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$499,900
7 Baths ⋅ 2163309 MLS ⋅ 32666 Zip Code ⋅ Believers Harvest Time Ministries Inc. BLDG.
What a gathering place this could be! Currently used as a House of Worship, this unique property offers approximately 3,750 square feet of versatile space in a peaceful rural setting. Built in 2016, the thoughtfully designed layout provides flexibility for a growing congregation, ministry, community organization, wedding or event venue or other potential uses. Original building plans show the potential for future expansion behind the pulpit area, offering an opportunity to grow as your needs evolve. The property features ample parking, accessible entry for all, and a large covered entrance that provides a warm and welcoming arrival. All furnishings convey with the sale, making this an exceptional turn-key opportunity for a congregation looking for a place to call home.

1038 County Rd 315, Melrose
$400,000
4 Beds ⋅ 3 Baths ⋅ 2162861 MLS ⋅ 32189 Zip Code
RARE Satsuma Commercial & Residential Opportunity! Historic 1900 Victorian on approximately 0.78 acres with 131± feet of US Highway 17 frontage, zoned C-1 Commercial Neighborhood. The existing single-family residential use may be able to continue as a legal nonconforming use subject to Putnam County regulations. C-1 zoning allows a variety of commercial uses, including retail, restaurant/café, professional or medical office, daycare/adult care, salon, boutique, antique store and service businesses, subject to County requirements. The property includes the historic Victorian, 30x40 steel building and detached garage, offering exceptional renovation, adaptive-reuse, investment and redevelopment potential. Potential Bed & Breakfast/Boutique Lodging opportunity--Putnam County has confirmed B&B use may be pursued through rezoning to C-2 or an appropriate residential zoning district, followed by required approvals. *2 non-conforming bedrooms on the 3rd Floor* Ideally located along the growing US Highway 17 corridor between Palatka, Welaka and Crescent City and near the St. Johns River, Crescent Lake, parks and recreational attractions. Convenient access to surrounding communities and outdoor recreation. Just minutes from the proposed Johnny Morris/Bass Pro resort area, offering potential long-term investment appeal. The property offers a unique opportunity for an owner-user, investor, entrepreneur or developer seeking a distinctive historic property with both continued residential use and commercial redevelopment potential. Buyer to verify all intended uses, zoning, parking, access, utilities, building requirements and development approvals with Putnam County. FDOT/US 17: County custodians have advised that there are currently no FDOT right-of-way takings or easements affecting this property. Buyer to independently verify current FDOT plans and requirements. AS-IS. No repairs will be made by Seller. Disclosures on file. DO NOT BOTHER THE TENANT IN THE WORKSHOP. Contents in the home are negotiable. Third-floor stairs are not to current code; use caution when accessing the third floor. A small fire occurred at some point on the third floor; the area has been left exposed and there is reportedly minor damage. The third floor contains two large rooms. Seller does not guarantee measurements or square footage. Square footage is based on Property Appraiser records; buyer to verify all measurements, square footage and property information. 100-foot railroad easement. Buyer to verify all easements, access, zoning, permitted uses and development requirements.

1173 S Highway 17, Satsuma
$449,900
1 Baths ⋅ 2162776 MLS ⋅ 32177 Zip Code
Command the Convergence - This 4,400 sqft Mixed-Use Commercial Property rests in the center of Putnam's most critical commercial corridor, boasting 31,000-35,000 daily vehicles (AADT). Reid St is no ordinary retail strip, its the only St. Johns River crossing for 30+ miles in either direction, making it an essential throughway for cross-state traffic in northeast Florida. The space divides smartly: 1,400 square feet of Finished Retail frontage pairs with 3,000 square feet of Warehouse for flexible operations, storage, or service functions. C-2 zoning supports retail, light commercial, and mixed-use operations. Public utilities & designated off-street parking are already in place. The prior tenant's are negotiable. Retail, Warehouse, or hybrid tenant mixes all work here - with market density and traffic fundamentals doing the heavy lifting for you! Available for Sale or Lease. Private financing with substantial down payment may also be considered.

600 Reid Street, Palatka
$699,000
2162394 MLS ⋅ 32177 Zip Code
Prime Downtown Palatka Redevelopment Opportunity - 12,096 SF | 3 Stories Unlock the potential of this 12,096± SF three-story commercial building at 613 St. Johns Ave in downtown Palatka. The interior has been completely demoed, providing a clean slate for an investor, owner-user, or developer to bring a new vision to life. The building offers an excellent opportunity for a mixed-use redevelopment, with potential for retail or commercial space on the first floor and office or residential apartments on the second and third floors. The existing three-story configuration provides flexibility for a variety of concepts while preserving the character and presence of a downtown building. Whether you're looking to create a vibrant retail destination, professional office space, residential units, or a combination of uses, this property is ready for renovation and redevelopment. Its location along St. Johns Avenue places it in the heart of Palatka's downtown environment, surrounded by established businesses, services, and community amenities. 12,096± SF | 3 Floors | Interior Demo Complete | Ready for Renovation | Mixed-Use Potential An outstanding opportunity to reposition a substantial downtown property and create a unique income-producing asset. Bring your vision and capitalize on the continued revitalization of Downtown Palatka.

613 St Johns Avenue, Palatka
$239,900
11 Beds ⋅ 5 Baths ⋅ 2162082 MLS ⋅ 32177 Zip Code
Historic Multi-Unit Opportunity in the heart of St. Johns Ave! Rare opportunity to own a spacious 1920 multi-unit property featuring 11 bedrooms & 4.5 bathrooms, on approximately .69 acres in a highly convenient location. This two-story property offers large multi-use rooms, plenty of space, and tremendous potential for the right investor or owner-user. The property is zoned R-3 and located in Flood Zone X. Parts of the roof have been replaced with new metal roofing, and the property also features a new A/C system. Partially furnished and offering great bones, this property needs work but provides an excellent opportunity to restore, renovate, and maximize its potential. Large lot, prime location, flexible space, and tons of possibilities - bring your vision and make this property your own!

2111 St Johns Avenue, Palatka
$825,000
4 Beds ⋅ 2 Baths ⋅ 2161072 MLS ⋅ 32666 Zip Code
Modern farmhouse charm meets wide-open country living on 13 beautiful acres in Melrose! Originally built in 2004, this home has been thoughtfully renovated from top to bottom, all while preserving the character that makes this home special and unique. Prepare to fall in love with the sky high vaulted ceilings, refinished original hardwood floors, and exquisite wood trim surrounding the windows and doors, truly bringing home the cozy farmhouse charm. Warm neutral interior paint decks the walls, emphasizing the natural wood tones found throughout the home, while bright white baseboards, new light fixtures and ceiling fans, and stylish matte black hardware add a clean, modernized aesthetic. The completely refreshed kitchen features stunning quartz countertops, a trendy drop-in sink, gas range, stainless steel appliances, refinished custom original wood cabinetry, and a gorgeous herringbone backsplash. There's plenty of room to sprawl out with a bonus room off of the foyer, and stairs leading to an impressively sized loft above. Decorative sconce lighting leads down the hallway to a massive primary suite, truly a retreat in its own right, featuring a beautifully updated bath with a tiled walk-in shower, soaking tub, and a porcelain dual vanity. Outside, this expansive 13 acre property offers privacy, peace, serenity, and whatever your heart desires. A charming red barn sits adjacent to the home, and with AG zoning can be turned into a refuge for livestock or storage for boats, ATV's, or any other toys you can think of! An additional water, sewer, and electric hook-up offered on the property will make it a breeze to add an a guest house or full utility workshop, etc. This property is truly one of a kind, don't miss your opportunity to schedule a tour TODAY!

146 Mallard Road, Melrose
$1,395,000
5 Beds ⋅ 4 Baths ⋅ 263524 MLS ⋅ 32131 Zip Code
Beautiful and Serene estate home on the St Johns River! Direct Waterfront with long views of the St Johns River and afternoon sunsets. Situated on 5+ acres, this brick home boasts two master suites on the main level, both opening to private views of the river and separated by a large, screened lanai. The main living space features 14+ ceilings, large rooms for entertaining, and a chef's kitchen. The second level also with views from every room you will find the remaining bedrooms and office. The spacious grounds include a large pond and plenty of room for additional space, a pool, a summer kitchen, and anything your heart desires. Total Florida living lifestyle awaits!

453 Federal Point Rd, East Palatka
$950,000
4 Beds ⋅ 3 Baths ⋅ 2157253 MLS ⋅ 32177 Zip Code
Mid-century modern home for sale by second owner built in 1963 designed by Architect Frank George George this brick home sits on 3.86 acres on round lake no HOAs. Home is over a 4500 ft.². There are two occupied rentals on the property that were previous Airbnbs.Wood-burniupdated master bathroom , plunge pool, Large workshop. Four car carport. this Home feels rural yet it's five minutes from Publix Marshalls all the restaurants. Walmart is two minutes away and you're less than 3 miles to the riverfront. Excellent location close to Jacksonville Gainesville Daytona, all an hour away. This is an estate home unique one of a kind.

118 Herja Acre Lane, Palatka
$1,250,000
2155961 MLS ⋅ 32112 Zip Code
Exceptional Dual Frontage with Access from both CR 309 & CR 308! Location: Just off the St. Johns River with direct access from both County Road 309 & County Road 308 (Welaka/Fruitland area) Acreage: 5.75 High-Visibility Acres Licensing: Rare & Highly Coveted 5COP Quota Liquor License Included The Opportunity Unlock the ultimate hospitality dream with this massive, fully equipped, and completely turnkey commercial property. Strategically stretching between two of the region's primary corridors, this 5.75-acre property boasts dual road frontage with direct access from both CR 309 and CR 308. This unique through-lot layout puts your business in a prime position to capture seamless drive-in traffic from locals, tourists, and river-bound travelers coming from either direction. The property features a fully operational, ready-to-open restaurant and a detached retail liquor store. With the rare 5COP liquor license included in the sale, you inherit an immediate, dual-stream revenue model that allows for a full bar, package sales, and late-night operations. Everything is in place, fully permitted, and meticulously maintained. Walk in on day one, flip the sign to "Open," and start ringing up sales. Property & Business Features Dual Road Frontage & Easy Access: Features dedicated frontage and access points on both CR 309 and CR 308. This makes navigation effortless for customers, creates excellent pull-through access for large vehicles, and maximizes signage exposure on two major regional roads. Fully Equipped Turnkey Restaurant: A beautifully designed dining room and bar setup, complete with all front-of-house furniture, POS systems, and welcoming decor. Chef's Dream Commercial Kitchen: High-capacity line featuring a commercial pizza oven, walk-in coolers and freezers, exhaust hoods, fryers, flat-tops, conventional ovens, prep stations, and dishwashing facilities. Everything you need to launch a high-volume pizza, Italian, or American-style culinary concept immediately. Detached Retail Liquor Store: A separate, free-standing building on the property dedicated to package liquor sales. Capitalize on steady retail traffic completely independent of the restaurant operations. St. Johns River Micro-Market: Located just moments from the water, perfectly positioned to capture the area's heavy influx of local boaters, weekenders, fishermen, and tourists looking for great food and outdoor dining. 5.75 Acres with Massive Expansion Room: The expansive through-lot layout provides an incredible canvas. Build an outdoor concert stage, add tiki bars, host massive private events/weddings, or physically expand the existing structures. Ample Parking: Extensive, cleared parking lot with excellent flow between the two road entrances, capable of easily accommodating large crowds, tour buses, and heavy-duty boat trailers.

1148 Co Rd 309 Unit 1, Crescent City
$400,000
3 Baths ⋅ 2155799 MLS ⋅ 32189 Zip Code
RARE Satsuma Commercial & Residential Opportunity! Historic 1900 Victorian on approximately 0.78 acres with 131± feet of US Highway 17 frontage, zoned C-1 Commercial Neighborhood. The existing single-family residential use may be able to continue as a legal nonconforming use subject to Putnam County regulations. C-1 zoning allows a variety of commercial uses, including retail, restaurant/café, professional or medical office, daycare/adult care, salon, boutique, antique store and service businesses, subject to County requirements. The property includes the historic Victorian, 30x40 steel building and detached garage, offering exceptional renovation, adaptive-reuse, investment and redevelopment potential. Potential Bed & Breakfast/Boutique Lodging opportunity--Putnam County has confirmed B&B use may be pursued through rezoning to C-2 or an appropriate residential zoning district, followed by required approvals. Ideally located along the growing US Highway 17 corridor between Palatka, Welaka and Crescent City and near the St. Johns River, Crescent Lake, parks and recreational attractions. Convenient access to surrounding communities and outdoor recreation. Just minutes from the proposed Johnny Morris/Bass Pro resort area, offering potential long-term investment appeal. The property offers a unique opportunity for an owner-user, investor, entrepreneur or developer seeking a distinctive historic property with both continued residential use and commercial redevelopment potential. Buyer to verify all intended uses, zoning, parking, access, utilities, building requirements and development approvals with Putnam County. FDOT/US 17: County custodians have advised that there are currently no FDOT right-of-way takings or easements affecting this property. Buyer to independently verify current FDOT plans and requirements. AS-IS. No repairs will be made by Seller. Disclosures on file. DO NOT BOTHER THE TENANT IN THE WORKSHOP. Contents in the home are negotiable. Third-floor stairs are not to current code; use caution when accessing the third floor. A small fire occurred at some point on the third floor; the area has been left exposed and there is reportedly minor damage. The third floor contains two large rooms. Seller does not guarantee measurements or square footage. Square footage is based on Property Appraiser records; buyer to verify all measurements, square footage and property information. 100-foot railroad easement. Buyer to verify all easements, access, zoning, permitted uses and development requirements.

1173 S Highway 17, Satsuma
$519,900
4 Beds ⋅ 3 Baths ⋅ 2155346 MLS ⋅ 32177 Zip Code
Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage. Just off the kitchen, the welcoming living room features a cozy wood-burning fireplace--the perfect anchor for cool evenings. Directly adjacent to the living area is a versatile flex room. Ready to adapt to your lifestyle, this space is ideal for a lively game room, a quiet home office, or easily serving as a 5th bedroom. The Entertainer's Dream Backyard While the interior is spectacular, the backyard is where this property truly shines. Step through the back door into a year-round paradise: Heated Pool: Framed by elegant pavers, ensuring the pool season never has to end. Ultimate Outdoor Kitchen: A chef's dream setup featuring concrete countertops, a built-in grill, a stainless flat-top grill, a 2-burner stove, a mini fridge, and an outdoor sink to keep your drinks cold. Spa & Pergola: Wind down under the stars in your private spa, beautifully framed by a relaxing pergola. Covered Front & Back Porches: Giving you multiple spots to enjoy a morning coffee or an evening breeze in the shade. Your Personal Sanctuary & Practical Perks When it is time to unwind, the sprawling master suite offers a daily spa-like retreat: Dual Walk-In Closets: Abundant, separate wardrobe space. Dual Vanities: Ample room for busy mornings. Clawfoot Tub & Walk-In Shower: Choose between a long, deep soak or a refreshing rinse in the beautifully designed walk-in shower. The home's thoughtful layout is rounded out by practical features that make daily living a breeze. Outside, two separate driveways provide an abundance of parking for your guests, plus dedicated space for your boat, RV, and weekend toys. You'll also find a convenient storage shed on-site to keep all your lawn equipment and seasonal gear neatly organized and out of sight. This is more than just a home--it is a lifestyle. Schedule your private tour today to experience this unparalleled entertainer's dream in person!

109 Oak Tree Lane, Palatka
$498,000
3 Beds ⋅ 3 Baths ⋅ 2154595 MLS ⋅ 32181 Zip Code
REAL ESTATE AUCTION - Property will be sold at public auction on Thursday, July 30, 2026, at 11:00 AM. The MLS list price represents the opening bid only and is not the purchase price or an offer to sell the property at that amount. Competitive bidding will continue until the conclusion of the auction. A 5% buyer's premium will be added to the final high bid to determine the total purchase price. Sale is subject to seller confirmation. The property is being sold AS IS, with all faults. Buyers are encouraged to inspect the property, review all available property disclosures, and complete any desired due diligence prior to bidding. The total purchase price, consisting of the final high bid plus the 5% buyer's premium, will be presented to the seller, who will determine whether to accept or reject the offer. Custom-built 3BR/2.5BA log home on 10.67± acres with loft, fenced pasture, livestock facilities, multiple outbuildings, & just minutes from the St. Johns River for boating & fishing.

1009 Old Welaka Road, Pomona Park
$699,000
4 Beds ⋅ 3 Baths ⋅ 2153528 MLS ⋅ 32043 Zip Code
OPEN HOUSE!! Sat the 18th 10:00-12:00 Nestled on 2.46 private wooded acres with approximately 142 feet of Cedar Creek frontage, this custom-built all-brick waterfront home offers the perfect blend of comfort, craftsmanship, and outdoor living. With nearly 3,000 square feet of thoughtfully designed living space, the open floor plan is filled with natural light and showcases breathtaking water views through a wall of 8-foot glass French doors spanning the back of the home. Stained concrete floors, soaring ceilings, a wood-burning fireplace, and custom wood cabinetry create a warm yet refined atmosphere throughout. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island for meal prep and gathering. A split-bedroom floor plan provides privacy, with the expansive primary suite offering tranquil water views, private access to the covered lanai, a spa-inspired bath wi walk-in shower and separate garden tub, and generous closet space. Upstairs, the fourth bedroom and full bath provide a flexible space for guests, a home office, or a bonus room. Step outside and experience true Florida waterfront living. Relax on the covered rear porch, entertain on the oversized patio, or head down to your private dock with covered pavilion for boating, fishing, kayaking, shrimping, or simply enjoying the peaceful surroundings. Cedar Creek offers navigable access to the St. Johns River in approximately seven minutes, making it an exceptional location for water enthusiasts. Built with quality and efficiency in mind, the home also features two HVAC systems, two water heaters, insulated interior walls for added sound reduction and energy efficiency, custom electrical with 200-amp service, an oversized side-entry garage with abundant storage, a large laundry room with custom cabinetry and utility sink, private well and septic, and the added benefit of no HOA or CDD fees. If you're searching for a private waterfront retreat where nature, recreation, and quality construction come together, this exceptional property is ready to welcome you home.

241 Pioneer Trail, Palatka
$1,495,000
8 Beds ⋅ 7 Baths ⋅ 2153530 MLS ⋅ 32177 Zip Code
Truly magnificent multi dwelling property located in Palatka ''Raven'sRetreat'' is nestled next to the St. John's River at Brown's Landing for quick access to boating & water-sports and on a dead-end street with minimum traffic. A beautiful split rail custom built white wood fence was installed across the front of the property with 2 decorative gates featuring the tree of life are operated by remote electric Ghost openers. There is also white privacy fencing from the front to the back of the house as well as around the pool area. This truly 1-of-a kind estate consists of 4 separate dwellings, screened lanais, paver brick sidewalks, palm tree lined driveway, heated salt swimming pool with spa & luminars built by the reputable Batts Pool Company of Jacksonville. The property features 2 artesian wells w/ water treatment, including water softeners. Tankless gas water heaters, 3 engineered septic systems, 3 Generac 250-amp generators, 3 buried 250-gallon propane tanks. See Supplement! The main house is newly constructed by a great local custom builder, Ideal Homes. It includes 3 bedrooms 3 baths and was built with insulated cement blocks covered by full bricks and lots of insulation. Immaculate upgrades throughout including crown molding and 7 "base boards even in the garage! All on one level, high ceiling, loads of natural light, gorgeous oversize wood-look tile throughout. Plantation shutters, quartz countertops and stainless appliances. The extra-large garage features 4 custom built storage/closet/pantry that allows for extra storage, the floor has been finished with Shark Coating flooring. The North dwelling at 120 Macon Rd is a 2-bedroom 2 bath mobile home recently remodeled, excluding the kitchen, but it is very clean and well organized. Upgrades include a new roof, siding, windows, flooring, bathrooms, AC with new duck work, painted inside and out as well as a 2-car insulated garage. There is a studio/office that can be used as an efficiency, pool house or grounds keeper home equipped with full bath, bedroom, kitchen, living area and a screened lanai with fans and lighting with a paver brick sidewalk to the lanai/pool area. Last but not least is a 2-bedroom 1 bath home, kitchen with wood-look tile throughout. The screen lanai is great to watch the wild turkeys and deers walking around at night. The lanai's floor is also finish with Shark Coating flooring. There is a lighted carport & separate laundry room. The home has a separate driveway entrance and has been occupied by a very nice, quiet and great single tenant for over 2 years and she would love to stay in her quiet retreat for as long as she can with family living nearby. The owners have meticulously maintained this property, no expenses were spared throughout. . Plenty of green grass, crêpe myrtles, bottle brush, bamboo, split leaf philodendron adorn the grounds. A family could literally live off the grid. There are two large RV garage bays including RVhookups to septic, 50-amp power and water inside and outside the garages. There is 1 separate workshop & a 250-gallon air compressor for air tools. All garages and lanais are insulated. You really need to see this unique property to appreciate everything it has to offer!!!

122 Macon Road, Palatka
$369,900
4 Beds ⋅ 2 Baths ⋅ 2152944 MLS ⋅ 32177 Zip Code
This remodeled 4-bedroom, 2-bath manufactured home sits on 4.26 acres in a highly desirable area. Offering plenty of space, beautiful land, and endless potential, it's perfect for those seeking peaceful country living. The property also includes a separate commercial structure with excellent income-producing potential. Live in the home while operating a business or generating rental income from the commercial space--the possibilities are endless!

392 Bardin Road, Palatka
$1,700,000
8 Beds ⋅ 8 Baths ⋅ 2152882 MLS ⋅ 32189 Zip Code
Experience an extraordinarily unique one of a kind St. Johns River estate designed for everyday living and exceptional entertaining! Situated on more than an acre, this remarkable property features two residences connected by a covered breezeway, offering over 8,000 combined sq. ft., 8 bedrooms and 7.5 baths--ideal for multigenerational living, a corporate retreat or a premier vacation rental. The custom main residence features granite countertops, a chef's gas range, natural gas, a private elevator, custom doors and windows, central vacuum, multiple fireplaces, a three-car garage and breathtaking river views. Resort-style amenities include a sparkling pool, outdoor dining areas, an expansive waterfront sun deck, deep-water dock, two covered boat slips, two boat lifts and jet ski ports. Zoned GC (General Commercial), offering additional possibilities subject to Town of Welaka regulations. Buyer to independently verify all measurements, square footage and intended use.

703 Front Street, Welaka
$1,274,999
5 Beds ⋅ 4 Baths ⋅ 2152826 MLS ⋅ 32131 Zip Code
Some properties sell a lifestyle. This one delivers the real thing. Tucked away on a secluded stretch of the St. Johns River, 159 Mays Cove Road sits on 1.66 acres with 136 feet of navigable riverfront. No HOA. No restrictions on boats, RVs, or trailers. Just the river, the sky, and room to live the way you actually want to. The home was built in 2024/2025, never occupied, masonry block construction engineered to Hurricane Exposure Category D -- the most stringent standard available. Impact glass throughout. 26-gauge metal roof with a 40-year warranty. Ceilings from 9'4'' to 13 feet. A 12x52 covered lanai that opens to the river. Italian quartz, an oversized carriage house with 3-bay garage below and a full 2/1 apartment above. Dock permitted to 500 feet.The floor plan opens wide to the river. The kitchen anchors the main living space with Italian quartz countertops and an island designed for people who actually cook and gather.From the master suite, the dining area, the kitchen, and multiple guest rooms, the St. Johns River is right there -- framed by cypress trees and Spanish moss, wide and quiet and unhurried. All of it opens to a 12 x 52 foot covered lanai that runs the length of the home. Sit out there long enough and you'll understand why someone built here. The primary bath is a standout -- full marble surround, walk-in shower, soaking tub, backlit mirrors, bidet. It's the one room in the home where the finishes reach out and grab you. Now -- the carriage house. This deserves its own conversation. The accessory structure at 159 Mays Cove is not an afterthought. It's a 1,080 square foot oversized three-bay garage on the ground level with epoxy floors, 50-amp RV hookup, and a 220-volt receptacle -- purpose-built for someone with toys, tools, or a serious hobby. Above it sits a fully appointed 1,080 square foot, 2-bedroom, 1-bath apartment with its own open deck. That's 2,160 square feet of accessory space alone. Rental income. Guest quarters. A place for family that has its own front door. The flexibility here is real, and it's rare. Beyond the main structures, the property includes a 12 x 14 storage shed with landing and ramp, separate concrete driveway and parking for boats and RVs, paver decks front and rear of the garage, and a front yard irrigation system already in place. The infrastructure list runs deep: 400-amp electric service with a single meter, a 4-inch free-flowing well at 100-foot depth with dual pumps and two softening systems, a 1,600-gallon septic system with large-capacity drain field, hardwired emergency generator receptacles, and a FEMA application already filed to reclassify the property to Flood Zone X -- which does not require federal flood insurance. Termite bonded. Wheelchair accessible throughout with ramped construction. FPL qualified for net metering. Whoever built this thought it through. Walk the dock and you'll understand the potential. The first 100 feet is in the water. The permit for the next 400 feet -- a full 5-foot wide, 500-foot dock -- is secured and ready. Water and electric piping are already run. What exists today is the beginning of something. A lift, a covered slip, a place to come home to by boat -- that's the next chapter, and the permit is already in hand. Some of the photos in this listing include AI-enhanced imagery to help illustrate the property's potential -- landscaping, exterior presentation, and finished dock scenarios. Each enhanced image is paired with its original photograph so you can see exactly where things stand today and where they're headed. This is not a property that needs someone to rescue it. It needs the right person to finish it -- someone who sees the river, understands what 5,210 total square feet of constructed space on 1.66 private acres actually represents, and wants to put their own mark on it. The hard work is done. The foundation, the structure, the permits, the infrastructure -- all of it is there. What's left is the part that makes it yours: the pool, the landscaping, the dock completed the way you want it, the outdoor kitchen brought to life. Twenty-five minutes from historic St. Augustine. A straightforward drive to Jacksonville. A world removed from both. $1,299,999. The river is included.

159 Mays Cove Road, East Palatka
$375,000
10 Beds ⋅ 3 Baths ⋅ 2151666 MLS ⋅ 32666 Zip Code
The historic Lee House at 200 Park Street in Melrose, was built in 1879 by William Lee as his personal residence. As his family grew he expanded the structure into a sprawling 27 room property. During the 1920 & 30's it operated as a prominent boarding house and remained in the Lee family for over 100 years. The room count in mls may be off because not all bedrooms have closets and there are some two room bedroom or double rooms.

200 Park Street, Melrose
$898,000
4 Beds ⋅ 4 Baths ⋅ 2151232 MLS ⋅ 32131 Zip Code
Imagine pulling onto 1.63 private acres, the St. Johns River stretching wide across the back of the property and roughly 265 feet of shoreline that's yours alone. Step inside and 3,092 square feet open up around you. With four generous bedrooms and three full baths, the floor plan has a natural rhythm -- a private primary retreat at one end and room for the kids or guests to have their own wing at the other, so no one's ever tripping over each other. Out back is where life here happens. The pool invites long Florida afternoons and easy entertaining, while the river beyond sets a serene, ever-changing backdrop you'll never tire of. And there's room for everything -- a boat, an RV, a trailer, plus an oversized three-car garage with a workshop area. Privacy, acreage, and a coveted spot on the St. Johns River, all for the buyer ready to trade the subdivision for a waterfront life of their own.

157 W Grandview Drive, East Palatka
$898,000
4 Beds ⋅ 3 Baths ⋅ 262932 MLS ⋅ 32131 Zip Code
Imagine pulling onto 1.63 private acres, the St. Johns River stretching wide across the back of the property and roughly 265 feet of shoreline that's yours alone. Step inside and 3,092 square feet open up around you. With four generous bedrooms and three full baths, the floor plan has a natural rhythm -- a private primary retreat at one end and room for the kids or guests to have their own wing at the other, so no one's ever tripping over each other. Out back is where life here happens. The pool invites long Florida afternoons and easy entertaining, while the river beyond sets a serene, ever-changing backdrop you'll never tire of. And there's room for everything -- a boat, an RV, a trailer, plus an oversized three-car garage with a workshop area. Privacy, acreage, and a coveted spot on the St. Johns River, all for the buyer ready to trade the subdivision for a waterfront life of their own.

157 W Grandview Dr, East Palatka
$995,000
8 Beds ⋅ 7 Baths ⋅ 2150555 MLS ⋅ 32177 Zip Code
Magnificent historic property in Florida. National Register of Historic Places. Turn key Bed and Breakfast, (currently operating as EVOLVE rental property) or it can also be luxury estate. Circa 1884, three-story Queen Anne residence has over 6,400 square feet of interior living space paired with an expansive outdoor area. The twelve foot high ceilings, grand staircase, and a sweeping wraparound veranda define the architectural character, while modern comforts support extended stays and hosted occasions. House next door (123 Dodge St) where owners live is also available 603 Emmett St: 5 king bedrooms, 3 queen bedrooms, 3 rollaway beds, and additional single beds in dedicated alcove areas. 123 Dodge St: 6 bedrooms, 3 kitchens and 4.5 baths. Only one block to the St Johns river.

603 Emmett Street, Palatka
$695,000
3 Beds ⋅ 2 Baths ⋅ 2148161 MLS ⋅ 32177 Zip Code
Have you been searching for a home that feels like a private resort? This stunning custom-built 3-bedroom, 2-bath home delivers upscale living inside and out. The heart of the home is a chef's kitchen with custom oak cabinetry, granite countertops, double ovens, and a 6-burner gas stove, all overlooking multiple living and dining spaces designed for gathering and entertaining. Retreat to the luxurious owner's suite featuring a spa-inspired bathroom, private sitting area, and oversized walk-in closets. Step outside to your own backyard paradise where a beautiful screened inground pool and expansive patio create the perfect setting for relaxing weekends, family gatherings, and unforgettable summer evenings. Need extra space? The detached garage is ideal for a workshop, hobby room, guest retreat, or ultimate man cave. Add in views of the St. Johns River and nearby boat ramp access, and you'll quickly realize this isn't just a home - it's the lifestyle you've been waiting for.

235 Crystal Cove Drive, Palatka
$449,000
2146743 MLS ⋅ 32177 Zip Code
Prime commercial opportunity available for sale or lease. The electrical and plumbing systems are up to code, providing added confidence and convenience for immediate operation. Formerly home to the highly successful ''Bradleys'' restaurant, this location carries strong local recognition and proven business history. Ideal for restaurant, café, catering, retail, office, or other commercial concepts. Super location for virtually any type of business, offering outstanding visibility and exposure to help maximize customer traffic and brand recognition. Seller financing available with a minimum of $25,000 down payment, creating flexible acquisition options for qualified buyers. Excellent opportunity to own or lease an established commercial space in a highly

909 N 19 State Road, Palatka
$4,950,028
2145928 MLS ⋅ 32177 Zip Code
For Comp and stat purposes only

1400 Reid Street, Palatka
$230,000
5 Beds ⋅ 3 Baths ⋅ 2145615 MLS ⋅ 32177 Zip Code
Investor Alert...Step into timeless elegance with the Lane-Fernside Home (1885)--a stunning Victorian residence showcasing classic Queen Anne influences and rich Florida heritage. Located in the North Historic District of Palatka, this home offers a rare opportunity to own a piece of local history. The home features 5 bedrooms and 3 bathrooms with exceptional preserved detail throughout, including original wood floors, an ornate staircase, floor-to-ceiling windows, and a restored front entry with stained glass windows. The main level showcases glass pocket doors, creating an open and flexible flow ideal for entertaining. Additional historic features include an original fireplace with a mantel and a built-in china pantry. Modern updates include a 200-amp electrical panel, on demand New Hot water heater, updated lower-level lighting, and a semi-updated, fully functional kitchen with appliances. This home is being sold as-is.

314 Madison Street, Palatka
$1,350,000
5 Beds ⋅ 6 Baths ⋅ 2143185 MLS ⋅ 32112 Zip Code
Set above the shores of Crescent Lake, this historic residence, originally known as The Williams Home and later as the Mary-Edward Inn, offers a rare blend of legacy and livability. Built in the 1800s and once operated as a bed-and-breakfast, the property carries a presence shaped by generations drawn to the lake's quiet rhythm. Now configured with five bedrooms plus a dedicated office, the home has been thoughtfully updated with a renovated kitchen and modernized baths, balancing everyday comfort with the preservation of architectural character. Positioned high on a bluff overlooking a lake connected to the St. Johns River, the setting offers expansive sunrise vistas, freshwater views, private water access, and a distinctly unhurried Florida lifestyle. A property defined not just by its history, but by the experience it continues to offer.

517 S Prospect Street, Crescent City
$659,999
4 Beds ⋅ 4 Baths ⋅ 262034 MLS ⋅ 32112 Zip Code
Discover a true riverfront escape on the St. Johns River, featuring 175 feet of dockage, three boat lifts, and a convenient fish cleaning station—perfect for boating and angling enthusiasts. This impressive two-story brick home offers four spacious bedrooms and four full bathrooms, along with a beautifully updated kitchen complete with stainless steel appliances and sleek quartz countertops. An additional flexible living area provides endless possibilities for a home office, gym, or guest space. Step outside to a large screened-in patio and a thoughtfully landscaped backyard, creating a peaceful setting for fishing or enjoying breathtaking sunsets over the water. With a metal roof less than two years old, no HOA, and no history of flooding, this property combines comfort, style, and peace of mind in a prime waterfront location.

107 Betty Rd, Crescent City
$799,900
4 Beds ⋅ 4 Baths ⋅ 2141665 MLS ⋅ 32177 Zip Code
RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License

520 River Street, Palatka
$709,000
4 Beds ⋅ 4 Baths ⋅ 2141405 MLS ⋅ 32139 Zip Code
Florida charm at its finest!!! All furniture and appliances convey! Welcome to 105 S Lake George Drive a beautifully kept and naturally preserved property located on the bank of Lake George in the heart of it all. Standing in your backyard you'll experience a shady, natural canopy presented by the native cypress and coastal oaks. Enjoy your coffee in the morning with a breezy early sunrise, then retreat with family and friends in the afternoon for a cookout and entertaining under your private covered patio overlooking the water. The wide open and natural surroundings are quiet, peaceful and surely majestic. Take a nature walk, experience the wildlife, go fishing, or just admire the natural surroundings for all that they have to offer. The home was built in 2006 and is meticulously maintained. The open floor plan is perfect for entertaining and includes a large great room with adjacent kitchen. The panoramic window designs provide beautiful natural light and unending lake views. The home boasts 4 bedrooms and 4 bathrooms. Parking is abundant, with plenty of room for toys and on-site storage. Seasonal residents and investment minded owners are surely welcome. No stuffy homeowner's associations here. Income producing opportunities are abundant. For serious and recreational boaters alike, an updated Forida cracker-style marina with boat slips is a short walk away. If you're looking for old Florida charm at its finest, 105 S Lake George is awaiting your arrival!

105 S Lake George Drive, Georgetown
$599,900
4 Baths ⋅ 2140912 MLS ⋅ 32177 Zip Code
Unlock the potential of this expansive commercial property offering 12,000+ total sqft on 1.53 acres with approximately 210 ft of frontage on Palm Ave and two driveways! The building features 6,489 sqft of heated/cooled space, with the remaining square footage currently dedicated to warehouse use - ideal for operations needing both retail/office and industrial functionality. The building is topped with a durable metal roof installed in 2007. Property amenities include 13 parking spaces, three roll-up doors (one side, two rear), a detached truck-height loading dock, and a fenced storage area. The layout also allows the building to be divided into two separate units, creating flexibility for owner-users or investors. Located along a busy corridor with an AADT of 5,900 vehicles, this site offers strong visibility and access. Private financing available with large down payment. Opportunities of this scale and versatility are rare in today's market - don't let this one pass you by!

607 N Palm Avenue, Palatka
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