkable to downtown Palatka. The classic brick driveway and large covered front porch offer charming curb appeal. Step off the porch and enjoy views of the St Johns River from your front yard. Inside you are greeted with a beautiful hardwood staircase that showcases the homes original hardwood floors. The kitchen has been updated with new cabinets and appliances. Upstairs you will find an updated bathroom and three spacious bedrooms. The attic provides extra storage space and can be converted into an additional living area. As you head out the back door you pass through a convenient mudroom with a new washer and dryer. tankless water heater, and updated bathroom. Out back, the home features a detached 2 car garage. The spacious and private backyard is perfect for outdoor gatherings, a boat, and even an RV. Enjoy evening walks down to the river or just walk one block over to the park and enjoy the Florida lifestyle.

313 Madison Street, Palatka
$389,900
3 Beds ⋅ 2 Baths ⋅ 2017582 MLS ⋅ 32177 Zip Code
NEW CONSTRUCTION AT ITS BEST AND ITS TURNKEY READY. Brilliantly designed home in the Bostwick area constructed on 4.73 acres. This home has a large open great room with a cathedral ceiling, plenty of natural light. The kitchen has state of the art Samsung appliances to include a REFRIGERATOR, dishwasher, range, and slimline micro-hood. Plenty of cabinet space with beautiful quartz countertops and Luxury floating LVL flooring throughout. Large pantry and separate laundry room. Separate furniture style vanities in the guest bath which also includes a tub-shower with tile surround. The master bath has an oversized tile shower and furniture style double vanity. If efficiency is important, then this house is for you. The builder upgraded the insulation to spray foam attic and walls so you can stay cool while maintaining your power costs. Enjoy the evenings while relaxing on your large, covered front or rear porch. Dreamfields offers large lots with nature in the palm of your hand.

120 Slew Court, Palatka
$27,000
2 Beds ⋅ 1 Baths ⋅ 2017477 MLS ⋅ 32177 Zip Code
Welcome to your next investment opportunity in Palatka, Florida! Whether you are a seasoned investor looking for your next fix & flip project or just starting your real estate investment journey, don't miss the chance to capitalize on this affordable opportunity today! With the right vision and execution, this property holds the potential for substantial returns through a successful flip or long term hold! Grab this gem and take advantage of the endless monetary opportunities in a thriving location, perfect for investing.

1109 Eagle Street, Palatka
$1,950,000
4 Beds ⋅ 5 Baths ⋅ 2017327 MLS ⋅ 32112 Zip Code
Unmatched lifestyle for marine, aviation & nature enthusiasts! 2021 craftsman home nestled along the St. John's River in a fly-in community w a 3,000' runway & opp for private hangers. On .66 an acre w 105' river frontage, this sophisticated home includes 4 beds, 3 ba, 2 HB, loft, oversized & air conditioned 3 car G w 200-amp, 161' composite dock, 12,000 lb. lift, & a limestone shelf. The structure is superior w concrete + reinforced steel rods, Hardie, impact w&d, metal roof, generator, & 7.5' elevation. Luxe features like hickory wood floors & cabinetry, steel 21' gas fireplace, 10-21' ceilings, cobblestone, imported sinks, & 500 lb. Walnut door. Open concept w panoramic river views + chef/entertainer's kitchen w granite, gas stove, 2 dishwashers, 2 sinks, 2 beverage frid, double ovens & details like warming drawer, instant hot water, sound sys, & temp controlled wine cellar! Enjoy outdoor living, wildlife & stunning sunsets from travertine deck, screened lanai, dock or firepit!

114 William Bartram Drive, Crescent City
$165,000
2 Beds ⋅ 3 Baths ⋅ 2017320 MLS ⋅ 32148 Zip Code
Nestled on over 1 acre on Hubbard Pond, this 2-bed, 2-bath home with a 2-car garage is your canvas for lakeside living. Sold as is, this property offers a rare opportunity for rejuvenation. Embrace the serene surroundings and envision the possibilities of your private sanctuary. Don't miss out—schedule your showing today!

140 Lakewood Drive, Interlachen
$249,990
3 Beds ⋅ 2 Baths ⋅ 2017292 MLS ⋅ 32140 Zip Code
MOVE-IN READY! New Construction, stunning three bedroom, two bath semi-custom home in the town of Florahome. The home is nestled on .30 acres amongst the live oak trees. This home features all wood cabinetry, LVP floors, 10' ceiling in family room, stainless steel appliances, large owners suite and much more. Close proximity to Lake Blossom Trail, George's Lake Boat Ramp, Ethoniah Creek State Forest, and Florida National Scenic Trail. Schedule a showing today!

200 Coral Farms Road, Florahome
$203,000
3 Beds ⋅ 1 Baths ⋅ 2017109 MLS ⋅ 32177 Zip Code
Step back in time with this charming old house, a vintage gem built in 1971 that exudes character and history. This block-built home features a classic brick veneer exterior that adds to its timeless appeal. Nestled on a spacious lot, this cozy abode offers 1,075 square feet of living space, making it the perfect retreat for those seeking a quaint and intimate home. With its retro charm and sturdy construction, this house is a testament to enduring quality and craftsmanship. While modest in size, this old house boasts a big lot that provides ample space for outdoor activities, gardening, or simply enjoying the fresh air. Imagine creating your own oasis in the backyard on your corner lot. Don't miss the opportunity to own a piece of history with this well-maintained old house from 1971. With its solid construction, classic design, and spacious lot, this property is sure to capture the hearts of those who appreciate the charm of yesteryears.

1708 Westover Drive, Palatka
$392,000
3 Beds ⋅ 2 Baths ⋅ 2016734 MLS ⋅ 32177 Zip Code
NEW CONSTRUCTION AT ITS BEST AND ITS TURNKEY READY. Brilliantly designed home in the Bostwick area constructed on 4.73 acres. This home has a large open great room with a cathedral ceiling, plenty of natural light. The kitchen has state of the art Samsung appliances to include a REFRIGERATOR, dishwasher, range, and slimline micro-hood. Plenty of cabinet space with beautiful quartz countertops and Luxury floating LVL flooring throughout. Large pantry and separate laundry room. Separate furniture style vanities in the guest bath which also includes a tub-shower with tile surround. The master bath has an oversized tile shower and furniture style double vanity. If efficiency is important, then this house is for you. The builder upgraded the insulation to spray foam attic and walls so you can stay cool while maintaining your power costs. Enjoy the evenings while relaxing on your large, covered front or rear porch. Dreamfields offers large lots with nature in the palm of your hand.

184 Mare Court, Palatka
$295,000
3 Beds ⋅ 2 Baths ⋅ 2016697 MLS ⋅ 32177 Zip Code
3BR/2BA with vaulted ceiling in living room, huge kitchen with plenty of counter space & an island with bar seating. Screened porch, privacy fenced back yard & detached workshop. Upgrades include new LVP flooring, gas water heater, electric fireplace, & water softener system.

117 Underwood Drive, Palatka
$230,000
3 Beds ⋅ 2 Baths ⋅ 2016675 MLS ⋅ 32177 Zip Code
Super cute and well maintained 3 bedroom/2 bath home on .70 acres. Updated kitchen and baths.

648 W Peniel Road, Palatka
$130,000
2 Beds ⋅ 2 Baths ⋅ 2016668 MLS ⋅ 32189 Zip Code
2BR/2BA home with wood siding. In need of TLC.

120 Palmland Avenue, Satsuma
$233,000
2 Beds ⋅ 1 Baths ⋅ 2016460 MLS ⋅ 32148 Zip Code
***Contingent pending inspections and taking backups. If you can not see potential this is not the property for you. Sweat Equity would transform this place to Amazing. This house on Lake Grandin has majestic oaks 2.3 Acres with 100 foot on the lake. The dock and boat house needs work. The boat comes with the purchase. The couple has lived there most of their lives. There is a boat ramp, wrap around porch. Could be an amazing AirBNB property. The bee hives or she shed does not stay however there are 10 pineapple plants, lemon tree, and roses. The water damage in living room is from leaking AC pan and has been fixed. Please verify living and sq footage area. Cash AS IS sale.

401 Yawn Avenue, Interlachen
$498,000
3 Beds ⋅ 2 Baths ⋅ 2016390 MLS ⋅ 32140 Zip Code
Like New Construction!! Nestled on a gated serene 10-acre parcel with large majestic oak trees. This custom built 3-bed, 2-bath 1,765 sqft home was crafted by well-known builder Cody West Construction in 2017, and is built to last. Step inside to discover wood plank tile floors throughout, 9' ceilings, full granite countertops, and NEW stainless-steel appliances adorning the heart of the home. Features include Hardi Plank Siding, Metal Roof, Fireplace, and Professional Landscaping. Relish the tranquility of your Covered Back Porch, or retreat to the Spacious Master Suite for the ultimate in relaxation, featuring Double French Doors to Rear Porch and a Large Master Bath with separate Tub and Enclosed Shower. A large 2-car garage and storage shed completes the picture. Seize this opportunity to embrace luxury living in a private haven.

154 Turkey Trot Road, Florahome
$110,000
2 Beds ⋅ 2 Baths ⋅ 2016261 MLS ⋅ 32189 Zip Code
Sturdy concrete block construction on just over half an acre lot. Spacious open floor plan has large family room addition with fireplace. Large detached shed / workshop for your tools. Nice location near plenty of water access points on the St. Johns river for recreation and less than an hour to the beach! This property falls under the FNMA/Freddie Mac 1st Look requirements which requires the property be marketed in the MLS to an owner occupant or non-profit entity only for a period of 21 days. After 21 days of marketing and if no owner occupants or non-profits have submitted and received an offer approval, the seller will entertain offers from all other potential buyer types. If an owner occupant or non-profit does place an offer which is approved during the 21 day period, the buyers will be required to sign an affidavit confirming their intent to occupy the property.

204 Leisurely Avenue, Satsuma
$430,000
5 Beds ⋅ 3 Baths ⋅ 2016211 MLS ⋅ 32177 Zip Code
Welcome to this gorgeous 5 bedroom, 3 bath home nestled on 1.3 acre oak tree private lot. Impeccably maintained with every turn to upgrades, plus a culinary kitchen that boasts of expansive cabinetry and countertops.The dining area, primary bedroom with attached suite, and other bedrooms all have chair rail. French door invites you into the study from the living room with a brick fireplace. Large family room for gatherings and entertaining. Relax on the covered rear patio for afternoon iced tea surround by gardens. There is also detached covered parking for your RV/boat. Home has an 8000 watt electric Generac generator with power lead to the main breaker panel. All this with a fully fenced yard and the convenient circular driveway awaits you to tour your new home.

2804 Silver Lake Drive, Palatka
$427,000
4 Beds ⋅ 3 Baths ⋅ 2016078 MLS ⋅ 32189 Zip Code
Introducing a spacious 2,370 sq.ft. home with FPL energy-efficient BuildSmart certification. Constructed with solid poured concrete walls, low E windows, and foam insulation, ensuring comfort and sustainability. Features a hardwired alarm system with cameras, motion, and glass break sectors. Inside boasts 6-inch baseboards, fluted molding, and 20-inch ceramic tile. Kitchen includes stainless steel appliances with a glass double oven and gas stove. Outside, a 40-ft heavy-duty boat lift, 20x40 ft garage with 18-ft door. First floor ideal for a mother-in-law suite with separate entrance, laundry, bedroom, kitchen, and living area. Enjoy outdoor living on a large wooden deck overlooking a brackish water canal leading to the Saint Johns river. Located in flood zone X, flood insurance not required.

137 Sportsman Road, Satsuma
$235,000
3 Beds ⋅ 1 Baths ⋅ 2015968 MLS ⋅ 32666 Zip Code
Wow rarely available Melrose charmer! This beauty is newly renovated and is ready for it's new owner. Very private Ag zoned large .95 acre double lot (goes from Campbell's Lane to SR 21) with abundant fruit trees bearing peaches, pears, apples, etc plus blueberries and other berries. Beautiful luxury vinyl plank flooring throughout the home - no carpet. Open floor plan. Gourmet kitchen with brand new stainless steel appliances. Gorgeous new bathroom with newly updated shower. All light fixtures are brand new. Huge storage building (8 ft x 24 ft) which is wired and plumbed for water with deck and side ramp w/roll-up door and a lean-to on the back side. Wood privacy fence on South side and chain link w/privacy slat and screen on the North side. Firepit area to enjoy with friends. Covered back deck is great for barbecues. City water. AC and septic drain field were replaced 5 years ago. Metal roof replaced in 2021. Historic Melrose has art galleries and festivals and lakes

109 Campbells Lane, Melrose
$221,000
4 Beds ⋅ 3 Baths ⋅ 2015903 MLS ⋅ 32666 Zip Code
WANNA GET BACK TO SOME RURAL LIVING? Just minutes away from Historic Melrose Florida is this spacious 4/3 possible 5/3 2,391 sq ft. Modular Home on a partially cleared 1 acre lot. The seller is motivated and wants to downsize. The home already has had several recent upgrades - Master bathroom, flooring and even more is being completed. Currently the living and dining area are unbelievably spacious, as is the master bedroom with large office or nursery alcove. All bedrooms have walk-in closets. The kitchen is the size any expert chef would demand. The property is wooded and partially fenced and includes a large storage shed. Start a Victory Garden, raise some chickens for fresh eggs, take bike rides down scenic winding Swan Lake Drive. Historic Melrose is a small rural one light town but with all you would expect in a larger town. Known for its cultural character - music, art, restaurants, doctors, shopping, entertainment and much more. We're located right in the middle of the Lake the Lake Region of North Central Florida. From this home it's just 3.5 miles away to our Historic little town where 6,000 acre Santa Fe Lake is also located for all your water recreational needs. Santa Fe Lake is a fully recreational lake - wake boarding, wake surfing, fishing, skiing, tubing, kayaking, swimming even sailing can all be part of your life here. Melrose is also an easy commute to Gainesville, Palatka, Ocala, & Middleburg Florida. Enjoy some great rural living with the conveniences already here. See why so many are "Turnin To Country", Where America is Going".

318 Lake Serena Drive, Melrose
$145,000
3 Beds ⋅ 2 Baths ⋅ 2015804 MLS ⋅ 32140 Zip Code
Welcome home! This lovely home is located in the close knit community of Florahome FL. It is situated on .33 acres with majestic oak trees. The roof and Hvac are a year old. The well has a new pressure tank. The Kitchen has hard wood cabinets, and a large breakfast bar. Off the kitchen is an inside laundry room. A separate dining room makes it easy to entertain family and friends.The master bedroom has a large walk in closet and an en suite with walk in shower. There is so much to enjoy in the peaceful setting of the neighborhood. Don't let this home pass you by because you waited to schedule an appointment to view it!

305 S Wahoo Avenue, Florahome
$270,000
2 Beds ⋅ 3 Baths ⋅ 2015430 MLS ⋅ 32148 Zip Code
Discover elegance and comfort in this meticulously maintained brick pool home. With spacious living areas, two gas log fireplaces, and a dining room leading to the pool, entertaining is effortless. Enjoy the convenience of an attached garage with laundry, a detached 1,406 sq ft pole barn, and a carport. Situated on an oversized lot with easy access to State Rd 20, this home offers both privacy and convenience. The sellers provided a copy of their 4-Point Inspection dated 7/5/2023 along with supporting receipts showing a new roof installed in July 2023. Schedule your showing today and experience the charm of Interlachen living!

324 7th Way, Interlachen
$130,000
3 Beds ⋅ 2 Baths ⋅ 2015010 MLS ⋅ 32148 Zip Code
Oversized fenced lot on paved road frontage. 3/2 with large deck for entertaining. Split floor plan with open family room. Enjoy nature in your own yard with the Gazebo with swing and relaxing Coy Pond. This home is being sold As Is.

103 Pamela Street, Interlachen
$75,000
3 Beds ⋅ 1 Baths ⋅ 2015004 MLS ⋅ 32640 Zip Code
Comp

137 Hill Street, Hawthorne
$208,000
2 Beds ⋅ 2 Baths ⋅ 2014940 MLS ⋅ 32177 Zip Code
**CASH** ''AS IS'' Make Reasonable Offer! Walk to St. Johns River! This 1949 Character home will amaze you! Follow the Old Brick Road to your new home, minutes from downtown shops, eateries, and Palatka's amazing riverfront. Large rooms, beautiful views, just needing your personal touch. Enter into a huge LR with natural gas fireplace, large plate glass window overlooking front yard with a top of the hill view! 2 Bd, 2 Bath, home with original retro bathrooms, new plumbing! Some tile needs TLC, just finishing up projects! Home boasts Solid wood doors and trim throughout. Large windows, character alcoves, that will strike your fancy. Home previous 3 beds, but instead has a large Owner suite with walk in closet, office area, and french door to patio. Beautiful window over desk area overlooking back yard. Follow hallway to 2nd Bedroom, and Hall bath. Just off LR, a large dining area, with lots of room for the entire family. Enter stair way from dining down to basement/laundry, and garage, if your up for it! Kitchen just off dining with high top island, gas cooktop, gas oven. View of historic homes and gardens across the street. Outside courtyard with privacy wall, natural gas grill (stays) and another Iron garden gate to your beautiful back yard. Take a look on the hill , How about old pump shed ( possible she shed/ garden shed) just waiting for your TLC. Come join Small town life, with our yearly festivals, Blue Crab, Azalea, Bass Masters Tournaments, and Palatka Downtown Wine Strolls! Your within walking distance! Palatka is located in NE Florida along the St. Johns River. We are close to Hospitals, Beaches, Disney, and Daytona Speedway, nations oldest City St. Augustine, just 30 minutes away! Take a look, come live the life! Home has, New Hvac 2022, Roof (metal) 2022, On demand Natural Gas HWH 2021, Natural Gas Fireplace and logs, and out door grill (included). Home being sold "AS IS". City Water and Sewer! Better hurry, will not last long!

1709 Carr Street, Palatka
$379,900
3 Beds ⋅ 2 Baths ⋅ 2014753 MLS ⋅ 32193 Zip Code
Enjoy the sunset from your screened porch or take a few steps to the boat for a leisurely cruise. This home provides everything you will need to live the Florida dream. 2006 3bd/2ba modular home with boat house that can accommodate up to a 26' boat with a 8000lb boat lift. Beautifully landscaped property on deep water canal only feet from the open water of the St. Johns River.

174 Moonlite Drive, Welaka
$275,000
5 Beds ⋅ 2 Baths ⋅ 2014666 MLS ⋅ 32189 Zip Code
This unique spacious home is situated on a double lot with river access along a canal and a large fenced backyard. The creative design of this spacious 5 bedroom/ 2 bathroom house provides the perfect layout for a family. The open floor plan for community living is on the main floor with a comfortable flow between the living, dining, and updated kitchen which has granite countertops and stainless steel appliances. The fully equipped laundry room is conveniently located off the kitchen with an exterior door. The sunken master bedroom and bathroom is intimate with a wood-burning fireplace and secluded outdoor patio. Large backyard, new metal shed and canal frontage with steps and floating dock provide access to St. Johns River with kayak or jet ski.

105 Roberts Boulevard, Satsuma
$135,000
3 Beds ⋅ 2 Baths ⋅ 2014545 MLS ⋅ 32177 Zip Code
This Beautiful 1920s Home is showing her age. A lot of square footage. The owners have started with the renovations but there is still a lot to do. Wiring, plumbing and the finishing touches. QI Roberts was once the proud owner of this home in the 70's and through the 80's.

804 Oak Street, Palatka
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