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$180,000
3 Beds ⋅ 2 Baths ⋅ 2089644 MLS ⋅ 32148 Zip Code
USDA Approved - 100% Financing Available! Appraised at $200K (May 2025) Welcome to your dream waterfront retreat, brand new and beautifully designed. The show stopping kitchen features gleaming white shaker cabinets, a generous pantry, sleek new appliances, and a breakfast bar made for gathering and entertaining. The oversized master suite offers the ultimate escape, complete with a spa like bathroom and a spacious walk-in closet. located on a peaceful lagoon, this stunning home offers the perfect blend of modern elegance, comfort, and everyday convenience. Stay relaxed, cool and stress-free with a brand-new A/C system under full warranty.

106 Howard Drive, Interlachen
$260,000
4 Beds ⋅ 4 Baths ⋅ 2089638 MLS ⋅ 32177 Zip Code
Welcome to your dream home in the heart of Palatka! This spacious 4-bedroom, 3.5-bathroom residence offers over 2,000 square feet of comfortable living space, perfect for families and professionals alike. Enjoy Florida's beautiful weather year-round from the screened-in back porch, and take advantage of the attached one-car garage for convenient parking and storage. The kitchen is a chef's delight, boasting brand-new stainless steel refrigirator,dishwasher,and microwave, sleek quartz countertops, and modern cabinetry. New vinyl plank flooring throughout the home adds a touch of elegance and durability. Located just minutes from local schools, dining, shopping, and the scenic Palatka riverfront with a public boat ramp, this property combines charm, functionality, and an unbeatable location. Don't miss the opportunity to make this exceptional home yours! Call listing agent Rachel Mcneal with any questions!

2155 Diana Drive, Palatka
$185,000
1173437 MLS ⋅ 32148 Zip Code
AWESOME OPPORTUNITY! USE YOU IMAGINATION. This two-story building can be a business on the ground floor and you home on the 2nd story. Imagine a sandwich & soup cafe, office, wine bar, craft classes. The choices are endless. End of the day, upstairs to you home. Step out on the upstairs deck and enjoy a quiet time. Early mornings on your deck enjoy your coffee and watch a beautiful sunrise. POSSIBLE OWNER FINANCE

1023 State Rd 20, Interlachen
$610,000
3 Beds ⋅ 4 Baths ⋅ 2089419 MLS ⋅ 32112 Zip Code
Welcome to Mount Royal Estates, where country living meets luxury in this exclusive gated hideaway! Picture yourself in a sprawling 3-bedroom, 4-bath dream home, the kind that makes you go, ''Wow, I live here?'' Step outside to your own slice of paradise, with a manicured yard leading to a private dock on Beecher Run Creek (sorry, boats, this creek's just for fishing!). Start your day with a steaming cup of joe on the screened lanai, soaking in the tranquility. Inside, the open-concept space is cozy, with a gas log fireplace, sky-high 12-foot ceilings, fancy crown molding, and hardwood floors that whisper elegance. Dine in style in the formal dining room or enjoy the sunlit breakfast nook. Not one, but two master suites open to the lanai. The 2 car garage with a full bath is the cherry on top. Plus, as a resident, you have a storybook connection to Mount Royal Fly-In Park, where you can channel your inner pilot, buy a lot, build a hanger with an apartment. Adventure awaits! The community boat ramp and dock on the St. Johns River provide easy access for boating and water activities. This document provides a welcoming introduction to Mount Royal Estates, highlighting its key features for prospective residents. The community offers an exclusive and tranquil living environment with custom-built homes, access to natural amenities, and unique opportunities for aviation and boating enthusiasts.

166 Mount Royal Avenue, Crescent City
$372,000
3 Beds ⋅ 2 Baths ⋅ 2089412 MLS ⋅ 32112 Zip Code
BELOW MARKET VALUE OPPORTUNITY! Private country retreat w/ incredible upside! Beautiful 2020 MH (newly installed in '22) sits on 9.5 acres(+-) of prime, open land. Offering not only peaceful rural living but also outstanding investment potential. Ample space & layout flexibility, the property presents an opportunity to potentially divide into 2 parcels, making it ideal for investors, or creating a second homesite for extended family. Located directly across from a serene lake, enjoy scenic views & a quiet setting while still being conveniently close to town amenities. The home features a spacious open-concept, split floor plan along w/ a separate laundry rm that includes its own exterior entrance-perfect for country living. Outbuildings are already in place to support a variety of uses, including a 2-stall horse barn, 24x60 pole barn, 12x20 enclosed barn for storage, & a 12x24 utility shed with power & water. Livestock, equipment, hobbies, or workshop, possibilities are endless!

500 Georgetown Shortcut Road, Crescent City
$154,900
2 Beds ⋅ 2 Baths ⋅ 2089370 MLS ⋅ 32177 Zip Code
Price Adjusment! Plus, $5000 at closing toward buyer's closing costs with good offer. Charming Home in the Heart of Palatka. Huge, brand-new front deck for enjoying lazy afternoons, grilling out or entertaining family and friends. Back porch entry is also brand-new - both completed July 2025. This delightful home in the heart of Palatka is perfectly situated near some of the County's best diners and local restaurants. Enjoy the convenience of dual street access: walk up access in front with the property backing up to Alice Street complete with driveway and plenty of parking on the quieter Alice side. Just a short commute to St. Augustine, Jacksonville, or Gainesville, this location offers both small-town charm and easy access to larger cities. Spend your weekends enjoying the scenic St. Johns River, Ravine Gardens State Park, bike trails or soaking up the sun at nearby St. Johns and Flagler County beaches. A perfect blend of location and lifestyle—this home is a must-s

2404 Crill Avenue, Palatka
$395,000
3 Beds ⋅ 2 Baths ⋅ 2089347 MLS ⋅ 32131 Zip Code
Experience rustic charm and modern comfort in this 3-bed, 2-bath cedar home on 2.15 landscaped acres with river views and access to Dog Branch Creek, navigable to the St. Johns River. The 1,677 sq ft layout features an open floor plan, vaulted ceilings, exposed beams, and a striking stone fireplace. Enjoy wrap-around porches, a screened master porch, a spacious kitchen with bay windows, and a split bedroom design. Upgrades include a new roof, HVAC, and whole-house water system with artesian well. Extras: 2-car garage, storage shed, washer/dryer, and nearby boat ramp. Just 30 minutes from St. Augustine.

113 Myrtlewood Point Road, East Palatka
$250,250
3 Beds ⋅ 2 Baths ⋅ 2089307 MLS ⋅ 32112 Zip Code
Welcome to 153 Jaffa Rd, a peaceful lakefront retreat in Crescent City. This charming property offers direct backyard access to a serene, fishable lake—perfect for relaxing mornings or weekend fishing. Surrounded by natural beauty, the home offers privacy and space to enjoy quiet country living. Whether you're looking for a weekend escape or a full-time residence, this property provides a rare opportunity to own affordable waterfront in a tranquil setting. Schedule your showing today!

153 Jaffa Road, Crescent City
$465,000
3 Beds ⋅ 2 Baths ⋅ 2089254 MLS ⋅ 32187 Zip Code
Imagine coming home to your own private oasis! This stunning 3-bedroom, 2-bathroom brick home, nestled on a sprawling 1.08-acre lot, offers the ultimate in luxury and convenience within the highly sought-after Divi Divi Estates - a prestigious riverfront gated community on the St. Johns River. Step outside and discover a true entertainer's paradise. A generous 15x35 screened-in saltwater heated swimming pool invites you to relax and unwind year-round. Boating enthusiasts will delight in the deeded boat slip complete with a lift, providing direct access to the magnificent St. Johns River. For hobbies or storage, a substantial 35x30 insulated workshop provides ample space, complemented by a convenient 10x20 storage shed. Peace of mind is paramount with a 24 kW Generac whole-house generator, ensuring uninterrupted comfort. Natural gas service adds to the home's efficiency and convenience. This exceptional property truly has it all! Don't miss your chance to experience the pinnacle of riverfront living in Divi Divi Estates.

133 Divi Divi Drive, San Mateo
$148,000
3 Beds ⋅ 2 Baths ⋅ 2089155 MLS ⋅ 32112 Zip Code
PRICE IMPROVCEMENT! Welcome to this well-maintained 3-bedroom, 2-bath manufactured home offering the perfect blend of affordability and comfort. On a quiet lake, with the 18 hole Live Oak Golf course within a golf cart ride, deeded access to the St. Johns River and private boat ramp. Boat slips available through the Boat Club. Large master bedroom with large closets and great bathroom. Split bedrooms and a family room/home office at the other side of the home. Enjoy outdoor living with a wonderful screened porch and nice yard on Lake Laverne and private fishing. Whether you're a first-time buyer or looking to downsize, this home delivers great value in a peaceful setting with many of Florida's natural wonders close by and all the great attractions.

106 Georgia Avenue, Crescent City
$500,000
4 Beds ⋅ 3 Baths ⋅ 2089117 MLS ⋅ 32177 Zip Code
Welcome to 386 Cedar Creek Rd—your serene escape on the St. Johns River. Set on 2 private, tree-lined acres, this beautifully updated 4-bedroom, 3-bathroom home offers the perfect blend of nature, comfort, and waterfront living. Enjoy expansive river views from your screened lanai or open-air patio, where peaceful mornings and breathtaking sunsets become part of your daily routine. A true boater's dream, the property features a 340-foot dock with two boat lifts (16,000 lb & 8,000 lb) offering effortless access to the water for fishing, cruising, or exploring Florida's iconic waterways. Inside, you'll find 1,700 square feet of thoughtfully updated living space with two cozy fireplaces and a warm, inviting atmosphere. The property also includes a 20x40 garage—perfect for storing boats, vehicles, or creating a workshop—and two RV hookups, making it ideal for hosting guests or accommodating your adventurous lifestyle. Whether you're looking for a full-time retreat or a weekend getaway, this unique riverfront property offers the peace, privacy, and practicality you've been searching for.

386 Cedar Creek Road, Palatka
$116,700
3 Beds ⋅ 2 Baths ⋅ 2089054 MLS ⋅ 32177 Zip Code
comp purposes. Needs renovation

341 Alabama Avenue, Palatka
$290,000
4 Beds ⋅ 2 Baths ⋅ 2088943 MLS ⋅ 32177 Zip Code
Motivated Seller for this Beautiful 4-Bedroom, 2-Bath Home boasting 2,164 sq. Ft. The spacious great room features soaring cathedral ceilings, exposed wood beams, a beautiful brick fireplace, and custom built-in shelving, creating a warm and inviting atmosphere perfect for entertaining or relaxing. The Kitchen has updated appliances ,quartz countertops all installed in the last year .Just outside is a quiet secluded screened in porch with brick patio, ideal for outdoor dining and gatherings. Additional highlights hot tub, storage shed with a/c unit, new roof 2023, new water softener, new custom blinds. This home is conveniently located close to schools, shopping and everyday amenities.

135 Underwood Drive, Palatka
$215,000
3 Beds ⋅ 2 Baths ⋅ 2088853 MLS ⋅ 32181 Zip Code
GREAT PRICE! Fall in love with this beautifully maintained, move-in-ready 3BR/2BA home on over an acre. The open living and dining areas feature rich laminate wood flooring, creating a warm and inviting space. The spacious kitchen offers ample counter space, a built-in desk, and convenient access to the nearby laundry area. Enjoy peace of mind with a heating and air system less than a year old. Outdoor living shines with a covered back deck, paver patio with decorative concrete seating, a drive-through RV carport, and a powered workshop. A rare blend of comfort, space, and functionality--don't miss this one!

244 Oleander Street, Pomona Park
$105,000
4 Beds ⋅ 2 Baths ⋅ 2088760 MLS ⋅ 32148 Zip Code
*CASH ONLY* Great opportunity!! Check out this 4 bedroom, 2 bath in Interlachen on a canal to Sand lake near Twin Lakes. This property also contains 2 additional lots that offer more opportunitys giving you 1.02 acres. Partially fenced. Call to schedule your showing today.

103 Appaloosa Drive, Interlachen
$292,900
4 Beds ⋅ 3 Baths ⋅ 2088684 MLS ⋅ 32177 Zip Code
Welcome to this updated 3 BD/2 BA concrete block stucco home with a metal roof. This inviting home has a private entrance In-law suite making it a 4 bedroom 3 bath. The kitchen was recently updated with new appliances purchased in April 2025. The property is fully fenced with a concrete drive. The backyard boasts a privacy fence and a covered deck. Enjoy the proximity to the beautiful St. Johns River and the Ravine Gardens. This house comes with a REDUCED RATE as low as 5.875% (APR 6.114%) as of 08/15/2025 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information.

1515 Husson Avenue, Palatka
$489,000
3 Beds ⋅ 3 Baths ⋅ 2088653 MLS ⋅ 32177 Zip Code
One of a kind! Custom-built, pool home is located within minutes of the hospital. It sits on .57 acres and features: 3 bedrooms 2 bathrooms, two-car garage ,engineered Bamboo flooring throughout with tile in the bathrooms, vaulted ceilings, Electrical fireplace, custom indoor plantation shutters, window reading nook, and upgrade master closet. Access the inviting screened-in pool area directly form the master suite or the kitchen/dinning area. Beautifully updated and meticulously maintained home, offering privacy, comfort, and functionality both inside and out. The kitchen has been upgraded with additional cabinetry, quartz countertops, a stylish backsplash, a new sink, modern faucets, and a garbage disposal. Enjoy upgraded LED ceiling lighting, a cozy electric fireplace, and new ceiling fans throughout the home. A brand-new 22x24 detached garage was added, featuring a hip roof, 12' wide garage door with windows, insulation, and an attached 6x24 covered porch with ladder access—ideal

103 Stephanie Street, Palatka
$254,000
3 Beds ⋅ 2 Baths ⋅ 2088600 MLS ⋅ 32112 Zip Code
Pretty House, pretty Neiborhood, pretty little country Town! This is just the Jem you have been looking for. Beautifully maintained. Peaceful quite community. Deeded access to Lake Crescent world famous Bass fishing! Just minutes to town for Groceries, Town Hall, P.O., gas stations, Bank...etc. A dream of a home you won't want it to slip away. 30 to 45 minutes to Palm Coast or Daytona for more extreme shopping. Large yard, 2 sheds, lovely upgrades

109 Laurel Lane, Crescent City
$155,000
3 Beds ⋅ 2 Baths ⋅ 2088540 MLS ⋅ 32640 Zip Code
Opportunity knocks in this unique fly-in community! Voluntary HOA provides access to the private airstrip. Whether you're an aviator, investor, or just craving space, this one's full of possibilities. Sitting on 2 acres, this fixer-upper has solid bones and tons of potential. Recent updates include a new roof (2021), HVAC (2018), newer appliances, and a freshly pumped and inspected septic system. Outside, enjoy a semi-permanent pool, chicken coops, garden area, and a powered shop—perfect for hobbies or storage. Washer/dryer hookups are located outside.

245 Whirlwind Loop, Hawthorne
$395,000
4 Beds ⋅ 2 Baths ⋅ 2088413 MLS ⋅ 32177 Zip Code
Look at this PRICE!!! Awesome Chance to own this Authentic Original Heritage Log Home! Live the country life in this 3,400 sq. ft. Log Cabin home, while enjoying the convenience of living in town. This home perfect for Multi-Generational living, offers 4/5 Beds, 2 Baths, open floor plan. Huge laundry room with storage closets, man cave or she shed, 5th bedroom option. 2nd floor loft plus bedroom, bath, and walk in closet. Enjoy the expansive 16+ foot cathedral ceilings in main family room, with stone wood-burning fire place. Kitchen open with ample cabinets, and large eat-in island. Dining just off kitchen. Bonus office space just off dining. 1st floor also offers 3 beds, and large remodeled bath with double vanity, shiplap walls. Wrap around front porch, and nice covered back porch adorn this home. This property also includes a second lot with a metal 30X60 Barn with driveway, roll up door and covered carport/storage, in rear. Bring your chickens if you wish and create your own small farm! The great Metal barn offers 200amp electric service plus 50/100 amp RV service in rear. This home is located just outside of Palatka city limits, which puts you just minutes from schools, major shopping, restaurants, grocery, medical offices, and hospital. We are 45 minutes to Gainesville, Interstate 75, and 30 minutes to US oldest city of St. Augustine and beaches. Home has so many possibilities and just needs your touch to make it your special family home.

360 Alabama Avenue, Palatka
$251,200
3 Beds ⋅ 2 Baths ⋅ 2088367 MLS ⋅ 32189 Zip Code
Peaceful Country Living in this BRAND NEW 2025 Hailie Model by A&M Home Builders! This move-in ready 3BR/2BA home offers a smart layout with a spacious kitchen, granite countertops, stainless steel appliances, and upgraded matte black fixtures. This home you won't want to leave! Enjoy the front porch, perfect for rocking chairs, and a covered back patio overlooking a peaceful, natural setting with room for things like a pool, fire pit, play set, and she-shed. The garage provides extra storage or space for a workshop. Located 12 minutes from the Palatka riverfront and historic downtown shops and dining. Backed by a 10 year structural warranty. Priced to sell--don't miss this one!

325 Rustic Road, Satsuma
$263,000
3 Beds ⋅ 2 Baths ⋅ 2088365 MLS ⋅ 32189 Zip Code
Are you looking for a peaceful area with a low maintenance-affordable NEW HOME that's outside city limits? Imagine country living right down the road from the Dunn's Creek which leads right into the St. Johns River. River fun all Summer long! Fish, hike, horseback ride... there's so much to do in Putnam! Bring your toys! This is the life! Enjoy this 2025 Carmen model which features 3 beds, 2 baths, and a 1 car garage sitting on a beautiful lot with a spacious backyard leaving room for things like a pool, she-shed, and play set. This home has 9ft ceilings, LVP flooring throughout, upgraded lighting package, granite counters, stainless steel appliances, Hardie cement board siding, and builder warranties. Don't wait until rates drop a tad to see this home! Right now is the perfect buying season!

323 Rustic Road, Satsuma
$361,000
3 Beds ⋅ 2 Baths ⋅ 2088328 MLS ⋅ 32193 Zip Code
Experience the ultimate in relaxation at 122 Paradise Dr. where you can unwind on your private dock with boat lift, fish & feed the turtles. Property boasts a 68 x 31 ft. 2002 Homes of Merit manufactured home with 2,160 SF, perfectly situated on 75 x 100 lot. With solid foundation piers & poured concrete runners, this home has been built to last. Inside, you'll find a bright open floor plan, complete with 3 spacious bedrooms & 2 baths. The custom kitchen is a true showstopper, featuring a French door LG refrigerator, Samsung gas convection stove, and ample counter space. Additional highlights include crown moldings, a garden tub & shower in the master bath, & convenient accessible bathroom. The exterior of the property is just as impressive, with a large carport, 13' x 47'RV parking & a 10 x 12 shed. *Seller's preferred lender will offer 1% of loan amount towards buyers closing costs assistance or rate buydown

122 Paradise Drive, Welaka
$345,000
3 Beds ⋅ 2 Baths ⋅ 2088295 MLS ⋅ 32131 Zip Code
WELCOME TO BAREFOOT LANE! LIVE THE ST JOHNS RIVER RIVERFRONT DREAM ON THIS PICTURESQUE OLD FLORIDA HIGH BLUFF LOT WITH 75' FRONTAGE, BEAUTIFUL TREES & A CUSTOM PECKY CYPRESS HOME! Enjoy all the water sports & fishing your heart desires along with spectacular sunset views! This custom cypress home features a welcoming front porch, an open living concept including an office and bathroom on the first floor & 3 bedrooms & 1 bath on the second floor. All the rooms enjoy the river view with pecky cypress throughout! The kitchen features a center island, large bar for eating & prepping along with pecky cypress cabinets. The upstairs has a balcony that extends the length of the home. Home has 2 HVAC Units, Metal Roof, Dock, Boathouse, Water Softner System & Shed. The downstairs HVAC unit was replaced 12/2024. MUST SEE! All measurements are estimated.

122 Rio Vista Avenue, East Palatka
$85,000
2088276 MLS ⋅ 32177 Zip Code
30 x 36 Metal Garage 1080 SF with 200 AMP electric Adjoining 14 X 35 RV/BOAT STORAGE on cleared 1/3 ac corner lot Water available in community adjoining lot #34, 162 Kingfish Av .23 AC also for sale MLS 2088275 Also see MLS 2088216 Bowfin & Kingfish on the list for paving roads in near future. Currently roads are maintained by the county

164 Kingfish Avenue, Palatka
$349,900
2 Beds ⋅ 2 Baths ⋅ 2088239 MLS ⋅ 32193 Zip Code
Seller is Accepting Back contracts! Waterfront home minutes from the majestic St Johns River. DOUBLE LOT 100 Feet on canal w/ 2 Boathouses w/ Lifts & 2 Car Garage! Welcome to Welaka, a small golf cart community, great fishing & boating! Immaculate, well maintained ONE owner home lightly lived in. MOVE IN READY! Built in 2008, this manufactured home features 2 bed 2 bath, large office that could easily be used as 3rd bedroom. 10 ft ceilings, window transoms, newer LVP Flooring in Living areas, tile in the wet areas. No Carpet. Kitchen has new refrigerator, newer appliances, GAS oven, washer, dryer. Open concept w/ Living room//breakfast area & kitchen looking out over the water! Primary bedroom is roomy w/ tiled shower, dual vanities. & big closet. Enjoy the view on the spacious porch which is part of the main structure of the home & not an add on. State Forest, Springs & beautiful beaches close by!

156 Moonlite Drive, Welaka
$390,000
3 Beds ⋅ 2 Baths ⋅ 2088199 MLS ⋅ 32177 Zip Code
Great Location in Nobles Crossing one the area's few gated communities. Peaceful country living this neighborhood with oversized lots. Home sits on just over an acre with a fenced backyard and covered patio to enjoy the Florida weather. Located next door to conservation area for extra privacy. Sturdy construction of concrete block with stucco finish and metal roof for low maintenance. Open living area with vaulted ceilings, large kitchen island and all stainless steel appliances and walk in pantry. Large utility room leads out to two car garage. Home is loaded with extras that include professionally installed EV charging station, ideal for today's electric vehicles, RV hookup for those visiting guest and sprinkler system.

125 Newcastle Road, Palatka
$250,000
3 Beds ⋅ 2 Baths ⋅ 2087939 MLS ⋅ 32189 Zip Code
Located just a short distance from the St. Johns River, this 3-bedroom, 2-bathroom house features a newer metal roof and the freedom of no HOA fees. With plenty of space for kids and fur babies to roam and play, this property offers a comfortable lifestyle near the water. Inside, you'll find easy-care luxury vinyl plank flooring and ceramic tile throughout. The kitchen comes equipped with stainless steel appliances. The master suite includes a bathroom with a double vanity sink, a large soaker tub, a walk-in shower, and a walk-in closet. A convenient 2-car garage is also included. Enjoy the benefits of nearby river access for boating and fishing, combined with ample space for everyone to enjoy at home.

111 Oakwood Road, Satsuma
$200,000
3 Beds ⋅ 2 Baths ⋅ 2087579 MLS ⋅ 32189 Zip Code
Come and enjoy this ideal setting for fishing and boating enthusiasts! This 3-bedroom, 2-bath home is situated on a double lot on a deep-water canal with access to Dunn's Creek connecting to St. Johns River and Crescent Lake. This features a split floor plan! Spacious kitchen with a breakfast bar, separate dining room, living room with a dining area and a fireplace. Primary suite offers closets for lots of storage and a large bathroom with a tub and a separate shower. The waterfront features include a covered boathouse with an electric lift, dock, bulkhead, and a fish cleaning station. Separate building has a shop and a bonus room.

110 Mulberry Street, Satsuma
$225,000
3 Beds ⋅ 2 Baths ⋅ 2087389 MLS ⋅ 32131 Zip Code
New Roof! 3BR/2BA concrete block home in established East Palatka subdivision. Features include open kitchen/dining area, separate formal dining room, wood burning fireplace, large master bedroom with walk in shower, screened back porch, storage building in back yard, attached carport, tankless gas hot water heater, gas cooktop and gas dryer. Easy commute to St Augustine via State Road 207, and just a couple of minutes to downtown Palatka. New roof July 2025, HVAC approx 6 years old. 4 PT inspection on file.

140 W St Johns Terrace, East Palatka
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