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$449,900
1 Baths 2162776 MLS 32177 Zip Code
Command the Convergence - This 4,400 sqft Mixed-Use Commercial Property rests in the center of Putnam's most critical commercial corridor, boasting 31,000-35,000 daily vehicles (AADT). Reid St is no ordinary retail strip, its the only St. Johns River crossing for 30+ miles in either direction, making it an essential throughway for cross-state traffic in northeast Florida. The space divides smartly: 1,400 square feet of Finished Retail frontage pairs with 3,000 square feet of Warehouse for flexible operations, storage, or service functions. C-2 zoning supports retail, light commercial, and mixed-use operations. Public utilities & designated off-street parking are already in place. The prior tenant's are negotiable. Retail, Warehouse, or hybrid tenant mixes all work here - with market density and traffic fundamentals doing the heavy lifting for you! Available for Sale or Lease. Private financing with substantial down payment may also be considered.

600 Reid Street, Palatka

$499,900
4 Beds 2 Baths 2160351 MLS 32177 Zip Code
Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only. Set within the riverfront community of Crystal Cove, this home captures the ease and beauty of Northeast Florida living. Although the property is not directly riverfront, scenic views of the St. Johns River can be enjoyed from multiple areas of the home. Crystal Cove Marina and a nearby public boat ramp are just steps away, making spontaneous days on the water beautifully simple launch the boat, cast a line, cruise the river or settle in to watch the evening sky. Historic Downtown Palatka is only minutes away, offering locally owned boutiques, restaurants, community gatherings and waterfront events. Palatka's central location also makes it easy to enjoy many of North and Central Florida's favorite destinations: Approximately 30 miles to St. Augustine Approximately 45 miles to Gainesville Approximately 50 miles to Jacksonville Approximately 50 miles to Ocala Approximately 55 miles to Daytona Beach Approximately 90 miles to Orlando Some listing photographs have been digitally altered using AI to illustrate the possibilities of select cosmetic updates, including flooring, fireplace and design enhancements. These conceptual images are provided for visual presentation purposes only and may not reflect the property's current condition, materials or included features. Buyers should rely upon in-person observations, inspections and verified property information. Improvement quotes may be available upon request.

245 Crystal Cove Drive, Palatka

$465,000
2 Beds 2 Baths 2159148 MLS 32177 Zip Code
Wake up to breathtaking scenery and enjoy panoramic views of the St. Johns River from the primary suite, dining room, and living room in this charming waterfront retreat. Whether you're casting a line from your private dock, launching a kayak, cruising by boat, or enjoying seasonal shrimping, every day feels like a getaway. Set on a beautifully shaded .71-acre lot with 105+/- riverfront feet and majestic live oaks, this 2-bedroom, 2-bath concrete block home also features an office/storage room, attached garage, fireplace, spacious dining room, and a functional kitchen with stainless appliances and open shelving. After a day on the water or in the garden, rinse off in the convenient outdoor shower and unwind on the deck while taking in the peaceful river views. Complete with a covered boathouse and boat lift, this property is your opportunity to embrace the relaxed, year-round riverfront lifestyle.

110 Cedar Creek Road, Palatka

$414,900
3 Beds 2 Baths 2156677 MLS 32177 Zip Code
Discover the perfect blend of country charm and modern convenience in this beautifully updated home on a spacious 1.61-acre corner lot. Enjoy peaceful country living just minutes from town. The partially fenced property features a new roof, new fence, electric gate, and plenty of room for RVs, boats, or recreational vehicles. Inside, you'll find an open floor plan with new luxury vinyl plank flooring, fresh interior paint, updated light fixtures, new appliances, and a new heavy-duty sliding glass door leading to the expansive back patio--perfect for entertaining. The private primary suite offers an en-suite bath and a large walk-in closet. With room to spread out and endless possibilities for outdoor living, this move-in-ready home is conveniently located just outside Green Cove Springs with easy access to Palatka. A must-see!

100 Jack Road, Palatka

$500,000
3 Beds 2 Baths 2156359 MLS 32043 Zip Code
Experience living just off the St Johns River on beautiful Cedar Creek in this custom-built, two-story A-Frame log home. Offering distinctive living space, this one-of-a-kind home showcases soaring 22-foot ceilings, tongue-and-groove walls, handcrafted doors, pine & bamboo flooring, & countless custom details throughout. The open-concept great room is highlighted by dramatic floor-to-ceiling windows providing breathtaking views of the property's winding boardwalk that meanders through native Florida landscape to the waterfront which features a dock with a covered boathouse. The first floor offers two bedrooms and a full bath, while the spacious second-floor owner's suite serves as a private retreat with its own private deck, sitting area with wet bar overlooking the great room. This rare Cedar Creek waterfront property offers rustic character, modern comfort, & direct access to the St Johns River, creating an extraordinary opportunity for those seeking a peaceful waterfront sanctuary.

152 Pioneer Trail, Palatka

$400,000
3 Beds 3 Baths 2155939 MLS 32177 Zip Code
St. Johns River living awaits at 370 Cedar Creek Rd in Palatka! This well-maintained 3-bedroom, 2.5 bath home offers 2,092 sq. ft. on a spacious .68-acre lot in one of Putnam County's most desirable river communities. Enjoy all the St. Johns River has to offer with a private dock, making boating, fishing, kayaking, and sunset cruises just steps away. The dock is ready for new decking, providing a great opportunity to customize your river access. Inside, you'll find a spacious, functional floor plan with generous living areas and plenty of room to entertain. Outside, there's ample space for your boat, RV, and outdoor toys. With auto start whole house 20KW Generac generator, this home offers the perfect blend of peaceful Old Florida charm and the waterfront lifestyle you've been searching for.

370 Cedar Creek Road, Palatka

$497,000
3 Beds 3 Baths 2154030 MLS 32177 Zip Code
Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-carport, storage shed. Come see it now!!

134 Bowfin Drive, Palatka

$489,000
3 Beds 3 Baths 262739 MLS 32177 Zip Code
The sellers are very motivated and invite you to imagine beginning each day watching the sunrise over the St. Johns River and ending the evening with your boat just steps away at the neighborhood marina. With only 24 custom homes in the neighborhood, no HOA, one level living, and convenient to all the in-town conveniences, this property offers a lifestyle unmatched. Inside, you’ll find a truly unique floorplan with over 2200 square feet of living space. Three bedrooms, with a split layout, each with separate full bathrooms, tall ceilings, and numerous updates throughout make this home comfortable and inviting. The renovated kitchen features stainless steel appliances, double ovens, updated countertops, plenty of shaker style cabinets and a bright but cozy breakfast room. Relax knowing the HVAC is newer, as is the roof. And don’t forget the river views from the front of the home!

241 Crystal Cove Drive, Palatka

$499,900
2 Beds 2 Baths 2148816 MLS 32177 Zip Code
A rare offering of 14.3± acres located north of Palatka and just minutes from the First Coast Expressway. Zoned agricultural and suitable for a variety of uses with high visibility and easy highway access. The property can be divided once, making it ideal for a family compound or possibly ag related business. Property includes two driveways, front wood fencing, and 2 wells. The adorable home is well-maintained and features an upgraded kitchen, 2 comfortable bedrooms, 2 bathrooms, a large living room with fireplace, a den/office, and an oversized attached garage. The home is situated at the back of the property, offering privacy, and also has front and back porches and a fully fenced yard. Additional amenities include a large barn/workshop, covered RV/boat storage, a garden area, and ample space for additional buildings. Bring your imagination and make this your dream hobby farm or homestead. Subject to utility easement(approx 5.3 ac) and cell tower easement (approx 1 ac).

751 N Highway 17, Palatka

$440,000
3 Beds 2 Baths 2148504 MLS 32177 Zip Code
Waterfront living meets everyday comfort in this beautifully updated 3-bedroom, 2-bath pool home with direct access to the St. Johns River. Situated on a navigable canal, this property is designed for those who enjoy life on the water, featuring a private boat lift, screened pool, and backyard putting green. Inside, recent upgrades to the kitchen and primary bathroom add modern style and functionality, while spacious living areas provide plenty of room to relax and entertain. Step outside to enjoy the newly screened pool enclosure, waterfront views, and easy access to boating, fishing, and everything the river lifestyle has to offer. Additional features include a new water softener, 2-car garage, and a layout that makes the most of both indoor and outdoor living. Whether you're looking for a full-time residence, a weekend escape, or a waterfront investment opportunity, this home offers a rare combination of updates, amenities, and direct river access.

276 Harbor Drive, Palatka

$449,000
2146743 MLS 32177 Zip Code
Prime commercial opportunity available for sale or lease. The electrical and plumbing systems are up to code, providing added confidence and convenience for immediate operation. Formerly home to the highly successful ''Bradleys'' restaurant, this location carries strong local recognition and proven business history. Ideal for restaurant, café, catering, retail, office, or other commercial concepts. Super location for virtually any type of business, offering outstanding visibility and exposure to help maximize customer traffic and brand recognition. Seller financing available with a minimum of $25,000 down payment, creating flexible acquisition options for qualified buyers. Excellent opportunity to own or lease an established commercial space in a highly

909 N 19 State Road, Palatka

$440,000
4 Beds 3 Baths 2144242 MLS 32177 Zip Code
Don't miss your opportunity to own this move in ready, new construction home, perfectly situated on a picturesque 1 acre lot. Designed for both comfort and functionality, this home features a 3-car garage offering over 600 square feet of garage space, perfect for lawn equipment or extra storage. Step inside to a thoughtfully designed floor plan that flows seamlessly from room to room. The home offers 4 bedrooms, 3 bathrooms, and a dining area and modern finishes throughout. The gourmet kitchen is a true showstopper, boasting 42'' soft-close shaker cabinets, quartz countertops, and an unforgettable walk-in pantry. Enjoy a split floorplan, with modern finishes. Home features a primary suite and additional room with an en-suite bath. Schedule your showing today!

161 Crestview Drive, Palatka

$422,500
4 Beds 3 Baths 2144230 MLS 32177 Zip Code
Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a beautiful 1.17 acre lot, this move in ready, new construction home offers 4 bedrooms, 3 bathrooms, an office and a 2-car garage, providing ample space for your family and lifestyle. In addition to the primary bathroom, there is an additional bedroom with an ensuite bath. The kitchen features 42'' cabinetry with soft-close drawers, quartz countertops, and an unforgettable walk-in pantry with built in shelves. Enjoy the benefits of a split floor plan and modern finishes. . Conveniently located with easy access to shopping, dining, and major roadways, this home perfectly combines comfort, style, and functionality. Schedule your private tour today!

183 Crestview Drive, Palatka

$475,000
3 Beds 2 Baths 2141396 MLS 32177 Zip Code
Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids' playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.

461 Old Starke Road, Palatka

$480,000
3 Beds 2 Baths 2140027 MLS 32177 Zip Code
Discover this stunning 3-bedroom, 2-bathroom riverfront home nestled on a sprawling 2.05-acre lot along the picturesque St. Johns River, offering an impressive 140' +/- of waterfront. While this waterfront gem is a dream come true, it requires some updates to fully realize its potential. This home is priced with renovation in mind. The kitchen seamlessly flows into the living area, creating an inviting and spacious atmosphere. The cozy living room features a charming brick fireplace and cathedral ceilings adorned with wood beams. The expansive sunroom provides a breathtaking view of the pool and river. Additionally, the home includes a carport equipped with an attached workshop and storage area. For added convenience, the home also boasts a full house generator. Located in flood zone X so no flood insurance is required.

202 Saint Johns Drive, Palatka

$460,000
4 Beds 3 Baths 2135809 MLS 32177 Zip Code
Don't miss your opportunity to own this move in ready, new construction home, perfectly situated on a picturesque 1.21 acre corner lot. Designed for both comfort and functionality, this home features a 3-car garage with front and rear entry, offering over 600 square feet of garage space, perfect for lawn equipment or extra storage. Step inside to a thoughtfully designed floor plan that flows seamlessly from room to room. The home offers 4 bedrooms, 3 bathrooms, and a dining area and modern finishes throughout. The gourmet kitchen is a true showstopper, boasting 42'' soft-close shaker cabinets, quartz countertops, and an unforgettable walk-in pantry. Enjoy a split floorplan, with modern finishes. Home features a primary suite and additional room with an en-suite bath. Don't miss the opportunity to make this property truly your own!

247 Estates Drive, Palatka

$449,000
2133876 MLS 32177 Zip Code
Opportunities like this don't come around often in Palatka. This 7.44-acre property offers the kind of space and privacy many people are searching for but rarely find this close to town. Tucked away in a peaceful setting, it's the perfect place to build your dream home, start a homestead, or simply enjoy the quiet and freedom that comes with owning land. Imagine having room for gardens, animals, and outdoor living while still being minutes from everyday essentials. HCA Florida Putnam Hospital is just 5 minutes away, and in only 7 minutes you can be on Highway 19, where Palatka's main shopping, dining, and entertainment are located. Properties that combine acreage, privacy, and convenience like this tend to catch attention quickly. Schedule a showing and see the potential for yourself.

120 County Road 309c, Palatka

$450,000
2131192 MLS 32177 Zip Code
A place to slow down, spread out, and enjoy the rhythm of the river. This beautiful slice of Old Florida offers approximately 2.05 acres on the St. Johns River, just a short drive about 10-15 minutes from downtown Palatka and roughly 35-45 minutes to Green Cove Springs. Whether you envision weekends on the water, gathering with family, or simply enjoying the quiet that comes with riverfront living, this property provides the setting to make it your own. The lot is mostly cleared, with classic Old Florida cypress trees lining the river and creating a natural, scenic backdrop. A covered dock with an electric boat lift is already in place, making time on the water easy and accessible. The artesian well, sturdy pole barn, and existing electric add functionality and flexibility for future plans. With no HOA, you have the freedom to use your land in a way that fits your lifestyle. Hop in the boat and head out for lunch at Six Mile Crab Shack in St. Augustine. to Renegades on the River in Welaka. You'll also find yourself in the heart of some of the best bass fishing waters in the country. Zoned Residential, Single-Family Estate, this is an opportunity to create a homestead that reflects how you want to live--uncomplicated, connected to nature, and rooted in the character of the St. Johns River.

455 W River Road, Palatka

$430,000
2 Baths 2117993 MLS 32177 Zip Code
Corner lot, located in a high traffic commercial area just a stone's throw from Wal-Mart, Winn-Dixie and a number of delightful restaurants, this listing offers exceptional possibilities for your business venture(s). Most of this property is chain-link fenced and has lots of parking. Much of the interior area of the buildings is wide open for you to configure exactly the way you want or need to for your clients or workforce. The main building that front the parking lot has approx. 2,585 sq ft (55'x47') with central heat/air and one bathroom. The second building located behind the main building has approx. 1,792 sq ft (56'x32') with a window a/c unit and one bathroom. Property is zoned C-2, see listing of possibilities under documents. There are restrictive convents, see under documents. As per the owner CH/A and septic tank have been updated in the last couple of years. New Septic tank and drain field installed in March 2025

819 S Moody Road, Palatka

$400,000
4 Beds 2 Baths 2117452 MLS 32177 Zip Code
Experience peaceful country living on 11 beautiful acres designed for a true mini-farm lifestyle! The property is fully equipped with fenced pastures, a central corral, a large hog pen divided into four sections, a chicken coop, two metal barns, and an additional pole barn—perfect for livestock, storage, or equipment. A tractor is also available for purchase separately. The inviting home offers both front and back porches plus a screened rear porch overlooking serene woods where deer and other wildlife are often seen and heard. Updates include a 2-year-old metal roof, 1-year-old HVAC, and 2021 windows. A whole-house Generac generator (2018) provides reliable backup power and year-round peace of mind. Additional features include a Starlink internet dish and an aerator/water-softener combo. With open land, mature trees, and all systems in place, this property is ready for your animals and your country dreams!

1463 Bardin Road, Palatka

$400,000
2 Beds 2 Baths 2116373 MLS 32177 Zip Code
This beautiful country home has the perfect mix of charm and comfort. It features two spacious bedrooms and two full bathrooms, all designed with a warm, rustic style that makes you feel right at home. The interior is beautifully finished — every detail looks just right, from the cozy living spaces to the modern kitchen. The home sits on a large lot giving you the quiet of country living while still being just a short drive from town. It's completely move-in ready and even comes with a whole-home generator, so you'll always have power no matter what the Florida weather can throw at you! With its perfect blend of rustic character and modern convenience, this home offers the best of both worlds — peaceful country living with easy access to everything you need. Schedule your showing today!

166 Slaughter Road, Palatka

$448,500
2116037 MLS 32177 Zip Code
PRIME 11.46 FENCED ACRES ZONED AG WITH IMPROVED PASTURE & MAJESTIC LIVE OAKS! Parcel has 777' +/- paved road frontage on W Peniel Rd & 620' +/- on the north & south boundary lines. Many possibilities with this parcel!your Potential for lot split, family S/D or residential development. 50' paved esmt on south boundary lined with beautiful mature sycamore trees. 20' esmt on north boundary line (no road in place). High & Dry Land. Property is in Flood Zone X. Deed restricted to homes only. Owners will consider a lot split. Measurements to be verified by a boundary survey. Shown by appointment only. The North 5.7 Acres of this parcel is currently under contract. The South 5.8 Acres is currently available for $224,900.

00 W Peniel Road, Palatka

$439,900
4 Beds 3 Baths 2113961 MLS 32177 Zip Code
Magazine-Worthy Oasis on .71 Acres! Discover your dream home in the heart of Carriage Woods! This stunning 4 bedroom, 3 bath residence is a true masterpiece, boasting an array of recent updates that blend modern comfort with timeless charm. Nestled on a spacious .71 acre corner lot, this home offers privacy and tranquility while being conveniently located near shopping, schools, and medical facilities. Step inside to experience the perfect harmony of style and warmth. A newly renovated master suite, updated bathrooms, fresh flooring, and a sleek metal roof (recently sealed & painted) are just a few of the highlights. Enjoy the benefits of modern living with a newer AC, pool pump, well pump, and tankless water heater. The kitchen is a chef's dream, equipped with natural gas appliances and a convenient quick-connect for your outdoor grilling station. Unwind in your own private oasis! The sparkling pool and spa, surrounded by a paver deck, invite you to relax and entertain in style. Whether it's a hot summer day or a chilly evening, the heated pool and spa offer year-round enjoyment. Cozy up to the fireplace on cooler nights, or simply bask in the serene ambiance of your backyard. The expansive .71 acre lot provides ample space for kids and pets to roam freely. A large detached shed adds to the functionality of this exceptional property. Don't miss this opportunity to own a truly remarkable home in a desirable location. Schedule your showing today!

101 Carriage Drive, Palatka

$380,000
2113188 MLS 32043 Zip Code
This beautiful 20.7-acre rural property offers a rare combination of natural beauty, modern convenience, and long-term investment potential. Located on a paved road with underground utilities, the land features a 4'' artesian well, partially fenced for horses or livestock, has a 30'x50' metal building with a cold storage room, partially cleared, home to diverse wildlife, and includes stands of marketable pine trees. Situated in an area poised for rapid growth and development, this land offers excellent potential for future appreciation--whether for a private retreat, homestead, or investment. An adjoining property owner is also selling his 10.3 acres if more space is needed. That address is 226 Eagle Creek Rd.

220 Eagle Creek Road, Palatka

$450,000
4 Beds 2 Baths 2112229 MLS 32177 Zip Code
Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're dreaming of a spacious open-concept retreat, a modern farmhouse, a multi-generational layout, or something uniquely yours. Set on a peaceful lot in a serene and growing area, this property offers the perfect canvas for your lifestyle. Home packages start at $385,000, and every build includes quality craftsmanship, attention to detail, and the flexibility to select finishes, layout, and features that reflect your taste. This is more than a house — it's your future, designed your way. Ready to build something amazing? Let's get started.

269 Peniel Church Road, Palatka

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