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$284,900
3 Beds ⋅ 3 Baths ⋅ 2164197 MLS ⋅ 32177 Zip Code
Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!

1415 Cleveland Avenue, Palatka
$249,000
3 Beds ⋅ 2 Baths ⋅ 2164194 MLS ⋅ 32177 Zip Code
Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?

140 Kelley Smith School Road, Palatka
$269,500
3 Beds ⋅ 2 Baths ⋅ 2164094 MLS ⋅ 32177 Zip Code
Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka
$245,000
3 Beds ⋅ 2 Baths ⋅ 2164078 MLS ⋅ 32177 Zip Code
Spacious 3 bedroom, 2 bath concrete block home with front brick veneer accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka
$50,000
2 Beds ⋅ 1 Baths ⋅ 2163973 MLS ⋅ 32177 Zip Code
Unlock the potential of this property with an opportunity to renovate, rebuild, or start fresh with new construction. Whether you're looking for your next investment project or a chance to create a property to your vision, this location offers plenty of possibilities. Offered at an attractive price, this property is ready for its next chapter.

111 Cedar Avenue, Palatka
$115,000
2163966 MLS ⋅ 32177 Zip Code
Excellent vacant land opportunity in Palatka! This approximately 0.79-acre parcel is located along busy four-lane Highway 17, just north of Highway 100 and the downtown area. The property features C-2 Commercial and R-2 Residential split zoning, offering a variety of potential uses. Conveniently located with excellent visibility and accessibility, this property is ideal for a future business, investment, or residential development. Buyer to verify zoning, permitted uses, utilities, and all property information with the appropriate governmental agencies

229 N Highway 17, Palatka
$315,000
3 Beds ⋅ 3 Baths ⋅ 2163534 MLS ⋅ 32177 Zip Code
Well-cared-for 3-bedroom, 2.5-bath home offering 1,796 square feet of living space in a quiet cul-de-sac setting. This two-story home provides a functional layout with plenty of room to spread out, including a spacious first-floor primary suite and a large laundry/utility room with additional storage. The main living area features a wood-burning fireplace, while the kitchen and dining spaces offer a comfortable setup for everyday living. One of the highlights of the property is the outdoor living space, with both a welcoming front porch and a large covered back porch--perfect for morning coffee, entertaining, or simply enjoying the backyard. Additional features include a durable metal roof, gas tankless water heater, and included washer and dryer. Situated on a .24-acre lot in an established neighborhood, the home offers a peaceful residential setting while remaining convenient to St. Johns River State College, HCA Florida Putnam Hospital, shopping, dining, and other local amenities.

6110 W 4th Manor, Palatka
$65,000
3 Beds ⋅ 2 Baths ⋅ 2163314 MLS ⋅ 32177 Zip Code
Great investment opportunity! Property is being sold AS-IS and offers potential for an investor, rental property, or starter home. Located on .80 acres with a fully fenced in yard. Buyer to verify all information and potential uses with the county

128 Davis Lake Rd Road, Palatka
$180,000
3 Beds ⋅ 1 Baths ⋅ 2162946 MLS ⋅ 32177 Zip Code
Cute, Cute, Cute and adorable Bungalow in the heart of Palatka, Consist of three bedrooms and one bath, fully fenced back yard with plenty of room for your deck or boat.

1508 Roselle Avenue, Palatka
$449,900
1 Baths ⋅ 2162776 MLS ⋅ 32177 Zip Code
Command the Convergence - This 4,400 sqft Mixed-Use Commercial Property rests in the center of Putnam's most critical commercial corridor, boasting 31,000-35,000 daily vehicles (AADT). Reid St is no ordinary retail strip, its the only St. Johns River crossing for 30+ miles in either direction, making it an essential throughway for cross-state traffic in northeast Florida. The space divides smartly: 1,400 square feet of Finished Retail frontage pairs with 3,000 square feet of Warehouse for flexible operations, storage, or service functions. C-2 zoning supports retail, light commercial, and mixed-use operations. Public utilities & designated off-street parking are already in place. The prior tenant's are negotiable. Retail, Warehouse, or hybrid tenant mixes all work here - with market density and traffic fundamentals doing the heavy lifting for you! Available for Sale or Lease. Private financing with substantial down payment may also be considered.

600 Reid Street, Palatka
$265,000
4 Beds ⋅ 2 Baths ⋅ 2162586 MLS ⋅ 32177 Zip Code
CORNER LOT. SIDE-BY-SIDE FULLY OCCUPIED DUPLEX. EACH SIDE HAS 783SF WITH 2 BEDROOMS AND 1 BATH. GRANITE COUNTERTOPS. TILE FLOORS. NEW AC UNITS INSTALLED 2025/2026. HOT WATER HEATERS INSTALLED 2021/2022. NEW VINYL WINDOWS BEING INSTALLED. LAUNDRY ROOM AND COVERED BACK PORCH.

2440 Husson Avenue, Palatka
$245,000
3 Beds ⋅ 2 Baths ⋅ 2162527 MLS ⋅ 32177 Zip Code
Welcome to your new home!! Here you will find that this property is a perfect blend of comfort, space, and a relaxed country feel. From the moment you arrive, you'll appreciate the quiet surroundings and the opportunity to make this property your own. Inside, the home offers comfortable living space with plenty of potential for everyday living, entertaining, and creating lasting memories. There is even an additional flex room that provides space for your office, hobby needs, or a library! Step outside and enjoy the peaceful setting, with room to relax, gather with friends and family, garden, or simply take in the beauty of the outdoors. Conveniently located near Palatka, you can enjoy the opportunity of a more private setting while still being within easy reach of local shopping, dining, schools, and everyday convenience. If you are looking for a place to settle down and star gaze without the city noise, say less! This home is for you!

219 Palmetto Bluff Road, Palatka
$699,000
2162394 MLS ⋅ 32177 Zip Code
Prime Downtown Palatka Redevelopment Opportunity - 12,096 SF | 3 Stories Unlock the potential of this 12,096± SF three-story commercial building at 613 St. Johns Ave in downtown Palatka. The interior has been completely demoed, providing a clean slate for an investor, owner-user, or developer to bring a new vision to life. The building offers an excellent opportunity for a mixed-use redevelopment, with potential for retail or commercial space on the first floor and office or residential apartments on the second and third floors. The existing three-story configuration provides flexibility for a variety of concepts while preserving the character and presence of a downtown building. Whether you're looking to create a vibrant retail destination, professional office space, residential units, or a combination of uses, this property is ready for renovation and redevelopment. Its location along St. Johns Avenue places it in the heart of Palatka's downtown environment, surrounded by established businesses, services, and community amenities. 12,096± SF | 3 Floors | Interior Demo Complete | Ready for Renovation | Mixed-Use Potential An outstanding opportunity to reposition a substantial downtown property and create a unique income-producing asset. Bring your vision and capitalize on the continued revitalization of Downtown Palatka.

613 St Johns Avenue, Palatka
$229,000
3 Beds ⋅ 2 Baths ⋅ 2162238 MLS ⋅ 32177 Zip Code
FRESH NEW PRICE -- READY FOR A NEW OWNER! This beautiful 3-bedroom, 2-bath home still has the charm and character you love, with the fresh renovations you want! Offering 1,452 sq. ft. on .22 acres, this 1958 home features beautifully refinished hardwood floors, updated bathrooms, updated plumbing and electrical, and an HVAC system approximately four years old. Move in, relax, and start enjoying the Florida lifestyle! Spend the day at the beach, explore the St. Johns River, or enjoy the local shops, restaurants, and charm of downtown Palatka. Beautiful landscaping completes the picture. This home is turnkey ready--nothing left to do but unpack and enjoy. Fresh price, fresh renovations, and ready for its next chapter!

2003 Laurel Street, Palatka
$300,000
4 Beds ⋅ 2 Baths ⋅ 2162099 MLS ⋅ 32177 Zip Code
Freshly renovated and sitting on a full acre, 201 Comer Road offers the space you want without the project list. This 4-bedroom, 2-bath home features a bright open layout, new flooring, fresh paint and recessed lighting throughout. The updated kitchen includes white cabinetry, granite countertops, stainless steel appliances and a large island overlooking the main living area. The primary suite offers plenty of room along with an updated bath featuring a double vanity and tiled walk-in shower. Outside, the screened front porch is the perfect place to slow down, while the one-acre yard gives you room to spread out. The log cabin-style barn adds even more character and space for storage, hobbies or your next idea. Updated, spacious and move-in ready, this Palatka home brings together modern finishes and room to breathe.

201 Comer Road, Palatka
$239,900
11 Beds ⋅ 5 Baths ⋅ 2162082 MLS ⋅ 32177 Zip Code
Historic Multi-Unit Opportunity in the heart of St. Johns Ave! Rare opportunity to own a spacious 1920 multi-unit property featuring 11 bedrooms & 4.5 bathrooms, on approximately .69 acres in a highly convenient location. This two-story property offers large multi-use rooms, plenty of space, and tremendous potential for the right investor or owner-user. The property is zoned R-3 and located in Flood Zone X. Parts of the roof have been replaced with new metal roofing, and the property also features a new A/C system. Partially furnished and offering great bones, this property needs work but provides an excellent opportunity to restore, renovate, and maximize its potential. Large lot, prime location, flexible space, and tons of possibilities - bring your vision and make this property your own!

2111 St Johns Avenue, Palatka
$235,000
3 Beds ⋅ 2 Baths ⋅ 2161985 MLS ⋅ 32177 Zip Code
Welcome to this inviting, nearly new home on Palm Avenue! Built just one year ago, this home feels open and spacious from the moment you walk through the door. The vaulted ceilings add to the airy feel of the main living area, creating a comfortable space where everyone can gather without feeling crowded. The thoughtfully designed layout makes everyday living easy while still offering plenty of room to entertain family and friends. Situated on a desirable corner lot, the home also features a large, fully fenced yard with plenty of space for children and pets to play, weekend cookouts, gardening, or simply relaxing outdoors. With newer construction, a spacious interior, and an oversized yard that is already fenced, this home offers the comfort and flexibility so many buyers are looking for. Come see it for yourself and imagine making it your own!

3325 S Palm Avenue, Palatka
$350,000
5 Beds ⋅ 3 Baths ⋅ 2161798 MLS ⋅ 32177 Zip Code
Welcome to 170 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful acres in Palatka. Offering over 2,000 square feet of living space, this spacious 5-bedroom, 3-full-bath home provides plenty of room for a growing family, guests, a home office, or anyone looking for more space and privacy. The open and functional floor plan offers comfortable living areas and a layout designed to accommodate everyday living and entertaining. Outside, the 4.75-acre homesite provides plenty of room to enjoy the outdoors, create your own private retreat, or bring your future plans to life. The combination of new construction and acreage makes this property a unique find in the Palatka area. The opportunities continue beyond 170 Janice Drive. The neighboring property at 162 Janice Drive is also available and features the same 5-bedroom, 3-bathroom floor plan on its own 4.75 acres. Additionally, the 4.75 acres located between the two homes is available separately for $100,000. This creates a truly unique opportunity for extended or multi-generational families looking to live close together while maintaining their own homes and space, or for someone interested in creating a private family compound. Whether you're looking for a spacious new construction home with acreage or envisioning a larger property setup for family and future generations, this is an opportunity worth exploring. With a total of three adjoining 4.75-acre parcels potentially available, the possibilities are exceptional. Schedule your private showing today and come see what makes this property so special!

170 Janice Drive, Palatka
$350,000
5 Beds ⋅ 3 Baths ⋅ 2161797 MLS ⋅ 32147 Zip Code
Welcome to 162 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful acres in Palatka. Offering over 2,000 square feet of living space, this spacious 5-bedroom, 3-full-bath home provides plenty of room for a growing family, guests, a home office, or anyone looking for more space and privacy. The open and functional floor plan offers comfortable living areas and a layout designed to accommodate everyday living and entertaining. Outside, the 4.75-acre homesite provides plenty of room to enjoy the outdoors, create your own private retreat, or bring your future plans to life. The combination of new construction and acreage makes this property a unique find in the Palatka area. The opportunities continue beyond 162 Janice Drive. The neighboring property at 170 Janice Drive is also available and features the same 5-bedroom, 3-bathroom floor plan on its own 4.75 acres. Additionally, the 4.75 acres located between the two homes is available separately for $100,000. This creates a truly unique opportunity for extended or multi-generational families looking to live close together while maintaining their own homes and space, or for someone interested in creating a private family compound. Whether you're looking for a spacious new construction home with acreage or envisioning a larger property setup for family and future generations, this is an opportunity worth exploring. With a total of three adjoining 4.75-acre parcels potentially available, the possibilities are exceptional. Schedule your private showing today and come see what makes this property so special!

162 Janice Drive, Palatka
$239,900
3 Beds ⋅ 2 Baths ⋅ 2161632 MLS ⋅ 32177 Zip Code
Bring your vision and add the finishing touches! This project home has already had a great start, with many of the major improvements completed and is ready for its next owner to finish it their way. Updates already completed include a NEW metal roof, NEW subfloor throughout, a second bathroom added, NEW drywall throughout, NEW ceiling fans and lighting, updated electrical, tile installed in the kitchen and new bathroom, a renovated front porch, and more! Much of the hard work has already been done. Now it's time to bring your ideas and make it your own. Whether you're an investor, DIY enthusiast, or buyer looking for a home you can customize to fit your style, this property offers plenty of potential. Finish what's been started and turn this project into HOME! Situated on St. Johns Avenue in the heart of Palatka, this property offers a convenient location along with the opportunity to complete the renovations and make it your own.

1407 St Johns Avenue, Palatka
$414,900
4 Beds ⋅ 2 Baths ⋅ 2161451 MLS ⋅ 32177 Zip Code
Build your dream home with the Sternere Group in Colonial Pines! One of the last lots remaining in this sought-after community, offering a rare opportunity to create a custom home tailored entirely to your vision.... Choose your design, finishes, and features and make this lot truly your own. Give us a call today (Listing Agent is Seller and Builder)

148 Latesha Terrace, Palatka
$60,000
3 Beds ⋅ 2 Baths ⋅ 2161446 MLS ⋅ 32177 Zip Code
Investor special. Home needs roof and updates on the inside.

621 S 18th Street, Palatka
$21,500
263758 MLS ⋅ 32139 Zip Code
Build your Florida retreat or hold for future plans with this 0.23-acre residential lot in Paradise Lakes. Located at 118 Rosewood St in Georgetown, this parcel is zoned R-2, Residential Mixed, and is in FEMA Flood Zone X. For buyers who enjoy outdoor recreation, Georgetown Cove POA publishes member amenities including key-access boat-ramp parking, Lake George waterfront access, a picnic pavilion, and a community campfire area. Buyer to verify POA membership, dues, amenity transferability, key requirements, rules, utilities, buildability, access, and intended use.

118 Rosewood St, Palatka
$110,000
2 Beds ⋅ 1 Baths ⋅ 2161337 MLS ⋅ 32177 Zip Code
Welcome to 1107 S 10th Street in Palatka, Florida! This property offers a great opportunity to enjoy the convenience of living close to everything Palatka has to offer. Located just minutes from shopping, restaurants, schools, medical facilities, and the beautiful St. Johns River, you'll have everyday necessities and local attractions right at your fingertips. Whether you're searching for a place to call home or looking to add another property to your investment portfolio, 1107 S 10th Street is full of potential. With Palatka continuing to grow, this is a great opportunity to own property in an established area of town. Schedule your showing today and come see the possibilities for yourself!

1107 S 10th Street, Palatka
$230,000
3 Beds ⋅ 1 Baths ⋅ 2161333 MLS ⋅ 32177 Zip Code
Updated, inviting, and full of character, this 3-bedroom, 1-bath block home sits on nearly half an acre at the end of a quiet, no-thru street. Inside, a bright living room welcomes you with LVP flooring, a large picture window, and a cozy fireplace. The kitchen features newer cabinetry--installed within the last 5 years--and stainless steel appliances, while the updated bathroom was also completed within the last 5 years. New windows throughout, updated electrical, and a 2021 water heater offer added peace of mind, all complemented by a timeless metal roof. Outdoors, relax on the charming rear porch, take advantage of the attached carport and newer concrete driveway, and enjoy the generous space of your private yard. A sweet blend of character, comfort, and thoughtful updates, ready for its next chapter.

128 Cannon Court, Palatka
$32,900
2160911 MLS ⋅ 32177 Zip Code
Bring your vision to life with this 0.23 acre vacant residential lot in palatka! Whether you're looking for a homesite for future reside4nce or an opportunity to add land to your investment portfolio, this property offers plenty of potential.

177 Bonita Drive, Palatka
$147,000
2 Beds ⋅ 2 Baths ⋅ 2160858 MLS ⋅ 32177 Zip Code
NEW PRICE! Nearly new, move-in ready & less than a mile from a public boat ramp! Built in 2024, this 2BR/2BA manufactured home offers an affordable opportunity to enjoy the Florida lifestyle just minutes from the St. Johns River--with NO HOA and the big-ticket improvements already in place. Situated on a 0.23-acre lot, this 830 SF home features a new well, septic, culvert and water softener. Inside, the open floor plan connects the kitchen, dining and living areas, with wood-look laminate flooring throughout the main living spaces. The modern kitchen features white cabinetry, black appliances, a center island and stylish pendant lighting. The primary suite includes a walk-in closet and en suite bath with walk-in shower, while the guest bedroom offers plenty of space for family or visitors. Washer and dryer convey. Bring the boat, fishing poles or kayaks and take advantage of nearby St. Johns River access. With 2024 construction, no HOA, its ready for you to call home!

114 Barracuda Drive, Palatka
$135,000
3 Beds ⋅ 2 Baths ⋅ 2160833 MLS ⋅ 32177 Zip Code
Opportunity awaits on 2.14 combined acres in a quiet Palatka setting! This 1984 Fleetwood mobile home sits on a 1.11-acre homesite and includes an additional 1.03-acre lot, offering plenty of room to spread out. The 3-bedroom, 2-bath split floor plan features a primary bedroom with two walk-in closets, a living room with a non-functional fireplace, back deck, and multiple storage sheds. The fenced property offers a peaceful setting while remaining convenient to shopping, the hospital, St. Johns River State College, and the St. Johns River. The home needs work but offers plenty of potential for someone with vision to make it their own. At this price, it won't last long! Don't miss this opportunity, call today for your private showing!

102 Goldenrod Lane, Palatka
$214,900
3 Beds ⋅ 3 Baths ⋅ 2160592 MLS ⋅ 32177 Zip Code
Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements--including an updated metal roof, HVAC system, and plumbing--provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard. A detached garage offers additional storage, workspace, or parking options. Conveniently located just minutes from Downtown Palatka, Ravine Gardens State Park, Palatka Golf Course, and the beautiful St. Johns River, this home offers easy access to local shopping, dining, recreation. Don't miss this opportunity to own a move-in-ready home with an unbeatable location!

1811 Kate Street, Palatka
$225,000
2160586 MLS ⋅ 32177 Zip Code
Prime 1.36 +/- acres with potential for commercial opportunity on State Rd 20. Excellent location and opportunity, offering outstanding visibility and easy access with excellent ingress and egress. Currently zoned AG, the property may have potential for commercial zoning, making this a versatile investment opportunity. Conveniently located just 10 minutes from downtown Palatka and approximately 30 minutes from Gainesville. Whether you're looking for a location for your business, future development, or an investment property, this site is worth taking a look at!

State Rd 20, Palatka
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